When Tiffany Aliche found herself in $35,000 worth of credit card debt, she took four initial steps.
What's more, "I had $35,000 in credit card debt as a result of a scam," she said.
"The credit card debt was significantly more expensive than any other debt that I had, which is true for most people," she noted.
The average credit card interest rate was 20.40% in the fourth quarter of 2022.
Here are the first four steps she took to tackle her credit card debt.