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If you decide to wait to buy a home, there are still positive actions you can take with your money. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Here are 4 places you can put your money to maximize your return if you think mortgage rates are too high:1. If you don't transfer to a zero-rate balance card, another option might be to get a relatively low fixed-rate personal loan. The best personal loan rate you can get will depend on your income, credit score, and debt-to-income ratio.

Persons: —, you've Organizations: Invest, Service

☆ Voyager Ventures backs climate tech startups. It just raised its second $100 million fund.
▼ + stars: | 2024-02-07 | by ( Tasmin Lockwood | ) www.businessinsider.com time to read: +4 min

Read previewClimate tech VC firm Voyager Ventures has raised another fund hot on the heels of its first, bringing its assets under management to $200 million. The new fund can invest alongside or after Voyager Fund I and independently where it has developed competitive access. AdvertisementThe fund hit final close in May 2023, which was previously undisclosed, just 15 months after closing its first fund. It is also eyeing the second edition of the earlier-stage Voyager Fund, which Peterson and Sclarsic will start raising this year. Voyager Ventures currently has 19 portfolio companies across the two funds.

Persons: —, Sierra Peterson, Sarah Sclarsic, Peterson, Sclarsic Organizations: Service, Voyager Ventures, Business, Voyager, Northwestern University, Novo Holdings Locations: San Francisco and New York, North America, Europe

Others are calling for larger foundations to help grantees if they are sued or are offering legal assistance themselves. The Council on Foundations, which supports philanthropic foundations and provides legal resources to its members to help them consider potential legal risks, submitted an amicus brief in the case supporting the Fearless Fund's First Amendment argument. “If you’re committed to DEI or race-conscious or race-based giving, you should not back down on your priorities. We’re funding homelessness or employment or the wealth gap,” she said as examples of changes in wording funders have made. The Black Freedom Fund, which was founded in 2021 to fund Black community organizations in California, has started a legal defense fund for its grantees for precisely that reason.

Persons: aren't, Fearless, Edward Blum, Blum, —, Searle, Sarah Scaife, Kathleen Enright, you’re, ”, John Palfrey, John D, Catherine T, Claudine Gay, Christopher Rufo, Bill Ackman, Gay, MacArthur, “, Mae Hong, Carmen Rojas, Marguerite Casey, Rojas, can’t, ” Rojas, Marc Philpart, ” Philpart, Hong, they’re, ” Hong Organizations: —, American Alliance for Equal Rights, Fair, Searle Freedom Trust, Sarah Scaife Foundation, Fidelity Investments, Donors Trust, National Philanthropic Trust, Foundations, MacArthur Foundation, Harvard University, Manhattan Institute, Harvard, Rockefeller Philanthropy Advisors, Blacks, Marguerite Casey Foundation, Freedom Fund, “, Lilly Endowment Inc, AP Locations: Black, California

Despite mortgage rates hovering around 6%, homeownership is still a top priority for many Americans. Matt Vernon, head of consumer lending at Bank of America, says prospective homebuyers shouldn't try to time the market. Despite this, many prospective homebuyers are ready to act. According to Matt Vernon, head of consumer lending states at Bank of America, it's not worth waiting for rates to drop if you're otherwise ready to buy. For instance, approximately one-third of prospective homebuyers would consider starting an online store to sell handcrafted pieces (34%) or selling some of their belongings (31%) to save for a home.

Persons: Matt Vernon, shouldn't, —, it's, homeownership, Homeownership, Vernon, they'd, today's Organizations: Bank of America, Service, Finance

☆ How to watch the 2024 Grammy Awards
▼ + stars: | 2024-02-04 | by ( Marianne Garvey | ) edition.cnn.com time to read: +4 min

At Sunday’s 66th annual Grammy Awards, nominees SZA and Taylor Swift are poised for significant wins, while the stage is set for some legendary performances. The hostHost Trevor Noah at the Grammy Awards in 2023. I’m really, really, really not even saying this just to be humble or anything. The nomineesSZA, performing here in 2022, leads this year's Grammy nominees. If her “Midnights” wins album of the year, she will become the first artist to win the category four times.

Persons: CNN —, Taylor Swift, Tracy Chapman, Luke Combs, Joni Mitchell, Trevor Noah, Kevin Winter, Noah, He’s, Dave Chappelle, Wanda Sykes, Chris Rock, Sarah Silverman, “ I’m, ” Noah, I’m, Jemal Countess, SZA, Lauryn Hill ”, Midnights ”, Olivia Rodrigo, boygenius, Jon Batiste, Miley Cyrus, Billie Eilish, Victoria Monét, Joe Okpako, Meryl Streep, Lenny Kravitz, Christina Aguilera, Lionel Richie, Mark Ronson, Samara Joy, Taylor Tomlinson, Oprah Winfrey, Cindy Ord, MG23, Travis Scott, Burna, Billy Joel, John Locher Organizations: CNN, Hollywood, North, CBS, Paramount, Showtime Locations: Maluma, Samara, North America, Dua Lipa

Ahead of tax season, keep an eye out for scams to steal your personal information and money. With the start of tax season comes tax scams aimed at stealing your identity and your money. Once a scammer has your SSN, they have everything they need to create a tax return and have your tax refund sent to them. Scammers will offer to file a tax return for you that will get you a larger tax refund — for a fee, of course. It is only a matter of time before the tax return is flagged and an audit is ordered, but by then the scammer will be long gone and you'll be left holding the bag for filing a false tax return.

Persons: —, Scammers, you'll Organizations: Service, Internal Revenue Service, Social, IRS

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Annual fees increase between 18% to 52% on six consumer and business Delta SkyMiles credit cards. American Express and Delta Air Lines increased annual fees across their co-branded airline credit cards today for consumer and business credit cards alike. Delta SkyMiles® Platinum American Express Card, Delta SkyMiles® Platinum Business American Express Card, Delta SkyMiles® Reserve American Express Card, and Delta SkyMiles® Reserve Business American Express Card cardholders will receive $2,500 Medallion Qualifying Dollars (MQDs) every qualifying year, beginning February 1, which will give them a jumpstart toward earning Delta status each year. Delta SkyMiles® Platinum Business American Express Card and Delta SkyMiles® Reserve Business American Express Card cardholders can now spend above their credit limit, albeit within a certain undisclosed extent.

Persons: Resy, Katherine Fan, I've, Guy, NerdWallet, I'm, you'll, Read Organizations: Delta, American Express, Delta Air Lines, Delta SkyMiles, Delta SkyMiles ®, Express, Finance, Business, Forbes, USA, Austin American, Statesman, Associated Press, Google, MSN, University of Texas Locations: Hawaii , Alaska, Mexico, Caribbean, Central America, delta.com, Delta, Austin, Southwest, Texas, Taiwan, New York City

NEW YORK (AP) — Trevor Noah is ready to face one of the toughest audiences of his career — the millions watching as he once again hosts the Grammy Awards. The telecast — with SZA having a leading nine nominations — will be Noah's fourth consecutive hosting gig for the awards. He said he's looking forward to the live performances, especially ones by nominated artists Burna Boy, Billie Eilish, Dua Lipa and Travis Scott. “I always love seeing artists who have an innate understanding of how different and powerful the live experience is, and I think Burna Boy is one of those artists,” Noah said. Noah says he's enjoying his life post-"The Daily Show," which includes hosting the interview podcast “What Now?

Persons: — Trevor Noah, Noah, Burna Boy, Billie Eilish, Travis Scott, “, ” Noah, he's, “ I’m, Wanda Sykes, Chris Rock, Sarah Silverman, Dave Chappelle, “ I’ve, he’s, Chappelle, I’ve, ”, Jo Koy, ” Harvey Mason Jr, “ There’s, There’s, Mason, Trevor Noah ”, Dwayne “, ” Johnson, Bill Gates, Kerry Washington, Maria C, Sherman, ___ Mark Kennedy Organizations: Associated Press, CBS, Paramount, Crypto.com, SZA, Golden Globes, “, Recording Academy, Press Locations: Los Angeles, Dua Lipa

☆ Almost half of New Year's resolutions are abandoned in the first month. Make 4 adjustments to keep your money goals going strong in February.
▼ + stars: | 2024-01-31 | by ( Jennifer Streaks | Sarah Silbert | Senior Personal Finance Reporter | ) www.businessinsider.com time to read: +4 min

Read previewFebruary is almost here, and this is when many of us start to lose our grip on money resolutions. Pay off your credit card in full every monthThis is the no. Paying off your credit card in full every month has so many benefits. Because credit card interest rates are so high right now, paying off your credit card in full each month means you avoid that charge altogether. If you're paying off credit card debt, autopay lets you set up how much you can afford to pay towards that debt every month.

Persons: —, autopay Organizations: Service, Business Locations: Sephora

☆ My sister tricked our family into watching 'Saltburn' during the Christmas break. I wouldn't recommend watching the movie with your parents.
▼ + stars: | 2024-01-26 | by ( Ayomikun Adekaiyero | ) www.businessinsider.com time to read: +6 min

The scandalous hit movie "Saltburn" premiered on Prime Video during 2023's Christmas period. AdvertisementThis as-told-to essay is based on a conversation with Rebecca Schwartz Altholz about her experience watching "Saltburn" with their family. In hindsight, I would not choose "Saltburn" for a family movie night. In the final scene, Oliver reveals to the last living member of the Catton family, Elspeth, that he was after her family's fortune. Everyone should watch "Saltburn," but I would skip putting it on at your next movie night unless your family is as weird as mine.

Persons: Rebecca Schwartz Altholz, —, Sarah, Barry Keoghan, Oliver, Felix, Jacob Elordi, Felix's, Venetia Catton, Alison Oliver, Elspeth Catton, Rosamund Pike, Barry Keoghan's, Oliver Quick, it's, Catton, Elspeth, Oliver's Organizations: Service, Oxford University, Saltburn, Amazon, MGM, Amazon Studios Locations: Mexico, Christmas

"It's important to be an educated and prepared borrower," Bank of America's Matthew Vernon told Business Insider. Having strong credit and getting prequalified are important to your homebuying process, he said. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Home affordability is more than the mortgage payment. It's important to look into the true cost of homeownership for any home that you're interested in buying.

Persons: Bank of America's Matthew Vernon, —, Matthew Vernon, Vernon, You've Organizations: Bank of America's, Business, Service, Bank of America Locations: Vernon

☆ We Asked A.I. to Create the Joker. It Generated a Copyrighted Image.
▼ + stars: | 2024-01-25 | by ( Stuart A. Thompson | ) www.nytimes.com time to read: +8 min

It Generated a Copyrighted Image. image generator, to create an image of Joaquin Phoenix from “The Joker.” In seconds, the system made an image nearly identical to a frame from the 2019 film. Reid Southen Create an image of Joaquin Phoenix Joker movie, 2019, screenshot from a movie, movie scene Midjourney’s response Generated by A.I. Mr. Southen Create an image of Dune movie screencap, 2021, Dune movie trailer Midjourney’s response Generated by A.I. Mr. Southen Create an image of “The Last of Us 2,” Ellie with guitar in front of tree Midjourney’s response Generated by A.I.

Persons: Reid Southen, Midjourney, Joaquin Phoenix, ”, Southen’s, “ Joaquin Phoenix, Sega’s, Woody, watchdogs, Sarah Silverman, John Grisham, OpenAI, Southen, Keith Kupferschmid, Kupferschmid, Ellie, Gary Marcus, “ Marcus, ChatGPT, SpongeBob, chatbot, Kathryn Conrad, Marcus, Microsoft Bing, Mario, Conrad Organizations: Warner Bros, Marvel, The New York Times, Times, Microsoft, Copyright Alliance, New York University, Viacom, University of Kansas, Nintendo Locations: Michigan, A.I, Italian

The best way to avoid identity theft is to be aware of common scams and their tell-tale signs. Online account tax scamsThe Internal Revenue Service has come out with guidance on this particular scam. It involves scammers who try to sell or offer help with setting up an online account with irs.gov , and it can subject your personal and tax information to identity theft. Make sure that any online tax account that you open begins at irs.gov. The most common one involves the supposed employer sending you a fake money order or fake company check to deposit into your bank account.

Persons: —, scammers Organizations: Service, Federal Trade Commission, FINRA Investor Education Foundation, Revenue Service, IRS, Valentine's Locations: irs.gov

The information for the following product(s) has been collected independently by Business Insider: Capital One Venture X Business Card†. The Capital One Venture X Business Card† is available to new applicants. And now you can get those same benefits and more on a version of the card tailored to small business owners: the Capital One Venture X Business Card†. What to know about the Capital One Venture X Business cardWhen Capital One first announced the Capital One Venture X Business Card† in February 2023, it said the card would only be available to customers through a Capital One Relationship Manager. The Capital One Venture X Business Card† has a $395 annual fee.

Persons: you'd Organizations: Business, Venture, American Express, Chase Sapphire, Capital, One, eBay

☆ Buffalo Bills fans are haunted by these two words: ‘Wide right’
▼ + stars: | 2024-01-22 | by ( Ben Morse | ) edition.cnn.com time to read: +36 min

Ryan Kang/AP Buffalo Bills quarterback Josh Allen and wide receiver Trent Sherfield celebrate after a touchdown against the Miami Dolphins on Sunday, January 7. Matt Krohn/USA Today Network/Reuters New York Jets linebacker Quincy Williams grabs the jersey of Washington Commanders wide receiver Curtis Samuel on December 24. Adam Hunger/AP Indianapolis Colts wide receiver Josh Downs can't make the catch as Atlanta Falcons cornerback Clark Phillips III defends on December 24. Todd Kirkland/Getty Images Philadelphia Eagles wide receiver Olamide Zaccheaus catches a touchdown pass over Buffalo Bills safety Micah Hyde on November 26. Michael Dwyer/AP Las Vegas Raiders wide receiver Davante Adams drops a pass in the end zone on October 22.

Persons: Josh Allen, Tyler Bass, hadn’t, Bass, Bass’s, –, Jim Nantz, Josh Reynolds, Craig Reynolds, Junfu, Clyde Edwards, Helaire, Jeffrey T, Barnes, Dre Greenlaw, Emanuel Wilson, Lachlan Cunningham, Lamar Jackson, Sheldon Rankins, Patrick Smith, Jalen, Julio Aguilar, Dawson Knox, Kathryn Riley, Kirby Lee, Jahmyr Gibbs, Rey Del, Jaire Alexander, Ron Jenkins, Dak Prescott, Michael Owens, Patrick Mahomes, DeShon Elliott, Emily Curiel, Christian Harris, Ryan Kang, Trent Sherfield, —, Rich Storry, Thomas Hennessy, Brian Fluharty, Micah McFadden, Boston Scott, Adam Hunger, Bill Belichick, Belichick, David Butler II, Tayler Hawkins, Ezra Shaw, Emmanuel Forbes, Mark Schiefelbein, Tyrique Stevenson, Jeffrey Phelps, Mitchell Wilcox, Jeff Dean, Najee Harris, James Conner, Nicholas Morrow, Chris Szagola, Juan Thornhill, Nick Cammett, Wan'Dale Robinson, Jay Biggerstaff, Ifeatu Melifonwu, Matt Krohn, Quincy Williams, Curtis Samuel, Josh Downs, Clark Phillips III, Danny Karnik, George Pickens, Mark Alberti, Chamarri Conner, Charles Omenihu, Nick Bolton of, Ezekiel Elliott, Sarah Stier, Raheem Mostert, Lauren Sopourn, Desmond Ridder, Jared C, Tilton, Bradley Chubb, Zach Wilson, Sam Navarro, Tommy DeVito, Chris Graythen, Sam LaPorta, Brandon Staley, Staley, Tom Telesco, Sean M, DeAndre Hopkins, Moore, Quinn Harris, Jake Ferguson, Kelee Ringo, Sam Hodde, Jamie Squire, Kevin C, Cox, Tylan Wallace, Wallace's, David Tulis, Nick Bosa, Drew Lock, Lock, Geno Smith, Trevor Lawrence, David Rosenblum, Brock Purdy, Matt Slocum, Tim Boyle, Al Bello, Roger McCreary, Trey Sermon, Andy Lyons, Brandon Aiyuk, Eric Hartline, Courtland Sutton, Eric Christian Smith, Jamal Adams, Roger Steinman, Ian Johnson, Tyler Allgeier, Todd Kirkland, Micah Hyde, Jevon Holland, Tim Boyle's, Mary, Holland, Chris Pedota, Jerome Miron, Reuters Christian Watson, Lauren Leigh Bacho, Marquez Valdes, David Eulitt, Devon Witherspoon, Matthew Stafford, Mark J, Terrill, Joe Burrow, Aaron M, Julian Blackmon, Nathan Ray Seebeck, Reed, Joey Porter Jr, Joe Sargent, Kyler Murray, Mike Christy, Tristan Wirfs, Chris O'Meara, Austin Ekeler, Detroit's Aidan Hutchinson, Derrick Barnes, Jack Campbell, Harry, Demario Douglas, Kenny Moore II, Steve Luciano, Noah Sewell, Kirill Kudryavtsev, Joshua Dobbs, Dobbs, Kevin Sabitus, Cooper Neill, Daniel Jones grimaces, John Locher, Cole Kmet, Tyrann Mathieu, Wesley Hitt, Jaylen Warren, Tre Avery, Joe Robbins, Ja'Quan McMillian, Justin Edmonds, Will Levis, Levis, George Walker IV, Brown, Benjamin St, Juste, Alex Brandon, Zack Moss, Michael Conroy, Mahomes, Jack Dempsey, Irv Smith Jr, Talanoa Hufanga, Josie Lepe, Dalton Kincaid, Rich Barnes, Sean McDermott, Michael Dwyer, Davante Adams, Jamie Sabau, Younghoe Koo, Javonte Williams, Darnell Savage, Jonathan Taylor, Trevor Ruszkowski, Charlie Riedel, Brock Purdy scrambles, Jeremiah Owusu, Sue Ogrocki, CJ Henderson, Mostert, Lynne Sladky, Justin Fields, Dick Butkus, Butkus, Todd Rosenberg, Christian Rozeboom, Tony Ding, DeVonta Smith, Robert Spillane, David Becker, Paul Sancya, Dustin Bradford, KaVontae Turpin, Henderson, Matt Durisko, Chase, Marco Wilson, Joe Camporeale, Khalil Mack, Mack, Gregory Trott, Justin Setterfield, Brian Robinson Jr, Mitchell Leff, Damar Hamlin, Hamlin, Adrian Kraus, Evan McPherson, McPherson, Amon, Ra St, Braxton Berrios, Christian Wilkins, Rebecca Blackwell, Amari Cooper, Andrew Nelles, Evan Vucci, Taylor Swift, Travis Kelce, Swift, Alie, Tavius Robinson, Brent Skeen, Isaac Yiadom, Dan Powers, Rick Osentoski, Elijah Mitchell, Cary Edmondson, Nick Chubb grimaces, Aaron Rodgers, Michael Ainsworth, Lawrence, Sam Greenwood, Michael Wilson, Jason Pinnock, Matt York, Noah Gray, Leonard Floyd, Rodgers, Elsa, Christian McCaffrey, Justin K, Jakobi Meyers, Damarri Mathis, Ron Chenoy, Grant Delpit, Nick Wosika, JK Scott, Zay Flowers, Randy Litzinger, T.J, Watt, Matt Freed, Marv Levy, Bill Parcells, Buffalo, Jim Kelly, Scott Norwood, Bass ’, Norwood’s, Norwood, Allen, “, ” Allen, We’ve, Frank Franklin II, it’s, ”, “ I’ve, I’ve Organizations: CNN, Buffalo Bills, AFC, Buffalo, Kansas City Chiefs, Super Bowl, Kansas City’s, CBS, Detroit Lions, Lions, Tampa Bay Buccaneers, Ford Field, The Lions, USA, Network, Reuters Kansas City Chiefs, Chiefs, Highmark, Super, Baltimore Ravens, AP San Francisco 49ers, Green, Packers, The 49ers, NFC, Getty, Houston Texans, The Ravens, AFC Championship, Philadelphia Eagles, Eagles, Getty Images Buffalo Bills, Pittsburgh, Bills, Sports Detroit Lions, Los Angeles Rams, Sunday, Rey Del Rio, Green Bay Packers, Dallas Cowboys, NFL, Getty Images, Green Bay, Miami Dolphins, Dolphins, Kansas City Star, Tribune, Service, Getty Images Houston Texans, Cleveland Browns, Texans, Browns, AP Buffalo, Trent, AFC East, New York Jets, The Jets, Reuters New York Giants, Boston, Giants, New England Patriots, Reuters San Francisco 49ers, 49ers, Rams, Getty Images Dallas Cowboys, Cowboys, Chicago Bears, AP Cincinnati Bengals, Bengals, Cincinnati, Cleveland, AP Pittsburgh Steelers, Steelers, Ravens, Getty Images Arizona Cardinals, Cardinals, AP Cleveland Browns, Jets, New York Giants, AP Kansas City Chiefs, Las Vegas Raiders, AFC West, Reuters Detroit Lions, Minnesota Vikings, Reuters New York Jets, Washington, AP Indianapolis Colts, Atlanta Falcons, Falcons, Cincinnati Bengals, Getty Images Miami Dolphins, AP Atlanta Falcons, The Carolina Panthers, New Orleans Saints, Getty Images Detroit Lions, Denver Broncos, Los Angeles Chargers, Raiders, Chargers, Getty Images Tennessee, Miami, Titans, Bears, Getty Images Atlanta Falcons, UPI, San Francisco 49ers, Seattle, Seahawks, AP Jacksonville Jaguars, Jaguars, Tennessee Titans, Indianapolis Colts, Colts, Reuters Denver Broncos, Broncos, AP Dallas Cowboys, Seattle Seahawks, AP Philadelphia Eagles, Pittsburgh Steelers, AP Miami Dolphins, Network Dallas Cowboys, Reuters, Getty Images Kansas City Chiefs, Getty Images Seattle Seahawks, Buccaneers, AP Los Angeles Chargers, Detroit, Indianapolis, Football, Carolina Panthers, Getty Images Minnesota Vikings, Vikings, Stroud, AP Chicago Bears, Saints, Getty Images Pittsburgh Steelers, AP Denver Broncos, Getty Images Tennessee Titans, Patriots, AP Las Vegas Raiders, Reuters Atlanta Falcons, Getty Images Denver Broncos, Koramoah, Soldier, Pro Football Hall of Fame, Arizona Cardinals, AP Detroit Lions, AP New York Jets, Levi's, Lucas Oil, North, Reuters Los Angeles Chargers, Wembley, Tennesee Titans, Lambeau, Cleveland Browns Stadium, Reuters Buffalo Bills, Reuters Cleveland Browns, AT, TIAA Bank, Kansas, Jacksonville Jaguars, Reuters Las Vegas Raiders, Acrisure, US Bank, JK, Reuters Baltimore Ravens, Baltimore, Niners Locations: Kansas, Buffalo, Detroit, Orchard Park , New York, Santa Clara , California, Baltimore, Kansas City, New England, Getty Images Arizona, Frankfurt, Germany, AFP, Stroud, Denver, Chicago, North America, London, New, Pittsburgh, Minneapolis, Kansas City , Missouri, warmups

☆ Haley to air New Hampshire ad with mother of student who died after North Korea detention
▼ + stars: | 2024-01-20 | by ( Kylie Atwood | ) edition.cnn.com time to read: +3 min

CNN —Nikki Haley’s campaign will begin airing a three-minute TV ad in New Hampshire on Monday featuring the mother of an American college student who died in 2017 after being detained by North Korea the previous year. “My son, Otto, was invited to North Korea on an organized tour. He was taken hostage, tortured, and murdered by the government of North Korea,” Warmbier’s mother says in the ad. Otto Warmbier is taken to North Korea's top court in Pyongyang, North Korea, in this photo released by Kyodo on March 16, 2016. Cindy and Fred Warmbier, parents of Otto Warmbier, in Washington, DC, on December 18, 2019.

Persons: Nikki Haley’s, Otto Warmbier’s, Cindy Warmbier, “, Otto, ”, Otto Warmbier, Reuters “, Haley, ” Warmbier, Donald Trump’s, Trump, Cindy, Fred Warmbier, Sarah Silbiger, Warmbier, Kim Jong Un, Kim, ” Trump Organizations: CNN, North, New, United Nations, Kyodo, Reuters, White, South Locations: New Hampshire, North Korea, Pyongyang, North Koreans, “, South Carolina, Washington ,

☆ NFL’s policy over cold-weather games questioned after fans treated for hypothermia and frostbite at Chiefs-Dolphins game
▼ + stars: | 2024-01-20 | by ( Ben Morse | ) edition.cnn.com time to read: +40 min

Even the helmet of Chiefs quarterback Patrick Mahomes broke in the tundra like conditions. Matt Krohn/USA Today Network/Reuters New York Jets linebacker Quincy Williams grabs the jersey of Washington Commanders wide receiver Curtis Samuel on December 24. Adam Hunger/AP Indianapolis Colts wide receiver Josh Downs can't make the catch as Atlanta Falcons cornerback Clark Phillips III defends on December 24. Michael Dwyer/AP Las Vegas Raiders wide receiver Davante Adams drops a pass in the end zone on October 22. It’s extreme temperatures.”What can be doneFor the Chiefs-Dolphins game, Kansas allowed spectators to bring blankets into Arrowhead Stadium, and there were warming stations and hot chocolate available to purchase.

Persons: Andy, shivers, Michael Hopkins, ”, Hopkins, Patrick Mahomes, Mahomes, Jay Biggerstaff, –, ” Marshall Shepherd, Jalen, Julio Aguilar, Dawson Knox, Kathryn Riley, Kirby Lee, Jahmyr Gibbs, Rey Del, Jaire Alexander, Ron Jenkins, Dak Prescott, Michael Owens, DeShon Elliott, Emily Curiel, Christian Harris, Ryan Kang, Josh Allen, Trent Sherfield, —, Rich Storry, Thomas Hennessy, Brian Fluharty, Micah McFadden, Boston Scott, Adam Hunger, Bill Belichick, Belichick, David Butler II, Tayler Hawkins, Ezra Shaw, Emmanuel Forbes, Mark Schiefelbein, Tyrique Stevenson, Jeffrey Phelps, Mitchell Wilcox, Jeff Dean, Najee Harris, Lamar Jackson, Patrick Smith, James Conner, Nicholas Morrow, Chris Szagola, Juan Thornhill, Nick Cammett, Wan'Dale Robinson, Ifeatu Melifonwu, Matt Krohn, Quincy Williams, Curtis Samuel, Josh Downs, Clark Phillips III, Danny Karnik, George Pickens, Mark Alberti, Chamarri Conner, Charles Omenihu, Nick Bolton of, Ezekiel Elliott, Sarah Stier, Raheem Mostert, Lauren Sopourn, Desmond Ridder, Jared C, Tilton, Bradley Chubb, Zach Wilson, Sam Navarro, Tommy DeVito, Chris Graythen, Sam LaPorta, Brandon Staley, Staley, Tom Telesco, Sean M, DeAndre Hopkins, Moore, Quinn Harris, Jake Ferguson, Kelee Ringo, Sam Hodde, Jamie Squire, Kevin C, Cox, Tylan Wallace, Wallace's, David Tulis, Nick Bosa, Drew Lock, Lock, Geno Smith, Trevor Lawrence, David Rosenblum, Brock Purdy, Matt Slocum, Tim Boyle, Al Bello, Roger McCreary, Trey Sermon, Andy Lyons, Brandon Aiyuk, Eric Hartline, Courtland Sutton, Eric Christian Smith, Jamal Adams, Roger Steinman, Ian Johnson, Tyler Allgeier, Todd Kirkland, Micah Hyde, Jevon Holland, Tim Boyle's, Mary, Holland, Chris Pedota, Jerome Miron, Reuters Christian Watson, Lauren Leigh Bacho, Marquez Valdes, David Eulitt, Devon Witherspoon, Matthew Stafford, Mark J, Terrill, Joe Burrow, Aaron M, Julian Blackmon, Nathan Ray Seebeck, Reed, Joey Porter Jr, Joe Sargent, Kyler Murray, Mike Christy, Tristan Wirfs, Chris O'Meara, Austin Ekeler, Detroit's Aidan Hutchinson, Derrick Barnes, Jack Campbell, Harry, Demario Douglas, Kenny Moore II, Steve Luciano, Noah Sewell, Kirill Kudryavtsev, Joshua Dobbs, Dobbs, Kevin Sabitus, Cooper Neill, Daniel Jones grimaces, John Locher, Cole Kmet, Tyrann Mathieu, Wesley Hitt, Jaylen Warren, Tre Avery, Joe Robbins, Ja'Quan McMillian, Justin Edmonds, Will Levis, Levis, George Walker IV, Brown, Benjamin St, Juste, Alex Brandon, Zack Moss, Michael Conroy, Jack Dempsey, Irv Smith Jr, Talanoa Hufanga, Josie Lepe, Dalton Kincaid, Rich Barnes, Sean McDermott, Michael Dwyer, Davante Adams, Jamie Sabau, Younghoe Koo, Javonte Williams, Darnell Savage, Jonathan Taylor, Trevor Ruszkowski, Charlie Riedel, Brock Purdy scrambles, Jeremiah Owusu, Sue Ogrocki, CJ Henderson, Mostert, Lynne Sladky, Justin Fields, Dick Butkus, Butkus, Todd Rosenberg, Christian Rozeboom, Tony Ding, DeVonta Smith, Robert Spillane, David Becker, Paul Sancya, Dustin Bradford, KaVontae Turpin, Henderson, Matt Durisko, Chase, Marco Wilson, Joe Camporeale, Khalil Mack, Mack, Gregory Trott, Justin Setterfield, Brian Robinson Jr, Mitchell Leff, Damar Hamlin, Hamlin, Adrian Kraus, Evan McPherson, McPherson, Amon, Ra St, Braxton Berrios, Christian Wilkins, Rebecca Blackwell, Amari Cooper, Andrew Nelles, Evan Vucci, Taylor Swift, Travis Kelce, Swift, Alie, Tavius Robinson, Brent Skeen, Isaac Yiadom, Dan Powers, Rick Osentoski, Elijah Mitchell, Cary Edmondson, Nick Chubb grimaces, Aaron Rodgers, Michael Ainsworth, Lawrence, Sam Greenwood, Michael Wilson, Jason Pinnock, Matt York, Noah Gray, Leonard Floyd, Rodgers, Elsa, Christian McCaffrey, Justin K, Jakobi Meyers, Damarri Mathis, Ron Chenoy, Grant Delpit, Nick Wosika, JK Scott, Zay Flowers, Randy Litzinger, T.J, Watt, Matt Freed, Scott Winters, Shepherd, ” Shepherd, “, Andy Reid Organizations: CNN, Arrowhead, Kansas City Chiefs, Miami Dolphins, Kansas City Fire Department, Reuters, Buffalo Bills, Pittsburgh Steelers, University of Georgia, CNN Sport, ” Philadelphia Eagles, Tampa Bay Buccaneers, Eagles, NFC, Getty Images Buffalo Bills, Pittsburgh, Bills, USA, Sports Detroit Lions, Lions, Los Angeles Rams, Sunday, Rey Del Rio, Green Bay Packers, Packers, Dallas Cowboys, NFL, Getty Images, Green Bay, Chiefs, Dolphins, Kansas City Star, Tribune, Service, Getty Images Houston Texans, Cleveland Browns, Texans, Browns, AP Buffalo, Trent, AFC East, New York Jets, The Jets, Network, Reuters New York Giants, Philadelphia Eagles, Boston, Giants, New England Patriots, Reuters San Francisco 49ers, 49ers, Rams, Getty Images Dallas Cowboys, Cowboys, Chicago Bears, AP Cincinnati Bengals, Bengals, Cincinnati, Cleveland, AP Pittsburgh Steelers, Steelers, Baltimore Ravens, Ravens, AFC, Getty Images Arizona Cardinals, Cardinals, AP Cleveland Browns, Jets, New York Giants, AP Kansas City Chiefs, Las Vegas Raiders, AFC West, Reuters Detroit Lions, Minnesota Vikings, The Lions, Reuters New York Jets, Washington, AP Indianapolis Colts, Atlanta Falcons, Falcons, Cincinnati Bengals, Getty Images Miami Dolphins, AP Atlanta Falcons, The Carolina Panthers, New Orleans Saints, Getty Images Detroit Lions, Denver Broncos, Los Angeles Chargers, Raiders, Chargers, Getty Images Tennessee, Miami, Titans, Bears, Detroit Lions, Getty Images Atlanta Falcons, Getty, UPI, San Francisco 49ers, Seattle, Seahawks, The 49ers, AP Jacksonville Jaguars, Jaguars, Tennessee Titans, Indianapolis Colts, Colts, Reuters Denver Broncos, Broncos, Houston Texans, AP Dallas Cowboys, Seattle Seahawks, AP Philadelphia Eagles, AP Miami Dolphins, Network Dallas Cowboys, Getty Images Kansas City Chiefs, Super, Getty Images Seattle Seahawks, Buccaneers, AP Los Angeles Chargers, Detroit, Indianapolis, Football, Carolina Panthers, Getty Images Minnesota Vikings, Vikings, Stroud, AP Chicago Bears, Saints, Getty Images Pittsburgh Steelers, AP Denver Broncos, Getty Images Tennessee Titans, Patriots, AP Las Vegas Raiders, Reuters Atlanta Falcons, Getty Images Denver Broncos, Koramoah, Soldier, Pro Football Hall of Fame, Arizona Cardinals, AP Detroit Lions, AP New York Jets, Levi's, Lucas Oil, North, Reuters Los Angeles Chargers, Wembley, Tennesee Titans, Lambeau, Cleveland Browns Stadium, Reuters Buffalo Bills, Ford Field, Reuters Cleveland Browns, AT, TIAA Bank, Kansas, Jacksonville Jaguars, Reuters Las Vegas Raiders, Highmark, Acrisure, US Bank, JK, Reuters Baltimore Ravens, Baltimore, Niners, Buffalo, Kansas City, ” Chiefs, Facebook Locations: Kansas, Missouri, Kansas City, New England, Getty Images Arizona, Frankfurt, Germany, AFP, Stroud, Denver, Chicago, Detroit, North America, London, New, Pittsburgh, Minneapolis, Kansas City , Missouri, Buffalo, Canada

Start a nest egg or emergency fundNow is the time to build a nest egg or emergency fund , whether you're starting from scratch or need to beef yours up. A nest egg puts your mind at ease because whatever happens you will be prepared," says Moore. A nest egg also keeps you out of debt . Start saving money right now so you can see great progress by the end of the year. Building a nest egg is a major step towards financial stability that really pays off down the road.

Persons: Chloe Moore, Moore Organizations: Business, Quicken, Finance

Certified Financial Planner Chloe Moore says that there are three common mistakes she sees people make that leave them cash-strapped and under financial strain. "You have to look at more than just the monthly payment," Moore states. Don't create another bill for yourself that will take money away from saving and other expenses," Moore states. Check your everyday spending at the grocery store and on monthly expenses like utilities and gas. I can bet that it's to those everyday expenses that have increased over time," Moore says.

Persons: Chloe Moore, Moore Organizations: Business, Finance

☆ 3 reasons why a financial planner advises against using buy now, pay later, even though it's practically everywhere
▼ + stars: | 2024-01-18 | by ( Jennifer Streaks | Sarah Silbert | Senior Personal Finance Reporter | ) www.businessinsider.com time to read: +3 min

Buy now, pay later plans — installment loans that allow you to spread out payments over time — aren't exactly new, but they've seen explosive growth over the last several years. AdvertisementBut Chloe Moore , a certified financial planner based in Atlanta, Georgia, says that buy now, pay later is still debt and that most people should steer clear of it. Here are three reasons why she advises her clients against using buy now, pay later:1. Since buy now, pay later is so easy to use, some consumers have multiple installment plans that they are paying in a month. If you have multiple installments that you are paying with a buy now, pay later plan, you may be eliminating any breathing room in your budget.

Persons: BNPL, Chloe Moore, —, Moore Organizations: Consumer Financial Protection Bureau, PayPal, Finance Locations: Atlanta , Georgia

☆ A financial behavior expert says ignoring your money always makes things worse, but 3 steps can help you regain control
▼ + stars: | 2024-01-17 | by ( Jennifer Streaks | Sarah Silbert | Senior Personal Finance Reporter | ) www.businessinsider.com time to read: +4 min

Financial behavior expert Stacey Tisdale says feeling overwhelmed leads people to ignore their finances and makes things worse. Make money management less stressful by using a budgeting app or hiring a financial advisor. According to financial behavior expert Stacey Tisdale , this is the main reason people ignore the hard truths about their finances. Related storiesHere are three steps you can take to stop ignoring your finances and get your money back on track:1. Build your financial competence over time, and understand that financial stability is a journey and not a race."

Persons: Stacey Tisdale, —, Tisdale Organizations: Service, Finance

☆ ‘Succession’ and ‘The Bear’ Win Big at Emmys
▼ + stars: | 2024-01-16 | by ( Joseph Pisani | ) www.wsj.com time to read: 1 min

“Succession,” “The Bear” and “Beef” dominated the 75th Emmy Awards on Monday night, winning top awards during a show that seemed like a throwback to another era, when TikTok didn’t exist and people still tuned in for appointment TV. FX’s “The Bear,” about a Chicago restaurant, won a total of 10 awards—the most of any show—including best comedy. Stars Jeremy Allen White, Ayo Edebiri and Ebon Moss-Bachrach picked up acting Emmys. “Succession,” about a media mogul and his family, won best drama for its final season, while Kieran Culkin and Sarah Snook won acting accolades. “Beef,” a Netflix dark comedy, won best limited series and acting awards for Ali Wong and Steven Yeun.

Persons: ”, TikTok, Jeremy Allen White, Ebon Moss, Bachrach, Kieran Culkin, Sarah Snook, “, Ali Wong, Steven Yeun Locations: Chicago

“The Bear” had a bearish night indeed, fully dominating the comedy category in its first season, winning the top prize and three acting awards. And the chaotic, darkly humorous “Beef” was the other big victor, winning best limited series, with leads Steven Yeun and Ali Wong becoming the first Asian Americans to win in their categories. Oliver tried to test the new system after winning best scripted variety show: “I’m not leaving without being played off by Anthony Anderson’s mom. You said maybe, if I win!”A BIG BEAR HUG, ER, KISSCould “The Bear” replicate its success from the Golden Globes? Yes, chef, with Jeremy Allen White and Ayo Edebiri winning for best actor and best supporting actress in a comedy, and Ebon Moss-Bachrach winning a supporting actor award.

Persons: Cousin Greg, ”, Roy, Steven Yeun, Ali Wong, Quinta Brunson, “ Abbott, ” “, Ally McBeal ”, Natasha Lyonne, Tracee Ellis Ross, Lucy ”, John Oliver beseeching, Sarah Snook, Kieran Culkin, Anthony Anderson, Mom Doris, . Anderson, Jo Koy, Anderson wasn’t, Anderson, Mister Rogers, ” Anderson, Jesus, Doris Bowman, Bowman, “, Jennifer Coolidge, Oliver, Anthony Anderson’s, Bracco, Michael Imperioli, “ Ally McBeal ”, Ellen Pompeo, Katherine Heigl, Chandra Wilson, Sandra Oh, –, Ted Danson, Kelsey Grammer, Rhea Perlman, John Ratzenberger, George Wendt, Norm, Rob Reiner, Sally Struthers, “ Martin ”, Matthew Macfadyen, Wamsbgans, Snook, ” Nicholas Braun, ” Snook, Shiv Roy, ” Kieran Culkin, Jeremy Allen White, Ayo Edebiri, Ebon Moss, Bachrach, Moss, Matty Matheson, Matheson, BURNETT, Carol Burnett, Christina Applegate, Burnett, ” Applegate, Brunson, Abbott, Isabel Sanford, Norman, —, Martin Luther King Jr, Edebiri, Niecy Nash, Betts, “ Dahmer, Jeffrey Dahmer, Nash, “ I’m, Glenda Cleveland, Sandra Bland, Breonna Taylor Organizations: “, Golden Globes, Liverpool football, HBO, Globes, WIN, WHO, Netflix Locations: Philadelphia

☆ Congrats, and Goodbye, to Peak TV
▼ + stars: | 2024-01-16 | by ( John Koblin | ) www.nytimes.com time to read: +1 min

As “Succession” cast members marched up to the Emmy stage on Monday night to grab their statues for the show’s final season, they used it as one last opportunity to say goodbye. Kieran Culkin, after kissing his co-star Brian Cox on the lips, gave a tearful speech while accepting the award for best actor in a drama. Matthew Macfadyen and Sarah Snook, who each won acting awards as well, gave loving tributes to fellow cast members. And Jesse Armstrong, the creator of “Succession,” capped off the night by accepting the best drama award for the third and final time and noting: “We can now depart the stage.”It all punctuated an end-of-era feeling at the Emmy Awards on Monday night. The ceremony felt in many ways like a book end to the so-called Peak TV era itself.

Persons: ”, Kieran Culkin, Brian Cox, Matthew Macfadyen, Sarah Snook, Jesse Armstrong, “ Ted Lasso, Saul, ” “ Barry, Maisel Organizations: Atlanta

☆ The 9 best moments at the 2024 Emmys — and the 5 worst
▼ + stars: | 2024-01-16 | by ( Palmer Haasch | Caralynn Matassa | ) www.businessinsider.com time to read: +1 min

The 75th Primetime Emmy Awards took place on Monday. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementThe 75th annual Primetime Emmy Awards finally happened on Monday night after a months-long delay due to the WGA and SAG-AFTRA strikes. And as a production, the Emmys were generally smooth, celebrating television through reunions of shows like "Cheers," "Grey's Anatomy," and "Martin." Here were the best and worst bits of the show.

Persons: —, Kieran Culkin, Sarah Snook, Jeremy Allen White, Ayo Edebiri, Ali Wong, Steven Yeun, Martin, Anthony Anderson, Doris Bowman Organizations: Service, WGA, SAG, Television Academy

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