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☆ Why all eyes are on Intel now
▼ + stars: | 2024-09-24 | by ( Helen Li | ) www.businessinsider.com time to read: +8 min

Read previewOnce a Silicon Valley leader, Intel has been a staple of the computer chip-making business for decades. Even if Qualcomm acquired Intel, it's unclear what it would do with its manufacturing operations. Which Intel lacked," tweeted Bryan Catanzaro, vice president of applied deep learning research at Nvidia, who previously worked at Intel as an intern on the Larrabee project. The CPUs that made Intel big now have presented what Logan Purk, senior analyst at Edward Jones, called "the inventor's dilemma," when newer technology replaces established incumbents. Mobile chipmaker Qualcomm approached Intel to acquire its chip-designing business and, later, a merger deal, Reuters and the Journal reported, respectively.

Persons: —, Pat Gelsinger, Stacy Rasgon, Paul Otellini, Otellini, OpenAI, chipmaker, Habana, Intel's, Gaudi, Rasgon, Bryan Catanzaro, Logan Purk, Edward Jones, nipping, Purk, TSMC, Mobile chipmaker, Dan Morgan, Morgan Organizations: Service, Intel, Business, Wall, Journal, Qualcomm, VMware, Bernstein Research, Atlantic, Apple, Microsoft, Systems, Habana Labs, Nvidia, Companies, AMD, Samsung, Mobile, Mobile chipmaker Qualcomm, Reuters, Apollo Global Management, Bloomberg, Broadcom, Biden Locations: Arizona, Ohio, Nervana

☆ As interest rates drop, ultra-rich investors are giving up their cash for risk assets. Here's what they're buying.
▼ + stars: | 2024-09-24 | by ( Laila Maidan | ) www.businessinsider.com time to read: +6 min

Citi Private Bank's latest Global Family Office survey showed that family offices had already been moving into risk assets well before the central bank began cutting. Citi Private Bank's latest Global Family Office survey. Related storiesSo far, the move toward equities has translated into a rush for big tech's AI, which remains a favorite among family offices. AdvertisementWhen it comes to real estate, family offices often prefer private investments. AdvertisementFixed incomeThe number one goal for any family office is the preservation of capital.

Persons: —, Richard Weintraub, Bank's, haven't, Weintraub, REITs Organizations: Service, Citi, Bank's, Business, Treasury Locations: American

☆ Meta has a curious addiction to celebrities
▼ + stars: | 2024-09-24 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +5 min

Read previewMeta is reportedly set to introduce AI chatbots voiced by celebrities like John Cena, Awkwafina, Keegan-Michael Key, Kristen Bell, and Dame Judi Dench. (I assume that's the name of the Judi Dench stan-dom) who haven't yet found the right reason to experiment with an AI voice chatbot. Around this time last year, Meta introduced a different round of celebrity AI assistants as part of Messenger. So why is Meta using the celebrity AI playbook again if it apparently crashed and burned last time? AdvertisementHow celebrities can help MetaSo, Meta relying on celebrity voices for its AI products feels a little odd to me.

Persons: —, John Cena, Awkwafina, Keegan, Michael Key, Kristen Bell, Dame Judi Dench, Judi Dench stan, Meta, chatbots, Kendall Jenner, Tom Brady, Snoop Dogg, Billie, playbook, It's, Taylor Swift, Mark Zuckerberg, Swift, Kamala Harris, Peter Kafka, Kim Kardashian, Jennifer Lopez, Judi Dench, Yann LeCun Organizations: Service, Business, Meta, Super, Facebook, Dame

☆ When I moved to Bali 10 years ago it was poised to be a new Silicon Valley. Now, it's overcrowded and touristy.
▼ + stars: | 2024-09-24 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

Read previewThis as-told-to essay is based on a transcribed conversation with Christin Baumgarten, 39, about living in Bali with her husband and two kids. I moved to Bali from Berlin in April 2014. I moved to Bali when it was becoming known as an emerging startup hubI initially just planned to stay in Bali for the length of the three-month internship. Related storiesI was lonely at first, but now I have a husband and 2 kids hereInitially, I found Bali a bit lonely. Another is that following the Ukraine war, lots of people from Russia and Ukraine have moved to Bali.

Persons: —, Christin Baumgarten, I'd, I've, we've, I'm Organizations: Service, Business, Tourism Locations: Bali, Berlin, Silicon Valley, Indonesian, Sumatra, Germany, Bali ., Ukraine, Russia, Renon

☆ Everything we know about 'The Secret Lives of Mormon Wives' season 2
▼ + stars: | 2024-09-24 | by ( Palmer Haasch | ) www.businessinsider.com time to read: +5 min

Read preview"The Secret Lives of Mormon Wives" is officially one of Hulu's biggest reality hits. Who will return for 'The Secret Lives of Mormon Wives' season 2? Related storiesWill there be any new cast members on 'The Secret Lives of Mormon Wives' season 2? What could happen on 'The Secret Lives of Mormon Wives' season 2? "The Secret Lives of Mormon Wives" season one is streaming on Hulu.

Persons: —, Taylor Frankie Paul, Tate Paul, Paul, Whitney Leavitt, Layla Taylor, Demi Engemann, Jessi Ngatikaura, Jen Affleck, Mikayla Matthews, Mayci, Disney, Ashley Rose Ramirez, Neeley, Leavitt, Zac Affleck, Affleck, MomTok, Camille Munday, Victoria Zalic, Miranda McWhorter, Taylor, Dakota Mortensen, Fred Hayes, Mortensen, Jenna, Jenna — Organizations: Service, Business, Hulu, Disney Locations: MomTok, New York City, Utah

☆ Leaders from the CIA, Dell Technologies, HP, SageCXO, and ezCater share how they keep up with AI development
▼ + stars: | 2024-09-24 | by ( Helen Li | Emma Cosgrove | ) www.businessinsider.com time to read: +14 min

John Roese, the global chief technology officer and chief AI officer of Dell Technologies. In the long term, those two have to come closer together to achieve the speed necessary for an AI cycle. So the quality of what you produce in your organization as a CTO — if you're going to provide models built in-house — better be superstar quality, or no one's using it. Once you understand that those are high level, then you have to ask if you are actually on a path where if you apply AI, you're going to get to an outcome. DeCesare: I've been most inspired to drive the leverage of AI through the company by finding out how people have applied it.

Persons: Emma Cosgrove, La'Naia Jones, John Roese, Elaine Zhou, Faisal Masud, Erin DeCesare, What's, it's, Claude, It's, She's, ChatGPT, Cosgrove, we've, cocreate, that's, We've, Masud, That's, they're, Jones, You've, Everyone's, Aaron, Jensen, Huang, I've Organizations: Business, BI's, CIA, Dell Technologies, HP, Star, Amazon, Nvidia Locations: Spain, Madrid, Silicon

☆ A millennial has been looking for a tech job for over a year after being laid off. He says AI and being Black have worked against him.
▼ + stars: | 2024-09-24 | by ( Jacob Zinkula | Madison Hoff | ) www.businessinsider.com time to read: +9 min

The ratio of job openings to unemployed people — an indicator of job availability — has declined considerably over the past two years. As a Black man, Jared said he thinks it's likely he's also faced some discrimination on his job hunt. AdvertisementJared said he also suspects that being a Black man has sometimes worked against him during job interviews. AdvertisementInterviewing can be a difficult skill to masterA competitive job market and discrimination during the hiring process aren't the only reasons Jared thinks he's struggled to land a job. While Jared feels he has a pretty good handle on the job market challenges he's facing, he said that sometimes, certain developments can perplex him.

Persons: —, Jared, he's, who's, What's, it's, George Floyd, haven't, wasn't, he'd, hadn't, I'm Organizations: Service, Business, LinkedIn Locations: New York, California

☆ Croft: We haven't seen major disruptions, but conflicts could impact markets.
▼ + stars: | 2024-09-23 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailCroft: We haven't seen major disruptions, but conflicts could impact markets. Helima Croft, RBC Capital Markets' Head of Global Commodity Strategy, highlights rising oil prices and geopolitical risks related to Iran and Hezbollah that are "not fully priced in." She notes that while energy supplies remain stable, conflicts could impact markets.

Persons: Helima Croft Organizations: RBC Capital Markets, Global Commodity Locations: Iran

☆ Side-by-side images from the James Webb and Hubble space telescopes show why NASA spent 25 years and $10 billion on the Webb
▼ + stars: | 2024-09-23 | by ( Morgan Mcfall-Johnsen | ) www.businessinsider.com time to read: +7 min

Read previewNASA's James Webb Space Telescope floored astronomers and spectators across the globe when it released its first full-color images. Even those preliminary snapshots revealed countless stars, galaxies, and fine details that hadn't been seen before. A side-by-side collage of the same area taken by Hubble and the James Webb Space Telescope in its very first image. In the JWST image, you can see galaxies in the background that were invisible to HubbleA few galaxies that are clearly visible in the JWST image, but not the Hubble image. The JWST image also revealed the stellar nurseries created as galaxies mergeThe JWST image shows a region of gas compressed between merging galaxies.

Persons: —, James Webb, Webb, Joseph DePasquale, JWST, hadn't, Eric Smith, Hubble, STScI Webb, Mark McCaughrean, McCaughrean, Amber Straughn, Jane Rigby, we've Organizations: Service, Business, NASA, ESA, CSA, Hubble, James Webb Space, Hubble Heritage, European Space Agency Locations: JWST

☆ You can't always refinance a mortgage to capitalize on lower rates: Here's when a lender may say 'no'
▼ + stars: | 2024-09-23 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +2 min

Otherwise, your lender might not approve your mortgage refinance, experts say. A change in your financial situation, like a layoff or lower income, or higher debt, could mean you don't qualify. "Your mortgage rate and whether or not you get approved for a loan or refinance ... depends on you," said Channel. You refinanced recently Technically, there are no hard limits on how many times you can refinance your mortgage, Channel said. It may be in your best interest to only consider a mortgage refinance every few years, if your financial situation has changed or if rates are falling "really dramatically," Channel explained.

Persons: Cohn, haven't, refinanced, you've

☆ How to find great returns on cash after the Fed cut: Rates won't 'go from awesome to awful overnight,' expert says
▼ + stars: | 2024-09-23 | by ( Lorie Konish | ) www.cnbc.com time to read: +1 min

And it still is, despite the Federal Reserve's recent 50 basis point rate cut, which will push record returns on cash lower. "Those rates aren't going to go from awesome to awful overnight," said Matt Schulz, chief credit analyst at LendingTree. "There's no need to panic if you haven't moved your money into a high-yield savings account yet or you haven't locked in a CD rate." "The biggest mistake that people can make … is the failure to save," said Mark Hamrick, senior economic analyst at Bankrate. "The urgency of saving is not made any less in an environment where rates are coming down," he added.

Persons: Matt Schulz, haven't, Mark Hamrick Organizations: Federal, Finance

☆ Behind the scenes at the Murdoch family's secret court fight
▼ + stars: | 2024-09-23 | by ( Peter Kafka | ) www.businessinsider.com time to read: +11 min

The biggest story in media right now has nothing to do with sexting. But recently, Rupert Murdoch has been trying to change those plans, and pass along full control to Lachlan Murdoch, who now has the CEO title at both News Corp and Fox. AdvertisementElisabeth Murdoch and her father, Rupert Murdoch, pictured in 2010. I think Lachlan would hope to figure out ways to keep on keeping on. Related storiesThroughout his career, Rupert Murdoch was always willing to sell assets he'd spent time and money acquiring.

Persons: Rupert Murodoch's, Murdoch, haven't, Rupert Murdoch's, Lachlan, James, Elisabeth, Prudence —, Rupert Murdoch, Lachlan Murdoch, David Folkenflik, Elisabeth Murdoch, Samir Hussein, he'd, didn't, I've, Rupert, Prudence Murdoch, Prudence MacLeod, Evan Agostini, It's, He's, it's, NPR's David Folkenflik, Gabriel Sherman, you've, Suzanne Scott, who've Organizations: Service, Fox News, Business, — News Corp, New York Post, Street Journal, Fox Corp, Fox, News Corp, HBO, Trump . Fox News, Disney, Sky News, Capitol, NPR, Nevada Supreme, Court, Corp, Old Media, Fair, NBC, Street Locations: Reno , Nevada, Nevada, Rupert's, Australia, Reno

☆ Top 5 regrets people have on their deathbeds: What they can teach us about living healthy, fulfilled lives, from an internal medicine doctor
▼ + stars: | 2024-09-23 | by ( Alex Koller | ) www.cnbc.com time to read: +1 min

To live a meaningful, fulfilling life, you have to accept that it'll eventually come to an end, says Shoshana Ungerleider. Over the years of caring for ill hospital patients, Ungerleider — a doctor who specializes in internal medicine — has observed regrets among people near the end of their lives, she tells CNBC Make It. Throughout our lives, this present moment is all we have." Here are five regrets she says people often express:I didn't spend enough time with the people I love. Ungerleider's advice for getting ahead of those regrets is simple: Remind yourself that your time is limited and unpredictable, and regularly ask yourself some big, important questions.

Persons: it'll, Shoshana, Ungerleider —, I'd, — Organizations: CNBC, Well

☆ China can't boost its economy because its macro policy is 'too slow and reluctant,' Goldman Sachs says
▼ + stars: | 2024-09-23 | by ( Kelly Cloonan | ) www.businessinsider.com time to read: +1 min

August economic data shows China's policy moves haven't acted quickly enough, Goldman Sachs says. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementChina's economy can't seem to catch a break, and Beijing's policy interventions haven't done much to help. The strategists pointed to weak economic data from last month, with further contracting retail sales and potential labor market pressures. These data points show China's economic policies have been ill-timed, the strategists say.

Persons: haven't, Goldman Sachs, — Organizations: Service, Goldman, Business

☆ Vinod Khosla says universal basic income may be needed as AI takes over jobs and drives wealth disparity
▼ + stars: | 2024-09-23 | by ( Tim Paradis | ) www.businessinsider.com time to read: +5 min

Read previewFamed Silicon Valley investor Vinod Khosla thinks artificial intelligence will be able to do 80% of the work of 80% of jobs. He understands concerns over the idea of handing out cash to people who are pushed out of jobs by AI. Khosla wrote that it might seem "impractical" because of economic constraints. Related storiesYet Khosla expects the breadth of gains from AI will gradually reduce the economic constraints that animate some criticisms of UBI. Yet interventions are needed to help those hurt by broadening income disparities, Khosla said.

Persons: —, Vinod Khosla, Khosla, Elon, Sam Altman, Pope Francis, haven't Organizations: Service, Sun Microsystems, Business Locations: OpenAI, Argentina, Venezuela

☆ Inside the poll numbers: Which key groups have moved — and which ones haven't — since Biden's exit
▼ + stars: | 2024-09-22 | by ( Https | Media-Cldnry.S-Nbcnews.Com Image Upload Newscms Mark-Murray-Circle-Byline-Template.Jpg | Mark Murray | ) www.nbcnews.com time to read: +2 min

Democrat Kamala Harris leads Republican Donald Trump by 5 points among registered voters, 49%-44%, in the new national NBC News poll. In that July poll, Trump was ahead of Biden by 2 points, 45% to 43%. The new poll shows the key voting blocs that have moved — and those that haven’t really budged — since Biden’s exit. Latino voters backed Biden 54%-38% in the July poll; in this survey, Harris led Trump by a similar 54%-35% margin. In the September poll, the picture between Harris and Trump is the same: 48% Trump, 47% Harris.

Persons: Kamala Harris, Republican Donald Trump, Joe Biden, Trump, Harris, — haven’t, Biden Organizations: Republican, NBC News, NBC, Biden, Trump, Democratic

☆ Fall is often a good time to get a job, but this year it's tricky
▼ + stars: | 2024-09-22 | by ( Tim Paradis | ) www.businessinsider.com time to read: +6 min

They seem to be slowing down, and that's creating fewer job openings," he said. While that sluggish pace of hiring is making the fall feel less robust than in some years, Mullinix said there are steps job seekers can take to stand out. That's causing some to list fewer job openings. That can make it harder for job seekers, of course, and for recruiters who have to sift through a pile of applications. Mullinix said that given how unpleasant the search process can be, it's understandable that job seekers would gravitate toward the easiest method for applying.

Persons: —, John Mullinix, Mullinix, Thorkelsson, haven't, you've, it's Organizations: Service, Business, Data Technologies, Federal, Redpoint Ventures, wariness

☆ Student-loan companies that don't do their jobs should be fired, Elizabeth Warren says. Her next target is one that manages 8 million borrowers.
▼ + stars: | 2024-09-22 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +6 min

For nearly a decade, Massachusetts Sen. Elizabeth Warren has been working to enforce oversight over Navient, a major student-loan company. Warren and some of her Democratic colleagues were concerned that the company was not properly managing student-loan borrowers' payment options, causing them to accumulate unaffordable student debt. However, it released an accountability framework in December that outlined enforcement actions it would take should servicers harm borrowers, including fining servicers and transferring borrowers to better-performing servicers. For example, MOHELA was the first servicer to be hit with a $7 million fine last October for failing to send on-time billing statements to over 2 million borrowers. Terminate MOHELA's contract and put loan services on notice: we will not tolerate your negligence and exploitation; we will not let you profiteer off vulnerable student borrowers."

Persons: Massachusetts Sen, Elizabeth Warren, Rohit Chopra, Warren, We've, Navient, Chopra, there's, Jim Clyburn, Miguel Cardona, MOHELA, fining, servicers, Ayanna Pressley, we've, who've Organizations: Service, Warren, Democratic, Consumer Financial Protection, Navient, Business, Education Department, BI, Sec, The Education Department Locations: Massachusetts, CFPB

☆ Harris and Walz are barely talking to the press. Experts warn it's a risky strategy.
▼ + stars: | 2024-09-22 | by ( Grace Eliza Goodwin | ) www.businessinsider.com time to read: +6 min

Read previewWhen you put the Harris-Walz campaign's media strategy side-by-side with that of Trump-Vance, one major difference stands out: Kamala Harris and Tim Walz are barely talking to the press. Both Donald Trump and JD Vance's many press interviews have sparked negative news cycles. Atkeson also gave the analogy that the effect of Harris' media strategy on voters is like what happens when a romantic relationship first begins. So the contrast could be something that doesn't look good optically for the Harris campaign." Though the Harris campaign did not respond to a request for comment from Business Insider, a spokesperson told The New York Times that more press interviews are coming.

Persons: —, Harris, Walz, Trump, Vance, Kamala Harris, Tim Walz, Joe Biden, Donald Trump, JD Vance's, Lonna, LeRoy, Atkeson, we've, gee, Oprah Winfrey, Winfrey, WIRED, Joseph Campbell, Campbell, Van Jones, Obama, Kamala, Harris ramping Organizations: Service, Democratic, Business, Florida State University, LeRoy Collins Institute, American University, Fox News, CNN, New York Times

☆ Target wants you to know it can deny your return if it suspects you're abusing its policy
▼ + stars: | 2024-09-22 | by ( Dominick Reuter | ) www.businessinsider.com time to read: +1 min

Target recently updated its website to call out "suspected fraud or abuse" of its return policy. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . In the case of Target, the days of testing the legal and ethical limits of the company's return policy may be numbered. In a recent update to its website, Target now says it "reserves the right to deny returns, refunds and exchanges including but not limited to prevent fraud, suspected fraud or abuse."

Persons: Jack, — Organizations: Service, Target, Business

☆ 68-year-old retiree pays $460 a month to live by a lake in Mexico: ‘I found the peace and tranquility I was looking for’
▼ + stars: | 2024-09-21 | by ( Janet Blaser | ) www.cnbc.com time to read: +7 min

There wasn't anywhere else I'd thought about living — until I went to see a friend in Lake Chapala. 'Everything I need is within reach'A friend in Lake Chapala, a seven-hour drive away from Mazatlán, invited me to visit. Part of the allure, for me, of the Lake Chapala area is that it's quite rural. Mickey TodiwalaI hang my laundry to dry on the patio or roof, which could easily be turned into a more usable space. There's a Walmart and a Soriana grocery store nearby, but I prefer to shop at smaller local stores and at the many weekly outdoor markets.

Persons: San Antonio, Mazatlán, I'd, Blaser, Mickey Todiwala, Antonio Tlayacapan, haven't, She's, San Antonio Tlayacapan, I'm, it's Organizations: roosters, Facebook, Home Depot, Costco, Walmart Locations: San, San Antonio Tlayacapan, Mexico, Chapala, Lake Chapala, Mazatlán, Guadalajara, San Antonio, There's

☆ Elon Musk's X is the least-trusted Big Tech company, according to a survey — on par with the US government
▼ + stars: | 2024-09-21 | by ( Lauren Edmonds | ) www.businessinsider.com time to read: +4 min

Read previewAmericans think Elon Musk's X is as trustworthy as the US government. EMARKETER, a market research company owned by Business Insider's parent company, shared the survey data on Friday. AdvertisementEven fewer — only 28% of respondents — however, trusted X, the same percentage that trusted the US government. Musk's post immediately drew backlash for promoting political violence, prompting him to delete it and defend himself, calling it a "joke." The US Secret Service told Bloomberg News it is "aware" of Musk's post and is investigating the matter.

Persons: —, Elon Musk's, TikTok, Musk, Yoel Roth, Elon Musk, Slaven Vlasic, Donald Trump, Joe Biden, Kamala Harris haven't Organizations: Service, Big Tech, Business, Google, Netflix, Twitter, Bloomberg, European Jewish Association, Getty, Secret Service Locations: American, Israel, Gaza, Brazil

☆ I'm 57 and finally following my dreams of traveling while my daughter struggles to launch her career. It's hard to leave her behind.
▼ + stars: | 2024-09-21 | by ( Jennifer Della'Zanna | ) www.businessinsider.com time to read: +4 min

My daughter and I moved to the New York City area togetherMy younger daughter always dreamed about a theater career in New York City and swore that was the only place she'd ever want to pursue her dream. AdvertisementMy daughter said yes, and we worked on moving together to those bright lights of the big city. I also considered putting off my traveling dreams even longer. AdvertisementDespite her lack of success, I am leaving my daughter behindMy daughter supported me in leaving New York. But I keep reminding myself that she's not truly alone; she has her friends and her big dreams.

Persons: I've, wasn't, haven't, she's, it's Organizations: Service, Business, New Locations: Portugal, New York City, New York, Brooklyn

☆ Insider Today: Eldest-daughter syndrome
▼ + stars: | 2024-09-21 | by ( Joi-Marie Mckenzie | ) www.businessinsider.com time to read: +7 min

On the agenda:This story is available exclusively to Business Insider subscribers. AdvertisementSara Arbelaez-Chujfi told Business Insider reporter Maria Noyen earlier this year that her 2-year-old had already flown 80 times, half in business class. According to travel company Going, the price of a single business class ticket typically ranges from $3,000 to $5,000. "In business class, we have a lot less people to cater to and you are paying for more of an experience. More of this week's top reads:The Insider Today team: Dan DeFrancesco, deputy editor and anchor, in New York City.

Persons: —, Sara Arbelaez, Chujfi, Maria Noyen, Jill Robbins, , Lululemon, Ralph Lauren, Tyler Le, Gwyneth Paltrow, she's, Gracia Lam, Anneta, Tulum, it's, haven't, Valise, Chuck Zlotnic, All, Joan Vassos, Lyle, Erik Menendez, Ryan Murphy's, Rebecca Zisser, Dan DeFrancesco, Jordan Parker Erb, Lisa Ryan, Amanda Yen, Grace Lett Organizations: Service, Business, Getty, American Airlines, Landry, Marvel, Hulu, Netflix Locations: North Carolina, San Antonio , Texas, Tel Aviv, Israel, La, New York City, New York, Chicago

☆ I realized my spending was out of control and started a 'no-spend era.' Since June, I've saved over $5,000.
▼ + stars: | 2024-09-21 | by ( Cailey Griffin | ) www.businessinsider.com time to read: +5 min

For over a year, I had been slowly realizing that I needed to change my spending habits, but I wouldn't do anything about it. Influencer culture and chasing dopamine hits contributed to my spending habits getting out of control. I don't think you have to be an addict to fall into unhealthy spending habits. AdvertisementI've also stopped spending as much on foodMy no-spend journey with products has also made me pay more attention to my food spending habits. Journaling has also been a helpful tool I've used for years when wanting to make a change.

Persons: Stephanie Noble, I'm, I've, haven't, it's, Journaling Organizations: Service

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