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A new study shows extreme weather, ocean changes, and land disruption have already helped spread more than 200 pathogens. That's an extreme case of climate change creating new contact between humans and infectious diseases, but the phenomenon is widespread. Extreme heat waves, for example, can kill off many infectious viruses, bacteria, fungi, and the creatures that spread them. Whatever survives, however, is adapted to extreme heat — including the fever our bodies produce to kill off pathogens. David Ryder/Getty ImagesHumans and their infrastructure are more vulnerable to the devastating impacts of disease when they're compromised by extreme weather.
Read our review Read Our Review A looong arrow, pointing rightReview: Is the Chase Freedom Flex the best credit card for you? Chase Freedom Flex benefits and featuresThe Chase Freedom Flex℠ comes with substantial purchase and travel protections, including select World Elite Mastercard benefits that you don't often find on no-annual-fee cards. Read our review Read Our Review A looong arrow, pointing rightChase Freedom Flex fees and costsThe Chase Freedom Flex℠ doesn't charge an annual fee, so it's a great long-term keeper card. The Chase Freedom Unlimited® and Chase Freedom Flex℠ are both excellent cards, but they're suited to different types of users. If you're torn between the Chase Freedom Flex℠ and Chase Freedom Unlimited®, have a look at our comparison of the two Freedom cards to narrow down your choice.
With the right rewards credit card, you'll earn cash back or travel points for each dollar you spend. Read more: The best credit cards for Black Friday and Cyber MondayFinally, holiday shopping can make earning a welcome bonus offer on a new credit card easy. Note that credit card lenders may use many different variations of credit score models when considering your application. What to look for in a credit card for holiday purchasesAll the credit cards for holiday shopping we've listed are good ones, but the best one for you offers the right type of rewards and a selection of perks you can use. Check out our roundup of the best credit card welcome offers available now to see if anything catches your eye.
It's painful to watch your portfolio drop, but there are strategic moves you can make during a bear market. Do a Roth conversion now if you've been considering it — you'll end up paying less in taxes. Below are three ways to take advantage of a bear market and position yourself for an eventual recovery. That is essentially what you would be doing by buying more of what you consider to be a high-quality long-term investment during a bear market. Of course, no one knows exactly when the bear market will end and a subsequent market rally will begin.
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The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® earn bonus Chase Ultimate Rewards® points in a bunch of great categories for everyday spending. These categories include 3x Chase Ultimate Rewards points on select streaming services and grocery delivery services with the Chase Sapphire Preferred® Card, and 10x points on hotel stays and car rentals purchased through Ultimate Rewards with the Chase Sapphire Reserve®. Here's a look at the Chase Sapphire Preferred and Chase Sapphire Reserve bonus categories and what purchases will (and won't) trigger bonus points. Compare Chase Sapphire Cards Chase Sapphire Reserve®Chase Sapphire Preferred® Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. When you use your Chase Sapphire Reserve® for prepaid Chase Dining purchases through Ultimate Rewards, you'll earn 10 points per dollar.
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