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What it’s like to work with ADHD
  + stars: | 2023-11-01 | by ( Aj Willingham | Brook Joyner | ) edition.cnn.com   time to read: +9 min
I used to think I had done it all in spite of my ADHD, which was officially diagnosed eight years ago. One of the sad ironies for people who have ADHD is that we crave the order we can’t seem to create. A common tip for people with ADHD is to break down a task into manageable bits: Stand up. It’s certainly more important, which is why I’m writing this instead of shuffling downstairs repeating the phrase “Laundry and trash bag, laundry and trash bag” like a Druidic incantation. READ MORE: Signs of ADHD can be different in girlsThe stigma around ADHD and other learning differences is starting to crack as we discover more about what makes such brains tick.
Persons: AJ Willingham, vacantly, I’m, Brook Joyner, I’ve, Willingham, It’s, , you’re, it’s, Organizations: CNN, National Association of Black Journalists Locations: you’re, Atlanta
See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. Mortgage Rates for Buying a Home30-Year Fixed Mortgage Rates Decrease Slightly (-0.05%)The current average 30-year fixed mortgage rate is 7.63%, down five basis points since this time last week. 20-Year Fixed Mortgage Rates Go Down (-0.12%)The average 20-year fixed mortgage rate is down 12 basis points from last week and sits at 7.41%. 15-Year Fixed Mortgage Rates Barely Inch Down (-0.02%)The average 15-year mortgage rate is 6.87%, nearly flat compared to last week. Mortgage rates have risen throughout 2023, and they're higher than they were in November 2022.
Persons: Fannie Mae, you'll, refinance, It's Organizations: Federal Reserve, Zillow, FHA Locations: Chevron
There are a slew of top stocks to buy this earnings season, analysts say. CNBC Pro combed through the latest Wall Street research to find the most well-positioned stocks heading into earnings. The firm added a tactical outperform rating to the name, saying Roku shares are too attractive to ignore. However, that doesn't mean investors should bail on the stock, the analyst said, adding a beat is very likely. VF Corporation Buy shares of the undervalued retail clothing company, Guggenheim analyst Robert Drbul wrote recently.
Persons: Shweta Khajuria, Khajuria, Roku, Jim Salera, Salera, Robert Drbul, Drbul, Bracken Darrell, Benno Dorer, Utz, Stephens, , Cantor Fitzgerald Organizations: CNBC, VF Corp, Roku, Guggenheim, Logitech, Corp, ISI Locations: LSEG
Washington, DC CNN —US pending home sales ticked up in September despite mortgage rates surging over 7%. Pending sales were down 11% from a year ago. Pending sales had seen slight increases in June and July, despite elevated prices and higher mortgage rates. But mortgage rates topping 7% in August snapped that streak, and pending sales dropped 7% from July to August. “Because of home builders’ ability to create more inventory, new-home sales could be higher this year despite increasing mortgage rates,” said Yun.
Persons: , , Lawrence Yun, Yun, They’re Organizations: DC CNN, National Association of Realtors, South, West, , Midwest, Housing Locations: Washington, Northeast, Midwest
Jobless claim applications rose by 10,000 to 210,000 for the week ending Oct. 21, the Labor Department reported Thursday. Overall, 1.79 million people were collecting unemployment benefits the week that ended Oct. 14, about 63,000 more than the previous week. The central bank’s goal is to cool the economy and labor market and bring down rising wages, which it says feeds inflation. However, the labor market and the broader economy have held up better than expected. Though the unemployment rate rose from 3.5% to 3.8% last month, that’s mostly due to the fact that about 736,000 people resumed their search for employment.
Organizations: Labor Department, Federal Reserve
This holiday season, shoppers who ring up purchases on credit cards will pay more interest if they carry balances from month to month after the Federal Reserve's string of rate hikes. Already, investors and retailers have paid closer attention to credit card payments — and some have cited them as a concern. The company, which has its own branded credit cards, has seen lower revenues from those cards because of costs associated with bad debt and related write-offs. Mitchell said student debt, auto loans and mortgages have all become bigger burdens in a high interest rate environment. For retailer-issued cards, the average interest rate is nearly 30%, a record high, according to data from Bankrate.
Persons: Alexi Rosenfeld, Aditya Bhave, Bhave, Taylor Swift, Wall, Adrian Mitchell, Mitchell, Doug McMillon, Tim Quinlan, Wells, Quinlan Organizations: Getty, Shoppers, Bank of America, Consumers, Walmart, U.S . Federal Reserve Locations: New York City, Wells Fargo
Europe’s oil majors are stuck as M&A party-poopers
  + stars: | 2023-10-26 | by ( Yawen Chen | ) www.reuters.com   time to read: +4 min
Oil pump jack is seen in front of displayed U.S. dollar banknote and decreasing stock graph in this illustration taken, October 8, 2023. REUTERS/Dado Ruvic/Illustration Acquire Licensing RightsLONDON, Oct 26 (Reuters Breakingviews) - Back in June the boss of $220 billion UK oil major Shell (SHEL.L), Wael Sawan, told investors mergers and acquisitions were not his priority. The decision of $430 billion Exxon Mobil (XOM.N) and $295 billion Chevron (CVX.N) to acquire $60 billion Pioneer Natural Resources (PXD.N) and $53 billion Hess (HES.N) respectively ought to change the game. But it would remain a stretch for either to ape their U.S. peers and buy a big oil group. Hess investors will receive 1.025 shares of Chevron for each share held, worth $171 per share based on the closing price on Oct. 20.
Persons: Dado Ruvic, Wael Sawan, Hess, Murray Auchincloss, Patrick Pouyanné, , Shell, Neste, Warren Buffett’s, Pouyanné, George Hay, Streisand Neto Organizations: REUTERS, Reuters, Exxon Mobil, Chevron, Natural Resources, Exxon, Shell, Occidental Petroleum, Exxon Mobil’s, Thomson Locations: Finnish, Denmark, U.S, Occidental
Depending on their credit score, borrowers could see 30-year mortgage rates between 7.544% and 9.133% on a $300,000 loan, according to myFICO. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. Mortgage Rates for Buying a Home30-Year Fixed Mortgage Rates Inch up Very Slightly (+0.05%)The current average 30-year fixed mortgage rate is 7.68%, up five basis points since this time last week. 20-Year Fixed Mortgage Rates go Down (-0.10%)The average 20-year fixed mortgage rate is down 10 basis points from last week and sits at 7.53%. 15-Year Fixed Mortgage Rates Increase (+0.17%)The average 15-year mortgage rate is 6.89%, an increase from last week.
Persons: Fannie Mae, you'll, It's, refinance Organizations: Zillow, FHA Locations: Chevron
In 2001, following the 9/11 terror attacks, anti-Muslim motivated crimes became the second highest reported among religious-bias incidents, according to FBI data. Two of the attackers have been charged with assault and menacing as a hate crime; four others remain at large, according to the complaint. She was charged with assault as a hate crime, and other charges, the complaint states. A 28-year-old man was arrested this week and charged with a hate crime and aggravated assault. “Hate crime is still down but since the incident in Gaza, there has been an uptick,” Kenny said.
Persons: , Zein Rimawi, , , it’s, Scott Richman, Spencer Platt, profanities, , Richman, ” Richman, Ahmed, they’ve, “ There’s, Japneet Singh, Singh, he’s “, Kena Betancur, Gracie, Eric Adams, ” Singh, “ It’s, Joe Kenny, ” Kenny, Karine Jean, Pierre, ” Jean, Biden Organizations: New, New York CNN, Islamic Society, Israel, CNN, Hamas, Israel Defense Forces, FBI, Department of Homeland Security, National Counterterrorism Center, Defamation League, ADL, Palestine, Columbia University, Grand Central, Columbia, Getty, Islamic, , New York police, New York Police Department, Sikh Coalition, “ Hamas, White House Press Locations: New York, United States, Israel, Brooklyn , New York, Bay, American, New York City, New Jersey, Brooklyn’s Bay, Midtown Manhattan, Chicago, Plainfield Township , Illinois, Palestine, , Gaza, ’ Chicago, Brooklyn, AFP, Palestinian American
Yorio said he sees annual inflation stabilizing at around 4.5% toward the end of the year. However, Bank of Mexico board member Jonathan Heath cautioned that the slowing pace of the inflation rate in recent months should not prompt premature celebration, local media outlet El Financiero reported on Wednesday. We still see a long battle ahead and this inflation phenomenon has really been much more complex than we would have imagined," said Heath. His comments come as the central bank has kept its benchmark interest rate at 11.25% since March, following a nearly two-year rate-hike cycle. Reporting by Ana Isabel Martinez and Isabel Woodford; Writing by Sarah Morland; Editing by Stephen Eisenhammer and Alistair BellOur Standards: The Thomson Reuters Trust Principles.
Persons: Gabriel Yorio, Yorio, Jonathan Heath, we're, Heath, Ana Isabel Martinez, Isabel Woodford, Sarah Morland, Stephen Eisenhammer, Alistair Bell Organizations: MEXICO CITY, Mexican Senate, U.S, automaking, Bank of, El, Thomson Locations: MEXICO, Latin America, Mexican, Bank, Bank of Mexico
Stocks Tick Down After Treasury Yield Hits 5%
  + stars: | 2023-10-24 | by ( David Uberti | ) www.wsj.com   time to read: 1 min
Investors have been waiting for the right moment to jump back in the frigid bond market. On Monday, some of them took the plunge. A monthslong bond selloff helped push the 10-year U.S. Treasury yield above 5% on Monday morning for the first time since 2007. Some investors saw the milestone as a buying opportunity, quickly pushing yields back to 4.836%. Yields rise as prices fall.
Organizations: Treasury
Startups operating at the intersection of climate tech and fintech are attracting a lot of investor attention right now. The so-called "climate fintech" sector is another such area that has seen investment tick up against the backdrop of the broader malaise that has hobbled the startup ecosystem, according to investors. Fintech-focused venture firm CommerzVentures defined climate fintech as companies that speed up decarbonization or help manage and adapt to climate risks. Climate fintech is also a software play so it has the ability to scale quickly and efficiently, which is a sweet spot for most VC investors, Morgenthaler added. "Clear and simplified renewable energy contracts, energy invoices, and tariffs in turn allow consumers to access the cheapest energy from multiple renewable sources," Bessemer investor Aia Sarycheva said.
Persons: Paul Morgenthaler, Morgenthaler, Jeremy Brown, fintech, It's, Sarycheva Organizations: " Venture, Morningstar's, Equity, Energy, Bessemer Locations: Europe, Anthemis, Bessemer
Worries are growing about how much the turmoil could cost the global economy. Brent crude, the global oil benchmark, hit a three-week high this on Fridayfears that a military escalation could disrupt already tight supplies. In a speech largely focused on inflation, interest rates and economic growth, Jay Powell, the central bank’s chair, warned on Thursday that “geopolitical tensions are highly elevated and pose important risks to global economic activity.”The Middle East is becoming a wild card for the global economy. That would probably sap growth but might also slow the economy enough to negate the need for an additional interest-rate increase. The measures were announced days after the U.S. imposed tighter restrictions on sales of more advanced semiconductors to China.
Persons: Biden, , Brent, Jay Powell, Powell, ” Powell, Kamala Harris, Jay Monahan, David Zaslav, Jim Jordan, Patrick McHenry, Jordan, there’s, Fran Drescher, George Clooney, ” Drescher, Sidney Powell, Donald Trump’s Organizations: Gaza, Israel, U.S . Navy, Intel, Siemens, European Commission, Digital Services, PGA, Warner Bros, Hollywood, SAG, Trump Locations: Mideast, Israel, Ukraine, Lebanon, U.S, Iran, Yemen, Syria, Iraq, Lisbon, Ohio, Trump . China, Beijing, China
The post has now been deleted” read a post sharing the screenshot on messaging platform X, formerly known as Twitter. A Facebook post sharing the screenshot of the imposter post garnered 78 shares and 77 reactions at the time of writing. A spokesperson for the IDF said in an email that the Facebook post was not shared by one of its official accounts. He added there was only one official IDF Facebook page in Arabic that carries a verification tick. IDF did not post on Facebook citing lack of resources as the reason behind the Oct. 17 blast at a hospital in Gaza.
Persons: Israel, , Read Organizations: Israel Defense Forces, Reuters, Islamic Jihad, Baptist, Facebook, Twitter, Meta, Thomson Locations: Ahli, Gaza
NEW YORK (AP) — The next book by Erik Larson, widely known for the best-selling “The Devil in the White City,” is a work of Civil War history inspired in part by current events. Crown announced Wednesday that Larson's “The Demon of Unrest: A Saga of Hubris, Heartbreak, and Heroism at the Dawn of the Civil War” will come out April 30. Larson sets his narrative over a short but momentous time span, from Abraham Lincoln's election in 1860 to the firing on Fort Sumter five months later. Lincoln's primary concern had been about whether the electoral vote count would be disturbed, and then came the grave concern about the inauguration. Besides “The Devil in the White City,” based in Chicago during the 1893 World's Columbian Exposition, Larson's books include “The Splendid and the Vile,” “Dead Wake” and “Isaac's Storm.”
Persons: Erik Larson, Larson, Abraham Lincoln's, Donald Trump, , Robert Anderson, Edmund Ruffin, Mary Boykin Chesnut, ledgers, it’s, Organizations: Crown, Fort, U.S, Capitol, Confederate Army Locations: White City, , Fort Sumter, Virginia, South Carolina, America, Chicago
US manufacturing output rises solidly in September
  + stars: | 2023-10-17 | by ( ) www.reuters.com   time to read: +3 min
Manufacturing output rose 0.4% last month, the Federal Reserve said on Tuesday. Durable goods manufacturing output rose at a 2.3% annualized rate, which was offset by a 2.4% pace of decline in nondurable manufacturing. Motor vehicle and parts output rose 0.3% last month after declining 4.1% in August. Mining output rose 0.4% after gaining 0.2% in August. Overall industrial production rose 0.3% in September after being unchanged in August.
Persons: Kamil Krzaczynski, Lucia Mutikani, Paul Simao Organizations: REUTERS, Rights, Federal Reserve, Reuters, United Auto Workers, UAW, General Motors, Ford, Chrysler, Institute for Supply, Utilities, Thomson Locations: Normal , Illinois, U.S, Kentucky
How to Prepare Every Part of Your Life for a Recession
  + stars: | 2023-10-16 | by ( Tanza Loudenback | ) www.wsj.com   time to read: +13 min
But a recession brings other threats too, like the potential for major stock market swings that can derail financial goals. As soon as the line begins to tick upward again, the economy exits a recession and enters an expansion. Are we in a recession or is a recession coming? How to preparePreparing your finances for a recession isn’t all that different from practicing good money habits in your daily life. You’ll likely have to make some real-time adjustments to meet short-term goals while enduring a recession, McCoy says.
Persons: Loudenback, it’s, , Ross Hamilton, Raymond James, you’ve, Hamilton, aren’t, “ You’ve, Eric Roberge, ” Roberge, Megan McCoy, , ’ ”, McCoy, You’ll, ” Hamilton, you’re, “ There’s, there’s, ” McCoy, Roberge, ‘ I’ve Organizations: Wall Street, National Bureau of Economic Research, Kansas State University Locations: U.S, Bethesda, Md, Boston, Hamilton
Violent crime dropped 1.7%, and that included a 6.1% decrease in murder and non-negligent manslaughter. Political Cartoons View All 1211 Images“By and large what we’re seeing is simply a return to something approaching normal after the big changes associated with the pandemic,” Rosenfeld said. Last year's FBI report arrived with major caveats since nearly two-fifths of all policing agencies failed to participate, including big cities like New York, Los Angeles and Miami. The overhaul will eventually make crime data more modern and detailed, federal officials said, but the switchover can be complicated for police departments. Violent crime overall remains far lower than the historic highs of the 1990s.
Persons: Richard Rosenfeld, Louis, ” Rosenfeld, Rachael Eisenberg, Rosenfeld Organizations: LOUIS, FBI, U.S, University of Missouri, Washington, D.C, American, Criminal Locations: New York, Los Angeles, Miami
An American Puzzle: Fitting Race in a Box
  + stars: | 2023-10-16 | by ( K.K. Rebecca Lai | Jennifer Medina | ) www.nytimes.com   time to read: +18 min
1790 1850 1890 1950An American Puzzle: Fitting Race in a Box Census categories for race and ethnicity have shaped how the nation sees itself. Ever since the census began measuring the U.S. population, race has been central to the counting. Closer look at one of the pages from the 1790 census, with the race categories circled in red. Historically, some edits to census race boxes reflected changes in policy or public sentiment. 1790 census All other free persons Free white males Free white females Slaves All other free persons Free white females Free white males Slaves All other free persons Free white males Free white females Slaves Source: 1790 United States Federal Census: New YorkThe census counted each enslaved worker as three-fifths of a person, reflecting a compromise that granted enslavers more political representation.
Persons: , Biden, , Roberto Ramirez, Mark X, Barack Obama, Naomi Mezey, enslavers, , Ms, Mezey, Jeffrey S, Evan Shepard Organizations: U.S, Community, U.S . Census, Georgetown University, United, . Census, Census Bureau, Pacific Islanders, Puerto Ricans, Geographic, Pew Research Center, Latinos, Saudi Arabian, Biden administration’s, Management, Budget, Advocacy Foundation Locations: United States, America, China, Puerto Rican, U.S, Spanish, Kansas, Kenya, York, American, , Alaska, Massachusetts, Japan, Korea, Asia, Hawaii, Mexico, Panama, Chile, Mexican, Southwest, Puerto, Northeast, Florida, Eastern, Algerian, Kurdish, Kuwaiti, Lebanese, Moroccan, North, Palestinian, Saudi, Somali, Sudanese, Syrian
See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. Mortgage Rates for Buying a Home30-Year Fixed Mortgage Rates Inch Down a Tiny Bit (-0.04%)The current average 30-year fixed mortgage rate is 7.45%, down four basis points since this time last week. 20-Year Fixed Mortgage Rates Tick Down (-0.03%)The average 20-year fixed mortgage rate is down just three basis points from last week and sits at 7.18%. 15-Year Fixed Mortgage Rates Essentially Flat (-0.01%)The average 15-year mortgage rate is 6.63%, a single basis point decrease from last week. Mortgage rates have been volatile so far in 2023, and they're higher than they were in October 2022.
Persons: they're, Patrick Harker, Harker, you'll, refinance Organizations: Federal Reserve, Philadelphia Fed, Delaware State Chamber of Commerce, Zillow, FHA Locations: Delaware, Chevron
Savings from subsidy cuts would be channelled to cash aid for the needy, which will now increase to 10 billion ringgit ($2.12 billion) from 8 billion ringgit, he added. A high-value goods tax of 5% to 10% would also be introduced, he said, without specifying the value of goods that would be subject to the tax. Amidst a global slowdown, Malaysia plans to spend 393.8 billion ringgit ($83.52 billion) in 2024, lower than this year's spending estimate of 397.1 billion ringgit. Malaysia is projected to spend 52.8 billion ringgit on subsidies and social assistance in 2024, down from the 64.2 billion ringgit expected this year. Revenue for next year is expected to jump to 307.6 billion ringgit from 303.2 billion ringgit.
Persons: Anwar Ibrahim, Anwar, Danial Azhar, Rozanna Latiff, Martin Petty, Susan Fenton Organizations: Revenue, Petronas, Thomson Locations: KUALA LUMPUR, Malaysia, State
People walk past the headquarters of the People's Bank of China (PBOC), the central bank, in Beijing, China September 28, 2018. Going by Wall Street's decline on Thursday, sparked by a spike in long-dated U.S. bond yields following a weak 30-year auction, the mood will be one of caution, at best. Annual producer price inflation has been negative for a year, although consumer inflation only briefly dipped below zero in July. On Thursday the yield curve flattened the most in a single day since March, a 'bull' flattening led by heavy buying of long-dated bonds. Here are key developments that could provide more direction to markets on Friday:- China PPI and CPI inflation (September)- China trade (September)- Singapore policy decision and GDP (Q3)By Jamie McGeever; Editing by Josie KaoOur Standards: The Thomson Reuters Trust Principles.
Persons: Jason Lee, Jamie McGeever, Stocks, Josie Kao Organizations: People's Bank of China, REUTERS, PPI, CPI, September's PPI, Reuters, Treasury, China PPI, Thomson Locations: Beijing, China, U.S, Singapore, South Korea, India
Yields and prices move in opposite directions and one basis point is equivalent to 0.01%. The yield on the 10-year Treasury was higher by about 11 basis points at 4.707%, off its lows from earlier in the session. The 2-year Treasury yield was last trading at 5.069% after rising by 6 basis points. Yields extended gains, pushing prices to their lows of the day, after a 30-year Treasury bond auction that saw weak demand. Policymakers were however divided on whether further interest rate hikes will be needed to achieve this.
Persons: Dow Jones, Thursday's Organizations: Treasury, Labor Department, Federal
REUTERS/Staff/File Photo Acquire Licensing RightsSummaryCompanies Global stocks tick up; U.S. futures riseBond yields tumble again but remain highOil prices steady after rising on Israel-Hamas warLONDON/SINGAPORE, Oct 11 (Reuters) - Global stocks edged higher on Wednesday while bond yields dropped again as investors waited for minutes from the latest Federal Reserve meeting and U.S. inflation figures. Meanwhile, oil prices were little changed as traders kept an eye on the conflict between Palestinian militants and Israel. The MSCI All World stock index (.MIWD00000PUS) was last up 0.21% on Wednesday, after rising 1% in the previous session. Futures for the S&P 500 were up 0.26% after the stock index (.SPX) climbed 0.52% on Tuesday. Global stocks, which had been on the slide since early August, have rallied for the last few sessions.
Persons: Dow Jones, I'm, Florian Ielpo, Arthur van Slooten, Raphael Bostic, Harry Robertson, Tom Westbrook, Sam Holmes, Alex Richardson Organizations: REUTERS, Staff, LONDON, Reserve, Nasdaq, Dow, Lombard, Global, Investors, Treasury, Societe Generale, Atlanta Fed, Bloomberg, Thomson Locations: Frankfurt, Germany, Israel, SINGAPORE, Palestinian, Nashville, Gaza, Brent, China, London, Singapore
Yahoo FinanceHowever, six leading fixed income investors are confident that the pain won't last much longer. Michele continued: "I've been doing this since 1981, so I've seen a decade of double-digit bond yields with disinflation. Alex Petrone, the director of fixed income at Rockefeller Asset Management, agreed that it's too soon to write off a recession. Nailing timing helps maximize returns, though fixed income experts said that's difficult because the Fed's policy decisions are unpredictable. Buying Treasuries and municipal coupons on both the long and short ends of the curve are how she recommends playing fixed income.
Persons: Jonathan Mondillo, you've, Bob Michele, Michele, I've, we'll, Federal Reserve —, Robert Robis, Robis, Alex Petrone, it's, Petrone, Mary Daly, David Schiffman, Roger Aliaga, Diaz, Aliaga, Mondillo, Schiffman Organizations: Yahoo Finance, JPMorgan Asset Management, isn't, Federal Reserve, BCA Research, Rockefeller Asset Management, Fed, San Francisco Fed, Aquila Investment Management, Vanguard's Investment, Investment Locations: Scotland, bottoming, Abrdn, Aquila, Treasuries, CCC
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