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☆ These cloud startups were pandemic darlings. Now the downturn is helping giants like Google and Microsoft gobble them up.
▼ + stars: | 2022-08-29 | by ( Paayal Zaveri | ) www.businessinsider.com time to read: +10 min

Productivity startups boomed as a result, but the downturn will give large suites an advantage. Only productivity tools that carve out new niches or address new challenges will have a chance. Startups building new categories are more likely to surviveWhile the downturn makes it harder for productivity and collaboration startups to grow, experts say it's not impossible. Many of the most popular productivity startups address collaboration problems that aren't solved by the existing software tools or are creating a new category of workplace tools. Companies like Miro, Figma, and Canva are creating a new category of visual collaboration tools aimed at remote teams.

There are three common metrics to evaluate dividend stocks: Dividend yield, dividend payout ratio, and dividend payout growth. Three important metrics can help you choose the best dividend stocks for your portfolio: dividend yield, dividend payout growth rate, and dividend payout ratio. Dividend payout growthThe dividend payout growth, also known as dividend growth rate (DGR), is the average percentage rate of growth a stock's dividend has experienced over a specific period (usually three, five, or 10 years). Dividend payout ratioFinally, look at the dividend payout ratio, or the percentage of a company's earnings or free cash flow used to cover dividend payments. Dividend yield vs. dividend growth rateA high dividend yield may signal a company that's not destined for a lot of growth.

☆ A factory line of terrors: TikTok's African content moderators complain they were treated like robots, reviewing videos of suicide and animal cruelty for less than $3 an hour.
▼ + stars: | 2022-08-01 | by ( Rosie Bradbury | Majd Al-Waheidi | ) www.businessinsider.com time to read: +17 min

One former Majorel advisor estimated that 1,400 content moderators work just on the firm's TikTok contract across Morocco. While targets and goals varied between teams, six moderators told Insider that their goals were difficult to meet. A spokesperson for Majorel told Insider these targets were guidance and not individual targets. While Majorel told Insider that moderators have access to harm-mitigation tools, such as grayscale features, all of the moderators Insider spoke with said they didn't have access to any such feature. Five other Majorel moderators also said the company's wellness counselors weren't enough to help them with the pressures of the role.

☆ Jack Dorsey's Cash App wants to become a super app — and is aggressively integrating buy now, pay later service Afterpay into its ecosystem to get there
▼ + stars: | 2022-05-18 | by ( Ann Gehan | ) www.businessinsider.com time to read: +6 min

"Afterpay can help transform Cash App into a super app," Molnar said. Block estimates only around 6% of current Cash App users are also Afterpay users, meaning over 75 million Cash App users are potential new Afterpay customers. Other significant developments include the addition of an Afterpay shopping and browsing feature to Cash App and the integration of Afterpay account management capabilities into Cash App. The Cash App and Afterpay integrations will extend to e-commerce checkout, where Afterpay sellers will now be able to accept Cash App Pay as a form of payment. A slide from Block's 2022 investor day presentation lays out a plan for integrating Cash App, Afterpay, and Square.

Persons: Cash, Brian Grassadonia, Cash App's, Afterpay cofounders, Nick Molnar, Anthony Eisen, Alyssa Henry, Jack Dorsey, Molnar, Afterpay, Block's, Grassadonia, there's, Eisen, Block, PYMNTS, Omar Ismail, Goldman Sachs, David Stark Organizations: Block, Business, Cash, Dick's Sporting Goods, PayPal, Klarna, Walmart

In addition to a big welcome bonus, multiple annual travel credits, automatic Hilton Diamond status, and plenty of other benefits, the card offers a free reward reward night certificate every year. I got the card in October, and just redeemed my first year's free reward certificate. One of the immediate perks that offers some value back for that annual fee: an annual free reward night certificate. I got the Hilton Honors Aspire Card in October and just used my first free reward night certificate — the process was easier than I expected. David Slotnick/Business InsiderThe value of the free night reward obviously depends on which hotel you redeem it at.

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