Market forces may influence the general range of mortgage rates but your specific mortgage rate will depend on your location, credit report and credit score.
The higher your credit score, the more likely you are to be qualified for a lower mortgage interest rate.
Types of loans offered: The most common kinds of mortgage loans include conventional loans, FHA loans and VA loans.
In addition to these loans, lenders may also offer USDA loans and jumbo loans.
Fees: Common fees associated with mortgage applications include origination fees, application fees, underwriting fees, processing fees and administrative fees.