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☆ How to determine your risk appetite for an investment when you need the money
▼ + stars: | 2024-08-17 | by ( Zev Fima | ) www.cnbc.com time to read: +5 min

Should I sell now if I'm going to need the money in the next year or so? And, when it comes to risk, and more specifically an investor's risk appetite, there are two primary considerations: ability and willingness. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. Should I sell now if I'm going to need the money in the next year or so?

Persons: Jim Cramer, Jim, I've, Tracy, we've, That's, you've Organizations: U.S, CNBC Locations: Taiwan, Ukraine, Iran

☆ Gen Z Are Struggling With the Soaring Cost of Dating, Finding Love
▼ + stars: | 2024-08-15 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +15 min

AdvertisementAs someone who's also been dating through whatever it is we've been doing romantically since 2020, I've noticed that my dating costs are going through the roof. How much should a date cost? For alcohol-free drinkers, the average price of a coffee is about $6 in New York City, which is comparable with other markets. Meanwhile, an informal 2022 report found that the average cost of a full body wax was $152, and Cosmopolitan reported in January that low-end forehead Botox would cost you $300. But even with the high up-front cost of dating, getting into a long-term relationship might pay off in the long run.

Persons: Ben Keenan, he's, Keenan, —, who's, we've, I've, Amy Nobile Messing, Damona Hoffman, Poyser, Messing, there's, Hoffman, Caesar, Josh rosé, Andy Kiersz, they'd, would've, aren't, Keenan's, daters Organizations: American Museum of, Business, Inmar Intelligence, Cosmopolitan, HingeX, Seattle, Bills Locations: Seattle, New York City, Los Angeles, Hudson , New York, New York, America

☆ A $1.4 million vacation? Take a look inside a yacht that costs that much per week
▼ + stars: | 2024-08-15 | by ( Marylou Costa | ) www.cnbc.com time to read: +6 min

You don't feel like you're on a yacht," said Sacha Williams, global charter marketing director at Northrop & Johnson, Malia's broker. Source: Northrop & JohnsonLike a hotel, the yacht has a gym and spa, the latter with a massage room, sauna and Turkish hammam bath. Source: Northrop & JohnsonThere's also a glass-edged infinity pool on the main deck and a glass-bottomed Jacuzzi on the sundeck, plus an outdoor theater. Some crew members double as personal trainers and have musical skills to entertain in the evenings. There are 21 crew members on board the Malia, a custom-built yacht by the Greek builder Golden Yachts.

Persons: Malia, surcharges, Sacha Williams, Johnson, Williams, Johnson There's, I've Organizations: Cruising, Northrup, Northrop, Golden, North Locations: Europe, Monaco, Sardinia, Maddalena, Saint, Caribbean, Bahamas

☆ AI can enhance human expertise and worker well-being, Clear Capital's EVP of strategy and growth says
▼ + stars: | 2024-08-15 | by ( Julia Hood | ) www.businessinsider.com time to read: +7 min

Kenon Chen, a member of BI's Workforce Innovation board, is Clear Capital's strategy and growth EVP. This article is part of "Workforce Innovation," a series exploring the forces shaping enterprise transformation. AdvertisementAs a participant in BI's Workforce Innovation board, he's hoping to talk about how to surface the positive outcomes of AI. Why is the topic of workforce innovation a priority now? What are some concrete examples of how you're integrating AI innovation into the workforce?

Persons: Kenon Chen, —, Chen, appraisers, It's, it's Organizations: Service, Clear, United Wholesale Mortgage

☆ As a college professor, I know Gen Z gets a bad rap. But their strengths are being overlooked.
▼ + stars: | 2024-08-14 | by ( Lisa Chilcote Bacco | ) www.businessinsider.com time to read: +5 min

Read previewI've heard all kinds of stereotypes when it comes to Gen Z: They're lazy, they don't want to work, or they lack commitment. Gen Z has a unique way of learning, and they seek a different path to navigate college. For example, Gen Z highly favors a teaching method known as the flipped classroom, where students watch online videos and expert-narrated demonstrations before coming to class. AdvertisementThey're more likely to be mental health advocatesI've noticed Gen Z values interpersonal communication and engagement on mental health issues. This helps students forego classroom hours and zero in on apprenticeships and job training, with some now labeling Gen Z the "tool-belt" generation.

Persons: —, Gen, I've, Gen Z, Z, they're Organizations: Service, Business

☆ 5 phrases smart people always use to get noticed and succeed at work—without being the loudest in the room
▼ + stars: | 2024-08-14 | by ( Jessica Chen | In Jessicachenpage | ) www.cnbc.com time to read: +5 min

As a global communications expert, I work with a lot of smart and talented people. Here are five phrases the most successful people use every day to help them get noticed and get ahead. DON'T MISS: The ultimate guide to becoming a master communicator and public speaker Then preface your comments with, "I hear what you're saying." Smile when you're speaking or raise your eyebrows to magnify the impact. But smart communicators know it's not just about saying those two words; it's about saying what you're thankful for and why.

Persons: Here's, —, it's, It's

☆ I've lived in Catalonia for 8 years. There are 5 things tourists should know before traveling to this part of Spain.
▼ + stars: | 2024-08-14 | by ( Nicola Prentis | ) www.businessinsider.com time to read: +6 min

Read previewIf your idea of Spain is eating paella, dancing flamenco, and improving your Spanish, Catalonia might surprise you. The main language in Catalonia is CatalanAlthough Spanish is the most common language and almost everyone is bilingual, Catalan is the main language outside Barcelona. Catalan paella is different from what you find in the rest of the country. Catalan paella is dark brown in color, much more seafood heavy, and never contains vegetables. You'll want to branch out into Catalan winesMany people think of rioja when they think of Spanish wine.

Persons: —, we'd, you'd, Nicola Prentis, There's, paella, Rice, sommelier, Champagne ., it's, Caga, haven't, It's Organizations: Service, Business, Catalans, La, UNESCO Intangible Cultural Heritage Locations: Spain, Catalonia, Barcelona, Madrid, Girona, Catalan, Spanish, Valencia, mayo, Cava, rioja, La Rioja, Priorat, Tarragona, Champagne

☆ Meet the millennials who got student-loan forgiveness and now have the freedom to save for retirement, grow their families, and consider going back to school
▼ + stars: | 2024-08-14 | by ( Ayelet Sheffey | Katherine Tangalakis-Lippert | ) www.businessinsider.com time to read: +17 min

Scott M. Smith, 40, wasn't expecting student-loan forgiveness. Scott M. Smith, 40, received student-loan forgiveness through PSLF. AdvertisementThe freedom to go back to schoolFor Paul Smylie, 39, student-loan forgiveness means something else. Smylie's student-loan forgiveness is giving him the financial freedom to consider doing just that. In a rule first established under President Barack Obama, any student-loan borrower who can prove they are totally and permanently disabled is eligible for student-loan forgiveness.

Persons: Scott M, Smith, wasn't, — Smith, servicer, hadn't, —, who's, PSLF, Joe Biden's, Millennials who've, Zers, millennials —, Gen Xers —, Paul Smylie, Smylie, Gen Xers, Chloe Moore, Financial Staples, Keenan Casey, CiCora Leigh, Leigh, Cicora Leigh, Barack Obama, Beverley —, Beverley, Grayson Hofferber, Hofferber, they'll, that's, someone's, Casey Organizations: Service, Public, Business, Education Department, Federal Reserve, SAVE, Appeals, Associated Press, Gallup, Lumina Foundation, millennials, Financial, Army, University of Mississippi, Veterans Affairs, BI, Millennial Wealth Management Locations: Mississippi, Beverley, forbearance, deferment

☆ Biden hosts first Creator Economy Conference for influencers to talk AI, privacy and more
▼ + stars: | 2024-08-14 | by ( Rebecca Picciotto | ) www.cnbc.com time to read: +1 min

U.S. President Joe Biden speaks to participants of the White House Creator Economy Conference in the Indian Treaty Room in the Eisenhower Executive Office Building on August 14, 2024 in Washington, DC. President Joe Biden appeared at the Creator Economy Conference, the first event ever hosted by the White House's Office of Digital Strategy. "You are the future," Biden told the influencers in the White House's Indian Treaty Room, speaking without a teleprompter. "That's why I've invited you to the White House, because I'm looking for a job," he joked. Other top officials, including deputy Treasury Secretary Wally Adeyemo and White House domestic policy advisor Neera Tanden, are also attending the conference.

Persons: Joe Biden, Biden, I've, Wally Adeyemo, Neera Tanden Organizations: White House, Creator Economy Conference, White, Digital Locations: Washington ,

☆ I quit my Big 4 accounting job to be a full-time entrepreneur. It's useful to have a stable job for as long as you can.
▼ + stars: | 2024-08-14 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +8 min

Macdonald, 32, quit his accounting job at PwC in 2016 to work on ManiLife full-time. I decided to accept a job at PwC, a Big Four accounting company, for a three-year graduate program. When the time came to return to my accounting job in September 2015, I gave up my peanut butter venture and returned to the UK. I had shelved my idea for a peanut butter brand to work at PwCI came up with the idea for ManiLife — my peanut butter company — living in Argentina. Having a stable job helped me get my business off the groundI think I left my PwC job at the right time.

Persons: —, Stu Macdonald, Macdonald, I'd, weren't, didn't, I've, I'm Organizations: Service, Business Locations: Wilmslow , England, PwC, Argentina, Córdoba, British

☆ I'm Gen X and not ready to retire. At 51, my career is just now starting.
▼ + stars: | 2024-08-14 | by ( Jennifer Mcguire | ) www.businessinsider.com time to read: +4 min

AdvertisementI don't fit into my generationMy face, my blonde highlights, and my summer wardrobe of white linen smacks of bland mortgage stability. My adult sons and I talk about the same career goals because we have the same career goals, which are basically climb, climb, climb. If this is the thing that will kill me before I have time to get older, but oh yes, that's right, I'm already older. Maybe I'm right about myself. Maybe I'm a writer who just didn't get the chance to write for a very long time.

Persons: Gen, I'm, I've Organizations: Service

☆ Move over dealmakers: Portfolio-company operators are the rising stars of private equity
▼ + stars: | 2024-08-14 | by ( Alex Nicoll | ) www.businessinsider.com time to read: +11 min

Read previewDealmakers have always been the stars of private equity. AdvertisementKevin Desai, partner and private equity sector leader at PwC PWCBut in the current climate, portfolio-operations professionals are gaining esteem. AdvertisementPrivate equity 3.0Rising interest rates nearly two and a half years ago ushered in a new economic reality that hit private equity firms right in the pocket. Since private equity relies on debt to boost returns, the first option is off the table. These people are taking their talents to private equity firms to manage smaller companies using an already proven playbook for technological transformation.

Persons: —, you've, Marc Rowan, Rowan, Kevin Desai, Desai, I've, What's, they're, quants, we've Organizations: Service, Business, PricewaterhouseCoopers, University of Chicago, Walmart, Nike, Harvard Business Locations: dealmaking

☆ I was a flight attendant for 2 years. Here are the answers to 10 questions passengers always ask.
▼ + stars: | 2024-08-13 | by ( Arina Bloom | ) www.businessinsider.com time to read: +6 min

In my experience, flight attendants are only allowed to take time to eat when the food/drink service is done. It's a room only flight attendants know how to access. For example, flying from New York to Chicago is a two-hour flight, so the flight attendants only get paid for two hours. Passengers are sometimes concerned about the quality of the water because they don't know how often the water tanks are cleaned. Some passengers ask to look flight attendants in the eyes during takeoff.

Persons: —, Bernd Vogel, Matej, I've, Adnan Abidi, we're Organizations: Service, Business Locations: San Francisco, New York, It's, Chicago, Los Angeles, Hawaii, Asia, Europe, Japan

☆ I was sick of spending my travel budget on weddings, so now I turn every invitation into a vacation
▼ + stars: | 2024-08-13 | by ( Anna Staropoli | ) www.businessinsider.com time to read: +4 min

To maximize pricey flights, I've leveraged weddings to explore places like West Palm Beach, Cleveland, and even my own city. Once in Sandusky, I maintained that eagerness, visiting Lake Erie, trying Culver's custard, and exploring Marblehead Lighthouse. To manage expectations, I've learned to treat each wedding trip as an introduction to a place. A few years ago, I planned my first post-wedding trip to Miami after a friend's West Palm Beach ceremony. Beyond visiting the Norton Museum of Art, I saw little of West Palm.

Persons: —, I've, Anna Staropoli, I'd, I'm, could've Organizations: Service, Business, Miami, Norton Museum of Art, Chicago Botanic Garden Locations: West Palm Beach , Cleveland, Ohio, Anna Staropoli Sandusky , Ohio, Cleveland, Sandusky, Lake Erie, Marblehead, Miami, Palm, West Palm, Canandaigua, Lake Canandaigua, Rochester , New York, Chicago, Shore, Lake Forest , Illinois

☆ I have some suggestions for the new Starbucks CEO
▼ + stars: | 2024-08-13 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +1 min

Chipotle CEO Brian Niccol is replacing Laxman Narasimhan as Starbucks CEO. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementStarbucks just replaced its CEO after a rocky nine-month stint — and as a former barista, I can see why! This story is available exclusively to Business Insider subscribers.

Persons: Brian Niccol, Laxman Narasimhan, I'm, —, Howard Schultz, I've Organizations: Starbucks, Service, Business

☆ This startup will sell methane-eating microbes to Whole Foods
▼ + stars: | 2024-08-13 | by ( Diana Olick | In Dianaolick | ) www.cnbc.com time to read: +4 min

While some companies are trying to reduce methane emissions, others are trying to capture and remove it as it's produced. These naturally occurring microscopic organisms live in the soil and eat methane as food for survival. Much like yeast that eats sugar in bread and produces substances that make it rise, mems eat methane and produce fertilizer. This would mitigate methane emissions and enable the grocery company to make climate-friendly claims for their milk and other products. In addition to Cavallo Ventures, Windfall is backed by Prelude Ventures, Amazon Climate Pledge Fund, Breakthrough Energy Ventures and Mayfield.

Persons: Josh Silverman, I've, Silverman, We've, we've, Brett Morris, Lisa Rizzolo Organizations: Investors, Cavallo Ventures, Foods, Prelude Ventures, Breakthrough Energy Ventures, CNBC Locations: California, Mayfield

☆ I quit my finance job and set up LØCI, the sneaker brand loved by Leonardo DiCaprio and Nicki Minaj — here's how I did it
▼ + stars: | 2024-08-13 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +6 min

It was a ballerina shoe brand we built up as a hobby while we had finance jobs and distributed online. AdvertisementWe spend a lot of our resources taking plastic out of the oceans, and from a human perspective, we've built a platform for artists and musicians. During the pandemic, we went to the US and started building relationships. When we launched LØCI in 2021 we had no money but a dream of building a sneaker brand. Building a brand takes time — you're on a journey and you must ride it out no matter how difficult it gets.

Persons: —, Emmanuel Eribo, I'm, Harley Viera, Dave Benett, LØCI LØCI, we've, Charlotte, David M, We've, Leonardo DiCaprio, Nicki Minaj, I'd, I've, We're, everybody's Organizations: Service, Business, HSBC, Soho House Locations: Soho, London

☆ I moved to Finland for 90 days and fell in love with the culture and lifestyle. Now, I'm raising my daughters here.
▼ + stars: | 2024-08-13 | by ( Perri Ormont Blumberg | ) www.businessinsider.com time to read: +6 min

Read previewThis as-told-to essay is based on a conversation with Andro Lindsay, a 48-year-old who moved from Santiago, Chile, to Helsinki. My relationship with Finland started over 20 years ago — I've been a part of several businesses with links to Finland, and some of my best friends are Finns. I've expanded my work to include sustainable mining, green hydrogen, and more. AdvertisementMy daughters fell in love with Finland as soon as we arrivedLindsay and his daughters. We all fell in love with Finnish culture, and we couldn't be happier here.

Persons: —, Andro Lindsay, It's, I've, Finn, Janne, Lindsay, Andro Lindsay I'm, I'm Organizations: Service, Business, Technical Research, of Finland, Helsinki Partners Locations: Santiago, Chile, Helsinki, Finland, Finnish, Santiago ., Seurasaari, Hietaranta

☆ Crypto magnate buys SpaceX mission for private polar spaceflight expedition
▼ + stars: | 2024-08-13 | by ( Michael Sheetz | In Michaeljsheetz | ) www.cnbc.com time to read: +4 min

SpaceX's Crew Dragon capsule "Endurance" is seen during the Crew-3 mission for NASA on May 5, 2022. "I've been interested in space from a very young age … and for the first time, a private person can plan and design their own very personal mission," Wang told CNBC. Called "Fram2," an ode to the 19th-century polar expedition ship Fram, the mission is scheduled to launch near the end of this year. Wang said his proposal to SpaceX for the Fram2 mission came together after the historic private Inspiration4 flight in 2021. "We are trying to make the door wider and make people feel that everyone can have their own very personal space mission," Wang added.

Persons: Wang, I've, Jannicke Mikkelsen, Eric Philips, Rabea Rogge, Sir Ernest Shackleton's, Chun Wang, Mikkelsen, Chun, — Organizations: NASA, CNBC, SpaceX, LinkedIn Locations: Tianjin, China, Malta, Svalbard, Norwegian, Australian, bitcoin, Longyearbyen, Alaska

☆ I moved to Finland and fell in love with the free healthcare and work-life balance. It's a great place to raise my daughters.
▼ + stars: | 2024-08-13 | by ( Perri Ormont Blumberg | ) www.businessinsider.com time to read: +6 min

☆ Levels to watch on the yen, bond yields and Nvidia to know when this volatile market spell is over
▼ + stars: | 2024-08-12 | by ( Todd Gordon | ) www.cnbc.com time to read: +4 min

S & P down 5.50% here, headlines of a Nikkei crash, and another great Yen carry unwind happening. I traded for a hedge fund and served as senior technical analyst for an foreign exchange company during the great financial crisis of 2008 that saw a severe yen carry unwind. If the line is headed south the dollar is weakening relative to the yen, and the yen is strengthening relative to the dollar. I believe that the July 11th CPI print that came 0.1% below expectations was the culprit to this whole yen carry unwind. Could this yen carry unwind move further?

Persons: it's, Todd Gordon Organizations: Nikkei, Markets, Inside Edge, CNBC, NBC UNIVERSAL

☆ I'm a mom of 3 and prefer spending time with my child-free friends
▼ + stars: | 2024-08-12 | by ( Melissa Noble | ) www.businessinsider.com time to read: +4 min

As the years passed and my children grew older, conversations with friends who also have kids thankfully moved on to more stimulating topics. I was reminded of this recently when I caught up with three close friends who are footloose and child-free. Chatting to my friends without kids was like having a glimpse into the person I used to be. Making time for my friends was good for meWhen I left the restaurant, I felt recharged and refreshed. AdvertisementMelissa Noble (left) recently went to a concert with her child-free friends Simone Turner and Sharon Green.

Persons: it's, I've, Melissa Noble, Simone Turner, Sharon Green Organizations: Service, Business Locations: Melbourne, Canada

☆ Harvard grad and Olympic gold medalist: The top 3 lessons I've learned about resilience and success
▼ + stars: | 2024-08-12 | by ( Angela Ruggiero | ) www.cnbc.com time to read: +3 min

I grew up in Southern California in the 80s and 90s, where my dad introduced my brother, my sister and me to the surprisingly big ice hockey scene there. I went on to be a member of the U.S. Women's Hockey team in 1998, 2002, 2006 and 2010. Watching them, I've thought a lot about what it was like to come back from my own critical injury. With both injuries, I had to go to physical therapy in order to return to hockey. I learned to be emotionally resilientI don't think my trajectory, in sports and in business, would have been possible without the lessons I learned from my physical therapy.

Persons: Simone Biles, Suni Lee, I've Organizations: International Olympic, Athletes ', IOC, Women's Hockey, Harvard, University of Minnesota Locations: Southern California, Paris, U.S, Tokyo

☆ More public healthcare companies will be taken private. Here's what PE firms are betting on.
▼ + stars: | 2024-08-12 | by ( Rebecca Torrence | ) www.businessinsider.com time to read: +7 min

Read previewRevenue cycle management company R1 RCM just announced its acquisition by two private equity firms for a whopping $8.9 billion — signaling a long-awaited resurgence of big healthcare deals. Private equity's return to the sceneThe debt market is finally correcting for the types of deals healthcare companies have been waiting for. Revenue cycle management has long been a hot area for private equity firms. AdvertisementSpringer said she thinks private equity firms are "very unlikely to buy a care delivery company in this environment." Sen. Markey introduced the Health Over Wealth Act in July that would limit private equity investment in healthcare providers.

Persons: —, Augmedix, Altaris, hasn't, dealmakers, David Marks, They're, Thad Davis, haven't, Davis, Tanay Tandon, Commure, Athelas, it's, Rebecca Springer, we'll, Shiv Rao, Abridge Springer, she'd, Springer, Steward, Sen, Markey, Brian Snyder, Knight's Marks, I've, Marks Organizations: Service, Business, Holland &, Leerink Partners, Epic, Mayo Clinic, Reuters, Holland, FTC

☆ Australian Olympian 'Raygun' went viral for her breakdancing moves. Now, she's defending them.
▼ + stars: | 2024-08-12 | by ( Palmer Haasch | ) www.businessinsider.com time to read: +8 min

Gunn's time on the Olympic stage, however, was short-lived. The article examined how institutionalization in the Olympic games would impact the Australian breaking scene. Her now-husband, Samuel Free, introduced her to breaking in 2008 while they were at university, Gunn told The Sydney Morning Herald. Rachael "Raygun" Gunn competing at the 2024 Olympics in Paris. Advertisement(Raygun's full performances — and the rest of the 2024 Olympic events — are available to replay on Peacock.)

Persons: —, Rachael Gunn, France's Syssy, Lithuania's, Raygun didn't, i've, A5aqxIbV3H — David Mack, Gunn, Lucas Marie, Samuel Free, Women's, Rachael, Raygun, Ezra Shaw, RayGun, Breakdancing, ove, achael,, aris O lympics. Organizations: Service, Olympics —, Department of Media, Communications, Creative Arts, Macquarie University, Business, Olympic, Weekly, Sydney Morning Herald, Australian Breaking Association, aris O Locations: Sydney, Australia, United States, Paris, breakdancing

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