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☆ I quit my job at 55 and moved to Italy for retirement. I lost my incredible pension, but I'm so much happier now.
▼ + stars: | 2024-08-08 | by ( Jane Ridley | ) www.businessinsider.com time to read: +6 min

I quit my government job in January 2022, two months after returning from a European vacation with my son, Ryan. I lost count of the people who said I'd lose a big chunk of my pension if I didn't retire at 65. Ryan qualified for Italian citizenship if he wanted to apply for it. AdvertisementSperoni and her son, Ryan, when they lived in Sacramento. He said I'd love the place.

Persons: —, Lisa Speroni, Ryan, I'd, isn't, I'm, Speroni, he'd, Medusa, — I'd, Italy Ryan, I've Organizations: Service, Business Locations: Italy, California, Italian, Sacramento, Florence, Salerno, Turin, Amalfi Coast, Rome

☆ Nice guys finish first: 7 secrets to success at Blackstone, according to a campus recruiter, a former intern, and other firm insiders
▼ + stars: | 2024-08-08 | by ( Alex Nicoll | ) www.businessinsider.com time to read: +14 min

This summer, Gray addressed Blackstone's summer interns about how they might advance at the firm, according to a recent LinkedIn post. AdvertisementBut how exactly does one go about being "nice" at Blackstone? Here's how to succeed at Blackstone, according to three executives, an ex-intern, and public comments made by top leaders including Gray and Schwarzman. "Steve Schwarzman always says it is just as easy to hire a smart, nice person as a smart, not nice person," Ross told BI. That's just not who we are as a firm," Ross said, adding, "We think investing's a team sport."

Persons: —, Jon Gray, Blackstone, Gray, Steve Schwarzman, that's, Morgan Stanley, Thomson, Schwarzman, Lehman, we'll, Paige Ross, Blackstone Paige Ross, niceness, Ross, That's, Marshall Plumlee, Plumlee, Marshall Plumlee dunking, Mark J, Terrill, Marshall, Jahlil, you've, it's, Peter Peterson, Jeenah, they're, They're, Taylor Kanfer, we're, Kanfer, Joe Zidle, Blackstone . Blackstone Zidle, Zidle Organizations: Service, Business, Blackstone, Blackstone —, Lehman Brothers, Thomson Reuters, Duke University's, NBA, New York Knicks, Milwaukee Bucks, Associated Press, Duke, 75th Ranger Regiment, Army, LinkedIn, Veterans Network, Blackstone . Locations: Blackstone, New York, Manhattan, Afghanistan

☆ Gen Z Loves the Gym; That's a Problem for Chains Like Planet Fitness
▼ + stars: | 2024-08-08 | by ( Eve Upton-Clark | ) www.businessinsider.com time to read: +13 min

Advertisement"As much as we think that our country is obese or unhealthy, there's another whole side who are into their fitness," Taylor said. Taylor told me that strength training now makes up 90% of her routine. Gyms are quickly becoming Gen Z's favorite hangout spot — but there's just one problem with the fitness boom. Chains like Planet Fitness rely on members never showing up; the gyms aren't built for Gen Z. Planet Fitness, the most popular gym franchise in the US, has on average 6,500 members per gym.

Persons: Britt Taylor, Taylor, Gen, aren't, Les Mills, Gen Z, who's, Z's, they've, Kayla Itsines, Christian Guzman, Whitney Simmons, Simeon Panda, Casey Johnston, Johnston, Sarah Ryan, Ryan, Amrita Bhasin, Bhasin, Britt, it's, Jim Thomas, Gen Zers, It's, Renel Scarlett, didn't, Amelie Desai, I've, Desai, Scarlett, Bassem Mostafa Organizations: Boca, McKinsey, ABC, American College of Sports, Gen, YouTube, Weightlifting, Fitness Management, Health, CNN, Works Health Club, Health & Fitness Association, GlobeMonitor Market Research Agency Locations: Boca Raton , Florida, California, Portland , Maine, Maine, Portland, American

☆ I moved from the US to Spain, where life is more affordable and relaxed. I finally feel like I belong.
▼ + stars: | 2024-08-08 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +9 min

I always say that that trip to Spain was my Goldilocks moment: I finally found where I belonged. It took years before I moved to SpainIn my 20s, I didn't see a clear path to living in Spain. AdvertisementAt 26, I moved to Spain to teach English for a year but then returned to Texas. AdvertisementBecoming a citizen felt like a major achievement because I had dreamed of living in Spain since I was 21. Courtesy of Cepee TabibianI would say I adapted pretty quickly to living in Spain since I had visited in the past.

Persons: —, Cepee Tabibian, I'm, I've, it's, It's Organizations: Service, Business, New, Facebook, Lake Como Locations: Houston, Spain, Europe, Texas, Netherlands, Madrid, America, Tabibian, Marbella, Austin, Malaga, New York City, Berlin, London, Paris, Barcelona, Valencia, €, Spanish, Canada, Lake, Italy

☆ I'm an interior designer. I'm not wasting my money on these 7 things this year.
▼ + stars: | 2024-08-08 | by ( Tyka Pryde Edwards | ) www.businessinsider.com time to read: +1 min

I've been an interior designer for years, and there are some things I won't be buying this year. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementAs an interior designer, I'm always looking for items that combine value and style. Here are things I won't be wasting money on in 2024.

Persons: I've, —, I'm Organizations: Service, Business

☆ Charlie Puth skipped class in college to try to meet with record labels—those 'hustle days' helped him land a deal, he says
▼ + stars: | 2024-08-07 | by ( Nicolas Vega | ) www.cnbc.com time to read: +2 min

Charlie Puth may have studied at the world-renowned Berklee College of Music, but one of the best things he ever did for his career was cut class. With aspirations of breaking into the music industry, Puth knew he wanted to get his music in front of record labels that could help launch his career. "I just thought to myself, 'Which teacher will care the least if I miss class?'" On top of that, he found it compelling to keep trying because nobody was slamming the door in his face. Plus, sign up for CNBC Make It's newsletter to get tips and tricks for success at work, with money and in life.

Persons: Charlie Puth, Puth, I'm, he's Organizations: Berklee College of Music, CNBC, Atlantic Records Locations: New York City, Boston, Los Angeles

☆ Jamie Dimon says he still sees a recession on the horizon
▼ + stars: | 2024-08-07 | by ( Hugh Son | ) www.cnbc.com time to read: +1 min

JPMorgan Chase CEO Jamie Dimon said Wednesday he still believes that the odds of a "soft landing" for the U.S. economy are around 35% to 40%, making recession the most likely scenario in his mind. When CNBC's Leslie Picker asked Dimon if he had changed his view from February that markets were too optimistic on recession risks, he said the odds were "about the same" as his earlier call. Dimon, leader of the biggest U.S. bank by assets and one of the most respected voices on Wall Street, has warned of an economic "hurricane" since 2022. But the economy has held up better than he expected, and Dimon said Wednesday that while credit-card borrower defaults are rising, America is not in a recession right now. "I'm fully optimistic that if we have a mild recession, even a harder one, we would be okay.

Persons: Jamie Dimon, CNBC's Leslie Picker, Dimon, I've Organizations: JPMorgan, Federal Reserve Locations: U.S, America

☆ Gen Z convinced me to buy trendy ballet flats. They never left my closet.
▼ + stars: | 2024-08-07 | by ( Amanda Krause | ) www.businessinsider.com time to read: +6 min

Read previewI scrolled through designer websites, searching for the perfect ballet flats. I lusted over a $1,170 pair of slippers from Miu Miu but couldn't justify the purchase for obvious reasons. I dreamed of these expensive Miu Miu shoes before settling on a pair from Target. I loved my ballet flats when I styled them, but did I need to own them in the first place? Making the most of my purchaseI'm unsure how much longer ballet flats will be considered chic.

Persons: —, Miu Miu, Sam Edelman's, I'd, pang, Jeremy Moeller, Paris Hilton, Rihanna, Hilton, Kim Kardashian, Jeffrey Campbell's Lita, Miu Miu's, Gen Zers, TikTok, chunky Mary Janes, Amanda Krause, Carolyn Mair, Gen Z, There's, Mair, Lita, " Mair Organizations: Service, Target, Business, Getty, Footwear News, Paris, PhotoNews, Inc, Converse Locations: Lyst

☆ When my sister died, I focused on improving my work life. It helped me stay present and deal with my grief.
▼ + stars: | 2024-08-07 | by ( Jason Silver | ) www.businessinsider.com time to read: +5 min

I tried several personal wellness experiments, such as intermittent fasting, polyphasic sleeping, and cold plunges. I always assumed that doing better at work meant adding a better project, a bigger promotion, or a brilliant new job entirely. Focusing on the day-to-day problems at work helped me stay present in my life — better than any of my personal wellness experiments. AdvertisementAlthough I plateaued with the life hacks, tweaking how I work day-to-day has led to endless gains. I still work hard, but now I work better.

Persons: —, I'm, Rachel, Tim Ferriss, I'd, It's, I've Organizations: Service, Business Locations: Toronto, Airbnb

☆ A Gen Xer who retired early at 34 returned to work a decade later. He only lasted 4 months.
▼ + stars: | 2024-08-07 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +7 min

Sam Dogen, 47, retired from his corporate job in 2012 and achieved FIRE status — an acronym for financial independence, retire early — but over a decade later, he returned to the office. Dogen wanted to return to work for extra income as his children got older and to contribute more to the Silicon Valley startup scene. He got a job as the head of content at a startup, where he wrote articles and newsletters. But within a few weeks, he already knew the job wasn't working out. He decided to leave his position and go back to being a stay-at-home dad — essentially retiring early for a second time.

Persons: Sam Dogen, Little, Dogen, Slack, —, you've, renegotiating, microaggressions, would've, he'd, I've Organizations: Service Locations: San Francisco

☆ A boomer lives on $1,800 monthly in Social Security and worries about her future: 'What am I going to do?'
▼ + stars: | 2024-08-07 | by ( Allie Kelly | ) www.businessinsider.com time to read: +5 min

Miller lives on about $1,800 a month in Social Security income, according to documents viewed by Business Insider. AdvertisementSince she began receiving Social Security several years ago, Miller has been doing her best to live on a fixed income. She said she can afford most of the healthcare she needs through Medicare, the federal health insurance that's typically attached to Social Security. Are you living on a fixed Social Security income? How have you made the decision to enroll in Social Security early or late?

Persons: Ann Miller, Lizzy Rocket —, Miller, She's, —, she's, that's, hasn't, There's, Lizzy, I've Organizations: Service, Business, Social Security, Survey, SNAP, Medicare Locations: Ellensburg , Washington, Seattle

☆ I have stiff-person syndrome. It's hard to diagnose and treat, so I plan to travel the country in an RV looking for answers.
▼ + stars: | 2024-08-07 | by ( Kelly Burch | ) www.businessinsider.com time to read: +7 min

I have stiff-person syndrome. I've only been living with symptoms for 15 months, but stiff-person syndrome has changed my life. This is stiff-person syndrome." Our first stop is the University of Colorado, which is at the cutting edge of clinical trials for stiff-person syndrome. Friends with stiff-person syndrome have also suggested I visit the Mayo Clinic and a specialist in northern California.

Persons: Carrie Robinette, Jared, It's, Celine Dion, wasn't, I've, haven't, Sham, Dholakia, I'm Organizations: Service, San Diego, Business, Department of Defense, SPS, University of Colorado, Mayo Clinic Locations: San, Washington ,, San Diego, Southern California, California

☆ Parents are split on whether it's OK to post back-to-school photos on social media. Experts are too.
▼ + stars: | 2024-08-07 | by ( Jane Ridley | ) www.businessinsider.com time to read: +6 min

Read previewWhen her 4-year-old starts pre-K this September, Alisha Gomez won't post back-to-school photos on her social media. Whether to post back-to-school photos has become a hot topic. The director of Let Grow, a nonprofit that promotes childhood independence and encourages parents not to hyper-focus on safety, said fears about back-to-school photos are overblown. Dad Mark Kaley told BI the controversy about posting back-to-school photos of kids on social media didn't worry him and his wife, Heather. Advertisement"I'll write a few words such as, 'Look, Autumn has Mrs. Smith this year.

Persons: —, Alisha Gomez, I've, Gomez, Carly Yoost, Lenore Skenazy, Let, Mark Kaley, Bruce Schneier, — that's, Skenaky, Dad Mark Kaley, Heather, Kaley, William, it's, Smith, It's Organizations: Service, Business, Yorker, Child Rescue Coalition, Facebook Locations: New York, Florida

☆ I moved to Thailand for graduate school. The free degree I earned isn't recognized in the US, but it inspired my side business.
▼ + stars: | 2024-08-07 | by ( Erin Liam | ) www.businessinsider.com time to read: +6 min

Read previewThis as-told-to essay is based on a conversation with Charissa Enget, a content creator and cybersecurity architect who gained her graduate degree in Thailand. So, after I graduated with a mechanical engineering degree from Oklahoma State University in 2017 and was trying to decide where to go for a graduate degree, I thought it could be the perfect opportunity. Charissa EngetThe university experience was different from what I was used toIn my Thai university, they were taught engineering from the ground up. Charissa EngetWithout a scholarship, the graduate program would have still been more affordable than pursuing a graduate degree in the US. I've moved back to the US but travel back to Thailand oftenAfter completing my graduate degree in 2020, I returned to the US.

Persons: —, Charissa Enget, Enget, Charissa, Kasetsart, I've, Chiang Organizations: Service, Business, Oklahoma State University, Kasetsart University, Thai Locations: Thailand, China, Venezuela, Spain, New Zealand, Thai, Bangkok, American, Chiang Mai, Houston

☆ Serena Williams says she was 'denied access' to Paris hotel eatery, hotel says it was fully booked
▼ + stars: | 2024-08-06 | by ( Susan Baek | News Associate | ) www.nbcnews.com time to read: +1 min

A luxury hotel in Paris has responded after Serena Williams publicly criticized it for refusing service to her and her kids during the 2024 Olympics. On Monday, the tennis star shared a photo of The Peninsula Hotel with a caption describing her experience. "Yikes @peninsulaparis I've been denied access to rooftop to eat in an empty restaurant of nicer places but never with my kids," Williams wrote. "Dear Mrs. Williams, Please accept our deepest apologies for the disappointment you encountered tonight," the hotel said in a reply to Williams' post. One comment pointed out that the rooftop restaurant did not even take reservations, according to the Peninsula's website.

Persons: Serena Williams, I've, Williams, L'Oiseau, Simone Biles Organizations: Paris Olympics, USA Locations: Paris, L'Oiseau Blanc

☆ Investors believe the fears about the slowing economy are overblown and market is overreacting
▼ + stars: | 2024-08-06 | by ( Sarah Min | ) www.cnbc.com time to read: +6 min

The S & P 500 is off by nearly 9%, and it could soon join the tech-heavy index. .VIX 1D mountain VIX On Wall Street, however, many investors expect the fears of a slowing economy are overdone, and that markets are overreacting. "We don't see an earnings recession, we don't see an economic recession," said Sam Stovall, chief investment strategist at CFRA Research. The strategist expects the S & P 500 could fall into a correction, somewhere between 10% and 15%. To be sure, investors who aren't expecting a recession say any weakness in the consumer should continue to be monitored.

Persons: It's, Stocks, Mark Malek, Siebert, Malek, nonfarm, John Butters, —, Sam Stovall, Stovall, that's, aren't, Siebert's Malek, Jamie Meyers, he's, we've, it's, I've, Meyers, CFRA's Stovall Organizations: Nikkei, Nasdaq, Dow Jones, Treasury, Fed, Federal Reserve Bank, Atlanta's, Bank of America, CFRA, Nvidia Locations: Japan, U.S

☆ Charles Barkley commits to staying at Warner Bros. Discovery's TNT Sports no matter what happens to NBA
▼ + stars: | 2024-08-06 | by ( Alex Sherman | ) www.cnbc.com time to read: +3 min

The star broadcaster and National Basketball Association Hall of Famer said Tuesday that he plans to stay with Warner Bros. Discovery 's TNT Sports even if the company doesn't emerge with NBA media rights. Warner Bros. Warner Bros. Barkley's commitment to TNT Sports likely closes the door on recreating "Inside the NBA" for another network if Warner Bros.

Persons: Charles Barkley, David Dow, Charles Barkley isn't, he's, Barkley, I've, Charles, Luis Silberwasser, Dan Patrick Show Organizations: NBA TNT, New York Knicks, Cleveland Cavaliers, Quicken Loans, Getty, TNT Sports, National Basketball Association Hall of Famer, Warner Bros, TNT, NBA, Warner Bros . Discovery, Amazon Prime, Max, Major League Baseball, NCAA, National Hockey League, United States Soccer Federation, NASCAR, Big East Locations: Cleveland , Ohio

☆ Both of my kids recently started dating and their breakups are hard on me, too. I'm also invested in their relationships.
▼ + stars: | 2024-08-06 | by ( Terri Peters | ) www.businessinsider.com time to read: +5 min

Gone are the days of schoolyard crushes, and in their place are weekend dates and dinner table talks about my kids' relationships. I've genuinely liked the kids my teens have dated, so it's been sad seeing each of those relationships come to an end. I've seen both kids come out of their break-ups wiser and more sure of themselves, and that's taken the sting away just a bit. Terri Peters' kids recently started dating and have gone through breakups. It's also been rewarding to see my kids grow and learn as a result of each breakup.

Persons: it's, I've, It's, sobbed, that's, you've, Terri Peters, we've, We're Organizations: Service

☆ I'm an American mom living in Germany. The Snoo, nanny shares, and stroller wagons are not very popular here.
▼ + stars: | 2024-08-06 | by ( Naomi Kaye Honova | ) www.businessinsider.com time to read: +5 min

Many American parents are used to utilizing a variety of parenting strategies and baby items in their everyday lives. The primary reason for this has to do with finances and parental leave. Day care or a private nanny can be very pricey, so a nanny share can help cut down on costs for some families. In Germany, both group day care and home day care providers are subsidized by the state; in some areas of Germany, day care is free of charge. But in Germany, due to lengthier parental leave, most kids start day care around age 1.

Persons: I've, Ferber, Nanny Organizations: Service, tote, American Locations: Germany, American

☆ I work at Microsoft and didn't realize how evil tech can be until I had kids. Here's how I limit their screen use to 1 hour a day.
▼ + stars: | 2024-08-06 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

Though I work in tech, I'm not very familiar with social media. I'll spend hours reading through tech documents to keep up with the latest developments. My three oldest kids have iPads provided by their school, and they also have personal Android tablets and phones. We then started looking for tools to monitor our kids' technology use. I talked with my three oldest kids about the monitoring, saying I wanted to ensure they were consuming age-appropriate material.

Persons: —, Bill Safcik, I've, I'm, they're, They're Organizations: Service, Microsoft, Business, Facebook, Big Tech Locations: Texas

☆ 'Hot money is saying sayonara': Japan fund manager names outperforming sector to buy amid sell-off
▼ + stars: | 2024-08-06 | by ( Ganesh Rao | ) www.cnbc.com time to read: +4 min

As Japanese stocks plummet, confirming a bear market, there are opportunities in small-cap and domestic-focused companies, according to fund manager Richard Kaye. 'Yen is just getting normal' Kaye believes the Yen's appreciation is a return to normalcy rather than an anomaly. "If you look even on Friday in all the bloodbath, domestic names, small cap names [were] actually outperforming," he noted. Indeed, the MSCI Japan Small Cap index has fallen 8.6% since July 11, outperforming the 14.4% decline in the MSCI Japan index on a local currency basis. In U.S. dollar terms, the losses, while proportionate, are smaller, with ETFs such as the iShares MSCI Japan Small-Cap ETF falling by 2.1% compared to the iShares MSCI Japan ETF, which is down 8.9% over the same period.

Persons: Richard Kaye, Kaye, Yen, CNBC's, They've, Warren, sayonara, I've Organizations: Growth, Toyota, Sony, U.S ., Japan ETF, Kobe, U.S, Mitsubishi, Mitsui, Sumitomo Locations: Comgest, Japan

☆ JD Vance called Tim Walz a 'San Francisco-style liberal.' Walz visited the city for the first time last month, while Vance lived there for years.
▼ + stars: | 2024-08-06 | by ( Bryan Metzger | ) www.businessinsider.com time to read: +4 min

Tim Walz of Minnesota as her running mate, Sen. JD Vance of Ohio hit his new opponent as a "San Francisco-style liberal." "She has governed as a San Francisco liberal, and she's chosen a running mate who will be a San Francisco-style liberal." "Last week was my first time in San Francisco," Walz said on an episode of "The Ezra Klein Show" released on August 2. A few Saturdays ago, my wife and I spent the morning volunteering at a community garden in our San Francisco neighborhood. "I don't even know if we're actually going to get Tim Walz out of this campaign."

Persons: Kamala Harris, Tim Walz, Sen, JD Vance, Ohio, —, she's, Harris, Walz, " Walz, Ezra Klein, Vance, Donald Trump, George Floyd, Joe Biden's, we're, Josh Shapiro Organizations: Service, San, Business, San Francisco, Trump, United, United States Government, Gov, Pennsylvania Locations: Minnesota, San Francisco, Philadelphia, Bay, Presidio, San Francisco neighborhood, Ohio, United States, Minneapolis, Francisco

☆ I resigned from Tesla after nearly 8 years. I lost confidence in Elon Musk's vision for the company.
▼ + stars: | 2024-08-06 | by ( Grace Kay | ) www.businessinsider.com time to read: +7 min

This as-told-to essay is based on a conversation with a former Tesla employee who resigned from the company earlier this year and spoke anonymously to protect their privacy. The following year Tesla and SolarCity came to my city and I started in sales at SolarCity. When Tesla acquired SolarCity in 2016, I began working in sales for Tesla Energy. For example, I was on the sales team when Musk announced he only wanted to do online sales. The 2021 Model S and Model X refreshes were designed to make them look the same as the old models.

Persons: Tesla, SolarCity, Elon Musk, I've, Musk, There's, Justin Sullivan, I'd, I'm, — Organizations: Service, Tesla, Falcon, SolarCity, Tesla Energy, Twitter, Business

☆ I got laid off at 65 and couldn't afford my Bay Area mortgage. Now, I work for myself while traveling the world.
▼ + stars: | 2024-08-06 | by ( Tony Woodall | ) www.businessinsider.com time to read: +6 min

Read previewI began my career in the financial services industry in 1985 in the warehouse at Fannie Mae Software Systems. I moved to the Bay Area and began my subsequent career in financial services. We couldn't recover before the Federal Reserve took us into receivership, making us the second-largest bank failure in history. The biggest problem was my homeWithout a full-time job, I could no longer afford the mortgage on my home in the Bay Area. Tony WoodallAfter Portugal, I joined friends in Medellín, Colombia, an inexpensive haven for digital nomads.

Persons: —, Tony Woodall, Woodall, you'll, I'm, I've Organizations: Service, Fannie Mae Software Systems, Business, realtors, Bank, LinkedIn, Bay Area, First Republic, Federal Reserve, Social Security Locations: Fannie, Atlanta, San Francisco, Bay, Silicon, California, Camino de Santiago, Spain, Portugal, Portuguese, Colombia, Medellín, Germany

☆ Where BlackRock's Rick Rieder sees income opportunity amid the market volatility
▼ + stars: | 2024-08-06 | by ( Michelle Fox | ) www.cnbc.com time to read: +2 min

As investors search for income amid the market volatility, high-yield bonds are an attractive place to be, according to BlackRock's Rick Rieder. Meanwhile, credit spreads in corporate and high-yield bonds — which have been tight — are widening . Bonds rated BB+ and lower by Standard & Poor's and Fitch, as well as those rated Ba1 by Moody's, are considered high yield. Rieder also manages the BlackRock Flexible Income ETF , which has about 20% of its portfolio in high-yield credit, its second-largest sector holding. BINC YTD mountain BlackRock High Yield ETF year to date He has been reducing some exposure to investment grade bonds.

Persons: BlackRock's Rick Rieder, Stocks, Bonds, Fitch, Rieder Organizations: Dow Jones, Treasury, Poor's, Moody's, SEC, Federal Locations: BlackRock

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