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☆ A Fed cut will help the housing market, but the effects will unfold gradually, says Bess Freedman
▼ + stars: | 2024-09-16 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailA Fed cut will help the housing market, but the effects will unfold gradually, says Bess FreedmanBess Freedman, CEO of Brown Harris Stevens, joins CNBC's 'The Exchange' to discuss mortgage rates, how lower rates could impact home inventory, and more.

Persons: Bess Freedman Bess Freedman, Brown Harris Stevens

☆ China's economy is going through a 'slow, painful, grinding adjustment,' analyst says
▼ + stars: | 2024-09-16 | by ( Sonia Heng | In Sonia-Heng | ) www.cnbc.com time to read: +2 min

"So to some extent, the Chinese government has managed to insulate this big adjustment in the housing market from the financial sector and prevent a bigger crisis. So instead, they're going through this sort of slow, painful, grinding adjustment," Wrigley added. Urban jobless rate rose to a six-month high, while year-on-year home prices fell at their fastest pace in nine years. Prasad criticized the Chinese government for being too slow to enforce bolder measures to stimulate the economy. It also requires early action, and we haven't seen either of those from the Chinese government," he said.

Persons: Eswar Prasad, Prasad, Duncan Wrigley, Wrigley Organizations: Cornell University, Everbright Securities, Reuters Locations: SINGAPORE, China

☆ Here’s what you should know about buying a home ahead of a likely interest rate cut
▼ + stars: | 2024-09-16 | by ( Samantha Delouya | ) edition.cnn.com time to read: +5 min

While the Fed doesn’t directly set mortgage rates, its actions affect borrowing costs throughout the economy. The most apparent effect: An interest rate cut could help ease the upward pressure on mortgage rates, making one piece of the homebuying equation more affordable. Most investors are betting that the Fed will cut its benchmark interest rate by just a quarter-point on Wednesday. Some financial advisers counsel to wait until you can get a mortgage rate that is a full percentage point below the rate you’re already paying, said Fairweather. “If you got a 7.5% mortgage rate, you may already be in the money to refinance,” she said.

Persons: Freddie Mac, ”, Daryl Fairweather, Redfin’s, “, it’s, Fairweather, We’re, Greg McBride, “ It’s, Leo Pareja Organizations: CNN, Federal Reserve, homebuyers, National Association of Realtors, Bankrate, eXp Realty Locations: Wells, ”

☆ Nvidia and more: Veteran tech investor reveals 4 stocks he backs with a 'high degree of conviction'
▼ + stars: | 2024-09-16 | by ( Amala Balakrishner | In Amala-Balakrishner | ) www.cnbc.com time to read: +5 min

While that may give some investors pause, veteran tech investor Trent Masters continues to see promise, revealing four stocks he has a "high degree of conviction" in. They are: Nvidia , Motorola Solutions , Trane Technologies and Sherwin-Williams . Trane Technologies Beyond the traditional tech plays, Masters is betting on Trane Technologies, a company specializing in heating, ventilation, air-conditioning and refrigeration systems. The average price target for Trane Technologies is $361.46, according to FactSet data, giving it a 0.8% discount. Sherwin-Williams Outside tech, Masters likes paint manufacturer Sherwin-Williams thanks to its "very strong ... business (with a) good returns profile."

Persons: Trent Masters, Sherwin, Williams, CNBC's, Jensen Huang's, Masters, — CNBC's Jim Cramer Organizations: Nvidia, Motorola Solutions, Trane Technologies, Sydney, Alphinity Investment Management, Motorola, Land Mobile

☆ From Ukraine to Hawaii, associates of Trump assassination attempt suspect say his ‘delusion of grandeur’ and odd behavior left them questioning his mental state
▼ + stars: | 2024-09-16 | by ( Isabelle Chapman | Casey Tolan | Curt Devine | ) edition.cnn.com time to read: +16 min

In one tweet, Routh wrote that “I would like to invite you to Hawaii for vacation. Newsweek Romania journalist Remus Cernea, one of the people listed on the website, told CNN he met Routh in Kyiv’s Maidan Square in June 2022. Tracy Fulk, a Greensboro police officer at the time, told CNN that the incident started when she pulled Routh over for a traffic stop. Audrey McAvoy/APA Hawaiian man who gave Routh’s company a bad review on Facebook told CNN he was unsettled by Routh’s response to the criticism. “We must push forward with logical leadership that supports the ones that wish to accomplish great things,” Routh wrote in one post.

Persons: Donald Trump, Ryan Wesley Routh, Joe Biden, “, Ukraine ”, Volodymyr Zelensky, Routh, hadn’t, Biden, Zelensky, Ryan Routh's, Trump, Routh’s, –, ”, Tulsi Gabbard, Beto O’Rourke, Tom Steyer, Elizabeth Warren, Andrew Yang, Joe, hillary, ” Routh, Kim Jong Un, ” Zelensky, Routh’s fiancée, Kathleen Shaffer, Shaffer, Efrem, Semafor, Oleksandr Shaguri, ” Michael Wasiura, ” Wasiura, ” Evelyn Aschenbrenner, Aschenbrenner, ” Aschenbrenner, Ryan O’Leary, ” O’Leary, Remus Cernea, Cernea, it’s, ” Cernea, barricading, Tracy Fulk, Fulk, ” Fulk, didn’t, ” Ryan Routh's, Audrey McAvoy, Saili Levi, Levi, you’re, ” Levi, Ryan Routh ”, Nelli Black, Benjamin Brown, Scott Glover, Lex Harvey, Winter, Rob Kuznia, Kyung Lah, Daniel Medina, Gianluca Mezzofiore, Rob Picheta, Puy Kamp, Sabrina Shulman, Teele Rebane, Adam Renton, Jessie Yeung Organizations: CNN, Twitter, Trump, Martin County Sheriff’s, Martin County Sheriff's, Facebook, Service, Republican, X, Machine, Commission, Democratic, North, “ WE, New York Times, Ukraine’s Land Forces Command, Legion, country’s International, Army National Guard, Global Citizen, Taiwan, Taiwan Foreign Legion, Newsweek Romania, Greensboro, Sheriff’s Office, Guilford County North Carolina Sheriff’s, Honolulu Star, Star, Advertiser, Honolulu, roosters Locations: Ukraine, Hawaii, Afghanistan, Ukrainian, Honolulu, Oahu, Florida, Martin County, Russia, Zelensky, American, Kyiv’s, Kyiv, Taiwan, North Korea, China, Kyiv’s Maidan, North Carolina, Greensboro, Guilford, Guilford County North Carolina, Kaʻaʻawa, Oahu Island, Oran, Majlie

☆ The states where rent is going up the fastest — and the slowest
▼ + stars: | 2024-09-16 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +3 min

States such as Maine, New Mexico, and Utah have seen the largest percent increases in median gross rent — which includes rent and utility costs — between 2022 and 2023. The median housing cost for renters increased from $1,354 to $1,406 during this period. The census data covers increases between 2022 and 2023, and more recent data shows that cost growth has continued this year. According to national Redfin data, rents increased slightly nationwide in September 2024 compared to the year prior, at 0.9%, and are now $1,645 for all rental sizes. The ACS reveals some racial inequities among cost-burdened households.

Persons: — Organizations: Service, Survey, Business, DC Locations: Maine, New Mexico, Utah, Hawaii, Washington, Florida, Mississippi, Alaska, New York, Raleigh, Fort Worth, Charlotte, Milwaukee, Florida , Nebraska, Vermont, Alaska , Delaware, Georgia, Pennsylvania

☆ Welcome to interest-rate cut week: Here's how the Fed's next move will impact everything from home prices to new cars loans
▼ + stars: | 2024-09-16 | by ( Madison Hoff | Ayelet Sheffey | ) www.businessinsider.com time to read: +6 min

According to CME FedWatch, which estimates interest rate changes based on market predictions, the size of the rate cut is a coin toss. As of Friday afternoon, there's a 51% chance the Federal Reserve will cut rates by 25 basis points and a 49% chance it'll be an extra-large 50-basis-point cut. That's because a larger rate cut makes borrowing cheaper, which tends to drive up spending and fuel price increases. Rate cuts will also eventually make it cheaper for small businesses to take out loans. A rate cut could cause a rush of buyers to enter the market in the short term, driving up prices and competition.

Persons: Jerome Powell, Michael Madowitz, she's, McTier, it'll, Mark Hamrick, Banks, Hamrick, NerdWallet, Sara Rathner Organizations: Service, Federal, CME FedWatch, Federal Reserve, Business, Washington Center for Equitable Growth, Fed, Consumer Financial, Bureau, asheffey Locations: Jackson Hole , Wyoming, McTier

☆ Ohio Gov. Mike DeWine says baseless claims about Haitian immigrants are 'garbage'
▼ + stars: | 2024-09-15 | by ( Https | Media-Cldnry.S-Nbcnews.Com Image Upload Newscms Summer-Concepcion-Byline-Jm.Jpg | Summer Concepcion | ) www.nbcnews.com time to read: +6 min

Mike DeWine on Sunday decried former President Donald Trump's baseless claims that Haitian immigrants in Springfield, Ohio were eating dogs and other pets as "garbage," but stopped short of directly condemning the former president and his running mate, Sen. JD Vance, for spreading the false claims. There’s no evidence of this at all,” DeWine said during an interview on ABC’s “This Week” when asked whether it’s responsible for Trump to push those false claims. Springfield Mayor Rob Rue has slammed the false claims and urged the public, especially prominent public figures, against amplifying them further. “Springfield is a beautiful community, and your pets are safe in Springfield, Ohio,” Rue told MSNBC’s “Katy Tur Reports” last week. We don’t need this misinformation.”Vance on Sunday pushed back on claims that the fringe online conspiracy of Haitian immigrants in Springfield, Ohio, eating pets is false, claiming that he has heard concerns from constituents on the matter.

Persons: Mike DeWine, Donald Trump's, Sen, JD Vance, “, ” DeWine, DeWine, ”, Fran, we’ve, Trump, Vance, “ I’ve, Donald Trump, ” Trump, Kamala Harris, Harris, Springfield Mayor Rob Rue, ” Rue, MSNBC’s, Katy Tur, “ We’ve, ” Vance, Union ”, Biden, Margaret, Kamala Harris ’, I’ve Organizations: Gov, Trump, Republican, Springfield Mayor, Sunday, NBC, Press, CNN’s, Union, CNN, CBS Locations: Springfield , Ohio, Springfield, “, Haiti, “ Springfield, CNN’s “ State, Ohio

☆ A boomer lives on $1,768 monthly Social Security and says she's a few hundred dollars away from losing access to necessities
▼ + stars: | 2024-09-15 | by ( Allie Kelly | ) www.businessinsider.com time to read: +5 min

"Over this past year, because my money has gotten so tight, those friends don't call me anymore," she said. The Huntsville, Alabama resident lives on her $1,768 monthly Social Security checks, according to documents reviewed by Business Insider. Monthly Social Security checks aren't enough for most baby boomers to live on — many have told BI they struggle to afford housing, food, and healthcare. AdvertisementRussell's tight finances contribute to lonelinessRussell retired from her food service broker job six years ago and began collecting Social Security around that time. She pays nearly $900 a month, more than half of her Social Security income, making her severely rent-burdened.

Persons: —, Michelle Russell, Russell, Russell doesn't, Russell didn't, isn't, It's, Pete Organizations: Service, Business, Social Security, Social, Walmart Locations: Huntsville, Alabama

☆ My dad sacrificed everything to retire early — only to die before he could enjoy it. I'll never recommend early retirement to anyone.
▼ + stars: | 2024-09-15 | by ( Rebekah Sanderlin | ) www.businessinsider.com time to read: +9 min

But his plan had always been to retire early. At 50, he could retire early, and have plenty of time to do whatever he wanted. AdvertisementThe author wearing the diamond studs her father bought for her, which she almost never takes out. That old designer diaper bag now serves as my laptop bag, a reminder of everything I learned from my dad. I plan to slow down as I age, but I don't plan on ever retiring.

Persons: —, I've, Rebekah Sanderlin, would've, hadn't, wouldn't, he'd, Christal Marshall, I'm, Jane Zhang Organizations: Service, Business, Sam's Club, Affordable, Medicare Locations: Hawaii

☆ Some baby boomers are burning through their retirement savings to pay for cancer treatments. Then they have to go back to work.
▼ + stars: | 2024-09-15 | by ( Juliana Kaplan | Noah Sheidlower | ) www.businessinsider.com time to read: +13 min

AdvertisementIt's a story all too familiar for some older Americans: An unexpected health crisis derails their retirement planning. With insufficient help from health insurance or Social Security, medical bills eat up any savings or income they have. Jones, who gets $2,200 a month in Social Security, has had to take on part-time work, which made her ineligible for some federal assistance. She paid for chemo out of pocket, spending her way through her retirement savings and maxing out her credit cards. Amend said it's crucial for older Americans to believe everything will be OK, noting "your mindset perpetuates what your outcome will be."

Persons: —, Kimberly Mullen, Mullen, She's, she'll, Nancy Altman, Saul Martinez, Karen Knudsen, they've, Uber, Wendy Jones, it's, she's, Jones, Teresa Ghilarducci, , Ghilarducci, Rebecca Buffum, Buffum, I'm, Andrew Whitaker, Marion, Robert Papalia, Papalia, Leonard Bianconi, Bianconi, Gallup, Monique Morrissey, haven't, Harris, Morrissey, Frank, Weeks, he's Organizations: Service, Business, Social Security, American Cancer Society, Social, Walmart, Medicare, New School for Social Research, Schwartz, for Economic, Kaiser Family Foundation, BI, Institute, Biden, American Heart Association Locations: Kentucky, North Carolina

☆ The 2 things that will determine whether last week's stock market rally will continue this week
▼ + stars: | 2024-09-15 | by ( Zev Fima | ) www.cnbc.com time to read: +11 min

The S & P 500 rebounded 4% this past week, almost clawing back all of the prior week's horrible decline. Fed watch The Fed is the big market event this week. ET: Fed rate decision Before the bell: General Mills (GIS) After the bell: Steelcase (SCS) Thursday, Sept. 19 8:30 a.m. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio.

Persons: Jim Cramer, Jensen Huang's, Goldman Sachs, Jim, Huang, Lisa Su, Su, Vimal Kapur, Morgan, Brian Niccol, Wells, Morgan Stanley, Jerome Powell, They're, Lennar, Doug Yearley, Mills, LEN, Jim Cramer's, Spencer Platt Organizations: Federal, Dow, Nasdaq, Nvidia, Club, Technology, CNBC, Oracle, Devices, TAM, Apple, Honeywell, Starbucks, Barclays Global Financial Services, Fed, FedEx, homebuilder, Home Depot, Darden, Jim Cramer's Charitable, New York Stock Exchange, Getty Locations: Las Vegas, U.S, America, Horton, New York City

Routh tagged Joe Biden and Vice President Kamala Harris, in separate posts, encouraging them to visit those injured at the rally. Trump will never do anything for them,” he wrote in a post directed at Harris. In an April post on X tagging President Biden’s presidential account, he wrote that Biden’s campaign should be: “called something like KADAF. “Work has never been about money rather building frameworks for people to thrive and succeed,” Routh wrote on his LinkedIn page. Levi said when he asked Routh to improve the work via email, Routh ranted at him.

Persons: Donald Trump, Ryan Wesley Routh, Routh, Joe Biden, Kamala Harris, Biden, Trump, ”, Biden’s, MASA …, ” Routh, Saili Levi, Levi, Routh ranted, “, you’re, ” Levi, barricading Organizations: CNN, Trump, Democratic, North Carolina State Board, Ukraine –, Box, Honolulu Star, Facebook, Russia, ” Records, Greensboro News, Sunday Locations: Florida, Hawaii, Pennsylvania, Harris, North Carolina, KRAKOW, UKRAINE, Ukraine, State, Oran

☆ The one Harris comment Trump and his allies have spent $38 million for voters to see
▼ + stars: | 2024-09-15 | by ( David Wright | ) edition.cnn.com time to read: +6 min

The Trump campaign and its allies have spent more than $38 million replaying that soundbite almost 70,000 times in campaign advertisements since Harris became the Democratic nominee, looking to capitalize on persistent voter concerns about the economy and blunt Harris’ turn-the-page messaging by yoking her to President Joe Biden’s record. “Everyday prices are too high – food, rent, gas, back-to-school clothes,” Harris says in the clip featured in the ad. Last week, Harris’ campaign launched a series of ads on her economic pitch, specifically tailored to key swing states. In addition, her campaign has spent more than $10 million airing an ad in which Harris says, “You want lower prices and lower taxes. I believe you want to just not get by, but you want to get ahead,” before delivering her pitch for an “opportunity economy.”And another top Harris ad contrasts her approach with Trump’s.

Persons: Kamala Harris, ”, Harris, Trump, Joe Biden’s, juxtaposes Harris, ” Harris, “ It’s, ‘, Harris –, replaying Harris, “, Harris ’, I’ll, Donald Trump’s, –, ” CNN’s Dana Bash Organizations: CNN, Biden, Democratic, Trump, ’ Locations: Washington, ”, US, DC

☆ The office market is in trouble. Lower interest rates might not be enough to save it.
▼ + stars: | 2024-09-15 | by ( Kelly Cloonan | ) www.businessinsider.com time to read: +4 min

Read previewOffices have been the weak spot in the commercial real estate market since the pandemic gave rise to widespread remote work and caused companies to reassess how much space they need. The Federal Reserve's likely interest rate cut, expected at the end of its meeting on September 18, could give office owners some relief with lower interest rates when they refinance. But that doesn't mean they're in the clear, according to commercial real estate experts. Right now, most commercial real estate loans come from small, regional banks, but that could change. AdvertisementYet even with the weakness in the office market, lower interest rates are a net positive for the industry, economist Richard McGahey says.

Persons: —, Lisa Pendergast, Pendergast, Lisa Knee, Knee, It's, Richard McGahey, McGahey Organizations: Service, Business, CRE Finance

☆ American activist killed by Israeli fire in West Bank is buried in Turkey
▼ + stars: | 2024-09-14 | by ( The Associated Press | ) www.nbcnews.com time to read: +6 min

Aysenur Ezgi Eygi, a 26-year-old woman from Seattle, was shot dead Sept. 6 by an Israeli soldier during a demonstration against Israeli West Bank settlements, according to an Israeli protester who witnessed the shooting. The Israeli military said Tuesday that Eygi was likely shot “indirectly and unintentionally” by Israeli forces. The war began when Hamas-led fighters killed some 1,200 people, mostly civilians, in an Oct. 7 attack on southern Israel. The military said the six were killed shortly before Israeli forces were to rescue them. Israeli airstrikes hit GazaIsraeli airstrikes pounded central and southern Gaza overnight into Saturday, killing at least 14 people.

Persons: Ezgi, Eygi, “, ” Numan, Kurtulmus, Antony Blinken, Benjamin Netanyahu, Anat Angrest, Matan Angrest, Netanyahu, ”, Angrest, Khan Younis, Beit Lahia, Sheikh Zayed, ” Richard Peeperkorn Organizations: West Bank, Israeli West Bank, Izmir Forensic Medicine Institute, U.S, Hamas, Gaza’s Civil Defense, United Nations, Saturday, World Health Organization, WHO, Gaza’s Health Ministry Locations: ISTANBUL, Turkey, American, Seattle, Turkish, Didim, Mosque, Izmir, United States, Egypt, Qatar, Israel, Tel Aviv, Gaza, Rafah, Gaza City, Manshiyeh

☆ The Fed has the proof it wants that inflation is slowing, but the next move is still up in the air
▼ + stars: | 2024-09-14 | by ( Jeff Cox | ) www.cnbc.com time to read: +2 min

A week's worth of inflation data showed that price pressures have eased substantially since their meteoric rise in 2021-22. "We got two more months of good inflation data" since the last Fed meeting, Claudia Sahm, chief economist for New Century Advisors, said in a CNBC interview Friday. Futures markets for most of the past week had lasered in on a quarter percentage point, or 25 basis point, rate cut. The inflation data "on its own would have gotten us 25 next week, as it should, and will get us a whole string of cuts after that," she said. [Fed officials] need to kind of clean it up, do a 50 basis point cut and then be ready to do more."

Persons: Jerome Powell, Claudia Sahm, Sahm Organizations: Banking, Housing, Urban, Capitol, Federal Reserve, Federal, New Century Advisors, CNBC, Fed Locations: Washington ,

☆ There are 2 kinds of cities right now. It explains why you hate your downtown.
▼ + stars: | 2024-09-14 | by ( Eliza Relman | ) www.businessinsider.com time to read: +7 min

Resident-centered urban cores have lots of housing, public amenities like schools and parks, and local restaurants, shops, and other businesses. AdvertisementThe nation's capital offers a stark example of a downtown designed largely to serve office workers and tourists. The unsexy way to get people downtownBefore cities focus on bringing in visitors, they need to serve their residents, Wesolowski argued. Parks along urban rivers, lakes, canals, and ocean beaches can attract new residents, visitors, and commercial development while serving as a buffer for flooding. "It has a really quite an extraordinary balance of tourist facilities, local universities, medical complexes, residents living downtown, a baseball team downtown, a waterfront — it sort of does everything right," she said.

Persons: —, Jon Jon Wesolowski, Wesolowski, Tracy Hadden Loh, Karen Chapple, Loh, Chapple Organizations: Service, Business, Visitors, Eiffel, Chicago, Brookings Institution, of Cities, University of Toronto Locations: Washington, Chattanooga , Tennessee, Paris, Chicago, Wicker, Parks, Diego's

☆ Why people are souring on one of the country's hottest housing markets
▼ + stars: | 2024-09-14 | by ( Jennifer Sor | ) www.businessinsider.com time to read: +8 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. AdvertisementThe exodus is mainly being driven by higher housing costs, a higher cost of living, and souring attitudes toward the influx of people who moved to Florida in recent years. Property insurance costs in the state are rising at the fastest pace in 20 years, according to Capital Economics. According to Cindy, her home insurance costs around $8,000 a year. The cost of living has also risen, in part due to rising housing costs and more people living in the city.

Persons: —, who's, Cindy, isn't, Rafael Corrales, Corrales, Kevin, hadn't, it's, Bill McBride, McBride, That's, It's, Darryl Fairweather, Redfin, Fairweather Organizations: Service, Business, Tampa —, Capital Economics, Bureau of Labor Statistics, Washington DC, Florida Department of Law, Sunshine State Locations: Florida, Sunshine, Tampa, Orlando, Jacksonville, South Florida, Miami, St, Pete, Seattle, New York, Fort Lauderdale, Palm Beach, Petersburg, Clearwater, Florida's

☆ I paid for my engagement ring, and my husband picked out my wedding dress. We've always gone against gender norms.
▼ + stars: | 2024-09-14 | by ( Wendi Gordon | ) www.businessinsider.com time to read: +4 min

From the beginning, nothing about my relationship with my husband, Steve, was "normal." My husband didn't propose to me, and I didn't propose to him; there was just a mutual assumption that we would get married and spend the rest of our lives together. Our wedding was uniqueWe first went to a local jewelry store to buy my engagement ring and our wedding bands. We didn't worship together and rarely met the members of each other's churches. We're ignoring social norms like we always have because it always worked for us.

Persons: Steve, didn't, we've Organizations: Service, Business, Lutheran Theological Seminary Locations: Gettysburg, Pennsylvania, New Orleans, Mississippi, I've

In Japan, for example, most people are actually quite satisfied with housing costs. In recent years, rising rents and home prices driven by a severe housing shortage — coupled with elevated mortgage rates — have caused Americans' housing costs to soar to near-record levels of unaffordability. Some experts have pointed to Japan, where housing costs are lower than peer countries, as a potential model for solutions the US could adopt. While Japan's abundance of housing isn't entirely a positive story, when it comes to Tokyo, housing experts say there are many lessons the US could learn from its ally. AdvertisementWhile a population slowdown could help moderate housing costs, some experts believe a substantial population decline would have big economic consequences in the long run.

Persons: —, aren't Organizations: Service, Business, Housing, Gallup Locations: Japan, Israel, Turkey, Slovenia, Portugal, United States, Tokyo

Mortgage rates probably won't drop much further if the Fed cuts rates, unless central bankers opt for a larger-than-expected cut. 30-Year Mortgage RatesAverage 30-year mortgage rates have been dropping this month and are now down near 5.70%, according to Zillow data. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Persons: you'll, they've, Freddie Mac, it's, Fannie Mae Organizations: Federal Reserve, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs, Fed, Mortgage, Association Locations: Chevron

☆ USS White River: How the US Navy transformed a landing vessel into a legendary rocket artillery ship
▼ + stars: | 2024-09-14 | by ( Benjamin Brimelow | ) www.businessinsider.com time to read: +14 min

Rather than building an entirely new vessel, it was decided to modify medium-sized landing ships (classified as LSMs for 'Landing Ship Medium'). Officially renamed USS White River in 1955, the ship was decommissioned again in 1956. A day after that, White River fired on a nearby VC anti-aircraft site, destroying it and killing or wounding 11 guerillas. Winstead/National ArchivesFuture shore bombardment and LSMsDespite its value and firepower, by 1970, White River was showing its age. Now known as the Medium Landing Ship program, the Navy hopes to acquire 18 to 35 of the vessels.

Persons: —, White, Cmdr, Roy E, McCoy, Chris Page, we'd, R.E, Winstead, USS Zumwalt, hasn't, they're, Benjamin Brimelow Organizations: Service, US Defense Department, Business, Navy, US Navy, USS, National Archives ', Archives, Atlantic Reserve Fleet, Pacific Fleet, Pacific Reserve Fleet, South Vietnamese Army, Archives Future, Naval, AGS, Marine Corps, Operations, Corps, Global Affairs, Fletcher School of Law, Diplomacy, Modern, Institute Locations: Ukraine, White, beachheads, Pacific, Africa, Europe, Plaines, California, Japan, LSMR, Ch'o, Korean, San Diego, Vietnam, South, Ngãi Province, South Vietnam, Cambodian, Gulf, Thailand, Delta, Viet, Quảng Ngãi, Phuoc Tuy Province, Missouri, West

“It just exploded into something I didn’t mean to happen,” Erika Lee, a Springfield resident, told NBC News on Friday. She has since deleted the Facebook post. She is also concerned for the safety of the Haitian community, which she said she did not intend to villainize en masse. “I feel for the Haitian community,” she said. Still, she never imagined that her Facebook post would set off a national news cycle.

Persons: ” Erika Lee, Lee, Kimberly Newton, NewsGuard, Newton, Newsguard, ”, hasn’t, Donald Trump, Ohio Sen, JD Vance, “ I’m, I’d, that’s, ” Vanessa Cárdenas, refor, MAGA, ” Lee, Springfield Organizations: NBC, Facebook, Local, Ohio, America's Locations: SPRINGFIELD , Ohio, Ohio, Springfield, Columbus , Ohio, Canton , Ohio, Springfield ,

“In Springfield they’re eating dogs,” the former president said, referring to an Ohio city dealing with an influx of Haitian immigrants. On Sept. 6, there were 1,100 posts on X mentioning Haitians, migrants or immigrants eating pets, cats, dogs and geese, according to PeakMetrics, a research company. The Springfield rumor “made it to his desk. Another source close to Trump’s campaign said Trump and Vance did not discuss the Springfield issue ahead of the debate. “I don’t know what he was thinking,” a different Trump ally said of his choice to bring up the Springfield rumor unprompted.

Persons: Donald Trump, —, Kamala Harris, Sen, JD Vance, Ohio, ” Tim Murtaugh, Trump, Harris, ”, ” Sen, Lindsey Graham, ” Graham, Elon Musk, Vance, ” Vance, “, MAGA, David Muir, ” Rep, Byron Donalds, Laura Loomer, ” Loomer, ” “, “ It’s Organizations: “, Trump, NBC News, White, CNN, Nazi, Facebook, Springfield, Springfield News, NBC, ABC News, ” Locations: Springfield, Ohio, Trump, South Carolina, Columbus, Gab, Springfield Ohio, Springfield , Ohio, Clark County , Ohio, NatCon, United States, Florida, America

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