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☆ Gen Z college students say this is the No. 1 most important thing to them in a new job
▼ + stars: | 2023-02-22 | by ( Jennifer Liu | ) www.cnbc.com time to read: +5 min

College graduation ceremonies are a few months away, and plenty of Gen Zers are looking for one thing in their first jobs: some stability, for once. Students from the class of 2023, having experienced the majority of their college years through Covid, are resilient and adaptable but also want some semblance of normalcy: 85% of Gen Z job seekers say they're prioritizing stability in their job search, according to a new report from Handshake, a career site for college students and recent grads. On average, Gen Z job seekers define a "high" starting salary as paying $82,000 per year. Despite headlines of corporate downsizing, most workers have plenty of leverage in the current job market, and college seniors are paying attention, Workman says. Gen Z workers are driving salary transparency talksGen Z workers want stability to grow their careers, as well as to protect themselves against rising costs and a potential recession, Workman adds.

Review: Is the Discover it Cash Back the Best Credit Card for You? For example, you could look at a no-annual-fee card that offers a flat cash rewards rate on all purchases, like the Wells Fargo Active Cash® Card, which earns 2% cash rewards on spending. Insider's Featured Cash Back Credit Cards Discover it® Cash BackCiti® Double Cash CardWells Fargo Active Cash® Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. How to Earn Rewards With the Discover it Cash Back CardTo earn the most cash back with the Discover it® Cash Back, you'll have to activate the rotating bonus categories each quarter through your online Discover account. How to Use Discover Cash Back RewardsThe best way to redeem your Discover it® Cash Back rewards is usually as a statement credit, which lowers your balance, or simply take the cash as a direct deposit to your bank account.

☆ 'It's a huge concern': Senior-level women are calling it quits after decades climbing the career ladder
▼ + stars: | 2023-02-21 | by ( Jennifer Liu | ) www.cnbc.com time to read: +5 min

Some of the world's most powerful women are calling it quits. To give some context, for every woman stepping into a director-level leadership role, two are choosing to leave, says Alexis Krivkovich, McKinsey senior partner and an author of the joint Lean In and McKinsey "Women in the Workplace" report. The pattern has the potential to unwind decades of progress toward gender equity and increased female leadership in the workplace, she tells CNBC Make It. "They're meeting their goals and being successful, and some are choosing to leave before they get burned out," Workman adds. The problem remains that there are too few women in high levels of leadership, Krivkovich says: "Lots of men leave their positions, but we analyze and scrutinize when women leaders do in a different way.

☆ Borrowers with student loans in default can get a 'fresh start' under this Biden initiative—how it works
▼ + stars: | 2023-02-21 | by ( Kamaron Mcnair | ) www.cnbc.com time to read: +2 min

The change wasn't due to a sudden influx of borrowers rehabilitating their loans, but rather the beginning of President Joe Biden's "Fresh Start" initiative. Here's how the Fresh Start program works and how borrowers can take advantage. An easier path back to repaymentWhen you enroll in the Fresh Start program, your loans become "current" again, giving you access to student loan forgiveness and repayment programs. With the Fresh Start, they get another chance to do so. What happens to student loans in default?

☆ I've spent hours talking to college students about money — and there's one personal finance concept that's highly misunderstood and should be part of every curriculum
▼ + stars: | 2023-02-20 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +6 min

The past four years, I've had the opportunity to talk to college students about personal finance. In the US, there's a lack of financial literacy, with just 8 states guaranteeing personal finance courses for high schoolers. It's an 80-minute personal finance presentation that starts with the very basics: saving and budgeting. It could be because of a lack of personal finance education. Many digital advisors don't require an account minimum, meaning anyone can start investing with just $1.

☆ Student-loan borrowers are gearing up to camp overnight outside the Supreme Court ahead of arguments on Biden's debt relief to 'make sure that the justices look into the eyes of borrowers'
▼ + stars: | 2023-02-20 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +6 min

Advocates are planning to camp out at the Supreme Court the night before the student debt arguments. The Supreme Court will be taking on the two lawsuits that blocked Biden's debt relief on February 28. "We're going to move forward and stay in this fight"The Supreme Court will be taking on two lawsuits that blocked Biden's debt relief. One was filed by two student-loan borrowers who sued because they did not qualify for the full $20,000 amount of debt relief. "It's simple: our Administration is confident that our student debt relief program is fully legal," Biden wrote on Twitter.

☆ 2 writers who get paid to produce assignments to let lazy students cheat suspect ChatGPT is stealing their customers
▼ + stars: | 2023-02-18 | by ( Stephanie Stacey | ) www.businessinsider.com time to read: +5 min

People who get paid to write students' assignments told Insider they're already losing work. Insider spoke with Austin and Taylor, who both get paid to help college students cheat. "I began my professorial career as a one-year lecturer at a flagship state university," Taylor said. After she shared her confusion, colleagues told Taylor about the bespoke essay-writing business and she decided to try it out herself. "I'm currently looking for other types of writing work, because there's really no way to see where this is going to go," Taylor said.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). ShutterstockThe Capital One SavorOne Student Cash Rewards Credit Card is targeted toward college students with limited credit history. If you're a student, the Capital One SavorOne Student Cash Rewards Credit Card has four big benefits that make it the ultimate spring break credit card. Read our review Read Our Review A looong arrow, pointing rightAs its name suggests, the Capital One SavorOne Student Cash Rewards Credit Card is a student credit card. The Capital One SavorOne Student Cash Rewards Credit Card comes with a free Uber One membership which is valid through November 14, 2024.

☆ U.S. food benefits for poor to shrink as pandemic provisions end
▼ + stars: | 2023-02-16 | by ( Leah Douglas | ) www.reuters.com time to read: +4 min

The Republican-controlled U.S. House of Representatives may also pursue further cuts to food assistance to shrink the U.S. deficit. “It’s going to put millions of households at risk of hunger,” said Eric Mitchell, president of the Alliance to End Hunger. The changes mean cuts of about $82 a month beginning in March for recipients of Supplemental Nutrition Assistance Program (SNAP) benefits, said Ellen Vollinger of the Food Research & Action Center, an anti-hunger group. But in December’s spending bill fight, Congress negotiated a compromise to end them in February in exchange for a new summer food program for children. More than 76% of the current farm bill’s $428 billion price tag went to food assistance programs that serve 41 million people annually.

The Republican-controlled U.S. House of Representatives may also pursue further cuts to food assistance to shrink the U.S. deficit. "It’s going to put millions of households at risk of hunger," said Eric Mitchell, president of the Alliance to End Hunger. The changes mean cuts of about $82 a month beginning in March for recipients of Supplemental Nutrition Assistance Program (SNAP) benefits, said Ellen Vollinger of the Food Research & Action Center, an anti-hunger group. But in December's spending bill fight, Congress negotiated a compromise to end them in February in exchange for a new summer food program for children. More than 76% of the current farm bill's $428 billion price tag went to food assistance programs that serve 41 million people annually.

☆ Do you need to file a federal tax return? See if your income qualifies
▼ + stars: | 2023-02-15 | by ( Kamaron Mcnair | ) www.cnbc.com time to read: +4 min

Generally speaking, if you’ve made any money this year, you have to pay or have already paid federal income tax. But depending on how much income you brought in, you might not have to file a federal tax return. You might even benefit from filing a tax return when you’re not required to, thanks to refundable tax credits. 2022 federal tax return income requirementsYour income, age and filing status can affect whether you’re required to file a federal tax return. For each filing status, you must file a federal tax return if your gross income was over the following amounts.

☆ The tech meltdown comes for Gen Z
▼ + stars: | 2023-02-14 | by ( Aki Ito | ) www.businessinsider.com time to read: +7 min

The tech industry was teetering, and she wondered whether the future she had banked on would survive. On Handshake, a leading jobs board for college students, entry-level software positions in the tech industry slumped 14% last year. "I'm finding that students are pivoting to organizations that have IT functions but are not in the tech industry," says Laura Garcia, director of career education at Georgia Tech. Given the seismic downturn in tech, some students are rethinking their dreams of working for the Amazons and Googles and Metas of the world. Suddenly, in the eyes of Gen Z, tech seems to be just as ruthless and unreliable of an employer as banking did to millennials who came of age in the Great Recession.

☆ 4 tips to save money with brands like Nike and Starbucks from a TikToker who paid off $200,000 in student debt in 2 years
▼ + stars: | 2023-02-14 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

She said these tips could save people money on a laptop, coffee, deliveries, and medical bills. Her most popular content features her "reading the fine print" of companies' terms and conditions to help people save money. Insider compiled a list of four of Kullberg's other top tips for how "reading the fine print" can save you money. Here's how Starbucks officially puts it:"At participating stores, you can use your registered Starbucks Card or Starbucks app to purchase a beverage and then present that same Starbucks Card or Starbucks account in the app to get free refills." Last year, the Kaiser Family Foundation found that three million Americans owe over $10,000 in medical debt.

☆ With Therapists in Short Supply, College Students Counsel Each Other
▼ + stars: | 2023-02-12 | by ( Andrea Petersen | Photographs Lauren Petracca For The Wall Street Journal | ) www.wsj.com time to read: 1 min

Clinton, N.Y.—Hamilton College has found one answer to the growing number of students seeking mental-health care on campus: Send them to other students. The school trains about a dozen undergrads a year to serve as peer counselors, a role that entails being a good listener to other students. The counselors go through about three days of training per year and attend weekly meetings to review peer conversations with the school counseling center’s professional therapists.

☆ Hyundai launches 'no commitment' electric vehicle monthly subscription – here's why it's different from leasing
▼ + stars: | 2023-02-12 | by ( Jordan Hart | ) www.businessinsider.com time to read: +3 min

The subscription program will allow users to rent an electric car for as low as $699 per month. The South Korean car manufacturer announced the start of its Evolve+ electric vehicle subscription service at the 2023 Chicago Auto Show on Thursday. The Evolve+ app is available on the Google Play store and the Apple App Store. It's also advertised as a way to test out an electric vehicle with no long-term commitment. "Evolve+ gives our customers the opportunity to try an electric vehicle and see if it is right for their lifestyle.

☆ DoorDash is headed to Super Bowl, pushing its on-demand grocery business again. Here are 7 key moves it is making to dominate retail delivery after conquering restaurants.
▼ + stars: | 2023-02-12 | by ( Nancy Luna | ) www.businessinsider.com time to read: +13 min

In August 2020, DoorDash launched retail delivery with chains like 7-Eleven and Walgreens. Editor's note: On Sunday, DoorDash is airing its second Super Bowl commercial to promote its grocery delivery business. Lately, DoorDash has its sights set on a new prize — dominance in retail and grocery delivery. "We have more retail stores, grocery included, than any other platform in North America today." DoorDashDoubleDashA year after launching grocery delivery, DoorDash introduced DoubleDash.

U.S. Bank, Member FDIC Learn more U.S. Bank, Member FDICU.S. Bank Personal Checking Account FeaturesU.S. Bank has over robust national presence, with over 2,000 branches in 26 states and 4,000 ATMs throughout the US. The bank has two checking accounts: U.S. Bank Safe Debit account and U.S. Bank Smartly™ Checking. U.S. Bank Checking Accounts vs. Chase Checking AccountsChase offers a greater variety of options, including checking accounts specifically suited for teens and college students. Chase Total Checking® has a $12 monthly service fee, while U.S. Bank Smartly™ Checking has a $6.95 monthly service fee (with options to waive). U.S. Bank Checking Accounts vs. Wells Fargo Checking AccountsWells Fargo has four types of checking accounts, including a checkless bank account similar to the U.S. Bank Safe Debit account.

☆ ‘Stolen Youth: Inside the Cult at Sarah Lawrence’ Review: A Long Con on College Students
▼ + stars: | 2023-02-08 | by ( John Anderson | ) www.wsj.com time to read: 1 min

There aren’t a lot of questions left about the past—or future—of Lawrence Ray : On Jan. 20, the 63-year-old was sentenced to 60 years in prison for extortion, racketeering, sex trafficking and other offenses. The U.S. attorney termed him a “monster.” After watching Hulu’s “Stolen Youth: Inside the Cult at Sarah Lawrence,” a viewer might think the prosecutor was being generous. But there is a puzzlement addressed by director Zach Heinzerling ’s three-part docu-series, and it is the same one that has hovered over the case ever since it became news—how did it all happen? How did a then-50-year-old con man move into his daughter’s communal apartment at the prestigious Sarah Lawrence College in Bronxville, N.Y., brainwash her roommates and create a cult-like situation that would persist for almost 10 years? How did the victims allow it to happen?

☆ Why the IRS says to hold off filing your tax return if you received a relief check in 2022
▼ + stars: | 2023-02-08 | by ( Mike Winters | ) www.cnbc.com time to read: +2 min

The agency is clarifying whether these special state tax rebates should be taxed federally, an IRS spokesperson tells CNBC Make It. The IRS recommends that tax filers who qualified for relief checks wait until "additional guidance is available or consult with a reputable tax professional." The IRS also recommended that those who have already filed a 2022 tax return not file an amendment. Each state relief program is run differently, too, which adds to the confusion. However, the site also says that the "department cannot comment on any federal tax consequences of the rebates and relief payments."

☆ Studies show ChatGPT cheating is on the rise among students — young and old — as teachers remain divided on bans
▼ + stars: | 2023-02-08 | by ( Aaron Mcdade | ) www.businessinsider.com time to read: +4 min

Over one in four teachers in a recent Study.com survey say they have caught students cheating by using ChatGPT. Others also believe it can be used to help students learn, and could make teachers' jobs easier. The teachers in the Study.com survey were mixed on AI's uses, as only one-third in the new study felt it should be banned in schools. In another Study.com poll conducted earlier last month, educators were almost evenly split on whether ChatGPT would make their jobs easier or harder. "I love that students would have another resource to help answer questions," one unnamed educator told Study.com.

☆ An influencer started a newsletter after her TikTok engagement dropped. Here's how she amassed 25,000 subscribers in 4 months.
▼ + stars: | 2023-02-08 | by ( Shriya Bhattacharya | ) www.businessinsider.com time to read: +7 min

She built an email newsletter last year, and explains how its helped increase her income. Applying to college was a stressful time for Carlynn Greene because she had to apply for financial aid to afford the steep tuition. While some TikTokers have tried to combat the issue by making more SEO friendly content, Greene sought another solution. She built a free email newsletter on Convert Kit, a website for building email templates, and sent the first iteration to subscribers in September 2022. Here is an example of Carlynn Greene's email newsletter from February 2023:Carlynn Greene's newsletter Carlynn GreeneCarlynn Greene's newsletter Carlynn GreeneThe newsletter reads:Hi there carr!

☆ Do college students have to file a tax return? See if you're required, and why you may want to even if you're not
▼ + stars: | 2023-02-07 | by ( Kamaron Mcnair | ) www.cnbc.com time to read: +3 min

If you make enough money, the Internal Revenue Service will require you to file a tax return. Below, find out if you need to file taxes this year and why you might want to anyway. 2022 federal income tax return requirementsBefore you file, you'll need to know your status. Even if you're not legally obligated to file a tax return, the IRS recommends doing so anyway if you had income tax withheld from your earnings, because you may be entitled to a refund. Other situations, such as having a child or qualifying for the Earned Income Tax Credit (EITC), may add incentive for you to file a tax return, if they apply.

☆ How the end of Netflix password sharing will change the way families watch, especially the ones with college-age children
▼ + stars: | 2023-02-04 | by ( Tim Mullaney | ) www.cnbc.com time to read: +3 min

Back in 2014, allowing people to share passwords was a "terrific marketing vehicle for the next generation of viewers," Plepler once told BuzzFeed. And yes, it looks like the crackdown may include families who share passwords with kids who are away at college. Even two analysts who follow Netflix acknowledged that their college-aged children are piggybacking on the family Netflix account for now. The company's terms of use require people to live at the same location to share a password. The company's terms of use already require customers to agree to Netflix tracking this information in order to deliver the service.

☆ I've been selling my clothes on Poshmark for 7 months. Here's how the algorithm works and how to get sales and followers.
▼ + stars: | 2023-02-03 | by ( Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +5 min

Some Poshmark sellers can make six figures in sales on the platform. I started selling on Poshmark in June to get rid of clothes I didn't wear and make room for my thrift-shopping habit. Getting likes, followers, and sales on Poshmark is just as addicting as it is on social mediaA screenshot of the author's Poshmark closet. Jennifer Ortakales Dawkins/ScreenshotAs soon as I started listing my clothes on Poshmark, I got a wave of followers on the app. Jennifer Ortakales Dawkins/InsiderOthers are time-consuming, like sharing your listings 5,000 times and sharing other sellers' listings 5,000 times.

☆ I built a 655-square-foot tiny home in the backyard of my San Diego rental property and rake in $2,500 a month renting it to a college water-polo team
▼ + stars: | 2023-02-01 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +4 min

He has an investment property in San Diego and recently built an accessory dwelling unit on the lawn. It's about 15 minutes from the campus of the University of California, San Diego. 7 members of UCSD's women's water-polo team live on the propertyHalf of the University of California, San Diego's water-polo team lives on Chu's property. The state made the right move allowing for ADUs, but it's still hard to get cities like San Diego on boardSan Diego. In San Diego, near UCSD, people want to live there, and density needs to be allowed for it to happen.

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