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☆ After years of headaches, the US Navy's first stealth destroyer is operating farther from home than it's ever been
▼ + stars: | 2022-10-13 | by ( Rachel Nostrant | ) www.businessinsider.com time to read: +6 min

US Navy destroyer USS Zumwalt is on a tour of the Pacific, making visits to Guam and Japan. USS Zumwalt in Yokosuka on September 26. USS Zumwalt the Pacific Ocean on April 10. Years in the makingSailors handle line aboard USS Zumwalt during a refueling-at-sea in the Philippine Sea on September 5. Sailors stand watch on the bridge of USS Zumwalt while the ship departs Yokosuka on October 8.

With mortgage rates on the rise and buyer demand collapsing, home prices are poised to stay high into 2023. Soaring interest rates have ripped through the housing market in 2022, driving mortgage rates to highs not seen since the peak of the mid-2000s housing bubble. Demand for rental properties has rallied as Americans shy away from buying, leading costs to soar at apartments and rental homes, too. For those who don't own their home and haven't locked in a low mortgage rate, shelter is as expensive as it's ever been. Rate hikes have lifted mortgage rates and generally made housing far less affordable.

☆ A risk management and securities expert says that there has been a proliferation of bad financial advice going viral across social media from so-called 'finfluencers.' He explains how to spot it and s
▼ + stars: | 2022-10-13 | by ( Jennifer Streaks | ) www.businessinsider.com time to read: +8 min

Securities expert Tony Dong discusses common bad advice and misinformation being spread on social media. More often than not, Dong says, the financial advice is being given by a social media influencer without any financial training. Dong has shared a few examples of bad financial advice and how to spot the good finfluencers from the bad. However, some of the financial advice seen on social media could be misleading at best, or even outright false, at worst. And this is especially the case when the financial advice is on social media — it's even more important to verify that the advice is accurate.

☆ Jeffrey Katzenberg is done with media after 'riding that Quibi rocket ship into the ground.' Here's why he's betting on cybersecurity and VPNs.
▼ + stars: | 2022-10-12 | by ( Claire Atkinson | ) www.businessinsider.com time to read: +13 min

Katzenberg, a co-founder of DreamWorks and former chairman of Walt Disney Studios, founded another high-profile media venture, Quibi, in 2018. Jeffrey Katzenberg: Our areas of focus when we started were software as a service, best-in-class digital technology, and consumer technology. And then we recognized that digital media wasn't actually going to be successful for us, or frankly for anybody else. What's your outlook at the moment for traditional media companies, big tech, and streaming? What's the right sequencing, what's the right windowing, where's the greatest value creation coming for all parties involved — that's the testing that's going on.

☆ Former Google ads boss launches ‘Web3’ search startup with backing from Coinbase, top VCs
▼ + stars: | 2022-10-12 | by ( Ryan Browne | ) www.cnbc.com time to read: +5 min

The round was led by Paradigm, a prolific crypto and "Web3" dealmaker, while Coinbase, Sequoia and Greylock — where Ramaswamy is a partner — also invested. Nxyz was conceived earlier this year by a team of engineers at Neeva, a search engine that doesn't include any ads and blocks online tracking tools. In a March blogpost on Neeva's website, nxyz is described as "an experiment bringing the same user-first ethos of Neeva search to web3." Unlike Neeva and Google — the "Web2" behemoth Neeva wants to disrupt — nxyz's Web3 search software isn't targeted at consumers. "I think it'll be a very different trajectory" to Web3 and crypto companies that have run into financial troubles, he said.

Like many stay-at-home moms I know, I work a side hustle that brings in income. But for most SAHMs, our paid work goes unacknowledged since it's not our family's main source of cash. Stay-at-home moms are known for cooking, cleaning, caring for kids, and an endless stream of other minutiae we call "homemaking." Thankfully, my family's financial well-being doesn't depend on my income; it depends on my husband's steady, 9-5 corporate finance gig. SAHMs contribute to their family's financial welfare by eliminating numerous household expenses through uncompensated labor.

☆ The youngest female NYSE floor trader who earned $12,000 a year shares the 4 strategies she used to save money on a small salary and start investing
▼ + stars: | 2022-10-11 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +7 min

She lived with family to save on housing, checked her bank account regularly, and side hustled. Here are four strategies she used to save money and start investing on a tiny salary. She checked her bank account balance regularlyAfter overdrafting her bank account once, Simmons started checking her balance more consistently. Simmons admitted that it was scary to start regularly checking her bank account at first: "I used to avoid checking my bank account, but we have to hold ourselves responsible. If you are having fear or anxiety over checking your bank account, you have to work through that."

☆ Amex Offers can save you money at merchants like Dell, Under Armour, Hyatt, and Best Western — here are some of the best offers you can get right now
▼ + stars: | 2022-10-10 | by ( Jasmin Baron | Read More | Read Less | ) www.businessinsider.com time to read: +10 min

One of those benefits, available with virtually every American Express card but not the most widely known, is Amex Offers. For example, close to Valentine's Day and Mother's Day, there are often Amex Offers to save on flowers and gifts. Amex Offers for shopping, services, and diningAmex Offers for travelHow to find your Amex Offers Log in to your online Amex account. Amex Offers frequently asked questions (FAQ)Which American Express cards are eligible for Amex Offers? New Amex Offers are added to accounts nearly all the time, but there's no schedule or regular frequency.

The very best of these gas credit cards also earn extra points, miles, or cash back in other popular categories, like travel or dining. — Does the card earn generous rewards on gas, and are there other bonus categories that line up with everyday spending habits? Gas credit cards frequently asked questions (FAQ)What credit score do you need to get a gas credit card? There are several no-annual-fee credit cards that offer bonus points or cash back on gas purchases and EV charging. Otherwise, the Bank of America® Customized Cash Rewards Credit Card, Chase Freedom Unlimited®, Citi Custom Cash℠ Card, and U.S. Bank Altitude® Go Visa Signature® Card are all solid options.

A single perk from the Amex Marriott Bonvoy Business card got my family a free night at the Courtyard Erie Bayfront. Marriott BonvoyThe Marriott Bonvoy Business® American Express® Card has a $125 annual fee. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Amex OffersAmerican Express cards, including the Marriott Bonvoy Business® American Express® Card, get you access to a program called Amex Offers**. Other Amex Marriott Bonvoy Business perksThe Marriott Bonvoy Business® American Express® Card comes with other benefits that can save you even more money and make your travel experience better.

☆ JPMorgan's Erdoes: In this turbulent market, there are opportunities everywhere
▼ + stars: | 2022-09-28 | by ( Michelle Fox | ) www.cnbc.com time to read: +3 min

watch nowIn this turbulent market, opportunities abound, according to JPMorgan's Mary Callahan Erdoes. Stocks have been trading in a bear market this year as investors navigate inflation, Federal Reserve interest rate hikes and talk of a potential recession. A black swan is an unexpected event that results in panicked selling, while a white swan is a predictable crisis that can be addressed. Specifically, Erdoes sees a tremendous amount of opportunity in China, although she admits the country's complex market might not be for everyone. On Wednesday, the Bank of England purchased U.K. bonds in an effort to calm the market chaos.

☆ Wall Street's texting problem forces unhappy regulators to send a billion dollar message
▼ + stars: | 2022-09-28 | by ( Bob Pisani | ) www.cnbc.com time to read: +3 min

Wall Street has a texting problem and the SEC is not happy. The firms, including Goldman Sachs, Morgan Stanley, Barclays and UBS, agreed to pay combined penalties of more than $1.1 billion. That means that many broker-dealers were communicating with each other either on their personal cell phones directly, or using personal email, or using messaging apps like Telegram or WhatsApp that are hard to detect. The firms did not maintain or preserve the substantial majority of these off-channel communications, in violation of the federal securities laws." "Since the 1930s, such recordkeeping has been vital to preserve market integrity," SEC Chair Gary Gensler said in a statement.

The very best of these gas credit cards also earn extra points, miles, or cash back in other popular categories, like travel or dining. Best Amex card for cash back on gas purchases: Blue Cash Preferred® CardThe Blue Cash Preferred® Card from American Express is a great card for those who spend a lot on gas, groceries, and commuting. Gas credit cards frequently asked questions (FAQ)What credit score do you need to get a gas credit card? There are several no-annual-fee credit cards that offer bonus points or cash back on gas purchases and EV charging. Otherwise, the Bank of America® Customized Cash Rewards Credit Card, Chase Freedom Unlimited®, Citi Custom Cash℠ Card, and U.S. Bank Altitude® Go Visa Signature® Card are all solid options.

☆ For a healthier environment, plant a native garden — no matter how big, says the famed entomologist Doug Tallamy
▼ + stars: | 2022-09-27 | by ( Mara Leighton | ) www.businessinsider.com time to read: +8 min

The entomologist Doug Tallamy is on a crusade to reduce grass lawns in favor of native plants. Native plants feed insects and wildlife that contribute to healthier food webs, which keep us alive. AdvertisementLisa Sabatini, an editor who's planted more than 50 native trees and shrubs since 2021, told Insider she joined a "Native Plants of the Northeast" Facebook group that welcomes beginners. If you have a garden already, you can begin by simply introducing native plants into it. AdvertisementNative landscaping is inherently regional, but those interested can type their ZIP code into the National Wildlife Federation Native Plant Finder for suggestions.

Persons: Doug Tallamy, —, Doug Tallamy doesn't, who's, Tallamy, E.O, Wilson, there's, Douglas, Bre Bauerly, Tim Stout, Stout, Lisa Sabatini, Tom Estill, Bauerly, We're Organizations: Service, Facebook, University of Delaware, National Wildlife Federation Locations: Asia, Denver, Minneapolis, Vermont, Minnesota, Rutland , Vermont

☆ An airport truck driver says she has to fill in as cabin cleaner and gets 7 minutes to clean a plane. It shows how a crippling staff shortage is taking its toll on US airport workers.
▼ + stars: | 2022-09-25 | by ( Kate Duffy | ) www.businessinsider.com time to read: +5 min

Some airport workers told Insider they felt the pressure this summer amid the travel chaos. A cleaner at Logan airport said airlines sometimes ask his team to clean a plane in 10 minutes. It's also taken a toll on airport workers across the US. She joined the Airport Workers United union, which represents 35,000 airport workers at 22 US airports, to demand pay raises. A Delta spokesperson told Insider the airline has a "strong track record" of offering compensation and benefits to staff.

☆ James Cameron says 'Avatar 2' is 'more emotional' than the original
▼ + stars: | 2022-09-23 | by ( Jason Carroll | Lisa Respers France | ) edition.cnn.com time to read: 1 min

(CNN) James Cameron has water on the brain. It's evident in his forthcoming film, "Avatar: The Way of Water," the sequel to his Oscar-winning hit 2009 film. Cameron spoke to CNN's Jason Carroll about how the movie, which will debut in theaters in December, is different from the original. "I think it's very emotional," Cameron said of the sequel. "I think it's more emotional than the first film.

☆ Opponents of old people dominating the government have an unlikely ally: baby boomers
▼ + stars: | 2022-09-23 | by ( Madison Hall | ) www.businessinsider.com time to read: +3 min

Baby boomers are unlikely advocates for tearing down the country's gerontocracy, new polling indicates. Baby boomers surveyed by Morning Consult/Insider were wildly in favor of instituting congressional term and age limits. A hefty majority of baby boomers polled also said it would be good if more millenials and Gen Xers were in Congress. Baby boomers were enthusiastic about the idea of instituting an age limit for members of Congress, with nearly eight in 10 baby boomers saying they supported the idea. But when asked if they thought Congress was in touch with their needs on the two issues, baby boomers didn't hold back.

Latinos are the second largest demographic population in the United States, but they are vastly underrepresented on corporate boards, according to a new report by the Latino Corporate Directors Association. "Sixty-five percent of Fortune 1000 companies lack Latinos, and Latinos are seeing the least growth of any other group," Esther Aguilera, CEO of LCDA, told CNBC at this week's L'Attitude Conference. This has to change," Elizabeth Oliver-Farrow, chair of the Latino Corporate Directors Association, said in a release. The Latino Corporate Directors Association, a membership-based organization of U.S. Latinos at the highest level of corporate leadership and corporate governance, was formed to increase U.S. Latino representation on corporate boards by raising visibility of the Hispanic talent primed for the boardroom. "These are extremely accomplished individuals, who have led and grown business on the corporate level internationally and they add additional value and insight into new markets," Aguilera said.

☆ More celebrities like Kourtney Kardashian are turning themselves into department stores. Here's the platform helping to grow their customer list.
▼ + stars: | 2022-09-22 | by ( Lakshmi Varanasi | ) www.businessinsider.com time to read: +4 min

Cortina enables celebrity marketplaces like Kourtney Kardashian's Poosh and Graydon Carter's Airmail. These marketplaces may soon replace department stores, Cortina founder Keith George says. PooshSeveral celebrity marketplaces have popped up in recent years. Now, platforms that serve as a bridge between brands, celebrities, and their audiences — like Cortina — are also on the rise. Celebrity marketplaces also might help traditional brands have faced in acquiring customers.

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The fact is, there are several important reasons I will continue saving for my kid's college education, and why those who can afford to do so should do the same. Today's forgiveness plan won't help future borrowersOne big issue I have with Biden's forgiveness plan is that it is a one-time action that does nothing to fix our broken higher education system. Biden's forgiveness plan once again limits relief to individual borrowers with incomes of $125,000, or couples who earn $250,000 or less. For these reasons and plenty of others, we are still saving for our children's college education on a monthly basis. APR Variable: 1.79% - 12.99%, Fixed: 3.22% - 13.95% Editor's Rating 4.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star APR Variable: 3.25% - 13.59%, Fixed: 3.75% - 13.72% Editor's Rating 3.25/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star APR Variable: 2.52% - 11.11%, Fixed: 3.89% - 13.16% Editor's Rating 3.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Find your rate On College Ave's website Find your rate On Sallie Mae's website Find your rate On Ascent's website

☆ A married couple with a 47-unit real estate portfolio worth $19 million share the top 4 books that got them started on the path to building wealth
▼ + stars: | 2022-09-18 | by ( Lisa Kailai Han | ) www.businessinsider.com time to read: +7 min

Today, Kenny Simpson and Krystle Moore have amassed a $19 million, 47-unit real estate portfolio. They share their four top book recommendations to help aspiring real estate investors. These cover wealth building, money-saving tax strategies, negotiating, and deal making. Before Kenny Simpson and Krystle Moore met in late 2008, both had previously harbored separate real estate investing ambitions. "If you're thinking about getting into real estate, you need to read 'Rich Dad Poor Dad.'"

☆ I redeemed 47,000 Amex points for a phenomenal first-class flight to Asia worth $14,000, and it was one of the best in-air experiences of my life
▼ + stars: | 2022-09-16 | by ( Chris Dong | Read More | Read Less | ) www.businessinsider.com time to read: +20 min

Here's how I booked it using credit card points — and a rundown of the flight itself. Earn 5x Membership Rewards® Points on prepaid hotels booked with American Express Travel. More Information Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. Bottom lineOne of the best things about transferable credit card points, such as Amex Membership Rewards, is the incredible flexibility that they offer.

Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. Annual fee: $95Other benefits: The card also offers:Read more: Chase Sapphire Preferred Credit Card reviewWorld and World Elite Mastercards offer Lyft creditsMastercard World and World Elite credit cards provide a $5 Lyft credit each calendar month. Read more: Everything you need to know about Mastercard World Elite benefitsCredit cards for Uber and Lyft — Frequently Asked Questions (FAQ)What is the best credit card for rideshare expenses? The best credit card for rideshare expenses isn't necessarily the best credit card for you.

☆ Amex Offers can save you money at merchants like Alaska Airlines, Hotels.com, Boxed, and Spirit Halloween — here are some of the best offers you can get right now
▼ + stars: | 2022-09-12 | by ( Jasmin Baron | Read More | Read Less | ) www.businessinsider.com time to read: +7 min

The latest round of Amex Offers includes bonus points and discounts at popular online stores and on tax services, airlines, hotels, flowers, and gifts. One of the appeals of the Amex Offers program is that the offers continuously change. For example, close to Valentine's Day and Mother's Day, there are often Amex Offers to save on flowers and gifts. Amex Offers for shopping, services, and diningAmex Offers for travelHow to find your Amex Offers Log in to your online Amex account. Amex Offers frequently asked questions (FAQ)Which American Express cards are eligible for Amex Offers?

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