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☆ Where BlackRock's Rick Rieder sees income opportunity amid the market volatility
▼ + stars: | 2024-08-06 | by ( Michelle Fox | ) www.cnbc.com time to read: +2 min

As investors search for income amid the market volatility, high-yield bonds are an attractive place to be, according to BlackRock's Rick Rieder. Meanwhile, credit spreads in corporate and high-yield bonds — which have been tight — are widening . Bonds rated BB+ and lower by Standard & Poor's and Fitch, as well as those rated Ba1 by Moody's, are considered high yield. Rieder also manages the BlackRock Flexible Income ETF , which has about 20% of its portfolio in high-yield credit, its second-largest sector holding. BINC YTD mountain BlackRock High Yield ETF year to date He has been reducing some exposure to investment grade bonds.

Persons: BlackRock's Rick Rieder, Stocks, Bonds, Fitch, Rieder Organizations: Dow Jones, Treasury, Poor's, Moody's, SEC, Federal Locations: BlackRock

☆ I visited all 50 states and ranked them from my least favorite travel spot to my top pick
▼ + stars: | 2024-08-06 | by ( Emily Hart | ) www.businessinsider.com time to read: +1 min

I traveled to all 50 states solo and ranked them based on my experiences. I ranked Colorado first due to its outdoor activities and New Mexico second for its uniqueness. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementOver the past 10 years, I've made it a goal to travel to all 50 states and each of the major national parks completely solo.

Persons: —, I've Organizations: Colorado, New, Service, Business Locations: Oklahoma, California, New Mexico, Colorado

☆ I'm an American mom living in Germany. The Snoo, nanny shares, and stroller wagons are not very popular here.
▼ + stars: | 2024-08-06 | by ( Naomi Kaye Honova | ) www.businessinsider.com time to read: +5 min

Many American parents are used to utilizing a variety of parenting strategies and baby items in their everyday lives. The primary reason for this has to do with finances and parental leave. Day care or a private nanny can be very pricey, so a nanny share can help cut down on costs for some families. In Germany, both group day care and home day care providers are subsidized by the state; in some areas of Germany, day care is free of charge. But in Germany, due to lengthier parental leave, most kids start day care around age 1.

Persons: I've, Ferber, Nanny Organizations: Service, tote, American Locations: Germany, American

Artistic gymnastics at the Paris Olympic Games came to a dramatic end Monday, as Simone Biles won the silver medal in the floor exercise final. "A couple years ago, I didn't think I'd be back here at an Olympic Games, so competing and then walking away with four medals ... Naomi Baker / Getty ImagesIn Tuesday’s team event, she officially became the most decorated American gymnast in the history of the Olympic Games, surpassing “Magnificent Seven” member Shannon Miller’s seven-medal record. An Olympic gold in that event has long eluded her and slipped out of her grasp once again in her third Olympic appearance. Her all-around win made her the first American and just the third gymnast in history to win the Olympic all-around gold medal more than once.

Persons: Simone Biles, Larisa Latynina’s, Brazil's Rebeca Andrade, Biles, Jordan Chiles, medaled, that's, Naomi Baker, “, Shannon Miller’s, Joe Biden, Larisa Latynina, Věra, Czechoslovakia —, Paris, ”, ” Biles Organizations: Paris Olympic, Olympic Games, Games, Paris, Soviet Union, Los Angeles Locations: Paris, Tokyo, Tokyo —, American, Rio, Soviet, Czechoslovakia, Atlanta

This grabbed the attention of U.K.-based French studies professor Martin Hurcombe, who specializes in French history and culture. French fans cheer during the women's cross-country cycling mountain bike event during the Paris Games on July 28. French fans have been wildly cheering for their athletes and team throughout these Olympic Games. Spectators celebrate as France's Leon Marchand wins the gold medal in men's 200-meter individual medley final at the Paris Games. I think it was a moment and there's a risk with these Olympics, as well, that this is (just) a moment."

Persons: “, Jérémy Boutier, France's Leon Marchand, Sarah Stier, Emmanuel Macron, Martin Hurcombe, Jared C, Tilton, Hurcombe, Amélie Oudéa, hasn't, Sameer Al, Léon Marchand, Tom Vanden Brande, Vanden Brande, Yolaine Wilson, it's, Zinedine Zidane, Lilian Thuram, Marcel Desailly, Christian Karembeu, Patrick Vieira, Dar Yasin, We've Organizations: Olympics, NBC News, Paris Games, Getty, University of Bristol, French Sports, Olympic Games, Olympic, Nigeria, Paris La Défense, French, France Locations: France, AFP, Paris, French West Indies, Ghana, New Caledonia, Senegal

☆ Meta's AI keeps pretending to be me and giving my phone number out to strangers
▼ + stars: | 2024-08-05 | by ( Rob Price | ) www.businessinsider.com time to read: +10 min

You only need to save my phone number," the AI responded in Spanish — before sharing my phone number. Someone in this WhatsApp group had asked Meta AI for its phone number — and again it shared my number. It had replied that it did, and Maxi simply had to message a phone number — my phone number — to access the content. Since I asked Meta's communications team for help, I haven't received any more messages from people looking for Meta AI. Another time, Meta AI said it didn't have a phone number (it actually does, +1 313-555-0002, although it doesn't advertise it publicly).

Persons: Franco, escuadron lobo, Tell Gretel, he'd, Franco chimed, Meta, chatbot, Taylor, Taylor Swift, Maxi, I'm, I've, Pablo Morano, Meta's Emil Vazquez, Mark Zuckerberg, that's, Axel Springer, Cooper Neill, Getty, LLMs, Meta's, haven't, you've Organizations: Meta, alfa buena, Alpha, Business, Tech, LinkedIn, Facebook, Team Alpha, Squadron, Maxi, BSR Agency, Business Insider, CBC News Locations: Peruvian, Spanish, LLMs, scammers, WhatsApp, Memphis , Tennessee

☆ I spent two months working on a farm in South Korea for free lodging and food. It was hard work, but I saved at least $2,000.
▼ + stars: | 2024-08-05 | by ( Erin Liam | ) www.businessinsider.com time to read: +5 min

But eight days before I headed to South Korea, a host texted me, asking, "Hey, are you still free?" He needed volunteers for his chestnut farm on the outskirts of Cheongyang, a village two hours from Seoul. AdvertisementI didn't know what to expect on the farmAfter finishing tasks on the farm, volunteers often take quick naps during their lunch breaks. Tim WinklerIt was a nice working atmosphere and there was no pressure to finish tasks by a certain time. AdvertisementThere was no set schedule on the farmWinkler said that no two days on the farm were the same.

Persons: —, Tim Winkler, I'd, I've, Winkler, we'd Organizations: Service, University of Hamburg, Business Locations: Germany, Bangkok, Asia, South Korea, Japan, Seoul, Cheongyang, Spain, Scandinavia

☆ I was a stepmom before I became a biological mom. It's different, but both roles are important.
▼ + stars: | 2024-08-05 | by ( Megan Foley | ) www.businessinsider.com time to read: +4 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Paper stars decorated their walls, and a yellow halo of light shone around their door, cracked open so they wouldn't feel scared. For nine years, I've helped feed, clothe, and shelter them — not as their mom or dad, but as a parent nonetheless. AdvertisementI became a biological momThree years ago, I gave birth to a girl who consumes, delights, inspires, and exhausts me. So I can say this with conviction: being a stepparent and being a biological parent are different — but they're both valid.

Persons: —, I've, Kamala Harris Organizations: Service, Business

☆ Ron Insana: Fed should reassure market it's ready to act, as this resembles late '90s foreign markets crises
▼ + stars: | 2024-08-05 | by ( Ron Insana | ) www.cnbc.com time to read: +3 min

First, when everything is being sold – and just about everything is being sold on Monday – someone is in big trouble. The spillover effect – exacerbated by a Federal Reserve reluctant to cut interest rates even as inflation cools – has put all assets on sale. This suggests that fears of a financial market problem are greater than those of a widening Middle East war. Should the situation become more tumultuous, the Fed could be forced into cutting interest rates between meetings. Indeed, when the Fed responded to the 1998 event by cutting interest rates , stocks went on a tear before topping out in 2000.

Persons: I've, Michael Gayed, Cashin, It's, Stanley Druckenmiller, Japan —, Ron Insana Organizations: Federal Reserve, Nikkei, UBS, Term Capital Management, CNBC Locations: Japan, Israel, Iran

☆ 'House of the Dragon' fans are mad about the season two ending: 'One of the most underwhelming season finales I've ever watched'
▼ + stars: | 2024-08-05 | by ( Ayomikun Adekaiyero | ) www.businessinsider.com time to read: +6 min

As a result, many fans believed season two would involve an all-out war, with Rhaenyra seeking revenge on both siblings. Fans believed the finale might have another battle to give the season a climactic end, but they were disappointed again. One fan wrote: "Well, that was probably one of the most underwhelming season finales I've ever watched." Horrible payoff 😭 #HouseOfThedragon — merline (@xomerline) August 5, 2024This season of House of The Dragon was the worst season in the whole GOT universe, including season 8 of GOT. Why not give us a real season finale?

Persons: —, aren't, Rhaenya Targaryen's, Emma D'Arcy, Tom Glynn, Carney, Ewan Mitchell, I've, eason, ike, ade, Ma Organizations: Service, Aegon, Business, ust, UST, NDS, IKE

☆ I'm an Airbnb Superhost who's had over 400 guests. Here are 5 things I wish visitors knew before checking in.
▼ + stars: | 2024-08-05 | by ( Katie Cline | ) www.businessinsider.com time to read: +4 min

Although not all hosts are like me, here's what I wish people knew before staying at my Airbnbs. AdvertisementIt's really helpful when you tell me why you're comingI like to know why guests are staying at my Airbnbs. Emily ElizabethBooking an Airbnb can feel like going on a first date … but with a house. When I know who's staying at my Airbnb, I'm better able to curate my recommendations. Give me a five-star review or no review at allIt's not great when guests leave Airbnb reviews that are less than five stars.

Persons: —, I've, Gallant Fox, Emily Elizabeth, it's, I'm, Shandi Marie, Emily Elizabeth Think, Merriam Organizations: Service, Business, Saratoga, Webster Locations: New York, Lake George, Saratoga Springs, Bolton

☆ Back to school hauls follows TikTok's underconsumption core trend
▼ + stars: | 2024-08-05 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

Customer shopping for school supplies with employee restocking shelves, Target store, Queens, New York. Altogether, this year's back-to-school spending, including for college students, is expected to reach $38.8 billion, the NRF also found. Higher prices are partly to blame: Families are now paying more for key back-to-school essentials like backpacks ahead of the new school year. The must have items of the back-to-school season"Back-to-school hauls have started infiltrating TikTok earlier than I've ever seen it," said Casey Lewis, a social media trend expert and founder of trend newsletter After School. How to keep back-to-school spending in check

Persons: Lindsey Nicholson, Happe, WalletHub, I've, Casey Lewis, Lewis Organizations: UCG, Intuit Credit Karma, CNBC, Deloitte, Adidas Locations: Queens , New York

☆ An interior decorator shares 7 mistakes you should never make in your backyard
▼ + stars: | 2024-08-05 | by ( Kelly Kruger | ) www.businessinsider.com time to read: +1 min

As an interior decorator, I've seen lots of mistakes that can downgrade a backyard. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . But as an interior decorator, I've seen many people make avoidable mistakes that can turn a potential paradise into a problem zone. Here are seven mistakes to avoid when designing your backyard.

Persons: —, I've Organizations: Service

☆ I quit corporate and turned my side hustle into a 6-figure dream career — here's how
▼ + stars: | 2024-08-05 | by ( Perri Ormont Blumberg | ) www.businessinsider.com time to read: +6 min

When I took my side hustle full-time, I started making around $125,000 more than my last salary. AdvertisementI started music as a side hustle in March 2019I've played the piano for 21 years and the alto saxophone for 18. I was fortunate to still have a paycheck and work from home when most full-time event industry professionals were shut down completely. AdvertisementA surge of events started in 2021, and I knew I made the right decision to leave the 9-5 world the previous October. If I had let a few hundred dollars a month of health insurance hold me back from quitting my full-time job, I would never have had all these incredible experiences.

Persons: —, Jason Nelson, It's, I've, Nelson, Teresa Guidice, Luis Ruelas, Teresa Giudice, it's Organizations: Service, Business, DJ, Fox, New York Jets, Real Housewives of, Bravo Locations: Hoboken , New Jersey, Puerto Rico, St, Maarten, Aruba, Dubai, Jersey

☆ After 8 years of van life, they were ready to settle down. They bought an abandoned watermill in Portugal to turn into a family home.
▼ + stars: | 2024-08-05 | by ( Amanda Goh | ) www.businessinsider.com time to read: +11 min

Mr and Mrs AdventureAfter returning to the US in 2018, they continued with van life until mid-2020, when they started thinking about settling down. AdvertisementThe first property they viewed was an abandoned watermill in the Algarve, Portugal's southernmost region, and they were immediately smitten. While they're relying on solar energy in their camper, they plan to connect the watermill property to the grid in the future. This watermill project, we have to have other people involved," Drew said. Mr and Mrs AdventureNow, Drew added, even the bathroom in the watermill is about the size of their van.

Persons: —, Brittany, Drew Neumann, Adventure, van, Drew, they're, they've, We're, Ian —, I've Organizations: Service, Business, YouTube Locations: North America, Europe, Africa, Hawaii, Northern California, Arizona, Portugal, Brittany, Algarve, Portugal's, Fort Myers , Florida

☆ 'House of the Dragon' director says she 'couldn't sleep' thinking about how to film Daemon's game-changing finale vision
▼ + stars: | 2024-08-05 | by ( Palmer Haasch | ) www.businessinsider.com time to read: +13 min

By the season finale, Alicent Hightower (Olivia Cooke) knows that she has no allies left in King's Landing. "Every time I'm in a scene like Rhaenyra and Alicent, I'm thinking about the war zone," she said. Matt Smith and Emma D'Arcy as Daemon and Rhaenyra Targaryen in the season two finale of "House of the Dragon." AdvertisementDaenerys Targaryen briefly appears in Daemon's vision in the season two finale of "House of the Dragon." What I love about the way Sara particularly wrote the season finale is that she grounded it in relationships.

Persons: Alicent Hightower, Olivia Cooke, Emma D'Arcy, Alicent, Rhaenyra, It's, —, Geeta Vasant Patel, Patel, Daenerys —, Matt Smith, Daemon, Liam Daniel, HBO You've, Emma, Olivia, Ryan, Sara, Hess, HBO Olivia, Catherine Goldschmidt, Ollie Upton, they'd, I'm, you've, Daemon Targaryen, Sarah, I've, there's, Matt, Daenerys Targaryen, Prince, Daenerys Organizations: Service, HBO Locations: King's, Rhaenyra, Harrenhal

☆ Novak Djokovic defeats Carlos Alcaraz for first Olympic gold medal
▼ + stars: | 2024-08-04 | by ( Raquel Coronell Uribe | Raquel Coronell Uribe Is A Breaking News Reporter. | ) www.nbcnews.com time to read: +4 min

Serbia's Novak Djokovic reacts to beating Spain's Carlos Alcaraz in their men's singles final tennis match during the Paris 2024 on Sunday. Djokovic was only nine when Andre Agassi became the first to complete the Golden Slam. The 21-year-old is the youngest man to win a medal in the Olympics singles tournament since Djokovic, who won bronze in 2008. On the rightmost side of the podium, Italian Lorenzo Musetti earned bronze, Italy's first medal in tennis since the 1924 Paris Olympics — and the country's second-ever medal for tennis. "I’m super grateful for the blessing to win a historic gold medal for my country to complete the Golden Slam and to complete all the records."

Persons: Novak Djokovic couldn't, Carlos Alcaraz —, Alcaraz, Djokovic, Serbia's Novak Djokovic, Spain's Carlos Alcaraz, Miguel Medina, I'm, Britain's Josiah Ritchie, I've, Steffi Graff, Rafael Nadal, Andre Agassi, Serena Williams, That's, Lorenzo Musetti, Italy's, “ Organizations: Roland, Wimbledon, Djokovic, Getty, Olympics, Olympic Games, Serbia, Olympics — Locations: Serbian, AFP, Spain

☆ I live in Boston and New York City. Supercommuting is hard, but I'm unwilling to sacrifice my personal or professional life.
▼ + stars: | 2024-08-04 | by ( Samantha Grindell | ) www.businessinsider.com time to read: +8 min

Read previewThis as-told-to essay has been adapted from a conversation with Sophie Rae, a 27-year-old graphic designer and artist, who lives in both Boston and New York City. AdvertisementSophie Rae lives in Boston and New York City. Sophie RaeI was like, "OK, this could be a really good excuse to have that New York moment in my life, in my career." My boyfriend lives in Boston, and his whole family lives in the surrounding area. He was with me when I got the job offer, and he was the first one to say, "OK, you've got to say yes.

Persons: —, Sophie Rae, I've, It's, They're, it's, you've, he's, You'll Organizations: Service, Business, Amtrak, Netflix Locations: Boston, New York City, New York, York, Massachusetts

☆ Joe Biden Stepped Aside. a Lot of Aging CEOs Should Do the Same.
▼ + stars: | 2024-08-04 | by ( Rob Price | ) www.businessinsider.com time to read: +13 min

Less discussed, however, is a parallel crisis in corporate America: a wave of aging business leaders who refuse to step aside. The average retirement age is similarly increasing: to 62 in 2024 from 57 in 1991. Using public data from 1992 to 2018, they assessed the relationship between a CEO's age and their "managerial ability," as measured by how they turned company resources into revenue and profit. "A 10% increase in CEO age is associated with a 1.9% decrease in managerial ability," they wrote. And older workers, both above and below the traditional retirement age, already face unwarranted discrimination in the workplace.

Persons: who'd, Joe Biden's, Donald Trump, Ruth Bader Ginsburg, Sen, Dianne Feinstein, It's, Rosemond Desir, Scott Seavey, Seavey, what's, Mark Fisher, Sumner Redstone, —, David Ekerdt, Olivia S, Mitchell, Desir, Warren Buffett, Rupert Murdoch, Fisher, Biden imbroglio, they're Organizations: Business, Supreme, California, Florida Atlantic University, University of California, CBS, Viacom, Barclays, gerontology, University of Kansas, Wharton, Chevron, Caterpillar, Berkshire Hathaway, News Corp Locations: America, Irvine, Southern California, United, Berkshire

☆ I've lived in Spain for 10 years. Here are 5 hidden-gem locations tourists shouldn't overlook.
▼ + stars: | 2024-08-04 | by ( Esme Fox | ) www.businessinsider.com time to read: +1 min

I've traveled throughout Spain extensively in my 10 years of living there. Spain's most popular destinations have recently experienced protests against mass tourism. Go to newsletter preferences Thanks for signing up! AdvertisementAlthough certain parts of Spain can be overcrowded with tourists, I've found some lesser-visited spots that shouldn't be overlooked. In fact, several destinations in Spain have been in the news recently due to protests against mass tourism, particularly in the Canary Islands and Mallorca.

Persons: I've, — Organizations: Service, Business Locations: Spain, Gata, Central Basque Coast, Canary, Mallorca, Barcelona

☆ I've never wanted kids, and I love my child-free life. I value my independence more than anything.
▼ + stars: | 2024-08-04 | by ( Monique Lindner | ) www.businessinsider.com time to read: +6 min

On top of that, I knew I never wanted children. AdvertisementI don't want kids for a few reasonsThere were a few reasons for my lack of desire to have kids. I just wanted to make the best out of my life through all of the pain, ongoing doctor visits, and uncertainty about my future. One of the women kept asking why I didn't have children, so I explained I never wanted any. She told me I take up valuable space on this planet if I don't have children; I was shocked.

Persons: wasn't, I've, haven't, It's Organizations: Service Locations: Germany, East Germany, Machu Picchu, Rio de Janeiro

☆ Retiring Corvette 'godfather' on EVs, spinoff and a performance SUV
▼ + stars: | 2024-08-04 | by ( Michael Wayland | ) www.cnbc.com time to read: +6 min

In this article GM Follow your favorite stocks CREATE FREE ACCOUNT2025 Chevrolet Corvette ZR1 Coupe with ZTK Performance Package. The so-called "godfather" of the modern Corvette retired roughly a week after helping to introduce the new 2025 Corvette ZR1 — the most powerful and fastest version of the car ever produced. Corvette spinoff and SUVWall Street analysts have said GM could better leverage the Corvette brand by expanding models and, to an extent, sales. Tadge Juechter, retiring Corvette executive chief engineer, during the reveal of the 2025 Chevy Corvette ZR1 on July 25, 2024. 2020 Chevrolet Corvette GM

Persons: Juechter, Mark Reuss, Tadge Juechter, Reuss, Ray, Motors, there's, Morgan Stanley, Adam Jonas, you've, that's, I've, Ferrari, I'm Organizations: General Motors, Detroit automaker, Corvette, CNBC, Electric Corvette GM, Chevrolet, Motors, Porsche, Lamborghini Locations: Bowling Green , Kentucky

☆ If you and your partner always use these 7 phrases, you're a more mentally strong couple than most
▼ + stars: | 2024-08-04 | by ( Amy Morin | ) www.cnbc.com time to read: +4 min

If you and your partner regularly use these phrases, it's a sign that you're already a mentally strong couple. They may say, "Help me understand why you're feeling frustrated," or "Help me understand what I could do differently next time." Asking this question shows that you're invested in working with your partner, not taking over and telling them what to do. 'It's understandable you feel that way'You don't have to feel the same way your partner does to validate their emotions. Even if you don't share their anxiety about an upcoming move or their frustration about an extended family visit, you can show empathy.

Persons: you've, —, I've

☆ A millennial dentist with $231,000 in student debt is worried he'll have to sell his home or get a second job if Biden's new repayment plan is axed
▼ + stars: | 2024-08-04 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +5 min

Related storiesShould the plan ultimately be blocked, David said he might have to sell his home or get a second job to afford higher student-loan payments again. But he's highly concerned about his fate with the SAVE plan up in the air. They cited an estimate from the Wharton School of the University of Pennsylvania that found the SAVE plan could cost $475 billion over 10 years. Are you enrolled in the SAVE plan and concerned about student-loan payments? Will student loans influence how you vote in the election?

Persons: David, David —, —, Joe Biden's, we've, you'll, he's Organizations: Service, Business, BI, Circuit, GOP, Education Department, Wharton School, University of Pennsylvania, SAVE Locations: recalculate

☆ I took a job in New Zealand after my life turned upside down. I love it here, but the pay isn't sustainable.
▼ + stars: | 2024-08-04 | by ( Tess Martinelli | ) www.businessinsider.com time to read: +6 min

Read previewThis as-told-to essay is based on a conversation with Camille Fahrnbauer, a 26-year-old travel nurse from Georgia currently working in New Zealand. Travel nursing in the US was debilitating. So when my husband left me unexpectedly and my life flipped upside down, I took a nursing job in New Zealand. AdvertisementFor a fresh start, I signed a year-long nursing contract in New ZealandI'd been travel nursing across the West Coast for three years when I started feeling a pull to nurse abroad. Dubai is at the top of my list because it's reported to have a great work-life balance and solid pay.

Persons: —, Camille Fahrnbauer, It's, I've, I'd, we're, I'm, Tess Martinelli, tmartinelli@businessinsider.com Organizations: Service, Business, West Coast, Facebook Locations: Georgia, New Zealand, West, Auckland, Dubai

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