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☆ A Californian details the pros of living in England and how the culture compares to the US
▼ + stars: | 2024-07-23 | by ( Madison Hoff | ) www.businessinsider.com time to read: +8 min

The pros and cons of living in EnglandAs someone who loves being outdoors, Andrea finds the English countryside beautiful. "It's something that I feel like you don't really get in America because it's so classically England. "I think you don't really get to see that much in two weeks," she said. "You don't get to experience that much, and you don't really know what it's like to live there. Advertisement"I feel like that's something that's not really talked about very often when you're moving to a different country," she said.

Persons: Andrea, Zoe Sugg, Alfie Deyes, It's, London, she's, it's, that's Organizations: Service, Business, University of Leicester, US, Valentine's Locations: California, England, Southern California, LA, London, Instagram, America, mhoff@businessinsider.com

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☆ The number of low-wage U.S. workers is dropping—but 23% still make less than $17/hr
▼ + stars: | 2024-07-23 | by ( Gili Malinsky | ) www.cnbc.com time to read: +6 min

"As they continue to annually increase their minimum wages, the number of low-wage workers does go down," says Henderson. Similarly, many states hiked their tipped minimum wages — or did away with a tipped minimum altogether. 53% of tipped wage workers earn less than $17 per hourAll that said, there are still nearly 40 million workers making less than $17 per hour. Nationwide, more than half, 53% of tipped wage workers earn less than $17 per hour, according to the report. A third, 33% of Latin or Hispanic workers and 32% of Black workers earn less than $17 per hour, compared to 21% of white workers, according to the report.

Persons: Kaitlyn Henderson, Henderson, Workers aren't, Judy Conti Organizations: Federal, Health, Education, Labor, Pensions, " Workers, Oxfam, Workers, Institute, National Employment Law, Bureau, National Women's Law, BLS, Agriculture, National Center, Farmworker Health, Census Bureau Locations: New York City, Washington, Maine, Oregon, EPI, Mississippi, Oklahoma, Louisiana, Kentucky, Texas, North Carolina, Mexico, West Virginia

☆ I'm an American mom who raised my kids in Spain. They considered going to the US for college but changed their minds.
▼ + stars: | 2024-07-23 | by ( Erin Liam | ) www.businessinsider.com time to read: +5 min

But the more we compared the European college experience to that of the US, the more we were drawn to Europe. Going to college in Europe, however, would allow him to meet people of different backgrounds. After taking a gap year in 2021, Gavin decided to pursue a degree in Culinary Entrepreneurship at Technological University Dublin in Ireland. AdvertisementAs a Wyoming resident, Gavin would have paid $5,190 for tuition at the University of Wyoming, excluding other costs. However, he considered the University of New Hampshire, where tuition costs $36,170 yearly for out-of-state students, excluding housing and other fees.

Persons: —, Jackie Baxa, Gavin, Baxa, Kaden, he's, we've, It's, He's, We've, Erin, eliam@businessinsider.com Organizations: Service, Business, Entrepreneurship, Technological University, European Union, Technological University of Dublin, Housing, University of Wyoming, University of New Locations: Spain, Seville, Europe, Jackson Hole , Wyoming, Technological University Dublin, Ireland, Dublin, Milan, Amsterdam, Wyoming, University of New Hampshire

☆ Modi's government pledges fiscal prudence in India's post-election budget
▼ + stars: | 2024-07-23 | by ( Charmaine Jacob | In Charmainemariajacob | ) www.cnbc.com time to read: +4 min

Nirmala Sitharaman, India's finance minister, leaves the ministry to present the budget at the parliament in New Delhi, India, on July 23, 2024. India's finance ministry on Tuesday lowered the country's fiscal deficit target to 4.9% for the financial year ending March 2025, a revision from 5.1% during the pre-election interim budget published back in February. That target will then fall to 4.5% or lower for the financial year ending March 2026, India's Finance Minister Nirmala Sitharaman said during the announcements. "This is imperative for attracting foreign investment and sustaining growth," he said, adding that "unprecedented financial support" from the central bank will make the fiscal deficit target possible. "We will endeavor to maintain strong fiscal support for infrastructure over the next five years, in conjunction with imperatives of other priorities and fiscal consolidation."

Persons: Nirmala Sitharaman, Vipul Bhowar, Narendra Modi's, Sitharaman, Hajra, Anand Rathi, Modi's Organizations: Bloomberg, Getty, India's, Waterfield Advisors, Sitharaman, Narendra Modi's Bharatiya Janata Party, Stock Brokers, CNBC, Modi's Bharatiya Janata Party, Centre, Monitoring, BSE, U.S . Locations: New Delhi, India, Mumbai, Bihar, Andhra Pradesh

☆ Young people today are stressed, depressed—and changing the fundamental pattern of happiness, new research shows
▼ + stars: | 2024-07-23 | by ( Renée Onque | ) www.cnbc.com time to read: +4 min

Research shows that young adults are the unhappiest age groupBlanchflower's most recent working paper, co-authored with Alex Bryson and Xiaowei Xu, shows a change in the pattern, with happiness starting off low in young adulthood and increasing with age. Alongside other researchers, Blanchflower analyzed data from the Centers for Disease Control and Prevention's Behavioral Risk Factor Surveillance System. But Wimsatt Childs agrees with Blanchflower that social media likely plays a role in this new pattern of unhappiness. "What social media has done in a lot of ways is it has amplified concerns that were already well underway," she says. Social media — apps like Snapchat, Instagram and TikTok — floods people with information and can lead to comparison among peers on a larger scale, she adds.

Persons: David Blanchflower, Blanchflower, Alex Bryson, Xiaowei Xu, Amber Wimsatt Childs, Wimsatt Childs, I'm Organizations: Dartmouth College, Research, Scientific, Centers for Disease Control, Yale School of Medicine Locations: U.S

At Business Insider, we independently monitor and review the best CD interest rates from over 100 financial institutions to help you find the right CD. Best CD Rates Today by TermCredit unions offer many of the best current CD rates right now. The best no-penalty CDs will offer rates slightly higher than the best high-yield savings accounts, and can offer a substantially improved interest rate over traditional brick-and-mortar savings accounts. 2-Year CDsThe best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates. What's the difference between best CD rates and best CD offers?

Persons: You'll, isn't, DollarSavingsDirect, you'll, they've, Mykail James, Roger Ma, it's, Tania Brown, Sophia Acevedo Organizations: Business, California Coast Credit, Term, Bank, Credit, Credit Union, California Coast Credit Union, Climate, City National Bank of Florida, U.S ., Google, Apple, USALLIANCE, American Consumer Council, of Community Services, Emigrant Bank, BMO Alto, BMO Bank, BMO, Valley Bank, Ponce Bank, Insurance Locations: California, San Diego, Riverside, Florida , Puerto Rico, Somoa, Guam, Northern Mariana Islands, U.S, U.S . Virgin Islands, it's, Maryland , Virginia, Washington, California , Vermont, Nevada, Virginia , Maryland, Massachusetts , Connecticut , New Jersey, New York, Arco, Westchester, —, NCUA, Chevron

☆ I'm 23 and getting my master's degree. My parents can't help me financially, so I moved in with them to save money.
▼ + stars: | 2024-07-23 | by ( Miranda Ferrante | ) www.businessinsider.com time to read: +3 min

I had already made up my mind about all the specifics before starting the application process: I would attend New York University, aiming to receive a master's degree in journalism. I called my parents to share the news, and they gently reminded me that financing another degree would be entirely my responsibility. They don't want to see me or my twin brother, who is also pursuing a master's degree, struggle financially while we try to build our vocations. I couldn't do this without their supportGetting a master's degree would be virtually impossible without the financial and emotional support of my parents. While journalism may not be the career that leaves me with tons of money, I'm passionate about it.

Persons: —, I've Organizations: Service, Elon University, New York University, Business

☆ Eliud Kipchoge: The two-hour marathon man eyes unprecedented Olympic glory
▼ + stars: | 2024-07-22 | by ( Sean Coppack | ) edition.cnn.com time to read: +7 min

This is what Olympic preparation looks like for arguably the greatest distance runner of all time, Eliud Kipchoge. The run concludes 30 kilometers later, back where it began, at the training camp where the 39-year-old is gearing up for what could be his final bow on the Olympic stage. Kipchoge (left) prepares for a pre-dawn run with a member of his training team. Courtesy NN Running TeamThe 39-year-old would become the oldest male marathon winner at the Olympics, should he succeed in Paris. “I want to be remembered by making this world a running world,” he says.

Persons: Eliud, Kipchoge, Rocky Balboa, Ivan Drago, “, Grace, he’s, “ It’s, ” Kipchoge, NNRunningTeam.com, ”, Patrick Sang, Faith Kipyegon, ” Eliud Kipchoge, 40.2sec, Herbert Neubauer, Eliud Kipchoge Organizations: Kenya CNN —, Paris, Global Sports Communication, CNN, Getty, ”, Games, Oxford Union Locations: Kaptagat, Kenya, Paris, Vienna, Austria

☆ A major student-loan company is being sued over claims it mismanaged 8 million borrowers' accounts, blocking them from lower payments and debt relief
▼ + stars: | 2024-07-22 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +4 min

You can opt-out at any time by visiting our Preferences page or by clicking "unsubscribe" at the bottom of the email. download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Read previewA major student-loan company just got hit with a lawsuit over claims it harmed the millions of borrowers it services. The lawsuit claims that MOHELA's mismanagement has harmed the 8 million borrowers it services and requests that a judgment be entered requiring MOHELA to provide relief to harmed borrowers for violating consumer protection law. "Individually, any one of MOHELA's failings would be sufficient to cause financial, mental, and emotional distress," the lawsuit said.

Persons: —, servicer MOHELA, MOHELA, Randi Weingarten, it's, Elizabeth Warren, Chuck Schumer, Bernie Sanders, Warren, Winston Berkman, Breen Organizations: Service, Teachers, Business, Education Department, AFT, Federal, Democratic, we're Locations: American, Sens

☆ Kamala Harris' opening argument: Vote for me and I'll decimate Project 2025
▼ + stars: | 2024-07-22 | by ( Aditi Bharade | ) www.businessinsider.com time to read: +3 min

Read previewShortly after President Joe Biden endorsed Vice President Kamala Harris for the Democratic nomination, Harris made her opening pitch to the country, arguing that voting for her will allow her to decimate the controversial Project 2025. I will do everything in my power to unite the Democratic Party—and unite our nation—to defeat Donald Trump and his extreme Project 2025 agenda. Although Harris said that she is determined to defeat former President Donald Trump and "his extreme Project 2025 agenda," Trump himself has called the project "ridiculous." Related storiesHe attempted to distance himself from it with a post on his Truth Social on July 5, saying: "I know nothing about Project 2025." "I disagree with some of the things they're saying and some of the things they're saying are absolutely ridiculous and abysmal," Trump wrote.

Persons: —, Joe Biden, Kamala Harris, Harris, Donald Trump, xpPDkCRhoZ — Kamala Harris, Trump, Steven Cheung, Kamala, Biden Organizations: Service, Democratic, Democratic Party —, Business, Heritage Foundation, Republican, Department of Education, FBI, Trump, Republican National Convention, GOP, Business Insider Locations: @KamalaHarris

Kid's savings accounts are a great way to teach your kids how to budget, create savings goals, and start building up their savings. Best Kids Savings Account ReviewsThe best savings accounts for kids offer good monitoring features, educational resources, and low monthly fees. Key Benefits of a Kids' Savings AccountThe key benefit of getting a kid's savings account is that you can grow your child's savings in a relatively accessible and safe way. Features to Look for in a Kids' Savings AccountHigh Interest Rates on Kid's BankingFor the most part, kid's savings accounts are interest-earning accounts. How to Open a Savings Account for Your ChildChildren's Savings Account Eligibility RequirementsA kid cannot open a savings account on their own.

Persons: Chase, Alliant, Foster, JP Morgan Chase, Jeffrey Epstein's, Banks, isn't, there's, Tania Brown, Sophia Acevedo, Mykail James, Roger Ma, James Organizations: Mortar Bank Chase, Chase, Best Online Bank, Best Credit Union Alliant Credit, Credit Union, Foster, Business, Chase Bank, Washington DC, Capital, Credit, Alliant Credit, Savings, Foster Care, U.S . Virgin, Banking, Kid's Banking, Kid's, Kids, FDIC Locations: NY, LA, TX, VA, NJ, Washington, Connecticut , Delaware , Louisiana , Maryland , New Jersey , New York , Texas, Virginia, Chevron

Best Banks in North Carolina FAQsWhat is the most popular bank in North Carolina? There are 35 state-chartered banks in North Carolina, according to the North Carolina Commissioner of Banks. North Carolina Bank ReviewsThe best North Carolina banks and credit unions will offer strong interest rates, good perks, and accessibility to North Carolina residents. Here are the best North Carolina banks as picked by Business Insider editors in 2024. We reviewed the 10 biggest banks and credit unions in the state and financial institutions included in our Black-owned banks and credit unions guide and Hispanic American-owned banks and credit unions guide.

Persons: Ally, North Carolina Ally, There's, you'll Organizations: First Citizens Bank, National Bank , Mechanics & Farmers Bank, State Employees Credit Union, Banks, Credit Unions, Bank, Employees Credit Union, Mechanics & Farmers Bank, FDIC, North Carolina Best, Ally Bank, Washington , D.C, First, Citizens, SC, Employees Credit, Mechanics & Farmers, & Farmers, Social, North Carolina . Bank of America, Truist, North, SECU, First National Bank, North Carolina . North Carolina Bank, Business, North Carolina Ally Bank, National Bank State Employees Credit Union Mechanics & Farmers Bank Chevron, Chevron, State Employees Credit, Best Bank, Bank offers, First Citizens, Local Credit Union State Employees Credit Union, North Carolina National Guard Social Services, Health, Mental Health, Civil Defense, North Carolina State, Best Local Bank Mechanics & Farmers Bank, Employees, Unions, Better, Bureau, National, Mechanics, Farmers, National Bank and Mechanics & Farmers, Justice Department, First National Bank for First National Bank, American Locations: North Carolina, Washington ,, , Maryland , Ohio, Pennsylvania, South Carolina, Virginia, West Virginia, Washington, AZ, CA, MD, MI, NV, NM, NC, TN, TX, VA, WA, WV, WI, Charlotte, Durham, Greensboro, Raleigh, Winston, Salem, Chevron, North Carolina ., Carolina, East Coast, Charlotte , Durham, Salem ., Banks, SECU, American

Read previewThe results are in for Sam Altman's much-anticipated basic income study, one of the largest of its kind. AdvertisementThe debate over basic incomeThe study was inspired by Altman's belief in the importance of a basic income in the age of AI, which some fear could render millions of jobs obsolete. Related storiesThe idea of a universal basic income has been around for awhile, but rose to prominence as the center of Andrew Yang's 2016 presidential campaign. Other significant figures in the tech industry have since voiced support for some kind of basic income, including Twitter cofounder Jack Dorsey and Tesla CEO Elon Musk. Earlier this year, Altman also floated another kind of basic income plan, which he called a "universal basic compute."

Persons: —, Sam Altman's, Altman, OpenResearch, Elizabeth Rhodes, Cash, Andrew Yang's, Jack Dorsey, Elon Musk, Geoffrey Hinton, Sarah, Cara Organizations: Service, Business, OpenResearch Locations: Texas, Illinois

High-yield savings accounts are like traditional brick-and-mortar savings accounts, but they generally offer much higher rates. Featured Nationally Available Deposit RatesBest High-Yield Savings Accounts TodayThe best high-yield savings accounts will have a strong interest rate, good perks, and national accessibility. The Different Types of Savings AccountsThere are six types of savings accounts: traditional savings accounts, high-yield savings accounts, money market accounts, certificates of deposit, cash management accounts, and specialty savings accounts. Alternatives to High-Yield Savings AccountsHigh-Yield Savings Accounts vs. CDsThe best CD rates are comparable to the best high-yield savings account rates. High-Yield Savings Accounts vs. Money Market AccountsMoney market accounts are similar to high-yield savings accounts, but they typically make it easier to access your savings.

Persons: hasn't, EagleBank, Ronald D, Paul, Webster, Forbright, You'll, Ivy Bank hasn't, Raisin, BMO Harris, you'll, Synchrony, they're, you've, Roger Ma, Mykail James, that's, it's, Sophia Acevedo, Tania Brown, we've Organizations: FDIC, Business, DCU, Federal Credit Union, Savings, Digital Federal Credit Union, BBB, Flagstar Bank, Securities and Exchange Commission, Western Alliance Bank, Yield, BrioDirect, Webster Bank, Forbright Bank, Federal Deposit Insurance Corporation, Ivy Bank, Cambridge Savings Bank, Better, Western Alliance, Raisin, BMO, BMO Alto, BMO Financial Group, I Bank, Bank, Better Business, Securities and Exchange, SEC, Cash, Synchrony, Governors, Federal Reserve, United States, Credit Union, Newtek Bank, Federal Locations: Massachusetts, New Hampshire, Virginia , Maryland, Washington, California , Nevada, Vermont, Maryland, Virginia, United States, California, Minnesota, Chevron

You can get down payment assistance through CHFA's Down Payment Assistance Program or the Time To Own program. VermontThe Vermont Housing Finance Agency offers mortgages, down payment assistance, a first generation homebuyer program, and a mortgage credit certificate. NebraskaThe Nebraska Investment Finance Authority is another state housing finance agency that offers programs for first-time and repeat buyers alike. State first-time homebuyer programs FAQsHow do first-time homebuyer programs differ by state? You may be able to combine multiple forms of state-backed first-time homebuyer assistance, or get state assistance in addition to other, unrelated programs.

Persons: you'll, CHFA, DSHA, MaineHousing, NJHMFA, MHDC, UHC Organizations: Connecticut Housing Finance Authority, FHA, Housing Authority, Maine MaineHousing, Loan, Massachusetts MassHousing, New Hampshire New Hampshire Housing, New Jersey Housing, Mortgage Finance Agency, New Jersey Police, New York Mortgage Agency, Pennsylvania Housing Finance Authority, Vermont Housing Finance Agency, Alabama Housing Finance Association, Arkansas, Finance Authority, of Columbia Homebuyers, DC Housing Finance Agency, D.C, Florida Housing Finance Corporation, Georgia Department of Community Affairs, Georgia, Plus, Kentucky Housing Corporation, Louisiana Housing Corporation, Maryland Department of Housing, Community Development, Mississippi The Mississippi Home Corporation, North Carolina Housing Finance Agency, Carolina South, Carolina South Carolina Housing, Palmetto, SC, South Carolina National Guard, Tennessee Housing Development Agency, Virginia Virginia Housing, Virginia Department of Housing, West, West Virginia The West, West Virginia The West Virginia Housing Development Fund, Illinois Housing, Authority, Indiana, Indiana Housing, Community Authority ., Iowa Finance Authority, IFA, Kansas Housing, Assistance, Michigan, Housing Development Authority, Minnesota Housing Finance Agency, Missouri Housing, Commission, Nebraska, Nebraska Investment Finance Authority, North, North Dakota Housing Finance Agency, Ohio Housing Finance Agency, South Dakota Housing Development Authority, Economic Development Authority, Arizona The, Arizona The Arizona Industrial Development Authority, New Mexico Mortgage Finance Authority, Oklahoma, Oklahoma Housing Finance Agency, Texas The, Affordable Housing Corporation, Texas, Homes, Texas Heroes, Alaska Housing Finance Corporation, California Housing Finance Agency, Colorado, Colorado Housing, Hawaii Housing Finance, Development Corporation . Idaho, Idaho Housing, Finance Association, Montana, Montana Montana Housing, Nevada Housing Division, Oregon Oregon Housing, Community Services, Utah Housing Corporation, Washington, Washington State Housing Finance Commission, Wyoming Community Development Authority Locations: Connecticut, Delaware, New Hampshire New Hampshire, New Jersey, York The State, Pennsylvania, Rhode, Vermont, Alabama, Arkansas, Washington ,, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, Carolina, Carolina South Carolina, Tennessee, Virginia Virginia, West Virginia, West Virginia The West Virginia, Illinois, Indiana Indiana, Community Authority . Iowa, Iowa, Kansas, Michigan, Minnesota, Missouri, NIFA, North Dakota, North, Ohio, OHFA . South Dakota, Wisconsin, WHEDA . Southwest, Arizona, Arizona The Arizona, Mexico, Oklahoma, Texas, Texas The Texas, TSAHC ., Alaska, California, Colorado, Hawaii, Idaho, Montana Montana, Nevada, Oregon Oregon, Utah, Washington, Wyoming, Chevron

To determine the best banks in Florida, we reviewed the biggest banks and credit unions in the state. Best Banks and Credit Unions in FloridaBank of America: Best bank for opening a checking accountAlly: Best bank for opening a savings accountVyStar Credit Union: Best credit unionCompare Financial Institutions in FloridaThe best banks in Florida have a wide variety of banking products and are also accessible throughout the state. For our top savings account pick, we chose an online bank with a competitive savings account interest rate. Best Banks in Florida ReviewsBest banks and credit unions in Florida Bank of AmericaAlly BankVystar Credit Union Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Editor's rating 3.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Category Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Persons: Ally, VyStar, Wells, Mykail James, Amex aren't, Sophia Acevedo, Tania Brown, Roger Ma Organizations: Bank of America, VyStar Credit Union, Banks, Credit Unions, Florida Bank of America, Credit, Best Bank, of America, New Bank of America, Ally Bank, VyStar, Credit Union, Florida Bank of America Ally Bank, Credit Union Chevron, Chevron, Bank of America's, Best, Ally, SunCoast Credit Union, VyStar Credit, Better, — Bank of America, MasterCard, Business Locations: Florida, Georgia, Canada, Mexico, Chevron, Wells, Truist

CNN —With President Joe Biden’s support unleashing a flood of endorsements from many prominent Democrats across the country, Kamala Harris has emerged as the favorite to take his place as the party’s nominee for president. The campaign formally amended filings with the Federal Election Commission to rename its principal committee and declare Harris a candidate for president. Cooper previously waved off speculation that he might be on the shortlist for vice presidential nominees if Biden steps aside and Harris becomes the nominee. “Are you at least open to the possibility of being a running mate to Vice President Harris?,” Beshear was asked on MSNBC Monday morning. “I’m not going anywhere.”Whitmer, first elected governor in 2018, emerged as a prominent executive during the height of the Covid-19 pandemic.

Persons: Joe Biden’s, Kamala Harris, Harris, Biden, Roy Cooper, Josh Shapiro, Arizona Sen, Mark Kelly, Jeff Zeleny, Shapiro, ”, Barack Obama, Donald Trump, Corey Comperatore, Trump, “ Corey, Corey, ” Shapiro, ” Roy Cooper, “, Cooper, ” Cooper, Mark Kelly Arizona Sen, Gabby Giffords, Kelly, Katie Hobbs, Andy Beshear, Beshear, ” Beshear, He’s, Steve Beshear, J.B, J.B . Pritzker, Pritzker, Wade, Chicago Mayor Brandon Johnson, Pete Buttigieg, It’s, Buttigieg, Mike Pence, Vance, Bill Maher ”, ” Vance, ” Buttigieg, Gretchen Whitmer, “ I’m, ” Whitmer, Whitmer, She’s, That’s, Abby Phillip, who’s, ” Gavin Newsom California, Gavin Newsom, Ron DeSantis, X, Donald Trump’s, @KamalaHarris, Newsom, CNN’s Tami Luhby, Ethan Cohen, Jasmine Wright, Devan Cole, Gregory Krieg, Edward, Isaac Dovere, Dan Merica Organizations: CNN, Democratic, Federal, Commission, Democratic National Convention, North Carolina Gov, Arizona, Democrats, ” CNN, ” Roy Cooper North Carolina Gov, Republicans, Republican, Biden, North Carolina House of, North, Democratic Party, MSNBC, Senate, GOP, Affordable, Pritzker, Pritzker Illinois Gov, South, Chicago Mayor, White, Transportation Department, Fox News, Yale Law School, Harvard, Trump Republican, Gov, Detroit News, Trump, Golden, Electoral College Locations: Chicago, Pennsylvania, Philadelphia, Butler , Pennsylvania, America, North Carolina, Raleigh, Andy Beshear Kentucky, Bluegrass, Kentucky, Pritzker Illinois, Midwest, South Bend , Indiana, Afghanistan, East Palestine , Ohio, Michigan, Covid, Napa, San Francisco

Today, there are 55 Hispanic American banks and credit unions that are FDIC or NCUA insured around the United States. Nave BankBranches: 0 (online-only)ATMs: 0Services: savings accounts, business banking, business loansNave Bank is currently only available for businesses, and has a waitlist to join. We selected Hispanic American-owned credit unions from the National Credit Union Administration's list of minority depository institutions which was also updated in September 2023. You can open up savings accounts, checking accounts, CDs, and money market accounts in most of the institutions listed. Results from the study found that Hispanic Americans made up a greater percentage of those who took out home loans or small business loans at Hispanic American banks in comparison to non-minority banks.

☆ Here's what a Kamala Harris administration could mean for your wallet
▼ + stars: | 2024-07-22 | by ( Cnbc.Com Personal Finance Staff | ) www.cnbc.com time to read: +8 min

Harris' visit, following the attempted assassination of former President Trump, makes this her fourth trip to Michigan this year and seventh visit since taking office. However, Harris voiced some distinctions from Biden before becoming vice president, Watson noted. The vice president plans to bring more relief to borrowers, they said. Harris proposed repealing the Trump tax cuts to pay for it. — Jessica DicklerHousingHarris has been a proponent for affordable housing policies both during her tenure as vice president and as senator.

Persons: Kamala Harris, Trump, Olivia Troye, Amanda Stratton, Harris, Chris duMond, Chris Dumond, Biden, Garrett Watson, Watson, — Kate Dore, Drew Altman, Altman, She'd, Fatima Goss Graves, Roe, Wade —, Greg Iacurci, Pell Grant, Joe Biden, Miguel Cardona, Annie, Laura Veldkamp, Veldkamp, — Jessica Dickler, May, — Ana Teresa Solá Organizations: Getty, Tax, Tax Foundation, Biden, — Kate Dore Health, Affordable, Medicaid, National Women's Law, CNBC, Current U.S . Department of Education, Corinthian Colleges, U.S . Department, Corinthian, Columbia University Business School, U.S . Department of Housing, Urban Locations: KALAMAZOO , MICHIGAN, Kalamazoo , Michigan, Michigan, North Carolina, California, U.S

☆ Student-loan borrowers can likely count on more debt cancellation if Kamala Harris wins the presidency
▼ + stars: | 2024-07-22 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +4 min

This could be good news for student-loan borrowers looking for relief. When it comes to broader student-loan forgiveness, Harris has stood behind Biden's efforts to cancel student debt. AdvertisementBiden's administration is now working toward a second attempt at broader student-loan forgiveness, which is expected to benefit over 30 million borrowers. Harris's office did not immediately respond to a request for comment from Business Insider on the higher education and student-loan forgiveness policies she might prioritize as a candidate. Beyond student-loan forgiveness, Harris has also vouched for free college and supported Sen. Bernie Sanders's College for All Act, which would make tuition free for students at community colleges and four-year public institutions making up to $125,000 a year.

Persons: —, Joe Biden, Kamala Harris, Biden, Harris, Pell Grant, Sen, Bernie Sanders's Organizations: Service, Business, Corinthian College, Education Department, Corinthian, Administration, Politico, Bernie Sanders's College, All

☆ I'm a millionaire, but I'm only leaving my kids a small inheritance. I want them to earn their money like I did.
▼ + stars: | 2024-07-21 | by ( Kelly Burch | ) www.businessinsider.com time to read: +5 min

I want my daughter to experience financial discomfortAbout 20 years ago, I met my wife, another Baha'i from Iran. I believe wealth is only commendable if earnedMost importantly, I want my daughters to work. While I plan to leave my daughters a small inheritance to ensure their financial security, I won't leave them enough money that they don't need to work. I want my children to have enough money to house themselves, get an education, and meet their basic needs. Beyond that, I believe money can corrupt if it's given rather than earned.

Persons: Payam Zamani, we'd, Zamani, I've, they'll Organizations: Service, Business, Group Locations: Iran, Pakistan, San Francisco, San Francisco Bay, America, Czech Republic, Prague, California, New York City, Bay

☆ My partner grew up rich, and I didn't. We almost broke up over my insecurities, but compassion and honesty have gotten us through.
▼ + stars: | 2024-07-21 | by ( Tess Martinelli | ) www.businessinsider.com time to read: +7 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Read previewThis as-told-to essay is based on a conversation with Geneviève Laforce, a 24-year-old content creator from Montreal, whose partner grew up wealthy. We've learned that managing a relationship with someone who grew up so differently requires constant compassion and open communication. I've been able to broaden her worldview and provoke a deeper sense of compassion for those who are struggling. If money complicates your relationship and you want to tell your story, please email Tess Martinelli at tmartinelli@businessinsider.com.

Persons: —, Geneviève Laforce, It's, We've, isn't, I've, she's, They've, Tess Martinelli Organizations: Service, Business Locations: Montreal, tmartinelli@businessinsider.com

☆ ‘Barbie’ was important to me. This summer has melted her
▼ + stars: | 2024-07-21 | by ( Scottie Andrew | ) edition.cnn.com time to read: +8 min

Watching “Barbie” so much defined the back half of my 2023. The summer of “Barbie” was one of my happiest, when I felt truly connected to my fellow humans. Watching “Barbie” again and again nudged me out of an isolation I hadn’t even realized I’d imposed. Once Gosling finished his dazzling Oscars performance of “I’m Just Ken,” “Barbie” fever officially ended. But we’ll always have our “Barbie” summer.

Persons: “ Barbie, ” I’ve, I’ve, Barbie ”, “ Barbie ”, Barbie, Ryan Gosling, Ken, Will Ferrell, ” John Cena, Margot Robbie, ”, ” Oppenheimer, “ Oppenheimer, Nolan, Stephanie Keith, Stephen Malkmus, Issa, America Ferrara, who’s, nudged, ‘ Barbie ’, Helen Mirren’s, “, Barbara ”, Greta Gerwig’s, Gosling, “ I’m, I'm, ergy, who’d, It’s, we’ll Organizations: CNN, Sex, Warner Bros ., Warner Bros, America, Gran Turismo Locations: pinks, Barbie, Robbie’s, Atlanta

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