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☆ YouTube lets advertisers use creators' video content as ads without their permission, hurting their ability to make money and build audiences
▼ + stars: | 2023-03-21 | by ( Lauren Johnson | ) www.businessinsider.com time to read: +6 min

YouTube creator Taki Udon said his video was used as an ad without his permission. YouTube is letting advertisers use creators' video content as ads without their permission. He said that advertisers promoting creators' videos without their knowledge could risk a creator's audience and key metrics like watch time. TikTok has an ad program that allows advertisers to promote creators' videos but requires advertisers to first get permission from the creator. Meta-owned Instagram also requires advertisers to virtually agree to using a video by asking creators to opt-in to sharing their content with advertisers.

☆ Menu photos created using generative AI could convince customers to order more from restaurants
▼ + stars: | 2023-02-22 | by ( Nancy Luna | ) www.businessinsider.com time to read: +5 min

Generative AI is now being used to create menu photos when restaurants lack images. Since its January 19 launch, it has generated 175 million AI photos, he said. Julie Zucker, a partner and chief marketing officer at Branded Hospitality Ventures, said "mouth-watering" food photos may certainly drive a guest to order. The food tech VC firm, which also runs a string of restaurants in New York, invests in startups that solve problems for restaurants. If restaurants lack food photos, DoorDash said it offers complimentary photo shoots.

☆ Restaurants are now using generative AI to create menu photos that could convince customers to order more
▼ + stars: | 2023-02-12 | by ( Nancy Luna | ) www.businessinsider.com time to read: +5 min

Generative AI is now being used to create menu photos. Lunchbox is using OpenAI's tech for its AI Food Generator. Since its January 19 launch, it has generated 175 million AI photos, he said. Julie Zucker, a partner and chief marketing officer at Branded Hospitality Ventures, said "mouth-watering" food photos may certainly drive a guest to order. If restaurants lack food photos, DoorDash said it offers complimentary photo shoots.

☆ Gold edges higher, on track for third straight monthly gain
▼ + stars: | 2023-01-31 | by ( ) www.cnbc.com time to read: +2 min

Gold bars are displayed at a bullion merchant's, Baird & Co., in London, U.K., on Friday, March 14, 2008. Spot gold rose 0.2% to $1,925.39 per ounce as of 0257 GMT and was headed for a monthly gain of more than 5%. The dollar index was down 0.1% and was set for a fourth straight monthly drop. The U.S. central bank slowed its tightening pace to 50 bps in December after four straight 75-bp hikes. The gold market has already priced in a 25 bps hike, if the Fed strikes a dovish tone, then it will be positive for gold," said Ajay Kedia, director at Kedia Commodities, Mumbai.

☆ Gold trades near 8-month high and analysts expect its rise to continue
▼ + stars: | 2023-01-10 | by ( Elliot Smith | ) www.cnbc.com time to read: +2 min

Gold bars are displayed at a bullion merchant's, Baird & Co., in London, U.K., on Friday, March 14, 2008. LONDON — Gold traded near an 8-month high Tuesday as the precious metal's strong start to 2023 continued, buoyed by lower yields and a weaker dollar. Hansen said focus this week will be on Thursday's U.S. CPI inflation print, and placed the "next major hurdle" for gold at $1,896/oz. "I think as you look forward, you start to look around and think 'where is the safest place for your investment in terms of assets?' and the only place really to go as an alternative now is gold, in terms of knowing that you are not going to see that debasement of your assets," Neuhauser told CNBC's "Squawk Box Europe."

☆ Retailers are starting to charge fees to return stuff you bought online. Here's why free returns may be a thing of the past — and how you can avoid getting charged.
▼ + stars: | 2022-11-19 | by ( Avery Hartmans | ) www.businessinsider.com time to read: +6 min

The easiest way to avoid paying a return fee is to bring your items back to the store in person. Here's how we got here, which retailers are changing their tune, and what shoppers can do to avoid paying for returns. Which means retailers are losing, on average, millions of dollars every year by letting you return your unwanted goods for free. Some companies have taken a different approach by offering free returns only to its most loyal shoppers. Translation: Retailers are hoping something else will catch your eye when you come into the store to make your return.

Oscar Wong/Getty ImagesYou can stack promotions, discount codes, shopping portal payouts, and credit card rewards to save big when you shop online. Visit a shopping portalIf at all possible, you should begin every online shopping trip with a shopping portal. Shopping portals will give you bonus rewards simply for clicking through to a merchant's website via their link. Maximize bonus spending categoriesThe card I'm using to leverage my Overstock.com Chase offer is the Chase Freedom Flex℠. This is the price that the shopping portal, Chase Offer, and bonus points for spending will use to calculate my return.

☆ The era of free returns may be coming to an end. Here's why retailers have started charging return fees – and how you can avoid them.
▼ + stars: | 2022-10-14 | by ( Avery Hartmans | ) www.businessinsider.com time to read: +6 min

Some retailers have started charging customers a fee to ship back their returns. The easiest way to avoid paying a return fee is to bring your items back to the store in person. download the app Email address By clicking ‘Sign up’, you agree to receive marketing emails from Insider as well as other partner offers and accept our Terms of Service and Privacy PolicyThe era of free returns may be coming to an end. Here's how we got here, which retailers are changing their tune, and what shoppers can do to avoid paying for returns. Some companies have taken a different approach by offering free returns only to its most loyal shoppers.

☆ Shopify elbows further into brick-and-mortar retail with launch of new POS hardware to rival Square and PayPal
▼ + stars: | 2022-09-27 | by ( Ann Gehan | Madeline Stone | ) www.businessinsider.com time to read: +5 min

POS Go will also help Shopify bring in more revenue through its merchant solutions line of business. The launch reflects Shopify's recent emphasis on physical retail and revenue-generating merchant services like payment processing. Expanding point-of-sale offerings could also help Shopify grow its merchant services revenue, both through the sale of POS hardware and recurring revenue from processing more transactions. Merchant services will most likely remain a priority for the company going forward. Kaz Nejatian, who was formerly Shopify's vice president of product for merchant services, was promoted to chief operating officer earlier this month.

☆ Shopify elbows further into brick-and-mortar retail by launching new POS hardware rivaling Square and PayPal
▼ + stars: | 2022-09-27 | by ( Ann Gehan | Madeline Stone | ) www.businessinsider.com time to read: +5 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). It's important to understand how credit card payments and interest work too, so you can avoid large interest fees. The key to using a credit card responsibly is to pay off your balance in full each month. When you swipe your Visa credit card at Whole Foods, for example, the retailer (Whole Foods) sends your information to your credit card network (Visa) and a message to your bank (Chase) asking if the charge would keep you within your credit limit. At the end of each day, Whole Foods sends all of its credit card transactions to the appropriate credit card networks for processing.

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