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Search resuls for: "Caroline Lupini"


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Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Alexander Chaikin / Shutterstock.comWriter Caroline Lupini has 25 credit cards and has been managing rewards travel seriously since 2013. She travels six to eight months of the year, largely by using credit card rewards. Not all credit card offers are created equal, and not all credit card offers are right for you or your personal credit. Read more: Why this seemingly expensive credit card is worth its annual fee — especially for anyone who travelsTravel Freely is also a good tool for credit card enthusiasts.
The best way to save for retirement depends on a few different things, says one financial planner. And if you don't have an emergency fund, you'll need to prioritize that first before focusing on your retirement savings. Retirement savings depend on compound interest to grow over time, so generally, you want to leave any funds in retirement accounts untouched until retirement age. A Roth IRA also isn't an option for everyone, since there are income limits for the people who can contribute. "Whether to invest in a Roth IRA or not will depend on your tax bracket and retirement plan at work," he said.
This doesn't mean online banking is perfect, or that every online bank is the same. But what should you look for when selecting an online bank? This is standard at traditional banks, and just as necessary for online banks. And while it might seem obvious, take a moment to make sure your online bank's url starts with HTTPS instead of HTTP. You want your online bank to be secure, convenient, and cost-efficient — and if you find a bank that checks all three boxes, you might have found the bank for you.
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