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☆ This 24-year-old wants to freeze dead pets with the hope that science can one day bring them back to life – and he's got backing from Peter Thiel to get started
▼ + stars: | 2023-04-17 | by ( Melia Russell | ) www.businessinsider.com time to read: +7 min

Kai Micah Mills is a rare cryonics entrepreneur in the latest batch of Thiel Fellows. His startup Cryopets aims to establish a chain of animal hospitals set up to freeze pets upon death. When he was 14, Kai Micah Mills brought home a long-haired tabby cat and named it Cat. Someday, he hopes to expand to human preservation, as the science matures and pet owners warm to the idea. Mills hasn't figured out a pricing structure yet, but says pet owners will make a payment that covers their pet's storage for as long as necessary.

The Silicon Valley Bank (SVB) logo is seen through a rain-covered window. LONDON — HSBC on Monday announced a deal to buy the U.K. subsidiary of the U.S. tech startup lender Silicon Valley Bank, which collapsed on Friday. HSBC confirmed that its U.K. ring-fenced subsidiary, HSBC UK Bank, had agreed to acquire SVB U.K. for £1 ($1.21). The sale, facilitated by the Bank of England in consultation with the U.K. Treasury, will protect the deposits of SVB U.K. clients, the Treasury said in a statement. "The U.K.'s tech sector is genuinely world-leading and of huge importance to the British economy, supporting hundreds of thousands of jobs," he added.

Andy Tenke, CNBCCompanies across the U.S. are dealing with both a shortage of workers and a shortage of child care. The personal lending company has workers in 44 states in corporate offices, operations centers and branches. Tara McCurrie, CNBCThe company worked to address the different needs of its workforce by adding new flexibility and care benefits. Branch employees were in the office, facing customers, throughout the pandemic, while many central operations and corporate office workers had hybrid options. "We want to meet our employees where they are; we want to give them the access to the care that they need," McHale said.

☆ I spent 5 years interviewing 233 millionaires—here's the No. 1 career move that made them rich
▼ + stars: | 2023-02-22 | by ( Tom Corley | ) www.cnbc.com time to read: +3 min

I spent five years studying the habits of 233 millionaires to learn about their habits and the way they think. Some left to start their own businesses, while others found lateral roles that offered more growth opportunities and a higher salary. The millionaires in my study often felt like they were always doing "zombie work" — boring, repetitive tasks that didn't showcase their strengths and talents. After months of job interviewing, he landed an offer at a competitor firm, where he rose up the ladder and became a partner. She took another job at a New Jersey-based company in the pharmaceutical industry, and it paid off.

Today, there are 54 Hispanic American banks and credit unions that are FDIC or NCUA insured around the US. We selected Hispanic American-owned credit unions from the National Credit Union Administration's list of minority depository institutions which was also updated in September 2022. In our list of Hispanic American-owned banks and credit unions, many of the institutions listed offer customer support in Spanish and English. You can open up savings accounts, checking accounts, CDs, and money market accounts in most of the institutions listed. To help you learn more about a specific Hispanic American-owned bank or credit union, we've included links to reviews of individual institutions.

☆ An interior designer to New York City's elite shares the 3 fresh trends that are all the rage and 2 that are out of style
▼ + stars: | 2022-11-30 | by ( Zoe Rosenberg | ) www.businessinsider.com time to read: +5 min

NYC interior designer Bennett Leifer outlined what's in and what's out right now. He spoke with Insider about what his clients are seeking in their homes now, and the tired trends they're ready to leave behind. John Keeble/Getty ImagesLeifer said his clients aren't using white as a fallback anymore, but rather an intentional decision. "It has to finish a space to a certain degree," Leifer said, but clients aren't falling back on the old rulebook. Instead they're curious to experiment with new touches, like the project where Leifer's using bronze casings around windows.

Refunds up to $15 per month in out-of-network ATM fees Check mark icon A check mark. Link to another USAA account for free overdraft protection Check mark icon A check mark. Read our review Read Our Review A looong arrow, pointing rightUSAA vs. Navy Federal CD comparisonsWinner: Tie Both Navy Federal and USAA pay a much higher interest rate than the national average CD rate. Winner: Navy Federal Navy Federal is a default winner for this category because USAA doesn't have a money market account. At Navy Federal, you'll need to open the Navy Federal Credit Union Share Savings Account to become a member.

Chase Premier Plus Checking℠ 3.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.5 out of 5 Stars Annual Percentage Yield (APY) 0.01% effective as of 7/1/2022. Interest rates are variable and subject to change Minimum Deposit Amount $0 Fees $25 View Full Details Learn moreChase Premier Plus Checking℠ 3.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.5 out of 5 Stars Annual Percentage Yield (APY) 0.01% effective as of 7/1/2022. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

Oct 17 (Reuters) - Bank of America Corp (BAC.N) on Monday reported a smaller-than-expected 9% drop in quarterly profit, as its interest income was bolstered by rising interest rates that offset a slump in investment banking. BofA holds a large base of consumer deposits, compared with its main rivals, making it more sensitive to any changes in interest rates. "Consumers remain resilient," Bank of America Chief Executive Officer Brian Moynihan told analysts on a conference call. The bank, however, added $378 million to its loan-loss reserves as it braces for a weakening economy. Citigroup Inc (C.N) wrote down $110 million on leveraged loans in the third quarter, down from $126 million in the previous quarter.

Today, there are 56 Hispanic American banks and credit unions that are FDIC or NCUA insured around the US. We selected Hispanic American-owned credit unions from the National Credit Union Administration's list of minority depository institutions which was also updated on June 30, 2022. In our list of Hispanic American-owned banks and credit unions, many of the institutions listed offer customer support in Spanish and English. You can open up savings accounts, checking accounts, CDs, and money market accounts in most of the institutions listed. To help you learn more about a specific Hispanic American-owned bank or credit union, we've included links to reviews of individual institutions.

☆ I increased my beach house Airbnb rental income by $100,000 after firing my management company. I was nearly bankrupt, but now I feel accomplished.
▼ + stars: | 2022-07-28 | by ( Narina Exelby | ) www.businessinsider.com time to read: +7 min

Anissa Branch hired an agency in 2017 to start renting out her Oregon beach house for holidays. My dream was to have a beach house. When my dream beach house went on the market, house prices had slumpedI got the house on Gleneden Beach in Oregon for $350,000 and used my savings to cover the down payment. By 2020, I had finalized my divorce and walked away with only my beach house. The beach house was my only source of income, so I started to watch what the management company was doing.

☆ How to Shop for an Ergonomic Office Chair
▼ + stars: | 2022-06-05 | by ( ) www.wsj.com time to read: +11 min

Not only does it come in three sizes, but it is also exceptionally adjustable (think seat height, seat tilt, lumbar support and armrests). It’s an especially chic white ergonomic office chair option, but if you’re not loving the leatherette, spring for Italian leather instead (about $200 more). So Via, a Las Vegas-based manufacturer of commercial office furniture, introduced a handful of their made-in-the-U.S. ergonomic chairs to the home market. “It has been the greatest decision,” the designer says of her Herman Miller ergonomic chair. In a perfect world, you’ll find an ergonomic chair with adjustable armrests, but your desk can provide that arm support too.

The bottom line: St. Louis Community is a good low-fee credit union in Missouri, especially if you want to bank with a Black-owned credit union. How St. Louis Community Credit Union worksSt. Louis Community Credit Union is a Black-owned institution with 17 branches around Missouri. Here are the membership requirements:Live in St. Louis; or in Franklin, St. Charles, or St. Louis counties in Missouri; or in Madison, Monroe, Jersey, or St. Clair counties in Illinois. How St. Louis Community Credit Union compares to similar institutionsWe've compared St. Louis Community to two other credit unions in St. Louis and other parts of Missouri: First Community and Neighbors. St. Louis Community Credit Union First Community Credit Union Neighbors Credit Union Branches 17, plus shared branches Branches 38 Branches 9, plus shared branches Standout feature Black-owned Standout feature High APYs Standout feature Variety of products Get started Get started Get startedSt. Louis Community Credit Union review vs. First Community Credit Union reviewYou'll prefer St. Louis Community if you want to support a Black-owned institution.

Read our review Read Our Review A looong arrow, pointing rightThe First Citizens Bank Business Checking Account is the bank's strongest business account. How First Citizens Bank worksFirst Citizens Bank has both personal banking and business banking. How First Citizens Bank compares to similar institutionsWe compared First Citizens Bank business banking with two other institutions: Citizens Bank and IberiaBank. First Citizens Bank Citizens Bank Iberia Bank Business accounts Checking, savings, CDs, money market accounts Business accounts Checking, savings, CDs, money market accounts Business accounts Checking, savings, CDs, money market accounts Max. free monthly transactions from checking 500 Standout Feature Low minimum opening deposit on business checking Standout Feature No minimum opening deposit on business checking Standout Feature Can deposit up to $10,000 in cash, free each month Open an account Open an account Open an accountFirst Citizens Bank vs Citizens BankSomething important to consider is that First Citizens Bank business banking is available in 19 states, whereas you can get Citizens Bank business accounts in 12 states.

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