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☆ A tech leader at Accenture shares how AI and cloud tools in the public sector can evolve with regulation: 'It's still the Wild West'
▼ + stars: | 2024-09-12 | by ( Matthew S. Smith | ) www.businessinsider.com time to read: +9 min

Greiner opened up about the evolution of cloud technology and generative AI in the public sector. What's the current demand for AI, particularly generative AI, in the public sector? Cloud went through a similar process, and I think lessons were learned that are now applied to generative AI. Can you provide examples of how generative AI is deployed in the public sector? Are general attitudes toward generative AI receptive or cautious in the public sector?

Persons: Tom Greiner, Accenture's, Greiner, —, we've, they've, there's, We've, Cloud, it's Organizations: Service, Accenture, Department of Homeland Security, Business, Data, National Institute of Standards, Technology, It's, NIST, Excellence, District of Columbia Department of Health, Amazon Web Locations: Europe, United States, Germany

☆ Women are demanding better menopause care. Online platforms are heeding the call.
▼ + stars: | 2024-09-12 | by ( Heather Lindsey | ) www.businessinsider.com time to read: +9 min

Online platforms reflect a growing demand for menopause care like hormone-replacement therapy. These studies aim to develop a better understanding of women's menopause symptoms like depression, insomnia, and hot flashes, with the goal of developing more helpful treatments. To further address the need for perimenopause and menopause research and medical care, Congress introduced in May the bipartisan Advancing Menopause Care and Mid-Life Women's Health Act. After roughly a year of treatment for her menopause symptoms, Miller is flourishing. "I'm getting my doctorate in higher educational administration, and I would have never been able to navigate such an enormous responsibility without menopause care," Miller said.

Persons: —, Jodi Miller, Miller, Dr, Mary Jane Minkin, Minkin, Neel Shah, Shah, palpitations, Joanna Strober, Midi, Strober, it's, Joe Biden, I'm Organizations: Healthcare, Service, OB, Yale School of Medicine, Health, View Research, Maven Clinic, Health's, women's, National Institutes of Health, Health Initiative, Education, Labor, Pensions, US Locations: Rochester , New York, midlife, India

☆ These mid-tier brands are winning in fashion while luxury struggles
▼ + stars: | 2024-09-12 | by ( Madeline Berg | ) www.businessinsider.com time to read: +6 min

Read previewTanking share prices, excess stock flooding outlets, a slowdown in once-reliable China: 2024 has been a tough year for luxury brands. AdvertisementTo find relief from high luxury prices, those consumers are turning to midlevel brands like clothing store Zara and jewelry brand Pandora, which are thriving. "It is acceptable for people to buy accessories with luxury brands and then buy apparel at Zara." Advertisement"With these other product ranges apart from charms, they think they are benefiting from the downtrading of consumers," Sokolova said. The trick for both Zara and Pandora will be maintaining their appeal when aspirational consumers can once again spend on luxury.

Persons: —, Gucci, Claire Tassin, Tassin, Levato, Kering, Louis Vuitton, LVMH, TK, Jelena Sokolova, Michael Kors, Zara, Pandora, it's, Sokolova, It's, Pamela Anderson, Tiffany Organizations: Service, Business, Morning, Brands, Bain & Company, Gucci, Morningstar, Cartier Locations: China, Spanish, Danish, Paris, Morocco, Portugal, Turkey, Europe, Zara

Here's what Harris and Trump got right and wrong on the debate stage in Philadelphia. Fact check: Trump calls Harris’ dad a Marxist“Her father’s a Marxist professor in economics, and he taught her well," Trump said. Fact check: Trump claims Harris ‘wants to confiscate your guns’“She wants to confiscate your guns,” Trump claimed. We’re not taking anybody’s guns away.”Fact check: Harris says Trump oversaw manufacturing job losses“Donald Trump said he was going to create manufacturing jobs. Fact check: Trump says he has ‘nothing to do with Project 2025’“I have nothing to do with Project 2025.

Persons: Kamala Harris, Donald Trump, Harris, Trump, Harris ’, That’s, Donald Harris ’, Karl Marx’s, Harris ‘, ” Trump, Tim Walz, We’re, that’s, Muir, I’ll, ” Harris, Biden, Putin, ” Trump hasn’t, ”, hasn’t, they’ve, Obamacare, “, William Barr, They’ve, It’s, Harris “, We’ll, we’ll, “ Donald Trump, Let’s, he’s, Xi —, —, you’re, don’t, “ It’s, they’re, isn’t, I’m, Karoline Leavitt, Sen, Marco Rubio, Frank McKenzie, Mark Milley, Ashraf Ghani, West Virginia —, Walz, Ralph Northam, Northam, Vance, hedged, John Kirby, we’ve, it’s Organizations: Trump, NBC News, Stanford University, Afghan, Pentagon, Washington Post, Post, United States, ISIS, Republicans, United, FBI, U.S, D.C, U.S . Energy Information Association, Ohio, Capitol, Taliban, National Security, Al, Republican, U.S . Central Command, Joint Chiefs, CNN, American Civil Liberties Union, Centers for Disease Control, Virginia Gov, NBC, White, Heritage Foundation, U.S . Customs, Protection, CBP, Office, American Progress Locations: U.S, Philadelphia, Afghanistan, Russia, Ukraine, Kyiv, Crimea, Moscow, Iraq, Syria, Iraq’s Anbar, Somalia, Africa, Red, United States, Georgia, Wisconsin, Georgia , Wisconsin, Pennsylvania, New York City, Aragua, Venezuelan, Washington, California , Maryland, Vermont, Andalia , Ohio, China, Mexico, Al Qaeda, Florida, Saigon, Doha, Kabul, airport’s, West Virginia, Virginia, Ohio, Springfield , Ohio

☆ TikTokers are taking 'aesthetic' photos of their TSA trays in the latest travel trend. But not everyone's on board.
▼ + stars: | 2024-09-11 | by ( Priyanka Rajput | ) www.businessinsider.com time to read: +7 min

Gen Z's fall travel trend requires participants to conceptualize, style, and photograph their personal belongings at the TSA's airport security checkpoint before hopping on their flight. From outfits and accessories to aesthetically arranging her airport security bins, everything is conceptualized in advance. Not everyone can creatively thrive under airport security pressure, though. That meant purchasing a plastic security bin before travel to keep up with the trend. @mystackers What the Stackers marketing team’s airport security trays look like this Summer… whos tray is your vibe?

Persons: —, Ckalysta Hutchings, artfully, Hutchings, Pinterest, Vicki Rutwind, Rutwind, Emily Abbate, Reiss, Faber, knitwear, J ADE, ike, ymphani, ersonal, ines, ake, ince, hat's, ong, ou, Organizations: Service, Business, TSA, Adidas, CNN, ust Locations: Mexico, Rhode, Paris, Santorini

☆ 7 top stocks that can thrive whether Donald Trump or Kamala Harris wins this fall
▼ + stars: | 2024-09-11 | by ( James Faris | ) www.businessinsider.com time to read: +4 min

Read previewLast night's contentious debate between Donald Trump and Kamala Harris brought the looming presidential election fully into the mainstream, even for those who've been trying to block it out. However, strategists at Oppenheimer Research believe those who ignore the election — and the implications that electing Trump or Harris may bring — do so at their peril. Advertisement"This playbook is intended to help investors navigate trading dynamics around the elections," Oppenheimer strategists wrote in a September 9 note. "We expect US foreign policy toward China to become more restrictive over the next four years, irrespective of who wins the election," Oppenheimer strategists wrote. AdvertisementBelow are seven stocks with an outperform rating from Oppenheimer analysts and can survive regardless of whether Republicans or Democrats emerge victorious this fall.

Persons: —, Donald Trump, Kamala Harris, who've, Harris, Steve Eisman, Bernstein, Oppenheimer, Biden Organizations: Service, Investors, Business, Oppenheimer Research, Trump, Republicans Locations: China

☆ Here’s the inflation breakdown for August 2024 — in one chart
▼ + stars: | 2024-09-11 | by ( Greg Iacurci | ) www.cnbc.com time to read: +5 min

"We'd expect inflation to continue to subside," though with "some ups and downs" in the data from month to month, House said. Housing inflation is falling but still highInflation for physical goods spiked as the U.S. economy reopened in 2021. Shelter is largest component of the CPI, and therefore has an outsized effect on inflation readings. Such data quirks mask positive news in the real-time rental market, which has seen minimal inflation for about two years, economists said. However, shelter CPI inflation has appeared to defy gravity lately: It increased on a monthly basis for two consecutive months, from 0.2% in June to 0.4% in July, and then to 0.5% in August.

Persons: Grace Cary, Sarah House, It's, hasn't, Paul Ashworth, Ashworth, — Organizations: Wells, Wells Fargo Economics, U.S . Department of Labor, North, Capital Economics, U.S . Federal, Finance, CPI, BLS Locations: U.S, Wells Fargo, North America

☆ How Taylor Swift’s endorsement of Kamala Harris matters
▼ + stars: | 2024-09-11 | by ( Harry Enten | ) edition.cnn.com time to read: +4 min

CNN —It was the Instagram endorsement read ‘round the world: Pop superstar Taylor Swift backs Kamala Harris for president. Swift’s support for Harris and voter registration will likely have some impact, but not as much as some would hope. That said, Harris and the Democratic Party are struggling with young voters and voter registration, so they’ll take any help they can get. Let’s start out with what we know about Swift’s post. An examination of Google trends revealed a spike in searches for voter registration after Swift’s post, a Washington Post analysis found.

Persons: Taylor Swift, Kamala Harris, Swift’s, Harris, Let’s, Swift, Donald Trump, “ Swifties, That’s, Joe Biden, Biden, won’t, Phil Bredesen, Bredesen Organizations: CNN, Democratic Party, General Services Administration, Republicans, Swift, GOP, Grinnell College, Fox Locations: Swift’s, Washington, Arizona , Nevada , North Carolina, Pennsylvania, Arizona, Nevada, Harris

☆ Goldman says with all the focus on large- and small-caps, you’re missing an opportunity in the middle
▼ + stars: | 2024-09-11 | by ( Hakyung Kim | In Hakyungkim | ) www.cnbc.com time to read: +2 min

Don't get caught up in the debate on large-cap versus small-cap stocks — the real Goldilocks opportunity lies in mid-cap stocks, according to Goldman Sachs. "Today, mid-cap equities offer investors superior earnings growth at a reasonable price compared with large-caps," Ma wrote in a Tuesday note. "Mid-cap stocks have typically outperformed both large-caps and small-caps during the 12 months following the first Fed rate cut in an easing cycle," she added. In addition, mid-caps have "stronger fundamentals" compared with small-cap names, Ma noted. Here are some of Ma's favorite mid-cap names that are both high quality with potential to grow.

Persons: Goldman Sachs, Russell, Jenny Ma, Ma, Ma's Organizations: Neurocrine Biosciences, BioMarin Pharmaceutical

☆ Charitable donors on GoFundMe are typically known to fundraiser, says CEO
▼ + stars: | 2024-09-11 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailCharitable donors on GoFundMe are typically known to fundraiser, says CEOGoFundMe CEO Tim Cadogan discusses current trends associated with fundraising and charitable donations.

Persons: Tim Cadogan

☆ A Russian politician says the country needs a 'special demographic operation' to boost its birth rate, which has crashed to a 25-year-low
▼ + stars: | 2024-09-11 | by ( Huileng Tan | ) www.businessinsider.com time to read: +3 min

However, Russia's birth rate remains dismal, prompting a politician to suggest that the country launch a "special demographic operation." Russia's birth rate was 8.3 per 1,000 people for the first half of this year — down from 10 per 1,000 people in 2019. The latest data from the US showed the country's birth rate was 11 per 1,000 people in 2022. Advertisement"Just like a special military operation — a special demographic operation," Ostanina added, referencing Russia's invasion of Ukraine. Furthermore, over 300,000 Russian troops died or were injured in the Ukraine war by the end of 2023, US intelligence officials estimated.

Persons: —, It's, Putin, Nina Ostanina, Ostanina, Dmitry Peskov, Peskov, Vladimir Putin Organizations: Service, Business, RIA, HSE University, Moscow Times, TASS, An Atlantic Council Locations: Russia, Soviet, Ukraine, Moscow, Europe, Japan

The collection's existence on your credit report can severely lower your credit score and impact future loans. Here's what you need to know about the impact of collections and how to get them removed from your credit report. As it ages on your credit report, its effect on your credit score will decrease until it falls off entirely. How can you remove collections from a credit report? There are a few different — and completely legal — ways you can try to remove it from your credit report to fix your credit score.

Persons: it's, there's, you've, Markia Brown, John Owens, Brown, Owens, Rick Eicheldinger, Zarrad, Eicheldinger, Jennifer, Read Organizations: Monterey Financial Services, Business, Yahoo, Finance, CBS, MSNBC, CNBC, Forbes, Black Enterprise, USA, The Johns Hopkins University Carey School of Business, Business Journalists Locations: America, TheGrio, New York City

☆ Goldman Sachs CEO David Solomon says the economy is in pretty good shape
▼ + stars: | 2024-09-11 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailGoldman Sachs CEO David Solomon says the economy is in pretty good shapeGoldman Sachs CEO David Solomon joins CNBC's 'Halftime Report' to discuss the latest market trends as financials head for their worst day since August 5, his outlook on the overall economy, and more.

Persons: Goldman Sachs, David Solomon, CNBC's

See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Mortgage Rates TodayAverage 30-year mortgage rates are down slightly and are hovering around 5.75%, according to Zillow data. 15-Year Mortgage Rates TodayAverage 15-year mortgage rates have inched down this week and are hovering just above 5%, according to Zillow data. Last month, 30-year refinance rates averaged 6.59%, while 15-year refinance rates were around 5.90%. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.

Persons: they've, you'll, Freddie Mac, it's, They'll, refinance Organizations: Reserve, Zillow, Fed Locations: Chevron

Foo Fighters frontman Dave Grohl has admitted to fathering a baby outside of his 21-year marriage. The rock musician, 55, revealed the news in an Instagram statement Tuesday, writing that he's "recently become the father of a new baby daughter, born outside of my marriage." A representative for Grohl declined to share any additional comment with NBC News. Grohl did not disclose in his post any additional information about the mother of his newest daughter. The founder of Foo Fighters and former drummer for Nirvana has been married to his second wife, Jordyn Blum, for more than two decades.

Persons: Dave Grohl, Grohl, Jordyn Blum, Violet Maye, Harper Willow, Ophelia Saint Organizations: Foo, NBC News, Foo Fighters

Hours before the ban went into effect, numerous X users expressed how crucial the Brazilian community is to stan Twitter. Several Brazilian stan accounts shared their final posts with the tag #MeuUltimoTweet, or #MyLastTweet, and many have not posted since. The reaction from the international stan community to the Brazilian X ban underscores the contributions Brazilian fans have made to the evolution of online fandom. Brazilian fans have created popular memes, influenced how fans communicate with each other and introduced new terminology, Amado said. “Being a big stan account or an update account feels like it’s very invisible work,” Rodrigues said.

Persons: “, ”, ” Aianne Amado, University of São Paulo, ” Alexandre de Moraes, X, de Moraes ’, Elon Musk, de Moraes, Alexandre Files ”, Ariana, Elon, André Rodrigues, Brazilian Ariana Grande, Amado, Rodrigues, ” Rodrigues, Maria Eduarda, Olivia Rodrigo Brasil, ” Eduarda, it’s, ” Amado, Taylor Swift Organizations: Twitter, University of São, Federal University of Sergipe, Brazilian, NBC News, Musk, Universal Music, Universal Music Group Locations: Brazil, Ariana Grande, Brazilian, Rio de Janeiro

New Hampshire voters will head to the polls Tuesday for a primary that will set up the matchup for one of just two governor’s races in presidential battleground states this year. In addition to North Carolina, New Hampshire is the only other swing state to hold a race for governor this election cycle. “I think that helps people in New Hampshire realize that Kelly Ayotte is a New Hampshire Republican, not a straight party loyalist,” Williams said. In New Hampshire, abortion is banned after fetal viability, or around the 24th week of pregnancy. “We’ve seen in the last few years that governors and state leadership sort of make or break it when it comes to protecting abortion rights,” Levy said.

Persons: Sen, Kelly Ayotte, Chuck Morse, Chris Sununu, Joyce Craig, Cinde Warmington, Amy Walter, Cook, Kamala Harris, Ayotte, Morse, Donald Trump, Trump, didn’t, hasn’t, Chuck Morse’s, he’s, Kelly, ”, Fergus Cullen, Cullen, Trumper, Sununu, Hillary Clinton, Joe Biden, “ She’s, Ryan Williams, “, ” Williams, “ Kelly, she’s, Maya Harvey, Chuck, ” Harvey, Craig, Jon Kiper, Warmington, Joyce Craig’s, Philip Stein, Kelly Ayotte’s, Joyce Craig's, ” Craig, Craig Brown, Craig “, “ It’s, Williams, They’ve, nodded, Neil Gorsuch, Gorsuch, Roe, Wade, Izzi Levy, “ We’ve, ” Levy, Dobbs, we’ve, Jason Osborne Organizations: New, Republican, GOP Gov, Democrats, Manchester, Hampshire, White, Democratic, GOP, New Hampshire Republicans, ” New, Republican Party, New Hampshire Republican, Purdue Pharma, Ayotte, Republicans, Hampshire Democrats, Trump, Democratic Governors Association Locations: New Hampshire, state’s, North Carolina , New Hampshire, Trump, Dover, ” New Hampshire, Manchester, Hampshire, New England, “ New Hampshire

☆ EV charging and range are improving. People still don't want to go electric.
▼ + stars: | 2024-09-10 | by ( Nora Naughton | ) www.businessinsider.com time to read: +6 min

Read previewWe're getting closer to a cure for range anxiety, so why don't more people want an EV? This dip in demand is reflected in a stagnation in EV sales growth over the past year as companies adjust to a new crop of more practical green-car shoppers. Battery-powered cars accounted for a record 7.6% of all car sales in 2023, according to Kelley Blue Book, up from 5.9% in 2022. Affordability is also a key issue for today's electric car shoppers, an issue the industry has tried to address with lower sticker prices. But EV shoppers have found a new cost to angst over.

Persons: —, EY, Marc Coltelli, Kelley, EVs, it's, Power, Raman Ram Organizations: Service, Business, Power, Utilities, Industry, EV, Pew Research, Department of Energy, Americas Aerospace, Defense Locations: Americas

☆ Downside risks for equities are very high: Cantor's Eric Johnston
▼ + stars: | 2024-09-10 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailDownside risks for equities are very high: Cantor's Eric JohnstonCantor Fitzgerald’s Eric Johnston, NB Private’s Shannon Saccocia and Invesco’s Kristina Hooper, join 'Closing Bell' to discuss the market trends, rate cuts and inflation.

Persons: Eric Johnston Cantor, Eric Johnston, Shannon Saccocia, Invesco’s Kristina Hooper Organizations: Downside

☆ Changing alcohol trends: Here's what you need to know
▼ + stars: | 2024-09-10 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailChanging alcohol trends: Here's what you need to knowNadine Sarwat, Bernstein director and equity research analyst, joins 'Power Lunch' to discuss the shifting alcohol consumption in the U.S.

Persons: Nadine Sarwat, Bernstein Locations: U.S

As the Fed lowers its benchmark rate, mortgage rates should continue to go down. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. FHA Interest RatesFHA interest rates were 5.03% last month, and they've been a bit lower in recent weeks. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.

Persons: they've, Freddie Mac Organizations: Federal Reserve, Traders, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs Locations: Chevron

Although there are no restrictions on how often you can file for bankruptcy, there are restrictions on how often you can receive a discharge. While Chapter 7 and Chapter 13 bankruptcies will have the same effect on your credit score, creditors may view a Chapter 13 bankruptcy more favorably. A Chapter 7 bankruptcy will stay on your credit report for 10 years, while a Chapter 13 bankruptcy will fall off after seven years. Frequently asked questions about how often you can file for bankruptcyCan I file a Chapter 13 bankruptcy after a Chapter 7 bankruptcy? Yes, you can file Chapter 13 after Chapter 7 bankruptcy, but you must wait at least four years after the discharge of your Chapter 7 to file Chapter 13.

Persons: Filers, you've, Adrienne Hines, Hines, Scott Glatstian, Rosenblum, Lamine Zarrad, —, Jennifer, Read Organizations: refiling, Wright Co, Rosenblum Law, Federal Trade Commission, Business, Yahoo, Finance, CBS, MSNBC, CNBC, Forbes, Black Enterprise, USA, The Johns Hopkins University Carey School of Business, Business Journalists Locations: Kademenos, Chevron, America, TheGrio, New York City

☆ No signs of slowing down for sports betting, industry leaders say
▼ + stars: | 2024-09-10 | by ( Jake Piazza | In | ) www.cnbc.com time to read: +3 min

Sports betting is continuing its integration into modern sports culture, and industry leaders do not expect the growth to slow down any time soon. As much tailwind as sports betting companies have received from growing legalization and popularity across the country, taxes and ethical concerns have presented difficulties. Several states have a 51% tax on sports betting companies, and Illinois recently approved a tax increase on sports betting revenue. Sports betting has also garnered negative headlines in recent months as professional sports leagues have struggled to effectively stop players from violating betting and gambling rules. The speakers also addressed widespread concerns about whether the nature of sports betting companies' business models discourages them from providing proper guardrails to stop gambling problems.

Persons: Wrigley, Michael Rubin, Matt King, CNBC's Contessa Brewer, Marie Donoghue, DraftKings, Jontay Porter, that's, Christian Genetski Organizations: Chicago Cubs, Philadelphia Phillies, Sports, FanDuel, CNBC, PointsBet's U.S, NBA Locations: Illinois

☆ Jim Cramer breaks down the trends affecting tech and bank stocks right now
▼ + stars: | 2024-09-10 | by ( Julie Coleman | ) www.cnbc.com time to read: +2 min

CNBC's Jim Cramer reviewed Tuesday's market action and asserted that tech stocks are easier to own for the long term while bank stocks suffer as the market broadens and experiences "economic choppiness." "You simply can't bank on the bank stocks right now, hence why the great broadening out is indeed fraught with risk," he said. "Meanwhile, tech may be torturous to own on a day-to-day basis, but long-term it's a cornucopia of rewards." He said many of these tech companies have lasting, secular themes, adding that any business related to data centers has "tremendous pin action." We don't have to play an interest rate guessing game with tech because the Fed is tangential."

Persons: CNBC's Jim Cramer, Daniel Pinto backtracked, Cramer, Jay Powell Organizations: JPMorgan, Federal, Dow Jones, Nasdaq, Big Tech, Nvidia, AMD, Microsoft, Oracle

The report examined Americans who have identified as nonprofit workers on the Census' American Community Survey, including many employees in healthcare, educational services, and social assistance. Younger nonprofit workers are particularly struggling. According to the report, 37% of nonprofit workers under the age of 25 fall into the ALICE category. Similarly, 23% of nonprofit workers ages 25 to 44 are considered ALICEs. And, while 16% of white nonprofit workers were below the ALICE threshold, 35% of Black workers in the sector were struggling to make ends meet.

Persons: ALICE, Lisa Kelley, they're, It's, Cherie Tobias, Melissa Hedden Organizations: Service, United, Survey, Business, SNAP, Medicaid Locations: El Paso , Texas, Alexandria , Virginia, Cincinnati, Michigan

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