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☆ The number of low-wage U.S. workers is dropping—but 23% still make less than $17/hr
▼ + stars: | 2024-07-23 | by ( Gili Malinsky | ) www.cnbc.com time to read: +6 min

"As they continue to annually increase their minimum wages, the number of low-wage workers does go down," says Henderson. Similarly, many states hiked their tipped minimum wages — or did away with a tipped minimum altogether. 53% of tipped wage workers earn less than $17 per hourAll that said, there are still nearly 40 million workers making less than $17 per hour. Nationwide, more than half, 53% of tipped wage workers earn less than $17 per hour, according to the report. A third, 33% of Latin or Hispanic workers and 32% of Black workers earn less than $17 per hour, compared to 21% of white workers, according to the report.

Persons: Kaitlyn Henderson, Henderson, Workers aren't, Judy Conti Organizations: Federal, Health, Education, Labor, Pensions, " Workers, Oxfam, Workers, Institute, National Employment Law, Bureau, National Women's Law, BLS, Agriculture, National Center, Farmworker Health, Census Bureau Locations: New York City, Washington, Maine, Oregon, EPI, Mississippi, Oklahoma, Louisiana, Kentucky, Texas, North Carolina, Mexico, West Virginia

☆ The race is already on to be Kamala Harris' VP
▼ + stars: | 2024-07-22 | by ( Bryan Metzger | ) www.businessinsider.com time to read: +1 min

Kamala Harris is almost certain to be the Democratic nominee for President. There are several potential Harris VP contenders, and at least one of them is already making moves. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementFollowing President Joe Biden's sudden decision to drop out of the race on Sunday, Vice President Kamala Harris appears likely to coast toward the Democratic nomination next month. That means the race to be her vice president is already taking center stage among Democrats.

Persons: Kamala Harris, Harris, Andy Beshear, Sen, JD Vance, —, Joe Biden's, Donald Trump, Josh Shapiro, Roy Cooper of Organizations: Democratic, Gov, Morning Joe, Service, Pennsylvania, Business Locations: Kentucky, Roy Cooper of North Carolina

Fees no monthly service fee Annual Percentage Yield (APY) 0.25% Minimum Opening Deposit $25 Pros Check mark icon A check mark. up to $500 Pros Check mark icon A check mark. Fees no fees Annual Percentage Yield (APY) 5.10% Minimum Opening Deposit $0 Bonus N/A Pros Check mark icon A check mark. Fees no monthly service fee Annual Percentage Yield (APY) 0.45% Minimum Opening Deposit $0 Pros Check mark icon A check mark. Fees no monthly service fee Annual Percentage Yield (APY) 4.65% Minimum Opening Deposit $100 Pros Check mark icon A check mark.

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☆ How Harris is preparing to contrast her record as a prosecutor with Trump’s as a felon
▼ + stars: | 2024-07-22 | by ( Edward-Isaac Dovere | ) edition.cnn.com time to read: +15 min

CNN —Kamala Harris has spent much more of her life as a prosecutor than as a senator or vice president – and that is exactly how she is now going to run against Donald Trump. The vice president had expected that to be part of her role making the case for Biden. “As a former prosecutor, Vice President Harris has a lot of experience holding convicted felons accountable,” said Massachusetts Sen. Elizabeth Warren, a former primary opponent in the 2020 Democratic race who quickly endorsed Harris after the news of Biden’s decision broke. “The prosecutor approach is really about just deconstructing an issue,” Harris told CNN in an exclusive interview after a campaign stop in Las Vegas in April. He was a for-profit college – literally,” a narrator says, as footage of first Harris and then Trump goes by.

Persons: CNN — Kamala Harris, –, Donald Trump, Joe Biden’s, Harris, Trump, Biden, ”, “ Kamala Harris, It’s, Massachusetts Sen, Elizabeth Warren, ” Warren, Timmaraju, she’s, Roe, Wade, “, ” Harris, Harris ’, “ He’s, Maya, Hillary Clinton, fumed, Tyra Banks, Tony West – who’s, —, “ She’s, Eleni Kounalakis, Josh Shapiro, Roy Cooper, Pete Buttigieg, JD Vance, Andy Beshear, Arizona Sen, Mark Kelly, Shapiro, Beshear, Cooper, Harris wouldn’t, She’s, Kamala, Devi, ” Timmaraju, Jahana Hayes, Hayes, Laphonza Butler, ” Butler, vouching, hasn’t Organizations: CNN, Naval, GOP, Advisers, Democratic, Senate, Consumer Financial Protection Bureau, Trump, ACLU, Andrews Air Force Base, Air Force, Justice Department, Democratic Party, North Carolina Gov, Transportation, Kentucky Gov, Arizona, Howard University, Democrats, Democrat Locations: New York, Massachusetts, California, Fayetteville , North Carolina, Las Vegas, America, Washington , DC, Provincetown , Massachusetts, Pennsylvania, Provincetown, American, Oakland

☆ Elon Musk asked OpenAI investor Vinod Khosla to support Trump. Khosla said he doesn't 'accept depravity'.
▼ + stars: | 2024-07-22 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +1 min

Vinod Khosla on Sunday urged Democrats to select a moderate candidate against Trump. Elon Musk pushed back in defense of Trump, sparking a heated exchange with Khosla on X.Khosla suggested Kamala Harris and Governors Whitmer, Shapiro, and Beshear as potential candidates. Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Khosla first posted that an open convention could yield a candidate who could "easily" beat Trump, such as Michigan Gov.

Persons: Vinod Khosla, Trump . Elon Musk, Trump, Khosla, Kamala Harris, Whitmer, Shapiro, Beshear, —, Joe Biden, Donald Trump, Gretchen Whitmer, Josh Shapiro —, Andy Beshear, MAGA Organizations: Sunday, Trump . Elon, Service, Democratic Party, Trump, Michigan Gov, Business Locations: Pennsylvania, Kentucky

Today, there are 55 Hispanic American banks and credit unions that are FDIC or NCUA insured around the United States. Nave BankBranches: 0 (online-only)ATMs: 0Services: savings accounts, business banking, business loansNave Bank is currently only available for businesses, and has a waitlist to join. We selected Hispanic American-owned credit unions from the National Credit Union Administration's list of minority depository institutions which was also updated in September 2023. You can open up savings accounts, checking accounts, CDs, and money market accounts in most of the institutions listed. Results from the study found that Hispanic Americans made up a greater percentage of those who took out home loans or small business loans at Hispanic American banks in comparison to non-minority banks.

As of late Monday, there did not appear to be any potentially serious challengers for the Democratic nomination who had not already endorsed Harris. On the contrary, Democratic governors and senators and House members have been lining up to endorse Harris, instead of waiting to see whether any potential alternatives emerge. The refusal by Democrats to entertain these calls from donors who want to slow down the nomination process is a sharp contrast to how many donors successfully lobbied lawmakers to call on Biden to drop out of the race. Despite a few big donors pushing for a pause on the process, the Democratic party on Monday was full steam ahead with its new frontrunner. Gretchen Whitmer — all of whom are now contenders in the veepstakes to become Harris' running mate.

Persons: Kamala Harris, Harris, Mike Bloomberg, Forbes, Reed Hastings, Biden, Democratic electeds, Gavin Newsom, Roy Cooper, Pete Buttigieg, Josh Shapiro, Andy Beshear, J.B ., Gretchen Whitmer — Organizations: Democratic, Billionaire, Bloomberg, Netflix, California Gov, Gavin Newsom , North Carolina Gov, Transportation, Kentucky Gov, Illinois Gov, J.B . Pritzker, Michigan Gov Locations: California, Gavin Newsom ,, Pennsylvania, Kentucky, Illinois

CNN —With President Joe Biden’s support unleashing a flood of endorsements from many prominent Democrats across the country, Kamala Harris has emerged as the favorite to take his place as the party’s nominee for president. The campaign formally amended filings with the Federal Election Commission to rename its principal committee and declare Harris a candidate for president. Cooper previously waved off speculation that he might be on the shortlist for vice presidential nominees if Biden steps aside and Harris becomes the nominee. “Are you at least open to the possibility of being a running mate to Vice President Harris?,” Beshear was asked on MSNBC Monday morning. “I’m not going anywhere.”Whitmer, first elected governor in 2018, emerged as a prominent executive during the height of the Covid-19 pandemic.

Persons: Joe Biden’s, Kamala Harris, Harris, Biden, Roy Cooper, Josh Shapiro, Arizona Sen, Mark Kelly, Jeff Zeleny, Shapiro, ”, Barack Obama, Donald Trump, Corey Comperatore, Trump, “ Corey, Corey, ” Shapiro, ” Roy Cooper, “, Cooper, ” Cooper, Mark Kelly Arizona Sen, Gabby Giffords, Kelly, Katie Hobbs, Andy Beshear, Beshear, ” Beshear, He’s, Steve Beshear, J.B, J.B . Pritzker, Pritzker, Wade, Chicago Mayor Brandon Johnson, Pete Buttigieg, It’s, Buttigieg, Mike Pence, Vance, Bill Maher ”, ” Vance, ” Buttigieg, Gretchen Whitmer, “ I’m, ” Whitmer, Whitmer, She’s, That’s, Abby Phillip, who’s, ” Gavin Newsom California, Gavin Newsom, Ron DeSantis, X, Donald Trump’s, @KamalaHarris, Newsom, CNN’s Tami Luhby, Ethan Cohen, Jasmine Wright, Devan Cole, Gregory Krieg, Edward, Isaac Dovere, Dan Merica Organizations: CNN, Democratic, Federal, Commission, Democratic National Convention, North Carolina Gov, Arizona, Democrats, ” CNN, ” Roy Cooper North Carolina Gov, Republicans, Republican, Biden, North Carolina House of, North, Democratic Party, MSNBC, Senate, GOP, Affordable, Pritzker, Pritzker Illinois Gov, South, Chicago Mayor, White, Transportation Department, Fox News, Yale Law School, Harvard, Trump Republican, Gov, Detroit News, Trump, Golden, Electoral College Locations: Chicago, Pennsylvania, Philadelphia, Butler , Pennsylvania, America, North Carolina, Raleigh, Andy Beshear Kentucky, Bluegrass, Kentucky, Pritzker Illinois, Midwest, South Bend , Indiana, Afghanistan, East Palestine , Ohio, Michigan, Covid, Napa, San Francisco

☆ Energized Democrats quickly consolidate around Harris
▼ + stars: | 2024-07-22 | by ( Eric Bradner | ) edition.cnn.com time to read: +9 min

Democratic congressional leaders had remained quiet so far — but there were signs that could soon change. Massachusetts Rep. Katherine Clark and California Rep. Pete Aguilar, the second- and third-ranking House Democrats, endorsed Harris on Monday morning. The Clintons, in a statement Sunday, endorsed Harris; Obama did not, deferring to the party’s process. In those phone calls, Harris made clear that while she was grateful for Biden’s endorsement, she planned to earn the Democratic nomination in her own right. Longtime Democratic operative Donna Brazile said that she was in the process of gathering delegates to support Harris.

Persons: Kamala Harris, Donald Trump, Harris, Lauren Hitt, —, West Virginia Sen, Joe Manchin, Andy Beshear, North Carolina’s Roy Cooper, California’s Gavin Newsom, Pennsylvania’s Josh Shapiro, South Carolina —, Ohio Sen, Sherrod Brown, Massachusetts Sen, Elizabeth Warren, Alexandria Ocasio, Katherine Clark, Pete Aguilar, Joe Biden’s, Biden, She’d, Harris —, Barack Obama, Bill Clinton, Hillary Clinton, Obama, Amos Brown III, — Harris ’, “, ”, Harris ’, Donna Brazile, ” Brazile, Muriel Bowser, Joyce Beatty, Jasmine Crockett, Manchin, ” Manchin, Eric Adams, ” Adams, jockeying, Beshear, JD Vance, JD Vance ain’t, ” Beshear, Vance, “ JD Vance, ’ ” Beshear, isn’t, ” Cooper, I’m, Ebony Davis, Aaron Pellish, MJ Lee, DJ Judd, Eva McKend Organizations: CNN, Democratic Party, Democratic, West Virginia, Congressional Black Caucus, Congressional Hispanic Caucus, Congressional Progressive Caucus, Service Employees International Union, American Federation of Teachers, Convention, South Carolina, New York Rep, Massachusetts, California Rep, Howard University, Congressional, Texas Rep, Democratic National Convention, CBS News, New York, New York City Democratic, MSNBC, Republican, North Carolina Locations: North, Tennessee, North Carolina, South, Ohio, Massachusetts, Alexandria, Cortez, California, Washington, DC, Chicago, West Virginia, New York City, Kentucky

You can get down payment assistance through CHFA's Down Payment Assistance Program or the Time To Own program. VermontThe Vermont Housing Finance Agency offers mortgages, down payment assistance, a first generation homebuyer program, and a mortgage credit certificate. NebraskaThe Nebraska Investment Finance Authority is another state housing finance agency that offers programs for first-time and repeat buyers alike. State first-time homebuyer programs FAQsHow do first-time homebuyer programs differ by state? You may be able to combine multiple forms of state-backed first-time homebuyer assistance, or get state assistance in addition to other, unrelated programs.

Persons: you'll, CHFA, DSHA, MaineHousing, NJHMFA, MHDC, UHC Organizations: Connecticut Housing Finance Authority, FHA, Housing Authority, Maine MaineHousing, Loan, Massachusetts MassHousing, New Hampshire New Hampshire Housing, New Jersey Housing, Mortgage Finance Agency, New Jersey Police, New York Mortgage Agency, Pennsylvania Housing Finance Authority, Vermont Housing Finance Agency, Alabama Housing Finance Association, Arkansas, Finance Authority, of Columbia Homebuyers, DC Housing Finance Agency, D.C, Florida Housing Finance Corporation, Georgia Department of Community Affairs, Georgia, Plus, Kentucky Housing Corporation, Louisiana Housing Corporation, Maryland Department of Housing, Community Development, Mississippi The Mississippi Home Corporation, North Carolina Housing Finance Agency, Carolina South, Carolina South Carolina Housing, Palmetto, SC, South Carolina National Guard, Tennessee Housing Development Agency, Virginia Virginia Housing, Virginia Department of Housing, West, West Virginia The West, West Virginia The West Virginia Housing Development Fund, Illinois Housing, Authority, Indiana, Indiana Housing, Community Authority ., Iowa Finance Authority, IFA, Kansas Housing, Assistance, Michigan, Housing Development Authority, Minnesota Housing Finance Agency, Missouri Housing, Commission, Nebraska, Nebraska Investment Finance Authority, North, North Dakota Housing Finance Agency, Ohio Housing Finance Agency, South Dakota Housing Development Authority, Economic Development Authority, Arizona The, Arizona The Arizona Industrial Development Authority, New Mexico Mortgage Finance Authority, Oklahoma, Oklahoma Housing Finance Agency, Texas The, Affordable Housing Corporation, Texas, Homes, Texas Heroes, Alaska Housing Finance Corporation, California Housing Finance Agency, Colorado, Colorado Housing, Hawaii Housing Finance, Development Corporation . Idaho, Idaho Housing, Finance Association, Montana, Montana Montana Housing, Nevada Housing Division, Oregon Oregon Housing, Community Services, Utah Housing Corporation, Washington, Washington State Housing Finance Commission, Wyoming Community Development Authority Locations: Connecticut, Delaware, New Hampshire New Hampshire, New Jersey, York The State, Pennsylvania, Rhode, Vermont, Alabama, Arkansas, Washington ,, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, Carolina, Carolina South Carolina, Tennessee, Virginia Virginia, West Virginia, West Virginia The West Virginia, Illinois, Indiana Indiana, Community Authority . Iowa, Iowa, Kansas, Michigan, Minnesota, Missouri, NIFA, North Dakota, North, Ohio, OHFA . South Dakota, Wisconsin, WHEDA . Southwest, Arizona, Arizona The Arizona, Mexico, Oklahoma, Texas, Texas The Texas, TSAHC ., Alaska, California, Colorado, Hawaii, Idaho, Montana Montana, Nevada, Oregon Oregon, Utah, Washington, Wyoming, Chevron

☆ Here Are the State Delegations That Have Endorsed Kamala Harris
▼ + stars: | 2024-07-22 | by ( Elena Shao | Martín González Gómez | ) www.nytimes.com time to read: +2 min

Here Are the State Delegations That Have Endorsed Kamala HarrisWhere delegations have declared support for Kamala Harris Declared support A U.S. map highlighting the states where their delegations have declared support for Ms. Harris. In a show of party unity, state convention delegations have declared their support for Vice President Kamala Harris as the Democratic presidential nominee. Many individual delegates have said they intend to vote for Ms. Harris, but their state delegations have not yet collectively done the same. Most state delegations listed below voted unanimously among those present to support Ms. Harris. State delegations that declared support for Harris A table showing the states whose delegations have declared support for Ms. Harris.

Persons: Kamala Harris, Harris, Mr, Biden Organizations: Democratic, State, New York, North Carolina, South Carolina, South Dakota, West Virginia Locations: U.S, Alaska, Arkansas, California, Connecticut, Florida, Georgia, Guam, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Nebraska, Nevada, New Hampshire, New Jersey, New, North, Ohio, Pennsylvania, South, Tennessee, Texas, Utah, Vermont, Wisconsin

☆ From Zyn to vapes: Big Tobacco pushes further toward cigarette alternatives. Here’s who could come out on top
▼ + stars: | 2024-07-21 | by ( Michelle Fox | ) www.cnbc.com time to read: +12 min

If you haven't been paying attention to tobacco companies, you might not recognize the new landscape. The alternatives also include heated tobacco and nicotine vapor products, although with the latter, tobacco companies face big competition from vaping companies and the proliferation of illicit vapes. PM 1Y mountain Philip Morris' one-year performance Countries around the globe have been working for years to reduce tobacco use. There is no way back," Philip Morris Chief Financial Officer Emmanuel Babeau said at a Deutsche Bank conference in June. Most of that came from companies in China, with tobacco companies only taking about 15% share, the bank said.

Persons: Philip Morris, —, Brett Cooper, I'm, Philip, Emmanuel Babeau, Owen Bennett, Cooper, Altria, vapes —, Faham Baig, Dan Ahrens, Ahrens, Edge's Cooper, Jefferies, Bennett, Murray Garnick Organizations: Philip Morris International, Reynolds American, British, Tobacco, Big Tobacco, World Health, Philip Morris, Deutsche Bank, Jefferies, Philip Morris USA, Centers for Disease Control, Drug Administration, U.S, Supreme, FDA, UBS, WHO, Brands, BAT Locations: Colorado, China, rey, Japan, Iquos, U.S, Kentucky, Marlboro, U.S ., London, RRPs

Within hours of Biden dropping out of the race and endorsing his vice president on Sunday, Trump’s campaign managers had released a blistering statement tying Harris to the administration’s policies. Instead, Trump’s team had orchestrated an exacting campaign around defeating Biden. But it was soon widely acknowledged within Trump’s camp that Biden bowing out would also throw their own campaign into uncertainty. Trump’s campaign also began privately ramping up and testing new lines of attack on Harris — someone they had largely ignored since she was sworn in as vice president. While polling has shown Harris is the best known among possible Democratic candidates to replace Biden, Trump’s advisers and allies maintain that most Americans don’t know much about her, creating an opening to define her to the public.

Persons: Donald Trump, Joe Biden’s, Biden, Kamala Harris, Harris, Trump, “, It’s, anoint Harris, won’t, ”, surrogates, Harris ’, Harris “, Chris LaCivita, LaCivita, can’t, –, Biden deputized, Ohio Sen, JD Vance, pollsters, Biden –, Biden’s, “ Biden, Kamala, ” Brian Bartlett, Mitt Romney’s, ” Bartlett, Arizona Sen, Mark Kelly, Josh Shapiro, Roy Cooper, they’ve, Gretchen Whitmer, Gavin Newsom, Hillary Clinton, Andy Beshear, CNN’s David Wright Organizations: CNN, Democratic, Trump, ABC, Fox News, Biden, Committee, California Democrat, Republican, Convention, MAGA Inc, Republican National Convention, Georgia, Democrats, Black, North Carolina Gov, Michigan, Kentucky Gov Locations: California, Arizona , Georgia, Nevada, Pennsylvania, Milwaukee, Central America, Arizona, Kentucky

☆ Sen. Joe Manchin calls on Biden to drop out of presidential race
▼ + stars: | 2024-07-21 | by ( Rebecca Picciotto | ) www.cnbc.com time to read: +2 min

Sen. Joe Manchin, D-W.Va., is seen in the U.S. Capitol on Wednesday, September 6, 2023. Independent Sen. Joe Manchin on Sunday called on President Joe Biden to exit the race against former President Donald Trump. Along with Manchin, 36 Democratic lawmakers, including four senators, have called on Biden to exit the race and allow a new nominee to take the helm of the ticket. Over the past week, Manchin had been hinting at his slipping support for Biden as the presumptive Democratic nominee. Throughout the Biden administration, Manchin has positioned himself as a conservative Democrat, sometimes opposing large parts of the president's agenda.

Persons: Sen, Joe Manchin, Independent Sen, Joe Biden, Donald Trump, Josh Shapiro, Andy Beshear, Kamala Harris, Biden, Manchin, Trump Organizations: U.S, Capitol, Independent, West, Kentucky Gov, Trump, Democratic, Biden, Democratic Party, Senate, Democrat, White Locations: West Virginia, Pennsylvania, Manchin

One, in particular, summed up the mood among Biden’s donors, he said. After weeks of turmoil over the future of the Democratic ticket, Kessler said the campaign donors he’s courted as a bundler for Biden’s campaign are turning their full attention to Harris and committing to work on her behalf. On Sunday afternoon, the Biden campaign filed paperwork with federal election regulators, transforming itself into the “Harris for President” committee. Lindelof was among the contributors who had called on fellow Democratic donors to stop writing campaign checks. Morgan had planned a fundraiser for the Biden campaign in Florida, but those plans had been put on hold because of the tumult unleashed by the June 27 debate .

Persons: Alan Kessler, Joe Biden, Kamala Harris, Kessler, he’s, Harris, “ They’re, ”, Matt Gorman, ” Gorman, Biden, it’s, that’s, Donald Trump’s, “ Harris, It’s, Cedric Richmond, ” Richmond, “, Donald Trump, ‘, ” Damon Lindelof, Instagram, Lindelof, …, there’s, they’re, Dick Gephardt, John Morgan –, –, Morgan, Andy Beshear, Gretchen Whitmer, Josh Shapiro, Will, “ Will, CNN’s MJ Lee Organizations: CNN, Democratic, Sunday, Democratic National Committee, Biden, Trump, –, Trump –, Pennsylvania Locations: Philadelphia, Hollywood, Florida, Kentucky, Michigan, California, Mexico

☆ Open Championship: Ruthless Xander Schauffele seals second major in two months with imperious display
▼ + stars: | 2024-07-21 | by ( Jack Bantock | ) edition.cnn.com time to read: +5 min

On Sunday, the American clinched the Open Championship to claim the second major of his career. South Africa’s Thriston Lawrence finished one shot behind Rose and Horschel in tied-fourth, with American Russell Henley a further stroke back. Yet the attacks were coming from all angles now, the most ferocious of all from playing partner Lawrence and Schauffele, two holes ahead. The steely-eyed barrage continued with two more birdies across the next three holes to open up a three shot lead. Rose and Lawrence had barely erred, each bogeying just once, but such was the relentless pace set by Schauffele.

Persons: Xander Schauffele, Billy Horschel, Justin Rose, Brooks Koepka, Scottie Scheffler, Bryson DeChambeau’s, I’ve, Horschel, Rose, Africa’s Thriston Lawrence, American Russell Henley, Scheffler, leapfrog Ireland’s Shane Lowry, Jon Super, Lawrence, Schauffele, –, Peter Morrison, pip DeChambeau Organizations: CNN, Little, American, Royal Troon, PGA, Masters, ‘, Schauffele’s Locations: Scotland, Africa’s, South Ayrshire, Kentucky

☆ Kamala Harris has Biden's endorsement as Democratic nominee. Here are her next steps
▼ + stars: | 2024-07-21 | by ( Rebecca Picciotto | ) www.cnbc.com time to read: +4 min

Kevin Mohatt | ReutersVice President Kamala Harris on Sunday received President Joe Biden's endorsement to replace him at the top of the Democratic ticket in the race against Donald Trump. "I am honored to have the President's endorsement and my intention is to earn and win this nomination," Harris said in a Sunday statement. Biden's endorsement puts Harris on a glidepath to the Democratic nomination. Secure nominationThough Harris has a significant leg-up with Biden's endorsement, she is not the Democratic nominee until the necessary number of delegates say so. The voting process will repeat itself until a candidate wins a majority and can be officially designated the Democratic nominee.

Persons: Kamala Harris, Kevin Mohatt, Joe Biden's, Donald Trump, Harris, Carol Hamilton, Josh Shapiro, Andy Beshear, Arizona Sen, Mark Kelly, Roy Cooper, J.B ., Pete Buttigieg, Gretchen Whitmer, Biden, Anna Massoglia Organizations: Air Force, Joint Base Andrews, Reuters, Sunday, Democratic, Democrats, Trump, CNBC, Pennsylvania, Kentucky Gov, North Carolina Gov, Illinois Gov, J.B . Pritzker, Transportation, Michigan Gov, Democratic National Convention, Federal Locations: Philadelphia , Pennsylvania, Joint Base Andrews , Maryland, U.S, India, Jamaica, Kentucky, Arizona, Illinois, Chicago

Here are the best mortgage lenders for first-time homebuyers and the affordable loans they offer, as chosen by Business Insider editors in 2024. If you're a Bank of America Preferred Rewards customer, you can get discountsCheck mark icon A check mark. Offers many unique types of mortgagesCheck mark icon A check mark. Low Cost Mortgages come with only $295 in closing costsCheck mark icon A check mark. Mortgage credit certificatesSome HFAs also offer mortgage credit certificates to first-time homebuyers.

Persons: It's, Chase, Grant, You'll, Carrington, Carrington doesn't, forbearance, HELOC, homebuyers, Truist, doesn't, Flagstar, they're, homeownership, Fannie Mae, Freddie Mac's, you'll, Anthony Park, Molly Grace, Julie Aragon, There's, Lauryn Williams, —, there's, PenFed, USAA, Wells, Wells Fargo, Ally Organizations: Homebuyers Bank of America Mortgage, Mortgage, Chase, Federal Credit Union Mortgage, New, U.S, Bank Mortgage, Federal Savings, Loan, Truist, Flagstar Bank, Business, Bank of America, of America, FHA, Bank, Bank of, Bank of America's, Miami . Bank of America, USDA, Guild Mortgage, Veterans, Navy, Credit, Federal, Navy Federal, Navy Federal Credit Union, Department of Defense, Student Loan, . Bank, US Bank, U.S . Bank, Carrington Mortgage, Carrington Mortgage Services, Consumer Financial Protection, DC, Private Mortgage Insurance, PMI, Down Payments, Quicken, Rocket Mortgage, Rocket, CrossCountry Mortgage, CrossCountry, Loans, Flagstar Bank Mortgage, Federal Housing Finance Agency, Federal Housing Administration, US Department of Housing, Urban, US Department of Veterans Affairs, US Department of Agriculture, Best, Chevron, CFP, Pentagon Federal Credit Union, BBB, Fairway Independent Mortgage Corporation, Veterans United, Movement Mortgage, NBKC, PNC Bank, Better Business Bureau Locations: VA, HELOC, Washington, DC, Charlotte, Dallas, Detroit, Los Angeles, Miami, Delaware, Vermont, Delaware , Vermont, Wyoming, J.D, New York, ., U.S, Massachusetts, North Dakota, Ohio, Florida, California , Colorado , Connecticut, Georgia , Illinois , Indiana , Kentucky, Maryland , Massachusetts , Missouri , New Hampshire , New Jersey , New York, North Carolina , Ohio , Oregon , Pennsylvania, South Carolina , Tennessee, Virginia, Tennessee, Arizona , Alaska, Hawaii, Arizona , California, Florida , Indiana , Michigan , New Jersey , New York , Ohio, Wisconsin, Flagstar, Arizona , California , Connecticut , Idaho , Michigan, Nevada , Ohio, New Mexico, Chevron, Wells Fargo

☆ Secret Service Director Will Testify Before Congress on Monday
▼ + stars: | 2024-07-19 | by ( Hamed Aleaziz | More About Hamed Aleaziz | ) www.nytimes.com time to read: +1 min

The director of the Secret Service, Kimberly A. Cheatle, will appear before lawmakers for the first time on Monday as scrutiny intensifies over the security failures at the Pennsylvania rally where a gunman tried to kill former President Donald J. Trump, the agency announced on Friday. “The Secret Service is fully accountable for the safety of its protectees. As of Thursday, it was unclear whether Ms. Cheatle would appear before the committee. Regardless, lawmakers on Friday said the hearing would take place Monday as scheduled. “Secret Service Director Kimberly Cheatle must appear before the House Oversight Committee without delay on Monday, July 22, to answer our many questions and provide the transparency and accountability that Americans deserve and that are at the foundation of our government.”

Persons: Kimberly A, Donald J, Trump, ” Anthony Guglielmi, Cheatle, ”, James R, Comer, Jamie Raskin, Kimberly Cheatle Organizations: Pennsylvania, Department of Homeland Security, Republican Locations: Butler, Pa, Kentucky, Maryland

☆ A Kentucky motel has to pay $2M to the family of a man who died after a 150-degree shower
▼ + stars: | 2024-07-19 | by ( Joshua Nelken-Zitser | ) www.businessinsider.com time to read: +1 min

A jury awarded $2 million to the family of a man who died from 150-degree shower burns at a Kentucky motel. Most adults will suffer third-degree burns if exposed to 150-degree water for even two seconds. The man sustained third-degree burns and died months after the incident. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementA jury awarded more than $2 million to the family of a 76-year-old man who died after suffering severe burns from a 150-degree shower at a Kentucky motel.

Persons: —, Alex Chronis Organizations: Service, Business Locations: Kentucky

☆ The science you need to know before seeing 'Twisters'
▼ + stars: | 2024-07-19 | by ( Jenny Mcgrath | ) www.businessinsider.com time to read: +8 min

Read previewYou don't need to know a lot about tornadoes to understand the massive storms you'll see on screen in the new film "Twisters," debuting in US theaters Friday. 22 science terms to know before seeing 'Twisters'Cap: A layer of warm air thousands of feet high in the atmosphere that can slow or stop the formation of a thunderstorm. Sandwiched between warm, moist air and cold, dry air, the cap can also increase instability and cause a severe storm if it's removed. Eric Kurth/NOAADoppler radar: The National Weather Service's Doppler radars look like they have giant golf balls sitting on top of them. Recent research suggests severe storm activity is shifting to states like Alabama, Arkansas, Kentucky, Louisiana, Mississippi, and Tennessee.

Persons: —, Eric Kurth, Ted Fujita, Paul Huffman, Sakuhei Fujiwhara, Matthew Cappucci, it's, Paul Markowski, Yvette Richardson, Joseph, Louis Lagrange, Sean Waugh Organizations: Service, Business, The Washington Post, NOAA, Tornadoes, NWS, FEMA, NASA, Federal Emergency Management Agency, National Aeronautics and Space Administration, Oceanic, Atmospheric Administration, National Weather Service, Library, Laboratory Locations: Elkhart , Indiana, Oklahoma, It's, Norman , Oklahoma, Kansas, Kansas , Nebraska , Oklahoma, Texas, Alabama , Arkansas , Kentucky, Louisiana , Mississippi, Tennessee

☆ 'Twisters' shows how tornado science has changed massively since the first movie nearly 30 years ago
▼ + stars: | 2024-07-19 | by ( Jenny Mcgrath | ) www.businessinsider.com time to read: +7 min

Read previewWhen the original "Twister" movie debuted in 1996, its super-sized, cow-spinning tornadoes captivated audiences. Now, there's a sequel, "Twisters," which, in some ways, shows just how far tornado science has come in the last few decades. She helped a "Twisters" film crew scout locations and find storm footage for the new movie. Climate change is altering tornado seasonA powerful tornado can destroy homes and cars leaving devastation in their wake. The original film sparked a surge in interest in severe weather.

Persons: —, Jana Houser, Kevin Thiel, Dorothy, TOTO, Harold Brooks, Houser, Lee Isaac Chung, " Houser Organizations: Service, Business, Ohio State University, OU, NOAA, Weather, Systems Lab, NWS, CNN, Universal Pictures, Warner Bros . Pictures, Amblin, University of Oklahoma's Locations: Oklahoma, Kansas, Weather.com, Alabama , Kentucky, Mississippi

☆ Kentucky motel ordered to pay $2M after fatal scalding shower incident
▼ + stars: | 2024-07-19 | by ( Zenebou Sylla | ) edition.cnn.com time to read: +2 min

Two associates of Chronis rushed to his aid after hearing his fall and screams, according to the complaint. The shower delivered water at an “extremely excessive temperature,” the complaint stated. The temperature was more than 150 degrees, according to Chronis’ family attorney, N. Jeffrey Blankenship. Most adults will suffer third-degree burns if exposed to 150-degree water for two seconds, according to the Consumer Product Safety Commission. Two days later, Chronis returned to the hospital for skin graft surgery and remained hospitalized for nearly five months, according to the complaint.

Persons: “ scalded, Alex Chronis, ”, Chronis ’, Chronis, Jeffrey Blankenship, Blankenship, Sanjay Patel, “, Patel, Lindsay Rump Organizations: CNN, Consumer Product Safety Locations: Kentucky, Erlanger , Kentucky, Cincinnati, Knoxville , Tennessee, Erlanger

As boarding, tickets, and pilot communication channels were affected by the outage, passengers were hit with delays and cancellations. AdvertisementScott Sanders, a passenger at Seattle-Tacoma International Airport, told Business Insider that people were sleeping on the ground due to the disruption. Sanders' flight to Cincinnati/Northern Kentucky International Airport (CVG) had been scheduled to depart on Thursday at 10:55 p.m. 'Tired and hopeless'At Los Angeles International Airport, Sarah Patterson experienced a similar disruption. "We sat on the tarmac for an hour, and they said it was a technical issue with Microsoft," Ebule told BI.

Persons: —, Scott Sanders, Sanders, t4nCH8Y6UD — Scott Sanders, Jordan van den Lamb, Lamb, Sarah Patterson, Patterson, w9trzshNST, Sarah, Ebule, Aditi Bharade Organizations: Service, Microsoft, Business, Tacoma International Airport, Northern, Northern Kentucky International, SEA, Hobart, Jetstar, Los Angeles International Airport, Spirit Airlines, Newark Liberty International Airport, LAX, Spirit, Melbourne Airport, Scoot, Singapore's, Singapore Changi Airport, IndiGo, BI, Amtrak, Speedway Locations: Delta, Seattle, Cincinnati, Northern Kentucky, Ohio, @SeahawkSanders, Tasmania, Washington ,, Australia, Singapore, Trains

☆ Ford to spend $3 billion to expand large truck production to a plant previously set for EVs
▼ + stars: | 2024-07-18 | by ( Michael Wayland | ) www.cnbc.com time to read: +1 min

DETROIT – Ford Motor will expand production of its large Super Duty trucks to a Canadian plant that was previously set to be converted into an all-electric vehicle hub. The new plans include investing about $3 billion to expand Super Duty production, including $2.3 billion at Ford's Oakville Assembly Complex in Ontario, Canada, Ford said Thursday. The remaining investment will be used to increase production at supporting facilities in the U.S. and Canada, the company said. Ford currently produces Super Duty trucks – the larger siblings of the F-150 full-size pickup used largely by commercial and business customers – at plants in Ohio and Kentucky. Ford said the Canadian plant, which is expected to come online in 2026, will add capacity of roughly 100,000 units annually.

Persons: Ford, Jim Farley Organizations: DETROIT, Ford, Kentucky, Plant, Ford Pro Locations: Canadian, Oakville, Ontario, Canada, U.S, Ohio, Kentucky

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