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☆ I'm a divorce attorney for celebrities and the ultrawealthy. My advice is to treat marriage like a business transaction.
▼ + stars: | 2024-11-06 | by ( Tess Martinelli | ) www.businessinsider.com time to read: +5 min

Kristina Royce, a divorce attorney, says marriage should be treated like a business transaction. I've been a matrimonial lawyer for 23 years, representing high-net-worth individuals, including celebrities and entrepreneurs, who are navigating marriage or divorce. However, marriage is a business transaction with the potential for huge financial consequences, so it needs to be treated as such. AdvertisementBefore marriage: Create financial intimacyI believe a successful marriage requires three types of intimacy: sexual, emotional, and financial. Speaking to a divorce lawyer can help break down the communication barrier and ensure each person is educated about their rights and what they own.

Persons: Kristina Royce, Royce, —, It's, I've, doesn't, Tess Martinelli Organizations: Service Locations: Los Angeles, tmartinelli

☆ I'm a college student who pays nearly $1,000 in annual fees for 4 credit cards. It's worth it for good credit and travel perks.
▼ + stars: | 2024-11-06 | by ( Lauren Crosmedlicott | ) www.businessinsider.com time to read: +7 min

She got her first credit card as a freshman to build up her credit score and kept a strict budget. Griffin now uses her AmEx cards to earn points for travel costs and flew to Japan for free. I'd marked all the due dates in my calendar, and I was never late for a credit card payment. AdvertisementIn addition to all the benefits I've received when traveling, my credit cards helped me raise my credit score to 755. I never stop learning about financeI think college students should consider getting a student credit card with no fee.

Persons: Skylar Griffin, Griffin, —, I'd, I've, I'm, Amex isn't Organizations: Service, Columbus State University, Bank of America, Marriott, Hilton, Hertz, Rentals, Business, of America Locations: Japan, Georgia, New York, Bahamas, Japan , New York, Miami

☆ I moved to Alaska after college for a job. I lost all my friends because I put my career first.
▼ + stars: | 2024-11-06 | by ( Sophia Carlisle | ) www.businessinsider.com time to read: +5 min

I decided to take a job across the country in Alaska because I thought it would help my career. It was a huge mistake, and I lost most of my friends, but I learned not to put my career first. Near graduation, an exciting opportunity arose to pursue an internship in my dream field halfway across the country in Alaska. I said yes, moved to Alaska, and lost many of my friends in the process. While I regret the friends I've lost because of my past choices, I'm grateful that I've learned what matters now instead of years later.

Persons: —, I've Organizations: Service Locations: Alaska

☆ I lost half my weight in 3 years. I have body dysmorphia from all the loose skin I have.
▼ + stars: | 2024-11-06 | by ( Jane Ridley | ) www.businessinsider.com time to read: +7 min

She's relieved to have gone from a 6X to a 1X — but worried about excess skin and her body image. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . A sign on the wall at the weight management clinic inspires me every time I go for my body composite exam. The main reason I lost that initial weight was dental work. I often feel like I haven't lost much weight at all.

Persons: Betsy Smith, She's, —, It's, I've, I'd, Smith, Toby, Steph, I'm Organizations: Service, Business Locations: Billings , Montana

☆ Conan O'Brien says he got burned out while working at SNL: 'I regret being so intense about that job'
▼ + stars: | 2024-11-06 | by ( Erin Liam | ) www.businessinsider.com time to read: +4 min

Conan O'Brien said he experienced burnout while working as a writer at "Saturday Night Live." The former talk show host said he regrets being "too intense" at his job. AdvertisementConan O'Brien regrets being so intense while working as a writer on "Saturday Night Live." "I was burned out, and I said, like, I've got to go," said O'Brien, who worked at SNL from 1988 to 1991. O'Brien is not the first to have opened up about the stressful nature of working at SNL.

Persons: Conan O'Brien, —, Tom Hanks, I've, O'Brien, Andy Samberg, Kevin Hart's Peacock, Hart, Rachel O'Neill, Anaïs, Imani Ellis Organizations: Service, SNL, Business Insider, Health, BI

☆ I'm a divorce attorney for the rich and famous. Here are the biggest mistakes I've seen clients make.
▼ + stars: | 2024-11-06 | by ( Tess Martinelli | ) www.businessinsider.com time to read: +5 min

Kristina Royce, a divorce attorney, says marriage should be treated like a business transaction. I've been a matrimonial lawyer for 23 years, representing high-net-worth individuals, including celebrities and entrepreneurs, who are navigating marriage or divorce. I help my clients navigate this process as smoothly as possible during the divorce, but their most impactful divorce decisions were made before they even got married. AdvertisementBefore marriage: create financial intimacyI believe a successful marriage requires three types of intimacy: sexual, emotional, and financial. Speaking to a divorce lawyer can help break down the communication barrier and ensure each person is educated about their rights and what they own.

Persons: Kristina Royce, Royce, —, It's, I've, doesn't, Tess Martinelli Organizations: Service Locations: Los Angeles, tmartinelli

☆ Election Day means at least one good thing: No more political text messages!
▼ + stars: | 2024-11-05 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +4 min

The 2024 election cycle has been a brutal assault on our text message inbox. But whatever that outcome is, one thing will unify both sides: Those awful campaign text messages will finally stop. If you, too, have felt bombarded with political texts, you're not alone. Katie Notopoulos / Business InsiderWhat the political text rules sayThe Federal Trade Commission makes rules around robocalls and robotexts: They're exempt from the federal "Do Not Call" list, but there are other rules they have to follow — political messages sent by an autodialer require "the called party's express consent." But messages sent manually don't require an opt-in, so that's why you get so many messages saying, "Hi, Katie!

Persons: —, There's, I've, Joanna Stern, Katie Notopoulos, Katie, Suzie, it's Organizations: Service, Trump, The Wall Street, Federal Trade Commission Locations: United States, France

☆ I'm an American who's lived in Germany for 14 years. I'm mostly satisfied, but life here hasn't been perfect.
▼ + stars: | 2024-11-05 | by ( Sabrina Cooper | ) www.businessinsider.com time to read: +5 min

I moved from the US to Germany 14 years ago and am now raising a kid here. AdvertisementWhen asked where I'm from, saying I'm American" doesn't suffice. Sadly, I'm also still stuck in my native English head, which doesn't delineate between a formal and informal "you," either. We're three hours by train from Amsterdam, three and a half hours by train from Paris, and four hours by train from London. Despite all the mistakes, misunderstandings, and episodes of embarrassment, I can honestly say that I'm grateful for everything living in Germany has brought me.

Persons: —, I've, it's, JENS SCHLUETER, I'm, We've Organizations: Service Locations: Germany, United States, Los Angeles and New York, Europe, Amsterdam, Paris, London

☆ This bank stock is losing momentum. How to profit from a pullback using options
▼ + stars: | 2024-11-05 | by ( Nishant Pant | ) www.cnbc.com time to read: +3 min

A recent mean reversion trade I shared on Alibaba demonstrated this well when I pointed out that Chinese stocks were due for a pullback. Today, I'm looking at a potential mean reversion trade on JPMorgan (JPM) . I cover many of these setups in my book Mean Reversion Trading . For instance, with JPM trading around $220, I'd set up the trade by purchasing a 225 strike put and simultaneously selling a 220 strike put. -Nishant Pant Founder: https://tradingextremes.com Author: Mean Reversion Trading Youtube, Twitter: @TheMeanTrader DISCLOSURES: (Nishant currently holds a JPM 225-220 put spread expiring on 11/22.)

Persons: Morgan Stanley, Alibaba, I've, I'm, I'd, Nishant Pant Organizations: JPMorgan Chase, JPMorgan, CNBC, NBC UNIVERSAL Locations: Wells Fargo, BlackRock

☆ Behind the Warner Bros. Discovery-Paramount deal that never was
▼ + stars: | 2024-11-05 | by ( Peter Kafka | ) www.businessinsider.com time to read: +5 min

Zaslav wanted a deal to happen. The problem, per Paramount: Zaslav didn't want to write a big check to Paramount owner Shari Redstone. What wasn't well-known: Zaslav spent months hanging around the basket, hoping that he could somehow land a Paramount deal. AdvertisementA week later, Paramount says, Zaslav talked to Bakish and told him he'd still love to make a deal. AdvertisementSo here we are today, nearly a year after WBD and Paramount first discussed a deal.

Persons: David Ellison, Larry Ellison's, David Zaslav, Zaslav, Shari Redstone, —, Ellison, Larry, I've, WBD, Per, Bob Bakish, Bakish, he'd, Shari Redstone's, Paramount's Organizations: Paramount, Warner Bros ., SEC, Service, ers, Warner Bros Locations: writedowns, Zaslav

Only 22% of parents are "completely confident" in their ability to teach their children the basics of investing, the survey found, and they're looking to their kids' schools for help. All else being equal, 74% of parents said they would move their children to a different school if it offered financial education and investment courses. SIFMA with Wakefield Research polled 1,000 U.S. parents of students in grades K-12. Getting your child hands-on experience with investing is also a smart strategy, advisors say. Hands-on experience also gives children a chance to discuss with parents what investing means to them, she said.

Persons: —, Melanie Mortimer, Lance Robert, Stacy Francis, Francis, Catherine Valega, Roth IRAs, Valega Organizations: SIFMA Foundation, Wakefield Research, Francis Financial, CNBC, Getty Images, Green Bee Advisory Locations: Los Angeles, New York, Getty Images Boston

☆ Bitcoin drifts near $69,000 on election night as crypto investors see choppy trading ahead
▼ + stars: | 2024-11-05 | by ( Tanaya Macheel | ) www.cnbc.com time to read: +3 min

It is currently 5% off its all-time high, after trading near it last week. Stocks tied to the price of the cryptocurrency got a boost in earlier trading during regular stock market hours. Investors are expecting bitcoin trading to be choppy until a clear winner is declared. "Expect bitcoin – and crypto more broadly – to be choppy in the days ahead … until we have definitive election results." "For now, everyone we've spoken to is keeping their powder dry," said James Davies, CEO at crypto futures and options trading platform Crypto Valley Exchange.

Persons: bitcoin, Stocks, Kamala Harris, Donald Trump, Ryan Rasmussen, Rasmussen, Harris, Julio Moreno, James Davies, I've Organizations: U.S, Metrics, Investors, Bitwise Asset Management, Trump, Federal

☆ I'm a dad to 6 kids. I allow them to talk openly about sex and drugs, but I still have boundaries.
▼ + stars: | 2024-11-05 | by ( Kelly Burch | ) www.businessinsider.com time to read: +4 min

He doesn't censor the kids, leading to many open and honest conversations. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . The difference is that in my house, we talk openly about it because I'm determined not to censor the kids. We don't allow the kids to complain about one another unless the person they're talking about is in the room. AdvertisementI still have boundaries with the kidsEven though I don't sensor the kids, we still have boundaries.

Persons: Adam Feuerstein, —, they're, I've, It's, who's, I'm, Michelle Organizations: Service

☆ 10 foods I miss the most after moving from the US to the UK
▼ + stars: | 2024-11-05 | by ( Sophia Mitrokostas | ) www.businessinsider.com time to read: +1 min

I moved from the US to Scotland, and one thing I miss from back home is the food. There aren't as many boxed mac and cheeses or Oreos to choose from in the UK. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Here are a few dishes, snacks, and grocery items that I've really missed since moving to Scotland.

Persons: aren't, —, I've Organizations: Service Locations: Scotland, East Coast

☆ My sister and I ate at the Trump Grill for the first time. Our $120 meal was a decent deal, but the food felt forgettable.
▼ + stars: | 2024-11-05 | by ( Fatima Khawaja | ) www.businessinsider.com time to read: +1 min

My sister and I spent $120 on lunch at the Trump Grill in New York City. I was a little disappointed in the food and I'd only return if I was already in the area. Go to newsletter preferences Thanks for signing up! Since then, I've wanted to try the Trump Grill, a spot that serves daily lunches and Sunday brunch. After a recent morning of window shopping with my sister, we decided to head to the Trump Grill for a midday meal.

Persons: —, I've, Donald Trump Organizations: Trump, Service, New York, Republican Locations: New York City, New, York

☆ I've been on 4 ultra-luxury cruises — here's how they compare and how to pick the best ship for you
▼ + stars: | 2024-11-05 | by ( Brittany Chang | ) www.businessinsider.com time to read: +9 min

I've been on the ships of their four high-end counterparts: Silversea, Regent Seven Seas, Seabourn, and Explora. AdvertisementSilversea's Silver Ray: A modern resort with local cuisinesIn June, Silversea invited me to spend five complimentary nights on its newest 54,700-ton ship, Silver Ray. It launched its newest ship, Silver Ray, in June. Brittany Chang/Business InsiderSilversea's SALT — "sea land and taste" — program brings the itinerary's regional cuisines into the cruising experience. Related storiesRegent Seven Seas' Seven Seas Grandeur: Classic luxuryRegent Seven Seas invited me on a three-night "christening sailing" for its one-year-old Seven Seas Grandeur.

Persons: I've, —, Ray, Silversea, Silver Ray, Brittany Chang, It's, toiletries, Explora, it's, Dyson, Seabourn Organizations: Royal, MSC, Regent Seven, Service, Industry, Business, butlers, Seven Seas, Regent Seven Seas, Cruise Line Holdings, Rim, Central America, MSC Group, Rolex Locations: Seabourn, Royal Caribbean, South America, Caribbean, Callao, Peru, Valparaiso, Chile, Brittany, Europe, Miami, Mexico, Central, Alaska, Asia, Australia, New Zealand, Canadian

☆ Amazon CEO Andy Jassy denies that 5-day office mandate is a 'backdoor layoff'
▼ + stars: | 2024-11-05 | by ( Annie Palmer | In Annierpalmer | ) www.cnbc.com time to read: +4 min

Amazon CEO Andy Jassy denied speculation that the company's five-day in-office mandate was made to further reduce head count or appease city officials. "We urge you to reconsider your comments and position on the proposed 5-day in-office mandate," the letter said. The letter included anecdotes from AWS staffers who detailed how the five-day in-office mandate will impact their "life and work." Jassy acknowledged Tuesday that the five-day in-office mandate will be an adjustment for employees. WATCH: AWS CEO says employees unhappy with 5-day office mandate can leave

Persons: Andy Jassy, I've, Jassy, Matt Garman, Garman, he's Organizations: New York Times DealBook, Jazz At Lincoln Center, Amazon, CNBC, Employees, Reuters, Amazon Web Services, Seattle Locations: New York City

☆ I loved my 10-day trip to Croatia, but knowing these 6 things could have made it better
▼ + stars: | 2024-11-05 | by ( Erin Liam | ) www.businessinsider.com time to read: +7 min

Erin LiamI booked my trip to Croatia assuming that daily expenses would be similar to countries like Italy or Hungary. Visiting in off-peak season has its pros and consThe Old Town of Stari Grad was quiet and empty when the author visited in October. On a day trip to the UNESCO Old Town Stari Grad, we were surprised to see most shops closed, with the sign "See you in June 2025!" Watch "Game of Thrones"The author visited Dubrovnik's Old Town, a popular filming location for "Game of Thrones." For example, Cersei's walk of shame scene was filmed at the Jesuit Staircase in Dubrovnik's Old Town.

Persons: —, Erin Liam Coastal, Erin Liam, Erin Liam Croatia Organizations: Service, Croatian Bureau, Statistics, Krka, UNESCO Old, Stari Locations: Croatia, —, Europe, Dubrovnik, Hvar, Adriatic, Erin, Trogir, Italy, Hungary, Kuna, Denmark, Sweden, Stari Grad, Split, Dubrovnik Krka, Skradin, Krka, Dubrovnik's

☆ I ran my first marathon. Here are 6 things I did that set me up for success, and 1 that nearly sabotaged me.
▼ + stars: | 2024-11-05 | by ( Julia Pugachevsky | ) www.businessinsider.com time to read: +7 min

The 2024 New York City Marathon was the first marathon I ever ran. AdvertisementAfter years of spectating at the New York City Marathon, I finally ran my first one in 2024. I signed up because completing a marathon, especially as a runner living in New York, felt like a big bucket-list accomplishment. Julia PugachevskyInitially, I didn't have a time goal; I just wanted to be able to run the whole marathon. I set up things to look forward toHolding up a sign my friend made me at our post-marathon dinner.

Persons: carbo, —, Julia Pugachevsky, Deadlifting, squats, Brooks Glycerin, Michael Mazzara, I've, Hokas, Brooks, Gu, Pugachevsky, Jena Brown, me carbo, Milica McDowell, I'd, Julia Pugachevsky I'm Organizations: York City Marathon, Service, New York City Marathon, Gatorade Locations: York, spectating, New York, Brooks, Central Park, caffeinated

☆ I'm a father of 2. I won't give my children smartphones while they live at home.
▼ + stars: | 2024-11-05 | by ( Beatrice Nolan | ) www.businessinsider.com time to read: +4 min

He doesn't plan on giving his children smartphones until they leave home. Archer is part of a nationwide parents pact that aims to delay giving children smartphones. I have two children, one 9-year-old and one 7-year-old, and I'm not planning to give them smartphones until they leave home. AdvertisementI don't judge parents who already have given their children smartphones. Collective actionI recently signed up for the Smartphone Free Childhood Pact, a group of parents who pledge to delay giving their children smartphones.

Persons: Rob Archer, Archer, —, I'm, you'll, we've, I've, they're, it's Organizations: Service, Pact Locations: London

☆ I live in a 450-square-foot apartment and couldn't keep my antique dealer grandma's stuff, so I had to give away valuable items.
▼ + stars: | 2024-11-05 | by ( Jane Ridley | ) www.businessinsider.com time to read: +5 min

Eliza Evans, 38, inherited many items from her grandmother, who was an antique dealer. Grandma was in her element as she picked out the items she wanted. I told them I was going to set up a museum in my house to display the precious items. There were several trips to Goodwill over the years, but I still couldn't part with the sentimental stuff. Do you have an interesting story to share with Business Insider about decluttering or dealing with inherited "stuff" you don't need?

Persons: Eliza Evans, —, We'd, Grandma, she'd, I'd, Chris, COVID, Evans, I've, There's, I'm Organizations: Service, Goodwill, Catholic, Swiss Army, Business Locations: Chicago, Florida, Virginia, Spain, Europe, Richmond

☆ This is the closest race I've seen since 2000, says former Obama campaign manager Jim Messina
▼ + stars: | 2024-11-05 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailThis is the closest race I've seen since 2000, says former Obama campaign manager Jim MessinaStephen Moore, Trump 2024 senior economic advisor, and Jim Messina, The Messina Group CEO and former Obama campaign manager, join 'Squawk Box' to discuss the state of the 2024 election, the economic policies of Vice President Kamala Harris and former President Donald Trump, the key economic issues facing voters, and more.

Persons: I've, Obama, Jim Messina Stephen Moore, Jim Messina, Kamala Harris, Donald Trump Organizations: Trump, Messina Group

☆ I tried working out like Rachael Ray and Martha Stewart, and preferred the 83-year-old's routine
▼ + stars: | 2024-11-05 | by ( Fabiana Buontempo | ) www.businessinsider.com time to read: +1 min

I tried Rachael Ray and Martha Stewart's workout routines for a week each. I preferred Stewart's routine because it was more diverse and included yoga and cardio. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . In an effort to change things up, I decided to try the workout routines of celebrity chefs Martha Stewart — the subject of the recently released Netflix documentary, "Martha" — and Rachael Ray.

Persons: Rachael Ray, Martha Stewart's, —, I've, Martha Stewart —, Martha Organizations: Service, Netflix

☆ 'Until I Kill You' tells the story of a woman who survived the so-called 'Scalp Hunter' killer. Here's what happened to them.
▼ + stars: | 2024-11-05 | by ( Eammon Jacobs | ) www.businessinsider.com time to read: +5 min

"Until I Kill You" is about Delia Balmer's relationship with the so-called Scalp Hunter killer, John Sweeney. Advertisement"Until I Kill You" tells the story of a nurse who survived being attacked by her ex-boyfriend, a serial killer known as the "Scalp Hunter." ITVXAs seen in the series, which is based on Balmer's book, Sweeney and Balmer started dating in the early 1990s. Sweeney went on the run and remained at large for six years until February 2001. Police arrested him in London and he was given four life sentences for attempting to kill Balmer.

Persons: Delia Balmer's, John Sweeney, Balmer, Sweeney, —, Netflix's, Shaun Evans, Delia Balmer, Anna Maxwell Martin, It's, Melissa Halstead, Paula Fields, Halstead, Justice Saunders, ITVX Balmer, I've, I'm Organizations: Service, ITV, Police, Advertisement Police, Guardian, BBC Locations: British, Amsterdam, Rotterdam, London, Leicestershire, Regent's Canal, Camden, Switzerland, Fields

☆ I use credit-card points to book almost all of my travel — but there are 5 things I'd never do
▼ + stars: | 2024-11-05 | by ( Jill Robbins | ) www.businessinsider.com time to read: +4 min

I use credit-card points to book almost all my travel, but I try not to carry a balance on my cards. AdvertisementI am a frequent traveler — on average, I fly at least once a month — and I put most of my expenses on my Delta co-branded airline credit card. As someone who books most of my travel with points and miles, here are things I'd never do. Caroline Purser/Getty ImagesIn my experience, it's rarely a good value to use my airline miles and credit-card points on hotel stays or vacation packages. It's my oldest credit card, and the interest rate is reasonable, so keeping it is good for my credit score for now.

Persons: —, I've, Caroline Purser, I'm, that's Organizations: Service, Southwest Airlines Locations: San Antonio, Fort Lauderdale

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