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☆ Working in corporate America burned me out, so I became an elementary school teacher
▼ + stars: | 2024-10-08 | by ( Jesse Gormley | ) www.businessinsider.com time to read: +5 min

download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Inspired by his career change, I decided it was time for my own career change. My first position in my brand-new career began as a substitute teacher in the elementary school I attended as a child. AdvertisementTeaching was one of the hardest things I've doneWhen I state that teaching sixth grade was one of the hardest things I had to do, it's no exaggeration. In my fourth year of education, I've found myself working in a great elementary school with an equally wonderful staff and an administration that appears to appreciate my work.

Persons: —, hadn't, I've Organizations: Service

☆ I struggled to make friends at work, and it was even harder to keep them once I left the job. A simple tip from a therapist helped.
▼ + stars: | 2024-10-08 | by ( Nicole Benedettini | ) www.businessinsider.com time to read: +5 min

When I started my job, I struggled to connect with my coworkers and hid behind my desk. A therapist told me to find common ground with my coworkers; I learned we shared a love of music. It was hard to maintain those new friendships when I left the company, but I'm working on it. At work, I wanted to talk to people and make friendships with coworkers in the office. Luckily, my colleagues invited me to a work happy hour a week after my time at the company ended.

Persons: —, Beverley Fehr, Fehr, It's, Greta Van Fleet's, Greta Van Fleet, Avril Lavigne Organizations: Service, University of Winnipeg

☆ Republicans are challenging all aspects of mail-in voting in battleground states
▼ + stars: | 2024-10-08 | by ( Casey Gannon | Paula Reid | ) edition.cnn.com time to read: +7 min

Key swing states like North Carolina, Pennsylvania, Nevada and Michigan are still experiencing a high volume of mail-in and absentee voting. That has prompted multiple lawsuits in battleground states where Republicans are suing to challenge everything from whether mail-in ballot envelopes are properly sealed to whether they are postmarked correctly. After his 2020 loss, he has railed against mail-in voting, saying this summer it “isn’t working, it’s corrupt.” But he also emphasizes that every vote matters, including early voting and absentee ballots. The Republican National Committee and Republican Party of Pennsylvania filed a lawsuit to the state’s Supreme Court, seeking to end the mail-in ballot “notice-and-cure” procedures. Mail-in ballots wait to be processed on a table at the Wake County Board of Elections in Raleigh, North Carolina.

Persons: it’s, Donald Trump, ” Trump, Kamala Harris, “, ” Paul Cox, there’s, Keith Weatherly, Greg Flynn, Joe Biden, Harris, Trump, Cox, Cisco Aguilar, Jocelyn Benson, Benson, ”, Pete Hoekstra, CNN’s Marshall Cohen Organizations: CNN, Trump, North Carolina State Board, Republican Party, Wake, Wake County, Republican National Committee, Republican Party of Pennsylvania, RNC, Cisco, Democratic, CNN Michigan Michigan, Republican, Michigan Republican Party Locations: North Carolina , Pennsylvania, Nevada, Michigan, Erie , Pennsylvania, Carolina, North Carolina, Wake County , North Carolina, Wake County, Raleigh , North Carolina, Pennsylvania, Nevada In Nevada

As a matter of fact, arrivals quadrupled from the last year of President Trump. Walz says Harris told him to be more careful with his wordsLater, it also featured Harris’ running mate, Minnesota Gov. Trump sat down with “60 Minutes” correspondent Lesley Stahl in October 2020 and abruptly ended the interview when he apparently objected to Stahl’s questions. Trump told reporters in Wisconsin last week that he’d “like to get an apology” for that interview before sitting down for another one. “If he is not going to give your viewers the ability to have a meaningful, thoughtful conversation, question and answer with you, then watch his rallies,” Harris told Whitaker.

Persons: Kamala Harris, she’d, nominee’s, Harris, Alex Cooper, ABC’s, Howard Stern, Stephen Colbert, she’s, Donald Trump, Harris ’, Joe Biden’s, should’ve, Biden, tanking, Trump, Bill Whitaker, It’s, ” Harris, ”, Putin Harris, Vladimir Putin, “ Putin, Volodymyr Zelensky, “ I’ve, Ukraine –, Ripon , Wisconsin –, Liz Cheney, Cheney, she’ll, ’ —, would’ve, ‘, ’ ” Cheney, “ That’d, “ She’s, ” Cheney, Walz, Tim Walz, ‘ Tim, ” Walz, Scott Pelley, Lesley Stahl, Whitaker, “ You’re, ” CNN’s Aaron Pellish Organizations: CNN, Democratic, CBS, “, UN, Atlantic Treaty Organization, White, Ukraine, Republican Party, Wyoming, Trump, Capitol, Minnesota Gov, Republicans, Fox News Locations: Russia, Ukraine, Univision, “ Ukraine, Kyiv, “, Ripon , Wisconsin, Hong Kong, Tiananmen, Lago, Wisconsin

☆ No case for more jumbo rate cuts by the Fed, strategists say
▼ + stars: | 2024-10-07 | by ( Holly Ellyatt | ) www.cnbc.com time to read: +4 min

A television broadcasts the Federal Reserve's interest rate cut on the floor of the New York Stock Exchange on Sept. 18, 2024. Roche said the figures made the Fed's "jumbo interest rate cut look silly, populist and panicky." 1 is that [it gives the impression that] the economy is more fragile than it is ... and the economy is fine, thank you very much, and doesn't need jumbo rate cuts," he told CNBC's "Squawk Box Europe." And headline and core inflation will stay above the Fed target of 2%, so the case for aggressive rate cuts [is not there]," he said. "Yes there is a case for modest rate cuts, there is a case for 25 to 50 basis point cuts by January next year, but a case for 50 basis point cut at the next meeting just does not exist," Parker said.

Persons: Michael Nagle, David Roche, Roche, CNBC's, " Roche, Bob Parker, Parker, Dave Pierce Organizations: New York Stock Exchange, Bloomberg, Getty, Federal Reserve, CNBC, Quantum, Federal, Market, International Capital Markets Association, Fed, Global, Capital, Dow Jones Industrial Locations: Israel, U.S

☆ European soccer round-up: Robert Lewandowski hat-trick keeps Barcelona top of La Liga
▼ + stars: | 2024-10-07 | by ( Samuel Joseph | Sam Joseph | ) edition.cnn.com time to read: +8 min

CNN —With European soccer heading into its second international break of the season, league tables are starting to take shape. Spain’s La Liga: Barcelona ease to victory, injury woes for Real MadridRobert Lewandowski is a man in form. The Gunners were also forced to come from behind against Southampton after summer signing Cameron Archer gave the Saints the lead in the second half. Unacceptable second half. Fiorentina head coach Raffaele Palladino received a red card late on, as did Hernández, but the home side held on to clinch its second win of the season.

Persons: Real Madrid Robert Lewandowski, Lewandowski, Antonio Sivera, Hansi Flick –, Bayern Munich –, Lewy, ” Flick, “ He’s, Vincent West, Federico Valverde, Vinícius, Dani Carvajal, Carvajal, stretchered, Arne Slot –, Klopp –, Diogo Jota, Mateo Kovačić, Jérémy Doku, Rodrigo Muniz, Cameron Archer, Kai Havertz, Gabriel Martinelli, Erik ten Hag, Winger Brennan Johnson, James Maddison, Yankuba, Georginio Rutter, Danny Welbeck, Bryn Lennon, Ange Postecoglou, I’ve, We’ve, ”, Michael Olise, Kai Pfaffenbach, Omar Marmoush, Manuel Neuer, Bayer, Holstein, Victor Boniface, Jonas Hofmann, Max Geschwill, Fiete Arp, Gea, Fiorentina Goalkeeper David de Gea, De Gea, Moise Kean, –, Milan –, Viola, Theo Hernández, Matteo Gabbia, brough, Tammy Abraham, Jennifer Lorenzini, Christian Pulisic, Albert Guðmundsson, Raffaele Palladino Organizations: CNN, Liga, Real Madrid, Barcelona, La Liga, Raphinha, Bayern Munich, Reuters, Villarreal, England’s Premier League, Tottenham, Manchester City, Arsenal, Premier League, Klopp, Klopp – Liverpool, Crystal, Reds, City, Fulham, Gunners, Southampton, Liverpool . Manchester United, Aston Villa, Brighton’s American, Sunday, Spurs, Brighton, ” Spurs, Sky Sports, Bundesliga, Bayern, Leverkusen, Leipzig, Eintracht Frankfurt, Bavarian, Bayer Leverkusen, Holstein Kiel, Serie, Fiorentina Goalkeeper, Fiorentina, AC Milan, Manchester United, Milan, Reuters American Locations: Europe’s, Barcelona, Polish, La, Madrid, Liverpool, Portuguese, City, Holstein Kiel .

☆ Elon Musk's childhood fascination with sci-fi motivates his desire to lead the AI race, biographer Walter Isaacson says
▼ + stars: | 2024-10-07 | by ( Ana Altchek | ) www.businessinsider.com time to read: +5 min

Walter Isaacson said Elon Musk's AI motives likely stem from early ambitions inspired by sci-fi themes. Isaacson said Musk told him he wanted to start an AI company because he didn't trust Sam Altman. "He's telling me, 'I'm gonna start from scratch an AI company 'cause I don't trust Sam Altman,'" Isaacson recalled in an interview with CNBC's Squawk Box published Friday. The AI company competes directly with OpenAI, which he helped found and fund before a reported falling out. Isaacson, Musk, and xAI did not immediately respond to a request for comment from Business Insider.

Persons: Walter Isaacson, Elon, Isaacson, Musk, Sam Altman, —, Elon Musk, lounging, CNBC's, he's, Isaac Asimov, He's, Isaac Asimov's, Douglas Adams, Altman, OpenAI, they're, xAI Organizations: Service, Twitter, SpaceX, Yorker, Business Locations: Austin

☆ Goldman lowers recession odds to just 15%
▼ + stars: | 2024-10-07 | by ( Jeff Cox | ) www.cnbc.com time to read: +3 min

The bank's economists over the weekend lowered their recession probability to just 15%, which chief economist Jan Hatzius classified as the "unconditional long-term average." September's smashing nonfarm payrolls surge of 254,000 and a downward move in the unemployment rate served as a catalyst for the firm to nearly abandon the chance of a contraction. Prior to the report, traders had been betting that the Fed might repeat its 50 basis point — half percentage point — interest rate cut from September before the end of the year. But expectations have swung now, and Goldman concurs with market pricing that the "next few meetings" will see 25 basis point moves. That's about 1.5 percentage points lower than the current level and 2 full percentage points below the pre-September cut.

Persons: Goldman Sachs, Jan Hatzius, Hatzius, Goldman, Lisa Shallett, Morgan Stanley, Shallett Organizations: Labor Department, Federal Reserve Locations: U.S

See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Mortgage Rates TodayAverage 30-year mortgage rates are hovering near 6% today, according to Zillow data. 15-Year Mortgage Rates TodayAverage 15-year mortgage rates remain in the low 5% range, according to Zillow data. Average Refinance Mortgage Rates TodayRefinance rates have inched up after dropping in September. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data.

Persons: they're, they've, you'll, Freddie Mac, it's, They'll Organizations: of Labor Statistics, Federal, Zillow, Fed Locations: U.S, Chevron

☆ Why this JPMorgan exec says you should sleep more
▼ + stars: | 2024-10-07 | by ( Hayley Cuccinello | ) www.businessinsider.com time to read: +4 min

Lemkau told BI why you shouldn't skimp on sleep or be overly obsessed with your job. As CEO of JPMorgan Wealth Management, Lemkau runs a unit with $1 trillion in client assets and nearly 10,000 employees. She disagrees with Wall Street's "work until you drop" culture that encourages skimping on sleep to get the job done. Lemkau got used to sleeping less in order to balance her career at JPMorgan and raising two children. Lemkau chose sleep and unplugging from technology, aiming for eight hours of sleep a night and not using her phone before bed.

Persons: JPMorgan's Kristin Lemkau, Lemkau, —, Kristin Lemkau, Wall, Arianna Huffington, shortchanging, Stephen Squeri, Goldman Sachs, Brian Robinson Organizations: Service, JPMorgan, JPMorgan Wealth Management, Huffington, American Express Locations: Manhattan

☆ 3 signs you might be bad at your job, according to the former VP of HR at Microsoft
▼ + stars: | 2024-10-07 | by ( Chris Williams | ) www.businessinsider.com time to read: +6 min

Chris Williams is an ex-VP of HR at Microsoft and has over 40 years of experience in his industry. If you work too hard to finish your work, it could be a sign that you're not good at your job. I assured readers that, in most cases, you're good at what you do. As the former VP of HR at Microsoft, I've seen many people struggle. But if you are taking more time than others, that's not a good sign.

Persons: Chris Williams, Williams, he's, —, I've, it's, that's Organizations: Microsoft, Service, Google

☆ I worked in China's brutal 996 tech culture. I'm relieved they laid me off.
▼ + stars: | 2024-10-07 | by ( Matthew Loh | ) www.businessinsider.com time to read: +7 min

When I first learned I'd be subject to China's infamous 996 hours, I was actually excited. At that point, I'd worked for nearly two years in Guangzhou as an English-Chinese interpreter at a local tech giant. I had this idea that those work hours meant I was on a serious, valuable team and that my productivity mattered. Then, I'd work until 12:30 p.m. when it was time for lunch. My dream is still to make games in China, but I'm not sure if any company could ever entice me to work 996 hours again.

Persons: Jack Forsdike, it's, —, I'd, Forsdike, didn't, he'd, I've, I'm, There's Organizations: Service, Labor Locations: British, Guangzhou, Manchester, Harbin, China

☆ I ghosted my best friend of 15 years when we grew apart. I don't regret it.
▼ + stars: | 2024-10-06 | by ( Kanishka Nangare | ) www.businessinsider.com time to read: +5 min

My best friend and I met in high school, and we remained good friends through college. While I embarked on "life-defining" journeys, my friend didn't. But she had sorted hers already, and it didn't feel right to ramble about my shenanigans when she didn't share hers. As I saw her text now, two years later, I wondered if ghosting was the right way to end a 15-year friendship. After observing the same stagnant script of our meetings, I once asked her, "Why don't we have things to talk about?"

Persons: —, I'd, didn't, ghosting Organizations: Service

☆ 'I am getting increasingly queasy': JPMorgan's strategy chief on why investors should dial back risk amid market distortions
▼ + stars: | 2024-10-06 | by ( Kelly Cloonan | ) www.businessinsider.com time to read: +4 min

Yet, as markets eye a soft landing, potential shocks pose a higher risk to investors, David Kelly says. The firm's chief global strategist says the promise of a soft landing has encouraged Americans to pour into riskier assets at the exact time they shouldn't be. "I will say that although I think this is positive for the equity market, I am getting increasingly queasy about the fact that the equity market keeps on pricing in a soft landing," Kelly told Business Insider. He said that as the market prices in a soft landing, valuations rise, which means any shock to the market could send asset prices tumbling. According to Fed data, the total aggregate wealth of American households grew by about $50 trillion in the last five years.

Persons: David Kelly, —, Kelly, shouldn't, you've, payrolls Organizations: Service, Asset, Business, Federal

☆ Insider Today: Consultants hit the exits
▼ + stars: | 2024-10-06 | by ( Matt Turner | ) www.businessinsider.com time to read: +5 min

This post originally appeared in the Insider Today newsletter. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . This week's dispatchHot jobs reportgradyreese/Getty, Tyler Le/BIThe US economy added way more jobs in September than expected. AdvertisementThe jobs report on Friday showed 254,000 jobs added, way ahead of the 147,000 expected, while unemployment dropped to 4.1%. Here's what it all means:Rates: The strong job numbers likely mean a longer wait for lower rates.

Persons: —, Tyler Le, Kamala Harris, Donald Trump, Joe Biden, Harris, Alyssa Powell, Marc Rowan, Apollo, Rowan, Natalie Ammari, Scooping, Van Cleef, Morgan Stanley Organizations: Business, Service, UC Berkeley, Fed, Dow, Deloitte, Accenture, Reuters, Apollo Management, Apollo, JPMorgan Locations: Zegna, Bridgewater

☆ Inflation, earnings and AI are the three market drivers we're watching this week
▼ + stars: | 2024-10-06 | by ( Zev Fima | ) www.cnbc.com time to read: +7 min

Friday's rally on a strong jobs report gained momentum into the close and pushed the stock market into the green for the week. Inflation data: The September consumer price index (CPI) report is out Thursday. The September producer price index (PPI) is out Friday. Jim said last week that investors who don't own AMD shares should buy some ahead of CEO Lisa Su's presentation. ET: Consumer price index 12 p.m.

Persons: we'll, Jim Cramer, Friday's, Matthew Graham, Israel, Joe Biden, Wells, Jim, we're, We're, Morgan Stanley, Lisa Su's, Su, Jim Cramer's, Michael M Organizations: Dow, Nasdaq, Federal, Mortgage News, Mortgage News Daily, CNBC, Devices, PPI, Bank, Nvidia, SOXX Semiconductor, PepsiCo, Delta Air Lines, DAL, JPMorgan, Jim Cramer's Charitable, Traders, New York Stock Exchange, Santiago, Getty Locations: U.S, Iran, Israel, Wells Fargo, BlackRock, New York City

☆ There's a 'hidden truth about American-style capitalism' that investors need to know, Josh Brown says
▼ + stars: | 2024-10-06 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +7 min

Josh Brown Photo: Duncan HillJosh Brown once had this idea that in order to be a financial advisor, you needed to be buttoned up and fit a particular mold. Throughout his new book, "You Weren’t Supposed To See That: Secrets Every Investor Should Know," Brown encourages investors to look beyond the surface level of financial advice you see in traditional and social media. "The hidden truth about American-style capitalism is that if everybody is good all at once, the whole thing breaks down. Gen Z doesn't need financial planning advice. 'Gen Z doesn't need financial planning advice'

Persons: Josh Brown, Duncan Hill Josh Brown, Brown, Joshua Brown, Ana Teresa Solá, James Moock, Gen, They're, they've, X, Let's Organizations: CNBC, Ritholtz Wealth Management, Finance, New York Stock Exchange, ATS Locations: New York City

☆ Pope picks 21 new cardinals in move that broadens pool of who will choose his successor
▼ + stars: | 2024-10-06 | by ( Christopher Lamb | ) edition.cnn.com time to read: +3 min

CNN —Pope Francis has chosen 21 new cardinals in a move that once again shows his determination to reshape the group of churchmen who will elect his successor. Also among the new cardinals announced by the pope on Sunday are bishops from Indonesia, Algeria, Japan and the Ivory Coast. At the time of the pope’s announcement, there were 122 cardinals under 80 and able to vote in a future conclave. Church law technically limits the number of such cardinals to 120, but previous popes have also gone over that number. Cardinals are second only to the pope in the church hierarchy, hold senior positions in the Vatican and act as the pope’s main advisers.

Persons: Pope Francis, Francis, Dominique Mathieu, Francis ’, ” Francis, Mykola Bychok, Frank Leo, Timothy Radcliffe, ” Organizations: CNN, Ukrainian Greek Catholic, Cardinals Locations: Israel, Belgian, Iran, Australia, Ukrainian, Oceania, Italy, Indonesia, Algeria, Japan, Ivory Coast, Toronto, British, Gaza, Lebanon

☆ Top Wall Street analysts favor these stocks for attractive long-term potential
▼ + stars: | 2024-10-06 | by ( Tipranks.Com Staff | ) www.cnbc.com time to read: +6 min

Nonetheless, investors could benefit by ignoring short-term noise and tracking the recommendations of top Wall Street analysts to pick stocks with attractive long-term growth potential. (See CYBR Hedge Fund Activity on TipRanks)Uber TechnologiesWe move to the ride-sharing and food delivery platform Uber Technologies (UBER). After hosting meetings with the company's management, JPMorgan analyst Doug Anmuth reaffirmed a buy rating on UBER stock with a price target of $95. Uber expects its grocery ad business to account for 5% of gross bookings over time. (See UBER Stock Buybacks on TipRanks)Meta PlatformsThis week's third stock pick is social media company Meta Platforms (META).

Persons: Matthew Hedberg, Hedberg, TipRanks, Doug Anmuth, Anmuth, Uber, Baird, Colin Sebastian, Sebastian, Claude, OpenAI's ChatGPT Organizations: Wall, RBC Capital, TAM, JPMorgan, Mobility, Meta, Meta Connect, Reality Labs

☆ Chinese hackers access US telecom firms, worrying national security officials
▼ + stars: | 2024-10-05 | by ( Sean Lyngaas | Evan Perez | ) edition.cnn.com time to read: +4 min

US officials are concerned about the potential national security damage done by the hacking, which they only recently discovered. US law enforcement agencies request access, through a warrant, to specific portions of that data as part of criminal and national security investigations. US officials have briefed the House and Senate intelligence committees on the Chinese hacking campaign, two sources said. The Chinese hacking team in question is known in the cybersecurity industry as Salt Typhoon. FBI Director Christopher Wray has said that Chinese government-backed hackers outnumber FBI cyber personnel 50 to 1.

Persons: Lumen, Liu Pengyu, Christopher Wray, Antony Blinken, Xi Jinping, Joe Biden Organizations: CNN, Verizon, Lumen, Justice Department, FBI, Embassy, ”, Street Journal, Microsoft, Google Locations: China, Washington, Beijing, Washington ,, Taiwan, California

☆ Keep buying these top stock picks in October, Morgan Stanley says
▼ + stars: | 2024-10-05 | by ( Michael Bloom | ) www.cnbc.com time to read: +5 min

Morgan Stanley is pounding the table on several stocks as investors wait to see if October markets are tumultous or quiet. Morgan Stanley said that even though recent data shows that total cold storage inventory has been down, Lineage still sees plenty of room for growth. Morgan Stanley walked away from Thermo's recent analyst day raving about the stock. Overseas growth, especially in China, remains subdued for now, but Morgan Stanley is optimistic that the latest China stimulus will improve the economic outlook. In addition, Morgan Stanley sees a "significant runway" for higher margins as the Federal Reserve continues its rate-cutting cycle.

Persons: Morgan Stanley, Ronald Kamdem, Kamdem, Tejas Savant, Savant, Manan Gosalia, CRE, Gosalia Organizations: T Bank, Taiwan Semiconductor, Tejas, T, Buffalo, MTB, Federal Reserve, Taiwan Locations: U.S, China

Trump plans ‘different’ eventFive days after the shooting, as Trump captivated Republicans in his convention speech in Milwaukee, the former president vowed to never again mention details of the assassination attempt. “Everybody up there, they were amazing,” Trump told the Erie crowd, some of whom cheered when he asked if any of them had been present at the Butler rally. They saw that we were in trouble.”The event Saturday at Butler Farm Show Inc. is expected to be “different” from a typical Trump rally, a senior Trump campaign adviser told CNN. Harris is blasting Trump on health care in Wisconsin, while Trump is hammering Harris on taxes in Georgia. One focus of Harris’ campaign is Latino voters in Pennsylvania, in a bid to stop Trump from eating away at Democrats’ traditionally large margins of victory among non-White voters.

Persons: Donald Trump, “, ‘ We’re, ” Trump, Trump, Joe Biden, Kamala Harris ’, Butler, “ We’re, ’, Corey Comperatore, David Dutch, James Copenhaver, —, Ohio Sen, JD Vance, Elon Musk, Lee Greenwood, Thomas Matthew Crooks, Crooks, Communications Anthony Guglielmi, Harris, Liz Cheney, — Trump, Tim Walz, Hurricane Maria —, Barack Obama, Harris ’, CNN’s Camila DeChalus, David Wright, Kristen Holmes, Zachary Cohen Organizations: CNN, White, Democratic, Trump, Republicans, Erie, Butler, Republican National Convention, SpaceX, Secret Service, Service, Pennsylvania State Police, Communications, Sun, Democrats, Keystone, Republican, Marquette Law, Wyoming, Republican Party, CBS, Democrats ’, Hurricane, Pennsylvania Locations: Pennsylvania, Butler, Pittsburgh, Florida, Milwaukee, Erie, That’s, Butler Township, Michigan , Pennsylvania, Wisconsin, Arizona , Georgia, Nevada, North Carolina, Georgia, Ripon , Wisconsin, Minnesota, Bethlehem, Puerto Rico, Puerto Rican

See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Mortgage Rates TodayAverage 30-year mortgage rates are hovering near 6%, according to Zillow data. 15-Year Mortgage Rates TodayAverage 15-year mortgage rates are in the low 5% range, according to Zillow data. Average Refinance Mortgage Rates TodayRefinance rates are a bit higher today after dropping in September. Last month, 30-year refinance rates averaged 5.89%, while 15-year refinance rates were around 5.19%.

Persons: they've, you'll, Freddie Mac, it's, refinance Organizations: of Labor Statistics, Labor, Federal Reserve, Zillow, Fed Locations: U.S, Chevron

☆ After multiple layoffs, one entrepreneur went all-in on her pet portrait side hustle. She took a pay cut but has more freedom and isn't 'bound by meetings from 9-to-5.'
▼ + stars: | 2024-10-05 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +7 min

After several layoffs, Emma Sadler decided to go all-in on her side hustle: custom pet portraits. She took a pay cut, but doesn't have to worry about layoffs and enjoys more freedom with her days. AdvertisementEmma Sadler was working in hospitality in early 2020 when the Covid pandemic first swept the nation. "I really wanted another outlet where I could make something physical and not just something digital." I don't want to really pay myself right now if I can avoid it."

Persons: Emma Sadler, Taleology, —, Danny Meyer, Sadler, I'd, she'd, I've, couldn't, it's Organizations: Service, BI Locations: New York City, Brooklyn, New York, Taleology

☆ Cheap stocks to buy in the fourth quarter, according to HSBC
▼ + stars: | 2024-10-05 | by ( Sean Conlon | ) www.cnbc.com time to read: +3 min

It's officially a new trading month, and HSBC recommends investors broaden their exposure in the fourth quarter by seeking out stocks with more reasonable valuations. "These 'big' companies represent the lion's share of equity index returns year to date." HSBC has a buy rating on the stock. In all, 16 of the 29 analysts covering GM have a strong buy or buy rating, and its average price target of $54.35 implies nearly 19% upside from Friday's close, per LSEG. The remaining 11 have a buy or strong buy rating.

Persons: It's, Nicole Inui, General Motors, Goldman Sachs, Goldman Organizations: HSBC, Dow, Industrial, Nasdaq, Federal Reserve, General, GM, Pharmaceutical, Pfizer, Delta Air Lines Locations: Americas, U.S

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