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Two people recommended content creation; one of them said it's fun but takes time to build up. Four serial side hustlers suggested selling digital wall art on Etsy, creating content, or earning on-site commissions through the Amazon Influencer Program. AdvertisementMeghan Lim, 26Meghan Lim recommended making content. She has made money making videos and from pet sitting and dog walking. Another idea for content creation as a gig is making "content about products on TikTok shop and earn passive income that way," she said.
Persons: , Ryan, hustlers, Meghan Lim, Lim, Amber Smith, Amber Smith Smith, she's, wasn't, Smith, TikTok, Ryan Ryan, Meghan Lim Lim, Kate Robb, Jordan Robb, Robb, There's, Etsy, Isabella Diaz Organizations: Service, Business, Amazon Locations: Etsy
China launches new lending tool before year-end loan expiry
  + stars: | 2024-10-29 | by ( ) www.cnbc.com   time to read: +2 min
A man looks at his smartphone as he walks past the People's Bank of China building on May 20, 2022 in Beijing. Despite taking effect on Monday, the PBOC did not mention the new tool in its open market operations statement. China's central bank launched a new lending tool on Monday to inject more liquidity into the market and support credit flow in the banking system ahead of the expiration of trillions of yuan in loans at the end of the year. Beijing is counting on massive financial stimulus announced in September to kick-start lending and investment, as a sharp property market downturn and frail consumer confidence weigh on investor confidence. "The central bank's choice to launch this new tool at this time is also expected to be a better hedge against the concentrated expiry of medium-term lending facility before the end of the year," the article added.
Persons: Xu Tianchen Organizations: People's Bank of, Economist Intelligence Unit, European Union, State, Shanghai Securities News Locations: People's Bank of China, Beijing, OMO, United States
There is still time for those patterns to shift — and we’ve already seen them shift in twists and turns through recent weeks of early voting. Consistent with that hypothesis, the below table of early voting through Oct. 26 shows substantial leveling in the usage of early voting over different areas. One of the broader challenges of interpreting early vote totals in most states is the lack of sufficient historical data to benchmark against the current returns. The below table shows the number of recent elections in which this year’s Virginia early voters participated. Just as previous research suggests, an overwhelming number of the absentee ballots cast so far have been cast by consistent voters.
Persons: we’ve, it’s Organizations: NBC, NBC News, Democratic Locations: Virginia, Democratic
The J-1 visa is for exchange visitors and can be used for foreign students to pursue academic training or research. Why Musk’s student status mattersMusk didn’t detail what institution sponsored his J-1 visa, or which years he had the visa. Working illegally isn’t a crime, Kuck says, but having done so would require certain steps to be taken to return to a legal immigration status. And in a 2020 podcast interview, Elon Musk said he had a “student work visa” at the time. Some of the hijackers involved in the attacks were in the U.S. on student visas, according to the official 9/11 Commission Report.
Persons: Elon, Musk, Musk hasn’t, Biden, he’d, ” Musk, he’s, , hasn’t, authorizations, Greg Siskind, who’s, Siskind, ” Siskind, Elon Musk, Charles Mostoller, Charles Kuck, Kuck, who’d, there’s, ” Kuck, Kimbal Musk, It’s, Maye, , Kimbal, Hunter Swanson, Swanson, ” Swanson, ” He’s Organizations: CNN, Washington Post, University of Pennsylvania, Penn, Stanford, Engineering, Elon, SpaceX, Tesla, AP, Reuters, Twitter, Center for International Education, Washington, Lee University Locations: South Africa, Philadelphia, Atlanta, , Palo Alto , California, Virginia, U.S
This combination of pictures created on October 25, 2024 shows US Vice-President and Democratic Presidential candidate Kamala Harris in Houston, Texas on October 25, 2024 and former US President Republican presidential candidate Donald Trump in East Del Valle, Austin, Texas on October 25, 2024. Upstart broker Robinhood is jumping into the prediction betting game, announcing Monday users can begin trading the 2024 presidential election that is eight days away. Shortly after, Interactive Brokers launched various political contracts, including on the election. The election markets have generated some controversary this year with some concerned about light volume allowing the markets to be skewed. For now, only the presidential election contracts will be available to trade on the system.
Persons: Kamala Harris, Donald Trump, Robinhood, Kalshi, Polymarket Organizations: Democratic, Republican, Interactive Brokers, Commodity Futures Trading Commission, CFTC, Interactive, Trump Locations: Houston , Texas, East Del Valle, Austin , Texas, U.S
This is the first in a five-part series about the impact both Trump and Harris presidencies could have on US consumers. To date, Trump and Harris have outlined specific policy proposals that will impact different parts of the stock market. The guide covers four specific asset classes, and is divided between the Trump and Harris impact on each. Advertisement"Our upbeat projections for the stock market in 2024 and 2025 are predicated on a view that hype over AI will continue to fuel a stock market bubble," the research firm said. And since presidential actions usually impact rates, the bond market will be shaped by what either Trump or Harris end up doing.
Persons: Harris, , Donald Trump, Kamala Harris, Today's, they're, BofA, It's, Financials, Trump's, Trump, Peter Berezin, Joe Biden's, Bonds, Crypto, Bernstein, Gautam Chhugani, bitcoin, Chhugani, Harris Harris, she's, I'm, Larry Fink, Biden, it's Organizations: Trump, Service, Business, Wall, Bank of America, Allies, Foundation, BCA Research, Harris, Democratic, Economics, Capital, Federal, Harris Capital Economics, Federal Reserve, Bloomberg, bitcoin, BlackRock, Capital Economics, Fed Locations: China
Gold slips as dollar firms; market eyes crucial U.S. data
  + stars: | 2024-10-28 | by ( ) www.cnbc.com   time to read: +2 min
A one kilogram gold bar sits on top of silver bars. Gold prices fell on Monday as the U.S. dollar held firm, while investors awaited U.S. economic data for fresh insights on the Federal Reserve's monetary policy path. Spot gold fell 0.5% to $2,733.01 per ounce, as of 0232 GMT. A stronger dollar makes gold less appealing for other currency holders. Gold hit a record high of $2,758.37 on Wednesday, driven by safe-haven demand due to geopolitical uncertainties.
Persons: Tim Waterer, CME's, Benjamin Netanyahu, Ali Khamenei, Donald Trump, Kamala Harris Organizations: U.S ., Federal, U.S, KCM, Fed, Iranian Locations: U.S
Apple rolled out long-awaited AI features to some iPhone and other users with its iOS 18.1 update. The new software is officially available on iOS 18.1, iPadOS 18.1, and macOS Sequoia 15.1, months after the tech giant first announced Apple Intelligence at the Worldwide Developers Conference. These are the Apple Intelligence features out nowApple Intelligence was revealed at Apple WWDC 2024. AdvertisementWith iOS 18.1, Apple said Siri can field typed requests, answer "thousands of questions" about Apple products, and understand context better. AppleTo ensure they get the features, iPhone owners must join a waitlist to request activation of Apple Intelligence.
Persons: Dan Ives, , Siri, Apple, There's, Tim Cook Organizations: Apple, Apple Intelligence, Service, Sequoia, Worldwide, Wedbush Securities Locations: Australia, Canada, New Zealand, South Africa
Robinhood is the latest platform to allow traders to wager on the 2024 election. A recent federal court ruling opened the door to wider betting on US elections. For now, only the 2024 election contracts will be available. Until a September federal court ruling, betting on US elections was largely limited to a narrow set of academics and students. Related storiesCFTC Chairman Rostin Behnam has strongly opposed election betting, previously testifying to Congress that allowing such wagers would turn his agency into "an election cop."
Persons: Robinhood, , Donald Trump, Rostin Behnam, Sen, JD Vance, Trump's, Theo Von's, Vance, we've Organizations: Service, Court, Commodity Futures Trading Commission, GOP Locations: New York
The one big fear that could upend the bull market
  + stars: | 2024-10-28 | by ( Alex Harring | ) www.cnbc.com   time to read: +2 min
A chain reaction sparked by continued inflation could put the bull market to rest, according to Trivariate Research. As the bull market enters its third year, investors are wondering how much more room there is to run before a pullback is due. Now, Fed funds futures are pricing in a more than 95% likelihood of another drop to the borrowing costs at the central bank's November gathering, according to CME's FedWatch tool. In 2021 and 2022, Parker said there was a "strong and statistically significant relationship" between Fed funds futures and the price-to-earnings multiple on growth stocks. Though that connection now looks different, the Morgan Stanley alum said he would be "surprised if multiples did not compress meaningfully" if the expectation for the Fed funds rate rises from 3.5% to 5% or above.
Persons: Adam Parker, Paul Tudor Jones, Stanley Druckenmiller, Parker, Morgan Stanley, Kamala Harris, Donald Trump, Tudor Jones, Dow Jones Organizations: Research, Federal Reserve, CNBC, Dow
The Street is looking for Stanley Black & Decker sales of $3.8 billion in the third quarter and earnings per share (EPS) of $1.05. The Street is looking for Linde sales of $8.35 billion in the third quarter and EPS of $3.89. In addition to the headline results and forward guidance, overall organic sales growth and data center energy power demand will be focus items for investors. The Street is looking for sales of $94.47 billion in its fiscal fourth quarter and EPS of $1.55. The Street is looking for Coterra sales of $1.3 billion in the third quarter and EPS of 34 cents.
Persons: That's, It's, Stanley Black, Decker, we're, We're, Eli Lilly, Lilly, Amy Hood's, Brian Niccol, Wednesday's, Linde, it's, we'll, Phillips, Horton, Kraft Heinz, SIRI, Estee Lauder, BUD, Cardinal Health, Jim Cramer's, Jim Cramer, Jim, Stephanie Keith Organizations: Nasdaq, Dow, Fed, PCE, YouTube, Justice, AMD, GE Healthcare, Reality Labs, Microsoft, Management, Starbucks, U.S, Presidential, Linde, Apple Intelligence, Amazon, Services, Coterra Energy, WM, Cadence Design Systems, Labor, PayPal, BP, Pfizer, Royal Caribbean Cruises, JetBlue, HSBC, Devices, Grill, Electronic Arts, EA, Gross, Caterpillar, Brinker International, AFortive Corporation, Illinois Tool, Coinbase, eBay, EBAY, Booking Holdings, MGM Resorts, MGM, Bausch Health, LIN, Merck, ConocoPhillips, Mastercard, Altria, Cruise, Myers Squibb, Comcast, Mobileye, Cheniere Energy, Regeneron Pharmaceuticals, Anheuser, Busch InBev, Intel, United States Steel, Juniper Networks, Chevron, Exxon Mobil, Dominion Energy, Charter Communications, LyondellBasell Industries, Cardinal, Jim Cramer's Charitable, CNBC, New York Stock Exchange, Getty Locations: Eaton, Corning, Illinois, Bristol, New York City
They do so to keep themselves and their families safe, despite the risks of having a gun at home. According to Everytown, a US gun violence prevention organization, 21 states require a permit to carry concealed guns in public, while 29 states don't require a permit. The moms we spoke to carry their weapons almost everywhereAngela has five children, the youngest of whom is 5 years old. She only tells her children she's carrying a firearm if they're climbing on her or hugging her. AdvertisementCrowell keeps her firearm in a holster when she's carrying it and stowed away in a locked safe when she's not.
Persons: fanny, , Elizabeth Brownell, Brownell, she's, Everytown, Angela, I've, it's, Dina Crowell, hasn't, Crowell Organizations: Service, Glock, Shooting Sports Foundation Locations: Virginia, Washington State
Trump launched an extraordinary spat with Labour on Wednesday, claiming through a lawyer they had been interfering in the election. But this week’s spat throws renewed scrutiny on the complicated and delicate “Special Relationship” between Britain and America. ‘We’re in a different world’The Trump campaign’s broadside against the Labour Party stunned Westminster this week. But unlike President Joe Biden, Harris’ political career has not been built around foreign policy. It would come down to (Starmer) and to the Labour Party, whether they want it or not.”
Persons: London CNN —, Kamala Harris, Labour’s Keir Starmer, Harris, ” Claire Ainsley, ” Ainsley, Donald Trump, Trump, ” Ed Owen, , Nigel Farage, Liz Truss, Amanda Andrade, Rhoades, Reuters “, , Truss, Trump –, “ Harris, Keir, Josh Simons, Josh Freed, Starmer, , Mike Tapp, ” Simons, Joe Biden, “ She’s, Biden, ” Starmer, Ainsley, ” Ricky Vigil, Owen, ” Tapp, admiringly, Queen Elizabeth II, Freed, Germany’s Olaf Scholz, Australia’s Anthony Albanese, France’s Emmanuel Macron, ” Freed Organizations: London CNN, CNN, Labour, Progressive, Institute, Democratic, Democratic National Convention, NATO, Home Office, Foreign, Trump, Labour Party, Westminster, Conservative Political, Reuters, Republican National Convention, Climate, Democrat, “ Labour, Conservatives, Conservative, Kyiv Locations: Britain, London, Ukraine, America, Maryland, British, Washington, DC, Westminster Westminster, Israel, populists, Russia, United Kingdom
The Rogan interview is a continuation of Trump turning to nontraditional media outlets, including podcasts, in the weeks leading up to Election Day. Rogan also invited Vice President Kamala Harris to do an interview, but her campaign has declined. Later in the interview, Rogan seemed to foreshadow the fact that Trump’s Lee comment could get him criticized. Vice President Kamala Harris had also been in talks to do an interview with Rogan but it didn’t pan out. As the third hour of the interview approached, Trump said he realized he needed to get to a scheduled rally in Michigan, which he was late for because of the length of the Rogan interview.
Persons: Donald Trump, Joe Rogan, Trump, Rogan, Kamala Harris, Harris, , ” Trump, that’ll, , Joe Biden, John Kelly, ” Rogan, we’ve, Robert E, Lee, Rogan chimed, Trump’s Lee, “ Donald Trump, Robert F, Kennedy Jr, Ian Sams, Mike Johnson of, Mitch McConnell, “ I’ve Organizations: New York Times, South, Trump, MSNBC, Republican, Kentucky Locations: Traverse City, Mich, Ukraine, United States, Las Vegas, Mike Johnson of Louisiana, Michigan
They Used to Be Ahead in the American Economy. But over 40 years, even as their inflation-adjusted income has remained relatively flat, they’ve fallen well below the average income. But over 40 years, even as their inflation-adjusted income has remained relatively flat, they’ve fallen well below the average income. In the reordering of the U.S. economy since 1980, white men without a degree have been surpassed in income by college-educated women. As the American economy has shifted over the past 40 years away from manufacturing and toward services and “knowledge” work, this less visible hierarchy within the economy has shifted, too.
Persons: Jobs, metalworkers, , , Kathy Cramer, David Autor, Tom Kochan, Susan Houseman, , Lisa Boscola, Arlie Hochschild, , appraisers, Cramer, Scott Paul, who’ve, Stephanie Ternullo, Boscola, they’re, Donald J, Noam Gidron, Trump, Rather, Biden, Kamala Harris, Stefanie Stantcheva, Stantcheva Organizations: University of Wisconsin, Workers, Labor, Upjohn Institute, Employment Research, Democratic, Bethlehem Steel, Berkeley, Alliance for American Manufacturing, Harvard, Electoral College, Democratic Party, Republican, Securities, Bank, Radio, Observers, Mr, Obama Locations: American, U.S, Wisconsin , Michigan, Pennsylvania, M.I.T, Manitowoc County, Wis, Wisconsin, Michigan, , I’m, America, Bethlehem, Pa
Mortgage rates for October 26, 2024, are hovering in the mid-6% range, according to Zillow data. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. High mortgage rates pushed many hopeful buyers out of the market, slowing homebuying demand and putting downward pressure on home prices. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.
Persons: they'll, you'll, they've, Freddie Mac, it's, Fannie Mae Organizations: Federal, Fed, Traders, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs, Mortgage, Association Locations: Chevron
The company operates through three segments: Self Care, Skin Health and Beauty, and Essential Health. Self Care product categories include pain care; cough cold allergy; and "other self care." The Skin Health and Beauty segment's product categories include face and body care and hair, sun and others. Skin Health and Beauty has been proven to be a marketing business whose growth can be greatly aided by social media. Kenvue has a solid business with iconic brands and one underperforming segment in Skin Health and Beauty.
Persons: Russell, Johnson, Kenvue, Michael CeraVe, Ken Squire Organizations: Skin, Health, Self, pharma, Colgate, Palmolive, Haleon, Kenvue, Essential Health, L'Oreal, Beauty, Skin Health, Management, 13D Locations: North America, Asia, Europe, Middle East, Africa, America, CY19, CeraVe
For Gen Z, retirement is 40 or 50 years away, but now is the perfect time to start saving. Four financial experts shared their top strategies to kick-start retirement savings. Or, it may seem difficult and anxiety-inducing, especially as Gen Z juggles student loan debt, high costs of living, and a tough job market. AdvertisementBusiness Insider asked four wealth advisors for their best tips and tricks on how Gen Z can maximize their retirement savings, starting now. Basic budgeting strategies, such as keeping housing costs at 30% or lower of your total paycheck, can also create a strong foundation for retirement savings, Crowell said.
Persons: , Zers, Z, Gen Z, there's, Andrew Crowell, Davidson, Crowell, Zer, Gen Zers, Ayako Yoshioka, Yoshioka, Roth, haven't, Ashley Weeks, Weeks, Alanna Morey, Morey Organizations: Service, Social Security, Bank of America, D.A, Roth IRA, Equity, Bank
Welcome to the era of the rucking meeting. "When you have those endorphins kicking, how can it go wrong when you're doing that type of exercise together?" "The beauty of the ruck is that there's no egregious feeling of 'You're doing less than me or I'm doing more than you.' Still, a bit of a challenge is part of what sets the ruck meeting apart. Getting your heart rate up prompts you to save your breath, cutting through the fluff: there's no such thing as a ruck meeting that could have been an email.
Persons: , Rucking, Jeff Byers, Lee Heisman, Heisman, Casey Strunk, Michael Easter, Strunk, Ruck, We've, we're, Casey Strunk Rucking, rucking, It's Organizations: Service, NFL, Heisman, Founders, Strunk Insurance Locations: Atlanta, Phoenix
How I turned ChatGPT into my tour guide in Italy
  + stars: | 2024-10-26 | by ( Salvador Rodriguez | ) www.cnbc.com   time to read: +3 min
Traveling through Italy, I used ChatGPT as a tour guide for the moments where my mom and I wandered into interesting little corners, alleys and buildings where our curiosity was piqued with no tour guide around. As I stood with my mom under the blistering sun in Rome waiting for our audio tour of the Pantheon to begin, I decided to kill some time with ChatGPT. "Pretend you're a tour guide and tell that to me in a more interesting fashion," I wrote. But my favorite ChatGPT use case so far has been as a tour guide in Italy. Elsewhere on our trip, ChatGPT told us that the central figure of the Trevi Fountain was Neptune riding a chariot pulled by sea horses, and explained why Rome's Stadio Olimpico still maintained a monument for Benito Mussolini.
Persons: ChatGPT, OpenAI's ChatGPT, I've, it's, Trevi, Benito Mussolini, Maximilian I, Napoleon III Organizations: Stadio Olimpico Locations: Italy, Rome, Austrian, Lombardy, Venetia, Milan, Mexico
In North Carolina, the signs read in Spanish, “WARNING: if you are not a citizen of the United States of America, you cannot vote in elections. Earlier this week, Forward Justice addressed a letter to the North Carolina State Board of Elections, calling for the signs to be removed because they constitute "unlawful voter intimidation." The letter was co-signed by nearly two dozen organizations, including the North Carolina chapter of the American Civil Liberties Union. It’s already illegal for noncitizens to vote in elections in North Carolina and at the federal level — and illegal voting rarely happens. Early voting in North Carolina ends on Nov. 2.
Persons: it's, , , Cleta Mitchell, Mitchell, Donald Trump’s, Kathleen Roblez, hotlines, Jaclyn Maffetore, Maffetore, Spanish Jim Womack, Womack Organizations: North, Democratic Oklahoma, Forward Justice, North Carolina State Board, American Civil Liberties Union, ACLU, noncitizens, Brennan, Cato Institute, Heritage Foundation, GOP, Homeland Locations: North Carolina, United States of America, Durham County, U.S, Spanish, Lee County
Since then, he has spent more than 230 days serving with the Israeli military in Gaza. Max Kresch served on Israel’s border with Lebanon for 66 days after October 7. Max Kresch served for nearly 70 days on the Israel-Lebanon border and feels like the Israeli government has betrayed his trust throughout the war. Like Kresch and Vilk, he believed it was necessary to fight Hamas on October 7, but to what end? Back in May, more than 40 reservists signed a letter after Israeli forces invaded the southern Gazan city of Rafah.
Persons: CNN —, Yotam Vilk wasn’t, , , , Benjamin Netanyahu, Yoav Gallant, he’d, Netanyahu, Vilk, Max Kresch, Kresch, he’s, ” Israel’s, Itamar Ben Gvir, Ben Gvir, ” Kresch, , “ We’re, haven’t, Miri Regev, , ” Vilk, wasn’t Organizations: CNN, West Bank, National, Hezbollah, Transportation, Kann, refusals Locations: Israel, Gaza, Lebanon, Lebanese, Jerusalem, Iran, Gazan, Rafah, United States
With massive corporations including Alphabet , Meta , Apple , Microsoft and Amazon set to report earnings next week, CNBC's Jim Cramer on Friday urged investors to keep a level head. "Just please remember, the first move's been the wrong move almost half the time since this earnings season began. Monday starts off the week with earnings from Ford . Tuesday brings McDonald's earnings report, and Cramer said to expect "a full airing of the e-coli situation," but that it is too early to tell how much damage it will do to the fast food chain. The monster week for earnings will continue into Thursday, as both Apple and Amazon will report after the bell.
Persons: CNBC's Jim Cramer, Cramer, Chipotle, Brian Niccol's, Eli Lilly, Meta, Chevron's, Hess, Exxon doesn't Organizations: Apple, Microsoft, Federal Reserve, Ford, Disease Control, Prevention, Royal, PayPal, Caterpillar, Meta, Merck, Bristol, Oil titans Chevron, Exxon, Chevron Locations: Gulf of Mexico, Myers
10-year Treasury yield dips after scaling 3-month highs
  + stars: | 2024-10-25 | by ( Jenni Reid | ) www.cnbc.com   time to read: +1 min
The benchmark 10-year Treasury yield was one basis lower at 4.19% after breaching 4.25% on Wednesday. The 2-year Treasury was fractionally lower at 4.063%. The yield on the 10-year Treasury eased slightly Friday after hitting a three-month high this week. Others have stated the need to be "cautious and deliberate" and "patient" with further cuts. Market pricing puts a 97% probability on the Fed cutting rates by 25 basis points in November, according to CME's FedWatch tool.
Persons: Beth Hammack Organizations: Treasury, Traders, Federal Reserve, Cleveland Fed
In today's big story, inside Amazon's internal pitch for turning to nuclear power to meet its growing energy needs . AdvertisementThat's led Big Tech to consider nuclear power to address its skyrocketing energy requirements. Nuclear power ticks that box better than other clean energy options like solar or wind. Nuclear power, meanwhile, is an industry in desperate need of some love , BI's Daniel Geiger and Ellen Thomas previously reported. From advertising platforms to AI tech companies, here's the startups to watch .
Persons: , Jocko Willink, we've, Jenny Chang, Rodriguez, That's, Business Insider's Eugene Kim, Andy Jassy, it's, Sam Altman, Eugene, BI's Hasan Chowdhury, BI's Daniel Geiger, Ellen Thomas, Jim Burke, Vistra, Chelsea Jia Feng, Elon Musk, Jean Boivin, He's, Marc Benioff isn't, bashed, Miles Brundage, OpenAI, Emma Tucker's, Tucker, Mike Jeffries, SpaceX's, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, Milan Sehmbi Organizations: Business, Service, Navy, Big Tech, Amazon, Microsoft, Google, Keystone, Hulton, Constellation Energy, Getty, EV, BlackRock Investment Institute, San Francisco, BI, AGI, Abercrombie, Fitch Locations: Fukushima, Pennsylvania, Arizona, New York, London
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