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New York CNN —It’s three days into Dry January for those who observe, but that doesn’t mean you can’t touch the vodka. Tito’s Handmade Vodka has enlisted Martha Stewart for a cheeky campaign that helps people who have temporarily abstained from alcohol with some ideas for what to do with their vodka — besides drinking it. To complement the campaign, Tito’s has launched an online store selling bottle-topper attachments to help people follow Stewart’s suggestions. Martha Stewart stars in a new campaign for Tito's Handmade Vodka. Tito's Handmade Vodka“We are all about consumers drinking Tito’s the way they want to drink it.
[1/2] Television personality Barbara Walters arrives for the premiere of the film "Wall Street: Money Never Sleeps" in New York September 20, 2010. "I asked Yeltsin if he drank too much, and I asked Putin if he killed anybody," Walters told the New York Times in 2013. "These two men were really quite brutal to me and it was not pleasant," Walters told the San Francisco Examiner. The New York Times called her "arguably America's best-known television personality" but also observed that "what we remember most about a Barbara Walters interview is Barbara Walters." Walters' three marriages - to businessman Robert Katz, theatrical producer Lee Guber and television executive Merv Adelson - ended in divorce.
How to Invest in Stocks
  + stars: | 2022-12-30 | by ( ) www.wsj.com   time to read: +23 min
Set your time frameWhen you’re ready to invest in stocks, it’s natural to start by looking at how the stock market has performed recently. If you’re saving for the long-term: Invest in stocksOn the other hand, if you have a long-term financial goal—especially retirement, but any goal a decade or more out—you can afford to invest in the stock market. Decide how much risk to takeJust because you have time to invest in stocks doesn’t mean you have the stomach. Return Best Year Worst Year Years with a loss 100% Stocks 12.3% 54.2% -43.1% 25/96 80% Stocks 11.1% 45.4% -34.9% 24/96 60% Stocks 9.9% 36.7% -26.6% 22/96 40% Stocks 8.7% 35.9% -18.4% 19/96 20% Stocks 7.5% 40.7% -10.1% 16/96 100% Bonds 6.3% 45.5% -0.8% 20/96 VanguardStep 3. Most ETFs are index funds, meaning they merely aim to match the returns of a stock market index, although some target very narrow slices of the market, such as just tech stocks or just energy stocks.
Savings accounts have followed suit, with many top accounts yielding 3%, or even 4%, up from less than 1% earlier this year. The average savings account still earns just 0.3%, according to the Federal Deposit Insurance Corp. Accordingly, the highest APYs you can expect to find on savings accounts today are clustered close to that figure. If your main priority is simply the best rate, some online banks with less name recognition are pushing the envelope even further. Leon says digital institutions tend to be among the most competitive in their rates for CDs as well as savings accounts.
The Best Banks for Small Business
  + stars: | 2022-12-27 | by ( ) www.wsj.com   time to read: +15 min
To find the best business banks, we evaluated two dozen of the biggest institutions, looking for accounts that are easy to use, with low or no fees, and that don’t require large balances. Amex is one of relatively few banks that offers a competitive interest rate on its business checking account, with a current APY of 1.3% on balances up to $500,000. If you’re on the lookout for a new business credit card, the American Express Business Gold Card is Buy Side’s pick for Best Business Credit Card. How we pickedTo pick Buy Side from WSJ’s Best Banks for Small Business, we evaluated small-business checking accounts offered by two dozen traditional and digital banking institutions. We looked for business checking accounts that offered the best combination of convenience, low fees and features that make running a business easier, like integration with other business technology platforms and the availability of (or ability to connect with) payment processing systems.
Reuters accompanied a police unit tasked with tackling oil theft in September to two sites near Tumaco, a Pacific port in southwest Colombia that is the terminal for the country's Transandino oil pipeline. The animals, the trees - everything is totally burned," said Colonel Johan Pena, commander of the police unit charged with tackling oil theft in Narino, a province bordering Ecuador that is known for cocaine production. Reuters approached more than a dozen environmental groups, rights advocates, government agencies and international organizations who either said they had no detailed information on the extent of the environmental damage in Colombia from oil theft or did not respond to questions. Oil spills on land smother soil pore spaces, restricting microorganisms' access to oxygen, said Martha Daza, a professor at Cali-based university Universidad del Valle's school of engineering of natural resources and the environment. Regional health authorities in Narino did not immediately respond to questions about the health impact of oil spills.
Joseph Reyes, 51, is the head florist at Halekulani, a hotel on the beach in Honolulu. His floral team consists of four members with a combined experience of more than 40 years. My small but mighty floral team consists of four members with a combined experience of more than 40 years. All of the arrangements I've posted on our Instagram page (I do our social media, too!). As the hotel gets busier, I hope to get more people on our floral team so we can expand our event offerings.
Her pricing starts at $995 for a consultation and help from conception to delivery of the vows. I offer help with vow creation and delivery, officiant services, speeches and toasts, ceremony planning, and public speaking. I consult with couples on how to creatively and lovingly write their vows in their own wordsPushkine marrying Dan and James. One cute story involved a lovely couple who had identical vowsThey had the exact same memories and vows, almost word for word. Once I was hired to help a couple with their vows and marry themIt was lovely working with them.
EL PASO, Texas — The state of Texas deployed the National Guard to El Paso on Monday, a few hours before the Supreme Court paused attempts to lift a law that allows for migrants to be quickly expelled from the country. "We are seeing breaking news that Title 42 may not be lifted. The Covid-era law that has been governing the border since March 2020, known as Title 42, was set to expire Wednesday. Late Monday, Chief Justice John Roberts placed a temporary hold on a lower court ruling to end use of Title 42. The news about the possible ending of Title 42 was being passed among migrants, he said.
But not all traders are on the same ride — the large, institutional investors on Wall Street have shuffled away from markets while Main Street’s retail investors are still strapped in. But despite this year’s lackluster market, investors bought $800 billion of Exchange Traded Funds which are baskets of stocks typically purchased by retail investors. However, Main Street is holding on to its stocks while Wall Street is running for the hills. One simple explanation is that institutional investors are responsible for vast amounts of money that belong to other people. “Respect, for retail investors, is in short supply,” wrote Azalea Micottis at Informa Financial Intelligence, in a recent note.
New York CNN —Elon Musk may soon be on the lookout for a new chief executive to run Twitter. There is no successor.”If Musk were to look for a new Twitter CEO, he’d likely have many willing takers. Jack Dorsey, Twitter founder, CEO of Block and friend to Musk, has previously said he would not return to run the social network. The most obvious potential candidates for a new Twitter CEO are the Musk lieutenants who have been helping to run the company since his takeover. Who is insane enough to run twitter?!?
Kapolei, Hawaii CNN —Meira Va’a Nelson is a champion surfer who has known more trauma in her life than most people will ever experience. On the day of her mother’s funeral, her father, unable to deal with his own grief, left the family. Once again, the odds were against Meira, who was told her daughter was unlikely to live beyond age 3. Riding the waves, she said she feels her whole family is with her, even when they are not physically there. She wants to represent them and prove what’s possible and show that resilience can always lead to new joy.
Property Shark has released its annual ranking of the most expensive ZIP codes in the US. Property Shark has released its annual list of the country's most expensive ZIP codes based on their median sold home price. The report found that of the 128 ZIP codes included in the top 100 in 2022 — the extra 28 ZIP codes are ties — 86% were even pricier than last year. A whopping 14 ZIP codes on the list now have a median sold home price of $4 million or more. Read on for this year's top 30 ZIP codes, and see how it's changed since 2020 while you're at it.
That's according to Sprinkles co-founder Candace Nelson, whose leap from investment banking to pastry making helped drive the early 2000s cupcake boom — all thanks to an unconventional source of inspiration from Oprah Winfrey and Martha Stewart. Nelson spent hours moping on the couch — which is where the idea for Sprinkles started forming. "The funniest thing happened as I was sitting on the couch, watching hours and hours of 'The Oprah Winfrey Show' and 'The Martha Stewart Show,'" she said. Nelson had a near-out-of-body experience watching Winfrey wax poetic about the desserts while filming the show, she added. "I can understand how someone like Oprah Winfrey can, and does, have such a positive power over people she's never even met," Nelson said.
"We expect another volatile year and recommend owning High Quality stocks … But today's High Quality stocks look different than a few years ago (e.g. The oil refiner posted third-quarter earnings and revenue that beat Wall Street's expectations in October. The health insurer beat analysts' expectations with its third-quarter earnings report in November. Walmart's strength in its third-quarter earnings came from its food business, which is bigger than Target's. Walmart's per-share earnings beat expectations , while Target reported a third-quarter earnings miss and profit that fell by about 50%.
Among female independents, Trump’s ratings were even worse: just 23% favorable and 72% unfavorable, according to previously unpublished exit poll results provided by the CNN polling unit. Trump’s unfavorable rating hit a comparable 69% among independents with at least a four-year college degree. That was a significantly smaller advantage than the double-digit lead among independents Democrats enjoyed in both the 2020 presidential race and the 2018 contest for the House. While Democrats held the presidency, Republicans won independents by double-digits in House elections in the midterms of 2014, 2010 and 1994. Gretchen Whitmer won 59% of the independents with degrees and 56% of women independents.
Photo illustration by Bráulio Amado Talk Do Humans Owe Animals Equal Rights? But does it then follow that we think of animals’ lives as being equal in value to humans’? That would lead to redoubling our efforts to make sure animals don’t perish in the future. Just think: Women are often raped, and that has been so all throughout human history. Now, as an incrementalist I want to be cautious here because I don’t think that predatory animals are doing anything wrong.
Trump has just a handful of open supporters of his 2024 presidential bid in Congress. We asked some of them why Trump was preferable to DeSantis, who's been heralded as a savvier alternative. DeSantis, who's increasingly caught the former president's ire amid speculation that the popular governor could mount his own 2024 campaign, is viewed as a savvier, less problematic alternative to the twice-impeached former president. I think DeSantis will run, I think Trump will run, I think you'll have two or three of my friends here in the Senate will run," he added. "DeSantis hasn't announced he's running," said Greene, who's offered praise for his performance as Florida governor.
Ron DeSantis on Thursday over his flights of migrants from Texas to Martha's Vineyard, Massachusetts, in September. Venezuelan migrants gather at the Vineyard Haven ferry terminal in Marthas Vineyard, Mass. Carlin Stiehl / The Boston Globe via Getty Images fileThis is only the most recent lawsuit filed against DeSantis over the flights. DeSantis' immigration move escalated a tactic first used by Texas Gov. “Obviously, it’s sad that Martha’s Vineyard people deported them the next day, DeSantis said of the migrants he sent to Massachusetts in September.
An 82-year-old woman in Alabama was arrested this week after failing to pay her delinquent trash bill, authorities said. Code enforcement officers tried to call Menefield several times and attempted to contact her at her home, the statement said. When Menefield failed to appear in court, a warrant for “Failure to Pay-Trash” was issued, the statement said. Menefield has a history of failing to pay her trash bill, according to Reynolds’ statement. Her trash services were suspended three times in the past two years, and there have been more than 22 incidents of suspensions and revocations of trash services since 2006, the statement said.
3 Crypto lender BlockFi files for Chapter 11
  + stars: | 2022-11-28 | by ( ) www.reuters.com   time to read: +6 min
It listed crypto exchange FTX as its second-largest creditor, with $275 million owed on a loan extended earlier this year. MARTHA REYES-HULME, HEAD OF RESEARCH, BEQUANT, LONDON"The BlockFi bankruptcy is a sad chapter in the short history of our industry that has forced participants to be more mindful of risk management, counterparty risk, and governance. MONSUR HUSSAIN, SENIOR DIRECTOR, FITCH RATINGS, LONDON“BlockFi’s Chapter 11 restructuring underscores significant asset contagion risks associated with the crypto ecosystem, and, potentially, deficient risk management processes. The decentralized finance models used proper collateralization and they're intact. It was yet another example of neglected risk management when prices were going up, as crypto winter hit those that took on the most counterparty risk are getting exposed."
2 Crypto lender BlockFi files for Chapter 11
  + stars: | 2022-11-28 | by ( ) www.reuters.com   time to read: +4 min
It listed crypto exchange FTX as its second-largest creditor, with $275 million owed on a loan extended earlier this year. COMMENTS:MARTHA REYES-HULME, HEAD OF RESEARCH, BEQUANT, LONDON"The BlockFi bankruptcy is a sad chapter in the short history of our industry that has forced participants to be more mindful of risk management, counterparty risk, and governance. MONSUR HUSSAIN, SENIOR DIRECTOR, FITCH RATINGS, LONDON“BlockFi’s Chapter 11 restructuring underscores significant asset contagion risks associated with the crypto ecosystem, and, potentially, deficient risk management processes. It was yet another example of neglected risk management when prices were going up, as crypto winter hit those that took on the most counterparty risk are getting exposed." "From a customer standpoint it serves as another reminder to be skeptical of any crypto yield products on offer, particularly those that sound too good to be true.
CNN —Sebastian Junger is used to dodging bullets in war zones, so he didn’t expect to almost die in his own driveway. It was so dire, he needed a transfusion of about 10 pints of blood right into his jugular. A near-death experienceBesides making him an advocate for blood donation, the experience also caused the affirmed atheist to question what happens after death. And there was my dead father welcoming me, and I don’t know why.”The next day, an intensive care unit nurse told Junger he had almost died. That was the experience Junger seemed to have with his dead father.
Anti-abortion leaders knew about a 2014 Supreme Court decision before it was official, NYT reported. Alito's Hobby Lobby decision on contraception would be the second of two known leaks from the court. The Senate Judiciary Committee will investigate the allegations, AP reported. The Burwell v. Hobby Lobby decision held that corporations can refuse on religious grounds to pay for contraception as mandated by the Affordable Care Act. Representatives for the Senate Judiciary Committee, Senator Durbin, and the Supreme Court did not immediately respond to Insider's requests for comment.
Chelsea go top of WSL, Arsenal lose to Man United
  + stars: | 2022-11-20 | by ( ) www.reuters.com   time to read: +1 min
LONDON, Nov 20 (Reuters) - Chelsea scored three times in the first half as they beat Tottenham Hotspur 3-0 to go top of the Women's Super League on Sunday, making the most of Arsenal's shock defeat by Manchester United. Sam Kerr opened the scoring for Chelsea before Erin Cuthbert celebrated her contract extension with a superb goal, and Guro Reiten added a third from the penalty spot to send the Blues top on 21 points from eight games. Arsenal ended the weekend in second place on 18 points, ahead of United on goal difference, and both teams have a game in hand over Chelsea. Manchester City, who beat Everton 2-1 on Saturday, are fourth on 15 points, three ahead of Aston Villa, who coasted to a 3-1 win over Reading on Sunday thanks to a Rachel Daly hat-trick. Reporting by Philip O'Connor, editing by Ed OsmondOur Standards: The Thomson Reuters Trust Principles.
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