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But the double whammy of housing plus childcare costs doesn't hit all parents — just parents of very young kids. However, after-school programs or an afternoon babysitter are typically a fraction of the cost of full-time day care.) I propose we call them: DIPS, or Double Income, Public School. For example, Massachusetts has the highest average childcare costs, where day care for an infant is $24,472. I'm stuck in between — one kid in public school and a younger one still in day care.
Persons: , Alcynna Lloyd, Lloyd, Zillow, it's, I'm, Rich, Stanley, you'll, they'll, POLK Organizations: Service, Business, Public School, Kids, Nationwide Locations: Los Angeles, San Diego, California, Massachusetts, Iowa, In Massachusetts
Over the last two years, my 12-year-old son has become increasingly consumed with going to the woods near our home. But just like many other tweens, he's also asked, "Can you get me a cellphone?" We bought him a pocket knife. He mostly keeps the knife in his pocket when he heads outdoors, only bringing it out when a project calls for a sharp object. As for the pocket knife, when it's not in use or at the bottom of his camo pants pocket, it stays safely displayed in his bedroom, a token of independence and ingenuity.
Persons: He's, he's, they've, it's Organizations: Service, Business
A spokesperson for DHCR told Business Insider the "surge" in rent history requests is "unprecedented." Mohamed said that since she posted that TikTok, hundreds of people have emailed openigloo asking for help deciphering the rent history information they've received from DHCR. Diana Prendergast, a 27-year-old recording artist who lives in New York, requested her rent history after learning about it from TikTok. She said she's still awaiting her rent history. Did you request your rent history, or discover you were being overcharged?
Persons: , openigloo, Allia Mohamed, Mohamed, they've, Diana Prendergast, she's, Gothamist Organizations: Service, New York, Homes, Community Renewal, New, DHCR, Business, The Met Council, Housing Locations: New York, DHCR, TikTok, New York City
How Hermes Became the Ultimate Status Symbol
  + stars: | 2024-02-24 | by ( Madeline Berg | ) www.businessinsider.com   time to read: +11 min
Now, its shares are also hot commodities, with their performance outpacing bigger luxury brands like Louis Vuitton owner LVMH and Gucci-maker Kering. "The curse of retail is everyone chases more," Simeon Siegel, a senior retail analyst at BMO Capital Markets, told Business Insider about luxury brands. "Brand equity is much more diluted than Hermès'," Herzog said of brands like Gucci and Louis Vuitton. Hermès is 'fairly recession-proof'Keeping it simple has helped Hermès hold its own as luxury brands start to lose their shine after a multiyear spending boom. It also announced it will expand the Saint Junien facility in New Aquitaine (also France) which makes Kelly and Birkin bags.
Persons: Hermès, Louis Vuitton, LVMH, Kering's, hasn't, it's, Axel Dumas, Simeon Siegel, Siegel, Birkin, , waitlists, Edward Berthelot, there's, Hitha Herzog, Nicole Pollard Bayme, Kelly, Versace, Herzog, Gucci, Saint Laurent, Bernstein, Luca Solca, Chanel, Solca, Winston Chesterfield, Barton, That's, Williamsburg , Brooklyn —, Axel, Pierre, Alexis Dumas —, Bernard Arnault's LVMH, Dumas, Barton's Chesterfield, They've, Cousins Axel Dumas, Alexis Dumas, Rodrigo Vaz, Thierry Hermès, they've, We're Organizations: BMO Capital Markets, Capri Holdings, North, Gucci Locations: Hermès, London, China, France, Louviers, Ardennes, New Aquitaine, Aspen , Colorado, Naples, Florida, Nanjing, Princeton , New Jersey, Williamsburg , Brooklyn
The tech sector is having a big 2024. Hotter-than-expected inflation data may also keep the Fed from cutting rates as soon as the market expects, a sign that the economy remains strong enough to support tighter monetary policy for longer. It's a different story for tech workers, though. The number of tech sector layoffs in 2024 has been outpacing the number of terminations in 2023. So far, about 42,324 tech employees were let go in 2024, according to Layoffs.fyi, which tracks layoffs in the tech industry.
Persons: Jeff Shulman, There's, haven't, they've Organizations: Nvidia, University of Washington's Foster School of Business, Companies Locations: U.S
Right now, average 30-year mortgage rates are more than 40 basis points higher than they were this time last month. As long as price growth continues to come down, mortgage rates should ease this year. The person with the better score would also pay around $300 less on their monthly mortgage payment. See more mortgage rates on Zillow Real Estate on ZillowMortgage Refinance Rates TodayMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments.
Persons: They're, they've, it's, myFICO, Fannie Mae Organizations: Zillow, Federal Reserve, Mortgage, Association, ARM Locations: Chevron
Consumers are spending more of their budgets on food than they have in 30 years. And high food costs could stick around for a while, executives and small business owners have said. US consumers spent 11.3% of their disposable income on food in 2022, The Wall Street Journal reported on Wednesday, citing data from the US Department of Agriculture. The last time food made up as much of their spending was in 1991, the Journal reported. AdvertisementIt looks like elevated food costs will likely stick around, too.
Persons: it's, , haven't, It's, François, Xavier Roger, Roger, Brian Will, they've, Steve Cahillane Organizations: Service, Street, US Department of Agriculture, Business Locations: Georgia
They slid into my DMs in Instagram," Rikkii told Business Insider over Zoom. Rumor: Trevor had a girlfriend during 'Love Is Blind' filmingThe accusations against Trevor Sova are the most jarring and extreme. But his ex-fiancée told me he moved out on November 20 — which was 10 days before casting reached out," Rikkii told BI. This isn't the first time TikTok exposed 'Love Is Blind' contestantsPerhaps most famously, the drama between Jackie Bonds, Josh Demas, and Marshall Glaze played out largely online while "Love Is Blind" season four aired last year. AdvertisementThe next two episodes of "Love Is Blind" season six will air on February 28.
Persons: Trevor, Jimmy, Jeramey, , Rikkii, Raven Ross, Netflix didn't, Trevor Sova, they're, hasn't, Rikkii's, Trevor's, Natalia Marrero, Reality Ashley, Ashley, Natalia, Chelsea, Chelsea Blackwell, Jimmy Presnell, lied to Organizations: Service, SK, Business, Netflix, Chelsea, E!, DU Locations: Instagram, North Carolina, @storytimewithrikkii
The economy has been doing surprisingly well so far this year, and it's pushing mortgage rates back up. Average 30-year mortgage rates rose 13 basis points to 6.90% this week, according to Freddie Mac. Average 15-year mortgage rates also increased to 6.29% this week, a 17-point jump. Once the Federal Reserve starts lowering the federal funds rate, mortgage rates are expected to go down as well. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.
Persons: Freddie Mac, Sam Khater, Freddie Mac's, you'll, Fannie Mae Organizations: Federal Reserve, Zillow, Mortgage, Association, Sky Locations: Chevron
Investors have been bullish on Japan stocks since last year, repeatedly driving them to record highs. Goldman Sachs has named "Seven Samurai" stocks in Japan, which it says could be an equivalent of the United States' "Magnificent Seven." The "Magnificent Seven" comprises Apple , Amazon , Alphabet , Meta , Microsoft , Nvidia and Tesla , which were behind much of the gains that drove the S & P 500 up a whopping 24% or so in 2023. In a Feb. 18 report, Goldman answered clients' requests for the Japanese equivalent of the "Magnificent Seven." With that criteria, Goldman has come up with a list of seven stocks, and they are: Screen Holdings, Advantest, Disco, Tokyo Electron, Toyota Motor, Subaru and Mitsubishi.
Persons: Goldman Sachs, Goldman, they've, CNBC's Ying Shan Lee Organizations: Nikkei, Apple, Microsoft, Nvidia, Tesla, Screen Holdings, Tokyo Electron, Toyota Motor, Subaru, Mitsubishi, Tokyo Stock Exchange Locations: Japan, United States, Tokyo
The ad buyers said they did not know what caused Meta's glitch. And there's no guarantee ad buyers will ever get the full amount they've lost. Advertisers continue to battle Meta glitchesThe overspending glitch is the latest in many issues advertisers have had with Meta's ad tools breaking. He estimated that he spends five to 10 hours a month per client working on Meta glitches. "If I look at where we spend most of our money across four platforms — which is Google, Microsoft, Amazon, and Meta — Meta would be the one who's the most dysfunctional," he said.
Persons: , Tom Brown, CPMs, Brown, Andrew Faris, Milo McMahon, Faris, I'm, Duane Brown, McMahon, AJF Growth's Faris Organizations: Service, Business, Meta, BRND Labs, Outdoor, Google, Microsoft
download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Read previewWar correspondents covering Russia's brutal invasion of Ukraine for the news outlet Current Time described the horrific scenes they witnessed and how they grapple with them as they continue to cover the war going into its third year. "Here are the bodies of 15 civilians killed by Russian soldiers," Andriy Kuzakov told Radio Free Europe, detailing a darker war story. Sachalko said that while these scenes are deeply tragic, he feels he must "cut off" his emotions. AdvertisementCorrespondent Oleksiy Prodayvoda said the most difficult aspect of his work is getting to know soldiers and then later hearing that they've been killed.
Persons: , Andriy Kuzakov, Kuzakov, Borys Sachalko, Bucha, Volodymyr Zelenskyy, Sachalko, That's, Oleksiy Prodayvoda, they've, Prodayvoda, It's Organizations: Service, Business, Radio Free, Protect Journalists Locations: Ukraine, Radio Free Europe, Borodyanka, Kyiv, Chernihiv, Sumy
Like many other parents, Jane said she sees her adult children stuck in an economic predicament that isn't of their own making. "Home prices and rent prices and automobile prices — I don't think that they're aligned with wages in a fair, or in a reasonable, way," Jane said. She wants to get her kids through college and see if they're able to find jobs that are decently paid. But that doesn't mean she's immune to the Sunday scaries: "On those Sunday nights and Monday mornings, I really, really regret it. "I'm hopeful for that, but I'm really not really expecting it," she said.
Persons: Jane, she's, — she's, we're, We're, Jane —, , they're, it's, Gen Zers, Younger boomers, I'm Organizations: Pew Research Center, Pew Locations: Texas
Woodard noted that changes to the S & P 500 typically occur following a period of strong growth. The S & P 500 has gained more than 24% in the past year and has climbed more than 4% from the start of 2024. There are two main criteria for adding a stock to the S & P 500, the strategist said. Here's a look at some of the stocks Bank of America thinks are in contention for entry to the S & P 500. Bank of America analyst Craig Siegenthaler thinks the stock could be added to the S & P 500 as soon as mid-March following the index's planned rebalance.
Persons: they've, Jared Woodard, Stocks, Woodard, FactSet, Palantir, Craig Siegenthaler Organizations: Bank of America, Bank of, Walgreens Boots Alliance, Dow Jones Industrial, Amazon, Palantir Technologies, KKR
Economists place the odds of a recession this year at around 40% — the lowest since January 2022, a new Bloomberg survey found. Respondents lifted their forecasts for GDP, consumer spending, private investment, and government expenditures compared to a survey last month. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . In a new Bloomberg survey, economists place the odds of a recession this year at around 40% — the lowest since January 2022. The respondents lifted their forecasts for GDP, consumer spending, private investment, and government expenditures compared to a survey last month.
Persons: Organizations: Bloomberg, Service, Business
AdvertisementThe Federal Reserve is worried about expensive stocks and homes, sinking office prices, shaky banks, and cash-strapped consumers. The S&P 500 soared to record highs this year as investors bet that the Fed will conquer inflation and start cutting rates within months, pushing stocks higher and staving off a recession. Fed economists said during their latest meeting that the value of multi-family homes, offices, and other commercial real estate could decline further. AdvertisementThe commercial real estate sector certainly faces a raft of headwinds. But its experts are clearly concerned about lofty stocks and home values, further commercial real estate fallout, vulnerable banks, and struggling consumers as potential threats to a soft landing.
Persons: They've Organizations: New, New York Community, Silicon Valley Bank Locations: New York, Silicon
NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementKeeping the attention focusedOne HR professional told Business Insider that the staggered announcements might be the company's way of keeping its attention focused. "The benefit is the next day the entire focus of communication and support is dedicated to the separating employees," Varelas told BI. Drawbacks to making employees wait overnight to hear if they've been laid offHowever, it is a less than ideal way to conduct layoffs because it worries both retained and separated employees, Varelas said.
Persons: , RJ Scaringe, Elaine Varelas, Varelas, Rob Smedley, Freeths, Smedley, they'd, they've, Gearalt Fahy, Womble Bond Dickinson, Fahy, Michael Doolin, Dooley, Rivian Organizations: Service, Business, Keystone Partners, Google, Clover Locations: Southern California
Total credit card debt in the U.S. has reached a record high — but people are putting less money toward paying it down. Americans collectively hold $1.13 trillion in credit card debt as of the end of December, according to the Federal Reserve Bank of New York's latest Household Debt and Credit Report. Debt holders say they put around $363 per month toward their credit card debt in 2023, slightly less than the $430 they paid monthly in 2022. How interest rates and inflation impact credit card debtOne reason people are contributing less is due to record-high credit card interest rates combined with elevated prices for everyday goods, says Matt Schulz, chief credit analyst at LendingTree. Making a plan to get out of credit card debt
Persons: Matt Schulz, Schulz, they've Organizations: Federal Reserve Bank of New, LendingTree Locations: U.S, New York, York
Voahangy Rasetarinera speaks on San Jose bakery loss of thousands of dollars after Tesla cancels large order. A catering contract to celebrate Black Heritage Month turned into a tough lesson for a Black-owned bakery in the South Bay earlier this month. What started as a $16,000 deal ended up costing the small business owner thousands of dollars instead. But two days after taking the Tesla job, the bakery owner got a simple text message canceling the order. A Tesla spokesperson did not respond to the specific questions but told NBC Bay Area they've been in touch with Rasetarinera.
Persons: Voahangy Rasetarinera, Tesla, Rasetarinera, it's, Tesla hadn't Organizations: Black Heritage Month, Tesla, Google, Apple, NBC Bay Area, NBC Bay Locations: Jose, Willow Glen
Cramer's Lighting Round: Vertiv is a buy
  + stars: | 2024-02-22 | by ( Julie Coleman | ) www.cnbc.com   time to read: +1 min
Stock Chart Icon Stock chart icon GlobalFoundries' year-to-date stock performance. Stock Chart Icon Stock chart icon Danaher's year-to-date stock performance. Stock Chart Icon Stock chart icon Workday's year-to-date stock performance. Stock Chart Icon Stock chart icon Vertiv's year-to-date stock performance. Stock Chart Icon Stock chart icon Arm's year-to-date stock performance.
Persons: GlobalFoundries, You've, They've, Rene Haas, Jim Cramer's Organizations: Cal, Maine Foods, Maine Locations: Taiwan
Christi Fritz and her husband have gone viral on TikTok for cutting the soles off their shoes to go barefoot. Advertisement"My husband and I have removed the bottoms of all our shoes," Christi Fritz says in a voiceover of their most viral TikTok video, with 56 million views. "We decided to start walking barefoot," Christi explains. ("Grounding" or "earthing" is a Gwenyth Paltrow-endorsed practice meant to commune with nature by walking barefoot on the soil. In a follow-up to their viral barefoot video, the Fritzes stroll down the streets of downtown Cleveland barefoot and into the public library.
Persons: Christi Fritz, , Seth Fritz, Christi, Paltrow, ike, y oung, ideo, ealth, iral Organizations: Service, ritz, ust
Business Insider is seeking nominations for a list showcasing the creative agencies that have mastered generative AI technologies and are using them to produce consumer-facing work. Please submit your nominations using this form. Over the last year, ad agencies have taken big steps familiarizing themselves with generative AI tools — and they've become much more adept at harnessing the nascent technology for their clients' creative work. Even still, the tech continues to evolve with eye-popping results, as seen by OpenAI's new Sora video generation tool. This story is available exclusively to Business Insider subscribers.
Persons: they've Organizations: Business
After making $200 off her own used clothes, she turned to some of her favorite places to shop: thrift stores. Much of her business' growth came from her dorm room at Duke University, where she graduated last year with a degree in psychology. I had maybe 200 or so items in my dorm room my sophomore year, and now I have 1,300 items [in a storage unit]." How much cash do you need to start a thrifting side hustle? [In terms of the thrifting], you can start with as little as $5.
Persons: they've, Sophie Riegel didn't, I've, Riegel, she's, She's, , you've, You've Organizations: CNBC, eBay, Duke University, YouTube Locations: AskMakeIt@cnbc.com
Yet two months into 2024, Jerome Powell and his Fed colleagues seems to have nearly pulled off what many would have called a miracle not long ago. Between a rock and a hard placeThe January Fed meeting minutes reinforced policymakers' careful approach for the months ahead. AdvertisementTo be sure, as far as policy expectations, markets have only recently arrived on the same page as the Fed. "The Fed doesn't want to be seen as having allowed inflation to reignite," he added. "The Fed doesn't want to undo all the good work they've done, and needlessly push the economy into a recession."
Persons: , Jerome Powell, Powell, James McCann, Abrdn, Gene Goldman, CME's, Gregory Draco, Draco, Larry Summers, Summers, Cetera's Goldman, Goldman, Abrdn's McCann, McCann Organizations: Service, Federal Reserve, Business, Co, Fed, Cetera Investment Management, Bloomberg
Read previewFirst millennials were priced out of buying homes, and now they can't even afford their rent. In another recent video, Ora Hardesty tearfully said that for the first time ever she wouldn't be able to afford rent. "I don't have a lot of lavish things, I don't go on vacations, and I don't spend a lot." Rents are higher than ever, and millions of millennials are spending the majority of their paychecks on their housing. AdvertisementAccording to real-estate experts, millennials are in a perfect storm, tackling a slew of financial woes at once.
Persons: , Kaitlin Murray, she'd, it's, Ora Hardesty, Alana Lindsay, Coldwell Banker Warburg, Omer Reiner, Rashi Malhotra, Lee Davenport, Whoopi, Whoopi Goldberg Organizations: Service, Business, Coldwell Banker, BI Locations: Boston, New York, Savannah , Georgia, United States
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