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☆ Divers found cases of 150-year-old sparkling wine in a shipwreck off the coast of Sweden — and it might still be drinkable
▼ + stars: | 2024-07-26 | by ( Mia Jankowicz | ) www.businessinsider.com time to read: +4 min

Read previewDivers in the Baltic Sea came across an unusual find this month as they explored a shipwreck just off the coast of Sweden. "We encountered a 19th-century sailing ship in very good condition, loaded to the sides with champagne, wine, mineral water, and porcelain," the Polish diving team Baltictech said. The sparkling wine bottles numbered more than 100, they added. This story is available exclusively to Business Insider subscribers. A spokesperson told Business Insider they are "almost sure" the wine is Louis Roederer Champagne, and said they have contacted the company to try to confirm.

Persons: —, Baltictech, Tomasz Stachura, Marek Cacaj, Louis Roederer Champagne, they've, Mark Robertson, Robertson, Stachura, that's Organizations: Service, Business, New York Times, Times, Buyers Locations: Baltic, Sweden, Russian, Champagne

☆ When my wife died at 39, I raised our daughter alone. My parenting style is 'whatever gets us through the day.'
▼ + stars: | 2024-07-25 | by ( Jane Ridley | ) www.businessinsider.com time to read: +4 min

My wife, Alison, was diagnosed with an aggressive form of cancer in 2012 — the same year she gave birth to our daughter, Annabel. This story is available exclusively to Business Insider subscribers. Danes with his late wife, Alison, and their daughter, Annabel. AdvertisementMy parenting has become the "whatever it takes to get through the day" style of parenting. Do you have an interesting story about your parenting style that you'd like to share with Business Insider?

Persons: —, Peter Danes, Alison, Annabel, Peter Danes Annabel, I've, It's Organizations: Service, Business Locations: Australia

Keep reading to learn everything you need to know about how to watch USA vs. Zambia, including a free streaming option. How to watch USA vs. Zambia in the USToday's USA vs. Zambia game will be available to watch live on Thursday at 3 p.m. How to watch USA vs. Zambia in AustraliaThe USA vs. Zambia match will be available to live stream for free through 9Now in Australia. How to watch USA vs. Zambia from anywhereIf you'll be away from Australia when USA vs. Zambia kicks off, you can still keep up with the above free streaming option using a VPN. Enjoy USA vs. Zambia.

Persons: you've, we've, Peacock, they'll, you'll, ExpressVPN Organizations: Business, USA, US Women's National, FIFA, Zambian women's, Olympic, NBC, Sling, today's, —, Eurosport Locations: Zambia, Tokyo, USA, Germany, Australia, 9Now, Australian

Average 30-year mortgage rates continue to hover in the mid-6% range after dropping earlier this month, according to Zillow data. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Fixed Mortgage RatesThe average 30-year fixed mortgage rate was 6.77% last week, according to Freddie Mac. 15-Year Fixed Mortgage RatesLast week, average 15-year mortgage rates were 6.05%, a 12-basis-point decrease from the previous week, according to Freddie Mac data. Once the Fed cuts rates, mortgage rates should fall even further.

Persons: homebuyers, myFICO, you'll, Freddie Mac, it's Organizations: Federal Reserve, Zillow Locations: Chevron

But hair growth oils have arguably garnered the most hype in recent years — more specifically, rosemary oil. A 2013 study in mice with hair loss triggered by testosterone showed that rosemary leaf extract stimulated hair growth. Learn moreFAQsAdvertisementHow to use rosemary oil for hair growthThere are several different ways to use rosemary oil for hair growth. AdvertisementHow to dilute rosemary oil for hairKhanna recommends aiming for 2% rosemary oil when diluting it. Or, if you're adding the rosemary oil to an 8-ounce bottle of shampoo or conditioner, you'd add about 80 drops of rosemary oil.

Persons: there's, It's, Meerika Khanna, Khanna, Rosemary, William Gaunitz, Shoshana Marmon, you'll, you've, Marmon Organizations: MD, New York Medical College, Business, Marmon

☆ Setting aside $10 a day could help you save over $1 million for retirement—but you have to start early
▼ + stars: | 2024-07-25 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

Although the thought of saving $1 million or more by the time you reach retirement age may seem overwhelming, the process doesn't have to be — especially if you start early. Instead of focusing on the total, try paying attention to your savings rate, which is the percentage of your annual pre-tax income you're contributing to your retirement investment account. But your savings rate is something you can control. Fidelity recommends a savings rate of at least 15%, inclusive of any employer match. To that point, you can begin your retirement savings journey by setting aside just $10 a day, or $70 a week.

Persons: it's, James Royal Organizations: Fidelity, CNBC

☆ Ryan Reynolds' personal trainer shares how the 47-year-old actor got in shape for 'Deadpool & Wolverine' while keeping longevity in mind
▼ + stars: | 2024-07-25 | by ( Rachel Hosie | ) www.businessinsider.com time to read: +6 min

Read previewRyan Reynolds is back as Deadpool, this time alongside joke frenemy Hugh Jackman, for "Deadpool & Wolverine." To prepare for the action-packed movie, Reynolds worked with Don Saladino, his personal trainer of 15 years. Related storiesThursday and Friday featured similar exercises to Monday and Tuesday, but different sets and reps. "If you were to line up all the meals that he had during the day, I wanted them to look different, to have different textures. Reynolds focuses on longevitySaladino has always focused on resilience and longevity, and Reynolds has embraced that more over time, the trainer said.

Persons: —, Ryan Reynolds, Hugh Jackman, Reynolds, Don Saladino, Saladino, we've, Blake Lively, Emily Blunt, Jackman, It's, Don Saladino Reynolds, he's, you'd Organizations: Service, Business, Hollywood Locations: Romanian

☆ I went on a secret holiday for a month without telling my boss, using a mouse jiggler to avoid suspicion. I'd do it again.
▼ + stars: | 2024-07-25 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +8 min

I've also started "quiet vacationing," which is when your employer is under the impression you're working but you're secretly taking time off. Although I've considered leaving my job, I'm in a golden cage. Because I spend a lot of time doing nothing, I started quietly taking time off for travel without taking PTO over the past two years. Why are we having regulations about the hours that I'm online or where I'm working from? The world can't function if no one has a job, but your job doesn't need to be your entire life.

Persons: —, I'm, I've, I'd, it's, It's Organizations: Service, Business, San Locations: San Francisco, Europe, Italy

☆ The Solution for High Rents and Home Prices: Fewer Stairs
▼ + stars: | 2024-07-24 | by ( James Rodriguez | ) www.businessinsider.com time to read: +12 min

More specifically, they're taking aim at a widespread rule that requires almost every new apartment building in the US to include at least two separate stairwells. This part of local codes, they say, is an outdated safety measure that really just makes apartment units smaller, more expensive, and darker (yes, darker). City planners there sometimes call these single-stair buildings "Seattle Specials" — they simply wouldn't be possible in pretty much any other city. Almost all of Europe, as well as Asia, Mexico and South America, allows single-stair buildings of six stories or higher. Germany allows single-stair buildings to stretch to about 20 stories, while Switzerland has no such limit.

Persons: Chris Gannon, Gannon, Stephen Smith, Michael Eliason, Eliason, James F, Brian Court, We're, Sean Jursnick, Jursnick Organizations: City Council, Center for, Housel, Miller Hull Partnership, Eliason, City, Fire Protection Association Locations: Texas, Austin, Seattle, New York City, America, California, Minnesota, Washington and Oregon, North America, It's, Union, Seattle's, Hill, Denver, Europe, Asia, Mexico, South America, Germany, Switzerland, Honolulu, California , Oregon, Washington

☆ This is what food on a new $675-per-day ultra-luxury cruise ship is like, from endless caviar to a sushi buffet
▼ + stars: | 2024-07-24 | by ( Brittany Chang | ) www.businessinsider.com time to read: +1 min

Silversea invited me on a complimentary five-night cruise on its new 728-guest ship, Silver Ray. Food on the ultra-luxury ship includes a complimentary sushi lunch and a $180 tasting menu. AdvertisementThe food on a $675-a-day, ultra-luxury cruise ship is what you'd probably envision: caviar, lobster, and filet mignon. What you might not expect, however, is the cook-it-yourself restaurant, lunchtime sushi buffet, and a $180 tasting menu. In mid-June, ultra-luxury cruise line Silversea launched its 12th ship, Silver Ray.

Persons: Silversea, Silver Ray, Food, —, filet mignon Organizations: Service, Business

☆ How CrowdStrike caused a global IT meltdown and what comes next
▼ + stars: | 2024-07-24 | by ( Arjun Kharpal | ) www.cnbc.com time to read: +24 min

But this was not a Microsoft issue. Tom ChittyWe're going to talk more about who CrowdStrike are, I think, you know, some people would probably never have heard of CrowdStrike. Lots and lots and lots of global businesses rely on CrowdStrike for their security. I had first seen that and thought it was a Microsoft issue, the reason why Windows crashed on my PC. It was a CrowdStrike issue.

Persons: Tom Chitty, We'll, I've, Arjun Kharpal, you've, Tom Chitty We're, let's, Arjun Kharpal CrowdStrike, George Kurtz, Kharpal, CrowdStrike, they're, it's, they've, Tom Chitty Well, what's, Arjun Kharpal We'd, Iyou, It's, who've, there's, Ciaran Martin, Patrick Anderson, Arjun, Tom, Tom Chitty We'll Organizations: Microsoft, Industries, CNBC, Netflix, NBC, Sky News, Tom Chitty Airlines, Civil Aviation, CrowdStrike, U.S, Board, U.S . Homeland Security Department, Google, National Cybersecurity Center, Anderson Economic Group, CNN Locations: U.S, beyondthevalley@cnbc.com, CNBC's London, London, Europe, China, Russia, Arjun Kharpal China, Moscow, what's, Michigan

☆ Everyone hated Hugh Jackman's first solo Wolverine movie in 2009. Now critics say 'Deadpool & Wolverine' could save the Marvel Cinematic universe.
▼ + stars: | 2024-07-24 | by ( Eammon Jacobs | ) www.businessinsider.com time to read: +3 min

Read previewFans and critics alike hated "X-Men Origins: Wolverine" starring Hugh Jackman when it hit theaters back in 2009. Now, the first reviews for "Deadpool & Wolverine" suggest that the highly anticipated sequel could save the Marvel Cinematic Universe after several middling releases. AdvertisementIt's a far cry from the reaction to "X-Men Origins: Wolverine," which has a 38% rating on Rotten Tomatoes. But the hugely positive reception to "Deadpool & Wolverine" shows just how far both characters have come since "Origins." Fans will be pleased to know that critics are impressed with the story in the 2024 film, its violence, and crowd-pleasing cameos.

Persons: —, Hugh Jackman, Ryan Reynolds, Reynolds, Dexerto's Cameron Frew, Nick Schager, Tom Jorgensen, Wade Wilson's, Magazine's Olly Richards, Kate Walsh, Robbie Collin Organizations: Service, Marvel, Business, Rotten, Los Angeles Times

How Commercial Bank and Trust Company worksCommercial Bank and Trust Company is a community development financial institution with five locations in Monticello, Arkansas. Commercial Bank and Trust trustworthiness and BBB ratingCommercial Bank and Trust Company hasn't been involved in any recent public controversies. Commercial Bank and Trust Company vs. Simmons BankWe compared Commercial Bank and Trust Company to another bank with branches in Arkansas: Simmons Bank. You'll also earn a high interest rate with the Commercial Bank and Trust Company savings account than with the Southern Bancorp savings account. When a bank is federally insured, up to $250,000 is secure in an individual bank account, and $500,000 is safe in a joint bank account.

Persons: You'll, Trust Company hasn't, Banks Organizations: Commercial Bank, Trust Company, Bank, Trust, Star, Cirrus, STAR, Apple, Google, Better Business Bureau, BBB, US Department of Treasury's, Financial, Fund, Drew, Health, Drew Central Schools, Monticello Schools, Representatives, Simmons Bank, . Southern Bancorp Southern Bancorp, Bancorp Savings, Southern Bancorp, Southern Bancorp . Southern Bancorp, Chevron Locations: Monticello , Arkansas, You'll, Arkansas, Chevron

Mortgage rates haven't moved much in recent days, with average 30-year mortgage rates sticking around 6.51% so far this week, according to Zillow data. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. 15-Year Fixed Mortgage RatesAverage 15-year mortgage rates were 6.05% this week, according to Freddie Mac data, which is a 12-basis-point decrease from the previous week. As inflation comes down and the Federal Reserve is able to start cutting the federal funds rate, mortgage rates should fall further as well. Now that the Fed has paused hiking rates, mortgage rates have come down a bit.

Persons: Lawrence Yun, Freddie Mac Organizations: National Association of Realtors, Zillow, Federal Reserve, Fed Locations: Chevron

☆ Why aren't there breakout YouTube stars like there used to be? A chat with 2 YouTube execs
▼ + stars: | 2024-07-23 | by ( Amanda Perelli | ) www.businessinsider.com time to read: +5 min

Read previewIf you consider yourself very online, you'd likely be able to name the early wave of top YouTube creators, from Lilly Singh and PewDiePie to Zoella and Tyler Oakley. AdvertisementDuring the early days of YouTube, there were only a handful of channels to watch with creators consistently making quality content. But now, the number of YouTube creators uploading content and making money from the platform has grown tremendously. Still, Allocca said he's noticed there are more successful creators than there used to be but fewer huge stars. AdvertisementSo, while there may be more opportunities for YouTube creators now, it may be a while before we see another rising star who can amass the broad appeal of someone like MrBeast.

Persons: —, Lilly Singh, PewDiePie, Tyler Oakley, it's, YouTube execs Amjad Hanif, Kevin Allocca, Hanif, Anthony Baroud, Aphmau, Krew, Alpha, Allocca, he's, There's, Gen, Ally Sheehan, Taylor Swift Organizations: Service, YouTube, Business, Brands Locations: Zoella, VidCon, Anaheim , California, North Carolina

It's not often an airline credit card makes waves with a strong welcome bonus and completely unique benefits, but the Aeroplan® Credit Card has managed to do just that. Aeroplan Credit Card OverviewThe Aeroplan® Credit Card has a welcome bonus offer of 70,000 points after you spend $3,000 on purchases in the first three months from account opening. Aeroplan Credit Card RewardsAeroplan Card welcome bonus offerThe Aeroplan® Credit Card is offering 70,000 points after you spend $3,000 on purchases in the first three months from account opening. Aeroplan Credit Card Annual Fee and Other CostsThe Aeroplan® Credit Card charges a $95 annual fee, but you won't pay foreign transaction fees, which makes it a good card to use when you're traveling internationally. Methodology: How we reviewed the Aeroplan cardBusiness Insider's credit cards team reviewed the Aeroplan® Credit Card in comparison to other top airline credit cards available right now.

Persons: It's, Chase, —, cardholders, Cardholders, there's, you've, Aeroplan Organizations: Business Insider, Citi, Mastercard, Air Canada, Air, Star Alliance, Chase, FDIC, TSA, Citi ®, Canada, American Express, Business, Cardholders, Target, Walmart, Air Canada Aeroplan, United, ANA, Etihad, Gulf Air, US, Cruises, Discount, Air Canada Express, Air Canada Rouge, Chase TravelSM, TD Bank, CIBC Locations: Air Canada, cardholder, rideshares, GOL, North America, Mexico, Central America, Caribbean, Europe, Coast, Hawaii, Asia, Canada, Amex

Prepaid debit cards or gift cards are easy ways to send money to someone without a bank account. Prepaid debit cards and gift cardsAccording to a 2021 FDIC study, nearly a third of unbanked households commonly use prepaid debit cards. Tips for sending money to someone without a bank accountWhen sending money to someone without a bank account, Marguerita Cheng, CFP® professional, RICP, and CEO of Blue Ocean Global Wealth, suggests comparing different options to find the best for your situation. Money transfer services, prepaid debit cards, gift cards, and digital payment apps or digital wallets are alternatives to sending and receiving money without a bank account. International money transfer services, such as those offered by Western Union or MoneyGram, can help you send money securely to someone without a bank account who lives overseas.

Persons: Venmo, It's, Marguerita Cheng, Cheng, you'll, You'll, you'd, Avanzamos Organizations: PayPal, Venmo, Apple, FDIC, CFP, Blue, Bank, Western Union Locations: Western Union, Western, Chevron

It offers two savings accounts: Capital One 360 Performance Savings, which is a general account, and the Capital One 360 Kids Savings Account, which is a more specialized savings account for kids that parents can open. Capital One 360 Kids Savings Account interest rates are significantly lower than Capital One 360 Performance Savings's rates. Capital One Savings RatesThe Capital One 360 Performance Savings account pays 4.25% APY (Annual Percentage Yield) on all account balances. Understanding Capital One Savings Account Fees and ChargesCapital One 360 Performance Savings doesn't come with a lot of fees. Capital One offers two types of savings accounts: the Capital One 360 Performance Savings, a general account with a good interest rate, and the Capital One 360 Kids Savings Account, an account designed for parents who want to open a savings account for their child.

Persons: It's, You'll, you'll, Ally Organizations: Capital, Key Capital, overdrafts, Mobile Capital, Service, Social, Understanding, Savings, Ally Bank, CIT Bank Savings CIT Bank, CIT Bank Savings Connect, CIT, CIT Bank, Connect, Chevron Locations: NY, LA, TX, VA, NJ, Washington, U.S

The American Airlines AAdvantage® MileUp® is best for people who travel infrequently or are just beginning to collect American Airlines miles. Citi AAdvantage MileUp card RewardsHow to Earn Miles With the Citi AAdvantage MileUp CardThe American Airlines AAdvantage® MileUp® doesn't have a lot of bonus spending categories, but its structure is straightforward. Cardholders earn:2 miles per dollar on eligible American Airlines purchases (including AA.com, American Airlines reservations, American Airlines Admirals Club, American Airlines Vacations, and American Airlines airport and city ticket counters)2 miles per dollar at grocery stores (supermarkets, freezer/meat locker provisioners, dairy product stores, miscellaneous food /convenience stores, markets, specialty vendors, and bakeries)1 mile per dollar on all other eligible purchasesHow to Use American Airlines MilesAmerican Airlines miles are easy to use for the most part. AAdvantage MileUp Card Benefits and FeaturesThe American Airlines AAdvantage® MileUp® doesn't have many stand-out benefits. The discount is valid on American Airlines flights, plus American Airlines-marketed flights on Envoy Air, Republic Airways, SkyWest Airlines, Mesa Airlines, PSA Airlines, and Piedmont Airlines.

Persons: AAdvantage, you'll, you'd, You'll Organizations: Business, American Airlines, Citi ®, Mastercard, Airlines, American, Citi, Citi AAdvantage, American Airlines Admirals Club, American Airlines Miles American, U.S, Oneworld, Alaska Airlines British Airways Cathay, Iberia Japan Airlines Malaysia Airlines Qantas Qatar Airways Royal Air Maroc Royal Jordanian Airlines S7 Airlines, Air, China Southern Airlines, Etihad Airways, Fiji Airways, Hawaiian Airlines, Silver Airways, Admirals Club, Envoy Air, Republic Airways, SkyWest Airlines, Mesa Airlines, PSA Airlines, Piedmont Airlines, Card American Locations: Hawaii, Europe, Asia, Miami, Madrid, Iberia, Air Tahiti Nui, Cape Air, GOL Airlines

It's also for that reason that the best savings account bonuses are typically smaller than checking account offerings. How bank account bonuses workEarning a bank account bonus is typically a straightforward process. Benefits of bank account bonusesYou can earn a cash bonus when you open a bank account just by completing the bank's promotional requirements. How to maximize the value of bank account bonusesYour greatest risk of not earning a bank bonus is misunderstanding the conditions set by the bank. Common Bank Account Bonus FAQsWhat should I look for in a bank account bonus offer?

Persons: Banks, You've, Jay Zigmont, It's, it's, doesn't, Zigmont, you've Organizations: Childfree, Chevron

Mortgage rates are up slightly today but they remain below their early-July highs. Mortgage rates are expected to trend down throughout the remainder of 2024 as long as inflation continues to slow. As mortgage rates drop, borrowers with rates in the 7% or 8% range should be able to save money by refinancing. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. As inflation slows and the Federal Reserve is able to start cutting the federal funds rate, mortgage rates are expected to trend down as well.

Persons: Fannie Mae Organizations: Zillow, Federal Reserve, Mortgage, Association, ARM Locations: Chevron

We've combed through all of the global watch options and compiled everything you need to know about how to watch the Olympics, including free streaming options. How to watch the Olympics in the USAs usual, the Olympics will air on NBC, USA, and Peacock in the US. Sling TV Subscription For just the essentials without any extra fluff, Sling TV is the streaming service you're looking for. Viewers just need to make a free account and they'll be good to watch the entirety of the Olympics. How to watch the Olympics in FranceThe Paris Olympics will fittingly be available to watch on France.TV in France.

Persons: Simone Biles, Katie Ledecky, Sha'Carri Richardson, Rafael Nadal, marathoner Eliud, LeBron James, Peacock, they'll, you'll, ExpressVPN Organizations: Business, NBC, USA, BBC, Eurosport, France The Paris, Olympics Locations: Paris, Tokyo, USA, Australia, 9Now, France, France.TV

The information for the following product(s) has been collected independently by Business Insider: U.S. Bank Cash+® Visa® Secured Card, U.S. Bank Cash+® Visa Signature® Card. U.S. Bank Cash Plus Secured Card Annual Fee and Other CostsThe U.S. Bank Cash+® Visa® Secured Card is a $0-annual-fee card. U.S. Bank Cash+ Visa Secured Card ComparisonU.S. Bank Cash+ Visa Secured Card vs. U.S. Bank Secured Visa CardThe U.S. Bank Secured Visa® Card has fewer frills than the U.S. Bank Cash+® Visa® Secured Card; you won't earn any rewards on your spending, and as far as extra benefits go, you get free access to your credit score and that's about it. Read our U.S. Bank Secured Visa Card reviewU.S. Bank Cash+ Visa Secured Card vs. U.S. Bank Cash+ Visa Secured Card Frequently Asked QuestionsIs the U.S. Bank Cash Plus Visa Secured Card worth it?

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Compare the Blue Cash Preferred CardBlue Cash Preferred vs. the Blue Cash Everyday CardThe Amex Blue Cash Preferred Card and the Blue Cash Everyday® Card from American Express are both cash-back cards, but they differ when it comes to bonus categories, rewards amounts, and annual fees. Blue Cash Preferred vs. the Chase Sapphire PreferredLike the Amex Blue Cash Preferred Card, the Chase Sapphire Preferred® Card has a $95, but it's not waived the first year. Amex Blue Cash Preferred Frequently Asked QuestionsIs the Amex Blue Cash Preferred worth it? Here's our comparison of the Blue Cash Preferred and Blue Cash Everyday to help you decide which is best for your wallet. Can I upgrade my Amex Blue Cash Everyday card to the Blue Cash Preferred?

Persons: you'll, You'll, cardholders, Here's, HBO Peacock, Amex, It's, Cash, Read, it's, you've Organizations: Express, Disney, American Express, Chase, Chase Travel, Amazon, Showtime, DirecTV, ESPN, YouTube, HBO, Paramount, HBO Peacock Hulu, Kroger, American, U.S, Cash, Finance Locations: U.S, Hulu, Amex

In fact, the best CD rates offer around 4% to 5% annual percentage yield (APY) right now. For example, you may prefer a high-yield savings account over a CD if you want to withdraw and deposit money at any time. Once the Federal Reserve starts cutting interest rates, CD rates are likely to drop incrementally throughout 2024. Sometimes, if you deposit more money into a CD, you'll be able to get a higher rate. A few financial institutions may also impose limits for a maximum CD deposit amount.

Persons: isn't, you'll, Banks, it's, Elizabeth, Patrina Dixon, Dixon Organizations: Dixon Consulting, Federal Reserve, FDIC, Federal Credit Union, Connexus Federal Credit Union, Consumers Federal Credit Union Locations: CFEI, Chevron, Connexus

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