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21 Tennessee and Kentucky really need a lift right now. “We’ve all got to be a little bit better in the second half,” Volunteers coach John Heupel said this week. Kentucky has yielded 479 yards on 54 flags (68.4 per game), Tennessee 470 on 56 (67.1). Under coordinator Tim Banks, Tennessee also ranks third in the league and 17th in the FBS, giving up just 310.9 yards a game. The Vols' challenge is cracking a Kentucky run defense ranked second in the SEC, allowing 95.71 yards a game.

Persons: “, John Heupel, We’ve, We’re, that’s, Mark Stoops, we’ve, ” Stoops, Tim Banks, Ray Davis, Missouri's Cory Schrader, Maxwell Hairston, D'Eryk Jackson, Hairston, Teresa M, Walker Organizations: SEC Eastern Division, The Volunteers, Wildcats, Bulldogs, ” Volunteers, Kentucky, Missouri, UCF, Tennessee, Vols, Alabama, SEC, FBS, WHO, AP Locations: LEXINGTON, Ky, Tennessee, Kentucky, Georgia, Alabama, Missouri, Tim Banks , Tennessee, Ray

Pro Picks is a weekly column where AP Pro Football Writer Rob Maaddi shares his picks for upcoming games. In a week filled with road favorites — six total — Pro Picks likes a road underdog. 49ERS, 23-17Last week: Straight up: 11-4. Against spread: 4-2. Against spread: 5-1.

Persons: Rob Maaddi, ___ Trevor Lawrence didn’t, Derek Carr, Lawrence, C.J, Beathard, Carr hasn’t, FanDuel, Bill Belichick’s, should’ve, Sean Payton, Jordan Love, Payton, Russell Wilson, Jonathan Taylor, Anthony Richardson, Deshaun Watson doesn’t, would’ve, Tyrod Taylor, Washington can’t, Baker Mayfield, That’ll, Desmond Ridder, Justin Fields, Jimmy Garoppolo, Jared Goff, Jonathan Gannon, they’re, Geno Smith, Patrick Mahomes, Travis Kelce, Jalen, Tagovailoa, Brock Purdy, Christian McCaffrey, Deebo Samuel, Justin Jefferson won’t, ___ Organizations: AP Pro Football, Jacksonville Jaguars, Jaguars, NFL, Saints, JAGUARS, BUFFALO AT, Patriots, Bills, BEST BET, BAY, DENVER Line, Packers, Broncos, CLEVELAND AT INDIANAPOLIS, Browns, Colts, 49ers, BROWNS, WASHINGTON, Giants, GIANTS, ATLANTA, TAMPA BAY Line, Buccaneers, Falcons, Bucs, BUCCANEERS, LAS VEGAS, CHICAGO Line, Bears, Raiders, Chicago, DETROIT AT BALTIMORE, Lions, Ravens, LIONS, PITTSBURGH, ANGELES RAMS Line, Steelers, Rams, ARIZONA AT SEATTLE Line, Cardinals, The Seahawks, SEAHAWKS, ANGELES CHARGERS, KANSAS CITY, Chiefs, Chargers, CHIEFS, MIAMI AT PHILADELPHIA, Alabama, NBC, Sunday, Eagles, Dolphins, EAGLES, FRANCISCO, MINNESOTA Line, Vikings, 49ERS Locations: New Orleans, takeaways, Buffalo, Tampa, Cincinnati

SANTA CLARA, Calif. (AP) — The frustration from back-to-back playoff losses to San Francisco that both ended on odd plays turned to humiliation for the Dallas Cowboys. Hoping to prove themselves against a fellow NFC contender in a showdown against the 49ers, the Cowboys were run off the field almost from the start. The offense took more than a quarter to gain even a single first down and couldn't move the ball or protect it. Felt good about the preparation, felt good about everything honestly coming into this game and they beat us in every aspect.”It's now three straight wins in the series for San Francisco. They gave us their best shot tonight, and we get to learn from this and get better come playoff time.”___

Persons: “, Mike McCarthy, Dak Prescott, Tony Pollard, Prescott, KaVontae Turpin, San Francisco, Brock Purdy's, Prescott heaved, Tashaun, It's, Ezekiel Elliott, Dallas ’, Micah Parsons, ” Organizations: Dallas Cowboys, 49ers, Cowboys, Dallas, Super Bowl, San, Niners Locations: SANTA CLARA, Calif, San Francisco, Dallas, Arizona, New Orleans

☆ How a California hedge fund bulldozed the state's labor laws to impose some of the harshest noncompetes on Wall Street
▼ + stars: | 2023-10-03 | by ( Alex Morrell | ) www.businessinsider.com time to read: +23 min

That's partly why so few quantitative trading firms reside in California, whose labor-friendly laws have long favored employee mobility and competition. Exhibit A: The Voleon Group, a prominent quantitative-trading firm based in Berkeley, California, that manages about $5 billion in assets. The hedge fund has bulldozed past state prohibitions to not just impose noncompetes, but impose some of the harshest noncompetes in the entire industry, according to seven former employees, industry experts, and documents detailing the firm's restrictive covenants. Like so many other quant-trading firms, Voleon took care to protect its edge. Other employees Insider spoke with have a less generous view, with several describing the company as stingy — a third ex-employee bemoaned the company as "notoriously cheap" on compensation.

Persons: Kathy Hochul's, haven't, Michael Kharitonov, Jon McAuliffe, Shaw, — Kharitonov, McAuliffe, Voleon, —, Harry Lipman, Rottenberg Lipman Rich, Lipman, bemoaned, noncompetes, Martin Wainwright, Howard Aiken, Wainwright, hasn't, It's, Jessica Riggin, Rukin Hyland, Riggin, specter, James Hannaway, Sanford Heisler Sharp, Hochul, Rob Bonta, Sen, Anna Caballero, foisting, Caballero, Voleon's Organizations: New, Gov, University of California, Stanford, UC Berkeley, Wall Street, Google, Citadel, Sigma, That's, Big Tech, Darwin, MIT, Berkeley, California, Labor Locations: New York, California, Berkeley , California, University of California Berkeley, Berkeley, Voleon, Delaware, Washington ,

Pro Picks is a weekly column where AP Pro Football Writer Rob Maaddi shares his picks for upcoming games. ___The Detroit Lions are going back to Lambeau Field for the first time since ending Aaron Rodgers’ career in Green Bay. The Jets (1-2) refused to upgrade at QB after losing Aaron Rodgers and their season is in danger of spiraling. GIANTS, 23-20Last week: Straight up: 12-4. Against spread: 1-2.

Persons: Rob Maaddi, Aaron Rodgers ’, Jordan Love, “, you’ve, Dan Campbell, “ It’s, Packers haven’t, Aaron Jones, Christian Watson, FanDuel, Deshaun Watson, Jim Schwartz’s, Myles Garrett, Trevor Lawrence, Bijan Robinson, Tyler Allgeier, Tyreek Hill, Raheem Mostert, De’Von Achane, T.J, Watt, Gardner Minshew, Anthony Richardson, Matt Gay’s, Adam Thielen, Andy Dalton, Alvin Kamara, Derek Carr, Jameis Winston, Baker Mayfield, Sean Payton’s, Joe Burrow’s, Derrick Henry, Justin Herbert’s, Jimmy Garoppolo, Dak, can’t, they’ve, Ezekiel Elliott, Patrick Mahomes, Travis Kelce, Zach Wilson, Aaron Rodgers, ___ Organizations: AP Pro Football, Detroit Lions, Lambeau Field, Packers, NFC, Saints, Lions, ” Lions, LIONS, WASHINGTON AT PHILADELPHIA, Eagles, BEST BET, EAGLES, BALTIMORE AT CLEVELAND Line, Browns, Ravens, ATLANTA AT JACKSONVILLE Line, Jaguars, Falcons, JAGUARS, MIAMI AT BUFFALO Line, Denver, Dolphins, Bills, AFC East, Jets, PITTSBURGH AT HOUSTON Line, Steelers, Texans, STEELERS, ANGELES RAMS, INDIANAPOLIS, Colts, Rams, MINNESOTA AT CAROLINA, Vikings, Panthers, VIKINGS, TAMPA BAY, ORLEANS, Buccaneers, Philadelphia ., Philadelphia . Tampa can’t, DENVER, CHICAGO Line, Sean Payton’s Broncos, Bears, BRONCOS, CINCINNATI AT TENNESSEE Line, Bengals, Titans, BENGALS, LAS, LOS ANGELES CHARGERS Line, Chargers, Raiders, CHARGERS, DALLAS Line, Cowboys, Co, Patriots, COWBOYS, FRANCISCO, 49ers, Cardinals, Arizona . 49ERS, KANSAS CITY, JETS Line, Chiefs, The Jets, CHIEFS, SEATTLE, NEW, Giants, Seahawks, MetLife, GIANTS Locations: Green Bay, London, Tyreek, Buffalo, C.J, Stroud, He’s, MINNESOTA, Philadelphia . Tampa, Las Vegas, Dak Prescott, ARIZONA, Arizona, KANSAS, Seattle

Fourteen NFL teams are 1-1 and Pro Picks also has an even record through two weeks. Pro Picks doesn’t expect a Giants team that has been outclassed in six of eight quarters to keep it close. Looking at the 49ers to kick off a big week for favorites around the league. Against spread: 0-2. Against spread: 2-0.

Persons: Brock Purdy, Christian McCaffrey, Daniel Jones, Saquon Barkley, Barkley, FanDuel, Josh Allen, Sam Howell, Brandon Staley’s, Cousins, Bill Belichick, Aaron Rodgers, Zach Wilson, Trevor Lawrence, QB C.J ., Lamar Jackson, Anthony Richardson, Ryan Kelly, Bijan Robinson, Dak Prescott, Sean Payton can’t, Russell Wilson, Tua Tagovailoa, Travis Kelce, Chris Jones, Bryce Young, Geno Smith, Deshaun Watson, Nick Chubb, Jim Schwartz, Ryan Tannehill, Derek Carr, Jordan Love, haven’t, Baker Mayfield, Tom Brady, Joe Burrow’s, ___ Organizations: NFL, San Francisco 49ers, Niners, NFC, New York Giants, Giants, Arizona, 49ers, 49ERS, BUFFALO AT WASHINGTON Line, Bills, Buffalo, BEST BET, PITTSBURGH, LAS VEGAS, Steelers, The Raiders, ANGELES CHARGERS, MINNESOTA, Chargers, Vikings, VIKINGS, JETS Line, Patriots, Jets, PATRIOTS, HOUSTON AT JACKSONVILLE Line, Jaguars, JAGUARS, INDIANAPOLIS, BALTIMORE, Ravens, Pro Bowl, Colts, RAVENS, ATLANTA AT DETROIT, Falcons, Lions, LIONS, DALLAS AT ARIZONA Line, Cowboys, New York, woeful Cardinals, COWBOYS, DENVER, MIAMI Line, Dolphins, Broncos, DOLPHINS, CHICAGO, KANSAS CITY, Chiefs, Super Bowl, The Bears, CHIEFS, CAROLINA, SEATTLE Line, Panthers, Seahawks, Detroit . SEAHAWKS, TENNESSEE AT CLEVELAND Line, Browns, BROWNS, Packers, PACKERS, PHILADELPHIA, TAMPA BAY, Eagles, Buccaneers, Bucs, EAGLES, ANGELES RAMS, CINCINNATI Line, Rams, Bengals, AFC, BENGALS Locations: Francisco, New York, Minnesota, New England, QB C.J . Stroud, Cincinnati, KANSAS

Jalen Hurts and the Philadelphia Eagles host Kirk Cousins and the Minnesota Vikings in their home opener in prime time for the second straight season. Philadelphia overpowered the Vikings on both sides of the ball in a convincing 24-7 victory on Monday night in Week 2 last season. Hurts threw for 333 yards, the offense racked up 486 yards and the defense held Minnesota to 264 yards. The Patriots (0-1) stifled Jalen Hurts and Philadelphia’s dynamic offense and would’ve won if the offense wasn’t inept. Against spread: 0-1.

Persons: Kirk Cousins, Baker Mayfield, Cousins, FanDuel, That’s, Brock Purdy, Matthew Stafford, Tom Brady, Mayfield, Justin Fields, Aaron Rodgers, Jordan Love, Bijan Robinson, Tyler Allgeier, Detroit Jared Goff, Travis Kelce, Chris Jones, Buffalo Josh Allen’s, Zach Wilson, Jimmy Garoppolo, Justin Herbert, Brandon Staley’s, can’t, they’ve, Houston Anthony Richardson, C.J ., Cincinnati Lamar Jackson, Joe Burrow, Jacksonville Doug Pederson, Andy Reid, Patrick Mahomes, Dak, Denver Russell Wilson, Sean Payton, Tua Tagovailoa, would’ve, Carolina Bryce Young, He’s, Mike Tomlin, Kenny Pickett, Myles Garrett, ___ Organizations: Philadelphia Eagles, Minnesota Vikings, Philly, Eagles, Lincoln Financial, Kansas City, Super, NFC, Vikings, Tampa Bay Buccaneers, Philadelphia, Minnesota, EAGLES, Francisco, Los Angeles Rams, 49ers, Pittsburgh, Rams, BEST BET, 49ERS, Buccaneers, Bucs, Bears, Atlanta, Packers, Chicago, The Falcons, PACKERS, Seattle, Detroit, Lions, Super Bowl, Chiefs, The Seahawks, LIONS, Vegas, Buffalo, Jets, Bills, Raiders, Los Angeles Chargers, Tennessee L.A, Miami, The Titans, CHARGERS, Indianapolis, Houston, Colts, C.J, Texans, TEXANS, Cincinnati, Ravens, Bengals, BENGALS, Jacksonville, Jaguars, CHIEFS, New York Giants, Cowboys, Giants, Cardinals, San, GIANTS, New York Jets, Dallas Reality, The Cowboys, COWBOYS, Denver, Broncos, Arizona . BRONCOS, Dolphins, Patriots, DOLPHINS, Carolina, Cleveland, Pittsburgh The Browns, Steelers, Co, BROWNS Locations: New England, Minnesota, Chicago, Denver, Tennessee, C.J . Stroud, Baltimore, Arizona, San Francisco, Dak Prescott, Washington, Miami, New, Orleans, Pittsburgh

☆ China's auto workers bear the brunt of price war as fallout widens
▼ + stars: | 2023-09-05 | by ( ) www.reuters.com time to read: +9 min

Millions of auto workers and suppliers in China are feeling the heat as an electric vehicle price war forces carmakers to shave costs anywhere they can. State-run China Automotive News estimates there are over 100,000 auto suppliers in the country. Suppliers typically negotiate prices once a year, but many have been pressed to lower prices on a quarterly basis in 2023, two senior executives at auto suppliers said. And in June, a group of small suppliers wrote to state-owned Changan Automobile to push back against 10% price reductions. Three months later, he told Reuters that price cuts had been more aggressive in 2023 than in previous years.

Persons: Aly, Mike Chen, Chen, carmakers, Tesla, George Magnus, Elon Musk, Mike Chen's, Li Auto, Liu, Changan Automobile's, Chen Yudong, They've, Zhang Yan, Brenda Goh, Kripa Jayaram, Marius Zaharia, David Clarke Organizations: SAIC Volkswagen, REUTERS, Rights, Shanghai, SAIC, Volkswagen, VW, Oxford University's China, China Passenger Car Association, Tesla, GM, HK, Changan Automobile, Mitsubishi Motors, Toyota, Hyundai, China Automotive, Automobile, EV, Reuters, Thomson Locations: Shanghai, China, China's, Beijing, Shenzhen, Hefei, Chongqing, Chery's, Qingdao

☆ Startup extinction season is going to kick into high gear — and there's likely going to be a bloodbath soon for some of the 50,000 VC-backed startups
▼ + stars: | 2023-08-26 | by ( Vishal Persaud | ) www.businessinsider.com time to read: +4 min

There are more than 50,000 US VC-backed startups, and many will be looking for capital soon. Some startups will be looking for funding in Q4 or be forced to look for a sale or shut down. The startup has followed the typical survival strategy of a desperate startup this year by first cutting costs with layoffs. We all know venture capital funding is tough to come by these days. Venture capital funding was overly abundant in the latter half of 2020 and all of 2021.

Persons: Melia Russell, Rob Price, It's cratered, Kyle Stanford, PitchBook, –, they've, it's, aren't, Stanford Organizations: Morning, US VC, Venture, Stanford, Tiger

REUTERS/Aly Song/File Photo Acquire Licensing RightsHONG KONG/AMSTERDAM, Aug 24 (Reuters) - Global investors fleeing China have one simple message for the country's leadership: put prudence aside for a short while, and start spending big. "At this point there is confusion and, as long as there is confusion, then there's lack of credibility and that means investors are more likely to stay away," said Seema Shah, chief global strategist at Principal Global Investors in London. Prominent examples are heavy Chinese government spending during the 2008 Global Financial Crisis and its swift intervention during the 2015 market crash. But the subsidies need to come from local governments, many of which are cash-strapped or even drowning in debt and unable to pay their civil servants. The lack of concrete stimulus measures now is prompting many China watchers to downgrade their growth estimates for the next few years.

Persons: Aly, China's, Seema Shah, Chen Zhao, Zhao, hasn't, Frederik Ducrozet, Ducrozet, Principal's Shah, Yan Wang, Xi Jinping's, we’ve, Lorraine Tan, Dhara Ranasinghe, Davide Barbuscia, Yoruk, Xie Yu, Ankur Banerjee, Tom Westbrook, Li Gu, Vidya Ranganathan, Kim Coghill Organizations: REUTERS, Global, Global Investors, policymaking Politburo, Pictet Wealth Management, Local, UBS Bank, Federated Hermes, Foreigners, Asia, Morningstar, Thomson Locations: Huangpu, Shanghai, China, HONG KONG, AMSTERDAM, London, Beijing, Japan, United States, New York, Amsterdam, Hong Kong, Singapore

☆ Sleeping giants Spain awaken at Women's World Cup
▼ + stars: | 2023-08-16 | by ( Ian Ransom | ) www.reuters.com time to read: +3 min

On Tuesday, "La Roja" shrugged off that record of underachievement with a rousing 2-1 win over Sweden to reach the final of the Women's World Cup for the first time. Having failed to even qualify for the World Cup until Canada in 2015, Spain have electrified Australia and New Zealand with 17 goals and a lively, attacking game. Their rise has mirrored the revival of European football at a tournament once dominated by the United States. Yet La Rojas' trip to this World Cup final has generated headlines in Spain and sent fans into a frenzy on social media. Spain have momentum on their side, and not only at the World Cup.

Persons: Jorge Vilda, Amanda Perobelli, who’s, La Rojas, Alexia Putellas, Aitana Bonmati, Salma Paralluelo, Mapi Leon, Vilda, Peter Gerhardsson, Ian Ransom, Robert Birsel Organizations: Soccer Football, FIFA, World, Rights MELBOURNE, Canada, Sweden, England, Spanish, Liga, Barcelona, League, Spain, Thomson Locations: New Zealand, Spain, Sweden, Eden, Auckland , New Zealand, Australia, United States, Sydney, Barcelona, Netherlands, Vilda, Melbourne

☆ Stingy UK bank saving rates may become a non-issue
▼ + stars: | 2023-08-10 | by ( Liam Proud | ) www.reuters.com time to read: +4 min

LONDON, Aug 10 (Reuters Breakingviews) - Banks are keeping the fruits of higher interest rates for themselves. Between January 2022 and May 2023, the Bank of England hiked rates by 4.25 percentage points. The nine largest UK banks boosted the interest on easy-access savings accounts by 1.18 percentage points, the FCA found. The upshot is that they’ll have to bid more aggressively for funding in the future, for example by raising interest rates on savings accounts. Second-quarter results suggest it too is paying more for funding: interest expense almost doubled between the second half of 2022 and the first half of 2023.

Persons: juicier, BoE, George Hay, Streisand Neto Organizations: Reuters, Authority, Barclays, Lloyds Banking Group, Bank of, FCA, Monday, Reuters Graphics Reuters, NatWest, Barclays ’, Lloyds, Banco Santander, Banco Bilbao Vizcaya Argentaria, European Central Bank, Bank of England, ECB, Spanish, Financial, HSBC, Santander UK, Nationwide Building Society, TSB Bank, Virgin Money, Bank, Thomson Locations: Britain, Spain, Bank of England, Italy, Hungary

☆ A New Generation of Oriole Magic
▼ + stars: | 2023-08-07 | by ( Tyler Kepner | More About Tyler Kepner | ) www.nytimes.com time to read: +1 min

The past and the future blended seamlessly on Saturday at Camden Yards, alternate visions of glory trimmed in orange and black. Between innings, the scoreboard showed clips from the Orioles’ last championship clincher, 40 years ago this fall. A splash zone in the outfield stands — the Bird Bath — to hose down fans after big hits. Oriole Magic, revisited. And they’re doing that.”After a weekend sweep of the moribund Mets, the Orioles stood at 70-42, atop the A.L.

Persons: Eddie Murray, Rich Dauer, Mike Flanagan, Dennis Martinez, ”, Scott McGregor Organizations: Camden Yards, Orioles, American League, Philadelphia, Mets, Oakland Locations: Pittsburgh

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Persons: Dow Jones

☆ Delivery drivers are shaming customers for their tips. DoorDash says it's looking into the latest TikTok video calling out the trend.
▼ + stars: | 2023-07-24 | by ( Alex Bitter | Nancy Luna | ) www.businessinsider.com time to read: +3 min

Some delivery drivers are shaming customers who leave tips that they think are too small. DoorDash said it's looking into a TikTok video that appears to show a delivery driver complaining about a $5 tip. It shows a screenshot of an apparent text message from a DoorDash delivery driver. DoorDash told Insider that it was looking into the video. Some DoorDash drivers have told Insider that they are highly dependent on tips for their earnings.

Persons: DoorDash, Ethan Melillo, Melillo Organizations: Service Locations: Wall, Silicon

Wait times for rides and attractions at both resorts have shortened, according to analysts who track theme park attendance. Disney CEO Bob Iger attributed Disney World’s recent decline in wait times to an overall slump in Central Florida tourism. Iger told CNBC he did not have “long-term concerns” about Disney’s theme parks. For Universal’s Florida parks, every month since March has seen lower average wait times, according to the site. Pareti said she spends between four and six days per week at Disney’s parks and visits Universal parks, as well.

Persons: Los Angeles CNN —, Walt, Universal Orlando parkgoers, Bob Iger, ”, Iger, Shorter, July’s, Don Munsil, he’s, Munsil, “, Kayla Pareti, Mickey Travels, Mickey, You’re, Pareti, she’s, “ Don’t, it’s, Comcast’s, Disney’s, That’s, Ron DeSantis, DeSantis, Pete Werner, Christine McCarthy, ” Werner, It’s, Disney Organizations: Los Angeles CNN, Central, Walt Disney World, Universal Orlando, Disney, CNBC, CNN, Universal, Disney’s, Universal Studios, Disney’s Hollywood Studios, Hollywood Studios, Walt Disney Company, Comcast, UBS, DIS Universal, Republican, NAACP, Human Rights, League of United Latin American, Walt Disney, Disney Cruise Locations: Florida, Central Florida, “ Florida, Disney’s Florida, Universal Studios Florida, Bay Lake , Florida, Orange County, Orlando

My dilemma is that because they think I'm "rich", my siblings and sometimes even my parents expect me to pay for everything. How do I tell my family that I can't afford to pay for everything and I need them to step up? 4 ways to take control of your credit card debt »That said, generosity and family are some of my highest values. You asked me how to tell your family that you can't pay for everything and that you need them to step up. Still, as I am sure you know, credit card debt is often more complicated than being a shopaholic.

Persons: —, it's, Scrooge Organizations: Service Locations: San Fransisco, Kansas City

☆ Stingy European savers will help the ECB, not LVMH
▼ + stars: | 2023-06-06 | by ( Francesco Guerrera | ) www.reuters.com time to read: +7 min

LONDON, June 6 (Reuters Breakingviews) - Pandemic-era lockdowns and government stimulus have left euro zone citizens with 1 trillion euros in extra savings. That will leave consumer goods giants like $445 billion LVMH (LVMH.PA) downcast, but the European Central Bank pretty pleased. Euro zone citizens put as much as 1 trillion euros – or 8% of GDP – in their piggy banks since the health emergency, according to Oxford Economics’ estimates. Finally, euro zone savers have been favouring the higher returns offered by illiquid assets instead of sticking with easily accessible cash. These investments account for 33% of euro zone citizens’ total financial assets, compared to 30% before the pandemic.

Persons: can’t, –, lockdowns, Christine Lagarde, George Hay, Oliver Taslic Organizations: Reuters, European Central Bank, Oxford Economics, White House, –, Federal Reserve Bank of San, San Francisco Fed, Walmart, United Airlines, American Airlines, U.S, U.S . Federal, Allianz, BMW, stingy, Thomson Locations: U.S, Ukraine, Federal Reserve Bank of San Francisco, U.S ., Europe, Germany, France, Italy, Spain, That’s, Asia

☆ A CEO is spending more than $2,000 a month on ChatGPT Plus accounts for all of his employees, and he says it's saving 'hours' of time
▼ + stars: | 2023-05-01 | by ( Aaron Mok | ) www.businessinsider.com time to read: +4 min

Akash Nigam, the founder of Genies, purchased ChatGPT Plus accounts for all of his 120 employees. A CEO is spending thousands each month buying ChatGPT Plus accounts for every single employee at his company — and he says he's already seeing gains. While it has only been a month since Genies' employees have had their accounts, Nigam said he has "already seen many tasks get accelerated." The employees that are "using AI effectively" will be up for a promotion and raise, he said. Even Microsoft is letting employees use ChatGPT — as long as they don't share confidential information with the tool.

☆ 10 Things in Tech: Salesforce, cold plunges, and Tesla's biggest Chinese rival
▼ + stars: | 2023-05-01 | by ( Diamond Naga Siu | ) www.businessinsider.com time to read: +4 min

Maybe I'll go to a coffee shop for something stronger than my usual Trader Joe's instant cold brew. How these OnlyFans creators used Reddit to grow their businesses. Tesla's biggest Chinese rival just released an $11,000 EV. Heinz promised to buy the infamous "ketchup boat guy" a boat with a GPS. But he said the money from Heinz only afforded him a small used boat and engines.

☆ Uber drivers lay out 4 reasons they think tipping has been getting worse — and why events like Taylor Swift concerts seem to make riders more generous
▼ + stars: | 2023-04-23 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +9 min

Ben and other drivers have some theories about why riders aren't as generous as they used to be. Ben, a full-time Uber and Uber Eats driver for five years, said he'd worked as many as 90 hours in one week to make ends meet. Last year, Ben earned roughly $77,000 pretax driving for Uber and Uber Eats. Sergio AvedianUltimately, Avedian said Uber riders' tipping habits today could be traced to the company's decisions several years ago. In-app tipping wasn't even an option for Uber riders until 2017, despite drivers pushing for it for years.

☆ People are ticked that delivery drivers complained about stingy tips in a viral New York Times article. Here are the 5 main reasons people don't think they should tip more.
▼ + stars: | 2023-04-11 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Food delivery drivers are struggling to make ends meet, according to a recent New York Times article. While many delivery drivers said they benefited from larger tips during the beginning of the pandemic, some said this generosity has since faded. Why should sushi delivery drivers earn 10 times as much as pizza delivery?" (3) Drivers should be tipped based on how difficult their delivery wasSome commenters argued that food delivery drivers' tips should be based on how far — and what weather they had to endure — to make the delivery. "Someday, all of these gig workers will be too old to keep this kind of hustle up.

☆ Stingy bank lending forcing clients to use private creditors, says Canyon Partners' Joshua Friedman
▼ + stars: | 2023-04-05 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailStingy bank lending forcing clients to use private creditors, says Canyon Partners' Joshua FriedmanJoshua Friedman, co-founder at Canyon Partners, joins 'Squawk on the Street' to discuss the health of the banking system, opportunities for non-bank institutions to make loans, softening demand in the real estate sector.

☆ Rich families skimp when it comes to cybersecurity, and it can cost them millions
▼ + stars: | 2023-04-01 | by ( Paige Hagy | Hayley Cuccinello | ) www.businessinsider.com time to read: +4 min

More than one-third of North American family offices experienced at least one cyberattack in the past 12 months in 2022, per Campden. It comes down to three problems, said Bobby Stover, who leads family office and enterprise services at Ernst & Young. When it comes to cybersecurity, family office principals are cheap, uneducated, and "don't want to deal with it," he told Insider. They cost anywhere from $25,000 to $65,000, and family offices often struggle to understand the benefit, according to Stover. One survey found an incident that cost a family office more than $10 million.

☆ It’s not just your imagination. More places are asking you to tip
▼ + stars: | 2023-03-25 | by ( Nathaniel Meyersohn | ) edition.cnn.com time to read: +2 min

New York CNN —More stores now offer customers the option to tip, from coffee shops to ice cream stores. They are also overwhelmed with the number of places that give them the option to tip with a card on an iPad, leading people to be less generous. Although consumers are accustomed to tipping waiters, bartenders and other service workers, tipping a barista or cashier may be a new phenomenon for many shoppers. Some customers tip no matter what. Others feel guilty if they don’t tip or embarrassed if their tip is stingy.

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