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This week — the week of September 29 through October 5 — is the best time to buy a home, according to Realtor.com. Mortgage rates are the lowest they've been in two yearsMortgage rates have dropped rapidly in the last few months. Average 30-year mortgage rates are now down to 6.08%, according to Freddie Mac — the lowest they've been since September 2022. Should you buy during the 'best week to buy'? So, should you take advantage of the best week to buy?

Persons: —, Realtor.com, you'll, there's, Danielle Hale, Freddie Mac, Hale, that's Organizations: Service, Realtor.com

☆ My son just got married, and I'm no longer the center of his world. I'm now lost and wish I didn't make 'mom' my only identity.
▼ + stars: | 2024-09-28 | by ( Susan Solomon Yem | ) www.businessinsider.com time to read: +4 min

My son has just married, so I am no longer the queen of his universe. I regret making my children the center of my world because they no longer need me as adults. I've always made my children the center of my world, but now that they're adults, I'm struggling to understand my role in their lives. When Queen Elizabeth ascended the throne, her mother became Queen Mother. Now, I struggle with the realization that my children no longer need me in the way they once did.

Persons: —, That's, I'm, I've, it's, Champagne, Queen Elizabeth, Queen Mother, that's Organizations: Service

These are the best credit cards for bad credit in 2024, according to Business Insider's team of credit card experts. Discover it Secured Credit Card ReviewBest for 1.5% Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardThe Capital One Quicksilver Secured Cash Rewards Credit Card is a secured credit card that earns a straightforward 1.5% cash back on all purchases with no limits. US Bank Altitude Go Secured Credit Card ReviewBest for Everyday Expenses: Bank of America® Customized Cash Rewards Secured Credit CardThe Bank of America® Customized Cash Rewards Secured Credit Card is another good option for maximizing your rewards earnings. Credit Cards for Bad Credit Frequently Asked QuestionsWhat are the main benefits of credit cards for bad credit? Upgrade to an unsecured credit card — Secured credit cards are meant to be a stepping stone to better financial products.

Persons: They're, it's, cardholders, you'll, Cardholders, Cash, you've, You'll, you’ve, it’s, Quicksilver, WebBank, —, Holly Johnson Freelance, Holly Johnson, Johnson, Angela Fung, Read Organizations: Business Insider, U.S . Bank, Bank of America, Card, Bank, Bad Credit, Credit, Business, Quicksilver, . Bank, Cell, Sporting, EV, US Bank, Cash Plus, U.S, Go, The Bank of America, Gas, Drug, of America, Walmart, Visa, Discover, Capital, CreditWise, Rewards, Bank Cash, Go Visa, Cards, U.S . News, Club, Finance Locations: U.S, Capital, Chevron

☆ 36-year-old’s Etsy side hustle brings in $220,000 a year—and costs under $40 to start: ‘You really can make a very good living’
▼ + stars: | 2024-09-27 | by ( Megan Sauer | ) www.cnbc.com time to read: +6 min

She started a print-on-demand shop, using Canva software to create designs for Etsy-friendly products like T-shirts and candles. Last year, Odio-Sutton opened a second Etsy shop — selling downloadable event materials, like sign-up sheets and schedule templates — that's brought in $17,200 in sales so far in 2024. I'll batch design 10 candle labels one day, then make the listings for them on Etsy the next day. I follow what I'd call a template method: I do a lot of black-and-white designs, a lot of plain text. Then, if I have a template that sells really well, I'll just go in and swap in new words.

Persons: they've, Emily Odio, Sutton, She'd, She's, that's, —, I'm Organizations: CNBC, Gold City Ventures Locations: Melbourne , Florida, Sutton, Odio, U.S

See more mortgage rates on Zillow Real Estate on ZillowWhat Are Today's Mortgage Refinance Rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates are hovering around 5.80%, according to Zillow data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. But now that inflation has decelerated and the Fed is expected to cut rates soon, mortgage rates have trended down.

Persons: they've, Lawrence Yun, Freddie Mac, it's, Fannie Mae Organizations: Federal, National Association of Realtors, Zillow, Fed, Mortgage, Association, ARM, . Government Locations: Chevron, Government

☆ 5 signs someone will be a nightmare to divorce, according to a divorce lawyer
▼ + stars: | 2024-09-27 | by ( Julia Pugachevsky | ) www.businessinsider.com time to read: +6 min

A divorce lawyer said the person you marry is exactly who you'll divorce. "You divorce exactly the person you married," James J. Sexton, a divorce attorney in New York City, told Business Insider. "All you need is one unreasonable person in this equation and you're going to have an ugly divorce," Sexton said, whether it's your partner or the lawyer they hired. AdvertisementFrom his experience as a divorce attorney, Sexton shared some signs a partner will be unpleasant in divorce court. "But just remember when you divorce that person, they're not conflict-avoidant," he added.

Persons: —, James J, Sexton, They're, he's, I'm, He's Organizations: Service, Finance Locations: New York City

☆ Elon Musk's plan to dominate the in-flight internet market gained another customer. Here's every airline using Starlink.
▼ + stars: | 2024-09-27 | by ( Pete Syme | ) www.businessinsider.com time to read: +2 min

Air France announced it will offer free ultra-high-speed WiFi via Elon Musk's Starlink from 2025. Air France announced that from 2025, it will offer ultra-high-speed WiFi free of charge to customers in every cabin. Musk celebrated the deal in a post on X, replying to Air France's post by saying: "Air France is installing Starlink!" The announcement comes just two weeks after United Airlines also confirmed it was signing up to become a Starlink customer. As of the Air France announcement, here are all the airlines that have publicly announced deals with Starlink:

Persons: Elon Musk's, —, Elon Musk's Starlink, Musk, you'll, Scott Kirby Organizations: Air France, Elon, Elon Musk's Starlink, United Airlines, Qatar Airways, Hawaiian Airlines, Service, SpaceX, Viasat, Boeing, Air, Starlink Locations: Starlink, Air France

☆ This 50-year-old concept is still the best way to make yourself productive, says expert: 3 simple ways to master it
▼ + stars: | 2024-09-26 | by ( Natalie Wu | ) www.cnbc.com time to read: +5 min

States of flow can lead to productive work sessions or explain your compulsion to endlessly scroll through social media. The act of pulling the lever turns an uncertain outcome into a certain one. Binary tasks, where the only outcomes are success or failure, aren't very conducive to flow, Melnikoff says. have a yes-or-no outcome, you're better off focusing on a more ambiguous number of consecutive successes or failures, Melnikoff says. "People value the sense that they're being productive and one with the activity that they're engaging in.

Persons: David Melnikoff, Mihaly Csikszentmihalyi —, Melnikoff, doesn't Organizations: Stanford Graduate School of Business, CNBC Locations: States, they're

The logistics of having to haul all the stuff three kids need felt like an impossible task with just two parents. AdvertisementI hated traveling with strollersMy kids are only two years apart, so we've always traveled with a stroller. The JetKids ride-on suitcase allows you to drag your kid around the airport with ease. Kids sit on the little suitcase and hold on to a strap, and the parent has a long strap to pull it. AdvertisementI tried it while traveling with my twins aloneRecently I traveled with my twins by myself for the first time.

Persons: —, I'm, strollers, we've, you've, We've Organizations: Service, Business, Passengers, Facebook Locations: Argentina, Miami

Learn moreJust a month after the Ryder Cup, Team USA will take on a team of non-European international players for the Presidents Cup. Below, we'll show you how to watch the Presidents Cup, including cable and live streaming options. Keep reading to learn how to watch the Presidents Cup. How to watch the Presidents Cup in the USThe Presidents Cup will air across the Golf Channel and NBC/Peacock in the US. Sling TV Subscription For just the essentials without any extra fluff, Sling TV is the streaming service you're looking for.

Persons: Scottie Scheffler, Xander Schauffele, Wyndham Clark, Jason Day, Hideki Matsuyama, Sungjae, Adam Scott, Peacock, ExpressVPN Organizations: Business, Ryder, USA, European, Golf Channel, NBC, Golf, DirecTV, DirecTV Stream Locations: Montreal, Japan, South Korea, Australia

☆ Eat iron-rich foods with those high in vitamin C—and 2 more essential food pairings to maximize your meals
▼ + stars: | 2024-09-26 | by ( Renée Onque | ) www.cnbc.com time to read: +3 min

While it's important to have a diet of nutrient-rich foods, how you eat them is essential to getting the most benefit. And when you eat plant foods high in iron with foods rich in vitamin C, you're able to absorb more iron. "People who don't get enough calcium and vitamin D throughout life have an increased chance of having thin and brittle bones (osteoporosis) in their later years," according to Kaiser Permanente. And "your body needs vitamin D to absorb calcium." The source of vitamin D you'll receive from the sunlight can help you get more calcium, Perez noted.

Persons: Perez, Catherine Perez, dietitian, Ernie Organizations: CNBC, Cleveland Clinic, Sesame, American, Nutrition, Permanente

☆ Google’s productivity expert: The No. 1 skill that gives successful employees a competitive edge
▼ + stars: | 2024-09-26 | by ( Morgan Smith | ) www.cnbc.com time to read: +2 min

It's her job to help employees and C-suite leaders at the tech giant get more done — without burning out. The most productive people share one skill that gives them a competitive edge in the workplace, according to Martin: setting specific, concrete priorities instead of vague, indefinite goals. Martin suggests choosing three priorities to focus on at a time as "very few of us can focus on 10 large things." Martin encourages people to visualize their tasks like rocks, pebbles and sand in a jar. In some cases — like a client emergency or an assignment from your boss — you'll have to shift your focus.

Persons: Laura Mae Martin, Martin, It's, — you'll

We've put together everything you need to know about where to watch 9-1-1, whether you want to binge-watch old episodes or live stream Season 8. Where to watch 9-1-1 in the USNew episodes of 9-1-1 air on Thursdays at 8 p.m. If you don't have cable or an antenna, you can live stream the network through a variety of live TV packages, including Sling TV, Fubo, or DirecTV Stream. Where to watch 9-1-1 in the UKThe past seven seasons of 9-1-1 are available to stream on Disney+ in the UK. 9-1-1 Season 8 trailerABC dropped a trailer for 9-1-1 Season 8 in early September.

Persons: We've, It's, Ryan Murphy, Brad Falchuk, Tim Minear, Peter Krause, Angela Bassett, Kenneth Choi, Jennifer Love Hewitt, Oliver Stark, Ryan Guzman, Aisha Hinds, Gavin McHugh, VPNs, ExpressVPN, Phil Collins's, Rob Lowe, Gina Torres Organizations: Business, ABC, Sling, DirecTV, Entertainment, DirecTV Stream, Star, Hulu, Global TV, Disney, Lone Star, Lone Locations: Los Angeles, Canada

Unless the economic outlook changes, mortgage rates may hold steady for the rest of 2024. If they were to weaken unexpectedly, that could spur the Fed to cut rates more aggressively, which in turn could push mortgage rates down further. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. But now that inflation has decelerated and the Fed is expected to cut rates soon, mortgage rates have trended down. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Persons: you'll, They've, they've, Freddie Mac, it's, Fannie Mae Organizations: Fed, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs, Mortgage, Association Locations: Chevron

☆ 36-year-old mom making $10,000 a month or more in passive income: My best advice for starting a successful side hustle
▼ + stars: | 2024-09-26 | by ( Rachel Jimenez | ) www.cnbc.com time to read: +5 min

When I first heard about the concept of passive income in my 20s, I laughed at the idea. DON'T MISS: How to master your money and grow your wealth As a 36-year-old mom of two, I now make $10,000 in passive income or more every month from four passive income streams. No matter what kind of side hustle or passive income venture you are starting, thorough research can help you avoid costly mistakes. Schedule dedicated time each week to focus on and stick to your passive income goals. Studying successful passive income earners has taught me that success doesn't come from quick wins but rather slow and steady progress toward a specific goal over time.

Persons: they'll, doesn't, I've, hustles, Jimenez, Rachel Jimenez Organizations: Google, Gold City Ventures

☆ Stop trying so hard to be productive and start 'settling,' says time management researcher: Here's what he means
▼ + stars: | 2024-09-26 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

A lot of people swear that these and other productivity hacks will help you get on top of your responsibilities and gain control of your time. They all left author and time management researcher Oliver Burkeman "pretty disillusioned," he tells CNBC Make It. If you feel like you're constantly trying to optimize your life, Burkeman has a counterintuitive piece of advice: Get comfortable with settling instead, he said on a recent episode of LinkedIn's "Everyday Better with Leah Smart" podcast. "Settling is not really about settling for less. Eventually, you'll probably have to accept the fact that you need to reschedule your meeting and stop taking on more work.

Persons: Oliver Burkeman, Burkeman, Leah Smart, we're, you'll Organizations: CNBC, New York Times, Management, Oak Engage, Guardian

AssumptionAn assumable mortgage will let a borrower transfer the mortgage to someone else even if they haven't fully paid it off. Assumable mortgagesIf you have an adjustable-rate mortgage or a government-backed mortgage (including FHA, VA, and USDA mortgages), you might have an assumable mortgage. Finally, if you want to transfer a property into a trust, a mortgage transfer may be able to help, too. Mortgage transfer processIf you think a mortgage transfer is the right move for your needs, follow this step-by-step process. If the lender doesn't approve a mortgage transfer, you will need to explore other options, such as refinancing your mortgage or selling your house.

Persons: You'll, Molly Grace, Molly, Read, Aly J, Yale Aly J, Aly, She’s Organizations: Chevron, Business, Rocket Companies, Indiana University, Yale, Finance, Dallas Morning News, CBS, Forbes, Fortune, Money, Newsweek, US, Wall Street Journal, Yahoo Finance, Mortgage, National Association of Real, Insurance, Texas Christian University Locations: Chevron, Michigan

Connexus Personal Loan OverviewYou can use a Connexus personal loan to consolidate credit card debt, cover unexpected expenses, make home repairs, and more. Compare Personal Loan RatesConnexus Personal Loan Rates and TermsLoan Amounts and TermsConnexus offers personal loans with amounts ranging between $1,000 and $50,000, and loan terms starting at 24 months and going up to 84 months. Connexus Personal Loan AlternativesConnexus Credit Union Personal Loan vs. Navy Federal Credit Union Personal LoanNavy Federal has more stringent membership requirements than Connexus, as you're only eligible if you are active military member or a veteran, as well as an employee or retiree of the Department of Defense. Navy Federal Personal Loan ReviewConnexus Credit Union Personal Loan vs. PenFed Credit Union Personal LoanConnexus's personal loans also have higher minimum and maximum amounts than personal loans from PenFed. Connexus Personal Loan FAQsWhat credit score do I need for a Connexus personal loan?

Persons: You'll, Fiona, Insider’s, Connexus, PenFed, you've, doesn't, Ryan Wangman, Read, Elias Shaya, Elias, Potters Rebecca Potters, Rebecca Organizations: Credit, Connexus, Digital Banking, BBB, Nationwide, Connexus Credit Union, Federal, Social, . Navy Federal Credit, Loan Navy Federal, Department of Defense, Navy Federal Credit Union, Navy, PenFed, Connexus Association, Credit Union, Better, Bureau, Chevron, Finance, Northwestern University, Boston Globe, Business, Banking Savings, McGill University Locations: Chevron, New York City

☆ Microsoft CEO: Ignore 'conventional wisdom' about AI—it can already help you be more productive at work
▼ + stars: | 2024-09-25 | by ( Megan Sauer | ) www.cnbc.com time to read: +3 min

Microsoft CEO Satya Nadella is defending the role of artificial intelligence — particularly in the workplace — like it's his job. AI can help people boost their productivity right now, Nadella said during a virtual appearance at the Fast Company Innovation Festival 2024 last week. Longer-term, it could help take on roles, even involving decision-making, across "healthcare or in finance or any other domain," he said. All that money has yet to yield a tool that actually helps most businesses earn more revenue, the Goldman Sachs report said. Plus, sign up for CNBC Make It's newsletter to get tips and tricks for success at work, with money and in life.

Persons: Satya Nadella, Nadella, Microsoft's, —, Goldman Sachs, Jim Covello, Gary Marcus, CNBC's, Marcus, you'll Organizations: Fast, Microsoft, New York University, Workforce, CNBC

☆ People who are good at small talk do these 3 things and 'reap the rewards,' says public speaking expert
▼ + stars: | 2024-09-25 | by ( John Bowe | In Johnfbowe | ) www.cnbc.com time to read: +4 min

It never fails to surprise me how many people are fearless about delivering speeches and presentations to large audiences but paralyzed by the prospect of making small talk. If your attempt to make small talk fails, you'll recover in moments and be stronger for making the effort. DON'T MISS: The ultimate guide to becoming a master communicator and public speaker You may — OK, you likely will — be uncomfortable. Here's why it is: Every one of your deep, lasting friendships began with some kind of small talk. You're making a connection, and that's all that matters.

Persons: —, It's, you've, you'll, it's Locations: Normandy

☆ 49% of workers think they can meet their retirement goals — 35% say they will need over $1 million to retire comfortably
▼ + stars: | 2024-09-25 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

Overall, 35% of Americans believe they will need more than $1 million to retire and live comfortably, according to a new report by Bankrate.com. Older generations closer to retirement age are more likely to regret not saving for retirement early enough, the CNBC survey found. More than any other money misstep, not saving for retirement early enough is the biggest financial regret for 22% of Americans, according to another recent report by Bankrate. The retirement savings gapOther reports show that a retirement savings shortfall is weighing heavily on Americans, especially as they approach retirement age. "They are focused on their health and financial well-being, but many are at risk of not achieving a financially secure retirement."

Persons: Bankrate, Gen Xers, Zers, Jacqueline Reeves, you'll, Reeves, they're, Catherine Collinson Organizations: Fidelity Investments, Bankrate.com, CNBC, Bryn Mawr Capital Management, Pew, American, Transamerica Center, Retirement Studies, Transamerica Institute Locations: U.S, Bryn Mawr

Though mortgage rates are expected to continue trending down, it's unclear how much further they might drop. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Mortgage Rates TodayAverage 30-year mortgage rates are hovering around 5.80% today, according to Zillow data. 15-Year Mortgage Rates TodayAverage 15-year mortgage rates are right around 5%, according to Zillow data. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data.

Persons: you'll, they've, Freddie Mac, it's, They'll Organizations: Federal Reserve, Zillow, Fed Locations: U.S, Chevron

☆ I tried out the alpha version of ChatGPT's Advanced Voice Mode. Here's what you can expect as it rolls out this week.
▼ + stars: | 2024-09-25 | by ( Ana Altchek | ) www.businessinsider.com time to read: +4 min

Read previewOpenAI stunned viewers when it showed off ChatGPT's Advanced Voice Mode at its Spring Update event in May. AdvertisementOpenAI will also release five new voices to Standard and Advanced Voice Mode in addition to the four already available. I've been trying out the alpha version of Advanced Voice Mode over the last couple of weeks, so here's what you can expect once you get access. Advanced Voice Mode also didn't give the thoroughness or detail that the text mode offers. ChatGPT's Advanced Voice Mode feels a world apart from Siri or other voice assistants, which don't offer smooth back-and-forth conversations or pick up on emotion.

Persons: —, Scarlet Johanson — OpenAI, It'll, Edu, it's, I've, didn't, Siri Organizations: Service, Business, Enterprise, EU, American Locations: Switzerland, Iceland, Norway, Liechtenstein

☆ Trump is threatening tariffs on yet another business — and economists say it makes no sense
▼ + stars: | 2024-09-25 | by ( Ana Altchek | Grace Eliza Goodwin | ) www.businessinsider.com time to read: +8 min

Now, trade economists say Trump's latest trade threat makes no sense. I love the company, but as you know, they've announced a few days ago that they're going to move a lot of their manufacturing business to Mexico," Trump said at Monday's event. AdvertisementJohn Deere is the latest company to face a threat of tariffs from Donald Trump. It's not the first time Trump has threatened companies and Trump's threat to impose large tariffs on imports also isn't new. Trump's tariff goals going into the next election go beyond his former policy on international imports.

Persons: —, Donald Trump, John Deere, they've, Trump, Jonathan W, Coppess, Ian Sheldon, Sheldon, Gary Hufbauer, Hufbauer, Rick Wilking, he's, Trump's, we're, Nicole Bivens Collinson, Sandler, Travis, Rosenberg, Collinson, " Collinson, Kamala Harris Organizations: Service, Business, Fox Business, Republican, University of Illinois, Agricultural Marketing, Trade, The Ohio State University, Peterson Institute for International Economics Locations: Mexico, Smithton , Pennsylvania, Iowa, United States, University of Illinois Urbana, Champaign, Canada, North America, Central America, South America, Georgia, China

Learn moreThe Indiana Fever will make a last attempt to stay in the WNBA Playoffs in tonight's game against the Connecticut Sun. Below, we've put together everything you need to know about tuning in, including how to watch the Indiana Fever vs. Connecticut Sun, when the game tips off, and ways to tune in from anywhere. Whether you're rooting for the Connecticut Sun or the Indiana Fever, we'll make sure you can tune in. How to watch Indiana Fever vs. Connecticut Sun in the USThe Indiana Fever vs. Connecticut Sun game will air on Wednesday on ESPN in the US. Check price at ExpressVPNHow to watch Indiana Fever vs. Connecticut Sun with a VPNSign up for a VPN if you don't already have one.

Persons: we've, Tyasha Harris, Mabrey, Caitlin Clark, Kelsey Mitchell, they'll, you'll, ExpressVPN Organizations: Business, Indiana Fever, WNBA, Connecticut Sun, Connecticut, Indiana, ESPN, Sling, DirecTV, ESPN2, ESPN3, DirecTV Stream Locations: Connecticut, Indiana

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