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☆ A veteran bond operator shares an alpha-generating strategy for dropping yields and muted stock-market returns
▼ + stars: | 2024-11-06 | by ( Laila Maidan | ) www.businessinsider.com time to read: +8 min

Credit markets face challenges, but opportunities exist in corporate bonds and cheap optionality. But when times are tight, companies deleverage until their debt is less than their cash flow. The yields in corporate bonds aren't much higher than in government bonds, meaning less compensation for more risk. Advertisement"This trade works if natural gas prices remain stable or rise, leading the energy bond to outperform the overall corporate bond market," Rieder said. "It's an excellent opportunity to capitalize on the current tight credit spread conditions and complacency in the overall credit market."

Persons: —, Goldman Sachs, David Kostin, Mark Rieder, Rieder, I've Organizations: Service, Fed, Treasury, Bloomberg, Business

☆ Lower taxes? Surging crypto? 3 ways a Trump presidency could affect your money
▼ + stars: | 2024-11-06 | by ( Ryan Ermey | ) www.cnbc.com time to read: +1 min

Former President Donald Trump has won the U.S. presidential election, according to NBC News. Vance now turn toward enacting the policy agenda they proposed to voters with the help of a Congress that is likely to skew Republican. The Trump administration inherits an electorate anxious not only about the election itself but also about the candidates' potential impact on the issues that affect their personal finances. A president can't unilaterally enact a legislative agenda on Day 1, even with a supportive legislature. Nevertheless, here are three policies Trump has put forward that could affect your money if they become a reality.

Persons: Donald Trump, J.D, Vance, Trump Organizations: U.S, NBC News, Trump

☆ I'm a father of 2. I won't give my children smartphones while they live at home.
▼ + stars: | 2024-11-05 | by ( Beatrice Nolan | ) www.businessinsider.com time to read: +4 min

He doesn't plan on giving his children smartphones until they leave home. Archer is part of a nationwide parents pact that aims to delay giving children smartphones. I have two children, one 9-year-old and one 7-year-old, and I'm not planning to give them smartphones until they leave home. AdvertisementI don't judge parents who already have given their children smartphones. Collective actionI recently signed up for the Smartphone Free Childhood Pact, a group of parents who pledge to delay giving their children smartphones.

Persons: Rob Archer, Archer, —, I'm, you'll, we've, I've, they're, it's Organizations: Service, Pact Locations: London

☆ Here's how the next wave of ETF innovation could hinge on Tuesday's elections results
▼ + stars: | 2024-11-05 | by ( Jesse Pound | In Jesse-Pound | ) www.cnbc.com time to read: +5 min

The ETF industry is gearing up for some potentially seismic changes in 2025 and beyond. Policy changes from the SEC are hard to predict, but the ETF industry appears to sense an opening to push new types of products. Private credit funds One big area of focus for the ETF industry is how to tap into the private credit boom that has become a key part of the U.S. financial system. Fund issuers will need the SEC to bless new types of constructions in order to get a private credit fund approved. "For the most part, private credit is an investment that is limited to sophisticated investors and not retail investors," said Brian Murphy, a partner at law firm Stradley Ronon.

Persons: Republican Donald Trump, Gary Gensler, Kamala Harris, Todd Sohn, Brian Murphy, Stradley, You've, Gerard O'Reilly, What's, Matt Hougan, Harris, Sohn, " Sohn, Bitwise Organizations: Republican, Securities, Exchange, Democratic, SEC, State, Vanguard, BlackRock, Trump, solana

☆ A 56-year-old recruiter sets aside $12 a day for her longevity routine to slow aging. Here's how she spends it.
▼ + stars: | 2024-11-05 | by ( Hilary Brueck | ) www.businessinsider.com time to read: +7 min

She spends about $12 a day on her strategy, a price tag that includes some groceries. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . NASABut it wasn't until Clark, now 56 and a recruiter, became an adult that she really became interested in optimizing her healthspan. Her aim now is to slow down the aging process, improving her overall health, plus getting stronger, slimmer, and less stressed as a result. Nicotinamide Riboside (an NAD+ boosting supplement): $26A supplement popular with longevity-seekers, it is thought to promote cellular health and boost energy.

Persons: Julie Gibson Clark, —, Ed Gibson, Clark, she's, Bryan Johnson, she'd, You've, Shutterstock Clark, Dr Dean Sherzai, Nicotinamide, It's Organizations: Service, NASA, Dunedin PACE, Business, EOS, Costco, Greens Locations: Dunedin

☆ A booming Montana city's struggle with homelessness is a warning — and a model — for the West
▼ + stars: | 2024-11-05 | by ( Eliza Relman | ) www.businessinsider.com time to read: +8 min

AdvertisementHousing costs and the homeless population have soared in the Western Montana city of Missoula this year. Between 2021 and 2023, the city's two main shelters saw a 53% increase in the number of nights of shelter provided to Missoulans experiencing homelessness. Advocates for those experiencing homelessness say there's much more work to be done. Local lawmakers say the city needs more state and federal funds to aid those experiencing homelessness. Building more housing is key to solving homelessnessAffordability is at the root of homelessness in Missoula and across the US.

Persons: —, Jill Bonny, they're, Bonny, It's, Eliza Relman, Bob Campbell, Campbell, who's Organizations: Service, Poverello Center, Sun, Poverello, New Hope Ministries, Business, Marine Corps Locations: Missoula, Western Montana, Montana, It's

☆ Trump still has 4 criminal indictments waiting for him — here's what happens if he wins or loses
▼ + stars: | 2024-11-05 | by ( Natalie Musumeci | Laura Italiano | ) www.businessinsider.com time to read: +9 min

AdvertisementNot only is the presidency on the line for Donald Trump in the 2024 election, but so are his four criminal indictments. Here's what will happen with Trump's four criminal cases — two federal and two state — if he wins or loses this year's presidency. AdvertisementDonald Trump confers with hush-money defense lawyer Todd Blanche before New York Supreme Court Justice Juan Merchan. If reelected president, Trump could ask his attorney general to fire Smith. In July, the US Supreme Court issued a landmark opinion that provides presidents with broad protection from being prosecuted for their official acts.

Persons: Donald Trump, Trump, —, Kamala Harris, Neama Rahmani, Todd Blanche, Juan Merchan, Jane Rosenberg, Stormy Daniels, he's, Michael Dorf, it's, Rahmani, Jack Smith, Jonathan Ernst, Smith, Dorf, Michel Paradis, Paradis, Steven Cheung, Crooked Joe, Witch Hunts, Dana Verkouteren, Citizen Trump, Aileen Cannon, Smith's, Fani Willis, John Bazemore, Willis, Nathan Wade, Wade Organizations: Trump, Service, Democratic, Business, New, Cornell Law, West, Trial, Reuters, Department, Columbia Law School, Justice Department, Witch, DOJ, Citizen, Supreme, White, Appeals, AP Locations: New, New York, Manhattan, York, Washington , DC, Fulton County, Georgia, Atlanta

☆ Food deliveries are getting more expensive — but we can't stop ordering
▼ + stars: | 2024-11-05 | by ( Nora Redmond | ) www.businessinsider.com time to read: +6 min

Research shows that ordering food for delivery has gotten expensive, yet demand remains high. But demand for food delivery has remained high — as has its price. Last week, food delivery company DoorDash, reported an 18% rise in orders year over year in its third quarter of 2024. A food delivery driver previously told BI that he decides to accept or pass on a variety of deliveries often based on the highest upfront tips. But despite lockdowns coming to an end and the country gradually opening back up, people grew accustomed to the trend of ordering food.

Persons: —, There's, Mills, Doug Martin, Uber, Anthony Miyazaki, Miyazaki, Alon Chen, Oliver Wright, Wright, Chris Olivola, It's, Olivola Organizations: Service, Business, Revenue, Florida International University, Starbucks, McDonald's, KFC, Accenture, Tepper School of Business Locations: Doordash, Olive

☆ Here is the most important thing investors can do ahead of the presidential election outcome
▼ + stars: | 2024-11-05 | by ( Zev Fima | ) www.cnbc.com time to read: +7 min

With Election Day upon us, many investors are wondering how to, or if they even should, position their stock portfolios ahead of knowing who the next president will be. Indecision will hurt the stock market, not destroy it, but bruise it because the only thing markets really hate is uncertainty." Jim also wrote Sunday that the stock market will more than likely be just fine no matter who wins the presidency. Bottom line A quick and decisive presidential election outcome — one way or the other — is what's best for the stock market. Combination with Former President and Republican Presidential Candidate Donald Trump (L), and Vice President and Democratic Presidential Candidate Kamala Harris.

Persons: Donald Trump, Kamala Harris, That's, Joe Biden, Jim Cramer, Jim, we've, Barack Obama, Biden, George W, Bush, Richard Nixon, Jim Cramer's Organizations: NBC News, Democratic, Republican, Trump, JPMorgan, Dow, Nasdaq, Federal Reserve, Jim Cramer's Charitable, CNBC

☆ Coinbase's big election bet is about to be tested
▼ + stars: | 2024-11-05 | by ( Mackenzie Sigalos | ) www.cnbc.com time to read: +9 min

BlackRock's ETF chief Samara Cohen told CNBC that 75% of its bitcoin buyers are crypto investors who are new to Wall Street. Grewal told CNBC that he's had "many conversations" behind closed doors with both the Trump camp as well as Democratic Vice President Kamala Harris' campaign. Fairshake, one of the top spending PACs this cycle, told CNBC it's raised around $170 million this election and disbursed approximately $135 million. Ripple's head of U.S. public policy, Lauren Belive, told CNBC at a fintech conference in Las Vegas that the company was motivated by the SEC's overreach. WATCH: Bitcoin slumps to $67,000 level on eve of U.S. election: CNBC Crypto World

Persons: WASHINGTON —, Brian Armstrong shied, Armstrong, Coinbase, Gary Gensler, vociferously, Samara Cohen, Wells, Paul Grewal, Donald Trump, David Sacks, Grewal, Trump, he's, Gensler, Kamala Harris, Harris, Sen, Sherrod Brown, Bernie Moreno, Brown, Moreno, battlegrounds, It's, Shirzad, CNBC it's, Lauren, Alice, merch, Joe Lubin, Wiley Nickel Organizations: WASHINGTON, Capitol, CNBC, SEC, Washington, Trump, Republican, Democratic, Crypto Alliance, House, Ohio Senate, Crypto, Labs Locations: Washington ,, Washington, United States, San Francisco, Nashville, Ohio, Las Vegas

☆ A Controversial Vacation Homes Tax Is Dividing Lake Tahoe
▼ + stars: | 2024-11-05 | by ( Amanda Yen | ) www.businessinsider.com time to read: +12 min

My grandparents' vacation cabin in Lake Tahoe is the stuff of legend. My grandparents' little house in South Lake Tahoe, which they bought for $113,000 in 1984, quickly became a haven for my family. Framers of the Tahoe tax measure took inspiration from Berkeley, California, which adopted a vacancy tax this year. Since the city of South Lake Tahoe was incorporated in 1965, it's been populated by a healthy mix of year-round and seasonal residents. As of October 2024, the median sales price for homes in South Lake Tahoe was $750,000, according to Realtor.com.

Persons: George Rose, it's, Amelia Richmond, —, Steve Teshara, Teshara, Frederic Lewis, Sherri Maslyar, Jeff Cowen, we'd, Amanda Yen, I'd Organizations: of Commerce, South Tahoe Association of Realtors, BI, Colorado and, Survey, Tahoe Chamber of Commerce, Realtors ' Association, Business, Tahoe, Planning Association Locations: Tahoe, South Lake, Berkeley , California, Oahu, Colorado, Aspen, Vail, Breckenridge, Bay, Colorado and Utah, Park City , Utah, Richmond, Emerald

☆ I use credit-card points to book almost all of my travel — but there are 5 things I'd never do
▼ + stars: | 2024-11-05 | by ( Jill Robbins | ) www.businessinsider.com time to read: +4 min

I use credit-card points to book almost all my travel, but I try not to carry a balance on my cards. AdvertisementI am a frequent traveler — on average, I fly at least once a month — and I put most of my expenses on my Delta co-branded airline credit card. As someone who books most of my travel with points and miles, here are things I'd never do. Caroline Purser/Getty ImagesIn my experience, it's rarely a good value to use my airline miles and credit-card points on hotel stays or vacation packages. It's my oldest credit card, and the interest rate is reasonable, so keeping it is good for my credit score for now.

Persons: —, I've, Caroline Purser, I'm, that's Organizations: Service, Southwest Airlines Locations: San Antonio, Fort Lauderdale

☆ Trump says he will give RFK Jr. a major health role if he wins the White House. Here's what that means for patients, drugmakers
▼ + stars: | 2024-11-05 | by ( Annika Kim Constantino | ) www.cnbc.com time to read: +10 min

Some health experts said elevating Kennedy, even in an informal Trump administration position, could potentially lead to severe consequences for patients, drugmakers and the nation's public health overall. That could exacerbate the nation's existing public health challenges, such as declining childhood vaccination rates for several preventable diseases, some experts say. "I think we could reasonably predict that there would be a decline in vaccination rates among children, and perhaps vaccination overall." Drugmakers such as Pfizer and Moderna are still recovering from falling Covid vaccination rates in the U.S., which have dented their profits over the last two years. Kennedy's other proposals for overhauling federal health agencies will likely be difficult to execute.

Persons: Donald Trump, Robert F, Kennedy Jr, Anna Moneymaker, Kennedy, Trump, Dr, Paul Offit, Drew Altman, Altman, Genevieve Kanter, Cynthia Blancas, Deep Patel, Christina House, they've, Offit, Andrew Kelly, USC's Kanter, that's, Georges Benjamin, Covid, Kanter Organizations: Gas, Getty, White House, Trump, Children's Hospital of Philadelphia, CNBC, and Drug Administration, Centers for Disease Control, Commonwealth Fund, Senate, Washington Post, University of Southern, CVS, Los Angeles Times, CDC, Pfizer, Moderna, NBC, Health Defense, FDA, Department of Health, Human Services, U.S . Food, Drug Administration, Reuters, American Public Health Association, Pharma Locations: Duluth , Georgia, U.S, University of Southern California, Lynwood, Huntington Park, Samoa, White Oak , Maryland

☆ I bought 2 abandoned homes in Detroit for $3,300 and spent over $100,000 renovating them—take a look inside
▼ + stars: | 2024-11-05 | by ( Celia Fernandez | ) www.cnbc.com time to read: +6 min

In 2017, Detroit-native Vincent Orr was working as a production supervisor at Chrysler, when he kept seeing and hearing advertisements for The Detroit Land Bank Authority. Orr bought the property right next to his mother's for $1,200 — it had been abandoned for about a decade. And as if two properties weren't enough, Orr bought a third on the north side of his original abandoned home for just $100. And for anyone looking to take advantage of an auction process like the one the Detroit Land Bank Authority offers, Orr's advice is to not overthink it. Vincent Orr

Persons: Vincent Orr, Orr, Orr's, Vincent Orr Just, he's, I'm, Vincent Orr Orr, doesn't Organizations: Chrysler, Detroit Land Bank Authority, CNBC, General Motors, Detroit, Social Security Locations: Detroit, Detroit , Michigan

☆ I tried 10 ways to make frozen fries better, and there are 9 hacks I'd absolutely do again
▼ + stars: | 2024-11-05 | by ( Chelsea Davis | ) www.businessinsider.com time to read: +14 min

I tried 10 chef-approved tips for making frozen french fries taste better to see which I'd do again. To see which upgrades are best, I tried out chef-approved hacks for making frozen fries better. Right off the bat, I knew I had to choose my frozen fries wiselyThe thickness of the crinkle fries is ideal for heartier toppings. The zesty, cheesy flavors made these fries really stand out, and I look forward to adding different seasonings and spices to my frozen fries in the future. This is an excellent cheap dinner idea since I only needed a can of chili, cheese, and frozen fries.

Persons: —, Chelsea Davis, RJ Harvey, I'd, fryer, Lauren Koeppe, Koeppe, Chef Jose Mendoza, Mendoza, cheesiness, would've, Fries, Harvey, Chef Mendoza, they'd Organizations: Service, Potatoes USA, Chelsea Locations: Chef Jose Mendoza of, California, Mendoza, Mexican

☆ Four takeaways from Alex Karp's triumphant Palantir earnings call
▼ + stars: | 2024-11-05 | by ( Geoff Weiss | ) www.businessinsider.com time to read: +5 min

Alex Karp touted Palantir's blockbuster earnings in a triumphant investor call. He said AI models are commodities — it's what you do on top of them that counts. Other Palantir execs have helped shift the focus away from Karp. AI models are commodities — it's what you do on top that counts. Palantir execs were surprised by the company's quarterly earnings.

Persons: Alex Karp, —, Karp, Palantir's, Shyam Sankar, Akash Jain —, Palantir, They're, Sankar, Jain, Ryan Taylor, Taylor, Palantir execs, he'd, Maven Organizations: Service, US Army Locations: US, Ukraine

☆ As Americans head to the polls, social media companies are in the spotlight
▼ + stars: | 2024-11-05 | by ( Ashley Capoot | In | ) www.cnbc.com time to read: +15 min

Beata Zawrzel | Nurphoto | Getty ImagesWith Americans heading to the polls on Election Day, social media companies like Meta , TikTok, X and YouTube are under intense pressure to handle what's expected to be a flood of disinformation, heightened by the rise of artificial intelligence. The video amassed hundreds of thousands of views within hours after it was posted on Elon Musk's social media platform X. And TikTok failed to catch ads containing false election information despite its ban on political advertising, according to an October report from Global Witness. On Facebook and Instagram, Meta said it's adding fact-check labels to election content that's been debunked. In sharing dozens of posts a day on X, Musk regularly amplifies false election information to his more than 200 million followers.

Persons: Kamala Harris, Donald J, Beata Zawrzel, It's, Hillary Clinton, Meta, it's, aren't, Mark Zuckerberg, Celal, that's, Adam Mosseri, Mosseri, we've, National Intelligence Avril Haines, TikTok, Donald Trump, Joe Biden, Tesla, Elon Musk, Carlos Barria Carlos Barria, Reuters X, Musk, Trump, YouTube Omar Marques, Evan Spiegel, Joe Scarnici, Brendan Mcdermid Organizations: Trump, Twitter, Nurphoto, Meta, YouTube, Russian, Democratic, Infrastructure Security Agency, FBI, National Intelligence, Elon, stoke, CNBC, NBC News, Global, Washington DC, Anadolu, Getty, Reuters, USA, Associated Press, Facebook, Instagram, Election, Democracy Works, TikTok's, AP, Republican, U.S, Madison, REUTERS, Lightrocket, Google, Snap Inc, Barker, Vote.org, NBC, Poynter Institute, Traders, New York Stock Exchange Locations: Russia, Iran, China, Pennsylvania, CISA, North Carolina, Dirksen, Washington, United States, U.S, PolitiFact, New York, Santa Monica , California, New York City

☆ Election results are coming in soon. Here's where things stand.
▼ + stars: | 2024-11-05 | by ( Bryan Metzger | ) www.businessinsider.com time to read: +5 min

Polls close Tuesday night, but it's unclear when we'll know the results of the 2024 election. Some states' election laws allow for some votes to be counted before polls close; others do not. Here's where things stand — and what to watch for on election night. 7 p.m. — Polls close in Georgia, where a winner could be declared by late Tuesday night. AdvertisementThe winner must get at least 270 electoral votes — a majority of the 538 total.

Persons: we'll, —, Kamala Harris, Donald Trump, Joe Biden, Harris, Trump Organizations: Service, Keystone State, Pennsylvania, CNN, College, Electoral, Trump, Sun Locations: Arizona, Georgia, Michigan, Nevada , North Carolina , Pennsylvania, Wisconsin, Time, North Carolina, Pennsylvania . Michigan, Pennsylvania, Democratic, Milwaukee, Nevada, Pennsylvania , Michigan, Arizona , Nevada , Georgia

☆ I graduated from college at 39, after almost a decade in the military. I feel behind, but I think I made the right choice.
▼ + stars: | 2024-11-05 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

Josh Rose graduated from college at age 39 after nine years of active service in the military. Rose spent five years in the Air Force and four years in the Army on active duty. It paid well and was familiar from my time in the Air Force, but looking back, it was a mistake. I graduated at 39 and got a software engineering jobIt wasn't until May 2024 that I graduated from college at age 39. I feel behind in life, but I think finishing college was the right choiceHaving a degree boosted my confidence.

Persons: Josh Rose, —, Rose, didn't, I'd, Bill, I'm Organizations: Service, United States Armed Forces, Air Force, Army, University of Arkansas, Air, Federal Aviation Administration, FAA, Fortune, Business Locations: Texas, Afghanistan

☆ Some Americans think moving to Canada will solve all their problems. But Canada has its own issues.
▼ + stars: | 2024-11-05 | by ( Alcynna Lloyd | Jordan Pandy | ) www.businessinsider.com time to read: +8 min

Some Americans move to Canada in search of less polarized politics and reduced risk of gun violence. Related storiesTwo Americans who recently moved to Canada told BI they did so to escape polarized and divisive politics, escape inadequate healthcare, and feel safer in their communities. A lot of the characteristics Ouellet was looking for in New Zealand, he said, he found in British Columbia. "In British Columbia, the regulations for being able to own a gun are extremely tight," he said. Ouellet said he had no regrets about moving to British Columbia, but Canada's housing crisis have so far sidelined his dreams of homeownership.

Persons: —, Rae Johnson, Johnson, Donald Trump, Hillary Clinton, wasn't, Joe Biden, Trump, Biden, Kamala Harris, Roe, Wade, Michael Niren, couldn't, United States —, Niren, Canada Chris Ouellet, Ouellet, hasn't, he'd Organizations: Service, Business, Google, Democratic, Trump, Biden, Ministry of Health Locations: Canada, Los Angeles, California, United States, Portland , Oregon, Victoria, British Columbia, Wellington , New Zealand, New Zealand, Pacific Northwest, Portland, Chicago

☆ I'm a Yale student who just toured Oxford and loved the campus. Here's what I learned about the famous school.
▼ + stars: | 2024-11-05 | by ( Miles Kirkpatrick | ) www.businessinsider.com time to read: +5 min

I'm a Yale student, and I just toured Oxford for the first time while studying abroad. I loved the old-school feel on campus and can see myself being a grad student at Oxford one day. When I first toured Yale, it felt like I encountered the sublime for the first time. However, over the summer, while studying abroad in London, I had the opportunity to spend a day wandering around the streets of Oxford and Oxford University. The city leans toward this impression; many shops play into the medieval university feel, which I loved.

Persons: I'm, —, Harkness, it's Organizations: Yale, Oxford, Service, Yale's Saybrook College, Ivy League, Sterling Memorial Library, Oxford University, Oxford Oxford University, Souls College, Magdalen College, At Yale, Radcliffe Camera, New Haven Locations: Oxford, London, Cherwell, New Haven, New, Yale's, Haven, American

However, a debt consolidation loan isn't a one-size-fits-all solution, says CFP Uziel Gomez. While I try to avoid carrying high-interest debt and aim to pay my credit card balance in full each month, as a financial coach, people often come to me feeling overwhelmed and wanting help with looming credit card debt. Sometimes, a debt consolidation loan can help, but it's not always the answer. If someone isn't ready for debt consolidation, Gomez recommends whittling away at your credit card payments using either the snowball or avalanche debt payoff method. You haven't established good habitsIf you haven't established good habits to keep your credit card spending to a minimum, it's probably best not to consider a credit card debt consolidation loan or balance transfer card.

Persons: Millennials, Xers, Uziel Gomez, —, it's, that's, Gomez, there's, whittling, he's, haven't, let's Organizations: Service, New York Federal Reserve, Primeros Locations: LA

☆ The presidential election is prompting some Americans to 'doom spend,' report finds
▼ + stars: | 2024-11-05 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +3 min

Mario Tama | Getty Images News | Getty ImagesRetail therapy is thinly coating voters' anxieties from the presidential election — and their wallets know it. Follow: Election 2024 live updates: Trump and Harris await Presidential election results More than half, or 60%, of Americans surveyed are concerned with the state of the world and economy, more than they were a year ago. Top worries among doom spenders include the cost of living (55%), inflation (43%), and the presidential election (28%), the report found. As of June, 50% of cardholders carry a balance every month on their credit cards, a recent Bankrate survey found. About six out of every 10 people who have credit card debt have had it for at least a year, Bankrate found.

Persons: Mario Tama, —, Gen Zers, Harris, Rossman, Bankrate, NerdWallet, Z, Alev Organizations: Getty, Intuit Credit Karma, Trump, Karma, Shoppers, Federal Reserve Bank of New, millennials, Fed Locations: Federal Reserve Bank of New York

The children of Sean "Diddy" Combs shared video of their phone call wishing the embattled and jailed music mogul a happy 55th birthday on Monday. The rapper's seven children — Christian, Quincy, Chance, Justin, Love, and twins Jessie and D’Lila — posted an Instagram video of their phone call with him from the detention center where he is being held. Combs' children gathered around a cake while they sang "Happy Birthday." Combs apologized on Instagram and described his behavior in the video as “inexcusable” and said he had sought therapy. Combs' lawyer Marc Agnifilo said at the time of his arrest that federal prosecutors did not have evidence of sexual trafficking.

Persons: Sean, Diddy, Combs, ” Combs, —, Chance, Justin, Love, Jessie, D’Lila —, Sarah Chapman, Casandra Ventura, Cassie, ” Cassie, Instagram, ”, Ventura, Marc Agnifilo, Agnifilo Organizations: Southern, of Locations: U.S, of New York, Quincy

But then there are voters who say former President Donald Trump lacks the character or demeanor a president should have. And some specifically panned the the racist and demeaning rhetoric from Trump allies at last week's rally at Madison Square Garden, criticizing them for alienating Americans instead of bringing them together. Other voters derisively mentioned Harris' laughter, called Trump more "transparent in what he's looking to do," and cited their support for Trump economic policies like tariffs and not taxing overtime pay. For the Harris supporters who briefly, seriously, considered Trump, the former president's tone and demeanor looms large. Again, a handful of voters brought up the rally comments about Puerto Ricans when voters describing something that made them view Trump more negatively.

Persons: Kamala Harris, Harris, she's, Donald Trump, —, Trump, Biden, haven’t, they'd, I’ve, Joe Biden, She’s, Kamala, he’s Organizations: NBC News, Trump, Madison, Garden, Puerto Ricans, NBC, White Locations: Trump, New York, Missouri, Wisconsin, Puerto Rico, Pennsylvania, New York City, Puerto, Texas, Florida, Idaho, Louisiana

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