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☆ An employee at an Illinois food manufacturer lost a finger after getting it stuck in a machine, the labor department said
▼ + stars: | 2022-04-27 | by ( Grace Dean | ) www.businessinsider.com time to read: +3 min

A worker at an Illinois food manufacturer lost their finger after it got stuck in a machine, the DOL said. The DOL cited Hearthside Food Solutions and asked it to pay $231,625 in penalties. In a press release, the Department of Labor said Friday that it has cited Hearthside Food Solutions 20 times "for exposing workers to amputation and other serious hazards." In the citation, OSHA asked Hearthside to pay $231,625 in penalties for three violations related to the carton-closing machine. Hearthside Food should immediately re-evaluate its training and safety procedures at all of its facilities."

☆ I 'fell' into virtual assistant work — and now I make 6 figures a year doing it. Here's how I built up my client base and income.
▼ + stars: | 2022-04-06 | by ( Robin Madell | ) www.businessinsider.com time to read: +10 min

Hannah Dixon became a virtual assistant after wanting a more stable career and better income. I always say that I "fell" into being a virtual assistant. Courtesy of Hannah DixonThis transitioned to doing long-term work exchanges, where I worked in bars, on farms, and in hostels. This is when, after three years as a virtual assistant, I turned my attention to supporting others as a virtual-assistant coach. I found myself doing many things that I wasn't experienced in, but I was learning by doing.

☆ The Chase Sapphire Preferred card offers a 10% points bonus on your account anniversary, but it's not as lucrative as it sounds
▼ + stars: | 2021-12-30 | by ( Joseph Hostetler | Sarah Silbert | Credit Cards Reporter | ) www.businessinsider.com time to read: +11 min

The Chase Sapphire Preferred® Card offers a 10% anniversary points boost each year you renew your card. How does the Chase Sapphire Preferred 10% points bonus work? More Information Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Read our review Read Our Review A looong arrow, pointing rightThe Chase Sapphire Preferred comes with a 10% anniversary points bonus! Log into the Chase Travel PortalHead to the Chase Travel Portal and choose your Chase Sapphire Preferred account.

☆ It's your last month to use credit card benefits that reset each calendar year — and avoid missing out on valuable statement credits and bonuses
▼ + stars: | 2021-12-27 | by ( Eric Rosen | Read More | Read Less | ) www.businessinsider.com time to read: +39 min

Make sure you use up credit card statement credits and meet spending thresholds for bonuses by December 31. Milos Dimic/GettySome credit card perks, such as statement credits or spending bonuses, reset each calendar year. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. More Information Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. The Southwest Rapid Rewards® Premier Credit Card,Chase Southwest Rapid Rewards® Priority Credit Card, and Southwest® Rapid Rewards® Performance Business Credit Card all earn Tier Qualification Points (TQPs) toward elite status based on spending.

Bottom line: The Southwest® Rapid Rewards® Performance Business Credit Card is ideal for small-business owners who fly Southwest frequently. The Southwest Rapid Rewards® Plus Credit Card, Southwest Rapid Rewards® Premier Credit Card, and Southwest Rapid Rewards® Priority Credit Card come with different benefits, so depending on your travel habits one of them could be a better fit. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

Or, you can use 21,000 Hyatt points for the Hyatt Ziva Riviera Cancun, Hyatt Ziva Puerto Vallarta, or Hyatt Zilara Riveria Maya. For paid stays, you can also redeem Hyatt points for room upgrades to Regency Club or Grand Club level for 3,000 Hyatt points, standard suites for 6,000 Hyatt points, or premium suites for 9,000 Hyatt points. Standard room Points + Cash redemptions will run you:2,500 Hyatt points plus cash at Category 1 properties4,000 Hyatt points plus cash at Category 2 properties6,000 Hyatt points plus cash at Category 3 properties7,500 Hyatt points plus cash at Category 4 properties10,000 Hyatt points plus cash at Category 5 properties12,500 Hyatt points plus cash at Category 6 properties15,000 Hyatt points plus cash at Category 7 properties20,000 Hyatt points plus cash at Category 8 propertiesFor standard suite Points + Cash redemptions, this becomes:4,000 Hyatt points plus cash at Category 1 properties6,500 Hyatt points plus cash at Category 2 properties10,000 Hyatt points plus cash at Category 3 properties12,000 Hyatt points plus cash at Category 4 properties16,000 Hyatt points plus cash at Category 5 properties20,000 Hyatt points plus cash at Category 6 properties24,000 Hyatt points plus cash at Category 7 properties30,500 Hyatt points plus cash at Category 8 propertiesPoints + Cash redemptions for premium suites are as follows:5,000 Hyatt points plus cash at Category 1 properties8,000 Hyatt points plus cash at Category 2 properties12,000 Hyatt points plus cash at Category 3 properties15,000 Hyatt points plus cash at Category 4 properties20,000 Hyatt points plus cash at Category 5 properties25,000 Hyatt points plus cash at Category 6 properties30,000 Hyatt points plus cash at Category 7 properties40,000 Hyatt points plus cash at Category 8 propertiesFor those booking wellness stays at Miraval Resorts, rates for standard rooms at single occupancy are 22,500 Hyatt points plus cash, and go up to 32,500 Hyatt points plus cash for double occupancy. Other ways to redeem Hyatt pointsRedeem Hyatt points for dining, spa, and travel experiencesYou can also redeem Hyatt points for in-room movies, transportation, parking, and in-room dining and spa experiences at participating Hyatt hotels and resorts. Share Hyatt points with a friendIf you're feeling generous, you can share your Hyatt points, free award nights, or room upgrades with other World of Hyatt members.

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Earn IHG points through your elite statusEarning elite status with IHG can lead to even more benefits if you're someone who travels frequently. Redeem IHG points for dream vacationsYou can use your IHG points to stay at some of the most luxurious hotels and resorts in the world, whether you're in search of a romantic getaway, family vacation, solo travel escape, or dream honeymoon. Transfer IHG points to a friendThere's also an option to transfer IHG points to a friend or family member at a cost of $5 per 1,000 points, or buying them through IHG's website. Some of these redemptions are as low as 100 IHG points, so if you haven't had any activity in your account recently, this is a good way to keep your IHG points from expiring. Use IHG points to attend special eventsWhile there don't seem to be any concerts, sports, or special events at the moment due to the pandemic, this was a great way to put IHG points toward unique experiences.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). How to apply for a credit cardYou can apply for your first credit card in person, by mail, on the phone, or online, and if your credit is good, you'll have your pick of a variety of cards and banking institutions. Check your credit scoreChecking your credit score before applying for a credit card means you'll be fully educated about the kinds of interest rates you can expect from your offers, and the rewards you could qualify for. And even those without extensive credit histories can apply for a starter credit card or a secured credit card to begin building up the necessary foundation. Use your credit card responsiblyMoving from a debit card to a credit card is a crucial transition, as sudden access to all those borrowed funds can produce a temptation to overspend.

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☆ A marketing expert grew her email list by more than 50,000 subscribers in 5 years and recommends these proven strategies
▼ + stars: | 2020-07-26 | by ( Dorie Clark | ) www.businessinsider.com time to read: +6 min

According to Clark, growing your opt-in email list can help you reach new customers, tap into new revenue streams, and minimize reliance on expensive social media marketing tactics. Growing your opt-in email list is important for plenty of reasons. Here are four that I've used personally to grow my own email list by more than 50,000 subscribers in the past five years. Your own email messagesHere's one way to grow your email list that's overlooked by almost all professionals: leveraging the signature file in your own emails. Instead of wasting the opportunity and encouraging them to follow you on Twitter, you can get them to subscribe to your email list ("Download her free 42-page Stand Out Self-Assessment Workbook and learn more at dorieclark.com.")

☆ I built a multimillion-dollar business in 2 years. Here are the 3 email templates I used to make my first $10,000.
▼ + stars: | 2020-07-22 | by ( Luisa Zhou | ) www.businessinsider.com time to read: +2 min

The 'Ask for a referral' templateUtilize your existing network. Getty Images/GeorgijevicAnd finally, don't overlook the power of your existing network! This is the template I used to ask for referrals:Hi [name],As you know, I [describe experience/accomplishment/expertise that led to your business creation]. After having so many people ask me about it, I decided to start a consulting business to help others with [result]. As I look to grow my business, I'm reaching out to friends to help get my name out there.

It might be a good idea to hire a retirement adviser if you're within 10 years of retiring. Above all, look for a retirement adviser who is a fiduciary. Retirement advisors have extensive knowledge of investment markets, workplace retirement plans, pensions, and Social Security. There are three main types of financial advisors:Traditional financial advisors: Advisors that can provide personalized advice and product recommendations based on a client's needs and goals. They are also dShould I Hire a Retirement Adviser?

☆ I always book a warm-weather escape around the holidays using points from the Hilton Aspire card. It's not too late for you to do the same if you start now.
▼ + stars: | 2019-11-10 | by ( Carly Helfand | Read More | Read Less | ) www.businessinsider.com time to read: +14 min

Here's how one hotel credit card — the Hilton Honors Aspire Card — has helped me do it year after year, and how it can help you do the same. Welcome bonusIf you don't yet have the Hilton Honors Aspire Card or you're just starting out with it, you're in luck. Earning Hilton pointsAnother star feature of the Hilton Honors Aspire Card is its sky-high earnings rate on Hilton properties. Free reward nightAt $450 per year, the Hilton Honors Aspire Card isn't cheap. Valuable annual statement credit for eligible Hilton purchases Cons Dash icon A dash.

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