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Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. High APY Check mark icon A check mark. Mobile check deposit Check mark icon A check mark.

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A savings account can be a safe place to store savings and grow it over time. You earn some interest on your savingsA savings account is a type of interest-earning bank account. If you open a regular savings account or high-yield savings account, the savings accounts will likely have a variable APY. Children can't open a savings account on their own, but parents can open a joint savings account and help them manage it until they turn 18. First, you'll want to figure out which type of savings account you would like to open: a traditional savings account, high-yield savings account, money market account, certificates of deposit, cash management account, or specialty savings account.

Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. High APY Check mark icon A check mark. No monthly service fee Check mark icon A check mark.

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Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. High APY Check mark icon A check mark.

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Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. High APY Check mark icon A check mark.

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Pros Check mark icon A check mark. Pros Check mark icon A check mark. High interest rate Check mark icon A check mark. Virtual debit card, physical debit card, and access to Apple Pay, Google Pay, Samsung Pay Check mark icon A check mark. Check writing included Check mark icon A check mark.

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Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. High interest rate Check mark icon A check mark. No monthly service fee Check mark icon A check mark.

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Pros Check mark icon A check mark. Competitive APY Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. High interest rate Check mark icon A check mark.

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Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. High interest rate Check mark icon A check mark. Virtual debit card, physical debit card, and access to Apple Pay, Google Pay, Samsung Pay Check mark icon A check mark.

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USAA Classic Checking 4.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars Annual Percentage Yield (APY) 0.01% on balances of $1,000 or more Minimum Deposit Amount $25 View Full Details Learn moreUSAA Classic Checking 4.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars Annual Percentage Yield (APY) 0.01% on balances of $1,000 or more Minimum Deposit Amount $25 View Full Details Learn more at USAA's secure site. Access to 1,200 free USAA ATMs Check mark icon A check mark. Read our review Read Our Review A looong arrow, pointing rightUSAA vs. Navy Federal CD comparisonsUSAA Bank CD Navy Federal Credit Union Standard Certificate Term lengths 30 days to 7 years 3 months to 7 years Minimum opening deposit $1,000 $1,000 APY 0.01% to 3.71% 0.45% to 4.45% Early withdrawal penalties 30 days to 1 year of interest 90 days to 1 year of interest Types of CDs Standard CDs, Jumbo CDs Standard share certificates, Jumbo share certificates Next steps Learn more Learn moreWinner: Navy Federal Navy Federal and USAA CDs are comparable in many ways, but Navy Federal wins when it comes to interest rates. Winner: Navy Federal Navy Federal is a default winner for this category because USAA doesn't have a money market account. At Navy Federal, you'll need to open the Navy Federal Credit Union Share Savings Account to become a member.

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A cashier's check (also called an "official" check) is a type of bank-issued check where the bank itself guarantees that the funds will be available when the check is cashed. Here's an overview of how much a cashier's check costs at some of the biggest banks:What to do if your cashier's check is lost or stolenIf your cashier's check is lost or stolen, call your bank as soon as possible to let them know. According to the Office of the Comptroller of Currency, you could ask the person who gave you the cashier's check to buy you another cashier's check. How to avoid cashier's check scamsReal cashier's checks are one of the safest forms of payment, but cashier's check scams do exist. Cashier's check alternativesFor large transactions, like a real estate closing, wire transfers are the main alternative to cashier's checks.

SAN JUAN, Puerto Rico — A new private company will take over power generation units owned by the Puerto Rico Electric Power Authority, the public corporation currently in charge of generating energy on the U.S. territory. The power generation equipment in Puerto Rico, plagued by ongoing blackouts and decaying infrastructure, is on average about 45 years old — twice the age of those on the U.S. mainland. The company and the Puerto Rico Electric Power Authority (PREPA) are currently undergoing a transition process set to last 100 days. Officials in Puerto Rico have been taking steps toward privatizing power generation for some time. Power customers in Puerto Rico have seen seven electric rate increases last year, even though people in Puerto Rico already pay about twice as much as mainland U.S. customers for unreliable service.

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Ana de Armas garnered an Academy Award nomination for best actress in a leading role for her performance as Marilyn Monroe in Netflix's "Blonde" — amid controversy over the movie. De Armas, 34, was nominated for the Oscar a day after “Blonde” got eight Razzie Award nominations, including worst picture and screenplay, further underscoring how polarizing the film has been. This is the Cuban-born actor's first Oscar nomination. Her performance in the movie also earned de Armas her second Golden Globe nomination last year. “Argentina, 1985” won a Golden Globe last month for best non-English language motion picture.

US Bank personal checking account featuresUS Bank has over robust national presence, with over 2,000 branches in 26 states and 4,000 ATMs throughout the US. The bank has two checking accounts: US Bank Safe Debit account and US Bank Smartly™ Checking. US Bank checking accounts vs. Chase checking accountsChase offers a greater variety of options, including checking accounts specifically suited for teens and college students. Chase Total Checking® has a $12 monthly service fee, while US Bank Smartly™ Checking has a $6.95 monthly service fee (with options to waive). US Bank checking accounts vs. Wells Fargo checking accountsWells Fargo has four types of checking accounts, including a checkless bank account similar to the US Bank Safe Debit account.

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SAN JUAN, Puerto Rico — The governing board of the Puerto Rico Electric Power Authority, the public corporation currently in charge of energy generation on the island, approved a contract that brings the U.S. territory one step closer to privatizing power generation. Less than 4% of Puerto Rico’s power generation currently comes from renewable energy. Power generation units in Puerto Rico are on average about 45 years old, twice those of the U.S. mainland. As part of the ongoing privatization process, the Puerto Rico Electric Power Authority relinquished the island’s power transmission and distribution system to Luma Energy. It’s unclear whether privatizing power generation would have any impact on such efforts.

How LGFCU accounts compare Local Government Federal Credit Union Share SavingsLocal Government Federal Credit Union Checking AccountLocal Government Federal Credit Union Money Market AccountLocal Government Federal Credit Union Share Term Certificates Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. How Local Government Federal Credit Union worksLocal Government Federal Credit Union is a financial institution that serves North Carolina's local government employees and volunteers. The credit union doesn't have branches, but it's partnered with State Employees Credit Union. Local Government Federal Credit Union vs. Truliant Federal Credit UnionTruliant Federal Credit Union is a CDFI that serves local communities in North Carolina, South Carolina, and Virginia. Local Government Federal Credit Union offers higher interest rates, but Truliant Federal Credit Union doesn't charge monthly services.

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