Starting in 2010, Tess Waresmith spent three years working on a cruise ship, first as a high-diver and acrobat, and then as a shopping guide for vacationers.
For someone who had graduated from college a year earlier, it was a huge opportunity, Waresmith says.
"Over a couple year period, I thought to myself, 'This is my chance to save as much as possible,'" Waresmith says.
"He was just like, 'Tess, you can use the money you're hoarding to buy things that make you more money,'" she says.
"I knew that investing was a thing, but I'd never thought about it from that frame."
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