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☆ I tried Apple Intelligence for 48 hours. These are my favorite AI features so far.
▼ + stars: | 2024-10-30 | by ( Jordan Hart | ) www.businessinsider.com time to read: +4 min

I tried out Apple Intelligence on an iPhone 16 Pro Max over the first few days of its rollout. The iOS 18.1 update introduced AI tools like writing aids and photo editing on newer iPhones. AdvertisementI've been testing out Apple Intelligence for 48 hours, and it's already changing the way I use an iPhone. For transparency, I own an iPhone 14 Pro Max — an older model that can't support Apple's newly rolled-out AI features. AdvertisementThe tools aren't perfect, and Apple has said that outcomes can vary when it comes to Apple Intelligence.

Persons: Max, —, Max —, I've, Jordan Hart, Apple Organizations: Apple Intelligence, Service, Max, Apple, Worldwide, Conference

☆ Most quarterly report cards aren't clean, says Jim Cramer
▼ + stars: | 2024-10-30 | by ( Jim Cramer | ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailMost quarterly report cards aren't clean, says Jim Cramer'Mad Money' host Jim Cramer looks at today's slate of earnings reports.

Persons: Jim Cramer

☆ I loved Trader Joe's for years — but the older I get, the more I can't stand shopping there
▼ + stars: | 2024-10-30 | by ( Sarra Sedghi | ) www.businessinsider.com time to read: +5 min

When I learned how to really cook, Trader Joe's frozen meals became less useful. I made frequent trips as a college student and after I graduated, but eventually, shopping at Trader Joe's became impractical for me. As someone with ADHD, I'll also admit there were plenty of times I forgot about Trader Joe's frozen meals until they were freezer-burned anyway. The crowding at Trader Joe's is oftentimes too much for meI've shopped at Trader Joe's in many larger cities, including Atlanta and Birmingham, Alabama, and found a similar experience in each — crowded aisles and long lines. Trader Joe's doesn't have sales, and there are no rewards programsLoyalists shop at Trader Joe's because they love the store's products, and I get that.

Persons: Joe's, —, Burger King, I've, It's, Sedghi, isn't Organizations: Service, Aldi, Kroger, Publix Locations: Athens , Georgia, Atlanta, Birmingham , Alabama

☆ My family tried 5 hacks to save time and money at Disney World. Most of them failed, but we learned tips for next time.
▼ + stars: | 2024-10-30 | by ( Chris Thomas | ) www.businessinsider.com time to read: +7 min

My family of five tried money-saving and time-saving hacks during a trip to Disney World. Related storiesSkipping this service seemed like a no-brainer way to save money since we could just take photos on our phones. For our next trip, I enlisted a Disney trip planner who did all of the work of making reservations and got us a lot of the best rates available. This isn't the case for all travel planners, but the Disney trip planner cost us nothing. Using Disney gift cards for souvenirs worked for most of our kidsWe all know Disney isn't cheap.

Persons: would've, —, we'd, David Roark, Chris Thomas, Skip, I'm, Disney —, Jeff Gritchen Organizations: Disney, PhotoPass, Service, Media, Getty, Target, Walmart Locations: Orlando, Orange

☆ The stunning maneuvers flown by US Air Force demo pilots showcase dogfighting skills
▼ + stars: | 2024-10-30 | by ( Lauren Frias | ) www.businessinsider.com time to read: +8 min

US Air Force demo pilots perform airshow stunts derived from real-world combat training. Air Force demo pilots shared what it's like to wow audiences with skills used on the battlefield. But for Air Force demonstration pilots, these techniques aren't just crowd-pleasers. F-16 Fighting Falcon aircraft with the US Air Force Thunderbirds Air Demonstration Squadron fly in close formation. US Air Force photo/Tech.

Persons: —, aren't, Tyler, Clark, Sgt, Patrick Evenson, Lockheed Martin, Jeffrey " Simmer, Downie, there's, Christopher Boitz, Samuel " RaZZ, Larson, " Larson, Greg Mathieson, Mai, Nicholas, Laz, Le, Le Tourneau, Raz, Robert Laberge, that's Organizations: US Air Force, Air Force, Service, Air, Business, Pacific, US Air Force Thunderbirds Air Demonstration Squadron, US Air National Guard, Thunderbirds, Lockheed, Thunderbird, Freedom Sentinel, North American Aerospace Defense Command, Getty Images Air Force, Air Forces, Air National Guard, Guard Locations: Huntington Beach , California, Ukraine, Afghanistan, Middle East, Alaska

☆ Brian Chesky breaks down what people get wrong about 'founder mode'
▼ + stars: | 2024-10-29 | by ( Sarah Jackson | ) www.businessinsider.com time to read: +4 min

"Founder mode" is not about "swagger," says one of the founders who popularized it. Here's what he says most people get wrong about "founder mode" and how he actually defines it. AdvertisementBrian Chesky helped popularize the term "founder mode," but he says some people have gotten it twisted. The term "founder mode" was popularized in September by Y Combinator founding partner Paul Graham, who wrote that Chesky inspired it. "First of all, people don't know what founder mode is," Chesky said on the podcast.

Persons: Brian Chesky, —, Y, Paul Graham, Graham, Chesky, Airbnb, Mark Zuckerberg, aren't, Steve Jobs, Walt Disney, Elon Musk, Jony, Hiroki Asai Organizations: Service, Apple, Harvard Business School Locations: Airbnb

☆ Palmer Luckey says he still holds a grudge over his Meta ousting — but not against Zuck
▼ + stars: | 2024-10-29 | by ( Erin Snodgrass | ) www.businessinsider.com time to read: +4 min

Palmer Luckey told MIT Technology Review he's still "sore" about being ousted from Facebook in 2017. Luckey, who founded Oculus VR, has since turned his efforts to Anduril, a defense tech company. AdvertisementPalmer Luckey is still angry about his ousting from Facebook eight years ago — but the billionaire virtual reality guru doesn't blame Meta CEO Mark Zuckerberg. Much of his remaining ire, Luckey told the outlet, is reserved for less well-known people involved in the situation, such as public relations agents, reporters, and lawyers. "Anyway," Luckey told MIT.

Persons: Palmer Luckey, Mark Zuckerberg, —, Palmer, Luckey, I'd, I've, it's, It's, Meta —, Facebook —, Donald Trump, Zuckerberg, Zuck, Luckey's, resentments, Andrew Bosworth, Meta Organizations: MIT Technology, Facebook, VR, Service, Meta, Trump, MIT, Reality Labs, Pepperdine University Locations: Luckey, Meta

☆ China is eyeing $1.4 trillion in fiscal stimulus and even more if Trump is elected, report says
▼ + stars: | 2024-10-29 | by ( Kelly Cloonan | ) www.businessinsider.com time to read: +3 min

China is considering a fresh $1.4 trillion stimulus, Reuters reported. The package could be approved next week and would increase in size if Trump wins the election. The large fiscal stimulus would be increased if Republican nominee and former President Donald Trump wins the US election, the report says. The remaining 4 trillion yuan would be raised by local government bonds and put toward idle land and property purchases, the sources told Reuters. AdvertisementIf Trump is elected, the stimulus package could be higher due to the economic challenges Trump's policies would pose for China, the sources told Reuters.

Persons: Trump's, —, Donald Trump, Trump, he's, Goldman Sachs Organizations: Reuters, Trump, Service, Republican, National People's Congress, China, Wall Locations: China, Beijing

☆ Elon Musk is backing Trump. Is Musk's Twitter backing Trump, too?
▼ + stars: | 2024-10-29 | by ( Peter Kafka | ) www.businessinsider.com time to read: +5 min

Is this because Twitter users want this? AdvertisementIs X, the service many of us still call Twitter, more likely to show users political posts from Republicans, or right-leaning accounts? But they both hover around two possibilities, which aren't mutually exclusive:AdvertisementTheory 1: Twitter is showing users what users want to see. And it's entirely plausible that some left-leaning users have left the platform during Musk's ownership, in part because he reinstated accounts from right-leaning users, including Trump himself. This is a notion that some current and former Twitter users believe, though there's no direct proof that it's the case.

Persons: Elon Musk, —, Musk, Donald Trump's, I've, Twitter, Twitter they're, Kamala Harris, Harris, Trump, Platformer's Zoë Schiffer, he's, Ron DeSantis Organizations: Republican, The Washington Post, Street, Twitter, Trump, Service Locations: The, Florida

☆ Hiring Is Broken. LinkedIn Thinks AI Can Fix It, and Help Your Career.
▼ + stars: | 2024-10-29 | by ( Amanda Hoover | ) www.businessinsider.com time to read: +9 min

It was an AI recruiter. And LinkedIn wants to fix the disconnect, in part by fighting AI … with AI. AdvertisementEarlier this year, the company rolled out new AI tools to premium subscribers. ZipRecruiter also rolled out revamped AI tools to help job seekers find better matches this summer. AdvertisementCanseco has not yet tried LinkedIn's AI tools because she isn't a premium user, but she could get access to them soon.

Persons: Paloma Canseco, She's, Robin, Canseco, Robin wasn't, I'm, Rohan Rajiv, Rajiv, Monster, résumés, Hayley Finegan, Finegan, who's, Josh Bersin, they're, Julia Pollak, ZipRecruiter's, ZipRecruiter, Millie Black, she's, Black Organizations: LinkedIn, US Bureau of Labor Statistics, Human Resource Management

☆ Reddit shares soar 22% on earnings beat and better-than-expected forecast
▼ + stars: | 2024-10-29 | by ( Jonathan Vanian | In | ) www.cnbc.com time to read: +3 min

Reddit shares jumped 22% in extended trading Tuesday, topping $100 for the first time, after the social media company reported third-quarter results that topped analyst estimates and issued an optimistic forecast for the current period. Adjusted earnings for the fourth quarter will be in the range of $110 million to $125 million, higher than the $85.2 million average estimate. Average revenue per user was $3.58 for the third quarter, which beat analyst estimates of $3.24. "It was another strong quarter for Reddit and our communities as we achieved important milestones, including new levels of user traffic, revenue growth, and profitability," Reddit CEO Steve Huffman said in a statement. The company said global logged-out users grew 70% from a year earlier to 53.1 million, while global logged-in users increased 27% to 44.1 million.

Persons: Steve Huffman, Reddit, Huffman, Cramer Organizations: New York Stock Exchange, Google, CNBC Locations: New York City

☆ Microsoft Copilot AI use extends deep into corporate America, but companies aren’t 100% sold
▼ + stars: | 2024-10-29 | by ( Eric Rosenbaum | ) www.cnbc.com time to read: +7 min

When asked whether it's been worth the cost ( $30 monthly per user in the case of Copilot), tech leaders say they aren't sure. According to recent Deloitte research, two-thirds of organizations are increasing gen AI investments based on "strong early value to date." There are multiple reasons why companies will still be short on confidence when it comes to enterprise AI adoption, according to Deloitte. The Azure cloud offering from its biggest AI partner and AI investment, OpenAI, is in use at nearly two-thirds of companies. Forty-six percent of CNBC survey respondents said that within their organizations at least half of employees are now using AI.

Persons: it's, Jim Rowan, Anthropic, Mistral, Eric Schmidt —, Morgan Stanley, Copilot, Rowan Organizations: CNBC, Microsoft, CNBC Technology, Council, Deloitte, Microsoft Microsoft, Fortune, Capital Group, Disney, Dow, Kyndryl, Novartis, Deloitte Consulting, Meta, Silicon, OpenAI, AIs Locations: Europe

☆ I taught college-bound seniors for a decade. Here's what many wanted their parents to know about college admissions.
▼ + stars: | 2024-10-29 | by ( Alexandra Frost | ) www.businessinsider.com time to read: +6 min

Most students want their parents to know that they are stressed about paying for college, too. AdvertisementI was a teacher for 10 years, and many high school students would take refuge in my classroom during lunchtime. AdvertisementKids want to choose their major and don't want parents' inputIt's the first question any new college student gets repeatedly: What's your major?" I watched numerous groups of students choose the same college so they wouldn't be separated. All of this can be more easily achieved if parents and college-bound kids are open to having conversations.

Persons: —, Taylor, it's, I'm, aren't, couldn't Organizations: Service Locations: America

☆ Five Apple Intelligence features that you can try out now on your iPhone
▼ + stars: | 2024-10-29 | by ( Jordan Hart | ) www.businessinsider.com time to read: +5 min

Apple released AI features for the iPhone 15 Pro and later models with Monday's iOS 18.1 update. AdvertisementThe first Apple Intelligence features are out now. Jordan Hart/BIThe "writing tools" feature has been one of the more visible Apple Intelligence features since it was first announced in June. Jordan Hart/BIWith Apple Intelligence enabled on the Messages app, iPhone owners can get texts summarized in the notification center. Apple, in a disclaimer on its website, said Apple Intelligence "outputs may vary."

Persons: —, that's, Max, Jordan Hart, Hey, Desmond Organizations: Apple, Apple Intelligence, Service, Worldwide, Conference, Bloomberg, Kansas City Chiefs, Chiefs, Raiders

☆ Big Tech stocks have a high earnings bar to clear
▼ + stars: | 2024-10-29 | by ( Fred Imbert | ) www.cnbc.com time to read: +2 min

Overall S & P 500 profit growth is tracking below what analysts anticipated heading into the reporting period. Still, the S & P 500 is less than 1% below a record high reached earlier this month. Solita Marcelli, UBS Global Wealth Management chief investment officer for the Americas, also warned that high valuations could be a problem for megacap tech stocks as earnings roll out. Technical patterns based on price charts aren't too favorable, either, heading into megacap tech earnings. The Technology Select Sector SPDR Fund (XLK) in June hit its highest level relative to the S & P 500 since March 2000 , when the dot-com bubble peaked.

Persons: Solita Marcelli, Marcelli, Wells Fargo Organizations: Google, Microsoft, Apple, Nasdaq, UBS Global Wealth Management, Netflix Locations: Americas

☆ The economy seems to be firing on all cylinders — but a veteran JPMorgan strategy chief says one underappreciated risk could cause a serious global slowdown
▼ + stars: | 2024-10-29 | by ( James Faris | ) www.businessinsider.com time to read: +6 min

Corporate earnings growth, productivity growth, and business fixed investment all seem to be headed in the right direction as well. Related storiesThese signals have given David Kelly, JPMAM's chief global market strategist, great confidence. Such tariffs would cause "seismic shocks to the US economy," Tom Orlik, the chief economist at Bloomberg Economics, said earlier this month. Charles Schwab global investment strategy chief Jeffrey Kleintop cited tariffs as a top risk back in June. "But oddly enough, the global economy bounced back anyway.

Persons: David Kelly, —, JPMAM, Kelly, Donald Trump who's, Tom Orlik, Charles Schwab, Jeffrey Kleintop, I'd Organizations: JPMorgan Asset Management, Service, Asset Management, Federal Reserve, Bloomberg Economics, Peterson

☆ More student-loan borrowers are taking advantage of an updated route to get rid of their debt in bankruptcy court, top Democratic senators say
▼ + stars: | 2024-10-28 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +4 min

New data obtained by some lawmakers shows more student-loan borrowers taking advantage of that new process. Elizabeth Warren led some of her colleagues in calling for bolstered outreach on the bankruptcy process. AdvertisementAn updated process for student-loan borrowers to get rid of their debt in bankruptcy court is working, a group of Democratic senators said. Discharging student loans in bankruptcy court has been historically difficult. Lawmakers have also introduced legislation to make the bankruptcy process easier for student-loan borrowers.

Persons: Elizabeth Warren, —, Dick Durbin, Sens, Raphael Warnock, Sheldon Whitehouse, Biden, Jerry Nadler, Nadler Organizations: Biden, Service, Business, Justice, Education, Democratic, Justice Department, DOJ, Lawmakers Locations: Sens, House

☆ This is the No. 1 kind of person we need in our lives to 'feel our best'—and it's not promoters who 'sing our praises'
▼ + stars: | 2024-10-28 | by ( Ximena Vengoechea | In Ximenavengoechea | ) www.cnbc.com time to read: +6 min

To truly live a purposeful and meaningful life, we might need to make some adjustments to our network of friends and colleagues. I'm also not talking strictly about promoters who will sing our praises when we've reached a high point; they're wonderful, but we need other help along the way. We need the cheerleaders, advisors, and collaborators who are right there with us in the trenches of making or trying something new. 'They can be equal parts role model, mentor, therapist, coach, and co-conspirator'Gems are those people in our lives who help us feel our best. And they don't necessarily need business degrees or a high net worth to be valuable partners in life.

Persons: I'm, we've, we're, —, Mark, what's, Ximena Organizations: Inc, Washington Post, Newsweek, Forbes, Fast Company Locations: Ximena

☆ The end of American careerism
▼ + stars: | 2024-10-28 | by ( Aki Ito | ) www.businessinsider.com time to read: +13 min

AdvertisementClimbing the corporate ladder was once the cornerstone of the American dream. Maybe that's why earlier this year, a young New Yorker struck a chord on TikTok when he vowed to "descend the corporate ladder." Eventually, he got promoted into a corporate office role, and that opened up even more opportunities for advancement. "That was a betrayal from a company I had been incredibly dedicated to," Zack told me. Besides, the dream of climbing the corporate ladder was probably never as great as it seemed to be.

Persons: Zack, I'm, I've, Randstad, James Yates, Dell, careerism, Benjamin Franklin —, Shoshana Zuboff, James, he's, who's, Gen, Xers, Gen Zers, Michel Anteby, Aki Ito Organizations: New Yorker, Industrial, . Companies, Harvard Business School, BI, Professionals, Gallup, Boston University, Business Locations: United States, Italy, Spain, New Zealand, New, America

☆ He was stressed out and unfulfilled living in NYC. So, at 25, he left and moved to Bangkok to start anew.
▼ + stars: | 2024-10-28 | by ( Amanda Goh | ) www.businessinsider.com time to read: +8 min

Paul Lee, 28, left New York City to move to Thailand in 2021. Life in NYC felt competitive and materialistic, which left him feeling unfulfilled. AdvertisementFour years ago, Paul Lee, 28, left New York City to move to Bangkok. Advertisement"It's already much nicer, bigger, and cheaper than the one I was living in New York City," he added. AdvertisementEven though Bangkok is a vibrant city, the pace of life is still slower than in NYC, Lee said.

Persons: Paul Lee, —, Lee, It's, I'm, Lee isn't, there's, I've, Paul Lee . Organizations: Service, Big Apple, Business, New, Suvarnabhumi, Economist Intelligence Locations: New York City, Thailand, Bangkok, Macon , Georgia, Georgia, South Korea, New York, Thong Lo, SoHo, NYC, Jeju, Lee's, In Thailand, Pattaya, United States

☆ Should you be at that meeting? An ex-VP of HR at Microsoft shares how to rank the room — and decide if you should even be in it.
▼ + stars: | 2024-10-28 | by ( Chris Williams | ) www.businessinsider.com time to read: +6 min

Chris Williams, ex-VP of HR at Microsoft, created an easy way to plan meetings. AdvertisementAt the top, at level five, is the meeting organizerThey called the meeting to solve a problem, explore an issue, and create some results. Level-four people are directly affectedThese are the people who are directly impacted by the meeting's outcome. Seen yet never heard, their absence wouldn't change the meeting outcome. Plan a good meetingEvery meeting should have a clear agenda and include precisely the right people in the room.

Persons: Chris Williams, Williams, —, I've, should've Organizations: Microsoft, Service Locations: —

☆ Amazon's satellite spending has investors on edge. The payoff may be worth the wait
▼ + stars: | 2024-10-28 | by ( Paulina Likos | ) www.cnbc.com time to read: +10 min

For now, analysts and investors are looking to Amazon's third-quarter earnings report Thursday night for more clarity. Amazon hopes that Kuiper could bring broadband connectivity to some 400 million to 500 million households that currently lack it. Bank of America, on the other hand, estimates around $3.5 billion in Kuiper spending next year. The Kuiper spending estimates might seem steep, but the analysts aren't telling investors to dump shares. The "ultra-compact" version of the Project Kuiper Amazon

Persons: Jeff Marks, Andy Jassy, Kuiper's, Marks, Kuiper, Evercore, BofA, Morgan Stanley, Morgan Stanley's, Starlink, Elon Musk's, EBITDA, Jim Cramer's, Jim Cramer, Jim Organizations: Amazon, Web Services, AWS, Wedbush Securities, Federal Communications Commission, FCC, Bank of America, FactSet, SpaceX, Viasat, CNBC Locations: Amazon's

"Your daughter could be the one too terrified to call the doctor if she’s bleeding during an unexpected pregnancy. Michelle Obama speaks at a campaign rally in Kalamazoo, Mich., on Saturday, Oct. 26, 2024 for Vice President and Democratic presidential candidate Kamala Harris. An NBC News poll from October found that women were supporting Harris by a 14-point margin, while men were supporting Trump by a 16-point margin. Polls from multiple major outlets also have showed that Harris and Trump are locked in an extremely tight race. Meanwhile, in Michigan, Obama contended that some people are "holding Kamala to a higher standard than her opponent."

Persons: Michelle Obama, y'all, Kamala Harris, Harris, Donald Trump, Obama, Brendan Smialowski, ”, Trump, Karoline Leavitt, Roe, Wade, he's, Beyoncé, Harris “, Trump's, Kamala Organizations: Democratic, Getty, Harris, NBC, Trump, State College , Pennsylvania Locations: Kalamazoo , Michigan, Michigan, Pennsylvania, America, Kalamazoo, Mich, AFP, Texas, Novi , Michigan

☆ Michigan's election fate will depend on laborers. A Democrat and Republican outline what those workers are looking for.
▼ + stars: | 2024-10-27 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +7 min

Mark Forton, the GOP chair in Macomb County and former United Auto Workers union member, is out door-knocking for Trump. Both told Business Insider they are especially targeting union workers whose votes have proved decisive in the last few elections. "I think we're going to do very, very well in Macomb County," Forton said. "Macomb County carried the state in 2016," he said, adding of 2024, "we have to do it again." "Those labor union members talking to one another and talking about what's at stake is often what has made the difference in election after election after election," Gilchrist said.

Persons: Garlin Gilchrist, Harris, Mark Forton, —, Donald Trump, Governor Garlin Gilchrist, Walz, Gilchrist, Adam J, Forton, he's, Macomb, — he's, who's, That's, Trump, Ronald Reagan, Gretchen Whitmer, Biden, There's, persuasions who've, It's, Kamala Harris, that's Organizations: Michigan, Gov, Trump, Democratic, Service, Biden, GOP, United Auto Workers, Dewey, Anadolu, Getty, Detroit News, UAW, Workers, Teamsters, Washington Post, Marketing Research, Michigan Teamsters, Labor, wouldn't, Democrat, Republican Locations: Macomb County, Michigan, Macomb, Flint

☆ How America's Economy Managed to Avoid Recession, Job Market Disaster
▼ + stars: | 2024-10-27 | by ( Neil Dutta | ) www.businessinsider.com time to read: +9 min

AdvertisementWe're not in a recessionTo determine whether the economy is in recession, it helps to first define the term. Sure, the yearlong payrolls were adjusted down, but the story has largely been the same: This is a cooling but not collapsing labor market. Despite the 50-basis-point interest-rate cut by Chairman Jerome Powell and the rest of the Fed, there's evidence of additional slowing in the labor market. Since the rate cut, I've grown more confident that it will act in the face of weaker employment data. If the labor market deteriorates and the unemployment rate increases, we ought not to rule out another 50-basis-point move.

Persons: We're, —, Jerome Powell, there's, Powell, Stocks Organizations: Federal, National Bureau of Economic Research, Social Security, Conference Locations: America

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