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Advertisement"I knew it was coming," Joy-Ann told BI. She told BI there's a lot to like about being back in a more traditional work environment, but it hasn't made her a more productive employee. Because she works in the office, Joy-Ann said it feels easier to step away from her desk. AdvertisementThat in-person connection can benefit people's careers, as Hannes Schwandt, an associate professor of Human Development and Social Policy, previously told BI. She hasn't seen a productivity boost — yetDespite the benefits, Joy-Ann told BI that working in the office has not made her more productive at her job — at least not yet.
Persons: Ann, , Joy, hasn't, she's, Hannes Schwandt, Ann said, Ann doesn't, It's Organizations: Service, Amazon, JPMorgan, Apple, Disney, Human, Social Locations: New Jersey, New York City
Meanwhile, Pivotal Research initiated coverage of Google-parent Alphabet with a buy rating and a price target that implied upside of nearly 30%. The investment firm upgraded the cleaning products maker to a buy rating from hold. Analyst Kaumil Gajrawala accompanied the move by raising his price target to $187 from $174. Simultaneously, the analyst set a new target price of $200, which is approximately 26% above Monday's close. Analyst Asiya Merchant maintained her price target of $37, which implies that shares of HP could rise 3%.
Persons: Goldman Sachs, Kaumil Gajrawala, Gajrawala, Clorox, Lisa Kailai Han, Jeffrey Wlodarczak, Wlodarczak, Zuckerberg, Raymond James, Adam Tindle, Tindle, Atlassian, Asiya Merchant, Merchant, Mark Delaney, Ford, Delaney, they've, GOOG, Kamala Harris, — Fred Imbert Organizations: CNBC, Ford Motor, Google, Jefferies, Meta, Citi, HP, HP Inc, Ford, EV, Ford Pro Locations: Monday's, China, Japan, EBIT
Kimberly Wilkerson is a lifelong Californian who moved to Austin in 2022. AdvertisementThis as-told-to essay is based on a conversation with Kimberly Wilkerson, a 46-year-old self-published author and entrepreneur who moved from Oakley, California, to Austin in 2022. Kimberly Wilkerson and her son moved to Austin, Texas in 2022. Austin, Texas. I'm waiting for the next right thing, which ideally would be if I'm getting married.
Persons: Kimberly Wilkerson, Wilkerson, , Austin, Peter Tsai, It's Organizations: Service, Texans, California . Locations: Austin, Texas, California, Oakley , California, Northern California, East, I'm, Austin , Texas, California . Austin , Texas
New York City Mayor Eric Adams will step into a Manhattan courtroom and into the history books on Friday when he is arraigned on federal corruption and bribery charges that could force him out of office. Adams is the first sitting New York City mayor to be indicted on criminal charges in the modern era. “This was a multiyear scheme to buy favor with a single New York City politician on the rise,” U.S. Attorney Damian Williams said Thursday. Adams' indictment capped two weeks of turmoil in his administration, a period during which Banks, the city’s police commissioner, and the city's top lawyer, have announced their resignations. “You could almost picture them trying to cobble this together and try to tell a story so that they could say, ‘corruption, corruption’ at a press conference,” Spiro said at a Thursday press conference.
Persons: Eric Adams, Adams, David Banks, ” Adams, , ensnared Adams, Damian Williams, Banks, Alexandria Ocasio, Sen, John Liu, New York — Sen, Chuck Schumer, Hakeem Jeffries, Kathy Hochul —, , Adams ’, Alex Spiro, ” Spiro, Edward Caban, James Caban, ” Williams Organizations: York City, New York City, City, New York City Schools, New York Fire Department, Democratic, ” Prosecutors, Turkish, Adams . Police, Authorities, Queens Locations: York, Manhattan, New York City, Brooklyn, Turkish, U.S, Alexandria, Cortez, New York, India, France, China, Hungary, Ghana, Turkey, Istanbul, Washington, Adams
Both the Dow Jones Industrial Average and S & P 500 have broken out to new highs this month. BTIG chief market technician Jonathan Krinsky asked this week, referring to the S & P 500. The S & P 500 had risen more than 5%, while the tech-heavy Nasdaq Composite was higher by more than 1%. For the S & P 500, those levels represent declines of about 6% to 9%, as of Thursday's close. Initial Claims (09/28) 9:45 a.m. PMI Composite final (September) 9:45 a.m. S & P PMI Services SA final (September) 10 a.m.
Persons: Jonathan Krinsky, Dow, Adam Turnquist, LPL Financial's Turnquist, Jeff Hirsch, he's bullish, Hirsch wouldn't, Lamb Weston, Nonfarm Payrolls, , Nick Wells Organizations: Federal, Dow Jones Industrial, Dow, CNBC, Nasdaq, LPL, Chicago PMI, Dallas Fed, PMI, Manufacturing, Nike, McCormick, ADP, PMI Services SA, Services PMI, Constellation Locations: Europe, U.S, Chicago
Some attendees said they expected the evening to be like The Queen’s Ball: A Bridgerton Experience, an event affiliated with Netflix and Shondaland that is held in various cities across North America. The Detroit Bridgerton Themed Ball is also not affiliated with the show. As far as how organizers can rectify the situation, many attendees said they want their money back. Screenshots shared by some attendees in a Facebook group for the event suggest the tickets ranged in price between $119 and $1,000. “I spent so much on a look for this event,” Whitfield said.
Persons: “ Bridgerton, Netflix —, , Myster Whitfield, eventgoers, Whitfield, Willy Wonka, Charlie, Chelsea Beard, ” Beard, Daphne, , Kimberly Pineda, ” Pineda, “ It’s, ” Whitfield, Rakisha Johnson, ” Johnson, Johnson, wasn’t, didn’t, haven’t, Pineda, Beard Organizations: Netflix, NBC News, Factory, WXYZ, , Detroit Locations: Detroit, Glasgow, Scotland, North America, Instagram
Twice in my life, I've attempted to retire, and both times, I've been tempted back into full-time work. Both my husband and I had done very well in our jobs, so I was fortunate enough to be able to retire early. By the age of 40, I'd worked my way to the top as a financial planner. AdvertisementDuring my second attempt at retirement, I realized how much I loved working with clientsThen, I really lost my mojo for work. While this adventure was exhilarating, I ultimately realized I missed being at home near loved ones and, most of all, working with clients.
Persons: , Chris Childs, I've, I'd, We'd, wasn't, I'm, David, He'd Organizations: Service, Business, mojo Locations: Australia, Italy, France, England
Meanwhile, Morgan Stanley raised its price target on Constellation Energy to $313m implying more than 20% upside. 7 a.m.: DA Davidson downgrades Microsoft, cites diminishing AI lead DA Davidson believes that Microsoft has lost its edge over competitors in artificial intelligence. The investment firm downgraded shares of the tech giant to neutral from buy, although analyst Gil Luria maintained his $475 price target. This could begin to have a material impact on the company's returns beginning in 2025, the analyst wrote. Wells Fargo analyst Neil Kalton also hiked his price target on the stock to $300, implying nearly 18% upside ahead.
Persons: Raymond James, Morgan Stanley, Bernstein, DA Davidson, Davidson, Gil Luria, Luria, GitHub Copilot, — Lisa Kailai Han, Daniel Roeska, Roeska, Lisa Kailai Han, Ronald Josey, Josey, Meta, Atif Malik, Malik, Raymond James downgrades, Brian Gesuale, Gesuale, David Arcaro, Arcaro, Wells, Neil Kalton, — Fred Imbert Organizations: CNBC, Constellation Energy, Motors, Microsoft, DA, Nvidia, Motors General Motors, General Motors, Hyundai, Citi Locations: Palantir, Friday's, U.S, 25e, GenAI
Newly released federal data shows the US tech workforce is younger than the workforce at large and getting younger still. Tech workers under 25 are becoming more common, while the proportion of workers older than 40 shrinks. There's an age-old perception that tech workers should be young so they can move fast and break things. One of the top qualifications to land a tech job, it seems, is to possess a birth certificate dated after 1990. Women make up just 22% of tech workers — the same proportion of jobs they held in 2005.
Persons: Z, Mark Zuckerberg, Maureen Clough, antiaging serums, Joanna Lahey, Lahey, ageism, John Zeman, Elon Musk, Zeman, John Rizzo, Rizzo, X, Daniel Jolles, Jolles, they're, Amanda Hoover Organizations: Tech, Commission, Texas, M University, Twitter, IBM, The London School of Economics, Business Locations: Silicon Valley, China
We stayed for 10 months and fell in love with the place for its optimal work-life balance and gorgeous weather. My current job understands my remote work lifestyle and allows me to work from anywhere. AdvertisementI miss being close to my family, but I don't miss MelbourneI don't miss Melbourne much, except for being close to family and friends. However, remote work in digital marketing has allowed me to turn my life into a workcation. I've found a way to balance work and leisure, making every day feel like a beach day.
Persons: , Eliot Davenport, It's, I've, OnlyFans influencers, Manseen Logan Organizations: Service, Business, Bali, pats, Melbourne Locations: Melbourne, Australia, Guatemala, Peru, Colombia, Brazil, South Africa, Spain, Albania, United States, Croatia, Bali, Menjangan, West Bali, Amed, North, America, Orange County, Savannah , Georgia, mlogan
There wasn't anywhere else I'd thought about living — until I went to see a friend in Lake Chapala. 'Everything I need is within reach'A friend in Lake Chapala, a seven-hour drive away from Mazatlán, invited me to visit. Part of the allure, for me, of the Lake Chapala area is that it's quite rural. Mickey TodiwalaI hang my laundry to dry on the patio or roof, which could easily be turned into a more usable space. There's a Walmart and a Soriana grocery store nearby, but I prefer to shop at smaller local stores and at the many weekly outdoor markets.
Persons: San Antonio, Mazatlán, I'd, Blaser, Mickey Todiwala, Antonio Tlayacapan, haven't, She's, San Antonio Tlayacapan, I'm, it's Organizations: roosters, Facebook, Home Depot, Costco, Walmart Locations: San, San Antonio Tlayacapan, Mexico, Chapala, Lake Chapala, Mazatlán, Guadalajara, San Antonio, There's
I work a full-time 9-to-5 job as a project manager and also run an e-commerce business on the side. Related storiesBalancing a full-time job, an e-commerce business, and family life is challengingI feel accomplished because I'm able to support my family through multiple income streams, which add up to over six figures. When the company where I work full-time went through a round of layoffs last year, I was extremely anxious about potentially losing our main source of income. This stress led to me being distracted during family time and occasionally snapping at my husband over minor issues. Last holiday season, I was swamped with a major project deadline at my full-time job at the same time I had a spike in online sales.
Persons: , Michaelle Barbor, It's, I've, We've, I'm, Michaelle, She'd, we've, He'd, Jane Zhang Organizations: Service, Business, Facebook Locations: King , North Carolina
A fire that erupted from a Texas natural gas pipeline that was struck by a vehicle died down and was extinguished Thursday, the city of Deer Park said. A car struck the Energy Transfer pipeline on Monday and caused the fire, which sent a geyser of flame into the air and caused nearby homes to be evacuated, officials said. That burned vehicle and human remains were found Thursday, the city said. Evacuation orders had covered nearly 1,000 homes and businesses in La Porte, which is just to the east of Deer Park. The fire erupted around 10 a.m. Monday, and by Thursday night Energy Transfer said that it had extinguished, Deer Park said.
Organizations: Police Locations: Texas, Deer, Houston, La Porte
The Dow Jones Industrial Average topped 42,000 this week for the first time ever, while the S & P 500 breached the 5,700 milestone, after the Federal Reserve cut interest rates by a half-percentage point. "A lot holds in the balance of the next couple or few days," said Katie Stockton, founder at Fairlead Strategies. .SPX 5D mountain S & P 500 On Friday, the 30-stock Dow, the S & P 500 and the Nasdaq Composite each closed higher by more than 1% for the week. The breakout is "'pending confirmation,'" Stockton said. Overall, Stockton expects that the longer-term setup for the S & P 500 is "a bit overdone."
Persons: Katie Stockton, Stockton, That's, Sam Stovall, Gee, Christopher Waller, Jerome Powell, Stovall Organizations: Dow Jones, Federal Reserve, Dow, Nasdaq, Stockton, CFRA, Fed, Chicago, PMI, Richmond Fed, New, Micron Technology, Transportation, . Kansas City Fed Manufacturing, Costco Wholesale, PCE Deflator, PCE Locations: . Kansas, Michigan
Influencer couple denies leaving kids alone on cruise
  + stars: | 2024-09-19 | by ( Julia Buckley | ) edition.cnn.com   time to read: +4 min
CNN —For most people, dinner on a cruise ship is a time to relax. The couple thanked their family for helping to watch the children during the cruise, and also thanked the public. Cruise ship childcareMany cruise lines offer childcare options. “It is generally not safe for a child under eight to be left alone at home, and a cruise ship cabin is no different,” he said. There are just too many unexpected things that could happen when children are left alone in a cruise cabin or hotel room.”
Persons: Abby, Matt Howard, Abby Howard, , muchhhh, Howard, Abby’s, , “ We’re, It’s, Matt Thiemann, Thiemann Organizations: CNN, ” CNN, Howards, Royal Caribbean’s, Royal Caribbean, MSC Cruises, tots, Holland America Locations: Arizona, Holland
London CNN —Against the backdrop of a challenging economic outlook for many brands — big and small — the 40th anniversary of London Fashion Week last week was certainly a time for reflection. Even Carly Marks, founder of avant-garde New York label Puppets and Puppets, chose London this season. But all eyes were on Burberry, undoubtedly the biggest brand on the London Fashion Week schedule, yet one that has been battling against sharply declining profits. To see the best bits of London Fashion Week, keep scrolling. Talia ByreErdem Jason Lloyd EvansSophistication, elegance and femininity were key themes at TOVE's third show at London Fashion Week.
Persons: Jonathan Anderson, JW Anderson, , Anderson, Victoria Beckham, Christopher Kane, Halpern, Molly Goddard, Rejina Pyo, hasn’t, David Koma, Daley, Queen Elizabeth II, Daley didn’t, Harry Styles, Anna Wintour, Emma Corrin, Nensi Dojaka, Carly Marks, Daniel Lee’s, It’s, Talia Byre, Sinead O’Dwyer, Ancuta Sarca, Paolo Carzana, Simone Rocha, Aaron Esh, Richard Quinn, Adonis, Di, Simone Rocha mused, Olsen, Chopova, JW Anderson Girliness, Simone Biles, Jordan Biles, Rebecca Andrade, Kamala Harris ’, America’s, , Erdem, Marguerite Antonia Radclyffe Hall, John, Chopova Lowena, ruffles, Victor Virgile, Yuhan Wang, Olu Ogunshakin, Chris Yates, Talia Byre’s, Alaia Ali, Jane Couch, Bridget Riley, Wang, “ I’m, John Phillips, Alexander McQueen, Vivienne Westwood, John Galliano, Stella McCartney, , Chet Lo, Dojaka, Calvin Klein, Hubert de Givenchy, Barry Keoghan, Dave Benett, Burberry Olivia Colman, Burberry, Burberry Burberry, James Manning, Isidore Montag, Daniel Lee's, Steven Stokey, womenswear, Francisco Gomez de Villaboa, Cris Fragkou SS Daley, Cris Fragkou HARRI, Eamonn M . McCormack, HARRI didn't, Joe Maher, James Mason, James Mason Quinn's, James Mason Erdem, suiting, Jason Lloyd Evans Moralıoğlu’s, Jason Lloyd Evans, Jason Lloyd Evans Chopova Lowena, Lowena, Hellman's, Marco Capaldo, 16Arlington, Arlington Dianna Agron, Lily Bloom, Dave Bennett, CompletedWorks, Ben Broomfield, Ben Broomfield Natasha Zinko's, Zinko, Stefan Knauer, Aldama, Ik Aldama, Henry Nicholls, Bella Hadid, Rihanna, Crocs, Francesco Zinno Talia Byre, Talia Byre Byre, Jeff Spicer Organizations: London CNN —, London, New York, Burberry, National Theatre, Royal Academy, Emirates, JW, Olympics, Erdem, Chris Yates Media, Arsenal, Pan, CNN, Getty, JW Anderson Lingerie, Clarks, London Fashion Locations: London, British, S.S, Italian, Di Petsa, Arlington, America, Dorchester, The Dorchester, Bloomsbury, AFP
How to play the Fed decision using options on gold
  + stars: | 2024-09-18 | by ( Tony Zhang | ) www.cnbc.com   time to read: +3 min
Gold is trading at all-time highs due to a combination of inflation concerns, geopolitical risks, and expectations around monetary policy. Historically, gold tends to benefit from dovish monetary policies, especially when they signal prolonged low interest rates, which reduce the opportunity cost of holding non-yielding assets like gold. Gold has maintained its bullish momentum, trading near $2,600, and appears to be breaking into new all-time highs. Looking at the chart, gold has consistently made higher highs and higher lows, a sign of strong upward momentum. The trade To express a bullish to neutral view on gold going into the Fed announcement, consider selling a SPDR Gold Shares (GLD) Nov 1 $237.5/232.5 Put Vertical @ $2.02 Credit.
Persons: GLD Organizations: CNBC, NBC UNIVERSAL Locations: Central
Price and Monam moved from Riverside, California, to Tyler, Texas, earlier this year. Eiman and I lived in the same apartment building in Riverside, California, for a long time. Dannielle Price (left) took a road trip with her kids to visit Tyler, Texas (right) earlier this year. We moved to Texas a second time in April 2024Dannielle: We all moved back in with my mom in Henderson, Eiman included. Dannielle Price and Eiman Monam said they've struggled to make ends meet in Tyler, Texas.
Persons: , Dannielle Price, Eiman, Price, Monam, I've, Einam, weren't, Tyler, Henderson, that's, Eiman Monam, they've, We've Organizations: Service, Business, Washington Post Locations: Riverside , California, Tyler , Texas, Southern California, California, Texas, Mira Loma , California, Henderson , Texas, Henderson, East Texas, Riverside, Tyler
By the time Harvey found the posting online, the medical examiner had sent Coleman’s body to the Health Science Center. “‘Did he actually die?’”After Victor Honey’s body arrived at the University of North Texas Health Science Center, the harvesting began. NBC News informed Getinge, the Army and National Bioskills about the center’s regular use of unclaimed bodies and Honey’s family not providing consent. He said his company would ensure that it no longer accepted unclaimed bodies and would adopt policies to make certain future specimens were donated with families’ permission. On a call, the reporter broke the news of how Honey’s body was used.
Persons: Moore, Yenner, ” Moore, Honey, she’s, , , Darryl Martin, Michael Dewayne Coleman’s, Coleman, Louisa Harvey, Michael Dewayne Coleman, Louisa Harvey ., Harvey, Harvey couldn’t, Shea Coleman, Yellott, Michael, ’ ”, Victor Honey’s, Fort Sam Houston —, Getinge, Douglas Hampers, Hampers, Victor Honey, Zerb Mellish, Honey’s, Victor, She’d, Victor didn’t, he’d, Patman Organizations: NBC News, Army, Dallas, Health Science, Fort, Fort Worth National, Health Science Center, Dallas Police Department, Dallas Police, NBC, Texas, Service, University of North Texas Health Science Center, Getinge, Brooke Army Medical, National Bioskills Laboratories, Facebook Locations: Wichita Falls, Dallas, Dallas County, Fort Worth, New Jersey, Tarrant County, Swedish, Fort Sam, Pittsburgh
China’s Risky Power Play in the South China SeaChina’s coast guard ships have swarmed and collided with Philippine boats. A New FlashpointFor months, the latest target of China’s power play was a Philippine coast guard ship, the Teresa Magbanua. Philippine coast guard Chinese ships Noon, June 17 A group of Chinese ships moved to block the Philippine vessel. SECOND THOMAS SHOAL SABINA SHOAL A Chinese ship began tailing a Philippine ship around 8 a.m. More Chinese ships waited here. 6 p.m. SECOND THOMAS SHOAL SABINA SHOAL The Chinese ships followed the Philippine ship.
Persons: Teresa Magbanua, Sabina, Thomas, , Jay Batongbacal, Sabina Shoal, Hu Bo, Ferdinand R, Marcos Jr, Mr, Hu, Marcos, Manlia, Jan, Thomas Shoal, , Rommel Ong, Wu Yanan, Samuel Paparo, General, Lei Organizations: South China, Bank, University of the, Philippine Coast Guard, Coast Guard, Associated Press, Armed Forces, Facebook, Ateneo School of Government, Philippine Navy, Philippine, China Coast Guard, Reuters, THOMAS, SECOND, Strategic, International Studies, Pacific Command, Theater Command, United, Liberation Army’s Academy of Military Sciences, People’s Liberation Army Locations: South, Philippine, China, Philippines, United States, Chinese, Spratly, Scarborough Shoal, Vietnam, PHILIPPINES SPRATLY, Palawan, SPRATLY, PHILIPPINES Palawan, Sabina, Manila, Asia, University of the Philippines, South China, Beijing, Shoal, Palawan ., China’s, U.S, United
Resident-centered urban cores have lots of housing, public amenities like schools and parks, and local restaurants, shops, and other businesses. AdvertisementThe nation's capital offers a stark example of a downtown designed largely to serve office workers and tourists. The unsexy way to get people downtownBefore cities focus on bringing in visitors, they need to serve their residents, Wesolowski argued. Parks along urban rivers, lakes, canals, and ocean beaches can attract new residents, visitors, and commercial development while serving as a buffer for flooding. "It has a really quite an extraordinary balance of tourist facilities, local universities, medical complexes, residents living downtown, a baseball team downtown, a waterfront — it sort of does everything right," she said.
Persons: , Jon Jon Wesolowski, Wesolowski, Tracy Hadden Loh, Karen Chapple, Loh, Chapple Organizations: Service, Business, Visitors, Eiffel, Chicago, Brookings Institution, of Cities, University of Toronto Locations: Washington, Chattanooga , Tennessee, Paris, Chicago, Wicker, Parks, Diego's
SKIP AHEAD What are Grace & Stella Under-Eye Masks? | How I use the Grace & Stella Under-Eye Masks | Why I love the Grace & Stella Under-Eye Masks | The bottom line | Why trust NBC SelectWhat are the Grace & Stella Under-Eye Masks? Beyond the formulas and the mask colors, each type of Grace & Stella under-eye patch is identical. I’ve used all four types of Grace & Stella eye masks, and I don’t notice a difference between them. With that said, I find all Grace & Stella eye masks equally hydrating, so I’m not picky about which type I use from day to day.
Persons: I’m, Grace, Stella, they’re, They’re, moisturizing, Zoe Malin I’ve, I’ll, Stella’s, Zoe Malin, I’ve, Peter Thomas Roth, it’s, TikTok Organizations: NBC, Stella’s, Facebook, Twitter Locations: hydrogel, Iceland
The Federal Reserve is set to meet Tuesday and Wednesday — and is is widely anticipated to make its first interest rate cut after embarking on a hiking campaign in March 2022. As it is, stocks are headed for a winning week ahead of the meeting. On Friday, the CME FedWatch tool showed markets were split how big the rate cut would be. Investors will also watch what Fed policymakers will signal in its summary of economy projections regarding future policy moves. He worries that stocks will rally heading into the central bank meeting, with investors possibly selling the news afterward.
Persons: It's, disinflation, Chadha, CNBC's, Dave Sekera, Giuseppe Sette, Sette, BTIG's Jonathan Krinsky, Morningstar's Sekera, Bank Asset Management Group's Bill Northey, Mills, homebuilder Organizations: Federal, Deutsche Bank, Dow Jones, Nasdaq, Morningstar, U.S, Bank Asset Management Group's, Olive, Darden, FedEx, Index, Retail, Manufacturing, Housing, Philadelphia Fed Locations: U.S, Olive Garden, NAHB
download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. In 2004, my mind wandered while sitting in a sales meeting as part of my finance job. I earned a good salary and worked with my father, an investment banker, but I wasn't fully present. AdvertisementThere's immense pressure in America to go fast, fast, fast, bigger, bigger, bigger. Who cares how many hours you've worked and how successful you've been?
Persons: , Carrie Morey, I'd, you've, it's, Caroline, John, Mom, she'd, caterer, — it's, Cate, Sarah, They'd Organizations: Service, Business, Foods, Costco Locations: Charleston , South Carolina, New York, America
I was studying for my undergraduate degree at the University of California, Santa Cruz, and paying $1,300 a month to share a two-bedroom apartment with three other students. The cost of my education aside, studying in Belgium and getting my degree there has been better than I could've imagined. Fortunately, I live just a 10-minute walk from the city center in my student housing, a four-bedroom apartment I share with three roommates. I save a lot of money on my healthcare, tooLeuven is meant to be a walkable city. AdvertisementI'm grateful for my time in the US, but continuing my education in Europe has been excellentAs a student without a full-time salary to afford the American standard of living, studying internationally has been a no-brainer.
Persons: , weren't, I'm, it's, I've Organizations: Service, University of California, Business, KU Leuven, UC Santa Cruz Locations: Santa Cruz, California, Belgium, Leuven, Aliaksandr, Europe, United States
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