DIRS.INFO The most relevant business & tech news

$69 Annual Fee View Full Details $69 Annual Fee Apply now On Chase's websiteSouthwest Rapid Rewards® Plus Credit Card Apply now On Chase's website Card Details Rewards Earn 2X points on Southwest® purchases. Review: Is the Southwest Rapid Rewards Plus the best credit card for you? The Southwest Rapid Rewards® Plus Credit Card is the entry-level version, with the lowest annual fee ($69) of the bunch. $69 Annual Fee View Full Details $69 Annual Fee Apply now On Chase's websiteSouthwest Rapid Rewards® Plus Credit Card Apply now On Chase's website Card Details Rewards Earn 2X points on Southwest® purchases. To have the best chance of being approved for a travel credit card like the Southwest Rapid Rewards® Plus Credit Card, your credit score should be 700 or above.

Review: Is the Southwest Rapid Rewards Premier the best credit card for you? That's the same bonus you'll find on the Southwest Rapid Rewards® Plus Credit Card ($69 annual fee) and aSouthwest Rapid Rewards® Priority Credit Card ($149 annual fee). Anniversary points bonusEach year when you renew your Southwest Rapid Rewards® Premier Credit Card, you'll receive 6,000 points, which are worth around $84 in Southwest airfare. The Southwest Rapid Rewards® Premier Credit Card comes with ongoing benefits valuable enough to offset the $99 annual fee each year. To have the best chance of being approved for a travel credit card like the Southwest Rapid Rewards® Premier Credit Card, your credit score should be 700 or above.

Best overall for travel rewards Annual Fee Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Best small-business travel rewards card Annual Fee Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.

When you connect a credit card to your account and use that card for purchases, you get the convenience of paying with PayPal plus any benefits you get from using a credit card. $0 Apply now On Chase's website Learn more On PayPal's websiteYou also get to earn rewards on purchases made through PayPal with a credit card, which can be especially fruitful if you use a credit card that gives you bonus points on PayPal purchases. Review: PayPal Cashback Mastercard reviewBest credit cards for PayPal purchases frequently asked questions (FAQ)Are PayPal credit cards the best cards for online shopping? The rewards credit cards featured above offer bonus points on PayPal purchases, but there are plenty of other credit cards that can help you boost your rewards haul when you shop online. Are PayPal credit cards the best cards to use with PayPal?

☆ Chase Pay Yourself Back gets you up to 50% more value when you redeem points for Airbnb, dining, phone, internet, and more — here's how it works
▼ + stars: | 2022-10-20 | by ( Holly Johnson | Jasmin Baron | Freelance Writer | ) www.businessinsider.com time to read: +17 min

You'll get 50% more value with the Chase Sapphire Reserve®, and 25% more with the Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card. Here's what to know about Pay Yourself Back to help you decide if you want to redeem your Chase Ultimate Rewards® points this way. Let's say for a moment that you have 50,000 Chase Ultimate Rewards points in your Chase Sapphire Reserve® account. You'll also earn 10x points on Lyft rides with the Chase Sapphire Reserve® and 5x points on Lyft rides with the Chase Sapphire Preferred® Card through March 2025. Pair Chase cards for even more valueIf you have a Chase Sapphire Reserve® or Chase Sapphire Preferred® Card, you should also consider applying for another Chase card that could help you maximize this benefit.

Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightRewards on food delivery: You'll earn 4 points per dollar on restaurants, which includes most US food delivery services. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightRewards on food delivery: You'll earn 4 points per dollar on takeout, food delivery, and dining. Review: U.S. Bank Altitude Go card reviewFood delivery credit cards frequently asked questions (FAQ)Which is the best credit card for food delivery?

☆ The Chase Sapphire Reserve's 80K bonus is effectively a blank airline ticket — here's how to use it to get (almost) anywhere in the world
▼ + stars: | 2022-10-19 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +13 min

By transferring Chase Ultimate Rewards® points to airline partners, you can fly just about anywhere on earth. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. By transferring 80,000 Chase points to Southwest, you can expect an average value of $1,120 in free flights. You can save quite a few Chase points if you're willing to pay a bit in taxes, however. Bottom lineThe 84,000 Chase points you'll have after opening the Chase Sapphire Reserve® and meeting its minimum spending requirement is basically a blank airline ticket to nearly anywhere on earth's surface.

Crystal Cox/Business InsiderCredit card rewards come in all types, from cash back, airline miles, hotel points, and transferable points. Among people well versed in rewards credit cards, there's a bit of common knowledge: Not all rewards points are created equal. However, if you transferred your Chase Ultimate Rewards points to United, you could potentially book the same flight for half as many points. But when you have the Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card, you get a 25% bonus in value. Best credit cards for earning transferable pointsThe best transferable-point credit card for you depends on what credit card rewards program is most appealing.

☆ The credit score you need for popular rewards cards like the Chase Sapphire Reserve, Amex Platinum, and Capital One Venture
▼ + stars: | 2022-10-18 | by ( Caroline Lupini | Freelance Reporter | ) www.businessinsider.com time to read: +31 min

Knowing the credit score you'll need to be considered for popular rewards credit cards can help you decide which to apply for. Crystal Cox/Business InsiderIt's good to know the credit score you'll need to get approved for a credit card before you apply. Not all rewards credit cards require a high credit score, however. Capital One says you'll need excellent credit to be approved for the Capital One Venture Rewards Credit Card. However, we don't recommend that you dive into rewards credit cards until your score is at least 700.

Compare the Chase Sapphire cards Chase Sapphire Preferred® CardChase Sapphire Reserve® Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Apply now On Chase's website Apply now On Chase's websiteThe Chase Sapphire Preferred® Card and Chase Sapphire Reserve® got makeovers last year, adding new or improved bonus categories and additional benefits. Neither card got an annual fee increase: You'll still pay $550 per year for the Chase Sapphire Reserve® and $95 for the Chase Sapphire Preferred® Card. While the Chase Sapphire Preferred® Card costs only $95 a year, the Chase Sapphire Reserve® has an annual fee of $550. The Chase Sapphire Preferred® Card fee is $95, while the Chase Sapphire Reserve® fee is $550.

According to travel agency Squaremouth, the current average travel insurance premium is $315.76. Travel insurance weekly rates at a glance:Average premium: $315.76Average trip cost: $6,135.92Average trip length: 16 daysAverage cost of travel insurance by most popular destinationsSome countries are naturally more expensive travel destinations due to higher flight and lodging costs, which could ultimately increase your travel insurance costs. Policy type Average days between purchase to trip Average Trip length (days) Average trip cost Average cost of travel insurance Cancellation 53 13 $5,949.67 $365.32 Non-cancellation 16 21 N/A $96.98Source: SquareMouthAverage cost of travel insurance by ageA traveler's age is a significant factor in determining the cost of travel insurance. When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency. Before getting a travel insurance policy, it's essential to make sure that the terms match your needs or concerns.

The new 80,000-point bonus on the Chase Sapphire Reserve card is worth at least $1,200 in travel. You can use your Chase Sapphire Reserve travel credit toward expenses like airport parking and online travel agencies. Sapphire Reserve cardholders get airport lounge accessChase Sapphire Reserve® cardholders receive a complimentary Priority Pass Select membership, which gets them access to more than 1,300 airport lounges worldwide. The Chase Sapphire Reserve increases the value of your Chase pointsIf you already have other Chase cards that earn Chase Ultimate Rewards points, including no-annual-fee cards like the Chase Freedom Flex℠ and Chase Freedom Unlimited®, you can combine your points into your Chase Sapphire Reserve® account and unlock better redemption options. Chase Sapphire Reserve application restrictionsLike other Chase cards, the Chase Sapphire Reserve® is subject to application restrictions, most notably the Chase 5/24 rule.

The Chase Sapphire Reserve offers insurance and benefits that are useful for frequent travelers. Here's a look at the top features that make the Chase Sapphire Reserve a must-have for frequent travelers. When you make the reservation with the Chase Sapphire Reserve, however, that insurance is a hard pass. In addition, Chase added $10 per month in Gopuff credit to many of its cards through December 2023, including the Chase Sapphire Reserve®. The Chase Sapphire Reserve® has one perk that can save you tens of thousands of dollars should you ever need to use it.

Insider's Featured Small Business Credit Cards U.S. Bank Business Triple Cash Rewards World Elite Mastercard®Ink Business Cash® Credit CardInk Business Unlimited® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. How to earn points with the Ink Business PreferredThe Ink Business Preferred® Credit Card has an earning structure with generous 3x points earning in several common small-business categories. The Ink Business Preferred® Credit Card is a small business card, so you must have a business (even a part-time one, or a side gig) to qualify. The Ink Business Preferred® Credit Card is not a metal card. Yes, you can add authorized users (employee cards) to your Ink Business Preferred® Credit Card at no cost.

Here are a few of the financing options available through popular jewelers:Blue Nile: Financing is available via Blue Nile's credit card. Ritani: Ritani offers financing via a Synchrony bank credit card. Tiffany & Co.: The brand's credit card offers a 0% intro APR for 12 months, or a 7.99% APR for 24 months. Why I used a credit card with an intro APR offerWhen I bought the ring, I opened a card that had a 0% introductory APR for the first 15 months. Plus, if you have a premium card from Chase, like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card, you can move points from the Chase Freedom Unlimited® to the premium Chase card.

☆ I'm a first year medical student with limited time off — here's how I saved $6,000 using credit card points for a winter break trip to Vietnam
▼ + stars: | 2022-10-13 | by ( Ethan Steinberg | Read More | Read Less | ) www.businessinsider.com time to read: +14 min

I couldn't find available award flights to Vietnam for winter break, so I redeemed flexible credit card points for cash flights instead. Even though I spent more points than I would have liked, I don't regret using my rewards this way. My winter break has clearly defined start and end dates, bookmarked on either end by immovable exams and unmissable lectures. $0 Rewards Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Read Insider's points and miles valuations to find out what your credit card rewards are worth.

Summer already feels like a distance memory, but that's a good thing when it comes to travel insurance costs and trip costs in general. Travel insurance weekly rates at a glance:Average premium: $238.38Average trip cost: $4,969.97Average trip length: 16 daysAverage cost of travel insurance by most popular destinationsSome countries are naturally more expensive travel destinations due to higher flight and lodging costs, which could ultimately increase your travel insurance costs. When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency. Before getting a travel insurance policy, it's essential to make sure that the terms match your needs or concerns. Read the fine print of any travel insurance policy before purchasing.

☆ I bought travel insurance for the first time this summer after thinking it was useless for years, and the $70 extra cost per flight was totally worth it
▼ + stars: | 2022-10-10 | by ( Leo Aquino | Read More | Read Less | ) www.businessinsider.com time to read: +6 min

This year, with COVID-19 and unpredictable weather, I decided to splurge on $70 travel insurance. I read flight cancellation policies for each airline carefully to help me decide if I needed it. I decided to spend $70 on travel insurance for each of the JetBlue flights after carefully combing through each airline's cancellation policy. Insider's Featured Travel Insurance Companies World Nomads Travel InsuranceAllianz Travel InsuranceTravelex travel insurance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Editor's Rating 4.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.7/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.45/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Compare quotes On SquareMouth's website Compare quotes On SquareMouth's website Compare quotes On Travelex's websiteTravel insurance gave me extra confidence while travelingTraveling in a post-COVID world is so strange.

The IHG® Rewards Premier Credit Card delivers on that front and offers plenty of options for redeeming those rewards. The IHG® Rewards Premier Credit Card offers cardholders up to 26x points per dollar spent on eligible IHG hotel stays. How to earn points with the IHG Rewards Premier cardThe IHG® Rewards Premier Credit Card comes with a generous earning rate at IHG hotels, and it earns bonus points in a couple of everyday spending categories. IHG elite statusThe IHG® Rewards Premier Credit Card comes with automatic IHG Platinum elite status — one of the chain's middle elite tiers. Like most other cards, the IHG® Rewards Premier Credit Card charges fees for balance transfers, cash advances, and late or returned payments.

☆ World of Hyatt Business Credit Card review: Earn 60,000 points and get benefits like automatic elite status, Hyatt statement credits, and a redemption rebate
▼ + stars: | 2022-10-07 | by ( Jasmin Baron | Read More | Read Less | ) www.businessinsider.com time to read: +36 min

Review: Is the World of Hyatt Business Credit Card the best credit card for you? Hyatt Business credit card benefits and featuresThe World of Hyatt Business Credit Card comes with perks that are most useful if you (or your employees) stay with Hyatt often. Because the World of Hyatt Business Credit Card is a small-business credit card, you must have a business venture to qualify. What credit score do you need for the World of Hyatt Business credit card? No, the World of Hyatt Business Credit Card doesn't offer a free anniversary night (like the personal The World Of Hyatt Credit Card does).

Read our review Read Our Review A looong arrow, pointing rightThe IHG® Rewards Premier Business Credit Card has the highest potential value of any IHG credit card. Review: Is the IHG Premier Business Card the best credit card for you? Free anniversary nightsThe IHG® Rewards Premier Business Credit Card provides one free night each year after your cardmember anniversary. Read our review Read Our Review A looong arrow, pointing rightFees and costsThe IHG® Rewards Premier Business Credit Card charges a $99 annual fee. However, if you have other IHG credit cards, like the IHG® Rewards Premier Credit Card or the IHG® Rewards Traveler Credit Card, you're still eligible to open this card.

Chase is well-known for its excellent small-business credit cards, most notably the Ink Business Preferred® Credit Card, Ink Business Cash® Credit Card, and Ink Business Unlimited® Credit Card. Late in 2021, Chase unveiled a brand new small-business card in the Ink family — the Chase Ink Business Premier Card. Even the no-annual-fee Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card may prove significantly better for your credit card strategy, whether you're interested in cash-back or travel rewards. With other Chase Ink credit cards, like the Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card, you can:Redeem your rewards for cash, gift cards, and travel at 1 cent eachConvert your rewards to airline miles or hotel points by moving your points over to a Chase Ultimate Rewards transferable points credit card like the Ink Business Preferred® Credit Card, Chase Sapphire Reserve®, or Chase Sapphire Preferred® Card. Primary car rental insuranceThe Ink Business Premier Card comes with primary car rental insurance when you use your card to rent for business purposes.

☆ New Chase Freedom Flex and Freedom Unlimited welcome bonus offers include up to $600 in cash back on groceries the first year
▼ + stars: | 2022-10-07 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +10 min

Earn up to $600 cash back the first year on groceries with Chase Freedom Flex and Freedom Unlimited. Getty ImagesThe Chase Freedom Flex℠ and the Chase Freedom Unlimited® are two of the best no-annual-fee rewards cards for earning cash back on popular spending categories. With record-high inflation rates on groceries, and the holiday season just around the corner, Chase has added a new grocery category to the Chase Freedom Flex and Chase Freedom Unlimited® as part of their welcome bonuses (offers may vary). Keep in mind that although Chase promotes its Freedom rewards cards as cash-back cards, Chase Freedom Flex and Chase Freedom Unlimited® actually earn Chase Ultimate Rewards® points. Otherwise, the Chase Freedom Flex and the Chase Freedom Unlimited® have very similar spending categories.

A single perk from the Amex Marriott Bonvoy Business card got my family a free night at the Courtyard Erie Bayfront. Marriott BonvoyThe Marriott Bonvoy Business® American Express® Card has a $125 annual fee. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Amex OffersAmerican Express cards, including the Marriott Bonvoy Business® American Express® Card, get you access to a program called Amex Offers**. Other Amex Marriott Bonvoy Business perksThe Marriott Bonvoy Business® American Express® Card comes with other benefits that can save you even more money and make your travel experience better.

If you're trying to earn World of Hyatt elite status before the end of the year, the new offer on the Hyatt Business credit card could be just the ticket. World of Hyatt; InsiderThe World of Hyatt Business Credit Card got updated with a new bonus and extension of its earning accelerator. Here's what to know about all the changes to the World of Hyatt Business Credit Card to help you decide if you should apply. If you're interested in earning Hyatt points but don't have a small business, you could consider the personal The World Of Hyatt Credit Card instead. Here's our review of the Hyatt credit card for all the details, and a comparison of the World of Hyatt and Hyatt Business card to see which is better for you.

Search resuls for: "Sapphire Reserve"

25 mentions found