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Pros Check mark icon A check mark. No minimum opening deposit Check mark icon A check mark. Debit card included Check mark icon A check mark. Eligible for new accounts after your child turns 13 Check mark icon A check mark. But if you'd like to open a savings account for your child, it only lets you open one of the bank's regular savings accounts as a joint bank account.

Chase Premier Plus Checking℠ 3.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.5 out of 5 Stars Annual Percentage Yield (APY) 0.01% effective as of 7/1/2022. Interest rates are variable and subject to change Minimum Deposit Amount $0 Fees $25 View Full Details Learn moreChase Premier Plus Checking℠ 3.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.5 out of 5 Stars Annual Percentage Yield (APY) 0.01% effective as of 7/1/2022. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

Today's savings account ratesBelow, you'll find our picks for the best savings accounts right now. Pros Check mark icon A check mark. Earn up to 15% cash back at local retailers if you use a SoFi debit card Check mark icon A check mark. Eligible for new accounts after your child turns 13 Check mark icon A check mark. Just like a savings account opened through a brick-and-mortar bank, most online savings accounts are FDIC insured up to $250,000.

☆ Employers’ Family Health Insurance Holds at About $22,000 in 2022
▼ + stars: | 2022-10-27 | by ( Anna Wilde Mathews | ) www.wsj.com time to read: 1 min

The average cost of employer health coverage for a family this year is about $22,000, a figure similar to last year’s total, according to a new survey that shows upward pressure on healthcare costs hasn’t yet broadly translated into higher premiums. That will likely change next year, as insurers renegotiate contracts with hospitals and other medical providers that are seeking higher reimbursements to cover their own rising expenses for labor and other supplies.

☆ Pfizer, facing lawsuit, says minority fellowship program serves public interest
▼ + stars: | 2022-10-26 | by ( Jonathan Stempel | ) www.reuters.com time to read: +2 min

NEW YORK, Oct 26 (Reuters) - Pfizer Inc (PFE.N) said its fellowship program for minorities serves the public interest, as the drugmaker defends against a lawsuit by a group of medical professionals that claims the program illegally excludes whites and Asian-Americans. Fellows receive two years of full-time jobs, fully-funded master's degrees, and employment at New York-based Pfizer after completing the program. The fellowship program "does what Congress has encouraged and controlling law allows," Pfizer said. Among the precedents at risk is a 2003 Supreme Court decision where Justice Sandra Day O'Connor said race could be used as one factor among many to achieve diversity. The case is Do No Harm v. Pfizer Inc, U.S. District Court, Southern District of New York, No.

☆ Unilever recalls dry shampoos due to potentially high levels of benzene
▼ + stars: | 2022-10-24 | by ( Antonio Planas | Antonio Planas Is A Breaking News Reporter For Nbc News Digital. | ) www.nbcnews.com time to read: +2 min

Unilever is recalling 19 dry shampoo products because of potentially elevated levels of benzene, a known carcinogen. They include dry shampoos from the brands Dove, Nexxus, Suave, TRESemmé and TIGI, which makes Rockaholic and Bed Head. A complete list of recalled products can be found here. Other aerosol products have been recalled in the past due to the presence of benzene, according to the nonprofit Environmental Working Group. Unilever said it has not received any reports of adverse reactions to the recalled products; rather, they are being recalled out of caution.

☆ How Brex cards and software are transforming spend management by focusing on the user experience
▼ + stars: | 2022-10-24 | by ( Sponsor Post | Created Insider Studios With Brex | ) www.businessinsider.com time to read: +6 min

Brex ends the standoff and turns corporate spending into a great employee experience by making compliance easy and automatic. It may be the necessary and exciting future of business, but it's also a headache for finance teams. As a single solution for global spend, Brex was built for distributed, international teams. It flips corporate spending policies from command and control to trust and verifyMany corporate spending policies can make expense-related conversations feel like an interrogation: What is this expense? Brex is a complete spend solution that doesn't just address the pain points of corporate spending; it reimagines corporate spending for a global, mobile, fast-paced world.

☆ Here's an exclusive look at the pitch deck that fintech startup WageFi used to raise its first $400,000 from former American Express and Goldman Sachs executives
▼ + stars: | 2022-10-20 | by ( Emilia David | ) www.businessinsider.com time to read: +2 min

WageFi raised $400,000 from investors include former American Express and Goldman Sachs executives. Prshant Batra, who founded the company this year and serves as its CEO, previously worked for Goldman Sachs's consumer banking unit, Marcus, and American Express. The startup plans to mainly work with small and medium-sized businesses within the service industry that WageFi believes is underserved with financial products. While this is the first institutional funding for WageFi, Batra said he's not rushing any other fundraising for the company. Here is an exclusive look at the pitch deck WageFi used to raise $400,000 in pre-seed funding.

For example, for a savings account or money market account, we'll evaluate the interest rate on an account to see if it's competitive. This will not be factored for a rating of a checking account, since usually checking accounts do not pay interest. If you'd like to learn more about how we evaluate individual features of checking accounts, you'll find more details on our methodology for checking account ratings below. A financial institution will earn a 3 out of 5 if its money market account rate is on par with average money market account rates. Additional categories considered for rating: Customer support (14.29% of rating)Mobile app ratings (14.29% of rating)Ethics (14.29% of rating)Ultimately, we review checking accounts, savings accounts, money market accounts, and business checking accounts to help you understand how a particular bank's accounts compare to those of other financial institutions.

This makes employees much more expensive for companies to use than independent contractors - up to 30% more, according to some studies. Business groups have maintained that independent contracting helps to create jobs and gives workers more flexibility and opportunities to operate their own businesses. The proposal is similar to legal guidance issued during the Obama administration that was withdrawn by the Labor Department under former President Donald Trump, a Republican. HOW WOULD THE RULE AFFECT WORKERS? At the same time, limiting independent contracting could lead some companies to slash the number of workers they hire, eliminating some jobs altogether.

Our top picks for best high-yield savings accounts UFB Elite SavingsLendingClub High-Yield Savings AccountBrioDirect High-Yield Savings AccountBask Bank Interest Savings AccountCIT Bank Savings Connect AccountTAB High-Yield Savings AccountHigh Q Savings AccountSoFi Checking and SavingsSynchrony High-Yield Savings AccountAlly High Yield Savings AccountCapital One 360 Performance Savings™Marcus by Goldman Sachs High Yield Online Savings AccountDiscover Online Savings Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. LendingClub High-Yield Savings Account (jump to LendingClub account details »)Why it stands out: The LendingClub High-Yield Savings Account stands out because charges zero monthly service fees and comes with an ATM card. BrioDirect High-Yield Savings Account (jump to BrioDirect Bank account details »)Why it stands out: The BrioDirect High-Yield Savings Account doesn't charge monthly service fees. TAB Bank High-Yield Savings Account (jump to TAB Bank account details »)Why it stands out: The TAB High-Yield Savings Account is a pretty straightforward high-yield savings account. Discover Online Savings Account (jump to Discover account details »)Why it stands out: The Discover Online Savings Account is a solid low-fee option — there's no fee for insufficient funds, excess transactions, or monthly maintenance.

Pros Check mark icon A check mark. Measure the carbon impact of your deposits through Atmos Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. SoFi Checking and Savings 4.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars A tooltip Rates as of 9/30/22.

☆ PenFed Power Cash Rewards card review: Earn a $100 statement credit and up to 2% cash back on all purchases with no annual fee
▼ + stars: | 2022-10-05 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +28 min

Review: Is the PenFed Power Cash Rewards Visa Signature Card the best credit card for you? If you bank with PenFed Credit Union and you're looking for a card that earns flat-rate rewards, the PenFed Power Cash Rewards Visa Signature® Card is worth considering. It earns unlimited 2% cash rewards on purchases and a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months from account opening. Checking account: You must be the primary owner of the PenFed Power Cash Rewards Visa Signature® Card and a PenFed checking account. How to use rewards from the PenFed Power Cash Visa Signature credit cardThe PenFed Power Cash Rewards Visa Signature® Card allows cardholders to redeem rewards as a statement credit or a deposit into an eligible PenFed Checking or Share account.

☆ PenFed Platinum Rewards Visa Signature Card review: Earn a 15,000-point bonus and up to 5x on purchases for no annual fee
▼ + stars: | 2022-10-05 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +28 min

If you're looking for a no-annual-fee rewards credit card that earns unlimited points on all purchases, the PenFed Platinum Rewards Visa Signature® Card is a good option. PenFed Platinum Rewards card vs competitors PenFed Platinum Rewards Visa Signature® CardWells Fargo Autograph℠ CardCiti Custom Cash℠ Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Visa Signature Luxury Hotel CollectionThe PenFed Platinum Rewards Visa Signature® Card gives cardholders access to worldwide travel benefits, including special offers and upgrades at over 900 properties from the Visa Signature Luxury Hotel Collection. Travel accident insuranceThe PenFed Platinum Rewards Visa Signature® Card gives you coverage in case of accidental death or dismemberment when you charge your entire travel fare with your eligible PenFed card. The PenFed Platinum Rewards Visa Signature® Card is a solid option for PenFed Credit Union members who want to earn unlimited rewards on all purchases without paying an annual fee.

We selected Ally, Bank of America, PNC Bank, Navy Army Community Credit Union, and GECU as the best banks and credit unions in Texas. Best banks and credit unions in Texas AllyBank of AmericaPNC BankNavy Army Community Credit UnionGECU Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Editor's rating 4.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Category Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Best savings account Savings APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. We looked at the top 10 biggest banks and credit unions in the state, plus state financial institutions featured in our Black-owned banks and credit unions guide and Hispanic American-owned banks and credit unions guide.

☆ Read the memo Singapore billionaire Forrest Li sent to employees of Shopee, the Amazon of Southeast Asia, as the company's losses widen and it prepares for layoffs
▼ + stars: | 2022-09-20 | by ( Nidhi Pandurangi | ) www.businessinsider.com time to read: +8 min

In a 1,000-word memo sent to Shopee employees on September 15, Forrest Li — the billionaire founder, chairman, and CEO of Shopee — outlined drastic cost-cutting measures the company will be taking. "Our number one objective for the next 12-18 months is achieving self-sufficiency," Li wrote in the memo. Shopee parent Sea Limited has lost around $170 billion of market value since an October 2021 high, per Bloomberg. Shopee was founded in 2015 in seven markets across Southeast Asia and has since expanded operations into 13 markets total. In addition, the leadership team has decided that we will not take any cash compensation until the company achieves self-sufficiency.

☆ Feds charge dozens in Minnesota in alleged scheme to steal $250 million in pandemic aid
▼ + stars: | 2022-09-20 | by ( ) www.cnbc.com time to read: +5 min

Prosecutors say few meals were actually served, and the defendants used the money to buy luxury cars, property and jewelry. "This $250 million is the floor," Andy Luger, the U.S. attorney for Minnesota, said at a news conference. According to court documents, the alleged scheme targeted the USDA's federal child nutrition programs, which provide food to low-income children and adults. But during the pandemic, some of the standard requirements for sites to participate in the federal food nutrition programs were waived. Luger said the scheme involved more than 125 million fake meals, with some defendants making up names for children by using an online random name generator.

Pros Check mark icon A check mark. No monthly service fee Check mark icon A check mark. No foreign transaction fee Check mark icon A check mark. Range of overdraft protection options Check mark icon A check mark. Pros Check mark icon A check mark.

☆ Shopee rolls out spending caps for all employees, including economy-only flights and $30 meals, as the company braces for layoffs and financial trouble
▼ + stars: | 2022-09-20 | by ( Nidhi Pandurangi | ) www.businessinsider.com time to read: +3 min

On September 15, Shopee CEO Forrest Li told employees the company would be restricting expense policies. Layoff conversations began September 19, affecting a low-single-digit percentage of Shopee employees. Forrest Li, the company's billionaire founder, chairman, and CEO, told employees a tightened expense policy would be instituted from October 1 onwards. Li's memo came a few days before conversations began to lay off a low single-digit percentage of Shopee employees. Singapore-based Shopee was launched in seven Southeast Asia markets in 2015 and now operates in 13 countries across Southeast Asia, Latin America and Europe, including Brazil, Poland, and China.

☆ Trump once tried to pay a $2 million legal bill with a horse, a new book reveals. His reputation for shortchanging lawyers made the firm that helped him win the 2016 election doubt they would get paid
▼ + stars: | 2022-09-16 | by ( David Enrich | ) www.businessinsider.com time to read: +8 min

In a new book, David Enrich takes a deep dive into the 127-year-old law firm Jones Day. Donald McGahn, a partner at Jones Day, left the firm to serve as Trump's White House counsel. Harper CollinsOne day in the spring of 2015, McGahn took a Jones Day associate over to Trump Tower. David EnrichOn April 23, 2015, a check for $6,451.38 arrived at Jones Day. But against all odds, Trump paid and paid again.

☆ Exclusive: Former top FBI official involved in Trump-Russia investigation under scrutiny by federal prosecutors for his own ties to Russia
▼ + stars: | 2022-09-15 | by ( Mattathias Schwartz | ) www.businessinsider.com time to read: +7 min

A former high-level FBI agent who was involved in the investigation into the Trump campaign's contacts with Russia during the 2016 election has himself come under scrutiny by federal prosecutors for his ties with Russia and other foreign governments. A witness subpoena obtained by Insider indicates information that federal prosecutors were seeking about former FBI official Charles McGonigal. "It's very rare that former FBI people at all, and certainly former senior FBI people, wind up as grand-jury targets," the official said. McGonigal used his official FBI letterhead to try and arrange a business meeting with Edi Rama, the prime minister of Albania. Since he left the FBI, McGonigal has continued to trade on his expertise in counterintelligence.

No monthly service fee Check mark icon A check mark. No monthly service fees Check mark icon A check mark. Multiple ways to waive monthly service fee Check mark icon A check mark. No monthly service fee if you set up military direct deposits Check mark icon A check mark. SoFi Checking and Savings 4.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars A tooltip Rates as of 8/12/22.

Pros Check mark icon A check mark. No monthly service charge Check mark icon A check mark. Easy-to-use mobile app Check mark icon A check mark. Reimburses up to $10/month in out-of-network ATM fees Check mark icon A check mark. Earn up to 1% cash back on up to $3,000 in purchases per month Check mark icon A check mark.

Pros Check mark icon A check mark. No account or trading fees, and low fees to own funds Check mark icon A check mark. Access to Certified Financial Planners at no additional charge Check mark icon A check mark. Want a low-cost, hands-off investment account that combines automated features with management from a team of human investment professionals Check mark icon A check mark. Free stock, option, ETF, and cryptocurrency trades; 1.5% APY on uninvested cash Check mark icon A check mark.

Pros Check mark icon A check mark. Earn interest Check mark icon A check mark. $20/month in out-of-network ATM fee refunds Check mark icon A check mark. No overdraft fees Check mark icon A check mark. Best for an all-in-one bank account: SoFiSoFi Checking and Savings 4.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars A tooltip Rates as of 8/12/22.

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