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WASHINGTON, Sept 18 (Reuters) - With the world on track to break the record for the hottest year in history, world leaders, business leaders, celebrities and activists have converged on midtown Manhattan for Climate Week and the U.N.'s Climate Action Summit, again focusing the world's attention on the climate crisis. As of Monday, the U.N. had not announced which world leaders or officials would get one of the coveted speaking slots at the climate summit. "It is disheartening to witness the lack of ambition on what truly ails us – emissions from fossil fuels," the small islands alliance said in a statement. "We implore the international community to use the platforms of the UNGA and New York Climate Week to signal unequivocal support for Small Island Developing States," it said, using the acronym for the U.N. General Assembly. Meanwhile, at several hotel ballrooms and other venues across Manhattan, around 2,600 people have registered for in-person attendance at Climate Week events featuring over 200 speakers from the private sector, governments and nongovernmentalion (NGOs.

Persons: Antonio Guterres, we're, Selwin Hart, Guterres, Hart, We’ve, Romain Ioualalen, Valerie Volcovici, Jonathan Oatis Organizations: Climate, United Nations General Assembly, U.N, Action, United Arab, Alliance of Small, General, Oil Change, Thomson Locations: Manhattan, Paris, United Arab Emirates, Brazil, China, South Africa, India, Russia, New, midtown Manhattan

☆ To Understand Clean Energy Challenges, We Went to Uzbekistan
▼ + stars: | 2023-09-14 | by ( Max Bearak | More About Max Bearak | ) www.nytimes.com time to read: +1 min

At the center of it allClean energy investments by Masdar could help Uzbekistan, a vast, landlocked country in Central Asia where the population and its energy needs are growing rapidly, rely less on the fossil fuels that make up nearly all of its energy arsenal today. Its government relies entirely on foreign funding to build up its energy infrastructure, however, and will take what it can get. He said he hoped to get countries to agree on a tripling of global renewable energy capacity at the climate talks. Emirati funding of both renewable and fossil energy is playing out elsewhere, too. In Azerbaijan, a recent Adnoc investment in an offshore oil field overshadowed Masdar’s expansion in renewable energy.

Persons: Jaber Organizations: Oil Change Locations: Uzbekistan, Central Asia, Masdar, Al, Azerbaijan, Germany, Japan

They threatened to stay until the subsidies are lifted, and to come back every day if the police remove them. The action is part of a series of protests led by Extinction Rebellion targeting the Dutch parliament. Political Cartoons View All 1148 ImagesA report published Monday said the Dutch government spends around 37.5 billion euros ($40.5 billion) per year in subsidies to industries that use fossil fuels — notably the powerful shipping industry. Minister for Climate and Energy Rob Jetten acknowledged that the country has to end the subsidies, but has offered no timeline. The report calls on lawmakers to begin phasing out the subsidies even before the country’s Nov. 22 general election.

Persons: —, Energy Rob Jetten Organizations: Greenpeace, Extinction, The Centre, Research, Multinational Corporations, Change International, Minister, Climate, Energy Locations: HAGUE, Netherlands, The Hague

☆ Buy this underperforming auto repair stock that can jump more than 20%, Wells Fargo says
▼ + stars: | 2023-09-07 | by ( Alex Harring | ) www.cnbc.com time to read: +2 min

Investors should see opportunity after Valvoline 's recent sell-off, Wells Fargo said. "VVV is a high quality operator w/ category-leading comps, accelerating unit growth and an asset-light model," he said. While electric vehicles present a long-term risk, "recent underperformance is sharp and we see opportunity." While he noted shares trade 13% above auto service providers, they are below auto part peers, high-growth retailers and restaurants. While Lantz admitted that the rise of electric vehicles creates a risk, Valvoline is in a better position than others.

Persons: Valvoline, Wells Fargo, David Lantz, Lantz, — CNBC's Michael Bloom Locations: Aramco

☆ Here's what to do if you could only afford a used vehicle and are saddled with high interest rates
▼ + stars: | 2023-08-25 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +3 min

I Love Images | Cultura | Getty ImagesRising interest rates are pushing auto loan rates upwards for both new and used cars across the U.S. "If you have good credit, you get lower interest rates," he said. "If you have poor credit, you're going to get higher interest rates." Interest rates on used cars currently are the highest in Alabama, Georgia, Louisiana, Mississippi, Nevada, New Mexico, Ohio, South Carolina and West Virginia. The longevity risk associated with used cars is yet another factor driving up interest rates for car shoppers, Yoon said.

Persons: Edmunds, Joseph Yoon, Tom McParland, McParland, Here's, Yoon Organizations: Getty, U.S, Automatch Consulting, WalletHub, Finance, AAA Locations: Alabama , Georgia, Louisiana , Mississippi , Nevada , New Mexico , Ohio, South Carolina, West Virginia, Ohio, New Mexico, Massachusetts

☆ I've lived in a van full-time for 3 years. Here are the 5 biggest downsides no one talks about.
▼ + stars: | 2023-07-17 | by ( Alyshia Hull | ) www.businessinsider.com time to read: +7 min

This as-told-to essay is based on a conversation with Raychel Reimer, a van life content creator from Vancouver, Canada. At the time we were living out of our backpacks when I found van life videos on YouTube. Although we wouldn't trade van life for anything, here are five things you should know before trying it for yourself. Many think, people who participate in van life don't work, or we don't have real jobs. We love being a part of the van life community and we would not trade van life for the high cost of living in Vancouver.

Persons: Raychel Reimer, Nick, Raychel, Nicks, Nick We, we've, Nick's, that's, Nick It's, there's, it's, Alyshia Organizations: Service, YouTube, USA, Alyshia Hull, ahull Locations: Vancouver, Canada, Wall, Silicon, Cambodia, San Diego, It's

☆ Tesla owners share perks of owning the EV over any other car
▼ + stars: | 2023-07-15 | by ( Grace Kay | ) www.businessinsider.com time to read: +1 min

Driving a Tesla means no more oil changes and frequent upkeep. A Tesla will never need an oil change and requires less upkeep overall. Hum Images/Universal Images Group via Getty ImagesSome Tesla owners say they've gone years without bringing their EV into a repair shop. Meanwhile, an electric car will never need an oil change, new fuel filter, spark plugs, or emission checks. Many Tesla owners said the only times they visited service centers were for issues that were covered by the carmaker's warranty or for collisions.

Persons: Tesla, they've, Elon Musk, I've, Robbie Mack Organizations: Getty, ICE, Consumer

☆ Opinion | Gas-Powered Cars Are an Environmental Catastrophe. I’ll Miss Them Anyway.
▼ + stars: | 2023-06-30 | by ( Farhad Manjoo | ) www.nytimes.com time to read: +2 min

I’ve been driving for nearly 30 years, but until recently, I hadn’t ever changed my car engine’s oil by myself. But a month ago, figuring I may not have many more chances, now that oil-free electric cars are becoming the norm, I decided to jack up my car and do it myself. Decked out with cameras, touch-screens and microprocessors, modern cars can feel like entirely digital devices, little more than iPhones on wheels. As I’ve written before, it’s long past time we replaced these inefficient, pollution-belching, climate-warming beasts with other ways of getting around. And even if electric cars are no panacea, they’re a huge improvement over their gassy predecessors.

Persons: I’ve, there’s, I’d Organizations: YouTube Locations: Southern California

☆ It actually makes sense to lease a car, despite what your parents may have said
▼ + stars: | 2023-06-28 | by ( Nora Naughton | ) www.businessinsider.com time to read: +5 min

Stretching loan payment periods can be a dangerous game, especially since vehicles depreciate in value so consistently. When you lease a car, you're only taking out an auto loan to cover the duration of your lease period, which can cut the size of your loan considerably. Bumper-to-bumper coverageLeasing a car, much like renting an apartment, means that you're not financially responsible for many of the repairs necessary to keep the car running while you're leasing. If you're shopping for a used car, consider checking on leasing deals to see if you can manage a similar monthly payment for a leased new car as you would for a loan on a used car. A few warningsThere are a few things to keep in mind before you decide to lease a car.

Persons: that's, – Organizations: Morning, Leasing

☆ Teslas and other EVs don't need as much maintenance as gas-powered cars. Here are key differences in upkeep and repairs.
▼ + stars: | 2023-06-27 | by ( Alexa St. John | Matthew Debord | ) www.businessinsider.com time to read: +1 min

Gas-powered vehicles require maintenance like oil changes and more. Still, there are key nuances to EV maintenance that drivers should know. Taking your car to the shop will look a lot different if you drive an EV versus a gas-powered vehicle. But because EVs are so tech-heavy, they do come with some maintenance and service nuances. Here's a rundown of all the ways that keeping an EV on the road is different from a gas-powered vehicle:

Persons: Tesla, EVs

☆ I oversee car repairs at a dealership. Here's what you need to know about maintenance and how we do our job.
▼ + stars: | 2023-05-22 | by ( Alexa St. John | ) www.businessinsider.com time to read: +5 min

Mike Wilhelm is a service and parts director at a car dealership in Michigan. He says drivers have some misconceptions about car repair and how EVs differ from gas-powered cars. Here's his advice for car repair and maintenance, as told to the reporter Alexa St. John. I would suggest car owners do a little bit of homework on car maintenance and why it's necessary so they can understand the importance of it. They took their car to an aftermarket mechanic, put four or five different parts on the car, and come to us saying no one's ever touched the car.

☆ I'm worried about saving for my child's college tuition. The new Fisher-Price credit card can help, but I won't be applying
▼ + stars: | 2023-05-15 | by ( Joseph Hostetler | Jasmin Baron | Credit Cards Reporter | ) www.businessinsider.com time to read: +17 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Is opening a credit card for investing in her college savings something that's worth doing? A new credit card designed specifically to help you save for your child's college education has just debuted. The Fisher-Price College Savings Mastercard® is a no-annual-fee credit card decked in bright colors as cheerful as the company's merchandise. You don't need a college savings-specific credit card to save for higher educationCollege tuition is sky-high at the moment.

☆ Premarket stocks: The world's biggest banks are still pouring money into fossil fuels
▼ + stars: | 2023-04-20 | by ( Nicole Goodkind | ) edition.cnn.com time to read: +7 min

New York CNN —Banks have pledged to go green, but last year they poured billions of dollars into expanding the capacity of fossil fuel production despite the accelerating climate crisis. While Canadian banks are providing a rising share of the money, US lenders still dominate the market and accounted for 28% of all fossil fuel financing in 2022, said the report. High prices have swelled profits for energy companies, leaving them flush with cash. The record profits come after the world’s 60 largest private banks provided $5.5 trillion in finance for fossil fuels over the past seven years, according to the report. The Banking on Climate Chaos report, which has been published for 14 years, examines the fossil fuel funding of the 60 largest banks in the world.

☆ From black to green: How an oil-and-gas company pivoted to embrace wind energy — and is now raking in billions
▼ + stars: | 2023-04-13 | by ( Freya Graham | ) www.businessinsider.com time to read: +11 min

Like Sykes, it made a transition from black to green — and in doing so, it demonstrated it's possible for big energy companies to pivot to clean energy. To limit the influence of climate change, those emissions need to rapidly decrease — which means that big energy companies need to change their operations. A 2022 study found that 51% of the world's biggest publicly listed energy companies had not set out a strategy to reduce their emissions. Shell, for example, says it has about 50 gigawatts of renewable energy in operation, under construction, or in development. "If we could do the energy transition without them, I wouldn't be doing this," van Baal added.

☆ Electric cars don't need as much maintenance as gas-powered ones. Here are key differences between them.
▼ + stars: | 2023-03-13 | by ( Alexa St. John | Matthew Debord | ) www.businessinsider.com time to read: +1 min

Gas-powered vehicles require maintenance like oil changes and more. Still, there are key nuances to EV maintenance that drivers should know. Tesla has advertised its vehicles with that, touting them as "eliminating the need for service." But because EVs are so tech-heavy, they do come with some maintenance and service nuances. Here's a rundown of all the ways that keeping an EV on the road is different from a gas-powered vehicle:

☆ Ford taps masses of vehicle data to stay ahead in commercial van market
▼ + stars: | 2023-03-06 | by ( Nick Carey | ) www.reuters.com time to read: +5 min

Ford, which leads the commercial vehicle market in both Europe and the United States, launched the system in 2021. Hans Schep, European head of Ford Pro, the company's commercial vehicle business, said it is already close to hitting long-term targets of increasing vehicle "up time" by up to 60%. Ford recently announced engineering job cuts in Europe, but is still hiring software experts for its data services. Data is a huge battleground for commercial vehicle makers and competition will only intensify with electric models, which are essentially computers on wheels. Starting with 2024 models, GM will provide a range of OnStar data services free for fleet vehicles.

CNN —The first tool that mechanic trainees at Maryland’s Vehicles for Change program pick up is not a wrench, but a pair of virtual reality goggles. The virtual-first training program is an unconventional solution to a real-world problem: a significant shortage of qualified automotive technicians. Maryland's Vehicles for Change program is using VR to help train more mechanics and address a nationwide mechanics shortage. In the early days of the pandemic, doctors and nurses used VR to train for treating patients with Covid-19. And some schools have used VR to expand the classroom beyond its physical walls, particularly as demand for remote education exploded during the pandemic.

☆ Electric cars need less service — but they could cost you more
▼ + stars: | 2023-02-14 | by ( Alexa St. John | ) www.businessinsider.com time to read: +4 min

Electric cars require different service and maintenance than gas-powered ones. They also wonder what it means to service and maintain these vehicles — and how much that will cost them. Tesla even advertises its vehicles as "eliminating the need for service." EV tires are different than those for a gas-powered vehicle. What it means for car dealersAs a result of these shifts, dealers are assessing just how much of an impact that potentially less vehicle service will have on their bottom lines.

☆ Tesla owners reveal the best and worst features of their cars, and what they really think of Elon Musk
▼ + stars: | 2023-02-11 | by ( Tim Levin | ) www.businessinsider.com time to read: +7 min

Insider spoke with more than a dozen Tesla owners to learn what they like most and least about their cars. We talked to more than a dozen Tesla owners to find out what they like most about their cars — and what they think needs improvement. Since electric cars don't experience the same acceleration lag as gas vehicles, Teslas jolt forward the instant you put your foot down. Con: Stiff rideSome Model 3 and Y owners told Insider their cars are too stiff and jittery over bumpy pavement. Tim Levin/InsiderOver and over, Tesla owners praised the company's extensive network of fast chargers, which is exclusive to Tesla owners in the US.

☆ Google shows off more of what its ChatGPT competitor Bard can do
▼ + stars: | 2023-02-08 | by ( Jennifer Elias | ) www.cnbc.com time to read: +3 min

Google’s Search boss Prabhakar Raghavan shared some new examples of its new conversational technology Bard in a live-streamed event in Paris on Wednesday. Bard is Google's competitor to OpenAI's ChatGPT AI. Raghavan showed slides with new examples of Bard’s capabilities during a brief presentation. The latest examples come after Google CEO Sundar Pichai Monday publicly announced Google’s new conversation technology Bard that's powered by its artificial intelligence and would be integrated into search, which confirmed CNBC's original reporting. A recent advertisement for Google's service showed Bard offering the incorrect description of the telescope used to take the first pictures of a planet outside our solar system, for example.

Below, they weigh in on today's tipping culture, who gets a gratuity and how much. Dr. Peters adds that tipped employees may also include most front-of-house restaurant employees, bellhops, parking attendants, airport service workers and food delivery workers. most restaurants), consider using the Capital One Savor Cash Rewards Credit Card. Capital One Savor Cash Rewards Credit Card Learn More Information about the Capital One Savor Cash Rewards Credit Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication. And when it comes to using delivery services, consider a card that gives cardholders money they can use to tip delivery workers.

☆ Should you warm your car up in the winter before driving? I spoke with more than 30 mechanics and couldn't get a straight answer.
▼ + stars: | 2023-01-29 | by ( Jessica Orwig | ) www.businessinsider.com time to read: +7 min

Car manufacturers don't have consistent advice on how long you should idle your car in the cold. Generally speaking, idling your car for about 30 seconds when it's cold can help it run smoothly. Others like Ford and Chevrolet recommended idling for no more than 30 seconds after starting. How much time is where mechanics diverge on the subject, but around 30 seconds is the general consensus for modern engines. What I can say is if you idle much longer than 30-60 seconds, you're just wasting gas and money.

If everyone in the world expertly utilized credit card rewards to travel for free, there wouldn't be such amazing travel opportunities out there. Identify your travel goalsBefore you begin collecting credit card rewards, you should first identify your travel goals. Amex Membership Rewards points Capital One miles Chase Ultimate Rewards points Choice Privileges points Citi ThankYou points Hilton Honors points Hyatt points IHG Rewards points Marriott Bonvoy points Wyndham Rewards pointsYou travel with a large family Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Recommended credit card strategies for beginnersThe best practice for anyone new to credit card rewards is to invest in flexible points. You'll need: An annual fee-incurring Hilton credit card One of the greatest deals in credit card rewards is the free night certificate that comes with select American Express Hilton credit cards.

☆ 5 questions to ask before buying your first electric car
▼ + stars: | 2023-01-20 | by ( Alexa St. John | ) www.businessinsider.com time to read: +7 min

Today's electric car buyers have a lot of questions. Potential EV drivers have plenty of questions, and there's plenty you need to know before buying an electric car. Regardless, here are some tips on what to ask your dealer or sales advisor if you're considering buying an EV. It's important for car-buyers considering an EV to ask about how it fits into an average driver's lifestyle. But given how much this market depends on improvements in battery tech, dealers should still be ready to talk about what separates their EV's battery from competitors.

☆ Average Social Security retirement benefit fell short by 46% in 2022. Here are the costs that went up the most
▼ + stars: | 2022-12-20 | by ( Lorie Konish | ) www.cnbc.com time to read: +2 min

Sollina Images | Tetra Images | Getty ImagesAmid record high inflation, stretching Social Security benefit checks became more difficult in 2022. Even as a 5.9% cost-of-living adjustment went into effect in January, the record high annual benefit increase still fell short, according to new research from The Senior Citizens League. The average retiree benefit fell short by an average of $42.35 per month, or 46%, the research found. The 5.9% annual increase for 2022 was the highest bump to benefits in 40 years when it was announced in October 2021. "Even the simplest of foods are harder for people to afford," said Mary Johnson, Social Security and Medicare policy analyst at The Senior Citizens League.

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