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Southwest Performance Business Credit Card ReviewChase offers five co-branded Southwest credit cards with varying annual fees and benefits. Southwest Performance Business Credit Card RewardsThe Southwest® Rapid Rewards® Performance Business Credit Card offers many key benefits and features. Southwest Performance Business Card Fees and Other CostsThe Southwest® Rapid Rewards® Performance Business Credit Card charges a $199 annual fee. Southwest® Rapid Rewards® Premier Business Credit Card vs. Southwest® Rapid Rewards® Performance Business Credit CardThe Southwest® Rapid Rewards® Premier Business Credit Card is the only other small business credit card in Southwest's current portfolio. Southwest Performance Business Card Frequently Asked QuestionsWhat are the main benefits of the Southwest Performance Business Credit Card?

Persons: Chase, Cardholders, they'll, you'll Organizations: Business, Rewards, Card, eBay, Southwest ®, Rapid, FDIC, Southwest, EarlyBird, TSA, NEXUS, Emergency, Chase Small Business, Chase, Sapphire, Southwest Airlines Locations: rideshare, Southwest, Hawaii, Caribbean, Mexico, Central America

Ink Business Preferred® Credit Card FeesThe Ink Business Preferred® Credit Card has a $95 annual fee, but if you can take advantage of the bonus categories and benefits, it's well worth it. Ink Business Preferred® Credit CardThe Ink Business Cash® Credit Card is a sibling card of the Ink Business Preferred® Credit Card with very similar benefits. Ink Business Preferred® Credit CardThe Ink Business Unlimited® Credit Card is also an extremely popular credit card for small business owners, especially those who value the simplicity of relying on a single card for all business expenses. Read more about this small business credit card in our Chase Ink Business Unlimited credit card review. Chase Ink Business Preferred Frequently Asked QuestionsIs the Chase Ink Business Preferred hard to get approved for?

Persons: You'll, Chase, Cash, you've, you'll, aren't, It's Organizations: Chase Travel, Chase, FDIC, Shipping, Ink, Apple, Insurance, Emergency, U.S, The, Business, Chase Sapphire, Chase Sapphire Reserve Locations: Chase TravelSM, U.S

Ink Business Premier® Credit Card OverviewThe Ink Business Premier® Credit Card significantly differs from its three popular Chase business card "cousins," the Ink Business Preferred® Credit Card, Ink Business Cash® Credit Card, and Ink Business Unlimited® Credit Card. Ink Business Premier® Credit Card RewardsWelcome BonusThe Ink Business Premier® Credit Card offers a welcome bonus of $1,000 cash back after making $10,000 in purchases in the first three months of account opening. Ink Business Premier® Credit Card Annual Fee and Other CostsThe Ink Business Premier® Credit Card comes with a $195 annual fee, but there are no foreign transaction fees, so it's a good card to use for international purchases. Ink Business Premier® Credit CardOut of the Chase Ink business credit card family, the Ink Business Preferred® Credit Card is the best for most business owners. Ink Business Premier® Credit Card Frequently Asked QuestionsIs the Chase Ink Business Premier card worth it?

Persons: can’t, we'll, Cardholders, Chase, cardholders, it's Organizations: Business, Ink, Credit, Chase, Ink Business, Chase Travel, Sapphire, Flex, Emergency, American Express, Cash, Chase Ink Business, Chevron

Overview of the Ink Business Unlimited® Credit CardYou can get a ton of value from the Ink Business Unlimited. Chase Ink Business Unlimited® Credit Card OverviewThe Ink Business Unlimited® Credit Card offers helpful benefits you don't always find on no-annual-fee cards, including primary car rental insurance when you rent for business purposes, extended warranty, and purchase protection. Before you decide on the Ink Business Unlimited® Credit Card, you may also want to consider the card's sibling — the Ink Business Cash® Credit Card. And, as with most cards, you'll pay fees for things like:Balance transfersCash advancesLate paymentsReturned paymentsCompare the Chase Ink Business Unlimited® Credit CardInk Business Unlimited® Credit Card vs. Other Chase Business CardsThere are multiple Ink business credit cards in the Chase family. Ink Business Unlimited® Credit CardThe Ink Business Cash® Credit Card is the cash-back counterpart of the Ink Business Unlimited® Credit Card, also with a $0 annual fee.

Persons: There's, It's, you'll, You'll, it's, Chase, Read Organizations: Business Insider, U.S . Bank Business, Cash, Mastercard, Ink, FDIC, Chase, Apple, Sapphire, United Airlines, Air Canada, Hyatt, Business, Chase Ink, EV, U.S, Bank Rewards, American Express, Express, Amex, Credit Card Locations: United, Southwest, Marriott, U.S, Chevron

Introduction tothe Navy Federal Credit Union GO REWARDS® Credit CardThe Navy Federal Credit Union GO REWARDS® Credit Card has no annual fee and earns a decent rewards rate on gas purchases and dining out. Navy Federal Credit Union GO REWARDS® Credit Card RewardsWelcome BonusThe Navy Federal Credit Union GO REWARDS® Credit Card does not offer a welcome bonus. Navy Federal Credit Union GO REWARDS® Credit Card Benefits and FeaturesWhile the Navy Federal Credit Union GO REWARDS® Credit Card doesn't offer many robust perks and benefits, some notable features merit a mention. Navy Federal Credit Union CardsThe Navy Federal Credit Union GO REWARDS® Credit Card, Navy Federal Credit Union cashRewards Credit Card and Navy Federal More Rewards American Express® Card are all no-annual-fee cards, but the welcome bonus and reward structure on each card varies. Navy Federal Credit Union GO REWARDS® Credit Card Frequently Asked QuestionsHow do I earn points with the Navy Federal Credit Union GO REWARDS® Credit Card?

Persons: cardholders, pesky, you'll Organizations: Business Insider, Citi, Navy Federal Credit Union, Navy, Credit, National Guard, Department of Defense, DOD, Federal Credit Union, Visa, Mastercard, The Navy Federal Credit Union, GO, Navy Federal, Card, Walmart, Federal, American, Chase Locations: United States, Chevron

☆ I love using my Chase United Explorer card with a low annual fee. I get tons of travel perks, plus credits for DoorDash and more.
▼ + stars: | 2024-07-17 | by ( Emily Hart | ) www.businessinsider.com time to read: +7 min

I love using my Chase United℠ Explorer Card, which comes with a $0 intro for the first year, then $95 annual fee. Here are some of the perks I get from using my United℠ Explorer Card. The card comes with lots of added travel protectionsFor a card with a low annual fee, the United℠ Explorer Card packs a punch with travel insurance protections. When booking my travel with the United℠ Explorer Card, these perks allow me to travel with much more peace of mind. Emily HartAnother benefit I really love is that United℠ Explorer Card cardholders receive 25% back on in-flight purchases on United flights.

Persons: —, I've, David Tran, it's, Emily Hart Organizations: Chase United, Service, United, Business, TSA PreCheck, TSA, United Club Locations: Canada

☆ By Burning Down Buildings, Insurers Want to Change How They’re Built
▼ + stars: | 2024-07-15 | by ( Emily Flitter | ) www.nytimes.com time to read: +1 min

The insurance industry is setting homes on fire — just to make a point. The fires are controlled, kindled in a research lab or staged at training facilities used by fire departments. Across the United States, insurers lost $33 billion in 2023 on personal home and auto insurance, according to AM Best, a ratings agency for the industry. In California, where fires have consumed more than roughly 220,000 acres of land in just this year, major insurers like State Farm, Allstate and Farmers have all pulled back. Earlier this month, State Farm asked California’s insurance regulator to approve a 30 percent rate increase for the owner-occupied home insurance it still provides in the state.

Organizations: Farm, Allstate, Farmers Locations: Lahaina, Maui, United States, California

☆ Buying into Charlie Scharf's 5-year turnaround plan for Wells Fargo just got a bit cheaper
▼ + stars: | 2024-07-14 | by ( Morgan Chittum | ) www.cnbc.com time to read: +11 min

In Friday's earnings commentary , the Club upgraded Wells Fargo back to our buy-equivalent 1 rating — viewing Friday's drop as an opportunity to add shares. Taken together, it shows just how far the CEO has gone to rehabilitate Wells Fargo. That same year, Wells Fargo admitted to improperly charging home lending customers for mortgage-rate-lock extensions as well. WFC YTD mountain Wells Fargo (WFC) year-to-date performance The Federal Reserve ordered Wells Fargo to freeze its balance sheet in 2018, keeping its assets below $1.95 trillion until senior management cleaned up its act. Wells Fargo parted with most of its senior management from its pre-2019 era and remade its board of directors.

Persons: Charlie Scharf, Wells, Scharf, That's, Jeff Marks, Wells Fargo, Ebrahim Poonawala, Charlie, " Scharf, we're, JPMorgan Chase, Morgan Stanley, There's, Wells Fargo's, Poonawala, he's, Doug Braunstein, Raymond James, David Long, Marks, He's, Jim Cramer's, Jim Cramer, Jim, Patrick T, Fallon Organizations: Wells Fargo, Club, Investors, KBW Nasdaq, Wells, CNBC, Federal Reserve, Currency, Bank of America, Consumer Financial Protection, JPMorgan, Wall, JPMorgan Chase, Fed, Milken Institute Global Conference, Afp, Getty Locations: Wells, Wells Fargo, U.S, delinquencies, Beverly Hills , California

☆ Meet the retirees driving for Uber and Lyft because Social Security isn't enough
▼ + stars: | 2024-07-10 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +9 min

AdvertisementSome recently started driving for Uber and Lyft to earn extra income and have something to do. AdvertisementHaving something to do in retirementSome drivers like Glenn Mueller, 75, said Uber driving gives him something to do in his retirement. Others like Bob Milosavljević, 72, rely on driving income to supplement his Social Security income. Now, Petrie, who lives in Anderson, South Carolina, said he gets $1,780 in Social Security, which isn't enough to cover all his expenses. He retired 11 years ago in Southwest Florida and started driving for Uber and Lyft in 2017 to supplement his Social Security.

Persons: George Conner, Uber, they're, they'll, Lyft, Glenn Mueller, Mueller, Bob Milosavljević, Milosavljević, hasn't, That's, David Petrie, Petrie, Steve Wilkie, —, Wilkie, Marilyn Cassidy, she's, Cassidy, Susan Harward, Harward Organizations: Service, Social Security, Business, BI, Security, Fort Myers Locations: Florida, Naples , Florida, Boston, Anderson , South Carolina, Southwest Florida, Miami, Fort, Myrtle Beach , South Carolina, Salt Lake City

Driving uninsured has various consequences, including fines, license suspension, and even jail time. If you drive without car insurance, your insurance rates could increase when you purchase or renew it. It can be tempting to skip the extra cost that car insurance adds to the price of owning a car. License suspension:Many states suspend your license or registration (or both) for months if you're caught driving uninsured. If you live in an area with high rates of uninsured drivers, this could cause issues for you.

Persons: It's, Alani Asis Alani Asis, Forbes, She’s, Read Organizations: UM, Department of Transportation, Department of Insurance, Department of Motor Vehicles, Insurance, The Insurance Research, U.S, Business, AARP, CNN, Fortune, U.S . News, Finance, University of Hawaii Locations: U.S, New Hampshire, Virginia, New York, Connecticut, California, Georgia, Manoa

☆ Fifth Third bank hit must pay penalties for repossessing cars and forcing auto insurance on customers
▼ + stars: | 2024-07-09 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +2 min

The CFPB said it was imposing penalties on the bank for illegally charging customers for unnecessary auto insurance policies. “Fifth Third Bank demanded borrowers pay for coverage they did not need or else face delinquency, additional fees and repossessions,” the agency said in a statement. For its illegal auto insurance activities, the bank must pay $5 million in redress to affected customers, the CFPB said. In 2015, the bank was ordered to pay $18 million to harmed Black and Hispanic borrowers in what CFPB charged was discriminatory auto loan pricing. And it was ordered to pay $3 million to harmed consumers and a $500,000 penalty for illegal credit card practices.

Persons: ”, Rohit Chopra, CFPB, incentivize, ” CFPB, Susan Zaunbrecher Organizations: New, New York CNN — Fifth Third Bank, Consumer Financial, Bureau, Third Bank, Bank, Fifth Locations: New York, Cincinnati , Ohio, Midwest

☆ State Farm again is seeking huge increases in home insurance rates in California
▼ + stars: | 2024-07-02 | by ( Jordan Valinsky | Ramishah Maruf | ) edition.cnn.com time to read: +3 min

New York CNN —State Farm is seeking increases of as much as 52% for some of its residential insurance rates in California, which could ramp up the financial burden for many homeowners and renters in the state’s troubled insurance market. It’s the third major change for State Farm in California within the last year. “State Farm General’s latest rate filings raise serious questions about its financial condition,” California Insurance Commissioner Ricardo Lara said in a statement. A few months following State Farm’s decision to stop offering new home insurance, Farmers Insurance also started limiting new homeowners insurance policies in California, citing high costs and wildfire risks. Farmers is the second-largest provider of homeowners insurance in the state, after State Farm.

Persons: Ricardo Lara, ” Lara, “, Farmer’s, – CNN’s Cheri Mossburg Organizations: New, New York CNN, State Farm, Farm, California Department of Insurance, Farmers Insurance, Farmers Locations: New York, California, ”, Florida

☆ A retired boomer moved from Florida to Panama to start life anew after her husband and son died. Everything is cheaper, she said, and life has been much calmer.
▼ + stars: | 2024-07-01 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +8 min

In 2006, her son died in a construction accident, six months after her husband had a major stroke. They settled in Tarpon Springs, Florida, and Sussman got a job in the catering department for several hotels. AdvertisementHer husband decided he wanted to live his last years on the property where they would have their dream home, and they put a manufactured home on the property. "I didn't know who I was in this new role. I didn't know where to go from there."

Persons: Janet Sussman, Sussman, Panama Sussman, " Sussman, she's Organizations: Service, Business, pats, United, Panama City Locations: New York, Panama, Philadelphia, Tarpon Springs , Florida, Florida, Airbnbs, Panama City, United States, Clearwater , Florida, Panama —

☆ Fundstrat's Tom Lee keeps making bold stock calls — and nailing them
▼ + stars: | 2024-06-22 | by ( Alex Harring | ) www.cnbc.com time to read: +5 min

For example, a call that the S & P 500 would rise 100 points on a positive consumer price index print came true last year. That's true so far, with the S & P 500 jumping 4.8% in May after finishing April down 4.2%. As equities struggled, (the S & P 500 fell almost 20% in 2022), Lee felt like the risk of inflation was being mispriced. Because of that, he foresaw a rebound in 2023, a year that sent the S & P 500 more than 24% higher. "There was a pretty widely-held view that the Fed had to crash the economy in order to contain inflation," Lee said.

Persons: Fundstrat's Tom Lee, Lee, it's, that's, Lee doesn't, Russell, hiccups, Salomon Smith Barney Organizations: Fundstrat, CNBC Pro, Wharton School, selloff, Apple, Netflix, Nasdaq, JPMorgan

☆ How the economy will change under Trump vs Biden
▼ + stars: | 2024-06-12 | by ( Brent D. Griffiths | ) www.businessinsider.com time to read: +6 min

And yes, a former president, Donald Trump, has been found guilty on felony charges. The US economy is expected to grow at double the rate of its G7 peers, according to the International Monetary Fund. Trump loved touting new Wall Street records; under Biden, the Dow hit over 40,000 for the first time. The president proposed hiking the corporate tax rate to 28%; billion-dollar companies would also face a higher corporate minimum tax. Some of the stock market and unemployment records that were set under Trump pre-COVID-19 have been surpassed by Biden.

Persons: Roe, Donald Trump, James Carville's, Biden, Joe Biden, Trump, qtN5DBOjAS — Heather Long, Jerome Powell, Powell Organizations: Service, ABC, Business, International Monetary Fund, Dow, Department of Agriculture, Auto, Federal Reserve, Union, Trump, Wall Street, NPR Locations: Russia's, Ukraine

☆ The Fed confirms that Americans will have to wait longer for interest rate cuts
▼ + stars: | 2024-06-12 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +3 min

The nation's central bank is once again leaving interest rates unchanged as it works to lower inflation. On Wednesday, the Federal Open Market Committee announced that it's holding its key interest rate benchmark steady in a range of 5.25% to 5.5%, continuing the pause that first began in September last year. The Summary of Economic Projections, released alongside the FOMC's interest rate decision, penciled in just one rate cut for 2024. "This housing-related inflation is directly driven by high interest rates: reducing rates will reduce the costs of renting, buying, and building housing, lowering Americans' single highest monthly expense," they wrote. "Lowering interest rates will likely also decrease the cost of auto insurance as well, which has risen due to factors completely unrelated to the cost of lending."

Persons: it's, Jerome Powell, We've, Powell, Elizabeth Warren, John Hickenlooper, Jacky Rosen, Brendan Boyle, Sen, Sheldon Whitehouse Organizations: Service, Federal, Market Committee, Business, Fed, European Central Bank Locations: Sens

☆ Is Your Driving Being Secretly Scored?
▼ + stars: | 2024-06-09 | by ( Kashmir Hill | ) www.nytimes.com time to read: +1 min

You know you have a credit score. The score reflects the safety of your driving habits — how often you slam on the brakes, speed, look at your phone or drive late at night. While you can see your credit score, you will have a harder time finding out what your driving score is. But auto insurance companies can get it — and that could affect the rate you pay. Experts say most people have no idea the insurance industry can track them this way.

☆ Auto insurers may be spying on your driving through your phone's apps
▼ + stars: | 2024-06-09 | by ( Katie Balevic | ) www.businessinsider.com time to read: +1 min

Auto insurers have asked hesitant customers to allow them to track their driving. The companies have found a way around that resistance by relying on driving data from other apps. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementAuto insurers have spent years appealing to customers to allow them to track their driving. While many surveillance-wary customers have declined, insurers found a loophole: Monitor driving using quiet deals with other apps.

Persons: — Organizations: Auto, Service, Business

☆ The S&P 500 will rise 4% to a record 5,500 by the end of this month, Fundstrat's Tom Lee says
▼ + stars: | 2024-06-04 | by ( Pia Singh | ) www.cnbc.com time to read: +2 min

Lee called for the broad market index to reach 5,500 by the end of June. The S & P 500 finished Monday's trading session at 5,283.40 and is up about 3% over the past month. The broad market index fell more than 4% in April before surging nearly 5% in May to record highs above 5,300. I don't think one cut or three cuts makes [it] that much different for stocks," Lee said. "It all depends on inflation, really the edge coming off enough for the Fed to say we're comfortable cutting this year," he added.

Persons: Tom Lee, Lee, Lee's Organizations: Fundstrat Global, Federal Reserve

☆ Auto insurance rates are jumping the most since the 1970s, but there could be relief soon
▼ + stars: | 2024-05-23 | by ( Jeff Cox | ) www.cnbc.com time to read: +1 min

Rows of new Tesla cars are seen in a holding area near a customer collection point on April 15, 2024 in London, England. Soaring auto insurance costs have been a principle driver behind inflation over the past year, but there could be relief on the way, according to Bank of America. "The turbocharged increases in motor vehicle insurance premiums are a response to underwriting losses in the industry. Insurers saw losses," BofA economist Stephen Juneau said in a note. Also, repair and maintenance services costs were flat in April though still up 7.6% from a year ago.

Persons: Stephen Juneau Organizations: Soaring, Bank of America, Federal Reserve, of Labor Statistics Locations: London, England, Juneau

☆ Stock futures are little changed as Wall Street readies for key inflation report: Live updates
▼ + stars: | 2024-05-14 | by ( Samantha Subin | ) www.cnbc.com time to read: +2 min

Stock futures were little changed as Wall Street braced for April's consumer price index. Futures tied to the Dow Jones Industrial Average added 17 points, while S&P 500 futures and Nasdaq 100 futures hovered near the flatline. The Dow Jones Industrial Average gained 0.32%. Economists polled by Dow Jones expect the consumer price index to show a 0.4% monthly gain, or a 0.3% increase excluding food and energy. Tuesday's producer price index for April contributed to that narrative, showing a 0.5% gain in wholesale prices, above the 0.3% estimate from Dow Jones.

Persons: Nextracker, Dow Jones, Tom Lee Organizations: New York Stock Exchange, Stock, Dow Jones, Nasdaq, Dow Jones Industrial, Investors, Federal, Dow, Fundstrat Global, Cisco Systems Locations: New York City

☆ Stock market today: Dow hits 8-day winning streak ahead of key inflation report
▼ + stars: | 2024-05-10 | by ( Matthew Fox | ) www.businessinsider.com time to read: +2 min

The strong gains in May come ahead of a key CPI report, set to be released on Wednesday. AdvertisementUS stocks traded higher on Friday, securing an eight-day winning streak for the Dow Jones Industrial Average. Fed Governor Michelle Bowman said she doesn't expect any interest rate cuts this year, while Fed President Lorie Logan said its still too early to be thinking about interest rate cuts based on the latest inflation data. The report will offer insights into when the Fed might move forward with interest rate cuts. Fundstrat's Tom Lee expects a lower-than-expected inflation report, which should send dovish signals to the Fed and push stocks higher for the rest of May.

Persons: —, Michelle Bowman, Lorie Logan, Fundstrat's Tom Lee, Lee Organizations: Dow, Fed, Service, Dow Jones, Federal Locations: Here's

☆ Stock market today: Dow aims for 8-day win streak with next week's CPI report in focus
▼ + stars: | 2024-05-10 | by ( Matthew Fox | ) www.businessinsider.com time to read: +2 min

US stocks jumped on Friday as the Dow Jones Industrial Average vied for an 8-day win streak. The upcoming April CPI report next week is the big data point that could move markets. AdvertisementUS stocks edged higher on Friday, setting the Dow Jones Industrial Average up for a potential eight-day win streak. Next week, investors will be laser-focused on the Wednesday release of April's inflation report, with economists expecting a 0.3% rise in the consumer price index. Fundstrat's Tom Lee said a light CPI report next week could set the stock market up for more gains in May.

Persons: —, Jerome Powell, Michelle Bowman, Lorie Logan, Austan Goolsbee, Neel Kashkari, Michael Barr, Tom Lee, Lee Organizations: Dow Jones, Federal Reserve, Service, Federal Locations: Fundstrat, Here's

☆ Why you should buy stocks ahead of next week's inflation report
▼ + stars: | 2024-05-10 | by ( Matthew Fox | ) www.businessinsider.com time to read: +2 min

Investors should buy stocks ahead of next week's release of the April CPI report, according to Fundstrat's Tom Lee. An in-line CPI report or better would increase the chances of three interest rate cuts this year, Lee said. AdvertisementInvestors should buy stocks ahead of next week's release of the April CPI report, according to Fundstrat's Tom Lee. Sweden's Riskbank cut interest rates for the first time since 2016 on Wednesday, and the Bank of England signaled that interest rate cuts are imminent. And next week, we expect incoming data to show overall softening of the key components of inflation," Lee said.

Persons: Tom Lee, Lee, — Organizations: Service, Federal Reserve, Bank of England

☆ Tom Lee says the bar is lower for the Fed to cut and so stocks are set to do ‘quite well’
▼ + stars: | 2024-05-02 | by ( Lisa Kailai Han | ) www.cnbc.com time to read: +2 min

Cracks might finally be forming in the Federal Reserve's firm hawkish stance, according to Fundstrat Global Advisors' Tom Lee. As investors expected, the Fed kept interest rates unchanged after central bank policymakers had their meeting. "That's not really an inflationary signal, so I think the bar is actually being lowered now for the Fed to cut and I think that's something many people picked up." All in all, Lee thinks there's a "good probability" that interest rates are currently at their peak. If inflation does indeed improve in the next few months and interest rates fall, he has optimistic prospects for stocks.

Persons: Tom Lee, Lee, That's, Jerome Powell, We're, Powell, there's Organizations: Fundstrat Global, Starbucks, Fed, Investors

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