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☆ To my son, born in the climate crisis: I see signs of hope
▼ + stars: | 2023-04-23 | by ( Bill Weir | ) edition.cnn.com time to read: +11 min

The first looked at the twin crises of Covid and climate change as River was born; the second introduced him to Earth Day and what he could do. Watch Weir investigate “How to Unscrew a Planet,” on CNN’s “The Whole Story with Anderson Cooper,” Sunday at 8 p.m. Energy from clean sources, like this windmill in Texas, is heating and cooling more homes in America than ever before. “We call it climate intervention,” Kelly Wanser told me as we sat under bluebird skies and the Washington Monument. So far, it feels like your future will be marked in new stories to frame our wants and needs, and new tools to build Life As We Know It Could Be.

☆ Snakes, rats and reptilian squatters: single family rental investors get a rude awakening as landlords
▼ + stars: | 2023-03-20 | by ( Alex Nicoll | ) www.businessinsider.com time to read: +6 min

Single-family-rental landlords are like most other homeowners, just at scale. Indeed, rising interest rates have drastically reduced access to capital for everyone, including single-family landlords who've borrowed heavily to finance their purchases. Here are a few stories of the wild world of institutional single-family-rental property management. An iguana stuck inside a Divvy Homes property in Florida. Single-family-rental landlords face the twin challenges of customer service and homeownership, often at the same time.

MALATYA, Turkey, March 4 (Reuters) - The Trend Garden Residence, an upscale serviced apartment building in the Turkish city of Malatya, boasted a gym, freshly-furnished rooms and a roof-top cafeteria. Erdogan, who has led Turkey since 2003, said following the disaster that building standards have improved under his watch. Among those arrested as part of the Trend Garden probe is Engin Aslan, according to the government officials. Corporate records show he is the majority owner of a Turkish company that, according to land registration documents, owns the building. A spokesperson for the Yesilyurt district municipality, where Trend Garden was located, declined to comment about the building’s registration history.

☆ When Parents Need Care, Sibling Relationships Face New Challenges
▼ + stars: | 2023-02-15 | by ( Clare Ansberry | Photographs Mike Belleme For The Wall Street Journal | ) www.wsj.com time to read: 1 min

Caring for an aging parent can bring out the best—and worst—in siblings. Millions of adult children provide unpaid care for their parents or in-laws. The workload and division of responsibilities often create tensions between brothers and sisters. Arrangements work best when siblings can divvy up tasks that play to each other’s strengths. Even then, the stress of caring for parents and making financial decisions can cause rifts.

☆ Questions About Money to Ask While Dating
▼ + stars: | 2023-02-13 | by ( Paulette Perhach | ) www.nytimes.com time to read: 1 min

Eleanor DavisOn a third date: Set expectations for how you will spend money together. Helpful questions include, “How should we divvy up our date night expenses going forward?” or “How do you feel about mixing up our dates with some nights out and some in to spend less?”

☆ From PayPal to Facebook, Silicon Valley has long been obsessed with the idea of company "mafias." Take a look at ex-Square staffers who have created more than $40 billion of startup value.
▼ + stars: | 2023-01-27 | by ( Samantha Stokes | Stephanie Palazzolo | ) www.businessinsider.com time to read: +3 min

The idea of Silicon Valley "mafias" first emerged with the Oracle, Facebook, and PayPal mafias. Former Square staffers have gone on to launch startups worth nearly $40 billion cumulatively. Silicon Valley insiders have long been obsessed with the idea of startup "mafias." The "PayPal mafia" was perhaps the most infamous company that spawned the founders of tech giants like YouTube, Yelp, Tesla, and LinkedIn. Facebook and Oracle also have their own mafias of former employees that have produced iconic tech companies like Salesforce, Asana, and GoodRx.

☆ Nearly $40 billion of startup value later, here's what the members of the Square mafia have been up to since leaving the fintech giant
▼ + stars: | 2023-01-23 | by ( Samantha Stokes | Stephanie Palazzolo | ) www.businessinsider.com time to read: +3 min

Former Square staffers have gone on to launch startups worth nearly $40 billion cumulatively. Insider tracked 15 members of the "Square mafia" to see what they're up to these days. The "PayPal mafia" was perhaps the most infamous company that spawned the founders of tech giants like YouTube, Yelp, Tesla, and LinkedIn. Facebook and Oracle also have their own mafias of former employees that have produced iconic tech companies like Salesforce, Asana, and GoodRx. Insider tracked 15 ex-Square employees in their current ventures, ranging from launching multibillion-dollar public companies to running high-profile VC firms.

☆ 3 couples who drive trucks for a living reveal how they manage to stay in love while on the road
▼ + stars: | 2023-01-23 | by ( Hannah Towey | ) www.businessinsider.com time to read: +5 min

But the Rebelos aren't influencers or travel photographers — they're truck drivers. Insider interviewed three trucking couples about how their marriages have survived — and even thrived — while driving freight across the country. "Even prisoners have a bigger cell than a truck," Deb told Insider. "Of course you love the person, but you better like that person, too," Frank Rebelo said. "You get into a little bit of an argument and you're packing all your stuff," Deb LaBree told Insider about the couple's early trucking days.

Proptech customers, employees, and investors said they went from delighted to disillusioned. Proptech investors eager to capture these trends pumped $32 billion into the industry in 2021. As markets deteriorated, disillusionment set in among proptech customers, investors, and employees. Some customers say they were disappointed buying homes via proptech startupsReal-estate startups like Divvy Homes and Better launched under the auspices of helping customers afford quality homes. Investors in proptech firms are taking financial hitsYou don't need to ask proptech investors whether they're disappointed in the sector's performance — just look at share prices.

Parafin, launched in 2020, works with so-called platform partners, or companies that other small businesses sell their products through. All the cofounders knew was that they wanted to build technology that would help small businesses. And they may not get their first contract payment from the government for as long as 120 days," Reed, the startup's CEO, told Insider. Helping small businesses manage their taxesComplYant's founder Shiloh Jackson wants to help people be present in their bookkeeping. HoneyBookWhile countless small businesses have been harmed by the pandemic, self-employment and entrepreneurship have found ways to blossom as Americans started new ventures.

☆ Sam Bankman-Fried says he needs some of his $450 million in Robinhood shares to fund his legal defense as he fights for control of the stake
▼ + stars: | 2023-01-06 | by ( Brian Evans | ) www.businessinsider.com time to read: +2 min

Sam Bankman-Fried is fighting for ownership of $450 million in Robinhood stock. Meanwhile FTX and BlockFi are laying claim to the shares. The stock is owned in principle by Bankman-Fried and FTX co-founder Gary Wang, and was purchased through Emergent Fidelity Technologies. Bankman-Fried and Wang used borrowed funds from Alameda Research to make the purchase which has been previously documented. Meanwhile, BlockFi's stated ownership of the shares of Robinhood stem from claims that the terms of a loan from BlockFi to FTX used the shares as collateral to guarantee repayment.

☆ Thanksgiving leftovers: What to do with all the food
▼ + stars: | 2022-11-25 | by ( Casey Barber | ) edition.cnn.com time to read: +6 min

But it’s just as easy to chop up leftover Thanksgiving turkey and sneak it into non-holiday comfort food. Use leftover Thanksgiving turkey to make turkey black bean enchiladas. A lemony Dijon dressing can brighten a grain bowl made with holiday leftovers. Leftover stuffing mixed with eggs and a touch of broth or gravy are all you need to turn Thanksgiving stuffing into a savory next-day breakfast. If that kind of post-holiday meal suits you, make this Thanksgiving leftover pizza and savor the classic flavors on a slice rather than between bread.

☆ How to have a low-waste, climate friendly Thanksgiving feast
▼ + stars: | 2022-11-19 | by ( Susan Puckett | ) edition.cnn.com time to read: +10 min

Less is moreA classic Thanksgiving plate, featuring turkey, mashed potatoes, stuffing, green beans and gravy. His Thanksgiving preparations start with a trip to a local farmers market, where he can thank the growers personally for his bounty. Leftover idea: Here’s how Acheson turns leftovers into a turkey avocado sandwich as memorable as the feast. Divide and conquerMeal prep is essential to make sure your Thanksgiving dinner tastes great and minimizes waste, says Lisa Bryan. Bryan understands that executing a chaos-free Thanksgiving dinner takes practice.

☆ Jeff Bezos plans to give away most of his fortune: Why 'it’s a big deal,' from a philanthropy expert
▼ + stars: | 2022-11-16 | by ( Tom Huddleston Jr. | ) www.cnbc.com time to read: +5 min

Jeff Bezos finally said he plans to give away the "majority" of his $122 billion fortune during his lifetime. Bezos had 'resisted developing a public philanthropic identity'Why is the 58-year-old Bezos just now committing to giving away the bulk of his fortune? For years, Soskis says, Bezos "resisted developing a public philanthropic identity," a position that the researcher believes had "become increasingly untenable" amid public criticism of Bezos' massive wealth. Gates and Buffett are the founders of the Giving Pledge. The analogy could be seen as an attempt to explain why Bezos has waited to announce his philanthropic plans, and why those plans still remain somewhat vague.

☆ Paying workers unfairly will backfire. Pull back the curtain on compensation decisions instead.
▼ + stars: | 2022-11-10 | by ( Shana Lebowitz | ) www.businessinsider.com time to read: +10 min

But for many people, salary negotiations are hard to navigate. Brian Armstrong is the CEO of Coinbase, which recently announced that it was banning salary negotiations. If salary negotiations are prohibited, they said, there have to be other measures in place to ensure that every worker is paid fairly. Salary negotiations will always be challenging for some — if not most — of usRestructuring salary negotiations won't necessarily make the act of asking for more money easier right away. Still, she understands that salary negotiations can get contentious, and she emphasized that the positive dynamic between employer and employee is important to preserve.

☆ Instagram is expanding subscriptions and NFT tools. Here are 9 ways creators can make money on the platform.
▼ + stars: | 2022-11-02 | by ( Sydney Bradley | ) www.businessinsider.com time to read: +3 min

Meta's not giving up on its fight to woo creators with more ways to earn money. Instagram's NFT feature, digital collectibles , will add several new tools including ways to mint, buy, and sell NFTs on Instagram. The features announced today are part of Meta's constantly changing suite of monetization tools for creators. From "Creator Incentive Programs" that reward creators for posting to Instagram, to NFT tools, to a growing creator-brand marketplace now equipped with media kits. Here's a breakdown of the various money-making tools Instagram is testing or has rolled out for creators:

☆ Meet a married couple who live with a roommate: 'It affords us things like travel, hobbies and luxuries that most people our age wouldn't get'
▼ + stars: | 2022-10-15 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +7 min

The founders of real estate brokerage Open House Austin say there are different ways to make it work. "It affords us things like travel, hobbies and luxuries that most people our age wouldn't get if they owned a home or even paid rent. Holly Ratcliff and Stephanie Douglass, are the founders of real estate brokerage Open House Austin. The pair help homebuyers across the city "break through the barriers of traditional homeownership" by teaching them to form real estate partnerships. We have shifted our business based on the fact that real estate is changing every single day."

☆ Pairing up? Here’s how to know when it’s time to combine your finances
▼ + stars: | 2022-09-23 | by ( Andrew Osterland | ) www.cnbc.com time to read: +3 min

From the point of view of managing household finances, sharing a joint bank account can make things a lot easier. watch nowBoneparth suggests that it's better to find out about a partner's spending habits, their debt obligations and general financial standing earlier rather than later. While people can and should designate beneficiaries for investment accounts and other assets, pooling assets and accounts with a partner may not always make sense. "There may be good reasons to keep some accounts separate and to divvy assets and liabilities up in different ways." The context of merging or keeping assets separate is often considered under the guise of a prenuptial agreement before a legal marriage.

☆ 4 ways small-business owners can retain diverse talent, including mentorship programs and employee surveys
▼ + stars: | 2022-09-22 | by ( Marguerite Ward | ) www.businessinsider.com time to read: +7 min

Cox, leadership consultants, and executives from underrepresented groups reflected on their experiences and shared multiple takeaways for companies looking to retain diverse talent. "Instead of focusing on having a chief diversity officer, focus on effective leadership for all your leaders," Cox said. In day-to-day work, psychological safety means having workplaces where employees feel safe to share their ideas. Conducting anonymous employee surveys about the company culture is a good way to take a pulse on how your employees feel, Khalifa said. "One of the really frustrating things that I hear from people who are marginalized is that they're overeducated, overprepared, but underutilized as leaders," Cox said.

Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Good to Excellent Marriott Bonvoy Boundless® Credit Card A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Annual Fee $95 Regular APR 18.24% - 25.24% Variable Credit Score Good to Excellent Chase Freedom Unlimited® A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

Johnson & Johnson has said it would provide a fair amount of money to the subsidiary to pay claims. Johnson & Johnson, valued at more than $450 billion, had about $31 billion in cash and marketable securities on hand at the end of the third quarter, securities filings show. One would absorb all the talc liability; the other would carry on the business free from the threat of billion-dollar judgments. Levesque replied that the “technical aspect” of the subsidiary bankruptcy wasn’t likely to cause concern about J&J’s creditworthiness. Is that what you're saying?” asked Jeffrey Jonas, a Brown Rudnick lawyer representing a creditors committee comprising talc plaintiffs.

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Select asked Brian Stivers, a Financial Advisor and Founder of Stivers Financial Services, to help us calculate exactly how much money 25-year-olds should invest each month to become a millionaire. Here's what we found:A 25-year-old making investments that yield a 3% yearly return would have to invest $1100 per month for 40 years to reach $1 million. If they instead make investments that give a 6% yearly return, they would have to invest $530 per month for 40 years to reach $1 million. But if they choose more aggressive investments that yield a 9% yearly return, they would only need to invest $240 per month for 40 years to reach $1 million. As we can see, a higher return can allow you to invest less money each month and still achieve the same goal.

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