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☆ How 6 workers are using ChatGPT to make their jobs easier
▼ + stars: | 2023-02-11 | by ( Madison Hoff | Jacob Zinkula | ) www.businessinsider.com time to read: +11 min

"It's absolutely true that AI applications like ChatGPT can very much improve workers' lives," Mark Muro, a senior fellow at the Brookings Institution previously told Insider. But if used correctly, ChatGPT can help some workers with tasks and save them time while doing so. Insider spoke with six workers in sectors that include education and real estate who are using ChatGPT to make their jobs easier. A realtor with eXp Realty also used ChatGPT for a listing in Iowa that was highlighted in a CNN post. Now two months later, LaRue told Insider she uses ChatGPT "everyday" to help write proposals, video scripts, and press releases.

☆ A record number of Americans are betting on the Super Bowl this year
▼ + stars: | 2023-02-10 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +3 min

A record 50 million Americans are expected to bet on the Super Bowl. Over 50 million Americans — or roughly one in five US adults — are projected to place a bet on the Super Bowl, per an American Gaming Association survey conducted last week of over 2,100 Americans. If you've ever participated in a Super Bowl squares contest, you might not have thought of it as gambling, but the AGA counted these people among the bettors. For the first time, however, the AGA said it's projecting the number of traditional Super Bowl bettors — through online or retail sportsbooks — to exceed the number who bet casually with friends or through a squares contest. That's 30 million projected traditional bettors to 28 million casual, with some people expected to participate in both formats.

☆ A millennial who got laid off from her dream job says she doesn't feel betrayed: 'The company has already moved forward and you need to do so too'
▼ + stars: | 2023-02-09 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Michelle Valera, 28, got laid off from her "dream job" a few weeks ago. But she says she doesn't feel "betrayed" because the company is not her family. But despite all this, she says she doesn't feel "betrayed" by her former employer and thinks others shouldn't feel this way either — at least for too long. "Feel angry, feel sad, feel betrayed for a day, for two days maybe, but then let it go and move forward because the company has already moved forward and you need to do so too for your own financial benefit." With anger towards the company, it doesn't help them move forward."

☆ Even if ChatGPT doesn't take your job, it could help another human replace you, says the economist who famously concluded AI could eliminate nearly half of US jobs
▼ + stars: | 2023-02-07 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

In 2013, Oxford economist Carl Benedikt Frey estimated that nearly half of all US jobs could be replaced by AI. So rather than having your job "outright replaced," Frey says, ChatGPT's adoption may ultimately result in a different outcome — being replaced by another human. That said, he believes the study's estimates regarding potential AI job replacement are still "broadly on target." "We may be more focusing on generating the right ideas, asking the right questions, things that are more interesting." That's because there are arguably some things ChatGPT can't learn from scouring data from millions of websites.

AI may be beneficial for paralegals and other white-collar jobs, but it may affect the demand for these workers. Here are four kinds of white-collar jobs that could be replaced by AI. ChatGPT and other kinds of AI can save workers, job seekers, and others some time on tasks. It could take over some jobs, including those considered white-collar work. Below are four different kinds of white-collar jobs that may be less in demand or be at risk due to AI in the future.

☆ Tech, housing, and manufacturing might already be in a recession. They could bring the US economy down with it.
▼ + stars: | 2023-02-04 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

But the tech, housing, and manufacturing industries might be already. "We have a manufacturing recession, a housing recession, a tech recession," she said in a Bloomberg post last week. In this scenario, parts of the economy would "take turns suffering rather than simultaneously" — and the broader economy would never reach recession status. There were over 55,000 reported tech layoffs during the first 20 days of January, more than the entire first half of 2022. It's led some to declare that a "tech recession" is already upon us.

☆ 7 ways to use ChatGPT at work to boost your productivity, make your job easier, and save a ton of time
▼ + stars: | 2023-02-04 | by ( Jacob Zinkula | Aaron Mok | ) www.businessinsider.com time to read: +3 min

With its impressive functions, the buzzy AI chatbot could give some workers a "productivity boost." Insider compiled a list of seven ways workers can use the AI tool to help do their jobs. But they can help workers across many industries – from tech to media – do their jobs better and more quickly. Workers should be careful when using AI tools, as the tech can be prone to misinformation, and it can remove the human touch from tasks like writing. Here's how you can use ChatGPT and AI to help make your work life easier.

☆ Meet a 4-parent, polyamorous family using 3 incomes and zero daycare costs to beat the US childcare crisis
▼ + stars: | 2023-02-04 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Taya Hartless is a member of a polyamorous family. The family has three incomes and zero childcare costs. The 28-year-old Oregon mom is a member of a polyamorous family with four parents and four children under one household. The other three parents work outside the home as an electrician, security guard, and government worker, which provides the family a unique financial edge: three steady incomes and zero childcare costs. Despite these obstacles, Hartless says her family has come a "very long way" by focusing on communication and using counseling as a resource.

☆ The housing shortage is the root of all of America's problems
▼ + stars: | 2023-02-03 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +8 min

download the app Email address By clicking ‘Sign up’, you agree to receive marketing emails from Insider as well as other partner offers and accept our Terms of Service and Privacy PolicyThe US housing shortage isn't just fueling an affordability crisis. This is the gist of the "housing theory of everything," coined in 2021 by economists Sam Bowman and Ben Southwood and housing advocate John Myers. The housing theory of everything, however, suggests that this lack of affordability is far from the only American problem the housing shortage is contributing to. Even for households that are content as renters, a shortage of homes pushes more people to rent, which ultimately drives up rental rates. America's obesity rate has shot up in recent decades, and it's had significant health consequences.

☆ It took 50 years and $11 billion to complete a train station beneath NYC's Grand Central Terminal. It shows how hard it is to build things in the US.
▼ + stars: | 2023-02-03 | by ( Jacob Zinkula | Catherine Boudreau | ) www.businessinsider.com time to read: +7 min

New commuter rail service to New York City's Grand Central Terminal began last week. The new station cost more than three times its initial budget and faced significant delays. The new rail service, which began limited operations last week, delivers riders to a gleaming new station some 15 stories beneath the soaring limestone facade of Grand Central Terminal. Train platforms at Grand Central Madison are well over 100 feet underground. Mary Altaffer/APPeople walk past a mural in the new Grand Central Madison last week.

☆ ChatGPT may be coming for our jobs. Here are the 10 roles that AI is most likely to replace.
▼ + stars: | 2023-02-02 | by ( Aaron Mok | Jacob Zinkula | ) www.businessinsider.com time to read: +3 min

Experts say ChatGPT and related AI could threaten some jobs, particularly white-collar ones. Since its release in November of last year, the impressive AI chatbot has been used to write cover letters, create a children's book, and even help students cheat on their essays. But despite its flaws, the rise of ChatGPT has sparked debates over whether it will replace jobs. Insider talked to experts and conducted research to compile a list of jobs that are at highest-risk for replacement by AI. Here are the 10 jobs that AI may replace, based on our research.

☆ House Democrats just launched a 'Dads Caucus' to push for parental leave, the child tax credit, and universal childcare
▼ + stars: | 2023-01-30 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +3 min

A group of House Democrats just established the "Dads Caucus" to push for reforms. They want to expand parental leave, the child tax credit, and childcare funding to help working families. Last Thursday, House Democrats launched the Congressional Dads Caucus, a group that says it will advocate for legislation that includes guaranteed paid parental leave, the expansion of the child tax credit, and universal childcare. The US is the only industrialized country that doesn't require employers to offer paid parental leave, and only 25% of workers have access to it, according to Bureau of Labor Statistics data. The expanded child tax credit passed in the American Rescue Plan, which offered monthly payments to parents between March and December of 2021, helped reduce the child poverty rate to historic lows.

☆ 3 of TikTok's most popular financial influencers want you to know one thing: There's no one quick way to get rich
▼ + stars: | 2023-01-29 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Most young Americans are on TikTok, and surveys have found that roughly a third of them are seeking financial guidance on the platform. The 34-year-old uses his knowledge to dole out investing advice for his over 500,000 followers across TikTok, Instagram, and Patreon. He produces what he hopes is "entertaining but also educational" financial content for his 1.6 million TikTok followers, he told Insider. He says "absolutely nothing" he posts should be taken as financial advice, however. That said, he shares his investing tips and opinions with his audience, as well as what has helped him personally as a crypto investor.

☆ A Chinese invasion of Taiwan is a real and dangerous possibility that could wreck armies and ruin the global economy worse than the 1929 stock market crash
▼ + stars: | 2023-01-29 | by ( Jacob Zinkula | Jake Epstein | ) www.businessinsider.com time to read: +11 min

Experts say the military and economic impacts for could be catastrophic, and not just for China and Taiwan. Whether it's 2030, 2027, 2025, or even this year, experts say it could wreak havoc on the global economy and take a devastating toll on the militaries involved. CFOTO/Future Publishing via Getty ImagesThough China's actions have stirred fears of a possible Chinese attack, the US military assesses that an invasion of Taiwan would prove extremely difficult for the Chinese military. Threats to one company could spell catastropheLooking at this situation from an economic perspective, a Chinese invasion of Taiwan could mean trillions of dollars in losses and a serious global recession. Others have argued it's in the self interest of both China and the United State to overplay the likelihood of a Taiwan invasion.

☆ The pandemic created an American entrepreneurship boom — and it looks like it's here to stay
▼ + stars: | 2023-01-28 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

The pandemic may have given a "lasting, positive shock to American entrepreneurship." Americans filed 5.1 million new business applications in 2022, according to US Census Bureau data, equating to roughly 14,000 new business applications filed every day last year. It marked the second-highest year on record — down slightly from 5.4 million in 2021 — and remained well above the 3.5 million filed in 2019. This also marked the second-highest year on record and exceeded the 1.3 million filed in 2019. Experts have pointed to several explanations for the spike in new business applications in recent years.

☆ The rest of the US can learn a lot from how New Mexico is tackling the childcare crisis
▼ + stars: | 2023-01-27 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

New Mexico is the first state to dedicate permanent funding for childcare. The amendment, which was the result of nearly a year of campaigning by thousands of childcare workers across the state, made New Mexico the first in the nation to allocate permanent funding to childcare. "New Mexico is a leader right now," Cindy Lehnhoff, Director of the National Child Care Association, told Insider. "Economies of scale do not apply to child care in the same way as with other economic sectors," Taryn Morrissey, an associate professor of public policy at American University, told Insider. The experts agree the best solution ties back to what New Mexico is doing right now: expanding government childcare funding.

☆ If you retire early, you could face 'faster cognitive decline' as you age, according to a new study
▼ + stars: | 2023-01-26 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +4 min

Millions of Americans retired early during the first years of the pandemic. A new study found early retirement can lead to "faster cognitive decline." The researchers found that early retirement can lead to "faster cognitive decline among the elderly." Social engagement and connectedness may simply be the single most powerful factors for cognitive performance in old age." Even if the report's findings are true, this doesn't mean early retirement has to be associated with faster cognitive decline.

☆ Florida man and Insider global editor-in-chief Nich Carlson wondered what the heck was going on in his home state. Sunshine State readers unloaded on him.
▼ + stars: | 2023-01-25 | by ( Jacob Zinkula | Kelsey Neubauer | ) www.businessinsider.com time to read: +7 min

They expressed polarizing opinions about the state's housing, taxes, weather, politics, and more. Rising housing costs and traffic, for instance, drew almost universal disdain, while opinions on the state's weather, politics, taxes, and overall cost of living were mixed and highly polarized. Insider's Global Editor-in-Chief Nicholas Carlson (left), who grew up in Tampa, at a Tampa Bay Buccaneers game in January 2022. The state's politics are unsurprisingly divisiveFlorida Governor Ron DeSantis at a press conference after Hurricane Ian passed through the Cape Coral area. Joe Raedle/Getty ImagesSome Floridians love the state's politics, some aren't fans, and some don't care all that much.

☆ You could be buying shoplifted stuff on Amazon, eBay, or Facebook Marketplace
▼ + stars: | 2023-01-24 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Many are selling stolen goods on online platforms to unwitting consumers. A Meta spokesperson said Facebook Marketplace prohibits the sale of stolen items and has "specialized teams that work with law enforcement to respond to legal requests." This e-fencing — the selling of stolen goods online — is not a new phenomenon. In recent years, many online platforms have already taken steps to crack down on the selling of stolen goods. To what degree the legislation, along with other measures, reduces the sale of stolen goods across these platforms remains to be seen.

☆ Elon Musk says France's President Macron is doing the 'difficult, but right thing' by raising the country's retirement age
▼ + stars: | 2023-01-23 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +3 min

France President Emmanuel Macron is facing backlash for his plan to raise the country's retirement age. "The retirement age of 62 was set when lifespans were much shorter. The official retirement age is 67 in Italy and Germany, 66 in the UK, and 65 in Spain. President Macron took steps towards a similar pension reform back in 2019, but the pandemic ultimately led him to set it aside. While Democrats have generally advocated for higher taxes on the rich to shore up these programs' finances, Republicans have tended to favor spending cuts or raising the retirement age.

☆ Nanny sharing, co-parenting, and the YMCA are helping parents meet their childcare needs as costs rise and shortages persist
▼ + stars: | 2023-01-22 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

They're turning to a variety of options to get by, including nanny sharing and co-parenting. Unable to find or afford childcare, many parents are exploring all their options on the table. While she told Insider this is meeting most of their childcare needs for now, it's costing them $1,000 to $1,500 per month. Some families have tried "nanny sharing" — when two or more families hire one nanny to watch their children at one of their homes and split the expense. "It seems that it eases the cost a bit," said Wilson-Demarco, who says she knows some families that have nanny shared.

☆ Get ready for a gig-worker boom that could make it harder for contractors to earn a living
▼ + stars: | 2023-01-22 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Current gig workers could end up worse off because of the added competition. Many US gig workers are already struggling to earn a steady income. He says it's been very difficult for him to get ahead financially since he began gig work in 2019. If more competition does come, gig workers will have to decide whether the income justifies the hours they're putting in. Some full-time gig workers, who research has found account for roughly 3% of US adults and between 30 and 60% of overall gig workers, are making over six figures.

☆ A Dutch executive chides Americans for not taking more vacation
▼ + stars: | 2023-01-20 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +3 min

Some US workers aren't provided much vacation, while others are leaving unused days on the table. Including paid holidays as well as vacation days, the average American took over 20 days off between 1978 and 2000, but this has fallen to roughly 17 days in recent years. The fact that many vacation days are left unused is even more notable when one considers how few vacation days most Americans have to begin with when compared to the rest of the world. The US is the only country in the OECD, a group of 38 of the world's most developed nations, that does not require businesses to offer any paid vacation or paid holidays. For these people — many of whom are among the lowest-wage workers — choosing to not use all of their vacation days isn't even an option.

☆ The childcare shortage led one new mom to try content creation on Instagram and TikTok to help pay the bills
▼ + stars: | 2023-01-18 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

She says mothers should get on daycare waitlists "the moment you find out you're pregnant." She's been stuck on daycare waitlists and been unable to find a nanny, she told Insider, which has forced her to cut back her hours as a dental assistant. Finding childcare is "just not possible" right nowFour months before her now-six-month-old daughter was born, Clancy says she got on three daycare waitlists. While she'd love to pursue content creation full-time, she says it's "just not possible" right now due to her daughter's childcare needs. She's still on three daycare waitlists, and while she's looked for a nanny, she says "literally no one is responding."

☆ Disney and Starbucks are forcing employees back to the office, but your company is unlikely to be next
▼ + stars: | 2023-01-17 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Disney and Starbucks are requiring employees to return to the office more often. Even in a recession, many companies would likely stick with their remote working arrangements. Last week, Disney announced that beginning March 1st, hybrid workers will be required to return to the office four days per week, a shift from the company's previous three-days-a-week policy. First, Bloom said remote work "keeps employees happy" and could help companies retain and attract talent as a result. Third, Bloom said his research has found that a hybrid work environment increases productivity.

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