She would qualify for the full $20,000 amount of Biden's broad student-debt relief plan.
Alexandria Mavin, 33, has $90,000 in student debt.
A common thread among opponents of the debt relief plan is that it's unfair to those who have already paid off their loans, or funded their higher educations on their own.
"It's crazy to see with just this one student loan being gone, how much financial freedom I'm finding just from one measly $400-a-month student loan," she added.
But when it's 45 million people," Mavin said, referring to the number of Americans with student debt, "that's a scam."