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If you already have life insurance, consider adding funeral or burial insurance, also known as "final expense" insurance. Final expense insurance, also called burial or funeral expense insurance, covers end-of-life expenses like the funeral service, body preparation, cremation, the casket or urn, transportation, etc. Types of final expense policiesBesides term and permanent life insurance, final expense insurance comes in several forms. Final expense life insurance is for those who might be in poor health and can't qualify for traditional life insurance. Final expense life insurance FAQsWho should consider final expense life insurance?

Persons: you'll, It's Organizations: AARP, Consumers Alliance, Colonial Penn, Mutual, Life Insurance, Chevron Locations: Colonial, Omaha, Illinois

☆ How the Renovation of a House Rocked a Famous Church
▼ + stars: | 2024-04-01 | by ( Ronda Kaysen | ) www.nytimes.com time to read: +1 min

Abyssinian Baptist Church is one of the oldest Black churches in America, and certainly one of the most storied. Hundreds of mourners have gathered at the 216-year-old institution in recent years for the memorial services of Cicely Tyson and André Leon Talley. It’s the kind of church where networking mixes with Bible study, and the roll reads like a who’s who list of Black intelligentsia and entrepreneurship. A year later, Ms. Porter and her husband, Tommie Porter, hired the deacon as a contractor to lead the renovations of the $1.44 million house. “We really loved the idea of keeping it in the community,” said Ms. Porter, 44, host of “CrimeFeed” on Investigation Discovery.

Persons: Barack Obama, Cicely Tyson, André Leon Talley, Mara Porter, Porter, Tommie Porter, “, ” Organizations: Abyssinian, Church, Columbia University Locations: America, Harlem

☆ Could First-Time Home Buyers Lose Out Under New Commission Rules?
▼ + stars: | 2024-03-25 | by ( Ronda Kaysen | Rukmini Callimachi | ) www.nytimes.com time to read: +1 min

With a landmark legal settlement poised to upend a decades-old norm that has dictated who pays real estate agents and how much, economists, agents and lenders are beginning to worry that the burden could now be on first-time home buyers. Buyers may soon have to pay out of pocket for something that had always been baked into the price. “First-time home buyers are usually the people who don’t have much cash and experience — and that experience matters,” said Daryl Fairweather, the chief economist of Redfin, the online brokerage that cut ties with the National Association of Realtors last year. The lawsuit was initially brought by home sellers in Missouri who accused N.A.R. of artificially inflating home prices by coupling commissions paid to sellers’ and buyers’ agents.

Persons: ”, Daryl Fairweather, Buyers, N.A.R Organizations: Redfin, National Association of Realtors Locations: Missouri

☆ I Want the House, Not My Spouse
▼ + stars: | 2024-03-08 | by ( Ronda Kaysen | ) www.nytimes.com time to read: +1 min

As soon as she knew her husband wasn’t coming back, Terri Martin logged onto Facebook Marketplace and bought a 1949 General Electric refrigerator for $5. Her marriage might be over, she thought, but her relationship with her home certainly wasn’t. “I started to realize that even without him, I still loved the house,” said Ms. Martin, 37, a knitwear designer in Cincinnati. With her husband, Tim Larson, 37, out of the picture, Ms. Martin would no longer have to sell him on her vision of a retro kitchen that would embrace the historic character of the 1916 American Foursquare, a house the couple bought in 2021 for $180,000. “It is exciting to think about doing the entire kitchen now and not having to compromise,” Ms. Martin said on Feb. 1, hours after filing for a dissolution of marriage.

Persons: wasn’t, Terri Martin, “, ”, Martin, Tim Larson, Ms Organizations: Facebook Locations: Cincinnati

☆ The Curmudgeon of Rivington Street
▼ + stars: | 2024-01-30 | by ( Ronda Kaysen | ) www.nytimes.com time to read: 1 min

The drag queens who once paraded through the hallways are long gone. The rundown walk-up on the Lower East Side’s Rivington Street was a refuge that offered freedom and acceptance, though it was rife with burglaries and drugs — and no shortage of mischief, when Pierson Tyler-Leonard moved in some 35 years ago. Then the Lower East Side changed, snuffing out the spirit of the gritty tenement. He found himself surrounded by button-down professionals who marched off to day jobs in sales, marketing and tech. To him, they represented the erasure of a neighborhood.

Persons: —, Pierson Tyler, Leonard, snuffing Locations: East Side’s

☆ IRS has started simplifying millions of complicated taxpayer notices ahead of the filing season
▼ + stars: | 2024-01-24 | by ( Kate Dore | Cfp | ) www.cnbc.com time to read: +2 min

Ronda Churchill | Bloomberg | Getty ImagesWith the opening of tax season only days away, the IRS has unveiled a plan to simplify the millions of complicated notices sent to taxpayers every year. As part of the agency's multibillion-dollar modernization efforts, the IRS has started to review and redesign hundreds of IRS notices — such as letters about unfiled returns, taxes owed or filing errors — aiming to help resolve issues faster and boost compliance. Known as the "Simple Notice Initiative," the program will eventually cover the roughly 170 million notices sent to taxpayers every year, according to the IRS. The agency aims to "review, redesign, and deploy" the majority of IRS letters received by taxpayers by 2025. The program builds on the agency's paperless processing initiative announced in August, which now allows taxpayers to respond to IRS notices online.

Persons: Janet Yellen, Ronda Churchill, unfiled, Yellen, Danny Werfel, Werfel, filers Organizations: Treasury, International Brotherhood of Electrical Workers, Bloomberg, Getty, IRS, National Taxpayer, Congress Locations: Las Vegas, Ronda

☆ Is This Really ‘the Worst Time to Buy a Home’?
▼ + stars: | 2024-01-19 | by ( Ronda Kaysen | More About Ronda Kaysen | ) www.nytimes.com time to read: +1 min

For four years now, the housing market has defied all logic. Even so, home prices stubbornly kept rising, creating the most unaffordable housing market in generations. So while buying a home continues to be an infuriating experience, marked by high prices, high interest rates and low inventory, renting an apartment is getting easier. That means that unless you plan to live in a house for the next decade or so, now may not be the best time to buy it. “This is about the worst time to buy a home,” said Christopher Mayer, a real estate professor at Columbia Business School.

Persons: ”, Christopher Mayer Organizations: Columbia Business School

☆ Spelman, a Historically Black Women’s College, Receives $100 Million Gift
▼ + stars: | 2024-01-18 | by ( Stephanie Saul | More About Stephanie Saul | ) www.nytimes.com time to read: +1 min

Spelman College, the women’s school in Atlanta, announced on Thursday that it had received a $100 million donation, which its officials called the largest-ever single gift to a historically Black college. The gift comes from Ronda E. Stryker, a trustee of Spelman, and her husband, William D. Johnston, chairman of the wealth management company Greenleaf Trust. Ms. Stryker serves as director of the medical equipment company Stryker Corporation, which was founded by her grandfather. In an announcement, Spelman College said that $75 million of the gift had been earmarked for scholarships, and that the remaining money would go toward improving student housing and developing an academic focus on public policy and democracy. In a statement, Spelman’s president, Helene Gayle, said the college was “invigorated and inspired” by the couple’s generosity, adding, “This gift is a critical step in our school’s mission to eliminate financial barriers to starting and finishing a Spelman education.”

Persons: Stryker, Spelman, William D, Johnston, Helene Gayle, “, ” Organizations: Spelman College, Greenleaf Trust, Stryker Corporation, Spelman Locations: Atlanta, Ronda

Sam Brown, whose backing in Washington, D.C., and formidable 2022 campaign have made him a fundraising juggernaut above the crowded primary field. “Don’t vote for Sam Brown. “Nevada Republicans are uniting behind Donald Trump and Sam Brown because they are the only conservative champions who can defeat Biden and Rosen in November.”Former U.S. The last GOP primary debate between Florida Gov. Two years ago, Brown was a longshot Senate candidate who criticized Republican front-runner Adam Laxalt for agreeing only to a pre-recorded debate instead of a live, prime-time broadcast.

Persons: Sam Brown, Brown, “, ”, Bill Conrad, Brown’s, Donald Trump, Jacky Rosen, Biden, Rosen, Iceland Jeff Gunter, ” Gunter, Jim Marchant, Tony Grady, Stephanie Phillips, Ronda Kennedy, Ron DeSantis, Nikki Haley, Adam Laxalt, ” Brown, Mitch McConnell, Laxalt, Catherine Cortez Masto, Democratic Sen, ” Kennedy, ___ Stern, Stern Organizations: — Seven, Republican U.S, Washington , D.C, Army, “, “ Nevada Republicans, ” Former U.S, Air Force, Florida Gov, Republicans, Republican, GOP, Democratic, Associated Press, America Statehouse News Initiative, America Locations: RENO, Nev, Nevada, Reno, Washington ,, U.S, Modesto , California, “ Nevada, ” Former, Iceland, Washington

☆ We're Gen Xers who left California to live in Spain. Now we work only 20 hours a week and save thousands every month.
▼ + stars: | 2023-11-22 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +6 min

Jason Luban, 53, and Selena Medlen, 45, left Oakland, California, for Ronda, Spain, in 2016. They were tired of the Bay Area's cost, and found a cheaper and more meaningful life in Spain. Luban cycling in Ronda, Spain. The cost of food and going out is about 25% of what it would be had we stayed in California. Medlen: One of the bigger benefits for us is that we have more because of the lower cost of living.

Persons: Jason Luban, Selena Medlen, —, Jason Luban Medlen, Medlen, It's, Jason Luban Luban, We've, We're, Luban Organizations: Service Locations: Oakland , California, Ronda, Spain, California, Bay, Seville, Granada, Ronda's, Oakland, Luban, Europe, United States

☆ After a Landmark Verdict, Realtors Ask, ‘What’s Next?’
▼ + stars: | 2023-11-17 | by ( Ronda Kaysen | More About Ronda Kaysen | ) www.nytimes.com time to read: +2 min

Similar suits are making their way through the courts, with more filed after the verdict, adding additional pressure on the industry. The ruling “will reshape the housing market," said Ryan Tomasello, a managing director covering real estate technology at the investment bank Keefe, Bruyette & Woods, affecting “the industry not just from the perspective of the consumer, but from the perspective of real estate brokers and agents.”N.A.R. said it plans to appeal the verdict. Interviews with real estate agents in markets around the country revealed an industry wrestling with its identity and uncertain about the road ahead. Others are convinced that the verdict will result in only modest changes, perhaps a few more disclosure forms atop an endless pile of paperwork.

Persons: brokerages, Ryan Tomasello, Keefe, ” N.A.R Organizations: National Association of Realtors Locations: Missouri

☆ Top Biden Officials Press Congress for More Economic Aid to Ukraine
▼ + stars: | 2023-11-07 | by ( Andrew Duehren | ) www.wsj.com time to read: +1 min

From left, Secretary of State Antony Blinken, Treasury Secretary Janet Yellen, Defense Secretary Lloyd Austin and Agency for International Development Administrator Samantha Power wrote a letter asking for $11.8 billion in aid to Ukraine. Photo: Jonathan Ernst/Press Pool; Ronda Churchill/Bloomberg News; Nathan Howard/AP; Alex Wong/Getty ImagesWASHINGTON—Biden administration officials are pressing Congress to approve more economic aid to Ukraine, trying to overcome growing Republican opposition to financial support that has stabilized the Ukrainian economy after Russia’s invasion. In a letter sent to Capitol Hill, four top Biden administration officials urged lawmakers to provide $11.8 billion in direct budget support to Kyiv to help pay its day-to-day bills. While Republicans are divided over whether to supply Ukraine with more materiel, there is broad skepticism within the GOP over offering more economic aid.

Persons: Antony Blinken, Janet Yellen, Lloyd Austin, Samantha Power, Jonathan Ernst, Nathan Howard, Alex Wong, WASHINGTON — Biden Organizations: Agency for International, Ronda Churchill, Bloomberg, Getty, WASHINGTON, Capitol, Biden, Republicans Locations: Ukraine, Ronda, Kyiv

☆ Why this US couple swapped California for Spain
▼ + stars: | 2023-10-26 | by ( Tamara Hardingham-Gill | ) edition.cnn.com time to read: +13 min

CNN —After a number of failed IVF rounds, health issues and the death of their beloved dog, US couple Jason Luban and Selena Medlen were in need of a change of scenery. The couple, then based in Oakland, California, had penciled in a trip to Andalusia, Spain, months before, but were unsure whether to go ahead with it when the health of Luban, who has torsion dystonia, a rare movement disorder, began to deteriorate. Spanish adventureAn aerial view of Puente Nuevo in Ronda, the town that stole the hearts of US couple Jason Luban and Selena Medlen. Selena Medlen and Jason LubanWhile they adapted to the Spanish lifestyle quickly, there were some aspects that they found difficult to get used to. For weeks.”While they’d initially planned to stay in Spain for a year, Luban and Medlen chose to extend their stay beyond this.

Persons: Jason Luban, Selena Medlen, ” Medlen, Luban, “, Medlen, ”, Ronda, they've, Jason Luban “, “ Selena, we’re, ’ ”, they’d, Feria de Pedro Romero, “ It’s, expats, ” Luban, I’d, Selena, Donald Trump, ‘ Don’t, they’ve, he’s, you’re, Lola Supernova, they’re, “ There’s Organizations: CNN, CNN Travel, Granada, Feria de, “, ” Locations: Oakland , California, Andalusia, Spain, Puente Nuevo, Ronda, Spain’s Malaga, Madrid, Toledo, Cordoba, Seville, “, Oregon, Texas, California, Feria, America, United States

☆ Temperatures in Spain shatter records as October kicks off
▼ + stars: | 2023-10-02 | by ( ) www.reuters.com time to read: +2 min

REUTERS/Jon Nazca/File photo Acquire Licensing RightsMADRID, Oct 2 (Reuters) - The start of October in Spain this year has been the warmest since records began, the country's meteorological agency AEMET said on Monday, with nearly 40% of weather stations recording maximum temperatures above 32 degrees Celsius (89.6 Fahrenheit). Two cities in south-central Spain, Badajoz and Montoro, broke the heat record for continental Spain during the month of October with 38 C and 38.2 C, respectively. The previous record was 37.5 C, documented in the resort city of Marbella in October 2014. The weather station at Madrid's iconic Retiro Park, which is over a century old, equalled its October record of 30 C set in 1930. He added that future summers would not only be hotter, but also longer, extending into the traditionally mild and rainy autumn.

Persons: Jon Nazca, AEMET, Ruben del Campo, Del, David Latona, Inti Landauro, Alex Richardson Organizations: REUTERS, Rights, TVE, Thomson Locations: Ronda, Spain, Rights MADRID, Badajoz, Montoro, Marbella, Retiro, Del Campo

☆ The Celebrity Apology Video Aesthetic
▼ + stars: | 2023-09-22 | by ( Ronda Kaysen | More About Ronda Kaysen | ) www.nytimes.com time to read: 1 min

Last week, Drew Barrymore took to Instagram to defend restarting her talk show amid a bitter writers’ strike, a move that her critics said amounted to crossing a picket line. Facing the camera, slightly off-center, in a room so heavily wallpapered even the ceiling wasn’t spared, she asked her 17 million followers for their understanding. “I know there’s just nothing I can do that will make this OK to those it is not OK with,” she said, a macramé wall hanging behind her. The homey setting was familiar. It’s an essential element of the celebrity apology video genre.

Persons: Drew Barrymore, Instagram, ”

☆ Writers, Actors and Others Struggle to Pay the Rent as Strikes Continue
▼ + stars: | 2023-09-21 | by ( Ronda Kaysen | More About Ronda Kaysen | ) www.nytimes.com time to read: +1 min

Faye Lauren, a celebrity makeup artist, loved the Williamsburg, Brooklyn, apartment she shared with two roommates for eight years. But in July, when Hollywood actors called a strike, celebrity red carpet events, and, in turn, Ms. Lauren’s career, evaporated. Without income, Ms. Lauren could not pay the rent. “When the actors’ strike happened, I knew that I had to leave,” she said. Two months into the actors’ strike, and almost five months into a writers’ strike against the same entertainment companies, people who work in the film and television industry are struggling to keep up with basic living expenses.

Persons: Faye Lauren, Lauren’s, Lauren, ”, “, sublet, Bowie Locations: Williamsburg , Brooklyn, South Florida

☆ Philadelphia's mayor says his fellow Democrats just voted for more people to die from drug overdoses. Experts say he's right.
▼ + stars: | 2023-09-20 | by ( Charles R. Davis | ) www.businessinsider.com time to read: +8 min

People should not, generally, inject into their bodies a substance they bought with cash from a stranger on the street. And many will not resort to best practices, like using a clean needle, and contract diseases that require lifelong treatment. In 2019, the former president's Department of Justice sued to stop a Philadelphia-based nonprofit, Safehouse, from opening what would have been the country's first safe injection site, citing a federal law originally aimed at crack houses. AdvertisementAdvertisementBesides, Philadelphia, a city battling not just drug addiction but poverty and gun violence, is not about to open drug treatment resorts. Philadelphia Mayor Jim Kenney is one of the few public officials to explicitly endorse supervised injection sites.

Persons: Philadelphians, Scott Burris, Isaiah Thomas, Thomas, Mike Driscoll, Donald Trump, Biden, Nora Volkow, Ronda, Goldfein, —, Jim Kenney, Cherelle Parker, Kenney Organizations: Service, Center of Public Health, Research, Temple University, Philadelphia Inquirer, president's Department of Justice, National Institute on Drug, New York Times, of Pennsylvania, Walmart, Philadelphia, Democratic Locations: Philadelphia, Wall, Silicon, Kensington, Vancouver, Canada, Philadelphia's, New York City, Ronda Goldfein, Europe

☆ What Happens When Wall Street Buys Most of the Homes on Your Block?
▼ + stars: | 2023-09-16 | by ( Ronda Kaysen | Ella Koeze | ) www.nytimes.com time to read: +21 min

Alvin and Patricia Maisonet bought their house in Bradfield Farms almost a decade ago. Bradfield Farms fit the bill: It is in an area that, in 2020, was 35 percent Black and 11 percent Latino, according to census data. Tarchia Barber chose to rent in Bradfield Farms because of the neighborhood’s rural feel. The RentersTarchia Barber liked the rural feel of Bradfield Farms, with cul-de-sacs and shady streets surrounded by farmland and woods. A school bus drops off students in Bradfield Farms, a quiet neighborhood where parents say their children often roam freely.

Persons: Ronda Kaysen, Ella Koeze, Logan Cyrus Sept, “, Alvin Maisonet, Maisonet, Patricia Maisonet, Joggers, ”, Alvin, Kelli Enos, Cash, can’t, Laurie Goodman, “ Covid, David Howard, Keith R, Madeline Bankson, They’re, Jessica Moreno, Tarchia Barber, Barber, He’d, Nikki Sloup, Sloup, Becky Johnson, didn’t, Johnson, Jesus ”, Greg McBride, Hall, Brandon Little, Keller Williams, Bradfield, “ We’ve, Jade Rahmani, Keefe, “ It’s, ” Mr, Rahmani, Enos, ” Dana Hartness, James M, Hasty, Ms, Lisa Damas, Kasey, Jim Sylvester, Sylvester, Hartness, —, — she’s, Dana Hartness, She’s Organizations: →, HomeRiver, Investor, Vegas, Kansas City, Antonio, Houston, Investors, New York Times, Homeowners, “, Bradfield Farms, Charlotte Airport, NORTH, NORTH CAROLINA, SOUTH, CAROLINA SOUTH, Bradfield, Housing Finance, Center, Urban Institute, National Rental Home, Rentals, Florida State University, Equity, Bankrate.com, Sheree, Nationwide, Facebook, Mecklenburg Police Locations: Ronda, Charlotte, N.C, Bradfield Farms, Bradfield, Paterson , N.J, United States, ATTOM, Atlanta, Phoenix, Memphis, Birmingham, Ala, Orlando, Fla, Jacksonville, Tampa, Kansas, Mo, NORTH CAROLINA, CAROLINA SOUTH CAROLINA, “, American, North Carolina, New Jersey, Peru

☆ Euro zone August downturn deeper than was thought
▼ + stars: | 2023-09-05 | by ( ) www.reuters.com time to read: +2 min

LONDON, Sept 5 (Reuters) - The decline in euro zone business activity accelerated faster than initially thought last month as the bloc's dominant services industry fell into contraction, according to a survey which suggests the bloc could drop into recession. REUTERS/Jon Nazca Acquire Licensing RightsThe headline services PMI sank to 47.9 from 50.9, below the flash 48.3 estimate, as indebted consumers feeling the pinch from increased borrowing fees and high living costs reined in spending. The new business index, a gauge of demand, dropped further below breakeven to 46.7 from 48.2, a low not seen since early 2021. Still, the downturn in manufacturing eased last month, suggesting the worst may be over for the bloc's beleaguered factories, a sister survey showed on Friday. The composite employment index dropped to 50.2 from 51.4.

Persons: Cyrus de la Rubia, Jon Nazca, Employers weren't, Jonathan Cable, Hugh Lawson Organizations: P Global, Hamburg Commercial Bank, REUTERS, PMI, Employers, Thomson Locations: July's, Hamburg, Ronda, Spain

☆ A Real Estate Reporter Interested in Interest Envy
▼ + stars: | 2023-08-06 | by ( Josh Ocampo | ) www.nytimes.com time to read: +1 min

In July, Ronda Kaysen, a Real Estate reporter for The New York Times, put out a call to readers. She wanted to learn how homeowners and prospective buyers felt about their mortgage rates. During the early months of the coronavirus pandemic, the Federal Reserve slashed interest rates to bolster the economy. This drove up home prices, and, as the Federal Reserve has raced to bring inflation under control, mortgage rates have surged. For an article that appeared in last Sunday’s newspaper, Ms. Kaysen corresponded with 35 homeowners across the United States.

Persons: Kaysen, ” Organizations: The New York Times, Federal Reserve Locations: Ronda Kaysen, United States

How to watch WWE Summerslam live streams from anywhereYou can use a VPN to watch Summerslam live if you don't live in a country with cable access or streaming plans that include WWE Network events. How to watch WWE Summerslam in the UKTNT Sports Box Office will show Summerslam in the UK via providers Sky, Virgin Media, and BT TV. How to watch WWE Summerslam in CanadaSummerslam will stream over the WWE Network via Sportsnet in Canada. How to watch WWE Summerslam in AustraliaBinge is the primary destination for Summerslam in Australia. WWE Summerslam match cardAhead, we list a schedule of all the matches taking place at Summerslam in Detroit, MI.

Persons: Peacock, Roman, We'll, Seth, Freakin, Rollins, Finn Balor, Cody Rhodes, Brock Lesnar, Canada's, It's, ExpressVPN, CEST, NBC Peacock, Brock Lesnar Asuka, Bianca Belair, Charlotte Flair, Logan Paul Gunther, Drew Mcintyre, Shayna Organizations: Ford, WWE, Universal, Tribal, WWE Network, Canada's Sportsnet, NBC, TNT, Sky, Virgin Media, BT, TNT Sports, Sportsnet, Triple, Ronda Locations: United States, Australia, Canada, Detroit , MI

☆ Feeling Mortgage-Rate Envy? You’re Not Alone.
▼ + stars: | 2023-08-04 | by ( Ronda Kaysen | More About Ronda Kaysen | ) www.nytimes.com time to read: 1 min

At a rooftop party on a steamy July night in Philadelphia, the margarita machine was churning, the seafood boil was hearty, and the conversation turned to the default of the upwardly mobile: real estate. Almost anyone shopping for a home in the 2020s knows the script by now: Someone mentions their recent home purchase, a tale undoubtedly rich with drama, stress and suspense. Guests, well schooled in the volatility of the housing market, lean in for the follow-up: When did you buy? The response to that key question “is normally followed by an ‘Oooh,’” said Evan Barker, 36, a lawyer who attended the party and has participated in enough of these exchanges to know that the “Oooh” means one of two things: You either got the interest rate of a lifetime, or you squarely did not.

Persons: margarita, ’ ”, Evan Barker Locations: Philadelphia

☆ Hedge fund Oceanwood offers 4.4% stake in Spanish bank Unicaja
▼ + stars: | 2023-08-01 | by ( ) www.reuters.com time to read: +1 min

The logo of Unicaja bank is seen on the facade of a Unicaja bank branch in Ronda, Spain, October 26, 2022. REUTERS/Jon Nazca//File PhotoMADRID, Aug 1 (Reuters) - British hedge fund Oceanwood Capital Management is selling up to 117 million shares in Spanish bank Unicaja (UNI.MC) via accelerated bookbuilding, equal to a 4.4% stake or more than half of its total holding, bookrunner BOFA Securities said on Tuesday. At Tuesday's closing price the stake on offer was worth around 124 million euros ($136.04 million). Oceanwood holds a 7.4% stake in Unicaja. Unicaja, which is controlled by Unicaja Banking Foundation with a 30% stake, bought smaller lender Liberbank in 2020 to create Spain's fifth-largest bank with around 110 billion euros ($121 billion) in assets.

Persons: Jon Nazca, Oceanwood, bookbuilding, BOFA, David Vaamonde Juanatey, Andrei Khalip, Barbara Lewis Organizations: REUTERS, Capital Management, Securities, BOFA Securities, Citigroup Global Markets, Unicaja Banking, Thomson Locations: Ronda, Spain, Spanish, Unicaja

☆ July 2023 is planet's hottest month on record, Copernicus reports
▼ + stars: | 2023-07-27 | by ( Laura Paddison | ) edition.cnn.com time to read: +5 min

We have just lived through the hottest three-week-period on record – and almost certainly in more than a hundred thousand years. “These are the hottest temperatures in human history,” said Samantha Burgess, deputy director at Copernicus. Remo Casilli/ReutersThe news that July will be the hottest month comes amid a slew of alarming records that have already been broken – and then broken again – this summer. Last month was the hottest June on record by a “substantial margin,” according to Copernicus. On July 6, the global average temperature rose to 17.08 degrees Celsius (62.74 Fahrenheit), according to Copernicus data, beating the previous temperature record of 16.8 degrees Celsius (62.24 Fahrenheit) set in August 2016.

Persons: Copernicus, ”, Samantha Burgess, Ronda Churchill, Carlo Buontempo, it’s, Burgess, El, Remo Casilli, we’ve, Fethi Belaid, Kim Cobb, ” Petteri Taalas Organizations: CNN, World Meteorological Organization, Visitor, Popolo, Getty, Brown University, WMO Locations: , California, AFP, Asia, US, China, Europe, Rome, Melloula, Tunisia

☆ Deadly extreme heat is on the rise in national parks – a growing risk for America’s great outdoors
▼ + stars: | 2023-07-23 | by ( Eric Zerkel | ) edition.cnn.com time to read: +13 min

More people are suspected to have died since June 1 from heat-related causes in national parks than an average entire year, according to park service press releases and preliminary National Park Service data provided to CNN. Ground zero for extreme heat deathsAll of this year’s suspected heat-related deaths took place in just three national parks: Grand Canyon, Death Valley and Big Bend. Heat risk and damage to national parks will only increase if unabated carbon pollution continues, Gonzalez said. That’s changing the personal risk calculus for summer recreation now and in the future in increasingly hotter national parks. Ronda Churchill/AFP/Getty ImagesPersonal responsibility weighs heavily in the policy direction the individual national parks take when dealing with the heat.

Persons: –, spokespeople, That’s, Patrick Gonzalez, ” Gonzalez, Gonzalez, Nicolo Sertorio, Abby Wines, Joelle Baird, Baird, Matthew Levy, Maggie Peikon, ”, I’ve, Peikon, that’s, ” Peikon, Ronda Churchill, “, ” Wines, ” Baird, James Thompson, It’s, ” Andrea Walton Organizations: CNN, Service, National Park Service, Climate Central, University of California, Death, Johns Hopkins University School of Medicine, American Hiking Society, Tourists, Visitor, Getty, Emergency, Region Public Affairs, “ Locations: Big Bend, Mississippi, Alaska, Berkeley, America, Indonesia, Ronda, AFP, Death Valley, Lake Mead, Arizona, Nevada

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