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Although there are no restrictions on how often you can file for bankruptcy, there are restrictions on how often you can receive a discharge. While Chapter 7 and Chapter 13 bankruptcies will have the same effect on your credit score, creditors may view a Chapter 13 bankruptcy more favorably. A Chapter 7 bankruptcy will stay on your credit report for 10 years, while a Chapter 13 bankruptcy will fall off after seven years. Frequently asked questions about how often you can file for bankruptcyCan I file a Chapter 13 bankruptcy after a Chapter 7 bankruptcy? Yes, you can file Chapter 13 after Chapter 7 bankruptcy, but you must wait at least four years after the discharge of your Chapter 7 to file Chapter 13.
Persons: Filers, you've, Adrienne Hines, Hines, Scott Glatstian, Rosenblum, Lamine Zarrad, , Jennifer, Read Organizations: refiling, Wright Co, Rosenblum Law, Federal Trade Commission, Business, Yahoo, Finance, CBS, MSNBC, CNBC, Forbes, Black Enterprise, USA, The Johns Hopkins University Carey School of Business, Business Journalists Locations: Kademenos, Chevron, America, TheGrio, New York City
We’ve put together a guide to some of the most frequently asked questions regarding China travel. China travel FAQsDo you need a visa to go to China? However, travelers visiting under these visa-free transit programs have more restrictions in terms of places they can visit. Exploring the country via China’s vast high-speed railway network is not an option for those entering under the two transit visa schemes. Beijing, China's capital city, accepts international travelers visiting under the 144-hour visa-free transit program.
Persons: it’s, , Denny Tian, Gabriela Correia, Correia, Tian, Greg Baker, Correira, ” Gabriela Correia, David Tucker, We’ve, John Seaton Callahan, China ’, Kevin Frayer, , ” Correira, you’ve, Didi, Uber, Yan Cong, China’s Organizations: CNN, Immigration Administration, China, Google, Getty, , Service, Shanghai Hongqiao, Hong Kong, Hong, Hong Kong Immigration, Travelers, Facebook, , Publishing, United, US, Baidu, Apple, China Railway, Bloomberg Locations: China, Beijing, Portugal, Shanghai, AFP, , Hunan, Singapore, Thailand, Austria, Australia, Belgium, France, Germany, Hungary, Ireland, Italy, Luxembourg, Malaysia, Netherlands, New Zealand, Poland, Spain, Switzerland, New York, Japan, South Korea, United Kingdom, United States, Hong Kong, Macau, Jiangsu, Zhejiang, Asia, Tibet, Tibet Autonomous Region, Hainan, China's, Hawaii, , Canada
Small business insurance like property, liability, and business interruption are key to helping protect against major risks. By assessing the threats to your small business and putting resources in place to prevent and mitigate them, you can help keep your small business running. Your insurance agent can also help you analyze your small business and identify types of coverage that may help safeguard it against potential risks. Here are five types of risks to consider, along with some ideas to help protect yourself and your small business. State Farm offers Small Business Insurance for a wide range of small businesses.
Organizations: State, The Insurance Institute, Business, US Chamber of Commerce, US Small Business Administration, Farm, Small Business Insurance, Insider Studios
Their week-long mission, called Polaris Dawn, is fully private with no NASA involvement — but it's no billionaire joyride. The Polaris Dawn spacewalk planThe spacewalk procedure begins 48 hours before opening the Crew Dragon's hatch, with a "pre-breathe." Polaris Dawn crew members train to recognize symptoms of complications from decompression. The Polaris Dawn crew will have to open Dragon's nosecone with no airlock to keep its cabin pressurized. Polaris Program via XThe risks and stakes are highThe Polaris Dawn spacewalk plan — no airlock, vehicle fully open to space — is not totally unprecedented.
Persons: , joyride, Elon Musk's, It's, Jared Isaacman, Anna Menon, Sarah Gillis, Scott Poteet, haven't, Leroy Chiao, Chiao, John Kraus, Isaacman, Gillis, — Menon, Poteet, Mike Hopkins, NASA Abhi Tripathi, Tripathi, Menon, Bill Gerstenmaier Organizations: Service, SpaceX, Business, Polaris, NASA, Elon, Air Force, Wednesday, Polaris Program, Space Station, Reuters, UC Berkeley's Space Sciences Laboratory Locations: Mars, West Coast, Hawthorne , California
All of our Super Six megacaps were higher, even Club stock Apple was pushing to stay in the green after getting mixed reviews on Monday's iPhone 16 event. That's an interesting line because you could argue that Starbucks needs to pullback its aggressive expansion plans in the world's second-largest economy. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB.
Persons: Jim Cramer, Daniel Pinto, Pinto, JPMorgan's, else's, Jamie Dimon, Wells, Morgan Stanley, ramping, Brian Niccol, Niccol, Buster's, Jim Cramer's, Jim Organizations: CNBC, ., Apple, JPMorgan, Barclays Global Financial Services Conference, Dow, Starbucks, The Club, GameStop, Dave, Jim Cramer's Charitable Locations: Banks, U.S, United States, China
According to The Times report, the princess hosted Alito and his wife Martha-Ann in July 2023 at her 500-room castle, St. Emmeram Palace, in southeastern Germany. Advertisement"He is pro-life in a time where the majority follows the culture of death," the princess said of Alito. In his 2023 disclosure, Thomas amended his disclosures from 2019 to reflect the luxury trips he received from Crow. AdvertisementStricter ethics rules were adopted in March 2023, requiring Supreme Court justices to disclose any gifts, trips, or meals they may have accepted. A representative for Alito didn't immediately respond to a request for comment from Business Insider, sent outside business hours.
Persons: , Samuel Alito Jr, Gloria von Thurn, Alito, Martha, Ann, Richard Wagner, SCOTUS, ProPublica, Clarence Thomas, Harlan Crow, who's, Crow, Thomas, John Oliver, Oliver, Vladimir Putin's, Alito didn't Organizations: Service, Gloria von Thurn und, The New York Times, The Times, Business, Bayreuth, Times Locations: German, St, Emmeram, Germany, Crow, Russia
"Everyone seems to believe that inflation will return to its boring old normal," said Chief European economist Tomasz Wieladek. Changes in central bank policy, expectations, labor markets, and globalization mean that inflation will likely stay volatile going forward." Depending on circumstances, this could set the scene for another large inflation target miss." For instance, JPMorgan chief Jamie Dimon has repeated warnings of a pricey future, as global militarization and the green transition stoke inflation. "While AI will likely have a disinflationary effect in the medium term, the associated energy consumption could contribute to higher short-term inflation."
Persons: , Rowe Price, Tomasz Wieladek, Wieladek, Jamie Dimon, Donald Trump Organizations: Service, Financial Times, Business, JPMorgan Locations: Europe
Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailEvercore ISI's Krishna Guha on rate cuts: Base case is 25 bps, but investors should stay hunkered downKrishna Guha, Evercore ISI vice chairman, joins ‘The Exchange’ to discuss his expectation from the Fed next week, what investors should watch out, and more.
Persons: Krishna Guha, Evercore Organizations: Fed
Getting stuck in New York"My heart stopped," says Jeremy, who messaged Faye Travel Insurance while on board. Their travel insurance company arranged a weddingBut their insurance company offered another solution. Get Travel Insurance Quotes Online Protect your trip with the best travel insurance. "This was an extraordinary situation that we addressed with extraordinary measures," says Faye Travel Insurance CEO Elad Schaffer. Jeremy has previously worked in the insurance industry, but this was the first time the couple purchased travel insurance.
Persons: Jeremy, Adam Geinitz's, , Adam Geinitz, Hurricane Fiona, Faye, Adam, AJ Steele, Elad Schaffer, they're Organizations: Service, Faye Travel Insurance, City Hall, Get, Squaremouth, Puerto Rico, Faye Travel Locations: New York, Denver, Puerto Rico, Italy, Faye, Central Park, Caribbean, Puerto
As the Fed lowers its benchmark rate, mortgage rates should continue to go down. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. FHA Interest RatesFHA interest rates were 5.03% last month, and they've been a bit lower in recent weeks. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.
Persons: they've, Freddie Mac Organizations: Federal Reserve, Traders, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs Locations: Chevron
Former independent presidential candidate Robert F. Kennedy Jr.'s name must be removed from North Carolina's November ballot, the state's Supreme Court ordered. The 4-3 decision by North Carolina's high court came hours after the Michigan Supreme Court ruled that Kennedy's name had to stay on that state's ballot over his objections. In all three states, Trump polls better in a two-candidate race than he does in a six-candidate race. The state Supreme Court ruling acknowledged "that expediting the process of printing new ballots will require considerable time and effort by our election officials and significant expense to the State." "But our election officials are professionals, and I have no doubt we will rise to the challenge," Bell said.
Persons: Robert F, Kennedy Jr, Donald Trump, Kamala Harris, Trump, Harris, Kennedy, Trey Allen, Allen, Trey, Anita Earls, Allison Riggs, Richard Deitz, Karen Brinson Bell, Bell Organizations: Libertarian Party's, Democratic, . North Carolina, Electoral, North, Michigan Supreme, Trump, White, Republican, U.S . Department of Defense Locations: Washington , U.S, North, Harris, North Carolina, RealClearPolling, ., Wisconsin, Carolina
Oil prices plunged to their lowest level since December 2021, with Brent oil falling 4% to $68.99 on Tuesday. OPEC cut its oil demand outlook and delayed production boosts, while US production hits record highs. In its monthly oil market report, OPEC cut its outlook for oil demand because of the deceleration in China's economy. That's nearly double its oil production levels in 2014. Senior market analyst David Morrison at Trade Nation said in an email that investors shouldn't expect a rebound in oil prices anytime soon.
Persons: Brent, , oil's, That's, David Morrison, Morrison Organizations: ., Service, brent, OPEC, Trade Nation Locations: Brent, YCharts
He's seen some spectacular sights on cruises, including the northern lights and other galaxies. Here are Oluseyi's tips for the best stargazing on cruise lines, including seeing eclipses, galaxies, the northern lights, and meteor showers on your next cruise. "The most amazing one was a trip to Norway on a cruise called Chasing the Northern Lights," he said. The northern lights are visible most often in northern latitudes including Canada, Alaska, and northern Scandinavia. The fall and spring equinoxes are the best time for viewing the northern lights, NOAA notes.
Persons: , Hakeem M, Oluseyi, Paul Grigsby, Holland, I'm, GOH CHAI HIN, Grigsby, Igor Chekalin, readjust Organizations: Service, Princess Cruises, Discovery, Business, Viking Cruises, NASA, Holland, Southern, Northern, Hemisphere, BBC Locations: stargaze, Norway, Canada, Alaska, Scandinavia, Islands, Chile, Greenland, Seattle, London, Iceland, Spain, Russia, Portugal, Holland America, Southern Hemisphere, Royal Caribbean, Australia, New Zealand, Africa, South America
Stand With Crypto's bus tour through five battleground states kicked off last week in Phoenix and Las Vegas. Logan Dobson/Stand With Crypto AllianceStand With Crypto's bus tour through five battleground states is all about getting people registered to vote. Logan Dobson/Stand With Crypto Alliance"Bipartisan crypto legislation has already passed the House of Representatives, and more and more elected officials are coming out in support of crypto," the letter says. Stand With Crypto's tour through battleground states is more about turning out the vote than raising cash. Logan Dobson/Stand With Crypto Alliance
Persons: Logan Dobson, ABC didn't, Ohio Sen, JD Vance, Harris, Tim Walz, Joe Biden, Crypto, Sen, Kyrsten Sinema, Kyrsten, who's, Sinema, Paul Grewal Organizations: Crypto Alliance, Representatives, ABC, Trump, Public Citizen, CNN, Democratic, Crypto, Washington , D.C Locations: Phoenix, Las Vegas, Minnesota, Phoenix , Arizona, Arizona, Nevada, Michigan , Wisconsin, Pennsylvania, Washington ,
Trump appears to have begun to slow Harris' rise, which began after President Joe Biden dropped out of the race. At the same time, Harris has abandoned many of her most progressive views that she took during her failed 2020 Democratic presidential primary run. "She's not really quite sure what she believes that's why she is pretty evasive to answering questions on policy, policy positions that she has supported in the past and supposedly what she does not support now," Wolking said. Tuesday's debate will mark the first time Harris and Trump will be in the same room together. With perhaps the exception of the Nixon-Kennedy debate, no other presidential debate will loom larger in history.
Persons: Kamala Harris, Donald Trump, Trump, Harris, Joe Biden, Hillary Clinton, pollsters, Trump's, Ben Warner, Warner, They've, Kamala, Matt Wolking, Tim Walz, CNN's Dana Bash, She's, Wolking, hasn't, Bash, Biden, Democratic pollster Evan Roth Smith, Roth Smith, Reid Hoffman, Roth, Doug Sosnik, he'll, Sosnik, Clinton, Nixon, Kennedy Organizations: Service, New York Times, Super Bowl, NFL, University of Missouri, Culinary Union, Democratic, Voters, Trump Locations: Siena, Pennsylvania, Washington, Minnesota, Nevada
I thought I was ready for my son to go to kindergarten, as I've done this before. But the morning I walked my son to the open double doors of his new school and hugged him goodbye, it felt different. AdvertisementMy body knew how to grow a baby again, and that following year, my son was born. When I finally gained strength, I went for my first stroller walk with my son. AdvertisementAlthough it hurts to know this was my last kindergarten drop-off, I'm learning to do things on my own again.
Persons: Lisa McCarty, I, I'd, she'd Organizations: Service, World Health Organization, OB
Knowles-Carter told the magazine that she organizes her work around her family's schedule. Knowles-Carter has three children with her husband, Jay-Z: her twins and her 12-year-old daughter, Blue Ivy. Beyoncé initially didn't want Blue Ivy to perform on tourOn the "Renaissance" tour, Blue Ivy joined her mother onstage, performing choreography to the songs "My Power" and "Black Parade." Knowles-Carter told GQ that initially, she didn't want Blue Ivy to perform with her, despite knowing that her daughter was an "artist." Despite letting her baby girl onstage, Knowles-Carter said her main priority is ensuring she gives her children a life of normality.
Persons: , Beyoncé Knowles, Carter, Knowles, Rumi, Sir, Jay, Blue Ivy, Beyoncé, Ivy, I've, isn't Organizations: Service, GQ, Business, Blue Locations: Paris
In 2013, I took my first step into the digital nomad lifestyle by becoming an online English teacher. The author, with a camel on Mount Sinai, has made friends while dating as a digital nomad. Related storiesWe met on Nomad Soulmates, a dating app for digital nomads under the most surreal of circumstances. Go with your gutI was just getting out of another failed relationship when I went on my first Tinder date. When you're dating on the road, the temptation to do so is strong, and connecting at a speed that would seem crazy in the "real world" is commonplace.
Persons: , I've, Buddha, Cait Charles, Nomad Soulmates, Moishe, bode Organizations: Service, Business, Central Locations: Thailand, Nepal, Mount Sinai, South Korea, Pennsylvania, Florida, Mexico, Central America
The tech slide has many investors anxious to buy the dip, but now is the time for caution, some say. Communication services and information technology stocks are the two worst-performing S & P 500 sectors this quarter, after having fallen into a correction from their peaks in July. Communication services is more than 11% off its 52-week high, while information technology is more than 12% off its recent high. For much of this year, any dips in the high-flying tech stocks have proven to be a buying opportunity for investors, as the promise of artificial intelligence has traders unable to stay away from these names for long. Investors were buying the dip again midday through the trading session Tuesday.
Persons: Ken Mahoney, We've, Rob Williams, Williams, Savita Subramanian, Jason Draho, CNBC's, Tesla Organizations: Federal Reserve, Asset Management, Sage Advisory, Bank of America, UBS Global Wealth Management, Apple, Microsoft, Nvidia
The wide receiver was driving to the Dolphins-Jacksonville Jaguars game on Sunday when Miami-Dade police stopped him just outside Hard Rock Stadium, handcuffed him and put him face down on the pavement. "If I wasn't Tyreek Hill, Lord knows, I probably would have been, like, worst-case scenario, I would have been shot or would have been locked up" and "put behind bars, you know, for a simple speeding ticket," Hill told NBC News. Hill was cited for reckless driving and driving without a license, said his agent, Drew Rosenhaus. It was crazy how that same officer who took me down handcuffed Calais for just standing on the side." But she was running late Sunday and decided to travel to the stadium on her own, they said.
Persons: Hill, , Drew Rosenhaus, , Jonnu Smith, Calais Campbell —, Campbell, Walter Payton Man, he’s, , I’m, DeAndre Hopkins, Harold Carmichael, Charley Taylor, Carmichael, Taylor, Tua Tagovailoa, Jaylen Waddle, Keeta, Jesse Kirsch, David K, Li Organizations: MIAMI, Dolphins, Jacksonville Jaguars, Miami, Dade, NBC, Miami - Dade Police Department, Pro Football Hall of Fame Locations: Miami, Hill, Calais, Miami's, wasn't, New York City
The spokesperson declined to offer additional details, including the names of the officers who pulled Hill over and handcuffed the players, citing an ongoing internal affairs investigation. “I don’t want to speak for him, but it certainly felt like he wasn’t treated fairly,” Rosenhaus told NBC South Florida on Sunday. “Things escalated out of control.”A police union representative said Monday that Hill wasn’t cooperative and that he refused “to sit on the curb,” leading to his being “redirected” to the ground. The officer who has been put on administrative duty is a 25-year veteran of the department, according to the union. “When the officers were trying to talk to him, he was being very uncooperative,” Steadman Stahl, president of the South Florida Police Benevolent Association, told NBC South Florida.
Persons: Calais Campbell, Campbell, Walter Payton Man, Hill, Stephanie Daniels, Daniella Levine Cava, ” “, , Drew Rosenhaus, , ” Rosenhaus, ” Steadman Stahl, ” Stahl, “ It’s, ” Steadman, couldn’t, Ron DeSantis, wasn’t, ” DeSantis Organizations: Miami Dolphins, Dolphins, Jacksonville Jaguars, Miami, Dade Police, Dade, NBC South, South Florida Police Benevolent Association, NBC, NBC News, Florida Gov Locations: Miami Gardens , Florida, Miami, Dade County, NBC South Florida, Florida
Apple said Monday that a version of its latest AirPods earbuds will come with built-in hearing aids, which it says would help more than 1 billion people globally. The feature on the AirPods Pro, which Apple describes as equivalent to an over-the-counter hearing aid, is designed for users with mild to moderate hearing loss. "This helps them better engage in conversation, and keeps them connected to the people and environment around them," Apple said. AppleThe AirPods Pro will use the personalized hearing profile to inform how its hearing aid feature adjusts sounds in real time, including phone calls, music and other types of media. Apple noted that according to the World Health Organization, about 1.5 billion people around the world live with hearing loss.
Persons: Apple, ” Sarah Herrlinger, Apple’s Organizations: Apple, World Health Organization, AirPods, Apple Watch, U.S . Food, Drug Administration
Covid lockdowns, such as school closures, canceled sports activities and stay-at-home orders, prematurely aged teen brains by as much as four years, researchers from the University of Washington found. Lead researcher Patricia Kuhl, co-director of I-LABS, said that after Covid lockdowns began in 2020, they couldn’t do brain scan follow-ups until 2021. Pandemic lockdowns resulted in unusually accelerated brain maturation in adolescents. The research doesn’t prove the lockdowns caused the brain changes — mental health disorders were rising among children even before Covid. Another brain scan study in 2022 from Stanford University showed similar changes in cortical thickness in teen brains during Covid restrictions.
Persons: Covid, Patricia Kuhl, Covid lockdowns, ” Kuhl, Kuhl, Ellen Rome, they’re, , Jonathan Posner, Posner, there’s, It’s, Parkinson, Karin Zaugg Black, Delia Organizations: University of Washington, National Academy of Sciences, university's Institute for Learning, Brain Sciences, Cleveland Clinic Children’s Hospital, Rome, University of Washington's Institute for Learning, Stanford University, Stanford, Centers for Disease Control, CDC, Duke University School of Medicine Locations: Seattle
LONDON — Kate, the Princess of Wales, announced Monday that she has completed her chemotherapy treatment and will undertake a light schedule of engagements until the end of the year. The princess attended the men’s final at Wimbledon with her daughter in July. Kate, Princess of Wales, at the men's singles final at Wimbledon earlier this year. While Charlotte attended Wimbledon, the princess and her brothers have largely been out of the public eye since their mother's surgery. Charles' and Kate's illnesses have highlighted the challenges faced by a slimmed-down royal family as the king pledges to cut costs.
Persons: Princess, Wales, , ” Kate, Prince William, — George, Louis, Daisy McAndrew, Katherine, Kate, William, Kate's, Pippa Middleton Matthews, Princess of Wales, Visionhaus, , Buckingham, King Charles III, Prince, , Charles, Queen Camilla, Charlotte, Charles ', Camilla, Princess Anne, Prince Edward Organizations: NBC, Wimbledon, Buckingham Palace, Wales ’ Locations: Norfolk, England, Charlotte, British, Kensington, France, Australia, Samoa
Former President Donald Trump and Republican vice presidential nominee Sen. JD Vance continue to falsely describe how one of their major policy proposals, across-the-board tariffs, would work. Trump has falsely, and repeatedly, claimed that China – not US importers – pays the tariff. A tariff is a tax that is paid by US businesses – not other countries – when a foreign-made good arrives at the American border. “It’s fair to call a tariff a tax because that’s exactly what it is,” said Erica York, a senior economist at the right-leaning Tax Foundation. He also said he would impose a “100% tariff” on countries that shift away from using the US dollar.
Persons: Donald Trump, Sen, JD Vance, Trump, , Kamala Harris, ” Trump, ” Vance, , Erica York, , Joe Biden Organizations: Republican, Democratic, Fox News, Trump, Tax, US, US International Trade Commission Locations: China, Arizona
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