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Detailed below is how a second Trump presidency is expected to impact American wallets. Trump's plan to cut the corporate tax rate is generally viewed as bullish for earnings, particularly for the consumer-discretionary, communication-services, and financial sectors. Further, if Trump's presidency is inflationary and leads to interest-rate hikes, that would hit housing affordability in the form of higher mortgage rates, which track the Federal Reserve's benchmark. AdvertisementThe former president has also said he plans to extend his slew of tax cuts from the Tax Cuts and Jobs Act of 2017 — also known as the "Trump tax cut." Trump's plan for universal tariffs is seen as offsetting a positive tax impact and would be especially costly for lower-earning Americans.

Persons: Donald Trump, —, Trump's, Trump, bitcoin, Vance Organizations: Trump, Service, Biden, White

Detailed below is how a Trump presidency is expected to impact American wallets. Trump's plan to cut the corporate tax rate is generally viewed as bullish for earnings, particularly for the consumer-discretionary, communication-services, and financial sectors. Trump's plan for universal tariffs is seen as offsetting a positive tax impact and would be especially costly for lower-earning Americans. Trump has proposed expanding the child tax credit, which currently provides up to $2,000 per child. In August, the vice presidential candidate JD Vance floated a child tax credit proposal that would include $5,000 per child for families of all income levels.

Persons: Donald Trump, —, Trump, bitcoin, Vance Organizations: Trump, Service, Biden, White Locations: Americas

☆ Workers in Missouri can look forward to raises after minimum wage boosts passed
▼ + stars: | 2024-11-06 | by ( Juliana Kaplan | Matthew Loh | ) www.businessinsider.com time to read: +4 min

In Missouri, voters opted to raise the minimum wage. Related VideoMissouriIn Missouri, voters have opted to raise the state's minimum wage to $15 by 2026. His opponent, Vice President Kamala Harris, has pledged support for raising the federal minimum wage from $7.25 to $15 an hour. MassachusettsIn Massachusetts, tipped workers won't see their pay slowly rise to meet the state's minimum wage. Massachusetts tipped workers would have had their hourly paychecks shake out to 64% of the state's minimum wage in addition to tips.

Persons: —, Donald Trump, Kamala Harris, David Burmeister, Louis, We've Organizations: Workers, Service, New York Times, Missouri, Midwest Pasta Co, Employees, The New York Times Locations: Alaska , California , Massachusetts, Missouri, — Massachusetts, California, Alaska, Massachusetts, Arizona, , Massachusetts, St, Arizona In Arizona

☆ Former Dallas Fed Pres. Robert Kaplan: There are two phases to the Fed's rate cuts
▼ + stars: | 2024-11-06 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailFormer Dallas Fed Pres. Robert Kaplan: There are two phases to the Fed's rate cutsFormer Dallas Fed President Robert Kaplan joins 'Squawk Box' to discuss the Fed's independence in light of Donald Trump's election victory, what to expect from the Fed's policy meeting this week, rate path outlook, and more.

Persons: Robert Kaplan, Donald Trump's Organizations: Former Dallas Fed, Dallas Fed

☆ Beyoncé channels Pamela Anderson in surprise ‘Bodyguard’ music video: ‘Beywatch’
▼ + stars: | 2024-11-05 | by ( Anna Kaplan | ) www.nbcnews.com time to read: +2 min

In addition to a quick shot of Beyoncé’s “Barb Wire” gun firing to show the word, “Vote,” the music video also ends with “Happy Beylloween,” seemingly a reference to Halloween, which occurred just days before the release of the video. The music needed space to breathe on its own.”She added that music videos can sometimes take away from a song. “Sometimes a visual can be a distraction from the quality of the voice and the music,” she said. The music is enough.”She also continued on her mantra of “You are the visual, baby,” seen on her “Renaissance World Tour” and in the accompanying concert film. We then got more visuals from my film,” she said, referring to her 2023 film, “Renaissance: A Film By Beyoncé.”

Persons: Cowboy Carter, ”, Pamela Anderson’s, Beyoncé’s, Beyoncé, Cowboy Carter ”, ” Beyoncé, “ Organizations: GQ

☆ Workers in 4 states are up for a raise. This map shows the minimum wage in every state.
▼ + stars: | 2024-11-05 | by ( Juliana Kaplan | Madison Hoff | ) www.businessinsider.com time to read: +5 min

AdvertisementThis Election Day, minimum wage workers in four states are waiting to learn if they'll get a raise. The minimum wage in Massachusetts is $15 an hour, and the tipped minimum wage is $6.75. If Massachusetts' question 5 passes, the tipped wage would slowly increase to become level with the state minimum wage, reaching full parity by 2029. As it stands, Arizona employers are able to pay tipped workers up to $3 less than the standing minimum wage — as long as workers' tips still bring them to the minimum wage. Are you a worker earning at or near the minimum wage in your state?

Persons: —, they'll, reelect Donald Trump, Alaskans Organizations: Service, Department, Labor, Economic Policy Institute, Missouri Voters, Massachusetts —, jkaplan Locations: Alaska , California, Missouri, Massachusetts, Arizona, Washington, Florida, Alaska, California

☆ How companies are looking to cash in on Election Day
▼ + stars: | 2024-11-05 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +3 min

For many Americans, election night is a chance to blow off steam after an intense few months of campaigning that included a last-minute candidate switch and two assassination attempts. The homebodies are also set to make their economic mark on election night. In 2020, one food delivery company showed sales increased 20% on election night compared to the Tuesday prior. With tensions high, the country is bracing for civil unrest after the election , writes BI's Katie Balevic. The 2024 presidential race is already the most litigated in history, with more than 200 pending preelection lawsuits across 40 states , writes BI's Natalie Musumeci.

Persons: —, Insider's Juliana Kaplan, Kamala Kush, MAGA, rita —, Brian Williams, James Carville, Shepard Smith, BI's Lucia Moses, Williams, Jonathan Wald, Tim Paradis, ResumeBuilder.com, Katie Balevic, BI's Natalie Musumeci, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, Ella Hopkins, Amanda Yen, Milan Sehmbi Organizations: Business, Service, Amazon, Veteran, American Psychological Association Locations: Brazil, Colombia, Chile, South Africa, New York, London

For many Americans, the most important focus heading into a presidential election is how the winner will impact their wallet. Related storiesFor drug prices, Harris has promised to expand two provisions in the Inflation Reduction Act, allowing Medicare to negotiate the prices of some drugs. HarrisHarris' planned policy includes the construction of 3 million new housing units, as well as an expansion to the Low-Income Housing Tax Credit. TrumpTrump has also proposed expanding the child tax credit, which currently provides up to $2,000 per child. In August, the vice presidential candidate JD Vance floated a child tax credit proposal that would include $5,000 per child for families of all income levels.

Persons: Harris, Trump, Trump's, Joe Biden's, Biden, Trump Trump, — Trump, Harris Harris, —, Vance, hasn't Organizations: Trump, Federal Reserve, White, Trump Trump Locations: Americas

☆ Snowflake CEO explains why 'the insidious thing' about AI hallucinations isn't the occasional error
▼ + stars: | 2024-11-03 | by ( Jaures Yip | ) www.businessinsider.com time to read: +5 min

Snowflake CEO Sridhar Ramaswamy said tech firms lack transparancy about their AI hallucination rates. Snowflake CEO Sridhar Ramaswamy said AI companies would benefit from making it clear just how often that happens. Some tech moguls have defended AI hallucinations, including OpenAI CEO Sam Altman, who said that AI models that only answered when absolutely certain would lose their "magic." Anthropic cofounder Jared Kaplan said earlier this year that the end goal is AI models that don't hallucinate, but occasional chatbot errors are a necessary "tradeoff" for users. AdvertisementBaris Gultekin, Snowflake's head of AI, told Business Insider in a statement that AI hallucinations are the "biggest blocker" for generative AI to front-end users.

Persons: Sridhar Ramaswamy, —, Snowflake, Logan Bartlett, Ramaswamy, Sam Altman, Altman, Jared Kaplan, OpenAI, Baris, it's, Gultekin, Claude, ChatGPT Organizations: Service, Google, AIs

☆ Barbecue, bingo, and bipartisan partying: How America is preparing for election night
▼ + stars: | 2024-11-02 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +8 min

On a highly charged election night, some Americans are ready to go out and party. AdvertisementMany Arizonans are still undecided — on which strain of weed they want to smoke on election night, that is. She anticipates it will be open until at least midnight on election night, two hours past its usual closing time. AdvertisementDrag queens Aggy Dune (left) and Darienne Lake (right) will perform on election night. Courtesy of Andrew LehnSome workers are opting out of election night completely.

Persons: —, they've, OG, Kamala Kush, Jill, Luke Flood, Donald OG, Flood, it's, Donald, partygoers, we're, Marjorie Taylor Greene, Leah Kolb, Kolb, " Kolb, Ken Lowe Jr, Lowe, Darienne, Kristina Dinino, Jeffords, it'll, Kamala, MAGA, rita, John Gram, Prepping, Gopuff, Abe Malkin, Andrew Lehn, HoTail, Kitty Rayborn, I'm Organizations: Service, Democratic, Hill, CNN, Fox, Cinema, Divas, Democracy Locations: Curaleaf, Arizona , Florida , New York, Illinois, Arizona, Tacoma , Washington, Lansing , Michigan, Washington, DC, Philadelphia, Rochester , New York, Pennsylvania, Texas

☆ Sean ‘Diddy’ Combs case: What the Jane Doe ruling could mean for the other already-filed cases
▼ + stars: | 2024-11-01 | by ( Kara Scannell | ) edition.cnn.com time to read: +6 min

But it isn’t always a deterrent – Combs’ former girlfriend Cassie Ventura filed a lawsuit accusing Combs of abuse last November. Judges weigh the John or Jane Does’ privacy rights against the Constitution’s presumption of open courts and the defendant’s rights to defend themselves. It is also usually permitted when a John or Jane Doe can establish with medical documentation that they will suffer harm. A New York state judge this week ordered hearings to consider whether to allow numerous John Doe lawsuit against Combs to proceed anonymously. A Jane Doe sued Weinstein on August 2020, alleging he raped her during the Cannes Film Festival in 2007 when she was 22.

Persons: Jane, Sean “ Diddy ” Combs, Combs, ”, Roberta Kaplan, Jean Carroll, Donald Trump, – Combs, Cassie Ventura, Imran Ansari, Harvey Weinstein, John, Jane Doe, John Doe, Doe, Jessica Clarke, —, ” Clarke, “, Mitchell Garabedian, they’ve, Judge Mary Kay Vyskocil, “ Plaintiff, Plaintiff, ” Tony Buzbee, Weinstein, ” Judge Vyskocil Organizations: CNN, Lawyers, Hollywood, MTV, ”, Cannes Film Locations: York, Tennessee

☆ What a Trump or Harris presidency would mean for your tax bill
▼ + stars: | 2024-10-31 | by ( Juliana Kaplan | Bryan Metzger | ) www.businessinsider.com time to read: +8 min

Trump's plans could mean tax hikes for lower earners; Harris' proposals would target higher earners. This is the fourth in a five-part series about the impacts either a Trump or a Harris presidency could have on US consumers. Trump has proposed extending his slew of tax cuts from the Tax Cuts and Jobs Act of 2017 — also known as the "Trump tax cut." But another part of Trump's tax policy — his plan to levy universal tariffs on all US imports — could end up undercutting this positive impact. AdvertisementTrump has floated lifting the $10,000 cap on the State and Local Tax deduction, known as SALT, from his 2017 tax bill.

Persons: Trump's, Harris, —, you'll, Trump, He's, Garrett Watson, Harris hasn't, she's, Benjamin Page, Biden, Walz, Ernie Tedeschi, Watson, Tedeschi Organizations: Service, Business, Trump, Social Security, Taxation, Economic, Tax Foundation, State and, Urban, Brookings Tax, Yale Budget Lab, White House Council, Economic Advisers, Finance Locations: California , New Jersey, New York, Congress

☆ FTX’s Nishad Singh gets no jail time for role in crypto fraud
▼ + stars: | 2024-10-30 | by ( Mackenzie Sigalos | Mackenzie Sigalos Is A Technology Reporter For Cnbc With A Focus On Cryptocurrency | ) www.nbcnews.com time to read: +4 min

Former FTX executive Nishad Singh was sentenced to time served and three years of supervised release on Wednesday, becoming the fourth ex-employee of the collapsed crypto exchange to be punished. Just before the hearing began, Singh was alone, pacing the elevator bank, as he rehearsed his statement from a single printed page. In March, Bankman-Fried was sentenced to 25 years in prison and ordered to pay $11 billion. Ray said Singh made substantial productions of documents, and he voluntarily returned Bahamian real estate purchased with FTX funds. Ryan Salame, another former top lieutenant of Bankman-Fried, was sentenced to seven and a half years in prison in May.

Persons: Nishad Singh, Singh, Judge Lewis Kaplan, FTX, Sam Bankman, Caroline Ellison, Ellison, spiraled, Fried, Andrew Goldstein, ” Nicolas Roos, Singh “, Roos, Judge Kaplan, “, Gabe, ”, ” John Ray, Ray, Ryan Salame, Gary Wang Organizations: New, Alameda Research, Southern, of, Prosecutors Locations: Alameda, Bankman, of New York, Manhattan, Bahamian

☆ Here is the letter from Sam Bankman-Fried’s parents to Judge Kaplan.
▼ + stars: | 2024-10-30 | by ( ) www.nytimes.com time to read: +4 min

Sometime in middle school Sam began to think more systematically and globally about ethical obligations. While he was still in high school, Sam started to think hard about the implications of utilitarianism for how he should live his life. There is great nobility in his indifference to his own happiness, but there is also great sadness for us as parents. After everything came apart in November 2022, Sam shared a lot of things with his dad and me that he had never said before. In the end, I am in no position to argue him out of his subjective experience of life.

Persons: Sam, Derik Parfit, veganism, I've Organizations: MIT Locations: Bay

Former FTX executive Nishad Singh was sentenced to time served and three years of supervised release on Wednesday, becoming the fourth ex-employee of the collapsed crypto exchange to be punished. He asked Judge Kaplan to show Singh "the same compassion he has shown others his entire life." Ray said Singh made substantial productions of documents, and he voluntarily returned Bahamian real estate purchased with FTX funds. Ryan Salame, another former top lieutenant of Bankman-Fried, was sentenced to seven and a half years in prison in May. WATCH: Caroline Ellison sentenced to two years in prison for role in FTX collapse

Persons: Nishad Singh, Claire Watanabe, Singh, Judge Lewis Kaplan, Sam Bankman, Caroline Ellison, Ellison, spiraled, Fried, Andrew Goldstein, Nicolas Roos, Roos, Judge Kaplan, Gabe, John Ray, Ray, Ryan Salame, Gary Wang, FTX, — CNBC's Dan Mangan Organizations: Engineering, Exchange, New, Alameda Research, Southern, of, Prosecutors Locations: New York, Alameda, Bankman, of New York, Manhattan, Bahamian

☆ Gen Z turns to TikTok to find the perfect school. Some college students are cashing in.
▼ + stars: | 2024-10-30 | by ( Erin Liam | ) www.businessinsider.com time to read: +11 min

Gen Zs have found a more authentic resource when researching colleges: college content creators. College content creators give study advice and post snippets of day-to-day school life on TikTok. Helaine ZhaoThe rise of college content creatorsAs of October 29, there were 2.3 million TikTok videos under the hashtag "college life." The popularity of college content on TikTok has introduced a slew of content creators covering their school life. AdvertisementAt the same time, college content can also change how prospective students view a college for the worst, Greg Kaplan, a college advisor, said.

Persons: Zs, —, Ryan Fuhrman's, TikTok, Z, Zers, Helaine Zhao, Zhao, Elise Pham, Pham, Lillian Zhang, UC Berkeley vlogs, Zhang, I've, Lucie Vágnerová, Greg Kaplan, Kaplan, Ryan Fuhrman, Fuhrman, Franklin Antonio, Franklin Antonio Hall — Organizations: Service, New York University, University of California, University of Southern, Google, Harvard, Stanford, Yale, Ultimate Ivy League, University of California Berkeley, UC Berkeley, Big Tech, BKT Education, Kaplan Educational, UCSD, NYU, USC, California State University, Franklin, Franklin Antonio Hall Locations: NYU, University of Southern California, Berkeley, Brooklyn, Fuhrman, San Diego, San Jose, La Jolla

☆ Here is the letter from Nishad Singh’s father to Judge Kaplan.
▼ + stars: | 2024-10-30 | by ( ) www.nytimes.com time to read: 1 min

A PDF version of this document with embedded text is available at the link below:Download the original document (pdf)

☆ Here is the letter from Caroline Ellison’s parents to Judge Kaplan.
▼ + stars: | 2024-10-30 | by ( ) www.nytimes.com time to read: +4 min

I can offer some firsthand observations on Caroline's state of mind in the immediate aftermath of the FTX collapse. But in that conversation, she just could not stop crying, saying multiple times that she "knew". At that point, she set up a makeshift home office and started having multiple calls with the new FTX management. At times, this strength of hers has been critical to our family, especially my wife, as Caroline has helped reassure us. Although Caroline would have liked to have had more success in her post-collapse job search, she has enjoyed the volunteer activities she's

Persons: Sam, they'd, Caroline, she'd Locations: FTX, Bahamas, Alameda, Hong Kong

☆ I spent a day in Kamala Harris' Fortnite town. It was full of policy details meant to reach young voters, but was mostly empty.
▼ + stars: | 2024-10-30 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +5 min

The map, Freedom Town, USA, focuses on affordable housing and Harris' proposed policies. I spent a day in Freedom Town, USA, building housing, and it was pretty empty. AdvertisementWelcome to Freedom Town, USA, a Fortnite world created by the Harris-Walz campaign. I took a trip to Freedom Town, USA, and spent the day observing and attempting to talk to players. So far, Freedom Town hasn't taken off; according to third party player statistics tracker Fortnite.GG, the Freedom Town map saw an all-time and 24-hour peak of 563 users.

Persons: Harris, Walz, —, Walz's, Gen Zers, would've, unmuted, Lauren Obanion, Obanion Organizations: Freedom Town, Service, Entertainment Software, YouGov, Freedom, New, DC Metro Locations: USA, Freedom Town, New York City, Ohio

☆ Michigan's election fate will depend on laborers. A Democrat and Republican outline what those workers are looking for.
▼ + stars: | 2024-10-27 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +7 min

Mark Forton, the GOP chair in Macomb County and former United Auto Workers union member, is out door-knocking for Trump. Both told Business Insider they are especially targeting union workers whose votes have proved decisive in the last few elections. "I think we're going to do very, very well in Macomb County," Forton said. "Macomb County carried the state in 2016," he said, adding of 2024, "we have to do it again." "Those labor union members talking to one another and talking about what's at stake is often what has made the difference in election after election after election," Gilchrist said.

Persons: Garlin Gilchrist, Harris, Mark Forton, —, Donald Trump, Governor Garlin Gilchrist, Walz, Gilchrist, Adam J, Forton, he's, Macomb, — he's, who's, That's, Trump, Ronald Reagan, Gretchen Whitmer, Biden, There's, persuasions who've, It's, Kamala Harris, that's Organizations: Michigan, Gov, Trump, Democratic, Service, Biden, GOP, United Auto Workers, Dewey, Anadolu, Getty, Detroit News, UAW, Workers, Teamsters, Washington Post, Marketing Research, Michigan Teamsters, Labor, wouldn't, Democrat, Republican Locations: Macomb County, Michigan, Macomb, Flint

☆ College in the US was too expensive, so these students opted for Europe
▼ + stars: | 2024-10-25 | by ( Erin Liam | ) www.businessinsider.com time to read: +11 min

As college tuition fees soar, more American students are going abroad. Beyond cheaper tuition, college abroad can offer multiple benefits, including exposure to new cultures. It sounded like a dream to her: a chance to live abroad and earn an affordable college degree. Now, out of the 350 high school students his company works with yearly, 10 to 20% apply to college abroad, he said. Related storiesThe benefits of college abroad go beyond costIn many US colleges, students declare a major after their freshman year.

Persons: —, Liza Jean Miezejeski, James Edge, he's, Greg Kaplan, Robert Harry, it's, Edge, Jacob Zeidberg, Lou Zeidberg, Harry, It's, Zeidberg, Jennifer Zeidberg, Scarlett Kiaras, Attari, Kaplan, There's, Mrozek, Amanda Mrozek Amanda Mrozek, Miezejeski, hasn't, I've Organizations: Institute of International Education, Service, Colleges, National Center for Education Statistics, U.S . News, Pepperdine University, Kent School, Europe College, Ireland, Toulouse Business School, University of Oxford, Oxford, Central Michigan University, Miezejeski, University of Connecticut Locations: Europe, Germany, Connecticut, Prague, Brussels, New York, America, Malibu, Netherlands, Japan, France, Kentucky, Scotland, undergrad, Edinburgh, Portugal, American, Canada, Italy, Boston

☆ Medicare coverage will change in 2025. Some boomers are already struggling to keep up with their medical bills.
▼ + stars: | 2024-10-22 | by ( Allie Kelly | Juliana Kaplan | ) www.businessinsider.com time to read: +9 min

Companies like Aetna or AARP/UnitedHealthcare are merging their coverage plans, while previous insurers like Mutual of Omaha are leaving the market. AdvertisementWhile beneficiaries with Part A and B Medicare could see premium adjustments, most major changes will occur for people with supplemental Part D and Medicare Advantage plans. Healthpilot found that 10% of Medicare Advantage plans will be at the maximum deductible — up from 5% last year. Most Medicare Advantage beneficiaries will still have prescription drug coverage in the new year, but they may face higher out-of-pocket costs. Baby boomers are already struggling with healthcare costsThese changing Medicare costs come as many low-income baby boomers are struggling to keep up with medical bills.

Persons: —, Elizabeth Ayoola, Ayoola, Healthpilot, boomers, Lisa Callejas, Callejas, Betty, Betty —, Betty isn't Organizations: Medicare, Social Security, Service, Insurance, Companies, Aetna, AARP, BI, Healthpilot, Business, Security, Social Locations: Omaha, Mexico, Illinois

☆ Amazon-backed Anthropic debuts AI agents that can do complex tasks, racing against OpenAI, Microsoft and Google
▼ + stars: | 2024-10-22 | by ( Hayden Field | ) www.cnbc.com time to read: +2 min

Anthropic, the Amazon-backed AI startup founded by former OpenAI research executives, announced Tuesday that it's reached an artificial intelligence milestone for the company: AI agents that can use a computer to complete complex tasks like a human would. Anthropic is the company behind Claude — one of the chatbots that, like OpenAI's ChatGPT and Google's Gemini, has exploded in popularity. Amazon had early access to the tool, Anthropic told CNBC, and early customers and beta testers included Asana, Canva and Notion. The company has been working on the tool since early this year, according to Kaplan. Anthropic said that future consumer applications include booking flights, scheduling appointments, filling out forms, conducting online research and filing expense reports.

Persons: it's, Claude —, Jared Kaplan, Anthropic, Kaplan, Claude Organizations: Microsoft, Meta, CNBC

☆ Chief, the networking group for executive women, has laid off staff
▼ + stars: | 2024-10-20 | by ( Katie Balevic | ) www.businessinsider.com time to read: +3 min

Chief, a networking and growth organization for executive women, has cut staff. AdvertisementChief, a networking organization for women in executive positions, has cut staff across the company in a restructuring effort. Chief describes itself as the nation's largest network of senior executive women. In April 2023, Chief laid off 14% of its staff during what the founders called in an email to staff a "challenging macroeconomic environment," TechCrunch reported at the time. "Our vision remains the same — to build the most powerful network of executive women and maximize their leadership impact," the spokesperson said.

Persons: —, Carolyn Childers, Lindsay Kaplan, CapitalG Organizations: BI, Service, Business, TechCrunch Locations: London

☆ Here's how much remote workers say it would cost to get them back into the office
▼ + stars: | 2024-10-19 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +4 min

Workers value remote work as much as a 7% to 8% pay increase, a new survey finds. Teleworking has increased, even as firms try to pull their workers back into the office. The push and pull between workers, their employers, and the office has been a years-long battle in the wake of the pandemic. And a new survey update shows how much remote workers value the ability to work from home — and what it may cost for firms to lure them back in. Remote jobs are becoming scarcer, and that's even led some workers to cling to roles they might not otherwise enjoy.

Persons: —, Nicholas Bloom, Bloom Organizations: Service, Stanford University, Labor Statistics

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