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☆ Georgia is rich in EV money and jobs
▼ + stars: | 2024-09-18 | by ( John Towfighi | ) www.businessinsider.com time to read: +6 min

Since 2022, the Peach State has added over 30,000 clean energy jobs, more than any other state, according to a June study by Climate Power, a strategic communications firm. The Bipartisan Infrastructure Law allocated over $175 million toward the EV battery supply chain in Georgia and $135 million over five years toward infrastructure for EV charging stations in Georgia. Investments in EV and battery manufacturing will boost job growth and output in both of these sectors, Benson said. Strong population growth remains a tailwind for Georgia's economic growth and EV industry, Benson said. Between 2021 and 2022, there were 327,795 people who moved into Georgia, according to data from the Census Bureau.

Persons: —, Wells, Jackie Benson, Brian Kemp, It's, Biden, Benson Organizations: Service, Business, Peach State, Climate Power, Investments, Atlanta -, EV, Atlas Public, Environmental Defense Fund, Biden Administration, Law, Infrastructure Law, Hyundai, Kia, The Peach State Locations: Georgia, Wells, Atlanta, Georgia , Alabama, North Carolina, South Carolina, Tennessee, Michigan, West Point , Georgia, Wells Fargo, Florida , Texas , California, California, Texas

☆ A Texas baby boomer who retired at 60 and moved to Mexico says housing, food, and a good life are cheaper, but gas is more expensive
▼ + stars: | 2024-09-18 | by ( John Towfighi | ) www.businessinsider.com time to read: +7 min

After taking two trips to Puerto Vallarta, Bartmess was convinced it was the perfect place to retire. His first trip to Puerto Vallarta was in 1976, and he said he had fond memories there. He said a fill-up of his Jeep Wrangler costs about $60 in Puerto Vallarta. In retirement, Bartmess has spent more time working on his creative writing, and he takes part in a Puerto Vallarta writers group. Bartmess has lived in Puerto Vallarta for 14 years and said he has no plans to leave.

Persons: —, Geary Bartmess, Bartmess, he's, Geary Bartmess Bartmess, Geary, He'd Organizations: Service, Social Security Administration, Business, Medicare, Puerto Vallarta Locations: Puerto Vallarta, Houston, Mexico, Canada, Japan, Texas, Puerto, American, Camarones

☆ A millennial moved to the Netherlands from Texas and traded a 6-day workweek for a 4-day one. He earns less but says he is happier.
▼ + stars: | 2024-09-15 | by ( John Towfighi | ) www.businessinsider.com time to read: +6 min

Read previewKeiland Smith loved his job as the director of a chiropractic practice, but he felt exhausted by the 6-day workweek. They love life in the Netherlands and now Smith has more control over his schedule, often working four days a week. When a previous mentor contacted him about working as a chiropractor in the Netherlands, Smith became intrigued. He earns about $72,000 (€65,000) annually in the Netherlands, which is less than the six figures he made in Texas. AdvertisementBeyond work, Smith said he feels healthier in the Netherlands than he did in Texas.

Persons: —, Keiland Smith, — Smith, Smith, he's Organizations: Service, Business, Voting, University of South, Parker University, Medical City Hospital, Keiland Smith Learning Locations: Grand Prairie , Texas, Dallas, Fort Worth, Europe, France, Spain, Netherlands, Bodegraven, Amsterdam, Texas, California, Florida, University of South Florida, Austria, Dutch, Grand Prairie, Czech Republic, American

☆ Small business owners could be poised for a 1990s-like boom
▼ + stars: | 2024-09-11 | by ( John Towfighi | ) www.businessinsider.com time to read: +6 min

This has spiked the interest rates small business owners are paying on new mortgages, credit, and loans. Related storiesPowell said that small business owners are poised to benefit regardless of the size of the cut and should remain hopeful about future growth. According to the National Federation of Independent Businesses, small business confidence dipped in August. AdvertisementHe said small businesses tend to be more credit-constrained, so changes in interest rates are particularly influential for business owners' management decisions. Are you a small business owner who has experienced a recent change in sales or hiring?

Persons: —, Phil Powell, it's, Powell, Jerome Powell, Sean Higgins, Higgins Organizations: Service, Federal Reserve, Business, Indiana Business Research Center, Indiana University Kelley School of Business, Federal Open Markets, Treasury Department, National Federation of Independent Businesses, Kellogg School of Management, Northwestern University

☆ A Gen Z left a $70,000 salary in the US and moved to Thailand without a job. He says he's better off financially and happier in Bangkok.
▼ + stars: | 2024-09-06 | by ( John Towfighi | ) www.businessinsider.com time to read: +6 min

Read previewMyles Simms-Aur had a $70,000 salary, a nice car, and a stable routine living in Maryland. But he wanted to experience the world and felt financially restrained by the cost of living in the US. As of 2022, 132 US Navy veterans lived in Thailand, according to a Department of Defense report published in October 2023. He hopes to save and build wealth by living abroad before eventually returning to the US to further his career in cybersecurity. Given the low cost of living, he can afford to explore more of the world while still saving.

Persons: —, Myles Simms, Aur, Simms, " Simms, Aur Simms Organizations: Service, Business, Navy, Department of Defense, US, US Navy, Facebook, University of Maryland Global, Thai Locations: Maryland, Mexico, Brazil, Portugal, Bangkok, Thailand, Philippines, Japan, Italy, Spain, United Kingdom, St Mary's County , Maryland, cybersecurity, Malaysia, Singapore, American

☆ A Gen Xer quit a $110,000-a-year job in DC for one in Germany that pays less than half. He says he's more financially stable and happier now.
▼ + stars: | 2024-09-05 | by ( John Towfighi | ) www.businessinsider.com time to read: +6 min

Smith briefly lived in Germany in the early 2000s when he worked as a judge advocate general for the US Army. "That trip that I took to Germany completely changed my world," Smith, 52, told Business Insider. He said life in Germany made him realize how much he enjoyed traveling outside the US. Related storiesIn April 2021, Smith landed a job at the Small Business Administration as an attorney overseeing COVID-19 pandemic-era loans. At that point, Smith visited the Dominican Republic with a friend.

Persons: —, Kobi Smith, Smith, he's Organizations: Service, US Army, Business, Social, Social Security Administration, Social Security, US Army Reserves, Army, Small Business Administration, Washington Locations: Germany, Nuremberg, Europe, Canada, Japan, Mexico, Maryland, Washington, DC, COVID, Dominican Republic, Popeyes, Ansbach, Washington ,, American

☆ A laid-off baby boomer got frustrated with the job hunt, so he started his own business. He explains why age is an asset for entrepreneurs.
▼ + stars: | 2024-08-26 | by ( John Towfighi | ) www.businessinsider.com time to read: +4 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. "It's about leaning into my age and experience as an asset versus being 'too old' for the startup world," Loria, 61, said. A survey by Gusto, a payroll-services company for small businesses, found that nearly one in four new businesses started in 2023 were in the professional-services industry. It also found that among the businesses started by people 55 and older in 2023, about 35% were in the professional-services industry. He said there was a "natural match" between younger and older founders: He appreciates the boldness and drive of younger founders and thinks he can provide the wisdom that he's developed over the years.

Persons: —, Joseph Loria, Loria, RetentionCX, he'd, he's Organizations: Service, Business, Tulane University

☆ I went viral for dancing at a Kamala Harris rally. It's given me a platform to inform people about issues I'm passionate about, like Social Security.
▼ + stars: | 2024-08-10 | by ( John Towfighi | ) www.businessinsider.com time to read: +6 min

And when I went viral, I said, "Okay, I need to do the most with this. There's something called survivor Social Security, and when you lose a parent, you're able to receive that benefit. Advertisement'We are stronger when we help each other'After I went viral, my congressman, Rep. Hank Johnson, came to my town. It's been great to talk about these issues and the work I've been doing for years and to have a larger platform. And that's when those social safety net programs, like Social Security, that neighborliness of our country, that joy, that communal care, comes in because we should help each other.

Persons: —, Parker, Atlanta —, Kendrick Lamar, Kamala Harris, Royce —, I've, John Lewis, Parker Short, Jon Ossoff, Jimmy Carter —, Trump, Sen, Hank Johnson, It's, she's, I'm Organizations: Service, Sanford School of Public, Duke University, Young Democrats, Democratic Party of Georgia, Young Democrats of America, Business, Civil Rights Movement, Social Security, University of Michigan's Ford School of Public, Medicaid, Medicare Locations: Georgia, Dunwoody , Georgia, Atlanta, America

☆ A 68-year-old cofounded a biotech business instead of retiring. He's not getting paid for his work but values staying 'mentally engaged.'
▼ + stars: | 2024-08-08 | by ( John Towfighi | ) www.businessinsider.com time to read: +5 min

Two years ago, when he was 68, that opportunity arose: McCaman cofounded Orion Therapeutics, a small company developing new ways for RNA medicine to reach specific areas of the human body. AdvertisementMcCaman, now 70, is the vice president and chief strategy officer at Orion Therapeutics. McCaman is passionate about staying engaged with his interests and said remote work has enabled him to extend his career. McCaman and Fischer launched Orion with Deidra Mountain, a University of Tennessee professor, and Jennifer Zachry, a graduate student. Are you a baby boomer who founded a small business?

Persons: —, Michael McCaman, McCaman, It's, Davis, Intellia, Trey Fischer, Fischer, Jennifer Zachry, there's, John Deere Organizations: Service, Orion Therapeutics, Business, University of California San, University of California, Intellia Therapeutics, University of Tennessee, Orion, University of Tennessee Research Foundation, Launch Locations: Frederick , Maryland, Knoxville , Tennessee, University of California San Diego, California, Lonza, Maryland, Launch Tennessee

☆ Consumers reported losing $210 million to scams across payment apps last year. A new bill wants to help future victims get their money back.
▼ + stars: | 2024-08-07 | by ( John Towfighi | ) www.businessinsider.com time to read: +6 min

Consumers and small businesses sent $806 billion across 2.9 billion Zelle transactions in 2023, both up 28% from 2022. Consumers reported losing $210 million to scams across all payment apps in 2023, according to data from the Federal Trade Commission. The new bill aims to amend the law to make banks more liable for all financial transactions, whether they're authorized or unauthorized. AdvertisementOver 99.95% of all Zelle transactions in 2023 were completed without instances of fraud, according to Zelle. In the meantime, the Protecting Consumers from Payment Scams Act will go to the Committee on Banking, Housing, and Urban Affairs for review.

Persons: —, JPMorgan Chase, PayPal —, Maxine Waters, Sen, Richard Blumenthal, Elizabeth Warren, Waters, Zelle, Blumenthal, Wells Fargo, Wells, Cameron Fowler Organizations: Service, Bank of America, JPMorgan, Business, PayPal, Consumers, Federal Trade Commission, Rep, Homeland Security, Governmental Affairs, Investigations, Blumenthal, Services, Warning Services, SEC, Consumer Financial, Banking, Housing, Urban Affairs Locations: Zelle, Wells Fargo, jtowfighi@businessinsider.com

☆ A child-free boomer doesn't regret her choice despite the social pressure. She has financial freedom and can spend the rest of her life giving back.
▼ + stars: | 2024-08-03 | by ( John Towfighi | ) www.businessinsider.com time to read: +7 min

That decision has afforded her financial freedom — she said she has enough savings to support herself in retirement until she's 110. What's more, she's avoided being sandwiched between caring for children and her parents. In her earlier life, Snyder married her late husband Phil in 1986, and they bought a small ranch in Beaverton, Oregon, where she still lives. While the environment — not money — was the reason she didn't have children, Snyder said it allowed her and Phil more breathing room in their financial and social decisions. AdvertisementAre you sandwiched between caring for your parents and raising your children?

Persons: —, Ann Snyder, Snyder, she's, Phil, that's Organizations: Service, Pew Research, Business, Oregon Ballet Theater, University of Iowa, Oregon Department of Transportation, Portland Public Schools, Oregon Department of Human Services, Pew Research Center Locations: American, Beaverton , Oregon, Mount Hood, Ohio, Oregon, Portland

☆ Almost half of child-free Americans under 50 don't think they'll ever have kids. Most of them say they just don't want to.
▼ + stars: | 2024-07-30 | by ( John Towfighi | ) www.businessinsider.com time to read: +4 min

Fifty-seven percent of those Americans younger than 50 without children said the major reason they won't have any kids is that they just don't want to. Pew looked at Americans ages 50 and older who don't have children and Americans between 18 and 49 who don't have children and say it's unlikely they will. Meanwhile, 36% of Americans under 50 and without kids said they can't afford to have children. Related storiesAmericans under the age of 50 without kids were nearly four times more likely than Americans over the age of 50 without kids to cite environmental concerns as a major reason not to have children. Americans without kids say they have more time for their careersMany Americans without kids told Pew that the decision lets them focus more on their careers, save money, and have time to engage in social life.

Persons: —, Pew, Nicole Valdez, DINKWAD Organizations: Service, Pew Research, Business, CDC Locations: jtowfighi@businessinsider.com

☆ 9 countries where people can retire in comfort by 62
▼ + stars: | 2024-07-28 | by ( John Towfighi | ) www.businessinsider.com time to read: +1 min

The normal retirement age is when people are eligible for full retirement benefits without penalty. Countries like Greece boast a normal retirement age of 62. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . In the US, people born between 1943 and 1954 can collect full Social Security benefits at age 66. This story is available exclusively to Business Insider subscribers.

Persons: —, they've Organizations: Service, Security, Organization, Economic Co, Development, Business Locations: Colombia, Greece

☆ The Biden administration is giving entrepreneurs a shot at loans up to $2 million for climate-focused projects
▼ + stars: | 2024-07-25 | by ( John Towfighi | ) www.businessinsider.com time to read: +4 min

The Small Business Administration is expanding its loan programs to support investments in clean energy and climate-friendly businesses. It is also creating an application process for lenders to expand their loan size up to $2 million for climate-focused projects or $1 million for general projects. SBA loans, provided through banks or other financial institutions, help entrepreneurs raise capital. 7(a) loans provide long-term financing up to $5 million for general small business investments and are offered through most banks. Under the Biden administration, there have been 18 million small business applications.

Persons: Isabel Guzman, Guzman, Katie Frost, —, Biden, SBA's, Michael S, Regan Organizations: Service, Business Administration, SBA, Business, Community, Biden, Environmental Protection Agency

☆ Wages have outpaced inflation since 2020 but many consumers still feel burdened by prices
▼ + stars: | 2024-07-24 | by ( John Towfighi | ) www.businessinsider.com time to read: +5 min

Read previewAmerican consumers have been frustrated by high prices over past years, but there's some good news: wages have outpaced inflation since the start of the COVID-19 pandemic. Since 2020, average hourly wages for most US workers have risen faster than the consumer price index, meaning income has maintained its purchasing power against rising prices. While wage gains have outpaced inflation, it can be difficult for consumers to feel the growth, and plenty of people still miss the "good old days" of lower prices. Since spring 2023, year-over-year wage growth for production and nonsupervisory workers has consistently been above inflation. While US consumers adjust to higher prices, strong wage growth should help ease affordability concerns, Krugman wrote.

Persons: —, Sarah Foster, Foster, Paul Krugman, Krugman Organizations: Service, Bureau of Labor Statistics, Business, Michigan Ross, Economic Policy Institute, Federal Reserve, New York Times Locations: jtowfighi@businessinsider.com

☆ A 'peak boomer' working in Germany plans to retire in the US because he believes the healthcare is better
▼ + stars: | 2024-07-24 | by ( John Towfighi | ) www.businessinsider.com time to read: +6 min

Read previewAfter a decade of working abroad, George said he'll return to the US to retire. While he said the healthcare system is great on average, it's becoming more difficult to manage the bureaucracy of insurance filings as an American abroad. "You can pretty much get anywhere by train or bus within Germany," George said. Before he retires to the US, he said he'll try to appreciate all the perks of living abroad. Are you an American living or working abroad and considering retiring in the US?

Persons: —, George, he'll, George hasn't, he's, Munich George Organizations: Service, Alliance, Lifetime, Income, Social Security, Business Locations: American, Munich, Seattle, Medicare, Germany, Philippines, America, Europe, Saudi Arabia, Italy, Ukraine, New York, Chicago, Mallorca, Sicily, Dubai

☆ 'Botshit' is an example of how AI is making customer service worse
▼ + stars: | 2024-07-22 | by ( John Towfighi | ) www.businessinsider.com time to read: +6 min

Air Canada's customer service chatbot told Moffatt he could claim the discount after the flight. Botshit is one example of how the use of AI might worsen companies' customer service. In January, a UK parcel company removed its new AI customer service chatbot after it swore at a customer. AdvertisementAnd when Google rolled out its AI chatbot Gemini earlier this year, it produced historically inaccurate images of people of color. However, the researchers argued that customer service is the least risky use of AI for businesses.

Persons: —, Jake Moffatt's, chatbot, Moffatt, Ian P, McCarthy, Timothy R, Hannigan, André Spicer, Edelman, What's, Dan Davies, Sundar Pichai, Spicer Organizations: Service, Air Canada, Air, Business, Harvard, Edelman Data, Intelligence, Microsoft, LinkedIn, Google Locations: Canada's, New York

Read previewFormer President Donald Trump said the Federal Reserve should not cut interest rates before the presidential election, according to an interview he did with Bloomberg Businessweek. The Federal Open Market Committee has two interest rate decisions scheduled before the election in July and September. "I think it's past time for them to cut interest rates," Zandi said. During a February interview with Fox News, Trump accused Powell of being "political" and planning interest rate cuts to coincide with the election. "I think he's going to do something to probably help the Democrats, I think, if he lowers interest rates," Trump said, adding that "it looks to me like he's trying to lower interest rates for the sake of maybe getting people elected."

Persons: —, Donald Trump, Trump, Jerome Powell, Mark Zandi, Powell, Zandi, Claudia Sahm, Sahm, he's Organizations: Service, Federal Reserve, Bloomberg Businessweek, Business, Democratic, Federal, Reserve, Banking, Housing, Urban Affairs, Fed, New Century Advisors, Fox News, Stanford's Business, Government, Society, Trump, Wall Street

☆ Finally, an explanation for why it's so frustrating to deal with customer service
▼ + stars: | 2024-07-13 | by ( John Towfighi | ) www.businessinsider.com time to read: +6 min

Corporations absolve their employees of responsibility by delegating decision-making to an algorithm or deferring to company policy. Sorry, it's company policyAccording to Davies, accountability sinks emerged over the past decades of privatization and technological innovation. In addition, middle management and customer service jobs were cut or outsourced as corporations prioritized profits, optimizing costs, and delivering strong quarterly earnings. It often looks like a customer service representative working within a system with limited options to help. Accountability sinks can range from customer service to decision-making at major corporations.

Persons: —, you've, Dan Davies, It's, Davies, Milton Friedman, Ronald Reagan, Margaret Thatcher, Dave Calhoun, there's Organizations: Service, Business, Boeing, CNBC Locations: jtowfighi@businessinsider.com

☆ Don't let 'upflation' fool you into spending more on beauty products
▼ + stars: | 2024-07-06 | by ( John Towfighi | ) www.businessinsider.com time to read: +1 min

"Upflation" describes how companies create new uses for personal care products and up-charge prices. While it's an expensive trend, overall shampoo and deodorant prices have trailed behind inflation. Inflation is up about 22% since January 2020, while prices for care products are up roughly 12%. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Now, upflation is the new strategy used by companies looking to increase profits on everyday products.

Persons: — Organizations: Service, Procter, Gamble, Bloomberg, Business

☆ The 10 highest-paying blue-collar construction jobs in the US
▼ + stars: | 2024-07-04 | by ( John Towfighi | ) www.businessinsider.com time to read: +3 min

For many, trade jobs provide a financially secure alternative to a college degree. AdvertisementA new report by Pro Tools Reviews, an industry news and review site, highlights the highest-paying trade jobs in the US, giving insight into career opportunities that don't require a college degree. Experts at Pro Tools analyzed May 2023 wage data from the Bureau of Labor Statistics — the latest available — to determine the most lucrative trade jobs. Pro Tool Reviews also examined the most in-demand trade jobs in the US. AdvertisementHave you recently switched to a trade job, or are you a recent graduate looking to land a trade role?

Persons: —, Zers, Gen Zers, Clint DeBoer, DeBoer Organizations: Service, Business, Pro, Tools, Bureau of Labor Statistics —, boilermakers, LinkedIn Locations: jtowfighi@businessinisder.com

☆ The US cities where renters are struggling the most
▼ + stars: | 2024-07-02 | by ( John Towfighi | Eliza Relman | ) www.businessinsider.com time to read: +4 min

Related storiesIn Florida, there are five metro areas where more than 60% of renters are cost-burdened. Two Pennsylvania metro areas were in the top 10 for the highest percentage of cost-burdened renters: State College and East Stroudsburg, at 63% and 61%, respectively. According to the Harvard report, 45% of renters in Stillwater, Oklahoma, are severely cost-burdened, the highest percentage in the nation. AdvertisementCorvallis, Oregon; Port St. Lucie, Florida; and State College, Pennsylvania, are the three metro areas that are in the top 10 for both cost-burdened and severely cost-burdened renters. Home prices and mortgage interest rates have surged in recent years, putting homeownership out of reach for even more renters.

Persons: —, Alexander Hermann, erelman@businessinsider.com Organizations: Service, Harvard Joint Center for Housing Studies, Business, Harvard, Harvard's, for Housing, State College, East, State College , Locations: Naples , Florida, Corvallis , Oregon, Florida, Naples, Marco, Port St, Lucie , Florida, Pennsylvania, East Stroudsburg, Stillwater , Oklahoma, State College , Pennsylvania

☆ Here's what the cast of 'The Bear' would actually make working at their restaurant
▼ + stars: | 2024-06-29 | by ( John Towfighi | ) www.businessinsider.com time to read: +1 min

Season 3 of "The Bear" premiered this week, giving fans a glimpse of life working at a restaurant. Business Insider analyzed wage data to see how Carmy, Sydney, and the staff would fare in the US economy. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementSeason 3 of "The Bear" premiered June 26, meaning fans finally got to devour new episodes of the viral kitchen drama. This story is available exclusively to Business Insider subscribers.

Persons: —, Carmen, Berzatto, Jeremy Allen White Organizations: Business, Service Locations: Sydney, Chicagoland

☆ Gen Zers and millennials are willing to go on summer vacation at all costs. Literally.
▼ + stars: | 2024-06-28 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +7 min

In today's big story, we're looking at how young people are booking their summer vacations , finances be damned. AdvertisementSurveys from Credit Karma, Bankrate, and Bank of America show Gen Zers and millennials are willing to go on summer vacation at all costs… literally. Almost half of millennials surveyed (47%) were willing to take on debt to fund their travel plans, with Gen Z not far behind (42%). AdvertisementAlmost a quarter of young people surveyed by Credit Karma expected to rack up $2,000 in debt this summer. And about 10% of that group were willing to push it even further, surpassing $4,000 in summer debt.

Persons: —, Joe Biden's, Donald Trump, Rebecca Zisser, John Towfighi, Zers, millennials, Gen, it's, you'll, Credit Karma, Klaus Vedfelt, That's, Rob Chisholm, Alyssa Powell, he's, Joseph Stiglitz, Trump, Stiglitz, Justin Sullivan, Chelsea Jia Feng, ChatGPT, Mark Zuckerberg, Sundar Pichai, — livestreaming, Twitch's Dan Clancy, Tyler Le, Gigi, Sackler, Ebrahim Raisi, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, Annie Smith, Amanda Yen Organizations: Service, Biden, Business, Credit, Bank of America, Getty, SEC, Purdue Pharma, Dua Lipa, Coldplay Locations: Amalfi, Vegas, ., Glastonbury, New York, London

☆ It's gearing up to be a hot travel debt summer for Gen Z and millennials
▼ + stars: | 2024-06-27 | by ( John Towfighi | ) www.businessinsider.com time to read: +3 min

Forty-seven percent of millennials were willing to take on debt to fund summer travel. Gen Z trailed close behind, with 42%, while Gen X and boomers were 31% and 22%, respectively. AdvertisementMeanwhile, Credit Karma's survey found that nearly 40% of Gen Z and millennials said they'll prioritize summer travel over their finances. Funding a summer of funNearly a quarter of Gen Z and millennials anticipate going into almost $2,000 in debt across the summer, according to Credit Karma's survey. For 11% of Gen Z and 8% of millennials, that summer debt forecast surpasses $4,000.

Persons: —, Taylor Swift, Credit Karma, Zers, Gen Z, Gen X, millennials, Gen, they're, X Organizations: Service, Credit, Bank of America, Business Locations: Europe, Southeast Asia, Florida, California

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