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☆ Best credit cards for bad credit in February 2023
▼ + stars: | 2022-02-11 | by ( Holly Johnson | ) edition.cnn.com time to read: +11 min

Click here to see the latest list of the best credit cards for people with bad credit scores. Best secured credit cards for bad creditIf you have poor credit, there are two different types of credit cards you can qualify for — secured credit cards and unsecured credit cards. Best unsecured credit cards for bad creditIn addition to secured credit cards, you may also be able to qualify for an unsecured credit card with bad credit. Use a new credit card to improve your credit scoreIf you use a new credit card wisely, you can improve your poor credit. Learn more and apply now for the best credit cards you can get with a bad credit score.

☆ The 9 best no annual fee credit cards of February 2023
▼ + stars: | 2022-01-11 | by ( Darren Murph | ) edition.cnn.com time to read: +37 min

CNN Underscored’s comprehensive credit card methodology compares every aspect of each no-annual-fee credit card to our “benchmark credit card” — the Citi® Double Cash Card — to determine which cards can potentially bring you maximum value in addition to lowering your balances. The best no-annual-fee credit cards of February 2023Citi Double Cash Card: Best for flat-rate cash backBlue Cash Everyday® Card from American Express: Best for groceriesChase Freedom Flex℠: Best for diningCiti Rewards+® Card: Best for small purchasesChase Freedom Unlimited®: Best for flexible rewardsBilt Mastercard®: Best for rentersU.S. Bank Visa® Platinum Card: Best for 0% interest on purchasesDiscover it® Cash Back: Best sign-up bonusCapital One® VentureOne® Rewards Credit Card: Best no-annual-fee travel cardWhy did we select these cards as our best no-annual-fee credit cards for February 2023? What we like about the Citi Rewards+: There are three features of the Citi Rewards+ that make it worthy of consideration. If you’re just getting your feet wet with credit card rewards, then a no-annual-fee credit card could be the perfect starter card. Or, if you’re finding that the perks and benefits you’re currently getting on your credit card with an annual fee aren’t paying off, then a no-annual-fee credit card might serve you well.

☆ All the best products we’ve tested in 2021 (so far)
▼ + stars: | 2021-11-03 | by ( Cnn Underscored Staff | ) edition.cnn.com time to read: +62 min

Best coffee subscription: Blue Bottle (starting at $11 per shipment; bluebottle.com)Blue BottleBlue Bottle’s coffee subscription hit all of our marks during the testing process. This mask, though, formed the best seal around the edges, blocking out more light than any other mask we tested. Not only does it keep your drinks hot or cold for many hours, it’s solidly durable and has the best lid we’ve ever tested. Best smart display: Amazon Echo Show 8 ($99.99, originally $129.99; amazon.com)AmazonThe Echo Show 8 is the best smart display we tested, with a versatile 8-inch screen in a build that really fits anywhere. Best smart thermostat: Nest Learning Thermostat ($223, originally $229; amazon.com)GoogleThe Nest Learning Thermostat studies your habits and controls the temperature in your home automatically.

☆ Discover 5% cash back categories for the second quarter of 2023
▼ + stars: | 2021-11-01 | by ( Julian Kheel | ) edition.cnn.com time to read: +4 min

The Discover it® Cash Back credit card features a rotating set of bonus categories that earn 5% cash back, up to $1,500 in purchases each quarter. The rotating categories on the Discover it Cash Back card for the second quarter of 2023 — which runs from April 1 to June 30 — are restaurants and wholesale clubs. Keep in mind that while BJ’s Wholesale Club and Sam’s Club accept Discover credit cards both in-store and online, Costco Wholesale only accepts Discover credit cards for online purchases. Since the Discover rotating bonus categories are capped at $1,500 in combined purchases each quarter, card holders can earn up to $75 in quarterly bonus cash back just by enrolling in the categories each quarter, and then making sure to use their Discover card at the right merchants. That turns the 5% cash back categories into 10% cash back categories for year one.

☆ Earn up to 75,000 points with the World of Hyatt Business Credit Card
▼ + stars: | 2021-10-06 | by ( Julian Kheel | ) edition.cnn.com time to read: +10 min

Fortunately though, there’s another way to earn points with the World of Hyatt Business Credit Card. Elite status with the new Hyatt Business credit cardFor business owners looking for Hyatt elite status, the World of Hyatt Business Credit Card comes with complimentary Discoverist status. Get access to the elite check-in line at Hyatt hotels worldwide with the World of Hyatt Business credit card. An 75,000-point sign-up bonusThe World of Hyatt Business Credit Card doesn’t carry the cost of an ultra-high-end premium credit card, but with a $199 annual fee, it’s definitely more expensive than the average travel card. Use the sign-up bonus on the World of Hyatt Business Credit Card at properties like the Park Hyatt Sydney in Australia.

Persons: you’ll, cardmembers, Hyatt, you’ve, it’s Organizations: CNN, American Express, Hyatt, Hyatt Business, Hyatt Business Credit, Hyatt Credit, Globalist, Social, Shipping Locations: Hyatt, Australia

☆ Citi Double Cash vs. Citi Custom Cash credit card
▼ + stars: | 2021-08-17 | by ( Holly Johnson | ) edition.cnn.com time to read: +13 min

Yet, the recent launch of the Citi Custom Cash℠ Card has made many cash back enthusiasts wonder if they should skip the Citi Double Cash and try something new. Citi Double Cash vs. Citi Custom Cash comparisonFirst, let’s take a look at all the key details of these two cards side by side. Get the Citi Double Cash Card — CNN Underscored’s benchmark credit card. And currently, there’s a stark difference between the Citi Double Cash and the Citi Custom Cash on this front. Both the Citi Double Cash and the Citi Custom Cash can help you save money on interest.

☆ Best credit cards for excellent credit in 2023
▼ + stars: | 2021-08-05 | by ( Holly Johnson | ) edition.cnn.com time to read: +14 min

Just keep in mind that there are many types of credit scores, and free credit monitoring services may not show you a true FICO credit score, which is the credit score that’s most widely used by lenders. Click here to see the latest list of the best credit cards for people with excellent credit scores. Watch out for these credit pitfallsJust because you can get a lot of great credit cards with excellent credit doesn't mean you should. Maintaining excellent credit with a credit cardTo maintain your excellent credit in 2023, you’ll want to keep doing exactly what you’ve done so far to get your credit score to the level it is now. Learn more about the best credit cards you can get with an excellent credit score.

☆ The Citi Custom Cash Card offers 5% cash back
▼ + stars: | 2021-06-11 | by ( Holly Johnson | ) edition.cnn.com time to read: +9 min

People who love earning cash back with their credit card will love the Citi Custom Cash℠ Card. How the Citi Custom Cash Card worksAt first glance, the Citi Custom Cash Card looks similar to other cash back cards that earn 5% back in quarterly bonus categories, such as the Chase Freedom Flex or the Discover it® Cash Back. With the Citi Custom Cash Card, card holders earn 5% cash back on up to $500 spent in their top eligible category each billing cycle (then 1% back). The Citi Custom Cash Card is a great complement to an everyday credit card such as the Citi Double Cash Card. CitiSince this is a card that has no annual fee, the Citi Custom Cash Card can work for almost anyone.

☆ Best credit cards for good credit in 2023
▼ + stars: | 2021-05-20 | by ( Holly Johnson | ) edition.cnn.com time to read: +13 min

Click here to see the latest list of the best credit cards for people with good credit scores. For example, many credit cards offer a free credit score, but you can also sign up for credit monitoring services that keep track of your credit score on your behalf. If you already have a lot of credit card debt, then a new credit card may be the last thing you need. Pitfalls to watch out forThe best credit cards for good credit can be useful, lucrative and worth pursuing. Learn more about the best credit cards you can get with a good credit score.

☆ Amex Blue Cash Preferred vs. Blue Cash Everyday
▼ + stars: | 2021-05-19 | by ( Jennifer Yellin | ) edition.cnn.com time to read: +14 min

But with two different versions of the card — the Blue Cash Preferred® Card from American Express and the Blue Cash Everyday® Card from American Express — which one is right for you? But right now, you may be better off going for the Blue Cash Preferred over the Blue Cash Everyday, due to the easier to earn bonus offer. Amex Blue Cash card benefitsAlthough both Blue Cash cards offer some great cash back opportunities, the list of perks on them is relatively short. Outside of the bonus categories, the Blue Cash Everyday and Blue Cash Preferred cards earn only 1% cash back. Should you get the Blue Cash Preferred or Blue Cash Everyday?

Persons: you’ll, You’ll, it’s, you’re Organizations: CNN, American Express, American, Disney, ESPN, Citi, Chase Locations: U.S, drugstores

☆ Capital One Savor credit cards permanently increase cash back on groceries, streaming services
▼ + stars: | 2021-05-18 | by ( Julian Kheel | ) edition.cnn.com time to read: +5 min

CNN —During the coronavirus pandemic, Capital One added a limited-time bonus category on popular streaming services to its Savor credit cards. Starting Tuesday, May 18, the Capital One® Savor® Cash Rewards Credit Card earns 4% cash back on eligible music and video streaming services on an ongoing basis, while the Capital One® SavorOne® Cash Rewards Credit Card now earns 3% cash back on those same streaming services. Popular streaming services that officially earn bonus cash back on the Savor cards include Netflix, Hulu and Disney+, but other streaming services that have been reported to earn bonus cash back as well include Spotify, Sling, Kindle Unlimited, Paramount+ and HBO Max, among others. Previously, the issuer added redemption options for streaming services and food delivery to its Capital One® Venture® Rewards Credit Card and Capital One® VentureOne® Rewards Credit Card, but that enhancement is currently scheduled to end on June 30. Find out which cards CNN Underscored chose as our best credit cards currently available.

☆ Best credit cards with 100,000 bonus points
▼ + stars: | 2021-05-10 | by ( Jennifer Yellin | ) edition.cnn.com time to read: +19 min

So take a look at our list of the best credit cards with 100,000 bonus points or more and see which one is right for you. The best credit cards with 100,000 bonus points or moreHilton Honors American Express Surpass® Card: Best for Hilton hotelsIHG® Rewards Premier Credit Card: Best for IHG hotelsMarriott Bonvoy Boundless® Credit Card: Best for Marriott hotelsBritish Airways Visa Signature® Card: Best for short domestic flightsThe Business Platinum Card® from American Express: Best elite perks for businessesInk Business Preferred® Credit Card: Best travel card for businessesLet’s dive into the details of each of these cards and see how they compare and how much each bonus offer is actually worth. Based on the point valuations of frequent flyer website The Points Guy, those 130,000 bonus points are worth as much as $780 in travel. Additionally, there are two other IHG credit cards in the chain’s suite that are also offering more than 100,000 bonus points. With the Marriott Bonvoy Boundless Credit Card you can earn 100,000 bonus points after spending $3,000 on purchases in the first three months after you open the account.

☆ Hilton Honors Surpass Amex credit card review
▼ + stars: | 2021-03-16 | by ( Holly Johnson | ) edition.cnn.com time to read: +14 min

Digging into the Hilton Amex Surpass cardIf you want a Hilton credit card with elite benefits but don’t want to pay hundreds of dollars in annual fees, the Hilton Honors American Express Surpass Card is a thoughtful middle-ground alternative. Finally, the Hilton Amex Surpass Card gives you a path to Hilton Diamond status, which is the highest tier of elite status the program offers. Advantages of the Hilton Amex Surpass cardThe Hilton Amex Surpass card comes with Gold elite status and some generous earning rates. Stacking up the Hilton Amex Surpass against our benchmarkCNN Underscored uses the Citi® Double Cash Card as our “benchmark” credit card. Meanwhile, the Hilton Honors American Express Aspire Card is the luxury travel credit card offered by Hilton.

There are now 15 total Centurion Lounges lounges around the world, with a few new additions on the horizon. Amex Centurion Lounge locationsAmerican Express Centurion Lounges can cover you in some of the largest international airports in the world, though the Centurion Lounge footprint itself is mostly focused in the United States. These are the full-fledged current Centurion Lounges and announced future locations, not including the international Amex lounges that are in the process of being rebranded as Centurion Lounges. Hong Kong (HKG)The Amex Centurion Lounge in Hong Kong has a "lounge within a lounge" for Centurion card members. It’s also currently the only Centurion Lounge to feature a “lounge within a lounge” exclusively for Amex Centurion card members.

Persons: you’ll, cardmembers, Charlotte Douglas, American’s, Charlotte Centurion, James Beard, Dean, Lachlan Mackinnon, Patterson, It’s, It's, Kim Canteenwalla, Emily McNutt, Assaf Granit, Amex, Julian Kheel, Tom Bradley, Anthony Giglio, L.A, Jim Meehan, New York John F, Kennedy, Natasha Hatendi, it’s, You’ll, McNally Jackson, there’s, There’s, DC’s Organizations: CNN, American Express, American, New, London Heathrow, Centurion, Delta SkyMiles ®, Delta SkyMiles, Express, Delta, Delta Reserve, DC, Charlotte, Charlotte Douglas International, American Airlines, Admirals Clubs, Dallas, Fort Worth, Denver Centurion, Visitors, Hong Kong, Cathay, Amex, Houston . American, Houston, McCarran International Airport, London Heathrow’s, Michelin, LAX, New York, JFK, TSA, JFK . New York, LaGuardia, McNally Jackson Books, LaGuardia ., Philadelphia, SFO, Seattle, Seattle Centurion, DC’s Reagan National, Newark Liberty International Airport, Delta SkyMiles Reserve American Express, Delta SkyMiles Reserve Business Locations: Las Vegas, JFK, Denver, Hong Kong, New York’s LaGuardia, United States, Charlotte, CLT, Dallas, DFW, Houston, Las, Los Angeles, Miami, York, New York, Philadelphia, San Francisco, Seattle, Washington, Atlanta, Newark, Fort Worth, Rocky, Vegas, London, Exhale, South America, New, JFK . New, LaGuardia, New York City, LaGuardia . Philadelphia, Phoenix, PHX, Umbria, Manhattan

☆ IHG Premier vs Traveler: Which IHG credit card is best?
▼ + stars: | 2021-01-26 | by ( Jennifer Yellin | ) edition.cnn.com time to read: +13 min

The IHG Premier has one of the best returns you’ll find on any credit card for stays at IHG hotels, including Holiday Inns, and the IHG Traveler isn’t far behind. IHG credit card sign-up bonusesThe current sign-up bonus for the IHG Premier is 140,000 bonus points after spending $3,000 on the card within the first three months. IHG credit card benefitsBoth IHG credit cards come with the opportunity to earn IHG elite status, but the IHG Premier card has the upper hand by offering card holders complimentary Platinum status. Should you get the IHG Premier or IHG Traveler credit card? Thanks to all its benefits, we recommend the IHG Premier card over the IHG Traveler card.

☆ Delta Status Boost on American Express cards
▼ + stars: | 2020-12-10 | by ( Julian Kheel | ) edition.cnn.com time to read: +5 min

Looking to earn elite status with Delta Air Lines but don’t fly enough to do it the traditional way? Fortunately, earning elite status in 2023 can be incredibly easy with help from some of the airline’s American Express-issued credit cards. Delta Platinum Amex card members can earn MQMs with the Status Boost feature. Earning Delta elite status also normally requires spending money on flights with Delta and its partners in addition to earning MQMs. The Delta Platinum Amex and Delta Reserve Amex aren’t inexpensive credit cards.

Persons: it’ll, Read Organizations: CNN, American Express, Delta Air, Delta, Card, ®, Delta SkyMiles, Delta Reserve, Medallion, Express, Delta Business Reserve, Read CNN

☆ What's a good credit score? Myths about credit
▼ + stars: | 2020-08-27 | by ( Julian Kheel | ) edition.cnn.com time to read: +5 min

But what exactly does your credit score mean, and what’s a good credit score versus a bad one? Before we get into good credit scores versus bad scores, it’s important to understand what a credit score actually is. Credit scores typically range from 300 to 850, but not always, and that brings up an important point — not all credit scores are the same. So when determining whether your credit score is good or bad, it’s important to know which credit scoring model your score comes from. So, if you’re considering opening a new credit card or refinancing your mortgage, take a moment to check your credit score and get an idea if you have good credit or bad credit.

☆ Why you shouldn't cancel your unused credit cards
▼ + stars: | 2020-07-16 | by ( Ariana Arghandewal | ) edition.cnn.com time to read: +10 min

Closing a credit card might hurt your credit scoreClosing a credit card could hurt your credit score. For example, let’s say you have three credit cards with a total credit limit of $20,000 and a balance of $5,000. If you were to cancel one of those credit cards with a $5,000 limit, your available credit would drop to $15,000. Having a mix of credit types, such as credit cards, car loans and mortgages, shows lenders that you can handle different types of credit responsibly. Closing a credit card can hurt your credit utilization ratio, credit history and credit mix, all of which can impact your credit score.

☆ Does closing a credit card hurt your credit score?
▼ + stars: | 2020-07-14 | by ( Julian Kheel | ) edition.cnn.com time to read: +5 min

Technically, the action of closing a credit card account doesn’t have a direct bearing on your credit score, meaning most scoring models don’t subtract points just because you canceled a card. As we explained in our story about how opening a credit card affects your score, a significant portion of your credit score is based on your debt-to-credit ratio, also known as your credit utilization rate. How does canceling a credit card affect your credit score? And since credit utilization can count for almost one-third of your credit score, your score is likely to drop by closing a card in that scenario. Your entire history with a credit card stays on your credit report for up to seven years, even after you’ve canceled the card.

☆ American Express Blue Business Plus credit card review
▼ + stars: | 2020-02-25 | by ( Darren Murph | ) edition.cnn.com time to read: +14 min

Digging into the Amex Blue Business PlusWhile every business is different, it’s fairly safe to assume that every small business owner is busy. Disadvantages of the Amex Blue Business PlusThe Blue Business Plus is aimed at owners of small and medium-sized businesses. KEY DETAILS Citi Double Cash Card American Express Blue Business Plus Card type Mastercard American Express Sign-up bonus None. Other credit cards similar to the Amex Blue Business PlusThe Blue Business Plus is, in many ways, in a league of its own within the no-annual-fee camp. Learn more about the Blue Business Plus Credit Card from American Express.

Persons: you’re, you’ll, it’s, CNN Underscored’s, —, Guy, Chase —, You’ll, Amex Organizations: CNN, American Express, Blue, American, Etihad Airways, American Airlines, Etihad, Singapore Airlines, Business, Blue Business, Citi, Cash, Mastercard, Citi Premier ℠, Citi Prestige ®, Chase, Capital, Social, brag Locations: Hawaii, United

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