DIRS.INFO The most relevant business & tech news

Note that credit card lenders may use many different variations of credit score models when considering your application. If you're looking for Chase small-business card but don't want to meet the hefty spending requirement on the Ink Business Preferred® Credit Card, the no-annual-fee Ink Business Cash® Credit Card is a great alternative. If you're considering opening a new rewards credit card, do your research to see whether the card you want has previously offered a higher bonus. A credit card sign-up bonus can be a great incentive to apply, especially if you're looking at a card that has an annual fee, but not every good credit card offers an intro bonus. Before you apply for a new credit card, make sure you understand how credit card applications affect your credit score.

Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. You'll earn 3% back (3x Chase Ultimate Rewards points) at restaurants and drugstores, and 5% cash back (5x points) on travel purchased through Ultimate Rewards. Review: US Bank Cash+ card reviewThe new Capital One SavorOne Student Cash Rewards Credit Card is a great choice if you're new to credit and looking for a cash-back card that earns bonus rewards in popular categories.

$0 Annual Fee View Full Details $0 Annual Fee Apply now On Wells Fargo's websiteWells Fargo Active Cash® Card Apply now On Wells Fargo's website Best card for flat-rate cash rewards earning Details Rewards Earn unlimited 2% cash rewards on purchases. Show more Regular APR 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 25.99% Variable Editor's Rating 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. $0 Annual Fee View Full Details Learn moreBest card for college students Capital One SavorOne Student Cash Rewards Credit Card 4.2 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.2

☆ Luxury hotel booking programs from Amex, Capital One, Visa, and more can get you free elite benefits like room upgrades and on-property credits — here's how
▼ + stars: | 2022-10-25 | by ( Eric Rosen | Tessa Campbell | Read More | ) www.businessinsider.com time to read: +39 min

David Slotnick/Business InsiderMany travel rewards cards offer elite-like hotel benefits when you book with their online portals. The prices through credit card travel portals are often on par with booking directly through hotels. However, it's only available to Capital One Venture X Rewards Credit Card and Capital One Spark Travel Elite cardholders. Bottom lineYou might not have a premium hotel credit card or elite status with one of the major loyalty programs. However, that doesn't mean you can't take advantage of credit card booking portals to enjoy perks like room upgrades, free breakfast, and on-property credits.

Crystal Cox/Business InsiderCredit card rewards come in all types, from cash back, airline miles, hotel points, and transferable points. Among people well versed in rewards credit cards, there's a bit of common knowledge: Not all rewards points are created equal. However, if you transferred your Chase Ultimate Rewards points to United, you could potentially book the same flight for half as many points. But when you have the Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card, you get a 25% bonus in value. Best credit cards for earning transferable pointsThe best transferable-point credit card for you depends on what credit card rewards program is most appealing.

Chase, American Express, Citi, Capital One, and other banks are currently offering elevated credit card bonuses, and there are dozens of other lucrative deals available. Note that credit card lenders may use many different variations of credit score models when considering your application. If you're looking to take advantage of a credit card 0% APR offer, one of the best options is the Citi® Diamond Preferred® Card. How to pick a credit card bonusCredit card limited time offersCredit card intro bonuses aren't always the same. For a flexible all-around card with a six-figure bonus and modest annual fee, the Ink Business Preferred® Credit Card is a terrific choice.

Redeeming credit card points for cash back or statement credits when you're in a pinch can help you through a recession. Alyssa Powell/InsiderI accumulated over 300,000 credit card points during the pandemic because I didn't use them for travel. Using credit card points for cash back, gift cards, statement credits, and merchandise will help me stay on budget. Here are the ways I'm planning on strategically using a big chunk of my credit card points in case a recession hits hard. One way I can do that is by redeeming some of my existing credit card points for cash.

☆ Best credit card deals and bonuses this week: New Amex promotions that can translate to big savings, plus 2 elevated American Airlines bonuses to earn 80,000 miles
▼ + stars: | 2022-10-10 | by ( Jasmin Baron | Read More | Read Less | ) www.businessinsider.com time to read: +60 min

Chase, American Express, Citi, Capital One, and other banks are currently offering elevated credit card bonuses, and there are dozens of other lucrative deals available. Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Note that credit card lenders may use many different variations of credit score models when considering your application. How to pick a credit card bonusCredit card limited time offersCredit card intro bonuses aren't always the same. For a flexible all-around card with a six-figure bonus and modest annual fee, the Ink Business Preferred® Credit Card is a terrific choice.

The very best of these gas credit cards also earn extra points, miles, or cash back in other popular categories, like travel or dining. — Does the card earn generous rewards on gas, and are there other bonus categories that line up with everyday spending habits? Gas credit cards frequently asked questions (FAQ)What credit score do you need to get a gas credit card? There are several no-annual-fee credit cards that offer bonus points or cash back on gas purchases and EV charging. Otherwise, the Bank of America® Customized Cash Rewards Credit Card, Chase Freedom Unlimited®, Citi Custom Cash℠ Card, and U.S. Bank Altitude® Go Visa Signature® Card are all solid options.

If you want to earn lots of points, miles, or cash back quickly, the best strategy is to apply for a rewards credit card and earn its welcome bonus offer. *More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.24% - 26.24% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. There are also different types of credit card rewards: points, miles, and cash back, so the best welcome bonus for you depends on the rewards you value most.

$95 Apply now On Wells Fargo's website Apply now On Citi's website Apply now On Chase's websiteHere are the cheapest ways to get a family to Hawaii on points and miles. HiltonFor the highest Hilton credit card welcome bonus, look no further than the Hilton Honors American Express Aspire Card . You can also utilize miles from the Capital One Venture Rewards Credit Card to cover the cost of activities. Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Pay these rewards with your Capital One Venture Rewards Credit Card and redeem miles toward statement credits.

Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. How we chose the best grocery credit cards We narrowed down our list of the best credit cards for grocery shopping by evaluating several factors: Ease of use — Does the card have a straightforward rewards program? However, there are a handful of student credit cards — which don't require a long credit history — that earn bonus rewards on grocery purchases. For example, the Capital One SavorOne Student Cash Rewards Credit Card earns 3% cash back on groceries, dining, entertainment, and eligible streaming services. What counts as a grocery store or supermarket for bonus credit card rewards?

The very best of these gas credit cards also earn extra points, miles, or cash back in other popular categories, like travel or dining. Best Amex card for cash back on gas purchases: Blue Cash Preferred® CardThe Blue Cash Preferred® Card from American Express is a great card for those who spend a lot on gas, groceries, and commuting. Gas credit cards frequently asked questions (FAQ)What credit score do you need to get a gas credit card? There are several no-annual-fee credit cards that offer bonus points or cash back on gas purchases and EV charging. Otherwise, the Bank of America® Customized Cash Rewards Credit Card, Chase Freedom Unlimited®, Citi Custom Cash℠ Card, and U.S. Bank Altitude® Go Visa Signature® Card are all solid options.

☆ Best credit card deals and bonuses this week: New hotel credit card bonuses worth up to 150,000 points and a lucrative Bilt Rewards promotion
▼ + stars: | 2022-09-26 | by ( Jasmin Baron | Read More | Read Less | ) www.businessinsider.com time to read: +60 min

Chase, American Express, Citi, Capital One, and other banks are currently offering elevated credit card bonuses, and there are dozens of other lucrative deals available. In addition to these Marriott card changes, there are new limited-time offers available on other Marriott credit cards, including the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, and Marriott Bonvoy Business® American Express® Card. Be sure to check out Insider's updated credit card reviews hub for all of our card reviews in one place. How to pick a credit card bonusCredit card limited time offersCredit card intro bonuses aren't always the same. For a flexible all-around card with a six-figure bonus and modest annual fee, the Ink Business Preferred® Credit Card is a terrific choice.

Chase, American Express, Citi, Capital One, and other banks are currently offering elevated credit card bonuses, and there are dozens of other lucrative deals available. Note that credit card lenders may use many different variations of credit score models when considering your application. How to pick a credit card bonusCredit card limited time offersCredit card intro bonuses aren't always the same. For example, there are terrific intro bonus offers available right now on the IHG® Rewards Premier Credit Card and IHG® Rewards Premier Business Credit Card — but if you rarely stay at IHG brand hotels, opening one of these cards isn't a practical move. For a flexible all-around card with a six-figure bonus and modest annual fee, the Ink Business Preferred® Credit Card is a terrific choice.

☆ You can transfer Citi ThankYou points to 14 airline and 2 hotel partners, and the best programs can save you thousands of miles on flights to destinations like Hawaii
▼ + stars: | 2022-09-16 | by ( Dan Miller | Jasmin Baron | Read More | ) www.businessinsider.com time to read: +30 min

Citi® Double Cash Card — This card recently changed from earning cash back to earning Citi ThankYou points directly. Otherwise, with the Citi Rewards+® Card, Citi ThankYou® Preferred Card, and Citi® Double Cash Card, the ratio is 5:4 (1,000 Citi ThankYou points = 800 Wyndham points). Citi ThankYou points retail transfer partnersIn addition to airline and hotel transfer partners, Citi ThankYou has one retail transfer partner. How to transfer Citi ThankYou pointsTransferring your Citi ThankYou points is a fairly straightforward process. Citi transfer partners frequently asked questions (FAQ)Is American Airlines a Citi transfer partner?

Citi issues multiple credit cards that earn ThankYou Rewards, including the popular Citi Premier® Card and no-annual-fee options like the Citi Rewards+® Card and Citi Custom Cash℠ Card. If you're thinking of applying for a credit card like the Citi Premier® Card, Citi Custom Cash℠ Card, or Citi Rewards+® Card, keep reading to learn more about how you can put your Citi credit card rewards to work for you. How to earn Citi ThankYou pointsThe easiest way to rack up Citi ThankYou points is with a Citi credit card, which you can easily apply for online. Citi ThankYou Rewards points are worth, on average, 1.6 cents per point based on Insider's points and miles valuations — but how you redeem your points will change the exact value of points. There's one non-airline Citi ThankYou transfer partner available to all cardholders — you can transfer your Citi ThankYou points to Sears Shop Your Way points at a rate of 1:10.

Show more Regular APR 16.24% - 26.24% Variable Intro APR 0% intro APR on balance transfers for 18 months Editor's Rating 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. However, in most cases, you can only earn a bonus on a Citi ThankYou card if you haven't opened a Citi ThankYou card and received a welcome bonus, or closed another Citi ThankYou card, in the past 24 months. Citi ThankYou cards also include the Citi Rewards+® Card, Citi Prestige® Card (not available to new applicants), and Citi ThankYou® Preferred Card (not available to new applicants). The Citi Premier® Card and Citi Custom Cash℠ Card cover a lot of bonus categories, and all your other spending can go on the Citi® Double Cash Card. Read more: Citi Double Cash Card reviewWhy earn Citi ThankYou points?

Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Note that credit card lenders may use many different variations of credit score models when considering your application. Best cash back rate: Capital One Savor CardThe Capital One Savor Cash Rewards Credit Card is a great pick for maximizing your restaurant spending if you prefer earning cash back to travel rewards. To learn more about the card, check out our Capital One Savor Cash Rewards Credit Card review. Dining credit card frequently asked questions (FAQ)What counts as dining as a credit card bonus category?

☆ 9 hotel credit cards that offer free nights after each account anniversary — and 7 alternatives that can save you money on stays each year
▼ + stars: | 2022-08-26 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +90 min

Earn 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. More Information 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. More Information Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

The Citi Premier® Card and Capital One Venture Rewards Credit Card are popular mid-tier travel credit cards that offer flexible rewards and generous earning opportunities. Compare the Citi Premier and Capital One Venture Citi Premier® CardCapital One Venture Rewards Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's how the Citi Premier® stacks up against the Capital One Venture Rewards Credit Card to help you make the choice. Their spending requirements are identical, but the Citi Premier® offers more points than the Capital One Venture Rewards Credit Card. But plenty of folks would prefer the flat 2x rewards from the Capital One Venture Rewards Credit Card.

Read our review Read Our Review A looong arrow, pointing rightThe Bank of America® Premium Rewards® credit card is ideal for folks who want a travel credit card with strong points earning and top-notch benefits without a high annual fee. Review: Is the Bank of America Premium Rewards the best credit card for you? If you're looking for a rewards credit card with a solid welcome bonus offer that earns flexible points, the Premium Rewards Visa Card is worth considering. How to earn rewards with the Bank of America Premium Rewards credit cardThe Premium Rewards Visa Card has simple rewards categories and no limits. Bank of America Preferred Rewards tiers Preferred Rewards Gold (minimum of $25,000 in your Bank of America accounts to qualify): 25% more rewards on eligible Bank of America rewards credit card spending (2.5x points on travel and dining, and 1.875x points on all other purchases)25% more rewards on eligible Bank of America rewards credit card spending (2.5x points on travel and dining, and 1.875x points on all other purchases) Preferred Rewards Platinum (minimum of $50,000 to qualify): 50% more rewards on eligible Bank of America rewards credit card spending (3x points on travel and dining, and 2.25x points on all other purchases)50% more rewards on eligible Bank of America rewards credit card spending (3x points on travel and dining, and 2.25x points on all other purchases) Preferred Rewards Platinum Honors ($100,000 to qualify): 75% more rewards on eligible Bank of America rewards credit card spending (3.5x points on travel and dining, and 2.625x points on all other purchases)How to use rewards earned with the Premium Rewards Visa cardThe Premium Rewards Visa Card is a great card for folks who like to use points like cash.

The Citi Premier® Card and Chase Sapphire Preferred® Card are both mid-tier credit cards that offer generous rewards, impressive (and overlapping) transfer partners, and travel perks. Here's a look at how the Citi Premier® and Chase Sapphire Preferred stack up against each other. Compare the Chase Sapphire Preferred and Citi Premier Chase Sapphire Preferred® CardCiti Premier® Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Winner: TieShopping and travel benefitsAs mid-tier cards, the Citi Premier® and Chase Sapphire Preferred offer standard benefits like no foreign transaction fees. Meanwhile, the Chase Sapphire Preferred offers free DoorDash DashPass membership through December 31, 2024, and a $10 monthly Gopuff credit through December 31, 2023.

Citi; InsiderThe Citi Premier® Card's 3x bonus categories include supermarkets, restaurants, and gas stations. The Citi Premier® Card earns 3x Citi ThankYou points per eligible dollar spent at restaurants, supermarkets, and gas stations — and these bonus categories are permanent and uncapped. Get a head start with the Citi Premier 80,000-point welcome bonusThe Citi Premier® Card welcome bonus is nothing to overlook, either. Citi has other cards you can pair with the Citi Premier® Card to pool your points in one place, including the Citi® Double Cash Card, Citi Rewards+® Card, and Citi Custom Cash℠ Card, which have no annual fee. Here's our full Citi Premier card review to help you decide if it's the best fit for you.

Citi; InsiderThe highest welcome bonus offer on the Citi Premier® Card has returned for a limited time. But now Citi's brought back the record-high welcome offer we last saw early this year on the Citi Premier® Card. Insider's valuations peg Citi ThankYou points as worth, on average, 1.6 cents apiece, so this bonus is potentially worth $960 in travel. When it's time to use your Citi ThankYou points, you've got a wide range of options. And if you really want to get serious about boosting your Citi ThankYou Rewards balance, consider opening the Citi Trifecta — the Citi Premier® Card, Citi® Double Cash Card, and Citi Custom Cash℠ Card — to earn at least 2x points on every purchase.

Search resuls for: "thankyou.com"

25 mentions found