DIRS.INFO The most relevant business & tech news

☆ Tackling money shame: Personal finance advice from top TED Talks
▼ + stars: | 2023-08-15 | by ( Chris Taylor | ) www.reuters.com time to read: +4 min

We combed through them for the most helpful advice to get our money lives under control. “And so many of you are left believing that you’re crazy, or stupid, or just bad with money. It wants to consume, whereas the future self wants the present self to save ...“So what can we do about this? Maybe the reason money doesn’t make us happy is that we’re always spending on the wrong things – in particular, always spending it on ourselves. If you think money can’t buy happiness, you’re not spending it right.”Editing by Lauren Young and Stephen CoatesOur Standards: The Thomson Reuters Trust Principles.

Persons: Simon Sinek’s “, TAMMY LALLY, “, ” DANIEL GOLDSTEIN, TEDSALON, Derek Parfit, ” ESTELLE GIBSON, TEDxDayton, ” ELISE PAYZAN, ‘, couldn’t, ” MICHAEL NORTON, we’re, you’re, Lauren Young, Stephen Coates Organizations: TED, Thomson Locations: TEDXORLANDO, TEDSALON NY, TEDXCAMBRIDGE

☆ Yale and Oxford-trained neuroscientist: These 3 questions can help you get better at embracing change
▼ + stars: | 2023-08-09 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

"Change is scary," Shankar said in a recent TED Talk. And when we experience a change that we wouldn't have chosen for ourselves, it's easy to feel that our lives are contracting, that we're more limited than before." If you struggle with rigidity when faced with uncertain circumstances, ask yourself these three questions, Shankar suggested:How might this change improve what you're capable of? Focusing on the opportunities you might gain — rather than what you could lose — can help you better adapt to unexpected challenges. But adapting to change can be a crucial life and professional skill — and practicing self-reflection can help you become more open to uncertainty, said Shankar.

Persons: Maya Shankar, Shankar, Carla Marie Manly, Manly, Warren Buffett Organizations: Yale University, University of Oxford

☆ Harvard psychologist: If you use any of these 9 phrases every day, 'you're more emotionally resilient than most'
▼ + stars: | 2023-08-06 | by ( Dr. Cortney Warren | ) www.cnbc.com time to read: +3 min

If you use any of these phrases every day, you are more emotionally resilient than most:1. Similar phrase: "As much as I hate this, I can survive it." Similar phrase: "There's always a gift, even in the darkest experiences — I just need to figure out what it is. Similar phrase: "I'm feeling a strong emotion, so I'm going to take a moment before I respond or make any big decisions." Similar phrase: "I have to see reality for what it is, even if it's not what I want, so I can move forward."

Persons: I've, I'm, isn't, it's Organizations: Harvard

Darya Komarova | Moment | Getty Images'The dots need to be connected for consumers'Exposure to our older selves is only part of the process of making decisions for retirement, experts say. While the TikTok filter has recently made it popular to look at our future selves, this type of application has been around since the early 2000s, said Joseph Coughlin, director of the Massachusetts Institute of Technology AgeLab. Once people see an image of their older selves, they tend to feel differently about their future decisions. Successful, lasting behavioral changes typically come with incentives to work toward, such as saving money or exercising, Coughlin said. Pairing the videos with prompts to save more money or invest more toward retirement may be effective, according to UCLA's Hershfield.

Persons: Darya, Joseph Coughlin, Coughlin, UCLA's Hershfield, Hershfield, Victor Ricciardi, Ricciardi, Carolyn McClanahan, Drazen Zigic Organizations: Massachusetts Institute of Technology AgeLab, Ursinus College, Behavioral Finance, Planning Partners, CNBC FA, Istock, Getty Locations: Jacksonville , Florida

☆ My Love Affair With Air-Conditioning
▼ + stars: | 2023-07-14 | by ( Aatish Taseer | ) www.wsj.com time to read: 1 min

It took me a moment to see what he found so funny. I had grown up with the deprivations of Socialist India in the 1980s. I was hardwired to fetishize air-conditioning. It was not an adjunct to life, sewn seamlessly into our daily routines, as it is here in the U.S., where 82.7 million homes have central AC. It was, as the philosopher Immanuel Kant would say, the “thing-in-itself,” and to sit “in” AC was something of a national pastime.

Persons: “, Immanuel Kant Locations: Mumbai, Socialist India, U.S, ”

☆ An AI detector mislabeled nearly every essay written by a non-native English speaker as being written by a bot
▼ + stars: | 2023-07-13 | by ( Gabriel Rivera | ) www.businessinsider.com time to read: +5 min

Researchers found popular GPT-detectors flagged essays by non-native English speakers as AI-written. Systems that detect AI-generated writing are flagging essays written by non-native English speakers as bot-generated, researchers from Stanford University said. In the study published Monday, the researchers ran more than 100 essays written by non-native English speakers through seven popular GPT detectors. The researchers also fed the detectors essays written by US eighth graders who speak English natively. More than half of the essays written by non-native English speakers were marked as AI-generated by the detection systems, the Stanford researchers found.

Persons: chatbots, James Zou, Zou, OpenAI, Sam Altman, ChatGPT, Altman Organizations: Systems, Stanford University, Stanford, The New York Times

☆ A former producer of hit TV show Entourage is launching an altruistic social network and says he doesn't want 'shitty users'
▼ + stars: | 2023-06-28 | by ( Darius Rafieyan | ) www.businessinsider.com time to read: +4 min

Whether it's misinformation on Facebook, privacy concerns at TikTok, or the perpetual cloud of controversy hovering over Elon Musk's Twitter, social media has an image problem. "Because of the hot mess that is legacy social media, I believe there's a real opportunity for disruption," Weiss said. That's what led him to found Roar Social, a social media startup based on the idea that "humans are hardwired for altruism." So I want the right users and to get the right users, you need to be a little patient." "Nothing is stopping McDonald's from selling filet mignon," he said, "they could do it well, they could do it cheaply, but no one's really gonna gonna go to McDonald's to buy the filet mignon.

Persons: Robert Weiss, Weiss, Melinda Gates, There's, it's, filet mignon, mignon, I'm, Bluesky, Jack Dorsey, he'll Organizations: Elon Musk's Twitter, Roar, MTV, Melinda Gates Foundation, Elon, Twitter Locations: TikTok

☆ People probably have to be on Ozempic forever. But no one is ready for the bill.
▼ + stars: | 2023-06-02 | by ( Hilary Brueck | ) www.businessinsider.com time to read: +9 min

But she knows — from experience — that probably won't be possible if she has to stop taking the drug once her manufacturer-issued coupons expire. But the injections don't work once people stop taking them. Li Ran/Xinhua via Getty ImagesMany health insurers and employers have long declined to pay for weight-loss drugs. He has resumed taking weight-loss medication but said he hoped to go down to a lower dose. Want to tell us about your experience with health insurance and weight-loss drugs?

Persons: Tara Rothenhoefer, Rothenhoefer, Eli Lilly's, Insider's Gabby Landsverk, —, Wegovy, Rothenhoefer Novo, we're, Dr, Martin Lange, Novo, Eli Lilly, Li Ran, Sean Duffy, Omada, Duffy, hungrier, Nisha Patel, it's, " Lange, Bill, Gabby Landsverk, Shelby Livingston, Hilary Brueck Organizations: Rothenhoefer Novo Nordisk, Novo Nordisk, Getty, National Library of Medicine Locations: San Francisco, Novo, Xinhua, slivingston

Investors anticipate the U.S. central bank will follow through with a quarter-percentage-point rate hike at the end of its latest two-day policy meeting. The policy statement is due to be released at 2 p.m. EDT (1800 GMT), with Fed Chair Jerome Powell scheduled to speak to reporters half an hour later. But the new statement, and Powell's elaboration on it, will have to reconcile a set of risks that have grown more into conflict. Between that consensus and other problems that have intensified in the meantime, the Fed is likely to at least open the door to the prospect that this hike will be the last of the current tightening cycle, absent a future inflation surprise. Doing otherwise might hint that those projections had changed, a hawkish tilt towards more rate hikes that the Fed won't want to close off but also won't want to guarantee.

☆ A major inflation report and fallout from Silicon Valley Bank hang over markets in week ahead
▼ + stars: | 2023-03-10 | by ( Patti Domm | In | ) www.cnbc.com time to read: +7 min

February's consumer inflation report should be a big driver for markets in the week ahead, as investors watch for continued fallout from the shutdown of SVB Financial Group's Silicon Valley Bank. The consumer price index report on Tuesday is the last major inflation data ahead of the Federal Reserve's March 21 and 22 meeting. Silicon Valley Bank's troubles overshadowed nearly everything else in markets Thursday and Friday, as investors sought safety in the bond market and sold bank stocks. Those odds had been as high as 70% before the Silicon Valley Bank news began to hit the market. Now inflation data is being watched carefully since a very hot number could mean the Fed will become more aggressive.

☆ Legendary VC Doug Leone touts AI, praises Elon Musk, and reveals how he tests people over dinner in a new interview. Here are the 10 best quotes.
▼ + stars: | 2023-03-01 | by ( Theron Mohamed | ) www.businessinsider.com time to read: +4 min

Doug Leone compared AI to mobile devices and the internet in terms of technological impact. Great companies often emerge in tough times, and easy money can be bad for founders, he said. Leone is a legendary venture capitalist who led Sequoia Capital for over 25 years. (Leone said he looks for founders, partners, and employees who are seen by others as insufferable, belligerent, and bad listeners.) "What you shouldn't do and say: 'There's money in venture, I want a cushy life, I want to go into venture.'

☆ 6 ways shopping sites trick you into buying more
▼ + stars: | 2023-02-19 | by ( Avery Hartmans | Danni Santana | ) www.businessinsider.com time to read: +10 min

Online retailers use psychological tricks and tools to get consumers to make purchases. But we're shopping online now more than ever before, and these subtle nudges are starting to feel more widespread. Buy online, pick up in storeBuy online, pick up instore was all the rage during the pandemic. So much of how we shop and make purchase decisions is subconscious, he said, and while you may rationally know that scarcity is a marketing tactic, your subconscious doesn't. Tips for avoiding retailers' marketing tricksJust being aware of these marketing tactics isn't enough to protect you from them, Goldberg said.

☆ Killer whales moms spend more time with their sons than daughters, and it may be threatening their survival
▼ + stars: | 2023-02-08 | by ( Marianne Guenot | ) www.businessinsider.com time to read: +7 min

Southern Resident killer whales take care of their sons much longer than their daughters. Killer whale sons need their mom throughout their livesA Southern Resident killer whale and a calf. Among Southern Resident killer whales — a small population that spend the summer and fall off the coast of Washington state — daughters will learn pretty quickly how to fend for themselves. To care for their sons, moms have fewer babiesTwo Southern Resident killer whales. Southern Resident killer whales only feed on Chinook salmon, which is a tiny prey for a big lumbering male.

☆ Awful Stock Market Analysts, Wall Street Economists Are Costing Investors Money
▼ + stars: | 2023-02-08 | by ( Neil Dutta | ) www.businessinsider.com time to read: +10 min

One type of data point to be wary of involves vehicles for confirmation, which use old data to confirm what an analyst already believes. The index is also revamped after every recession — given new weights and components so the new index perfectly signals the recession that just happened. Let's assume the ISM signals a turning point in the business cycle when it runs below 50 for three consecutive months. In a bull market, when rising stocks lift all boats, these analysts are still making money while arguing the downside just "hasn't happened yet." No single data point is a substitute for good judgment, which is the best leading indicator of all.

☆ How shopping sites are using psychology to trick you into spending more — and 3 ways to avoid them
▼ + stars: | 2023-01-31 | by ( Avery Hartmans | Danni Santana | ) www.businessinsider.com time to read: +10 min

Online retailers use psychological tricks and tools to get consumers to make purchases. Offering incentives for adding more items to online carts like free shipping is another example of the psychological tricks a retailer can play. Buy online, pick up in storeBuy online, pick up instore was all the rage during the pandemic. So much of how we shop and make purchase decisions is subconscious, he said, and while you may rationally know that scarcity is a marketing tactic, your subconscious doesn't. Tips for avoiding retailers' marketing tricksJust being aware of these marketing tactics isn't enough to protect you from them, Goldberg said.

☆ Why we love to anthropomorphize space-faring robots
▼ + stars: | 2023-01-22 | by ( Paola Rosa-Aquino | ) www.businessinsider.com time to read: +7 min

We know Mars rovers are robots, but they feel like friends, or pets. "It's the way the rovers are designed," Abigail Freeman, the deputy project scientist of the Curiosity rover, told Insider. The first selfie NASA's Opportunity Mars rover snapped. Their ability to snap selfies on the Martian surface make them seem self-awareNASA's Curiosity Mars rover created this selfie in front of Mont Mercou. On February 12, 2019, mission controllers at NASA’s Jet Propulsion Laboratory in Pasadena, California, sent the last commands to ask NASA’s Opportunity rover on Mars to call home.

WASHINGTON, Jan 20 (Reuters) - The Federal Reserve is set to again slow the pace of its interest rate increases at a Jan. 31-Feb. 1 policy meeting while also signaling that its battle against inflation is far from over. Throughout last year, the Fed's rapid series of rate hikes were announced in a statement that also promised "ongoing increases" until rates were "sufficiently restrictive to return inflation to 2%." Fed officials were surprised in 2021 by the persistence of inflation that at one point was more than triple their 2% target. The unemployment rate is currently 3.5%, a level seen only rarely since World War Two. "Thus, I anticipate the need for further rate increases."

☆ VIDEO: Target carts that lock in place are yet another example of how anti-theft measures are leaving shoppers really frustrated
▼ + stars: | 2023-01-15 | by ( Dominick Reuter | ) www.businessinsider.com time to read: +4 min

Nearly 2 million shopping carts are stolen each year, costing retailers an estimated $800 million. Videos of shoppers battling anti-theft devices on carts in a Target parking lot have gone viral on TikTok. Whether and when a particular store gets Gatekeeper for its carts is determined on an individual store basis, a Target spokesperson told Insider. The Food Marketing Institute meanwhile estimates that 2 million shopping carts are stolen each year, costing retailers an upwards of $800 million globally. Loss-prevention remains a delicate balance for retailers as Walmart's vice president of asset protection and retail operations, David Johnston, told Insider.

☆ How to set up your home to charge an electric car — and what you should expect to pay
▼ + stars: | 2023-01-12 | by ( Tim Levin | ) www.businessinsider.com time to read: +5 min

People new to the world of electric cars may wonder what it takes to set up home charging. You can charge a car at home in just a few hours by adding a Level 2 charger to your garage. This article is part of a series called Getting Ready for Electric, a practical guide to buying your next EV. Going electric introduces a whole new element to car ownership: home charging. When it comes to choosing a charger, Sapp says going with the model recommended by the auto manufacturer is "a safe bet."

☆ TikTok videos show exasperated Target shoppers battling carts that lock in place — and it shows how anti-theft measures make the shopping experience worse
▼ + stars: | 2023-01-06 | by ( Dominick Reuter | ) www.businessinsider.com time to read: +4 min

Nearly 2 million shopping carts are stolen each year, costing retailers an estimated $800 million. Videos of shoppers battling anti-theft devices on carts in a Target parking lot have gone viral on TikTok. A TikToker going by the name Taylor Ann cheerfully narrates in a video of the moment, which has amassed over 4.4 million views on TikTok. Taylor Ann acknowledges the technology has been around for years, but it can still come as a surprise when it arrives at your store. The Food Marketing Institute meanwhile estimates that 2 million shopping carts are stolen each year, costing retailers an upwards of $800 million globally.

☆ Charging an electric car isn't as simple as pumping gas. Here's what to know.
▼ + stars: | 2022-12-16 | by ( Nora Naughton | ) www.businessinsider.com time to read: +4 min

There are two main things to know about EV charging: charger types and connector types. These slightly faster chargers – averaging about 25 miles of range per hour – can also be installed in your home. Depending on the size of your battery, a DC fast charger can replenish an empty battery to about 80% in a half hour. Tesla's Superchargers, which only work on Tesla vehicles because of the proprietary connector, are DC fast chargers. But non-Teslas can also plug into a DC fast charger that is not owned by Tesla.

☆ I perform vasectomies in Texas. I've had a huge increase in patients post-Roe — and a lot of them are young and childless.
▼ + stars: | 2022-12-13 | by ( Cari Shane | ) www.businessinsider.com time to read: +9 min

Since the overturning of Roe v. Wade earlier this year, there's been an uptick in the number of vasectomy requests at my clinic. In the two days immediately following the overturning of Roe, we received 150 vasectomy appointment requests. We were averaging five or six electronic appointment requests for vasectomy consultations per day before the overturning of Roe. I tell my patients that the vasectomy is meant to be permanent sterilizationWhile I love doing reversals, they're not 100%. I think vasectomies are fertility medicineThis is a procedure that I like to do and I think I'm good at.

☆ To make money, avoid these common mistakes
▼ + stars: | 2022-12-01 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +7 min

But when it comes to investing, too much self-confidence can cost you real money. One way this might play out when you’re investing is that you may feel sure that a given company or new asset class – like crypto – will win the future. Crosby used an example of someone who works in the tech industry, buys a home in a tech hub like San Francisco and invests primarily in tech stocks. Or if you’re elated, your optimism may distort your sense of how much risk you’re really taking on with an investment. Automating your savings and investing across a diverse portfolio regardless of market conditions often works well.

☆ This surprisingly common virtual interview mistake can cost you the job, according to new research
▼ + stars: | 2022-11-30 | by ( Morgan Smith | ) www.cnbc.com time to read: +2 min

While some virtual interview mistakes are harmless, others can make a bad first impression, or even cost you the job. Between August and September, TopResume asked 330 U.S. hiring managers, recruiters and HR professionals to rank the worst offenses a candidate can commit during a virtual interview. The number one virtual interview deal-breaker that could cost you the job? "Avoiding eye contact or staring into space," according to the hiring experts interviewed for the report. But direct eye contact isn't possible for everyone

☆ The fear of loss can cost investors big-time. Here’s how
▼ + stars: | 2022-11-29 | by ( Greg Iacurci | ) www.cnbc.com time to read: +6 min

Westend61The fear of loss is a powerful emotion for investors — and, if left unchecked, can cost them big bucks in the long term due to years of forfeiture of investment gains. watch nowFor investors, that evolutionary impulse plays out as "loss aversion bias." Investors have a bias toward avoiding financial loss. Prioritizing the avoidance of loss over earning a gain "is a major reason why so many investors underperform the market," Aguilar said. Meanwhile, 401(k) investors pulled money out of stock mutual funds during the same time period.

Search resuls for: "hardwired"

25 mentions found