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☆ Homebuyers are losing out on homes and big deposits as affordability escapes them
▼ + stars: | 2022-12-12 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +4 min

Many people who put thousands down on new homes canceled their contracts and lost money, per NPR. They told NPR they didn't have a choice because the payments had grown since rates rose. That's because home builders are feeling the heat too — Paul Schwinghammer, president of the Indiana Builders Association, told NPR that many home builders can't afford to give back the cash. "The sales guy, he always tells us we're going to lose the deposit if we don't buy the house," Paulo Echeverry, one such person, told NPR. Today, with the average 30-year mortgage rate at 6.33%, according to Freddie Mac, the same home would be $1,475 per month, according to Insider's mortgage calculator, a 45% increase in monthly payments.

☆ LinkedIn has a fake account problem it's trying to fix. Real users are part of the solution
▼ + stars: | 2022-12-10 | by ( Bob Violino | ) www.cnbc.com time to read: +7 min

While 95.3% of those fake accounts were stopped at registration by automated defenses, according to the company, there was a nearly 28% increase in fake accounts caught compared to the previous six-month period. For these reasons it can serve the purposes of bad actors to have fake LinkedIn profiles, Khan said. "Bad actors are trying to craft fake identities and make them look real by leaving a plausible-looking digital footprint across different platforms," Khan said. The challenge for LinkedIn users is that profiles on social media platforms are easy to create and are typically not verified in any way. The model helps increase the effectiveness of LinkedIn's automated anti-abuse defenses to help detect and remove fake accounts before they can reach members.

A top reason people quit their jobs is because of toxic workplace cultures, per MIT. Elon Musk's recent "extremely hardcore" ultimatum is an example of bad leadership. If you don't quit, there are some ways to mend your relationship like trying to find common ground. "A bad boss won't just jeopardize your career growth — they'll also negatively impact your personal life," says Lynn Taylor, a national workplace expert, author, and leadership coach. It's important to know whether you've got a bad boss on your hands so you can "take measures to mitigate the stress and own greater power in the relationship" as soon as possible, she adds.

☆ Wall Street titan Apollo has a new class of dealmakers. Here's how 3 rose to partner while in their 30s.
▼ + stars: | 2022-11-17 | by ( Casey Sullivan | Hayley Cuccinello | ) www.businessinsider.com time to read: +23 min

He persevered through the brutal all-nighters, the perplexing spreadsheets, and the temperamental bosses who walked the halls of the midtown Manhattan investment firm. At Apollo, executives tend to grow up quickly. Some of their former colleagues have tried to make more money elsewhere, such as the hedge funds run by billionaire personalities that Apollo's executives quietly root against. Associates sometimes dealt with burnout from heavy workloads and demanding bosses by escaping for a walk through Central Park to let off steam, according to the former firm associates. We're Rayman Apollo!'"

☆ How Time magazine made more than $100 million with docuseries for Netflix, Amazon, and more by mining its 100-year-old archive
▼ + stars: | 2022-11-08 | by ( Lucia Moses | ) www.businessinsider.com time to read: +6 min

Time Studios has become Time's biggest driver, generating more than $100 million, or 25% of its revenue. It's sold dozens of projects to the likes of Netflix, Amazon, and HBO, including "jeen-yuhs: A Kanye Trilogy." Time Studios has been developing some projects you might not expect from a 100-year-old legendary magazine brand. And of course there's "jeen-yuhs: A Kanye Trilogy," the doc series about now-disgraced Ye that sold to Netflix for a reported $30 million in 2021 after a robust bidding war. The Benioffs' support has allowed Time Studios to deficit-finance, or self-fund, about half its doc projects, enabling it to move at startup speed.

☆ Tesla's Cybertruck is finally getting built next year. Here's everything Elon Musk has let slip about the controversial pickup and Tesla's other future vehicles.
▼ + stars: | 2022-11-01 | by ( Tim Levin | ) www.businessinsider.com time to read: +5 min

Elon Musk says an electric pickup truck, sports car, and self-driving taxi will follow. The pickup truck is one of several models that Tesla fans are patiently waiting on, including a semi-truck, a supercar, and a self-driving taxi. CybertruckTesla's Cybertruck Frederic J. Brown/AFPTesla made a splash when it unveiled the funky-looking Cybertruck pickup at an event 2019 — and not for all the right reasons. Tesla on YouTubeIn 2020, Musk said Tesla was working on a $25,000 car that would be available "about three years from now." It's unclear whether Musk was referring to the same $25,000 car he mentioned before or the robotaxi.

☆ Time Studios made $100 million selling documentaries to Netflix and more. Now it's planning to mine the magazine's 100-year-old archives for fictional storytelling.
▼ + stars: | 2022-10-25 | by ( Lucia Moses | ) www.businessinsider.com time to read: +6 min

Time Studios has become Time's biggest driver, generating more than $100 million, or 25% of its revenue. In its most ambitious move yet, Time Studios is also making a push into fictional storytelling. Ian Orefice, president and COO, Time and Time Studios TimeIan Orefice, president and COO of Time and Time Studios, sees scripted as a "massive opportunity. The Benioffs' support has allowed Time Studios to deficit-finance, or self-fund, about half its doc projects, enabling it to move at startup speed. Time Studios also has a huge promotional advantage in Time's existing audience of some 100 million readers and followers on social media.

Fewer job openings may sound bad, but in this moment it's a good sign for the economy. But chairs started being pulled away at a much faster pace in August, which could give job seekers a wake-up call. "If there are 100 chairs and 50 workers, workers are cool, man!" Companies are putting up record job openings, but they're not saying when — or even if — they'll fill them. That's frustrated some job seekers as they apply to multiple roles and never hear back.

☆ Poshmark is the latest company to tap into the $25 billion livestream shopping market. Here's how entrepreneurs are making thousands of dollars per stream.
▼ + stars: | 2022-10-14 | by ( Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +15 min

Li did not disclose how applications are vetted, but Popshop Live is accepting more applications as the company's team grows, she said. Virgile Ollivier, a cofounder and the CEO of Livescale, told Insider livestream shopping would soon become just as important for brands as social-media marketing. Livestream-shopping platforms pick up where Instagram falls shortApps focused solely on livestream shopping show a disconnect on traditional social-media platforms. Nguyen designed her own characters for merchandise in addition to the squishy and plushy toys she sells on Popshop Live. Most sellers livestream at least once a week, at the same time so their followers always know when to expect a show.

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☆ Microsoft says these 2 things will stop Gen Z and millennials from saying: 'I quit'
▼ + stars: | 2022-09-22 | by ( Goh Chiew Tong | ) www.cnbc.com time to read: +5 min

Young workers are looking for growth opportunities within the company, and the freedom to be entrepreneurs outside of work, according to Microsoft. According to Microsoft, 73% of Gen Z and Millennials said they would stay longer at their jobs if it's easier to change roles internally. Microsoft defines Gen Z as those who are between the ages of 18 and 26, and millennials as those between 27 and 41. Colette Stallbaumer GM, Microsoft 365 and Future of WorkSpecifically, 73% of Gen Z and millennials said they would, compared with 65% of Gen X (42 to 55 years old). According to Microsoft, younger generations are the most likely to aspire to be their own boss — 76% of Gen Z and millennials said that's a goal, compared with 63% of those who are Gen X and older.

Our experts answer readers' student loan questions and write unbiased product reviews (here's how we assess student loans). My mom cosigned $82,000 of my private and federal student loans, and it almost ruined our relationship. After eight years of making student loan payments and rebuilding my credit, I finally qualify to refinance my student loans. Refinancing my student loans also means I can release my mom as a cosigner from my loans. While refinancing federal student loans means forfeiting any future possibility of getting federal student loan forgiveness, I'm refinancing private loans — they'll stay private, and continue to be ineligible for forgiveness.

☆ I'm a teacher in a tiny Alaskan village. My class consists of 8 students and there are no restaurants or movie theaters — here's what my life is like.
▼ + stars: | 2021-07-13 | by ( Taryn Williams | ) www.businessinsider.com time to read: +5 min

Taryn Williams, 28, is a teacher and freelance writer based in the rural Alaskan Bush. Taryn Williams. Taryn WilliamsWhen I lived in Philadelphia, it took me nearly an hour to commute to my school via public transportation. Because I live so close to school, I'm able to go home for lunch every day, and it's something I've really grown to appreciate. Most recently, I facilitated an internship in which students learned how to make their own podcast from a Native Alaskan podcaster.

☆ American Express Return Protection: A Comprehensive Guide
▼ + stars: | 2019-11-08 | by ( Caroline Lupini | Freelance Reporter | ) www.businessinsider.com time to read: +8 min

AdvertisementIntroduction to American Express Return ProtectionOverview of Return ProtectionBeyond glamorous perks like airport lounge access and annual statement credits, American Express cards offer several valuable benefits that can protect your purchases. AdvertisementEligibility and CoverageEligible CardsReturn protection is available on virtually every Amex card, from the Blue Cash Preferred® Card from American Express to the Amex Platinum Card to the American Express® Green Card . FAQsWhat is American Express Return Protection? Which purchases are covered under American Express Return Protection? How much coverage does American Express Return Protection provide?

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