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☆ I had my kids at 49 and 51. Now they are tweens and parenting is harder than ever.
▼ + stars: | 2024-12-12 | by ( Jane Ridley | ) www.businessinsider.com time to read: +5 min

Tracey Kahn, a single mother by choice, gave birth at 49 and 51. But it wasn't until my mid-40s that I began to wonder whether parenting would pass me by. The worst thing was going straight into menopause the moment I stopped breastfeeding Eloise when she was 6 months old. But, looking back, parenting a baby and a toddler was a cakewalk compared to raising a tween and soon-to-be teen. "It was the same when I was at school," I'll tell Scarlett when she talks about cliques.

Persons: Tracey Kahn, Kahn, I'd, Scarlett, Eloise, There's, She'll Organizations: Business Locations: New York City

☆ An analyst who quit her job and is on track to make six figures describes the benefits and challenges of self-employment
▼ + stars: | 2024-12-12 | by ( Madison Hoff | ) www.businessinsider.com time to read: +6 min

Meghan Lim, 27, was in a 9-to-5 job for just a few months when she decided to give self-employment a try. She said the "hefty emergency fund" she was able to build from selling the budget template helped give her the confidence to try full-time entrepreneurship. She also made several thousand dollars from sales of the budget template. The switch from a steady 9-to-5 job to self-employment has its pros and cons and shouldn't be an instant decision. Lim's budget template is her favorite income stream because it's a passive way of making money while selling something useful.

Persons: Meghan Lim, Lim, It's, she's, it's Locations: Philippines

☆ Shares in fashion giant behind Zara and Massimo Dutti plunge as it reports disappointing sales growth
▼ + stars: | 2024-12-11 | by ( Nora Redmond | ) www.businessinsider.com time to read: +2 min

Inditex sales grew 9% in five weeks to December 9, the start of the traditional holiday shopping period. Shares fell over 7% on Wednesday off the back of the results, which missed analyst expectations. Analysts at Deutsche Bank called the results "disappointing" in a note to clients. AdvertisementShares in the Madrid-listed fashion giant — which also owns Bershka and Massimo Dutti — dropped as much as 7% on Wednesday after it missed analyst estimates. Net income rose 8.5% to €4.4 billion ($4.62 billion) in the nine-month period, falling below the €4.52 billion ($4.74 billion) forecast by analysts.

Persons: Massimo Dutti —, James Grzinic, Zara, Louis Vuitton, Christian Dior —, Kering, Saint Laurent — Organizations: Deutsche Bank, Jefferies, Louis, Gucci Locations: Madrid, Zara

☆ Bill Belichick agrees to deal to become UNC football head coach
▼ + stars: | 2024-12-11 | by ( The Athletic College Football Staff | ) www.nytimes.com time to read: +16 min

The opportunity to do so comes in Chapel Hill, where the Tar Heels have not won a conference title since 1980. Belichick, 72, spent some time in college football this year at Washington, where his son Steve Belichick joined the Huskies as defensive coordinator under first-year head coach Jedd Fisch. Bill’s father, Steve, worked in college football for more than 40 years (including a stop at UNC). Belichick spent some time in college football this year at Washington, where his son Steve Belichick joined the Huskies as defensive coordinator. After Brown was fired, Cunningham appeared on UNC’s “Carolina Insider” podcast and detailed what he was looking for in the Tar Heels’ next football coach.

Persons: Brendan Marks, Michael Silver, Jeff Howe, Dianna Russini Bill Belichick, “, ” Belichick, Mack Brown, Belichick, Tom Brady, Don Shula, Brown’s, Steve Belichick, Jedd Fisch, Belichick’s, Mike Lombardi, Lombardi, Bill’s, Steve, Nick Saban, Saban, –, Steph Chambers, Pat McAfee, ”, Bill Belichick, Brown, Jon Sumrall, Tommy Rees, Glenn Schumann, Jeff Monken, — Dianna Russini, Bubba Cunningham, Cunningham, UNC’s, ” Cunningham, we’ve, Lee Roberts, “ Bill Belichick, it’ll, Grant Halverson, Robert Kraft, Maddie Meyer, Brady, —, oster, orth, ake, ince, isited, anders, ure, addie M eyer Organizations: NFL, New England Patriots, University of North, Athletic, UNC, Chapel, Patriots, Huskies, North Carolina, Washington, Belichick, UNLV, Cleveland Browns, Baltimore Colts, Detroit Lions, Denver Broncos, New York Giants, New York Jets, Browns, Shula’s NFL, Atlanta Falcons, Jets, Chicago Bears, New, New Orleans Saints —, Tulane, North Carolina’s, Trustees, UNC’s “, Carolina, College Football, College isn’t, Tampa Bay Buccaneers, Naval Academy, IF, ust Locations: University of North Carolina, Chapel Hill, North, New England, Washington, Alabama, North Carolina, New Orleans, Georgia, Carolina

☆ The Fed slashed interest rates, but some credit card APRs aren’t going down. Here’s why
▼ + stars: | 2024-12-10 | by ( Jessica Dickler | Jessica Dickler Is A Personal Finance Writer For Cnbc. | ) www.nbcnews.com time to read: +4 min

It follows that credit card rates spiked along with the Fed’s string of 11 rate hikes starting in March 2022. But when the Fed started slashing interest rates in September, with an initial cut of half a percentage point, the average credit card interest rate fell by just 0.13%. For some retail credit cards, interest rates are still rising. The average retail card rate increased by more than a full percentage point over the past year, according to Bankrate. McBride advises consumers against signing up for a store credit card with a high rate during the peak shopping season.

Persons: ”, Greg McBride, ” McBride, Matt Schulz, LendingTree’s, ” Schulz, McBride, Cardholders Organizations: Federal, Fed, CNBC, Consumer Financial, Federal Reserve Bank of New Locations: Federal Reserve Bank of New York

☆ CD, Checking, and Savings Rates Today: Secure Top Rates
▼ + stars: | 2024-12-09 | by ( Business Insider | ) www.businessinsider.com time to read: +7 min

Featured High Interest Checking Account Offers Compare checking accounts that offer high APYs, rewards on debit card purchases, or both. High-Yield Savings AccountsThe best high-yield savings accounts provide the security of a savings account with the added bonus of a high APY. A checking account is like a hub for your money: If your paycheck is direct deposited, it's typically to a checking account. A savings account often limits the number of monthly transfers, while a checking account doesn't. 2-Year CDsThe best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates.

Persons: APYs, —, Cash, we've Organizations: Federal, Cash Locations: —

While authorities say they believe the suspect has long left New York City after fatally shooting UnitedHealthcare CEO Brian Thompson on Wednesday, officials said they feel confident he will be captured. On Saturday, police divers searched a body of water known as the Lake, in an area of Terrace Drive near the park’s iconic boathouse and Bethesda Fountain, a law enforcement official said. Inside, they found Monopoly money, a law enforcement source told CNN. He rode off on an electric bike on 55th, investigators told CNN. NYPD detectives arrived in Atlanta on Saturday as part of the probe, two law enforcement officials briefed on the matter told CNN.

Persons: Brian Thompson, “, ”, Eric Adams, “ We’re, they’ve, Tommy Hilfiger, Thompson, Jessica Tisch, George Washington, Washington, Joseph Kenny, Brian Thompson's, Kenny, Kenneth Gray, he’s, ” Gray, What’s Organizations: CNN, New York Police Department, FBI, York City, Bethesda, NYPD, New, New York Hilton, New York Police, Hilton, Police, George Washington Bridge, Washington Port Authority, NYPD Investigators, Authorities, Jersey driver’s, Greyhound, Atlanta Police Department Locations: Manhattan, New York City, York, Terrace, Queens ., New York, New York Hilton Midtown, West, Sixth, Central Park, George, Upper, Jersey, Atlanta

☆ I thought raising teens would be easier than raising little kids. I was wrong.
▼ + stars: | 2024-12-07 | by ( Nicole Johnson | ) www.businessinsider.com time to read: +4 min

I was sure raising young kids would be harder than raising teens. I've learned five valuable things as I see my kids get older in front of my eyes. I was sure that raising young kids was harder. After over half a decade of parenting teens, I have learned some valuable lessons about raising them. I wish someone had shared them with me, because not only can parenting teens be difficult, but it can also be shockingly lonely.

Persons: I've, they've

My husband and I both have Delta Platinum cards, and our annual fee went up recently. The most important perk to us is the companion pass for flights, which cuts our costs in half. My favorite feature of the card is that it offers a complimentary companion pass each year. Amex recently increased the annual fee for the Delta Platinum to $350/year, but it's still a good value to us. Even if we weren't to use any of the other credits, the annual fee pays for itself with the companion pass purchase.

Persons: it's, —, I've, Chase, you'd Organizations: Service, Citi, Capital One, Delta, U.S . Locations: Charleston, Florida, Caribbean, Central America, Hawaii, Alaska, Minnesota

☆ Retirees are less satisfied—make 2 key moves now to be happy later, says researcher: 'It all comes back to preparation'
▼ + stars: | 2024-12-06 | by ( Ryan Ermey | ) www.cnbc.com time to read: +3 min

Retirees report lower levels of well-being than they did four years ago, according to a recent survey from the Employee Benefits Research Institute. As rampant inflation has eaten into retirees' spending power, for instance, a much larger portion of them, 68%, report having outstanding credit card debt. But in many cases, retirees are realizing that they didn't plan as well as they could have. Enroll in your workplace retirement account and stay thereHigh standard of living and satisfaction in retirement are both highly correlated with participation in workplace retirement plans, EBRI's data shows. None of which is to say that changing jobs will hurt your chances at a happy retirement.

Persons: program's, Bridget Bearden, you've, Jack VanDerhei, Bearden Organizations: Research, Social Security, Morningstar, CNBC

☆ I hiked the Appalachian Trail with my family of 4. We ran out of water on the second day and faced a dire situation.
▼ + stars: | 2024-12-06 | by ( Victoria Marie Lees | ) www.businessinsider.com time to read: +4 min

AdvertisementWhen my family of four hiked a part of the Appalachian Trail, we packed a lot and came prepared. We couldn't make the eight miles needed to reach the water source that first day. As a rule, hikers shouldn't drink untreated wild water in streams unless the water source has been marked as "potable" or "drinkable." AdvertisementThe Appalachian Trail map's next water source for the section we hiked was a nearby campground. We were ready the next time we backpacked the Appalachian Trail, and our packs were much lighter.

Persons: we've, could've Organizations: Disease

The best credit cards for travel include airline credit cards, hotel credit cards, and travel rewards credit cards. You can also get credit cards for small business use, or consider starter credit cards and student credit cards if you're new to credit. Pairing with travel rewards cards — Several major issuers, including Chase, American Express, Wells Fargo, and Citi, let cardholders combine rewards between cash-back credit cards and travel rewards credit cards. Pros and cons of cash back credit cardsCash-back credit cards have their pros and cons, as we've already seen thus far. Cash-back credit cards often offer fewer perks, smaller welcome bonuses, and limited redemption opportunities compared to travel rewards credit cards.

Persons: Wells, Cash, Cardholders, you'd, — Cash, Chase, shouldn't, you've Organizations: Business, Citi, Wells, Bank of America, Bank of America loyalists, American Express, American, Amazon.com, Visa, Amazon Locations: Wells, Wells Fargo, Rakuten

Dollar General is testing same-day delivery to customers’ homes as the deep discounter tries to fend off fiercer competition with Walmart. On an earnings call Thursday, Dollar General CEO Todd Vasos said the retailer “soft launched” the delivery program in September. Now it offers same-day delivery at about 75 stores, he said. Yet over the past year, Dollar General has felt the pinch from both economic challenges and its own strategy. But the option is still available at only a tiny fraction of Dollar General’s stores.

Persons: Todd Vasos, “ We’ve, ‘ We’re, ” Vasos, “, ”, Vasos, Goldman Sachs Organizations: Walmart, Amazon, Goldman Locations: Tennessee, U.S, Bentonville, Arkansas

Key credit card terms to knowYour ability to manage your credit cards responsibly will depend on how well you understand the terms of your credit cards and how credit scores are calculated. And, for the record, you can't pay a credit card with another credit card. How to maximize credit card benefitsEarning and redeeming rewardsTo get the most out of your credit card benefits, choose a card that aligns with your spending habits. You can also consider taking advantage of credit card balance transfer offers to manage high-interest credit card debt. Building credit history with your credit cardYou can build credit by using your credit card to make small, manageable purchases and pay them off consistently.

Persons: It's, Grace, you'll, Meghan Hunter Meghan Hunter, Guy, she's, Meghan, Read Organizations: trave, Chevron, Finance Locations: Portugal

☆ Britain wants to take the U.S. on as a global crypto hub — but the industry has its doubts
▼ + stars: | 2024-12-04 | by ( Ryan Browne | ) www.cnbc.com time to read: +7 min

Britain's Labour government has committed to making the country an accommodative environment for businesses engaged in crypto and blockchain-related activities. Crypto industry insiders had worried such a treatment would have created burdensome regulatory requirements. The FCA also published a roadmap detailing its plan to implement regulation for the crypto industry. As the FCA tries to figure out how to develop and implement a regulatory crypto framework, experts are hoping it will encourage and foster innovation — not stifle it. Irfan Baluch, a crypto lawyer at Cripps, said he hopes the U.K. takes inspiration from the EU, which has already taken a "leading position" on crypto regulation with MiCA.

Persons: Donald Trump, Tulip Siddiq, Poppy Gustafsson, Crypto, Gustafsson, Steven Bartlett, Bartlett, America Tom Duff Gordon, Gary Gensler, Gensler, Coinbase's Gordon, Gordon, Coinbase's, Faryar Shirzad, George McDonaugh, KR1, Time's, McDonaugh, Irfan Baluch, Cripps, Baluch Organizations: Chesnot, Getty, Britain's Labour, Economic, U.K, Digital Securities, San, Authority, America, CNBC, Republican, Securities, Exchange, SEC, Acquis Stock Exchange, London Stock Exchange, FCA Locations: Paris, France, Britain, British, San Francisco, London, U.S, EU, Crypto, United States

☆ Generation Credit Card: Gen Z Racks up High Levels of Credit Card Debt
▼ + stars: | 2024-12-04 | by ( Erin Snodgrass | ) www.businessinsider.com time to read: +11 min

Danikowski and many other Gen Zers are rapidly building up credit-card debt. Alev told me Credit Karma data shows Gen Zers are acquiring debt at a faster rate than any other age group. While Gen Zers' overall debt levels are still lower than older generations', young consumers' early reliance on credit cards puts their financial futures at risk. Part of Gen Zers' interest in credit cards is simply the march of technological progress. Struggling to get by, William primarily used his credit card for necessities like groceries, bills, and car maintenance.

Persons: Timothy Danikowski, Danikowski, millennials, Zers, Alev, Courtney Alev, Gen Zers, they've, Karma, Gen Xers, Nico, He's, Emmaline, William, Erin Snodgrass Organizations: Credit, Young, American Express, Federal Reserve Bank of New, Business Locations: Seattle, millennials, Chicago, North Carolina, Colorado, Federal Reserve Bank of New York, Europe, New York

☆ Frontier Airlines will install first-class seats as industry battles for high-paying flyers
▼ + stars: | 2024-12-03 | by ( Leslie Josephs | ) www.cnbc.com time to read: +1 min

Frontier Airlines planes are parked at gates in Denver International Airport (DEN) in Denver, Colorado, on August 5, 2023. Frontier Airlines , one of the world's biggest budget airlines, is adding first-class seats. Starting in September, Frontier plans to start ripping out the first two rows of its three-by-three economy seats to add four first-class seats, in a two-by-two configuration. "While we have the lowest costs in the industry, we don't have the best revenue model," Biffle said in an interview. Biffle said the company's biggest gaps in its revenue model came from not offering first-class seats and not having enough rewards for its loyalty program members.

Persons: Barry Biffle, Biffle Organizations: Airlines, Denver International, Frontier Airlines Locations: Denver, Denver , Colorado

☆ I retired at 30 with $540,000 in the bank and 'I don't have any regrets'—3 moves that helped me get there
▼ + stars: | 2024-12-03 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +5 min

When Purple's partner first told her about the FIRE movement — which stands for Financial Independence, Retire Early — in 2013, she wasn't convinced. Why would I want to retire early?'" But in October 2020, Purple retired at just 30 years old with $540,000 in savings, according to documents reviewed by CNBC Make It. Here are the three major moves Purple made to be able to retire early. Purple early retireeTravel, for example, has always been a priority for her and she will fly first-class without a second thought.

Persons: wasn't, Purple, —, doesn't, didn't, Seattle , Purple Organizations: Financial Independence, CNBC, FIRE Locations: New York City, New York, Seattle, Manhattan, Seattle ,

☆ Banks hit credit card users with higher rates in response to regulation that may never arrive
▼ + stars: | 2024-12-03 | by ( Hugh Son | ) www.cnbc.com time to read: +5 min

In this article SYFBFHJPMBARC-GBCCOF Follow your favorite stocks CREATE FREE ACCOUNTA customer uses a credit card to pay for items January 28, 2022 at a retail shop in New York City. Synchrony and Bread raised the annual percentage rates, or APRs, on their portfolios by an average of 3 to 5 percentage points, according to Sakhrani. Some pain, no gainThe CFPB says the credit card industry profits off borrowers with low credit scores by charging them onerous penalties. In March, the agency introduced a rule to cap late fees at $8 per incident, down from an average of about $32. While the rule is currently held up in courts, card users are already dealing with the higher borrowing costs and fees attributed to the regulation.

Persons: Robert Nickelsberg, Banks, Sanjay Sakhrani, Perry Beberman, We've, Beberman, Athleta Organizations: Getty, Verizon, JCPenney, Consumer Financial, CNBC, U.S . Chamber of Commerce, Federal Reserve Bank of New, Citigroup, Barclays, JPMorgan Chase, American Express, Banana Locations: New York City, Federal Reserve Bank of New York, Stamford , Connecticut, Banana Republic

☆ What’s happening in Syria? How an old conflict in the Middle East erupted again
▼ + stars: | 2024-12-02 | by ( Https | Media-Cldnry.S-Nbcnews.Com Image Upload Newscms Alex-Smith-Circle-Byline-Template.Jpg | Alexander Smith | ) www.nbcnews.com time to read: +7 min

In the messy patchwork of conflicts raging across the Middle East, one country has been absent from the spotlight: Syria. That he has survived was largely because of the intervention of Russia, Iran and Hezbollah, Iran’s Lebanon-based proxy. In all, the U.N. has documented more than 350,000 deaths but says this is “certainly an undercount.”Today, however, Russia, Iran and Lebanon are distracted and depleted. All of this “puts Assad in a much weaker position.”But “the Syrian regime, in coordination with the Russians and less so the Iranians, will hit them with everything they’ve got,” he added. “Much as I oppose the Assad regime, its atrocities and abuses, what is happening in Aleppo right now is terrifying.

Persons: Bashar al, ”, Omar Haj Kadour, Assad, It’s, Abu Mohammed al, Robin Yassin, “ It’s, “, Aaref Watad, Abbas Araghchi, Dmitry Peskov, Volodymyr Zelenskyy’s, Aleppo . Omar Haj Kadour, Hellyer, they’ve, Donald Trump, —, Charles Lister, ” Chris Doyle Organizations: Royal United Services Institute, Getty, Pentagon, Syrian, Human Rights, United Nations, State Department, ISIS, Observatory, Syrian Civil Defence, Middle East Institute, Foreign Relations, Council, Arab Locations: Syria, Syrian, Aleppo, Russia, London, AFP, Idlib, Hama, U.K, Qaeda, U.S, Golani, Russian, Aaref, Iran, Iraq, Iran’s Lebanon, Omar, Homs, moonscapes, ”, Lebanon, Ukraine, Volodymyr Zelenskyy’s Washington, Kyiv, Moscow, Assad, Aleppo . Omar, Israel, Gaza, Cairo, Washington, Deir el, Monday, British

☆ Seoul's $322 million gambit to save the city from crushing loneliness won't fix the source of its problems
▼ + stars: | 2024-12-02 | by ( Kwan Wei Kevin Tan | ) www.businessinsider.com time to read: +7 min

The city glitters, but there's a reason the locals call South Korea "Hell Joseon." Lonely deaths in South Korea increased from 3,378 in 2021 to 3,661 in 2023, per the South Korean Ministry of Health and Welfare's data. "'Seoul Without Loneliness' is a bold challenge for the city and not an easy path to take," the representative said. In 2023, South Korea recorded a suicide rate of 27.3 out of 100,000 people, the highest rate among OECD countries like the US, UK, and Japan. Kee Hong Choi, a psychology professor at Korea University, said that his country's education system needs to be "changed dramatically" to become less competitive.

Persons: hoon, Family, it's, Eva Chen, Chen, Kee Hong Choi, Choi, Sohyun Kim, Kim, Korea University's Choi, Hua University's Chen Organizations: Korea Institute for Health, Social Affairs, South Korean Ministry of Health, Korean, Business, Seoul Metropolitan Government, country's Ministry, National University of Singapore, Tsing Hua University, South Korea's National Statistics Office, Korea University, Hua Locations: Seoul, South Korea, Korea, South, Japan, That's

Lucky for us, Abercrombie's Cyber Monday sale offers 25% off everything and an additional 15% off select items. Abercrombie & Fitch Ultra Puffer $102.00 $160.00 Save 36% “I’ve been buying Abercrombie & Fitch winter coats for years, and I’ve never been disappointed in a purchase," says freelance writer Talia Ergas. Abercrombie's Cyber Monday sale is on now through the end of today, December 2. Cyber Monday is one of the best times to shop at Abercrombie, thanks to a site-wide sale and double discounts. Check out our roundup of all of the best Cyber Monday deals.

Persons: Abercrombie, It's, Abercrombie's, You'll, I’ve, Talia Ergas, Puffer, Pick Abercrombie, Sally Kaplan, I'm, Fitch Abercrombie, Fitch, Jean, Amir Ismael, sweatshirt, Abercrombie Abercrombie Organizations: Business, Abercrombie & Fitch, Abercrombie, Fitch, Fitch New York Jets

Learn moreWe just entered the holiday season, and the Madewell Cyber Monday sale is already the gift that keeps on giving. During the Madewell Cyber Monday Event, you can snag up to 50% off nearly everything using the code MADEBETTER. View at MadewellCyber Monday deals on Madewell accessoriesMadewell The Sling Crossbody Bag $59.00 $118.00 Save 50% This spacious leather sling is comfortable and convenient. View at Madewell What we like Check mark icon A check mark. View at MadewellMadewell Cyber Monday FAQsDoes Madewell ever have a sale?

Persons: Madewell, French terry that’s, Tee, You'll, hemming Organizations: Business, Madewell Locations: Madewell, French

View at MejuriMejuri Serpentine Chain Necklace $411.00 $548.00 Save 25% This simple 14K gold chain is bound to be a stunner. View at MejuriMejuri Curb Chain Bracelet $186.00 $248.00 Save 25% Our 14k solid gold pieces are made to last forever. View at MejuriMejuri Large Diamond Studs $1,275.00 $1,700.00 Save 25% These glittering diamond studs clock in around .5 carats. M+ Members also earn early access to Mejuri sale events. When does the Mejuri Cyber Monday sale end?

Persons: Selena Gomez, Pick Mejuri Puffy Charlotte Huggies, Gabrielle Chase, you've Organizations: Business, exampl, Mejuri

Factor in a sale, like UGG's Cyber Monday deals, and the frenzy is inculpable. Beyond UGG's footwear, this Cyber Monday you'll find discounted UGG apparel, like loungewear and accessories, for creating complete cozy ensembles. The best UGG Cyber Monday dealsUGG New Heights Clog $90.99 $130.00 Save 30% The New Heights suede clogs are a prime example of "cottagecore" fall fashion. View at ZapposUGG Women's Anabella Reversible Robe $116.99 $168.00 Save 30% Year after year, I keep reaching for my UGG Robe. View at ZapposFAQs on the UGG Cyber Monday saleWhen does the sale start and end?

Organizations: Business, UGG Locations: UGG, Zappos, United States

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