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☆ Instead of taking your job, AI might be more like the best intern ever
▼ + stars: | 2024-02-24 | by ( Tim Paradis | ) www.businessinsider.com time to read: +5 min

Many workers have expressed fears that the technology will show up at the office like a young gun coming for their job. Williams expects some of the biggest gains from AI won't center on what companies and workers are doing now. Instead, he sees major wins coming from what workers aren't doing but that AI could. Filling in when help is scarceOne reason jobs sometimes aren't getting done is because there aren't always enough workers. If AI could be deployed to help with this work, the time the task takes might get cut in half, Holding said.

Persons: Heather Holding's, she'd, couldn't, let's, Ron Williams, Williams, that's, Jérôme Pesenti, Pesenti Organizations: AIs, Facebook

☆ In Trump's NY hush-money case, key decisions at his court appearance on Thursday will shape his first felony trial
▼ + stars: | 2024-02-11 | by ( Laura Italiano | ) www.businessinsider.com time to read: +9 min

Donald Trump returns to court Thursday in his New York hush-money case. The hush-money case is on track to be tried first out of the former president and GOP frontrunner's four felony indictments. AdvertisementCourt officers kept careful watch at Donald Trump's hush-money arraignment in New York. Merchan pushed back on any premature trial-date tinkering in a letter he sent the hush-money defense team in early September. Reuters/Jane RosenbergSquabbling over evidenceThere's been plenty of squabbling over evidence in the past six months, the hush-money case file shows.

Persons: Donald Trump, —, Stormy Daniels, Juan Merchan, Todd Blanche, Susan Necheles, Timothy A, Clary, He'll, Donald Trump's, Andrew Kelly, Trump, it's, Trump's, Merchan, Jane Rosenberg, Bob Woodward, what's, Matthew Colangelo, Colangelo, There's, Attorney Alvin Bragg Organizations: Service, GOP, NY, Trump, Business, Reuters, Manhattan Criminal, New, Manhattan, Attorney, COC, Prosecutors Locations: New York, Manhattan, Florida, Georgia, Brooklyn, New York County

☆ Hang a picture of Jason Kelce shirtless in the Louvre? ArtButMakeItSports thinks so
▼ + stars: | 2024-02-08 | by ( Callum Sutherland | ) edition.cnn.com time to read: +6 min

Social media account ArtButMakeItSports connects the dots. He says: “I tend to see things through a sports lens, and I guess art is no different for me. Rebecca Blackwell/APSamson and Delilah, by Anthony van Dyck, 1628-30, 📸 by Rebecca Blackwell pic.twitter.com/jNJ6HNjNn5 — ArtButMakeItSports (@ArtButSports) December 24, 2023Are sport and art all that different? Since starting ArtButMakeItSports, Rader says the audience has been small for the most part. After all, wouldn’t we all love to see a roaring Jason Kelce matched with a renaissance painting on our social media feeds again?

Persons: –, ArtButMakeItSports, LJ Rader, Phillips de Koninck, haring, ake, eason, hy, ruth, ”, ike Organizations: CNN, ust

☆ Ro, the $7 billion healthcare startup, has a high-stakes strategy to take off-brand Ozempic mainstream
▼ + stars: | 2024-02-07 | by ( ) www.businessinsider.com time to read: +11 min

The $7 billion healthcare startup Ro, which has been prescribing brand-name weight-loss shots since January 2023, now offers compounded semaglutide to patients enrolled in its weight-management program. Nonetheless, Ro is the first prominent healthcare company to effectively endorse compounded semaglutide by prescribing it. A poor-quality compounded drug might simply be a dud and a waste of money. But while compounding pharmacies are subject to FDA and state regulations, states are the main regulators, and their oversight is patchy. Michael Siluk/UCG/Universal Images Group via Getty ImagesIt's hard to know if any given vial of compounded semaglutide is safe.

Persons: Wegovy's, Ro, drugmakers, Eli Lilly's, Eli Lilly's Mounjaro, Scott Gottlieb, Michael Siluk, That's, they've, Ozempic, Eli Lilly, Eric Kastango, they're, Kastango, aren't, Al Carter, Sarah Jones Simmer, Spencer Nadolsky, WeightWatchers, Tim Church, Wondr, it's, hasn't Organizations: Business, Novo Nordisk's Wegovy, US Food and Drug Administration, FDA, Novo Nordisk's Ozempic, Getty, Novo Nordisk, USP, National Association of, Pharmacy, Health Locations: Novo, Massachusetts, Austria, New York City

☆ Unclaimed property day: More than 30 million people have unclaimed money or assets. Are you one of them?
▼ + stars: | 2024-02-01 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +4 min

Over 30 million people in the United States have unclaimed property that they have either forgotten about or never knew was theirs, according to the National Association of Unclaimed Property Administrators, which is a part of the National Association of State Treasurers. To get a complete picture of whether you have unclaimed money or assets, first check the unclaimed property sites of all the states where you have lived in your life (including the District of Columbia and Puerto Rico). Each state has its own laws and practices governing unclaimed or abandoned property, which you can find out about by visiting their unclaimed property sites that NAUPA links to here. Consider: More than $4 billion worth of unclaimed property was returned to people in fiscal year 2022, NAUPA said. Each state decides whether to reveal how much your unclaimed property is worth when you do your initial search.

Persons: ”, Michael W, you’ve, haven’t, it’s, Frerichs, state’s, NAUPA Organizations: New, New York CNN, National Association, National Association of State, Illinois, District of Columbia Locations: New York, United States, Puerto Rico, Illinois, Alabama

☆ I shopped the same grocery list online and in-store—one option saved me nearly $70
▼ + stars: | 2024-02-01 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +4 min

I then came home and added all the same items to my virtual cart on Wegmans' Instacart storefront to see how much I'd saved by doing the shopping myself. Why delivery costs moreMy delivery order would have been more expensive for a couple of reasons. Other retailers available to me offer the same prices online as in-store, but my allegiance to Wegmans keeps me coming back. "Our online prices remain about 15% above in-store prices. Second, Instacart charges a service fee and a delivery fee, and I always tip at least 20%.

Persons: it's, Wegmans Organizations: Trader Joes, CNBC Locations: Instacart, It's, Manhattan, New York City, Brooklyn, Wegmans

☆ Jack Dorsey is getting rid of annual reviews and PIPs at Block. I asked our workplace correspondent if it's a trend.
▼ + stars: | 2023-11-27 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +5 min

Jack Dorsey says Block will no longer do performance reviews or performance-improvement plans. She told me she thought PIPs — performance improvement plans — were underused because companies don't necessarily want to do the legwork that often goes with them. Jack Dorsey's Block just announced that they're going to stop doing PIPs and just fire people who aren't up to snuff. So, having some ability to correct your things you're doing wrong — that's important. Block is also getting rid of annual performance reviews.

Persons: Jack Dorsey, Block, Tim Paradis, Dorsey, —, BI's, who's, you've, Gen Z, Korn, they're, Jack Dorsey's Block, it's Organizations: Service, Business Locations: Valley

☆ These unique assets are now a popular way to lock in yield. What to know about defined maturity ETFs
▼ + stars: | 2023-11-24 | by ( Michelle Fox | ) www.cnbc.com time to read: +8 min

After being on the market for more than a decade, defined maturity bond funds are finally attracting attention. Traditional open end, bond mutual funds or bond ETFs, on the other hand, have no maturity date. One big advantage over owning individual bonds, however, is that defined maturity ETFs are easy to purchase on the stock exchange. How they work Each defined maturity bond fund holds securities in the same sector that come due in the calendar year chosen for the fund. Callable bonds are simply those that can be redeemed or paid off by the issuer prior to the bonds' maturity date, according to the Securities and Exchange Commission.

Persons: Charles Rotblut, Bonds, Sarajat Samant, Karen Veraa, BlackRock's, —, Veraa, IBonds, Invesco, Treasury iBond, Jason Bloom, Invesco's Bloom, haven't, I'm, BlackRock's Veraa, Morningstar's, Samant, AAII's Organizations: Investors, American Association of, Treasury, BlackRock, Securities and Exchange Commission, Invesco Locations: BlackRock's iShares, U.S

☆ Insider Today: Financial freedom's reality
▼ + stars: | 2023-11-11 | by ( Diamond Naga Siu | ) www.businessinsider.com time to read: +7 min

download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . In today's big story, I'm exploring something equally mysterious to me: How people who have achieved financial freedom got there, and what their lifestyles are like. The big storyThe work behind financial freedomTyler Le/InsiderPassive income. The concept of financial freedom sounds like a dream come true. The Insider Today Saturday team: Diamond Naga Siu, senior reporter, in San Diego.

Persons: —, Tyler Le, Dion McNeeley, Brian Luebben, they've, Arantza Pena Popo, Heather Johnson, Brandon Timothy, Heather, Brandon, he's, Austria Cassandra De Pecol, who's, Zers, Gen Zers, I'm, Nolan Church, Nicole J, Van, Bean, Dunkin, Krispy, Eduardo Munoz, Samantha Lee, Chelsea Davis Spatchcocking, Naga Siu, Dan DeFrancesco, Hallam Bullock, Lisa Ryan Organizations: Service, YouTube, Airbus, Orlando International, Google, Doordash, Riverton, REUTERS Locations: Austria, Pakistan, Tunisia, Riverton , Wyoming, Texas, Van Groningen, San Diego, New York City, London

There are a lot of misconceptions about living in Alaska, and Trevor Barrett has heard them all. One of the best things about living in Alaska is the quiet life, the privacy and the summers." "I was raised with hunting and fishing and hiking and camping and all the specific and unique Alaska things," he says. Trevor Barrett with a replication of Andúril from J.R.R. Trevor Barrett and his family live in Haines, Alaska.

Persons: Trevor Barrett, Trevor, Larissa, Trevor Barrett Trevor, Samuel, Nika, Haines, you've, Alex Stock, Barrett Knives, Barrett, he's Organizations: CNBC, Netflix, YouTube, YouTube Investments, Google, Barrett, Larissa Locations: Alaska, Haines, British Columbia, Anchorage, Connecticut, Alaska One, Kenai, U.S, Larissa, Juneau , Alaska, J.R.R, Haines , Alaska

If you missed the best Prime Day deals over the summer, you can shop deals on air fryers during Amazon's Prime Big Deals Days now through October 11. Check out the best Prime Day air fryer deals below and be sure to follow the best Prime Day deals on our liveblog throughout the event. Here are the best air fryer deals for Prime DaySee more air fryer deals at Amazon. Our top pick for the best air fryer overall with a larger capacity is the Instant Vortex Plus Air Fryer. Out of the air fryer toaster ovens we tested, our favorite was the Oster Air Fryer Digital Toaster Oven because of its quick and even cooking.

Persons: there's, fryer, Air Fryer, Pro Air Fryer, Fryer Organizations: Amazon, Amazon's, Air, Pro Air, Oster Air

Adding insurance coverage was cheaper than I expected and is worth the peace of mind. When I decided to start Posh&Page, my vintage shop side business, small business insurance was the last thing on my mind. Which is to say, my vintage shop goods were taking over my little cottage of a home. Find the Best Business Insurance for You Meet Simply Business. That was when I learned that while the company will cover personal belongings, it won't cover business items without additional home business pursuits coverage.

Persons: —, I'd Organizations: Service, Business Insurance, Farmers

To help future-proof emergency spending, I realized I might need insurance coverage. First is general liability coverage, which safeguards your business in the event someone makes a claim against you or your business. BOP also includes property coverage, which helps protect business property you own, lease or rent, including your buildings, equipment, furniture, and inventory. Find the Best Business Insurance for You Meet Simply Business. "In the event that a work-related injury or illness should occur, workers' compensation coverage helps provide protection for you and your employees," he said.

Persons: I've, Matthew Richards, Richards Organizations: Travelers Insurance, Business Insurance, Workers Locations: New York

☆ Best Credit Cards for TSA PreCheck and Global Entry
▼ + stars: | 2023-09-26 | by ( Emily Sherman | ) www.wsj.com time to read: +12 min

Many travel credit cards have removed this cost barrier for their users—offering a statement credit that covers the cost of applying to either TSA PreCheck or Global Entry. All you have to do is pay the $78 PreCheck fee or $100 Global Entry fee with your card and you’ll automatically be reimbursed. Other cards to considerWhile these cards are our favorites boasting a TSA PreCheck or Global Entry credit, there are a few other options if none of them align with your needs. How we pickedTo choose Buy Side’s Best Credit Cards for TSA PreCheck and Global Entry, we looked at more than 30 credit cards that offered a credit for these application fees. To find out more about how we chose credit cards—and to meet our panel of experts—you can also check out Buy Side from WSJ’s full best credit cards methodology.

Persons: Emily Sherman, You’ll, cardholders, Uber, airfare, Chase, Cardholders Organizations: TSA, Hertz, One Venture, Venture, Venture X, Capital, American, Amex, American Express, Amex Travel, Chase, TSA PreCheck, Chase Sapphire, U.S, Sapphire Reserve, Bank of America, of America, Merrill Locations: Capital, Canada

And when I ran a business selling at craft fairs several years ago, I had liability insurance to protect my business and customers. Check your business insurance rates with top providers through Simply Business. Another way to look at small business insurance is as a stepping stone to a bigger business. Another factor affecting the decision to carry small business insurance is what I stand to lose. If a lawsuit could endanger the home I share with my wife, business insurance might be worth it to protect that investment.

Persons: there's, I've, I'm Organizations: Simply, Insurance Locations: Hayward, California

☆ How to Pay Off Your Student Loans Fast
▼ + stars: | 2023-09-10 | by ( Rebecca Safier | ) www.wsj.com time to read: +11 min

5 strategies to pay off your student loans ahead of scheduleMore than half of students take out student loans to pay for college, with the average debt load upon graduation totaling nearly $30,000. Be cautious about refinancing federal student loans: Doing so means sacrificing federal repayment plans and other protections. Pay off interest during school and your grace periodInterest starts accruing on most student loans, such as federal unsubsidized loans and private student loans, from the day they are paid out (known as the disbursement date), usually at the beginning of each semester. Pursue student loan forgiveness and assistanceIf you’re open to switching jobs, consider pursuing a role that would make you eligible for student loan forgiveness or assistance. If you have federal student loans, you may need to set up autopay again before the payment pause ends in October.

Persons: Rebecca Safier, you’d, “, ”, Karen McCarthy, Let’s, you’ll, Biden, Michael Lux, Joe DePaulo, McCarthy, autopay, forbearance, It’s, you’ve, Jan Miller Organizations: National Association of Student Financial, Public, Student Loan Sherpa, College Ave

☆ I bought a fixer-upper for a fraction of what I could afford. Now we have new floors and ceilings, and I'm thrilled to pay just $770 a month.
▼ + stars: | 2023-09-09 | by ( Sarah Sharkey | Avril Ayers | Read More | ) www.businessinsider.com time to read: +5 min

My husband and I bought a house in 2020, and we decided to stick to a mortgage payment of $700. Here's how we decided on how large of a mortgage payment we could afford. Why we kept our numbers conservativeBased on the 28% rule, our income could have supported a much larger mortgage payment. In my opinion, opting for a smaller mortgage payment than we could technically afford opened up more room for financial flexibility. Since closing three years ago, our mortgage payment has grown to around $770 per month.

Persons: we've, you'll, that's, homeownership Organizations: Service Locations: Wall, Silicon

☆ After funding her 401(k) for 25 years, one woman realized it wouldn't be enough to retire. She explains the beginner-friendly strategy she used to start investing in real estate with zero money upfron
▼ + stars: | 2023-08-24 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +6 min

When Tresa Todd decided to pursue real-estate investing, she didn't have a ton of savings. Encouraged by her three sons who had been investing in Dallas real estate and offered to mentor her, she sold her house, quit her job, and moved to Dallas. Getting started with real estate wholesalingWhen Todd moved to pursue real-estate investing, she didn't have a ton of savings she could dip into, so her sons recommended she start with wholesaling. Todd sold her home in Tyler, Texas and moved to Dallas to invest in real estate alongside her sons. Do a Google search to find a community in your zip code and start attending local real estate meet-ups.

Persons: Tresa Todd, she'd, She'd, Todd, —, Let's, She's Organizations: MLS, Estate Investors Locations: Tyler , Texas, Dallas, wholesaling

☆ Goldman Sachs-backed digital bank Starling to expand in hotly competitive Asia-Pacific market
▼ + stars: | 2023-08-11 | by ( Ryan Browne | ) www.cnbc.com time to read: +3 min

British digital bank Starling is planning its first expansion outside of Europe, targeting a move into Asia-Pacific, CNBC has learned. However, Drewett said the bank Starling is partnering would use the company's software to launch small and medium-sized enterprise (SME) accounts, rather than to provide personal banking services. "It's a different proof point for us: one in Europe, one in Asia-Pacific," Drewett told CNBC in an interview Thursday. Engine is a technology platform that Starling launched in March 2022 and licenses out to other financial technology firms and large banks. Starling is using its Engine core banking platform as a launchpad for international expansion.

Persons: Goldman Sachs, Nick Drewett, Starling, Drewett, Anne Boden, Boden, Statista Organizations: CNBC, Qatar Investment Partners, Fidelity Management, Research Company Locations: Europe, Asia, Pacific, Irish, U.K, Qatar

Mr. Smith is not the first special counsel to investigate Mr. Trump. Mr. Smith, by contrast, faces no such limits given that Mr. Trump is no longer in office. Mr. Mueller said little when faced with a barrage of falsehoods pushed publicly by Mr. Trump and his allies about him and his investigative team. During Mr. Trump’s arraignment in Miami in June, Mr. Smith sat in the gallery, closely watching the proceedings. Some in the courtroom suggested he stared at Mr. Trump for much of the hearing, sizing him up.

Persons: General Merrick B, Garland, Jack Smith’s, Donald J, Trump, Smith, Maddie McGarvey, The New York Times “, ”, Ryan Goodman, Trump’s, Robert S, Mueller, Smith —, —, Goodman, Smith “, Edgar Hoover, Mueller III, Anna Moneymaker, Ted Stevens, “, Robert McDonnell, Rick Renzi, James, Smith’s, Jay I, Bratt, Cooney, Robert Menendez, Greg Craig, Obama, Andrew G, McCabe, Roger J, Stone Jr, William P, Barr, Aaron Zelinsky, Thomas P, Windom, Peter Dejong Mr, John H ., Carlos F, legwork, sotto, intently, Alan Feuer Organizations: White, The New York Times, New York University School of Law, Capitol, Washington, Department, Just Security, Trump, U.S, New York Times, Justice Department, Justice, Republican, Supreme, Mr, Department of Justice, Democrats, Robert Menendez of New, Hague, Credit, House Republicans, U.S . Postal Inspection Service Locations: Washington, The Hague, Russia, Alaska, Virginia, Arizona, Robert Menendez of, Robert Menendez of New Jersey, U.S, Netherlands, John H . Durham, ’, Miami

☆ Avoid these 5 money red flags if you want to grow your wealth
▼ + stars: | 2023-07-19 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +7 min

Here are five red flags money experts see when creating financial plans for their clients, and what to look out for if you want to be smarter with your own money. Plus, young people may be especially susceptible to overspending, Emily Safford, a certified financial planner and wealth advisor at Girard, a Univest Wealth Division, based in Pennsylvania, tells CNBC Make It. "[Credit card debt] can snowball and get out of hand very quickly and when you're young, you're putting yourself at a real disadvantage moving forward." "If you're not feeling confident and you're feeling overwhelmed, that's a perfect time to seek out the assistance of a planner," VanderLinde says. But beware: You may spot a number of red flags when looking for the right financial professional.

Persons: Emily Safford, Girard, Safford, Annette VanderLinde, VanderLinde, they're, you'll, you've, Fernando Reyes, they've, Reyes, that's, It's, Procrastinating Organizations: CNBC, Liberty Wealth Advisors, Prime Capital Investment Advisors Company, Wealth Locations: Pennsylvania, Torrance , California

☆ The high yield on this 1-year CD just got even hotter
▼ + stars: | 2023-07-11 | by ( Darla Mercado | Cfp | ) www.cnbc.com time to read: +2 min

Bread raised the annual percentage yield on its 1-year certificate of deposit to 5.35%, an increase of 10 basis points. That bump higher makes it the 1-year CD with the highest yield among banks under Stephens' coverage, according to a Monday report from the firm. Consider that a 2-year CD at Bread has an APY of 5%, while a 5-year CD yields 4.25%. "The past two weeks have been relatively quiet for online bank rate moves, and we wonder if this is holiday-related or if the online bank demand for deposits has slowed," said Vincent Caintic, an analyst at Stephens. He added that another driver behind the deceleration in deposit rate increases could be a slowdown of loan growth among online banks.

Persons: Bread, Stephens, you'll, Vincent Caintic, — CNBC's Michael Bloom Organizations: First Internet Bank of Indiana, Federal Deposit Insurance

☆ AI Voice Generators Are Fueling a Terrifying New Phone Scam
▼ + stars: | 2023-06-28 | by ( Eve Upton-Clark | ) www.businessinsider.com time to read: +12 min

As soon as he heard his dad's voice, Eddie, a 19-year-old TikToker, knew something was up. But with AI, the voice on the other end of the phone can now sound eerily like the real deal. Plus, more people are making their real voice available to scammers: McAfee said 53% of adults shared their voice data online weekly. McAfee also found that over one-third of victims lost more than $1,000 in AI scams, with 7% losing more than $5,000. Then, the scammer can just type out whatever they want, and the AI voice will speak what is typed in real time.

Persons: Eddie Cumberbatch, Eddie, —, Eddie's, Eddie didn't, tricksters, scammers, McAfee, aren't, Richard Mendelstein, Stella, panicking, it's, Steve Grobman, Grobman, they've, Neil Gorsuch, Kamala Harris, Ally Armeson, cybercrime, Armeson, Eve Upton, Clark Organizations: Federal Trade Commission, People, FTC, McAfee, Google, Washington Post, Supreme, Cybercrime Support Locations: Chicago, Mexico City, Canadian

☆ Women are seeing historic labor market gains. AI could disrupt that
▼ + stars: | 2023-06-21 | by ( Alicia Wallace | ) edition.cnn.com time to read: +11 min

Minneapolis CNN —More prime working age women are employed in the United States now than ever before. The labor force participation rate for women between 25 and 54 years old set a record high in April and then again in May, rebounding from the pandemic “she-cession” and returning to its pre-pandemic form of making progressively historic labor market gains. Estimates that nearly eight out of 10 women workers could be affected “are just staggering,” said Julia Pollak, chief economist with online job marketplace ZipRecruiter. “Some of these things are becoming more prevalent, and that’s supportive of more women in the labor market,” she said. On the other hand, AI could prove harmful and threatening for any role that is highly “automatable,” Peterson said.

Persons: Goldman Sachs, University of North Carolina’s, ”, Julia Pollak, it’s, Mark McNeilly, Flagler, “ It’s, ‘ I’m, ’ ” McNeilly, “, Pollak, didn’t, Dana Peterson, that’s, ” Peterson, Ben Zweig, Jobs, Peterson, we’ve, Sara Mannheimer, Kathrin Ziegler, ” Meredith Nudo, you’re, Nudo Organizations: Minneapolis CNN —, University of North, University of North Carolina’s Kenan, Flagler Business School, Kenan, Flagler, UNC Kenan, CNN, of Labor Statistics, Conference Board, Baby Boomers, Labs, Montana State University, Institute of Museum and Library Services, Librarians, Digital, National Association of Voice Locations: Minneapolis, United States, Houston

☆ Why finding a camp for your kid is this summer's madness
▼ + stars: | 2023-06-13 | by ( Chris Taylor | ) www.reuters.com time to read: +5 min

NEW YORK, June 13 (Reuters) - For American kids, summer camps can conjure up some idyllic experiences: Canoeing on lakes, munching on s’mores by campfires. THE EARLY BIRD GETS THE WORMMany day camps open registration in January, February and March, and overnight camps often start the previous fall. Indeed, in 2022 the average day camp cost rose to $87 per day, and the average overnight camp to $172 a day, according to an ACA survey of participating camps. “Investigate if your employer provides any summer camp assistance as part of their benefits package. Says Rosenberg: “Summer camp is hot again.”Editing by Lauren Young Follow us @ReutersMoneyOur Standards: The Thomson Reuters Trust Principles.

Persons: ”, Ellen Sheng, it’s, ” Sheng, “, Tom Rosenberg, Rosenberg, ” Rosenberg, Anna Sergunina, ” Sergunina, Hunt, Says Rosenberg, Lauren Young Organizations: YORK, campfires, American Camp Association, YMCA, “, Thomson, Reuters Locations: Summit , New Jersey, Greater New York, Los Gatos , California

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